ESTATE AND FINANCIAL PLANNING
30 and 31 MARCH 2011
MEMBERS OF THE FPI WHO ATTEND BOTH DAYS OF THIS COURSE
WILL BE ENTITLED TO CLAIM 13 CPD POINTS
The Professional Development Project of the Faculty of Law, UCT, is pleased to offer a
two day course in
ESTATE AND FINANCIAL PLANNING
An estate and financial plan has to incorporate not only the needs and preferences of the estate
owner, but also the existing law, tax legislation and economic factors. All these factors have a
bearing on each subsequent step in the process.
Estate and Financial Planning is not a once off process and in most instances the scope of the
planning will lie somewhere between the elementary and the comprehensive depending on the
size and the complexity of the planning that has to be done.
It is however important that all concerned in the Estate Planning Process should have a good
understanding of:

Marriage and matrimonial property law which is the starting point of the estate
planning process;

The law of succession, limited rights and the calculation of limited rights
(usufructs, fideicommissum and annuities)

Estate Duty, Capital Gains Tax and Donations Tax implications in Estate Planning

Generally used Estate Planning Techniques

Massing of estates: the practical implications with reference to the Estate Duty,
Donations Tax, Transfer Duty, VAT and Capital Gains Tax Implications

Inter Vivos Trusts with reference to their use in the estate planning process, the
legal structure, the tax implications as well as the potential pitfalls to avoid.
This two day course aims to give you an overview of all of these and is suitable for newcomers to
the profession as well as those who have already been in the business for some time and want to
have an update on developments in the industry and techniques.
Who should attend…..
Auditors, bookkeepers consultants in insurance companies those working for Trust Companies,
bankers, financial planners in banks, financial planners in private practice and attorneys.
Course presenter….
Melanie Louw CFP®
Practicing Attorney
BA, LLB, LLM(US), HDipTax, LLM(UCT), Post Graduate Diploma in Marketing Management,
Programme in Advance Marketing Management, Programme in Investment Analysis and Portfolio
Management, Advanced Programme in Value Added Tax, LLM (UNISA), Advanced Post Graduate
Diploma Financial Planning (UFS).
Melanie obtained her initial qualifications at the University of Stellenbosch. After completing her
LLB she obtained the LLM degree in Property Law. She completed her articles and was admitted
as practicing attorney in 1992.
She joined Old Mutual as Legal Advisor in 1992 and here she provided Legal and Tax support to
Financial Planners and their clients. She focused on and specialized in Business Structuring,
Drafting of Contracts, Tax Planning, Estate Planning, Retirement Planning (Pre- and Post
Retirement) as well as Advising on Tax Implications of Investment Solutions. Whilst at Old Mutual
she obtained her CFP®. She also subsequently obtained a Post Graduate Diploma as well as her
Masters Degree in Tax Law at UCT. In 2003 she obtained her third Masters Degree from UNISA,
specializing in Commercial Law.
She joined Momentum in 2006 as Business Development Manager, Recurring Investment
Solutions and moved to Absa Wealth in 2008 where she joined as Advisory Specialist. Here she
was responsible for providing Legal and Tax advice to ABSA Wealth Clients and Bankers.
In 2009 she obtained the Advance CFP® qualification specializing in Estates Planning and
Personal Risk Management. In this she was recognized by the FPI as the National Top Student
for Personal Risk Management.
She established Silwerbeeck Financial Services CC and re-established Melanie Louw Attorneys in
2010 and aims to provide quality risk management and investment advice to clients and
businesses.
Cost:
R 3000, 00 which includes teas, lunches, and course notes
Closing date for registration: Friday 25 March 2011
Please contact Irèna Wasserfall (telephone 021 650 5621) or Shani Vavruch (telephone 021 650
5413). Fax 021 650 5662; e-mail irena.wasserfall@uct.ac.za / shani.vavruch@uct.ac.za OR see
the Law Faculty Website http://www.law.uct.ac.za
REGISTRATION FORM
ESTATE AND FINANCIAL PLANNING- A TWO DAY COURSE
Venue: Law Faculty, Middle Campus, UCT (Details and directions will be sent out a week before
the course commences)
