SBS-1,SBS-2 AND SBS-3 RETURN ON PIBS
Presented by
Ajuba Khandaker
SBS-2 RETURN
SBS-2 return report is the classification of Deposits.
USER: BR
HO
BB
FREQUENCY: QUARTERLY
SBS-2 RETURN
1. No of Account : Total no of
accounts on the basis of same
sector code, rate of interest and
deposit code.
2. Sector Code : Sector code is found
from Customer Registration.
3. Rate of Interest: Interest Rate is
found in the respective parameter
table or account-wise.
4. Types of Deposit Code: Deposit
code should be identified on
account master information.
WITHDRAWALS FROM DEPOSIT ACCOUNTS ( SBS-2 RETURN )
This is a supplementary report of SBS2 Return
 Total withdrawals on basis of deposit
code of each Quarter.
SBS-3 RETURN
SBS-3 return report is the classification of Advances.
USER: BR
HO
BB
FREQUENCY: QUARTERLY
SBS-3 RETURN
1. No of Account : Total no of
accounts on the basis of same
sector code, rate of interest ,EP
code, LS Code and CL Code.
2. Sector Code : Sector code is found
from Customer Registration.
3. Rate of Interest : Interest Rate is
found in the respective account.
4. Economic Purpose Code: EP code
should be identified on additional
master information.
5. Loan Security Code: LS Code
should be identified on additional
master information.
6. Classification Code: CL Code
should be updated after
Classification Reports Generate.
7. SME Code: SME code should be
identified on account master
information.
8. Product Code: Product code should
be identified on account master
information.
CLASSIFICATION OF BILLS PURCHASED AND DISCOUNTED
1. No of Bills : Total no of Bills on the
basis of same sector code, Bill
Code.
2. Sector Code : Sector code is found
from Customer Registration.
3. Bill Code : Bill code should be
identified on account master
information.
SBS-1 RETURN
SBS Stands for Schedule Bank Statistics. SBS-1 is a statistical report
required by Bangladesh Bank from each bank.
USER: BR
HO
BB
FREQUENCY: MONTHLY
MONTHLY SBS-1 RETURN
SBS-1 Return : Collecting data on monetary and finanacial statistics.
Two parts in SBS-1 Return reports: Liabilities and Assets.
The report contains Code wise Liabilities and Assets. We have presented the codes
those are filled by branch and those by HO.
Filled by branch: From Abstract with Analysis
MONTHLY SBS-1 RETURN (LIABILITIES)
HO
HO
Total Deposit – FC Deposit
(161,162,163,164,165,166)
- Deposit sector balance not in
Deposit Matrix Report
 No.4#All Filled by HO
MONTHLY SBS-1 RETURN (LIABILITIES)
HO
MONTHLY SBS-1 RETURN (LIABILITIES)
161- FC in taka A/C
162- Exporters Retention Account
165- RFCD A/C
163- FC Retention in taka
164- NFCD Counter cover
166- NFCD A/C
909,910 Cr Bal
Total Contra A/C – Liability (176-182)
MONTHLY SBS-1 RETURN (LIABILITIES)
Total Income (501-599)
A/C type 231 (int. sus. A/C)
Others liabilities head (actcod from
160 to 299, not 231)
Grand Total Credit Balance
from Abstract with Analysis
MONTHLY SBS-1 RETURN (ASSETS )
Branch Cash Balance (331)BB Notes and Coins
Branch Cash Balance (331)Government Notes and Coins
Balance with Bangladesh Bank
(332)
Balance with Sonali Bank (920)
MONTHLY SBS-1 RETURN (ASSETS )
FC Balance with Bangladesh
Bank (339)
FC Cash in hand (338)
Foreign Bills Purchased (375)
Foreign Draft Purchased (374)
Export PAD, PAD, IBP (351,
352,372)
CLS, LFS, DL, SME, DR Balance
(901,902), LIM,LATR,PC, EDF
and other Loan Gl Head. (Sector
Code wise)
MONTHLY SBS-1 RETURN (ASSETS )
Prize Bond (347)
MONTHLY SBS-1 RETURN (ASSETS )
All Filled by HO
MONTHLY SBS-1 RETURN (ASSETS )
909,910 Dr Bal
Total Contra A/C – Assets (381-388)
Fur. Fixt. Mach and Equipment-401
Building A/C -405, Land A/C-407
Adv. Against Const. Of Building-406
Total Expenditure (701-899)
A/C type 452 (int. on Advance
Others Assets head (actcod from
402 to 469, except 405,406,407) +
Total Other Liability DR head
balance + 903 Dr Balance
Grand Total Debit Balance
from Abstract with Analysis
MONTHLY SBS-1 RETURN
DEPOSIT CLASSIFICATION MATRIX
MONTHLY SBS-1 RETURN
DEPOSIT CLASSIFICATION MATRIX
Sector Mapping:
 Other Non Finanacial Corporation :
Manufaturing Companies
Commerce & Trade
Transports Companies
Construction Companies
Housing Companies/ Societies
Storage Companies
Non Govt. Publicity & News Media
Private Educational Inst. ( Private school,college, Madrasha etc.)
 Household Resident :
Professional and Self-employed (such as Doctor's, Lawers,Contractor's, Taxi Drivers)
Wage & Salary Erners ( working abroad)
Wage & Salary Erners ( working in the country)
Other Local Individuals
Other Local offices/ Enterprises /Companies/Farms
MONTHLY SBS-1 RETURN
DEPOSIT CLASSIFICATION MATRIX
Sector Not Mapping:





Food Ministry (including food division/derectorates) – Govt. Sector
Agriculture and Fishing Professionals (Include Dairy /Poultry Farmers)
Publishing Industries
Foreign Individuals
Foreign Offices/ Enterprises /Companies/Farms
MONTHLY SBS-1 RETURN
DETAILS OF FOREIGN LIABILITIES AND ASSETS
This is a supplementary report of
SBS-1 Return
Issues: Currency-wise Exchange Rate
is defined and supplied by Bangladesh
Bank.
Proposed Solution:
Proposed SBS-1 Sector code wise
amount report will be created by
branch
Currency wise Exchange Rate
parameter table has to be designed
Currency wise Exchange Rate will be
manipulated by HO given by
Bangladesh Bank
MONTHLY SBS-1 RETURN
LOANS CLASSIFICATION AND PROVISIONING
Design Planning:
Loan Classification Report can be
generated by PIBS existing system by
CL Reporting if the report data are
stored by our system
Provision Classification can be
generated by PIBS existing system by
CL Reporting if the report data are
stored by our system
MONTHLY SBS-1 RETURN
BREAK UP OF INVESTMENT
Maintained by
HO