Sources and Uses of Funds of DEVELOPMENT BANKS

advertisement
Table No. 41
Sources and Uses of Funds of DEVELOPMENT BANKS
(AGGREGATE)
(Rs in Lakh)
1 CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves
f. Ex.Eq.Fund
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Total Sources of Funds
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. in Foreign banks
C.Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
1.1 Non Residents
2.Others
4 LOANS & ADVANCES
a. Govt. Entp.
b. Financial
c. Pvt. Sector
5 BILL PURCHED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
8 FIXED ASSETS
9 OTHER ASSETS
a. Accrued Interests
Govt. Entp.
Private Sector
b. Staff Loan & Advances
c. Sundry Debtors
d. Cash In Transit
e. Others
10 Expenses not Written off
11 Non Banking Assets
12 Reconcillation Account
13 Profit & Loss A/c
Total uses of Fund
2002
26856.6
23580.6
2941.7
2003
41226.2
24008.4
2149.4
2004
41586.6
25053.7
2208.9
Mid-July
2005
47548.6
31527.4
2302.0
18410.3
275548.2
310268.8
319052.6
298937.1
1640.5
632.9
38655.8
231.3
94332.7
11755.4
96039.4
13148.0
212795.4
2126.3
2001
3223.2
3163.4
7.5
52.3
1.5
1.5
21960.0
380.9
64.5
316.4
432.5
25998.0
4794.0
118.6
4675.4
56.0
4178.9
440.6
500.0
500.0
653.3
18410.3
2006
47651.6
31223.6
2557.9
2008
65511.4
54199.2
1926.2
59.0
281.0
(1883.0)
334.3
15068.4
14324.0
13719.2
13589.1
11210.0
0.0
59320.8
58894.1
59599.3
51177.7
52262.2
22318.7
25326.7
3025.8
11152.1
11759.3
11428.0
11591.0
7965.0
7785.0
41563.0
6871.0
6969.0
6830.0
7583.0
5967.0
7289.0
0.0
0.0
14732.0
40871.0
40871.0
32919.7
32996.2
7976.7
8942.7
92.0
410.0
1310.0
246774.5 288024.5 294272.0 339578.4 358327.4 153700.0 257499.0
1578.0
5142.0
1565.0
5137.0
13.0
5.0
60027.0 123708.0
59019.0 122648.0
1008.0
1060.0
71325.0
85926.0
67205.0
80626.0
4120.0
5300.0
14079.0
34569.0
6691.0
8154.0
20.0
467.0
50896.0
85771.6
94120.3 150028.4 149165.2
15713.0
53322.0
9.0
5207.9
5254.5
179.4
251.0
664.0
8708.0
1723.0
6605.0
9377.0
1508.0
2647.0
3747.0
50887.0
80563.7
88865.8 149849.0 145683.2
5797.0
31490.0
2818.6
2561.1
627.7
2015.0
928.0
2745.0
(5433.0)
(6588.4) (13123.8) (10811.2)
(8436.1)
(6698.1)
(6183.1)
378414.8 470146.5 479015.3 578149.6 600985.3 226582.0 398688.0
36294.5
41369.6
40536.8
45627.4
52325.3
37313.5
99678.5
30572.6
7251.4
7421.3
6572.2
6894.0
2372.1
6030.1
6683.0
2133.1
5721.1
211.0
239.0
309.0
5721.9
34118.3
33115.5
39055.3
36911.3
22555.4
66965.4
549.4
14594.0
15140.0
12534.3
13987.1
5222.7
22605.7
13981.1
5181.7
22559.7
6.0
41.0
46.0
4826.8
18634.3
16325.5
24657.7
18262.2
10212.7
28072.7
18251.2
10181.7
27559.7
11.0
31.0
513.0
345.7
890.0
1650.0
1863.3
4662.0
7075.0
16155.0
45.0
132.0
8520.0
12386.0
26683.0
8519.0
11244.0
26231.0
1.0
1142.0
452.0
16240.0
11616.6
11147.4
4748.6
5143.7
1479.0
2057.0
16240.0
11616.6
11147.4
4748.6
