Mortgage - Atamel Construction

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Atamel Construction works with one of the biggest bank of Turkey – Fortis. Alanya’s department of Fortis is our partner.

About Fortis

In 1990, N.V. AMEV, a large Dutch insurer, and VSB Group, part of a Dutch bank, joined their forces with AG Group - a large Belgian insurer - to complete the first cross-border financial merger; and to establish the largest financial services provider across Europe.

AG Group boosted a strong position in the Belgian insurance market at the time and was market leader in a variety of sectors. N.V. AMEV was able to contribute a pretty strong position in the Dutch and the international insurance markets. Meanwhile VSB was a successful retail bank in the Dutch market.

Fortis has grown substantially since its inception, thanks to both organic growth and acquisitions.

In 1993, Fortis acquired a majority interest in ASLK-CGER, a Belgian bank and insurer, from the Belgian government. In 1997, acquisition of a further 25% of the shares of ASLK-CGER, brought Fortis' stake in this company to approximately 75%. The same year, Fortis took over the Dutch merchant bank MeesPierson. These moves greatly bolstered Fortis' activities and expertise in banking and bancassurance considerably, particularly in the fields of private, corporate and investment banking. They also substantially increased the level and scope of the bank's investment activities.

In July 1998, Fortis completed the merger with Generale Bank in Belgium. In a two-step takeover, Fortis acquired 98.2% of Generale Bank, which was then merged with ASLK-

CGER in June 1999 to form Fortis Bank.

The integration of of ASLK-CGER, Generale Bank, VSB Bank and Meespierson (in exclusion of Meespierson Private Banking) was completed in 2000. In March the same year,

Fortis increased its stake in Banque Générale du Luxembourg from 53% to 97.73% of the bank's share capital.

The AMEV ASR integration in 2001 made Fortis the biggest insurer in the Eurozone. In

2002, Fortis acquired 100% of Intertrust Group. Intertrust is active in trust and company management.

Fortis made a strong entrance to the Turkish finance market in 2005, acquiring Dışbank.

The volatility experienced in financial markets at a global scale in September 2008, has increased capital needs of Fortis. On 28th September and 10th October 2008 the Belgian State acquired from Fortis Group 99,93 % of the shares of Fortis Bank Belgium, the major shareholder (94.1 %) of Fortis Turkey. At the same time the Belgian State also concluded a

Protocol with BNP Paribas for the sale of 75 % of the shares of Fortis Bank Belgium to BNP

Paribas. The transfer by the Belgian State of 75 % of the shares of Fortis Bank Belgium, the main shareholder of Fortis Bank Turkey, to BNP Paribas has been approved by the General

Meetings of the Fortis Holding Shareholders in Belgium and in the Netherlands on 28th April and 29th April respectively. This share transfer has been closed as of 13.05.2009 and BNP

Paribas became the main shareholder of Fortis Bank Belgium. Fortis Bank Belgium is the

majority shareholder of Fortis Bank Turkey owning 94.11 % of its shares and the Belgian

State continues to hold 25 % shares of Fortis Bank Belgium.

Fortis Turkey with an even stronger capital structure continues its strong growth with high quality services, financial expertise, innovative and affordable products. Fortis Turkey is active in Retail, Corporate and Merchant Banking and Asset Management.

Mortgage from Fortis

With a mortgage from Fortis, specially designed for EU residents, buy the house of your dreams with the most advantageous conditions. Here, you can find everything you need to buy a home with a Cross-Border Mortgage from Fortis.

First 5 years pay only interest

Easy and speedy application process in your own language

Specialized mortgage professionals

Competitive Rates

Long Terms, up to 25 years

All major currencies

Customized payment plans, to suit your personal situation

Required Document

Official tax statement of the most recent year in the home country

Copy of the Tapu of the object that will be bought (“Kat mulkiyet tapusu” or “Kat irtifak tapusu + yapi kullanim izin belgesi”)

Copies of passports made and signed by the branch or notary

Income statement of employers signed by the employer

Official document/declaration from a public notary/cadastre that the person who signed the income statement is allowed to sign

Bank statements declaring the income (not older than 3 months)

Annual report of the holding company for the last two years together with a copy from the

Employed

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Retired

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shareholder register

Documents proving monthly financial obligations (rent, house loan installments, alimentation)

Overview of private assets proven by official statements

Overview of private debts proven by official statements

Signed application form

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