Communication, Education and Investment Management
for the Tennessee Optional Retirement Program
SAVING : INVESTING : PLANNING
March, 2010
VALIC Points to Consider
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VALIC Background
Participant Services
Investment Management
Contact Us
VALIC Background
► VALIC advantages
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More than $58 billion in assets
Service for 2 million investors
2,000 FINRA licensed financial advisors
50 years of experience managing
tax-qualified retirement plans
■ Organizational stability and financial strength
■ High levels of participant retention and
plan sponsor satisfaction
► Frequent communication of investment information
► Increased participant understanding of
asset allocation
► Consistent objective investment advice
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Participant Services
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Spectrum of Client Care
Exceptional
Technology
Targeted
Communication
Materials
 Literature
Personal
Service
(New)Custom
Web Site
 Easy account
access
 Webcasts
 Transactional
 E-mail
 Online financial
planning and
educational tools
 Video
 Custom
messaging
 Plan-specific
details
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Client Care Center
 24-hour automated voice
response system
 Client Service
Professionals
available Mon-Fri,
8 am - 9 pm ET
 150 CSPs
 Spanish-speaking staff
 AT&T language line
(all languages,
real-time translation)
(New)Retirement
Education Center
Local
Financial
Advisor
 Flexible alternative to
in-person consultation
 Individual counseling
 Retirement planning
 Retirement planning
 Asset allocation modeling
 At-retirement
counseling
 At-retirement counseling
 Investment advisory
services
 Targeted education
programs
 Available Mon - Fri,
8 am - 8 pm ET
Sat, 10 am - 5 pm ET
 Seminars, workshops
and employee
orientation meetings
 Asset allocation
modeling
 Investment advisory
services
Investment Management
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Objective
Fund Selection & Monitoring
Complete open architecture
Fund Line Up picked from Universe
with no proprietary mutual
of 100 mutual fund families with
fund requirements
more than 5,200 mutual funds
Flexible
Best in Class Fund Line Up
You may transfer your existing
23 New Low Cost Mutual Funds plus
balances to the new platform.
VALIC Fixed Account. Name Brand
All contributions will be directed to
Fund Managers such as Vanguard,
the new platform effective 7/1/2010
PIMCO, Wells Fargo, and American
Funds.
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Investment Management
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New General Account Fixed Interest Option
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Current rate: 3.6%*
Guaranteed minimum for 2010: 3.00%
Life of contract: 2.00%
Portfolio-based method of determining interest rate
Daily interest-rate crediting
A VALIC fixed annuity (policy no. GFA-504)
*VALIC declares a portfolio interest rate monthly for the Fixed-Interest Option. That declared portfolio interest rate is guaranteed until the
end of the month and is credited to all new and old deposits as well as credited interest. The contractual lifetime minimum guaranteed
interest rate is 2.00%; however, VALIC guarantees – for calendar year 2009 – a minimum portfolio interest rate of 3.25%. All interest is
compounded daily at the declared annual effective rate. VALIC’s interest-crediting policy is subject to change, but any changes will not
reduce the current rate below the contractually guaranteed minimum or money already credited to the account. Guarantees are subject to
the claims-paying ability of the insurance company.
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Contact Us
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► 14 Advisors State Wide
► Visit www.valic.com
► Call 800-44-VALIC
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