5143.7
1374.0
1782.0
0.0
105.0
105.0
170.0
0.0
11676.4
12176.5
11969.4
15161.7
16046.9
13886.8
31190.8
87.0
39.0
13799.8
31151.8
275548.2 310268.8 319052.6 298937.1 311399.5 153597.0 236610.0
0.0
311399.5
22.0
22.0
2265.0
207395.9
1711.7
130.4
88.4
60529.7
60531.2
110.5
373.5
877.2
38336.0
22047.6
22360.2
210558.6
378414.8
340.8
41.6
470146.5
182.5
87.4
479015.3
575.5
304.0
578149.6
205310.7
346.0
701.0
2021.0
3319.0
600985.3
25998.0
52
2007
40600.4
28606.2
1375.2
19.0
(392.0)
10992.0
153597.0
141.0
141.0
0.0
0.0
0.0
0.0
0.0
3954.0
6347.7
2789.7
2789.7
236610.0
95.0
95.0
0.0
0.0
0.0
0.0
0.0
7489.0
10247.7
3769.7
0.0
3863.7
604.5
102.0
2851.5
615.0
1033.0
657.0
7558.0
226582.0
1477.5
5.0
4995.5
882.0
699.0
2400.0
7339.0
398688.0
2009
93251.0
91409.0
2448.0
91.0
(4499.0)
3576.0
113.0
26226.0
843.0
19696.0
381.0
5287.0
19.0
480016.0
5197.0
5150.0
47.0
265510.0
264023.0
1487.0
144162.0
138564.0
5598.0
59753.0
5394.0
274.0
55845.0
13239.0
21621.0
9615.0
11370.0
8778.0
15703.0
680093.0
159998.0
13094.0
12758.0
336.0
109015.0
24416.0
24358.0
58.0
61855.0
61542.0
313.0
22654.0
90.0
37889.0
34696.0
3193.0
2694.0
2568.0
0.0
0.0
126.0
0.0
46433.0
0.0
46433.0
418284.0
0.0
0.0
418284.0
50.0
50.0
0.0
0.0
0.0
0.0
0.0
13216.0
27577.0
2612.0
2.0
2610.0
1314.0
2371.0
99.0
21181.0
852.0
1120.0
7791.0
2078.0
680093.0
Mid-Jan
2010
119406.0
110010.2
4236.0
362.0
(579.7)
5249.5
128.0
49355.8
1405.0
33451.0
749.0
13750.8
0.0
593321.5
12218.9
12166.9
52.0
332033.7
330471.7
1562.0
167423.1
162811.1
4738.0
75746.9
5898.9
352.0
53510.3
7627.5
21588.2
8451.9
15842.7
11591.8
12451.1
839988.5
143858.2
17297.5
16488.6
808.9
91093.7
21679.5
21560.5
116.0
44620.7
44381.7
239.0
24489.4
204.0
35467.0
34447.0
1020.0
10075.0
9754.0
195.0
0.0
126.0
0.0
50877.6
0.0
50877.6
570904.1
0.0
0.0
570904.1
173.0
173.0
0.0
0.0
0.0
0.0
0.0
19910.3
30081.7
7204.7
0.0
7190.5
2285.7
5179.7
4.0
15407.5
786.7
396.3
11290.0
1635.7
839988.5
200.0
1744.0
0.0
150.0
TOTAL LIABILITIES
27092.1
0.0
1 LIQUID FUNDS
6918.6
a. Cash Balance
0.3
Nepalese Notes & Coins
0.3
Foreign Currency
b. Bank Balance
6918.3
1. In Nepal Rastra Bank
46.0
Domestic Currency
46.0
Foreign Currency
2. "A"Class Licensed Institution
6872.3
Domestic Currency
6872.3
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
C.Money at Call
0.0
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
0.0
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
917.6
a. Non Residents
b. Others
917.6
4 LOANS & ADVANCES
10396.7
a. Pvt. Sector
10396.7
b. Financial Institution
c. Non-Finanancial Govt.Org.
5 BILL PURCHASED
0.0
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
0.0
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
1000.5
8 OTHER ASSETS
7846.6
a. Accrued Interests
4646.3
Govt. Entp.
Private Sector
4646.3
b. Staff Loans / Adv.