Date: 30 and 31 March 2011
Closing date for Registrations: Friday 25 March 2011
COMPLETE IN FULL. Incomplete forms will not be processed.
Use ONE form per person registering. Please write clearly.
Return completed forms by fax to 021- 650- 5662 OR by e-mail to irena.wasserfall@uct.ac.za or
shani.vavruch@uct.ac.za
APPLICANT DETAILS
Title:
Surname:
ID no:
Name:
Full names (to appear on certificate):
Contact details to be completed in full
Postal address:
Postal code:
Home telephone no:
Work telephone no:
Email address:
Cell no:
Fax no:
This information is required for UCT reporting purposes:
Gender:
Race:
Do you have any special dietary requirements?
Please be specific.
Do you have any other special requirements that we
should be made aware of? Please provide details.
Do you require parking on campus?
What qualifications do you hold?
Do you need information about accommodation? You will be responsible for making your own
bookings and settling your accounts, but we can send you a short list of accommodation
options available in the area.
YES / NO
Where did you see the information about the course?
PAYMENT DETAILS
Complete in full:
Name of firm / organisation / person
responsible for payment:
VAT registration number:
Postal address:
Postal code:
Street address:
Postal code:
Name of contact person at firm / organisation:
Email address:
Telephone number:
Fax number:
COURSE FEE (VAT exempt )
R 3000.00 (Vat exempt)
Payment must be made within 30 days of date of invoice.
This fee includes refreshments and lunches, course material, parking and access to the
library.
DISCOUNTS: Groups of 5 or more from the same firm/organisation may apply for a
discount:
5 – 10 people = 10%
10 – 20 people = 15%
PAYMENT OPTIONS (Please indicate which method you will be using)
:tnemyap ffo ecnO
□
□ By direct deposit
If your company is paying for
you, please use these bank
details:
Bank: Standard Bank
Account name: The UCT Number
One Account (current account)
Branch: Rondebosch
Branch Code: 025009
(current)
Account Number: 071 503 854
If you are paying for yourself,
please use these bank details:
Bank: Standard Bank
Account name: UCT Law@Work
(current)
Branch: Rondebosch
Branch Code: 025009
Account Number: 270 653 007
Proof of payment to be faxed to 021 650 5662 for Irèna or Shani’s attention
□ By cheque: Made out to UCT.
□ By credit card: Master or Visa cards only
Please request credit card payment form from Irena Wasserfall (irena.wasserfall@uct.ac.za)
or Shani Vavruch (shani.vavruch@uct.ac.za)
□ 2 payments plan(only for courses longer than 2 days):
50% payable on registration
Balance payable within 60 days of invoice
Special application may be made to pay a reduced fee, based on financial need. If you wish
to apply for a reduction, please submit a full motivation, with a statement of income and
expenditure, including a list of liabilities due under credit or instalment agreements.
TERMS AND CONDITIONS:
1. You will be invoiced for your attendance – payment must be made within 30 days of date
of invoice or in the case of the two payments plan within 60 days of invoice.
2. Cancellations:
i.
You may cancel your registration in writing BEFORE the closing date of
registrations, but you will be liable for a R500.00 administration fee.
ii.
Those who have registered and have not cancelled in writing BEFORE the
closing date for registrations, will be liable for the full fee.
iii.
You may not cancel your registration after registrations have closed.
3. UCT reserves to itself the right to take any legal proceedings to recover the full fees
payable in the case of dishonoured cheques or other non-payment, and to recover any
costs in connection with such recovery.
4. UCT reserves the right to cancel the course if insufficient registrations are received, in
which case the course fee will be refunded in full if already paid.
5. Submission of this form will be taken as acceptance of the conditions above.
**********I acknowledge that I have read and accept all the terms and conditions set
out in this registration form
________________________________________
__________
Signature
Date
Physical address:
Professional Development Project
Rm 4.09, Kramer Law Building
Middle Campus, UCT
Rondebosch 7700
Postal address:
Professional Development Project
Rm 4.09, Kramer Law Building
Private Bag X3
Middle Campus, UCT, Rondebosch 7700