February 28, 2016 NYSE: UA UNDER ARMOUR INC BUY A+ A A- HOLD B+ B Annual Dividend Rate NA B- C+ C Annual Dividend Yield NA SELL C- D+ D Beta 0.68 Sector: Consumer Goods & Svcs UA BUSINESS DESCRIPTION Under Armour, Inc. together with its subsidiaries, develops, markets, and distributes branded performance apparel, footwear, and accessories for men, women, and youth primarily in North America, Europe, the Middle East, Africa, the Asia-Pacific, and Latin America. Weekly Price: (US$) D- E+ E E- F Market Capitalization $15.1 Billion HOLD 52-Week Range $63.23-$105.89 SMA (100) 01/11/2016 Price as of 2/25/2016 $83.06 Sub-Industry: Apparel, Accessories & Luxury Goods SMA (50) RATING SINCE Source: S&P 1 Year 2 Years 110 100 90 80 70 STOCK PERFORMANCE (%) 3 Mo. Price Change -9.82 1 Yr. 8.64 3 Yr (Ann) 52.66 60 50 GROWTH (%) Last Qtr 30.77 20.40 20.00 Revenues Net Income EPS 12 Mo. 28.49 11.79 10.52 3 Yr CAGR 29.26 21.78 20.17 40 Rating History BUY Volume in Millions 75 RETURN ON EQUITY (%) UA 13.94 15.40 15.41 Q4 2015 Q4 2014 Q4 2013 Ind Avg 21.97 20.75 21.48 S&P 500 12.28 14.59 13.97 79.10 29.67 21.53 UA Ind Avg S&P 500 2015 0 2016 COMPUSTAT for Price and Volume, TheStreet Ratings, Inc. for Rating History 2014 Q4 0.48 Q2 0.07 Q3 0.45 Q1 0.05 Q4 0.40 Q2 0.08 UNDER ARMOUR INC has improved earnings per share by 20.0% in the most recent quarter compared to the same quarter a year ago. The company has demonstrated a pattern of positive earnings per share growth over the past two years. We feel that this trend should continue. This trend suggests that the performance of the business is improving. During the past fiscal year, UNDER ARMOUR INC increased its bottom line by earning $1.05 versus $0.95 in the prior year. This year, the market expects an improvement in earnings ($1.30 versus $1.05). Q3 0.41 Q1 0.06 Q4 0.30 Q3 0.34 Q2 0.08 2014 HIGHLIGHTS The revenue growth came in higher than the industry average of 16.8%. Since the same quarter one year prior, revenues rose by 30.8%. This growth in revenue appears to have trickled down to the company's bottom line, improving the earnings per share. EPS ANALYSIS¹ ($) Q1 0.04 25 RECOMMENDATION We rate UNDER ARMOUR INC (UA) a HOLD. The primary factors that have impacted our rating are mixed some indicating strength, some showing weaknesses, with little evidence to justify the expectation of either a positive or negative performance for this stock relative to most other stocks. The company's strengths can be seen in multiple areas, such as its robust revenue growth, growth in earnings per share and increase in net income. However, as a counter to these strengths, we also find weaknesses including premium valuation, weak operating cash flow and disappointing return on equity. P/E COMPARISON 2013 50 2015 NA = not available NM = not meaningful 1 Compustat fiscal year convention is used for all fundamental data items. The stock has not only risen over the past year, it has done so at a faster pace than the S&P 500, reflecting the earnings growth and other positive factors similar to those we have cited here. Looking ahead, the stock's rise over the last year has already helped drive it to a level which is relatively expensive compared to the rest of its industry, implying reduced upside potential. Net operating cash flow has declined marginally to $269.34 million or 7.60% when compared to the same quarter last year. In conjunction, when comparing current results to the industry average, UNDER ARMOUR INC has marginally lower results. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: February 28, 2016 PAGE 1 February 28, 2016 NYSE: UA UNDER ARMOUR INC Sector: Consumer Goods & Svcs Apparel, Accessories & Luxury Goods Source: S&P Annual Dividend Rate NA Annual Dividend Yield NA PEER GROUP ANALYSIS 30% UA V FA AB OR LE GIL LUX LE AB -10% R VO FA Revenue Growth (TTM) UN PVH Price as of 2/25/2016 $83.06 While textiles may have once been a large portion of this industry group, that segment is down to a few players such as Unifi (UFI), Culp (CFI), Crown Crafts (CRWS), and Hallwood Group (HWG). Most of the industry is focused on brands for shoes, clothing, eyewear, and wrist watches. Companies in the group tend to own a variety of proprietary brands in order to design, develop, market, and distribute products targeted to specific consumer segments. KORS VFC RL 52-Week Range $63.23-$105.89 The companies in the textiles, apparel, and luxury goods industry sell their products through multiline retailers and over the internet. Some of the larger players in this industry group cross over into the specialty retailer category with exclusively branded stores of their own such as Nike, Coach, Fossil, and Ralph Lauren. LULU CRI Market Capitalization $15.1 Billion INDUSTRY ANALYSIS The textiles, apparel, and luxury goods industry includes very well-known brands such as Nike (NKE), Coach (COH), Luxottica Group (LUX), Ralph Lauren (RL), Fossil (FOSL), Under Armour (UA), HanesBrands (HBI), Columbia Sportswear (COLM), Crocs (CROX), and Movado Group (MOV). REVENUE GROWTH AND EBITDA MARGIN* HBI Beta 0.68 COH 14% 34% EBITDA Margin (TTM) Companies with higher EBITDA margins and revenue growth rates are outperforming companies with lower EBITDA margins and revenue growth rates. Companies for this scatter plot have a market capitalization between $5.2 Billion and $28.3 Billion. Companies with NA or NM values do not appear. *EBITDA – Earnings Before Interest, Taxes, Depreciation and Amortization. 30% REVENUE GROWTH AND EARNINGS YIELD UA PEER GROUP: Textiles, Apparel & Luxury Goods Recent Ticker Company Name Price ($) UA UNDER ARMOUR INC 83.06 LULU LULULEMON ATHLETICA INC 61.35 PVH PVH CORP 80.25 GIL GILDAN ACTIVEWEAR INC 25.27 RL RALPH LAUREN CORP 91.92 CRI CARTER'S INC 99.44 LUX LUXOTTICA GROUP SPA 58.60 VFC VF CORP 64.68 HBI HANESBRANDS INC 28.07 COH COACH INC 38.90 KORS MICHAEL KORS HOLDINGS LTD 56.47 Market Cap ($M) 15,088 7,899 6,576 6,162 5,344 5,170 28,343 27,574 10,994 10,802 10,132 Price/ Earnings 79.10 33.34 13.65 26.05 16.59 22.00 32.74 22.62 26.48 29.47 12.92 Net Sales TTM ($M) 3,963.31 1,958.74 7,976.60 2,463.47 7,419.00 3,057.95 9,568.78 12,376.74 5,731.55 4,237.50 4,594.42 Net Income TTM ($M) 232.57 259.48 489.70 237.30 479.00 237.82 863.43 1,231.59 428.86 366.30 844.72 V FA The peer group comparison is based on Major Apparel, Accessories & Luxury Goods companies of comparable size. AB OR LE R VO FA LUX LE AB -10% UN Revenue Growth (TTM) LULU HBI GIL CRI VFC KORS RL PVH COH 1% 8% Earnings Yield (TTM) Companies that exhibit both a high earnings yield and high revenue growth are generally more attractive than companies with low revenue growth and low earnings yield. Companies for this scatter plot have revenue growth rates between -5.7% and 28.5%. Companies with NA or NM values do not appear. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: February 28, 2016 PAGE 2 February 28, 2016 NYSE: UA UNDER ARMOUR INC Sector: Consumer Goods & Svcs Apparel, Accessories & Luxury Goods Source: S&P Annual Dividend Rate NA Annual Dividend Yield NA COMPANY DESCRIPTION Under Armour, Inc., together with its subsidiaries, develops, markets, and distributes branded performance apparel, footwear, and accessories for men, women, and youth primarily in North America, Europe, the Middle East, Africa, the Asia-Pacific, and Latin America. The company offers its apparel in compression, fitted, and loose types to be worn in hot, cold, and in between the extremes. It offers various footwear products, including football, baseball, lacrosse, softball and soccer cleats, slides, performance training, running, basketball, and outdoor footwear. The company also provides accessories, which include headwear, bags, and gloves; digital fitness platform licenses and subscriptions, as well as digital advertising; and licenses its brands. It primarily offers its products