144.0
c. Sundry Debtors
19.3
d. Cash In Transit
e. Others
3037.0
9 Expenses not Written off
12.2
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
600.2
2700.0
415.0
200.0
60.0
455.0
0.0
100.0
0.0
24.0
995.0
1150.0
650.0
4.0
895.0
0.0
250.0
20.0
0.0
10064.0
138.0
138.0
100.0
1150.0
400.0
7986.0
521.0
521.0
12599.0
172.0
172.0
6200.0
0.0
7078.0
0.0
471.6
600.2
1594.0
60.0
355.0
0.0
0.0
0.0
0.0
790.0
5.0
5.0
10179.0
0.0
22079.8
356.9
356.9
694.7
0.0
7880.0
326.0
326.0
6199.0
0.0
11282.0
115.0
115.0
4380.0
218.0
218.0
5913.0
0.0
5194.0
0.0
0.0
0.0
478.0
478.0
9618.0
9618.0
14542.9
14542.9
365.9
365.9
3298.0
3298.0
3223.0
3223.0
7923.0
7923.0
3350.0
3350.0
2483.0
2483.0
4252.0
4252.0
7635.0
7635.0
3924.0
3924.0
9900.0
9900.0
4218.0
4218.0
6182.0
6182.0
0.0
0.0
209.0
209.0
561.0
561.0
4719.3
4719.3
328.8
328.8
856.0
856.0
2338.0
2338.0
2989.0
2989.0
812.0
812.0
3422.0
3422.0
942.0
942.0
2112.0
2112.0
2594.0
2594.0
2454.0
2454.0
1982.0
1982.0
673.0
673.0
638.0
209.0
46.0
163.0
16.0
946.0
1.0
16.0
57.0
588.0
46.0
224.0
41.0
277.0
0.0
213.0
249.0
28.0
77.0
36.0
108.0
178.0
33.0
105.0
37.0
3.0
2197.0
551.0
575.0
86.0
134.0
76.0
279.0
98.0
27092.1
2436.7
23.9
2545.0
855.0
2056.0
0.0
1187.0
531.0
338.0
319.0
38.0
66.0
59.0
156.0
4064.0
3200.0
174.0
0.0
74.0
616.0
2301.0
2100.0
42.0
827.0
550.0
39.0
997.0
800.0
39.0
319.0
270.0
10.0
2113.0
1026.0
37.0
1085.0
1020.0
0.0
5255.0
4800.0
436.0
18.0
159.0
5.0
233.0
110.0
48.0
39.0
393.0
657.0
65.0
2250.0
200.0
1800.0
0.0
137.0
230.0
0.0
1512.0
0.0
2250.0
200.0
1500.0
0.0
1.0
2750.0
375.0
2300.0
3987.0
311.0
311.0
43240.0
0.0
11549.0
0.0
14947.0
25.0
25.0
13261.0
0.0
8278.0
880.0
880.0
10496.0
0.0
3667.0
0.0
20259.0
871.0
871.0
3558.0
89.0
89.0
20546.0
418.0
418.0
3148.0
3148.0
9420.0
9420.0
6020.0
6020.0
10394.0
10394.0
5345.0
5345.0
9197.0
9197.0
3007.0
3007.0
10685.0
10685.0
2345.0
2345.0
528.0
528.0
21196.0
21191.0
5.0
16964.0
16964.0
2110.0
2110.0
4950.0
4950.0
2820.0
2820.0
2014.0
2014.0
1014.0
1014.0
646.0
646.0
2410.0
2410.0
420.0
420.0
6578.0
6529.0
49.0
8282.0
8282.0
3441.0
1639.0
0.0
2252.0
4.0
571.0
210.0
1467.0
0.0
549.0
37.0
10.0
21.0
377.0
4.0
131.0
79.0
163.0
39.0
0.0
285.0
14.0
6230.0
63.0
704.0
19.0
3880.0
72.0
5234.0
34.0
265.0
49.0
111.0
10.0
95.0
1887.0
160.0
143.0
10.0
81.0
13.0
39.0
0.0
108.0
531.0
86.0
203.0
86.0
156.0
135.0
44.0
72.0
19.0
0.0
(1.0)
112.0
866.0
30.0
285.0
16.0
535.0
60.0
279.0
7860.0
400.0
7860.0
400.0
54908.0
1665.0
1657.0
8.0
20968.0
19814.0
1154.0
23386.0
19348.0
4038.0
8841.0
48.0
1491.0
37.0
558.0
100.0
796.0
117.0
435.0
24.0
163.0
24.0
224.0
(7.0)
130.0
137.0
300.0
820.0
(1.0)
312.0
143.0
366.0
230.0
75.0
