International Personal Banking International Student Banking Program Wells Fargo International Personal Banking (IPB) offers international students a full suite of U.S. Dollar (USD) financial products and services to make transitioning into the United States easier. From checking and savings accounts, time deposits, and debit cards to wire transfers, foreign exchange, and investments, this comprehensive package of products and services makes banking in the United States more convenient and less time consuming. International students can take advantage of Wells Fargo IPB services before leaving their home country, or at any time during their stay in the U.S. Either way, the Wells Fargo International Student Banking Program simplifies banking, allowing international students to successfully transition to the U.S., and immediately focus on their academic career. Program Highlights Online account opening for international students without a social security number or taxpayer id number Pre-departure account opening from Hong Kong office Checking and savings accounts with ATM/Debit card, and temporary checks Preferred pricing on domestic and international wire transfers Foreign currency cash and foreign currency travelers’ cheques Credit products (credit cards, auto loans, mortgages)* Online Banking and Online U.S. Bill Pay How You Benefit Easy and convenient account opening Your relationship with Wells Fargo can begin at any time. Either from your home country or once you arrive in the U.S. Visit www.wellsfargo.com/per/ipb/index.jhtml to get started. Tailored to the needs of international students The IPB Client Relationship Managers are a dedicated team that works exclusively with international customers. Available Monday thru Friday, 8:30am-5pm Pacific Time, each client relationship manager is multilingual, and attentive to cultural distinctions that impact your financial needs and decisions. Global account access Your banking relationship with Wells Fargo can be managed globally by mail, telephone, fax, or email. Global access to banking services are available in the U.S. through more than 6,000 Wells Fargo® ATMs in 23 states, and over 430,000 ATMs around the world. Account access is also available 24 hours a day, 7 days a week through SM Wells Fargo’s Phone Bank. To contact Wells Fargo International Personal Banking, call toll-free in the U.S. at 1.877.314.2748 or reach the office by e-mail at ipb@wellsfargo.com. In Asia, call the Hong Kong office at 852.2822.1437. *Credit is subject to approval. Interest rates and the Annual Percentage Yield are subject to change at Wells Fargo’s discretion. A Wells Fargo ATM & Check Card can be used to make purchases by using available funds from a Wells Fargo checking account. Fees could reduce earnings. Wells Fargo U.S. dollar banking services are available for foreign nationals from most countries. Certain restrictions apply. IPB-05/03 2003 @Wells Fargo Banks. All rights reserved. Member FDIC. Equal Housing Lender.