Money Management SYLLABUS Teacher: Mrs. Linda Good Room Location: CTC 203D Course Length: 1 Block, 1 Quarter Voicemail: 419-473-8383 Ext. 7031 Email:LGood@wls4kids Fees: $8.00 Course Description: This class will cover skills needed for personal financial success. Topics covered include managing checking accounts, budgeting income and expenses, obtaining and using credit, preparing income taxes, financing a car or home. Textbook(s): Business Math, 17th Edition Materials Needed: Pen & Pencil Calculator will be provided in the classroom Personal basic calculator would be helpful for homework assignments. Two-Pocket Folder Grading Policy: Grades are earned based on a combination of in-class assignments, participation, homework, projects, tests, and quizzes. The grading scale used for this class is per district policy. In class work will be 85% of your grade and your final exam will be 15% of your grade. Homework & In-Class Assignments: Students are expected to participate in class and to complete the in class work that is given. Students should arrive to class prepared for class to discuss and interact individually or in small groups. Grades will be awarded for completion of in class assignments and class participation. Regular attendance is an important part of being successful in this class. Homework assignments are due at the beginning of class the following day. Late Work/Absent Work Policy: Upon return from the absence, missed assignments will be given to the student. It is the student’s responsibility to stay after school or use the computers in the library to make up missed work. Students should not expect to make up work during class time since new assignments are given daily. Course Outline: Gross Pay Hourly Pay Salary Commission Other Wage Plans Average Pay Net Pay Deductions from Gross Pay Banking Savings Accounts Checking Accounts Electronic Banking Check Register Reconciliation Money Market and CD Accounts Major Checking Project January-August Transactions Credit Cards Credit Card Costs Credit Card Finance Charges Cash Advances Debt Management Loans Promissory Notes Installment Loans Own a Home or Car Borrowing to Buy a Home Renting or Owning a Home Buying a Car Car Purchases and Leases Depreciating a Car Cost of Owning a Car Budgets Sales Tax Sales Receipts Best Buys Average Monthly Expenses Creating a Budget Optional Personal Expenses Adjusting a Budget Taxes – Federal & State 1040 EZ Federal 1040 EZ State