128.0
59.0
24.0
3829.0
900.0
2000.0
749.0
180.0
32451.0
802.0
776.0
26.0
14493.0
14208.0
285.0
9213.0
8520.0
693.0
7798.0
145.0
209.0
936.0
51.0
304.0
10.0
571.0
49.0
352.7
24.4
1100.0
461.0
97.0
145.0
92.0
127.0
2514.0
146.0
139.0
9.0
233.0
91.0
71.0
26.0
45.0
7.0
91.0
854.0
805.0
33.0
173.0
10.0
589.0
1361.0
377.0
378.0
170.0
11.0
90.0
43.0
26.0
427.0
153.0
180.0
279.0
541.0
389.0
99.0
128.0
13.0
149.0
953.0
145.0
1881.0
14566.0
33146.8
2540.0
17685.0
10178.0
15218.0
5236.0
8938.0
5940.0
13953.0
12622.0
18594.0
8395.0
8214.0
73388.0
6690.0
54503.0
13516.0
21910.0
16501.0
10729.0
14035.0
4237.0
24603.0
4889.0
29756.0
40977.0
0.0
0.0
199.0
7.0
7.0
5336.5
374.0
374.0
777.0
1.9
1.9
1581.0
166.0
166.0
2066.0
566.0
566.0
3272.0
327.0
327.0
761.0
235.0
235.0
1415.0
43.0
43.0
1500.0
661.0
661.0
1051.0
0.0
2945.0
20.0
20.0
526.0
0.0
2427.0
294.0
283.0
11.0
2133.0
266.0
266.0
1585.0
262.0
252.0
10.0
527.0
519.0
519.0
2909.0
315.0
283.0
32.0
69.0
3.0
4538.0
743.0
732.0
11.0
3795.0
1279.0
1279.0
3192.0
447.0
442.0
5.0
1039.0
1019.0
1019.0
129.0
129.0
203.0
203.0
3561.9
3561.9
5.6
5.6
1686.0
1680.0
6.0
192.0
451.0
451.0
1217.0
1217.0
54.0
54.0
719.0
719.0
839.0
839.0
1199.0
1199.0
1051.0
1051.0
800.0
800.0
270.0
270.0
404.0
404.0
1015.0
1015.0
725.0
725.0
3357.0
595.0
563.0
32.0
2762.0
822.0
794.0
28.0
1787.0
1787.0
3294.0
251.0
243.0
8.0
3043.0
359.0
359.0
0.0
9027.0
2312.0
1891.0
421.0
2732.0
997.0
982.0
15.0
24.0
24.0
1223.0
111.0
111.0
298.0
244.0
244.0
10098.0
973.0
936.0
37.0
2781.0
2123.0
2091.0
32.0
284.0
283.0
1.0
374.0
1161.0
139.0
139.0
1470.0
2.0
2.0
1830.0
345.0
335.0
10.0
1485.0
901.0
901.0
1275.0
196.0
196.0
775.1
22.4
22.4
1959.0
220.0
218.0
2.0
1739.0
14.0
14.0
1869.0
272.0
272.0
4962.6
164.1
164.1
1063.0
177.0
174.0
3.0
886.0
6.0
6.0
589.0
76.0
76.0
192.0
1.0
1.0
2564.0
14.0
14.0
0.0
2350.0
472.0
472.0
1783.0
313.0
313.0
0.0
0.0
5515.0
379.0
363.0
16.0
815.0
612.0
612.0
8.0
8.0
66.0
66.0
1022.0
1022.0
518.0
518.0
521.0
521.0
54.0
1711.0
1142.0
153.0
1761.0
1759.0
2.0
923.0
5640.0
749.0
700.0
49.0
1832.0
1233.0
1201.0
32.0
159.0
159.0
1998.0
590.0
6344.0
5892.0
452.0
2018.0
2018.0
0.0
3983.0
3940.0
43.0
877.0
877.0
0.0
0.0
0.0
796.0
796.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2525.0
2525.0
0.0
0.0
0.0
0.0
0.0
1079.0
10.0
10.0
317.0
29.0
130.0
33.0
125.0
1512.0
3411.0
3200.0
0.0
918.1
91.2
289.0
52.1
485.7
653.0
553.0
202.0
135.0
34.0
182.0
(14.0)
456.0
1270.0
1000.0
57.0
0.0
207.0
6.0
1553.0
1400.0
36.0
1642.0
1036.0
201.0
106.0
299.0
332.0
102.0
62.0
1740.2
20.4
496.7
374.9
848.2
8.0
6212.0
6000.0
0.0
212.0
8751.0
8064.0
214.0
68.0
389.0
16.0
0.0
135.0
88.0
30
Clean Ene.