under the UA Logo, UNDER ARMOUR, UA, ARMOUR, HEATGEAR, COLDGEAR, ALLSEASONGEAR, PROTECT THIS HOUSE, and I WILL trademarks, as well as ARMOUR39, ARMOURBITE, ARMOURLOFT, ARMOURSTORM, ARMOUR FLEECE, and ARMOUR BRA trademarks. The company sells its products through wholesale channels, including national and regional sporting goods chains, independent and specialty retailers, department store chains, institutional athletic departments, and leagues and teams, as well as independent distributors; and directly to consumers through a network of brand and factory house stores, and Website. Under Armour, Inc. was founded in 1996 and is headquartered in Baltimore, Maryland. UNDER ARMOUR INC 1020 Hull Street Baltimore, MD 21230 USA Phone: 410-454-6428 http://www.uabiz.com Beta 0.68 Market Capitalization $15.1 Billion 52-Week Range $63.23-$105.89 Price as of 2/25/2016 $83.06 STOCK-AT-A-GLANCE Below is a summary of the major fundamental and technical factors we consider when determining our overall recommendation of UA shares. It is provided in order to give you a deeper understanding of our rating methodology as well as to paint a more complete picture of a stock's strengths and weaknesses. It is important to note, however, that these factors only tell part of the story. To gain an even more comprehensive understanding of our stance on the stock, these factors must be assessed in combination with the stock’s valuation. Please refer to our Valuation section on page 5 for further information. FACTOR SCORE 3.0 Growth out of 5 stars weak Measures the growth of both the company's income statement and cash flow. On this factor, UA has a growth score better than 50% of the stocks we rate. strong 4.5 Total Return out of 5 stars weak Measures the historical price movement of the stock. The stock performance of this company has beaten 80% of the companies we cover. strong 4.5 Efficiency out of 5 stars weak Measures the strength and historic growth of a company's return on invested capital. The company has generated more income per dollar of capital than 80% of the companies we review. strong 4.0 Price volatility out of 5 stars weak Measures the volatility of the company's stock price historically. The stock is less volatile than 70% of the stocks we monitor. strong 4.5 Solvency out of 5 stars weak Measures the solvency of the company based on several ratios. The company is more solvent than 80% of the companies we analyze. strong 0.5 Income out of 5 stars weak Measures dividend yield and payouts to shareholders. This company pays no dividends. strong THESTREET RATINGS RESEARCH METHODOLOGY TheStreet Ratings' stock model projects a stock's total return potential over a 12-month period including both price appreciation and dividends. Our Buy, Hold or Sell ratings designate how we expect these stocks to perform against a general benchmark of the equities market and interest rates. While our model is quantitative, it utilizes both subjective and objective elements. For instance, subjective elements include expected equities market returns, future interest rates, implied industry outlook and forecasted company earnings. Objective elements include volatility of past operating revenues, financial strength, and company cash flows. Our model gauges the relationship between risk and reward in several ways, including: the pricing drawdown as compared to potential profit volatility, i.e.how much one is willing to risk in order to earn profits; the level of acceptable volatility for highly performing stocks; the current valuation as compared to projected earnings growth; and the financial strength of the underlying company as compared to its stock's valuation as compared to projected earnings growth; and the financial strength of the underlying company as compared to its stock's performance. These and many more derived observations are then combined, ranked, weighted, and scenario-tested to create a more complete analysis. The result is a systematic and disciplined method of selecting stocks. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: February 28, 2016 PAGE 3 February 28, 2016 NYSE: UA UNDER ARMOUR INC Sector: Consumer Goods & Svcs Apparel, Accessories & Luxury Goods Source: S&P Annual Dividend Rate NA Annual Dividend Yield NA Consensus EPS Estimates² ($) IBES consensus estimates are provided by Thomson Financial 0.04 1.30 E 1.69 E Q1 FY16 2016(E) 2017(E) Market Capitalization $15.1 Billion 52-Week Range $63.23-$105.89 Price as of 2/25/2016 $83.06 FINANCIAL ANALYSIS UNDER ARMOUR INC's gross profit margin for the fourth quarter of its fiscal year 2015 is essentially unchanged when compared to the same period a year ago. Sales and net income have grown, and although the growth in revenues has outpaced the average competitor within the industry, the net income growth has not. UNDER ARMOUR INC has average liquidity. Currently, the Quick Ratio is 1.18 which shows that technically this company has the ability to cover short-term cash needs. The company's liquidity has decreased from the same period last year, indicating deteriorating cash flow. During the same period, stockholders' equity ("net worth") has increased by 23.54% from the same quarter last year. Together, the key liquidity measurements indicate that it is relatively unlikely that the company will face financial difficulties in the near future. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com. INCOME STATEMENT Net Sales ($mil) EBITDA ($mil) EBIT ($mil) Net Income ($mil) Beta 0.68 Q4 FY15 1,170.69 206.31 177.58 105.60 Q4 FY14 895.20 166.00 146.30 87.71 Q4 FY15 129.85 2,868.90 669.00 1,668.22 Q4 FY14 593.18 2,095.08 284.20 1,350.30 Q4 FY15 50.43% 17.62% 15.17% 1.38 8.10% 13.94% Q4 FY14 52.05% 18.54% 16.34% 1.47 9.93% 15.40% Q4 FY15 3.13 0.29 4.06 43.78 Q4 FY14 3.67 0.17 1.73 84.71 Q4 FY15 216 0.00 0.48 7.72 NA 4,221,958 Q4 FY14 214 0.00 0.40 6.31 NA 3,219,290 BALANCE SHEET Cash & Equiv. ($mil) Total Assets ($mil) Total Debt ($mil) Equity ($mil) PROFITABILITY Gross Profit Margin EBITDA Margin Operating Margin Sales Turnover Return on Assets Return on Equity DEBT Current Ratio Debt/Capital Interest Expense Interest Coverage SHARE DATA Shares outstanding (mil) Div / share EPS Book value / share Institutional Own % Avg Daily Volume 2 Sum of quarterly figures may not match annual estimates due to use of median consensus estimates. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: February 28, 2016 PAGE 4 February 28, 2016 NYSE: UA UNDER ARMOUR INC Sector: Consumer Goods & Svcs Apparel, Accessories & Luxury Goods Source: S&P Annual Dividend Rate NA Annual Dividend Yield NA RATINGS HISTORY Our rating for UNDER ARMOUR INC was recently downgraded from Buy to Hold on 1/11/2016. As of 2/25/2016, the stock was trading at a price of $83.06 which is 21.6% below its 52-week high of $105.89 and 31.4% above its 52-week low of $63.23. HOLD: $69.96 BUY: $58.35 2 Year Chart From Buy Buy 52-Week Range $63.23-$105.89 $100 Price/Earnings 1 2 3 premium $80 To Hold Buy Price reflects the closing price as of the date listed, if available RATINGS DEFINITIONS & DISTRIBUTION OF THESTREET RATINGS 4 5 UA 79.10 Peers 29.67 • Premium. A higher P/E ratio than its peers can signify a more expensive stock or higher growth expectations. • UA is trading at a significant premium to its peers. Price/Projected Earnings 1 2 3 premium 4 5 2 3 4 5 Price/Book 32.19% Buy - We believe that this stock has the opportunity to appreciate and produce a total return of more than 10% over the next 12 months. UA 10.76 Peers 6.24 • Premium. A higher price-to-book ratio makes a stock less attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. • UA is trading at a significant premium to its peers. 