Consumer Education – J/S
Course Profile
Course Instructor:
Mr. Belpedio
Phone:
708-434-3301 anytime
708-386.4559 home
E-mail:
dbelpedio@oprfhs.org
Available before and after school every day in rm 301
Required Text:
Consumer Education & Economics by Lowe, Malouf,
and Jacobson
Course Objectives:
Students will learn the important roles they perform as consumers, workers, and citizens
in our society. They will study concepts for economic understanding, decision-making,
financial management, and resource management. The ultimate goal is to help each
student to become a competent consumer, and to understand his/her responsibilities in
the American business system.
Topics Covered:
Chapter 2 - Consumer Management Skills
Scarcity
Wants
Needs
Factors of production
Land
Labor
Capital
Entrepreneurship
Goods
Services
Trade-offs
Opportunity cost
Types of economies
Traditional
Command
Market
Mixed
Capitalism
Chapter 1 - Consumer Powers and Protection
Bait and switch
Warranty
Comparison shopping
Consumer
Consumer Bill of Rights
Safety
Choose
Be heard
Be informed
Remedy
Chapter 11 – Credit
Principal
Interest
Usury laws
Collateral
Annual percentage rate
Unsecured loan
Secured loan
Chapter 10 - Checking and Banking
Check
Cancelled check
Outstanding check
Overdrawn or bounced check
Deposit in transit
Service charge
Bank reconciliation
Endorsements
Blank
Restricted
Special
Chapter 13 (stock project) - Investments
Mutual fund
Certificate of deposit
Stock
Chapter 19 – Automobiles/Transportation
Insurance
Bodily injury
Property damage
Medical payments
Collision
Comprehensive physical damage
Chapter 8 - Taxes
Progressive tax
Regressive tax
W-4 Form
W-2 Form
1040 EZ
Chapter 9 - Budgeting
Chapter 16 - Shopping Skills
Chapter 21 - Food
Chapter 5 - The U.S. Economic System
Chapter 14 - Insurance
Chapter 23 - Housing
Expectations:
1. All students are expected in class each day on time.
2. Students are expected to read the chapters assigned in their textbook. All assignments,
projects and exams must be completed on time. Significant points will be deducted for
late assignments.
3. Students are expected to be attentive and respectful during teacher presentations, class
discussions, or small group work.
4. Sleeping in class or lack of participation is not appropriate behavior.
5. Eating and drinking is not allowed in the classroom.
6. Hats, outerwear, cell phones, and headphones are not allowed in the classroom.
Grading Scale:
100 – 90
89 – 80
79 – 70
69 – 60
59 and below
=
=
=
=
=
A
B
C
D
F
Cheating will not be tolerated. A grade of “0” will be recorded for the assignment or test and this
may result in an “F” for the marking period. You may not copy other’s work.
I.D.s must be worn at all times.
Grade Breakdown:
40%
Chapter Exams
35%
Projects
25%
Homework Assignments
Your grade on projects will drop 10% for each day that it is late. Points will be deducted for late
homework assignments. Homework will not be accepted if it is more than two days late, unless
you have an excused absence. If you are absent, make-up exams must be taken within a week
of your return to school.
Semester grade is weighted as follows:
1st 9 weeks grade
2nd 9 weeks grade
Final exam
Total
x
x
x
45%
45%
10%
100%
Attendance:
School attendance and tardy policies will be strictly enforced in this class. You are expected to
be in your assigned seat when the bell rings; if you are not, you will be marked tardy. You will be
expected to serve a detention each time you are tardy to class. In addition, four unexcused
absences during a semester will equal an “N” grade and the student may be dropped from the
class.
Acknowledgement:
_____________________________________
Parent Signature
_____________________________________
Parent E-mail/Phone Number
_____________________________________
Student Name
_____________________________________
Student Signature
Please consider taking these business classes:







Accounting and Investment Principles
Small Business Management
International Business Management and Technology
Multimedia/Video Game Development
Sports and Music Entertainment Marketing
Business Community Service Internship
Website Development