2630.0
130.0
2500.0
3171.6
29
NDEP
0.0
27.0
28
Arniko
415.0
325.0
27
Himchuli
187.0
26
Western
4.0
25
Excel
14.0
24
Biratlaxmi
256.0
25.0
578.0
495.0
43.0
3.0
37.0
23
Business #
(3454.0)
550.0
464.0
44.0
0.0
42.0
0.0
22
IDBL
(677.3)
2302.0
2115.0
110.0
61.0
16.0
0.0
21
Gandaki
22.3
2212.0
2100.0
85.0
20
Gorkha
186.0
939.0
585.0
29.0
19
Gaurishank
ar
22.0
35.0
415.0
408.0
7.0
18
Sanima
2242.0
2000.0
55.0
17
Bageshwari
408.0
360.0
44.0
16
SBBL
1391.0
1265.0
112.0
15
Bhrikuti
658.0
350.0
27.0
Annapurna
4019.0
7000.0
473.0
Triveni
(519.4)
140.0
17.9
14
Karnali
Pashupati
13
Sahayogi
12
PDBL
11
Narayani
Manakama
na
10
United
9
Siddhartha
8
6624.6
6450.0
152.3
192.0
10.0
75.0
55.0
52.0
0.0
7
2311.0
2042.0
83.0
0.0
0.0
0.0
6
435.0
350.0
28.0
19550.4
1424.8
12569.6
5442.8
113.2
334.8
935.0
154.3
1131.5
5
Malika
0.0
0.0
4
1 CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves Fund
f. Exchange Fluctuation Fund
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
TOTAL ASSETS
6271.8
4158.2
827.7
3
Uddyam
2
NDBL *
Particulars
1
NIDC
Table No.42
Sources Uses of Funds of Development Banks
Mid-January 2010 (Poush end, 2066)
1022.0
0.0
188.0
1236.6
747.1
429.0
251.0
526.0
0.0
2125.0
256.0
180.0
0.0
0.0
4321.0
4321.0
0.0
0.0
200.0
200.0
0.0
0.0
215.0
215.0
0.0
0.0
0.0
546.0
546.0
0.0
0.0
0.0
0.0
0.0
411.0
411.0
1028.0
1028.0
0.0
250.0
250.0
0.0
0.0
100.0
100.0
0.0
0.0
200.0
200.0
0.0
0.0
0.0
0.0
0.0
15.0
1247.0
503.0
0.0
4.0
787.0
120.0
400.0
234.0
30.0
13.0
480.0
401.0
5.0
0.0
6562.0
0.0
604.0
100.0
1358.0
150.0
519.0
0.0
16.0
481.0
0.0
15.0
1428.0
1428.0
1247.0
4981.0
4981.0
503.0
23384.9
23384.9
1208.6
1208.6
4.0
13365.0
13365.0
787.0
5471.0
5471.0
120.0
12531.0
12531.0
400.0
3983.0
3983.0
234.0
6822.0
6822.0
30.0
3490.0
3490.0
13.0
8163.0
8163.0
480.0
9195.0
9195.0
401.0
12998.0
12998.0
5.0
7048.0
7048.0
5923.0
5923.0
6562.0
50661.0
50661.0
0.0
4358.0
4358.0
604.0
41817.0
41817.0
100.0
10604.0
10604.0
1358.0
16529.0
16529.0
150.0
12671.0
12671.0
519.0
7174.0
7174.0
8379.0
8379.0
16.0
2866.0
2866.0
0.0
0.0
0.0
0.0
0.0
4.0
4.0
0.0
0.0
0.0
15.0
15.0
0.0
154.0
154.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
95.0
124.0
55.0
158.0
1940.0
106.0
2298.4
592.5
78.1
12.2
538.8
14.2
203.0
1224.0
531.0
73.0
282.0
92.0
286.0
471.0
41.0
37.0
120.0
36.0
87.0
196.0
59.0
116.0
208.0
0.0
548.0
317.0
37.0
118.0
338.0
42.0
185.0
377.0
28.0
64.0
161.0
33.0
261.0
194.0
0.0
2368.0
1625.0
0.0
467.0
162.0
43.0
553.0
1398.0
210.0
230.0
155.0
35.0