35.29% Hold - We do not believe this stock offers conclusive evidence to warrant the purchase or sale of shares at this time and that its likelihood of positive total return is roughly in balance with the risk of loss. 32.52% Sell - We believe that this stock is likely to decline by more than 10% over the next 12 months, with the risk involved too great to compensate for any possible returns. Research Contact: 212-321-5381 Sales Contact: 866-321-8726 premium Price/Sales 1 2 premium 4 5 Price to Earnings/Growth 4 5 discount 1 2 3 premium 4 5 discount UA 3.32 Peers 1.84 • Premium. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. • UA trades at a significant premium to its peers. Earnings Growth 1 2 3 4 lower 5 higher UA 10.52 Peers 17.27 • Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. • However, UA is expected to significantly trail its peers on the basis of its earnings growth rate. Sales Growth discount UA 4.53 Peers 2.75 • Premium. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. • UA is trading at a significant premium to its industry. 3 UA NM Peers 26.92 • Neutral. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures. • UA's P/CF is negative making the measure meaningless. discount 3 2 premium discount UA 49.15 Peers 26.25 • Premium. A higher price-to-projected earnings ratio than its peers can signify a more expensive stock or higher future growth expectations. • UA is trading at a significant premium to its peers. 1 1 Price/CashFlow discount (as of 2/25/2016) TheStreet Ratings 14 Wall Street, 15th Floor New York, NY 10005 www.thestreet.com Price as of 2/25/2016 $83.06 $120 2015 MOST RECENT RATINGS CHANGES Date Price Action 1/11/16 $69.96 Downgrade 2/25/14 $58.35 No Change Market Capitalization $15.1 Billion VALUATION HOLD. UNDER ARMOUR INC's P/E ratio indicates a significant premium compared to an average of 29.67 for the Textiles, Apparel & Luxury Goods industry and a significant premium compared to the S&P 500 average of 21.53. For additional comparison, its price-to-book ratio of 10.76 indicates a significant premium versus the S&P 500 average of 2.56 and a significant premium versus the industry average of 6.24. The price-to-sales ratio is well above both the S&P 500 average and the industry average, indicating a premium. Upon assessment of these and other key valuation criteria, UNDER ARMOUR INC proves to trade at a premium to investment alternatives within the industry. $60 2014 Beta 0.68 1 2 3 lower 4 5 higher UA 28.49 Peers 5.86 • Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share. • UA has a sales growth rate that significantly exceeds its peers. DISCLAIMER: The opinions and information contained herein have been obtained or derived from sources believed to be reliable, but TheStreet Ratings cannot guarantee its accuracy and completeness, and that of the opinions based thereon. Data is provided via the COMPUSTAT® Xpressfeed product from Standard &Poor's, a division of The McGraw-Hill Companies, Inc., as well as other third-party data providers. TheStreet Ratings is a division of TheStreet, Inc., which is a publisher. This research report contains opinions and is provided for informational purposes only. You should not rely solely upon the research herein for purposes of transacting securities or other investments, and you are encouraged to conduct your own research and due diligence, and to seek the advice of a qualified securities professional, before you make any investment. None of the information contained in this report constitutes, or is intended to constitute a recommendation by TheStreet Ratings of any particular security or trading strategy or a determination by TheStreet Ratings that any security or trading strategy is suitable for any specific person. To the extent any of the information contained herein may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. Your use of this report is governed by TheStreet, Inc.'s Terms of Use found at http://www.thestreet.com/static/about/terms-of-use.html. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: February 28, 2016 PAGE 5