ONLINE QUIZ QUESTIONS
Chapter 21
THE EMPLOYEE’ S SAFETY NETS: UNEMPLOYMENT AND WORKERS’
COMPENSATION, SOCIAL SECURITY, AND RETIREMENT PLANS
Multiple Choice Questions
1. The Federal Employment Liability Act is designed to protect and compensate:
a.
railroad workers.
b.
military personnel.
c.
federal government employees.
d.
healthcare providers.
ANSWER:
(a)
2. Eligibility for unemployment compensation requires that the _____ occur in a specific set of
circumstances.
a.
termination
b.
idleness
c.
unemployment
d.
disability
ANSWER:
(b)
3. _____ and _____ are the two main disqualifications to claim unemployment compensation for an outof-work worker.
a.
Felony; wrongful discharge
b.
Negligence; willful misconduct
c.
Discrimination; hostile environment
d.
Willful misconduct; voluntary quitting
ANSWER:
(d)
4. Unemployment benefits are paid for by a tax on the _____ and an equal levy on the _____.
a.
company’s products; company’s profit
b.
union funds; pension funds
c.
wages of the workers; employer’s total payroll
d.
consumers; Social Security funds
ANSWER:
(c)
5. Which of the following deserves to be considered work related to qualify for workers’ compensation?
a.
Over a minor scuffle at the company cafeteria, Sylvester was attacked by Rob.
b.
While on the way to office, Sylvester had an accident and sustained minor injuries.
c.
Being a smoker, Sylvester’s bronchitis aggravated owing to dust particles inhaled at work.
d.
Sylvester cut his arm at the lathe as the belt holding the wheel snapped owing to wear and tear.
ANSWER:
(d)
6. The original and the main purpose of _____ is to provide partial replacement of earnings when a
worker decides it is time to retire.
a.
employee benefits
b.
welfare funds
c.
tax exemption
d.
social security
ANSWER:
(d)
7. Monthly benefits are payable to a retired insured worker from the age of:
a.
sixty-two.
b.
twenty-two.
c.
sixty-one.
d.
fifty-three.
ANSWER:
(a)
8. Part A of medicare includes all of the following except:
a.
hospital insurance for inpatient hospital care.
b.
inpatient skilled nursing care.
c.
supplementary medical insurance.
d.
hospice care.
ANSWER:
(c)
9. The pension plan administrators should disclose the relevant financial information to:
a.
the federal appellate court.
b.
third party arbitrator and the employer.
c.
employees and the government.
d.
employers and the bargaining representatives.
ANSWER:
(c)
Matching Question
10. Match each term below to its correct definition:
Unemployment Compensation:
Willful misconduct:
Workers’ Compensation:
Employee Retirement Income Security Act:
Fiduciary:
Benefits paid to employees out of work through no fault
of their own and who are available for suitable work if
and when it becomes available.
The high level of fault that disqualifies an out-of work
worker from unemployment benefits.
Benefits awarded an employee when injuries are work
related.
An act that sets standards for pension plans including
fiduciary conduct, information disclosure, plan taxation,
and remedies for employees.
Any person exercising discretionary authority over
benefit plan administration, management, or disposition
of plan assets; or who renders investment advice
regarding the plan.