190.0
472.0
143.0
147.0
239.0
79.0
55.0
12.0
5.0
106.0
131.0
1471.0
78.1
150.6
341.7
531.0
164.0
92.0
36.0
15.0
18.0
59.0
22.0
74.0
37.0
52.0
97.0
28.0
22.0
45.0
33.0
6.0
93.0
0.0
35.0
98.0
124.0
137.0
43.0
37.0
42.0
210.0
310.0
234.0
22.1
0.6
2.9
388.4
529.0
51.0
6.0
41.0
3.0
166.0
10.0
131.0
0.0
282.0
29.0
15.0
61.0
6.0
1364.0
56.0
40.0
644.0
227.0
54.0
20.0
232.0
32.0
282.0
42.0
5.0
43.0
0.0
248.0
43.0
3.5
71.0
20.0
2194.0
405.0
8.0
571.0
1361.0
143.0
7.0
41.0
0.0
281.0
0.0
0.0
4.0
79.0
42.0
52.0
41.0
184.0
150.0
0.0
96.0
24.0
3.0
35.0
0.5
135.7
1881.0
14566.0
33146.8
2540.0
17685.0
8938.0
5940.0
13953.0
12622.0
18594.0
73388.0
6690.0
54503.0
13516.0
0.0
1112.0
1.0
1.0
20.0
19.0
1.0
1706.0
1671.0
35.0
464.0
464.0
311.0
129.0
3059.0
2665.0
394.0
1100.0
980.0
5.0
1476.0
2812.0
481.0
18652.0
18652.0
5.0
3458.0
3458.0
1476.0
22942.0
22942.0
2812.0
29865.0
29865.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
317.0
200.0
13.0
212.0
181.0
0.0
44.0
144.0
13.0
317.0
615.0
86.0
121.0
82.0
0.0
1118.0
564.0
17.0
928.0
605.0
10.0
13.0
46.0
102.0
9.0
156.0
13.0
21.0
56.0
86.0
0.0
29.0
4.0
17.0
80.0
124.0
10.0
9.0
213.0
160.0
39.0
16.0
54.0
6.0
529.0
49.0
343.0
373.0
21.0
934.0
2354.0
0.0
16501.0
10729.0
14035.0
4237.0
24603.0
4889.0
29756.0
40977.0
0.0
72.0
118.0
1.0
14.0
2487.0
1.0
0.0
0.0
10178.0
15218.0
5236.0
* Data not available.
# Figures are related to Mid-July 2009.
53
341.0
0.0
0.0
8395.0
8214.0
66.0
428.0
141.0
120.0
6.0
0.0
21910.0
0.0
900.0
135.0
135.0
300.0
2497.0
48.0
48.0
4116.0
0.0
4287.0
0.0
8586.0
261.0
261.0
8943.0
72.0
72.0
2086.0
0.0
6753.0
0.0
1373.0
0.0
1915.0
1915.0
1945.0
1945.0
3799.0
3799.0
6632.0
6632.0
7112.0
7112.0
1663.0
1663.0
4113.0
4113.0
1329.0
1329.0
383.0
383.0
2122.0
2122.0
488.0
488.0
863.0
863.0
1753.0
1753.0
53.0
53.0
2640.0
2640.0
44.0
44.0
151.0
49.0
830.0
6.0
368.0
2.0
143.0
95.0
32.0
3.0
13.0
259.0
40.0
306.0
274.0
82.0
109.0
44.0
39.0
95.0
75.0
58.0
25.0
3.0
30.0
224.0
18.0
34.0
33.0
1.0
21.0
0.0
0.0
550.0
605.0
100.0
200.0
3000.0
2150.0
450.0
700.0
57
58
704.0
700.0
1.0
601.0
520.0
1521.0
1400.0
(22.0)
0.0
121.0
400.0
400.0
200.0
200.0
1382.0
1285.0
19.0
2308.0
2240.0
14.0
680.0
670.0
4.0
411.0
350.0
1.0
78.0
54.0
5.0
1.0
60.0
3.0
900.0
3000.0
0.0
0.0
600.0
103.0
400.0
0.0
400.0
400.0
200.0
1091.0
1060.0
12.0
1527.0
1464.0
13.0
520.0
500.0
5.0
516.0
350.0
2.0
107.0
120.0
350.0
350.0
1.0
19.0
43.0
7.0
15.0
0.0
(1.0)
165.0
(13.0)
200.0
200.0
0.0
0.0
607.0
600.0
2.0
(1.0)
5.0
1890.0
0.0
150.0
600.0
470.0
600.0
470.0
1625.0
0.0
23076.0
333.0
333.0
2907.0
0.0
1795.0
0.0
2108.0
25.0
25.0
4614.0
144.0
144.0
18665.0
728.0
728.0
3346.0
53.0
53.0
1880.0
0.0
5030.0
0.0
5984.0
0.0
13258.0
50.0
50.0
9934.0
354.0
354.0
11230.0
131.0
131.0
3153.0
13.0
13.0
1097.0
1.0
1.0
1076.0
16.0
16.0
2289.0
0.0
9667.0
475.0
475.0
4416.0
0.0
10731.0
10731.0
1278.0
1278.0
3620.0
3620.0
2615.0
2615.0
1426.0
1426.0
655.0
655.0
773.0
773.0
2988.0
2988.0
1421.0
1421.0
3691.0
3691.0
3328.0
3328.0
10039.0
10039.0
6966.0
6966.0
5992.0
5992.0
2076.0
2076.0
908.0
908.0
939.0
939.0
1754.0
1754.0
2266.0
2266.0
347.0
347.0
17623.0
17623.0
288.0
288.0
362.0
362.0
854.0
854.0
1774.0
1774.0
302.0
302.0
457.0
457.0
1329.0
1329.0
788.0
788.0
1690.0
1690.0
1330.0
1330.0
2521.0
2521.0
133.0
133.0
68.0
68.0
121.0
121.0
535.0
535.0
4630.0
4602.0
28.0
2037.0
2037.0
3891.0
3891.0
12361.0
12354.0
7.0
5512.0
1672.0
7798.0
7757.0
41.0
4591.0
4591.0
1923.0
5547.0
1.0
1868.0
1284.0
2586.0
931.0
120.0
1208.0
1030.0
69.0
8.0
101.0
1710.0
89.0
173.0
7.0
1441.0
1473.0
6.0
118.0
359.0
4.0
116.0
56.0
183.0
426.0
70.0
90.0
43.0
223.0
45.0
8.0
18.0
0.0
19.0
0.0
15.0
98.0
75.0
16.0
5.0
2.0
65.0
53.0
19.0
14.0
10.0
10.0
2617.0
80.0
294.0
98.0
2145.0
119.0
9.0
415.0
978.0
8.0
308.0
50.0
119.0
41.0
98.0
(7.0)
63.0
174.0
11.0
126.0
1498.0
2.0
0.0
1912.0
17.0
185.0
85.0
1625.0
4.0
7.0
571.0
3.0
37.0
15.0
15.0
7.0
0.0
55.0
2.0
27.0
7.0
19.0
3.0
2.0
10.0
81.0
17.0
22.0
17.0
25.0
0.0
32.0
1025.0
894.0
61.0
14.0
56.0
101.0
23.0
182.0
62.0
44.0
1319.0
48.0
95.0
64.0
246.0
161.0
38.0
18.0
29.0
14.0
34.0
208.0
196.0
15.0
88.0
36.0
57.0
0.0
193.0
30.0
166.0
113.0
27.0
5.0
21.0
375.0
37.0
3400.0
5622.0
5816.0
11352.0
10602.0
2852.0
8697.0
1647.0
45568.0
15662.0
2239.0
35998.0
3598.0
1967.0
3439.0
8199.0
25747.0
4320.0
2404.0
7475.0
7181.0
15864.0
11614.0
13413.0
4251.0
1673.0
1 LIQUID FUNDS
372.0
a. Cash Balance
44.0
Nepalese Notes & Coins
44.0
Foreign Currency
b. Bank Balance
146.0
1. In Nepal Rastra Bank
1.0
Domestic Currency
1.0
Foreign Currency
2. "A"Class Licensed Institution
145.0
Domestic Currency
145.0
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
C.Money at Call
182.0
Domestic Currency
182.0
Foreign Currency
2 INVESTMENT IN SECURITIES
40.0
a. Govt.Securities
40.0
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
250.0
a. Non Residents
b. Others
250.0
4 LOANS & ADVANCES
2358.0
a. Pvt. Sector
2358.0
b. Financial Institution
c. Non-Finanancial Govt.Org.
5 BILL PURCHASED
0.0
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
0.0
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
75.0
8 OTHER ASSETS
35.0
a. Accrued Interests
3.0
Govt. Entp.
0.0
Private Sector
3.0
b. Staff Loans / Adv.
c. Sundry Debtors
0.0
d. Cash In Transit
e. Others
32.0
9 Expenses not Written off
12.0
10 Non Banking Assets
11 Reconcillation Account
258.0
12 Profit & Loss A/c
784.0
86.0
86.0
1306.0
214.0
214.0
344.0
137.0
129.0
8.0
46.0
1.0
1.0
2009.0
156.0
154.0
2.0
1753.0
472.0
472.0
608.0
26.0
25.0
1.0
582.0
20.0
20.0
2490.0
625.0
608.0
17.0
1865.0
868.0
868.0
582.0
195.0
195.0
523.0
47.0
47.0
527.0
24.0
24.0
789.0
185.0
185.0
503.0
4.0
4.0
294.0
26.0
26.0
1572.0
310.0
310.0
2147.0
260.0
254.0
6.0
1887.0
848.0
848.0
1235.0
141.0
141.0
476.0
0.0
1549.0
127.0
123.0
4.0
1422.0
141.0
141.0
4878.0
317.0
317.0
161.0
56.0
56.0
464.0
135.0
132.0
3.0
104.0
0.0
2190.0
227.0
227.0
1791.0
1370.0
1370.0
871.0
143.0
138.0
5.0
728.0
9.0
9.0
1588.0
16.0
16.0
706.0
35.0
35.0
5875.0
762.0
746.0
16.0
5113.0
1175.0
1175.0
1963.0
388.0
388.0
3341.0
903.0
903.0
696.0
696.0
259.0
259.0
393.0
393.0
2578.0
2578.0
45.0
45.0
872.0
872.0
274.0
274.0
3605.0
592.0
554.0
38.0
844.0
768.0
759.0
9.0
1.0
1.0
0.0
1906.0
115.0
115.0
259.0
0.0
2962.0
384.0
368.0
16.0
2578.0
0.0
0.0
718.0
12.0
12.0
698.0
2.0
2.0
1547.0
388.0
375.0
13.0
1159.0
490.0
490.0
598.0
598.0
671.0
671.0
89.0
89.0
99.0
99.0
476.0
476.0
204.0
204.0
268.0
268.0
305.0
305.0
101.0
101.0
1006.0
1006.0
555.0
555.0
985.0
985.0
898.0
898.0
0.0
0.0
309.0
288.0
2436.0
2207.0
229.0
1502.0
414.0
3.0
256.0
726.0
54.0
677.0
0.0
833.0
833.0
0.0
0.0
161.0
161.0
100.0
100.0
0.0
0.0
0.0
225.0
225.0
0.0
0.0
0.0
0.0
98.0
98.0
0.0
175.0
175.0
193.0
193.0
0.0
0.0
50.0
50.0
0.0
0.0
0.0
0.0
0.0
195.0
3400.0
4480.0
2590.0
13983.0
0.0
91.0
17.0
38.0
15.0
21.0
293.0
50.0
TOTAL ASSETS
60
33235.0
1136.0
1118.0
18.0
12554.0
12554.0
326.0
10.0
90.0
48.0
178.0
19.0
181.0
276.0
59
150.0
173.0
1.0
92.0
38.0
42.0
TOTAL LIABILITIES
249.0
111.0
73.0
6.0
2755.0
182.0
0.0
56
Shine
150.0
1435.0
678.0
650.0
7.0
55
Jyoti
1200.0
135.0
101.0
54
Purnima
10.0
2.0
0.0
257.0
214.0
9.0
53
Kabeli #
10.0
0.0
6936.0
6800.0
130.0
52
Pathibhara
76.0
51
Biswo
33.0
3.0
150.0
50
Garima
83.0
508.0
49
City
302.0
120.0
48
Kamana #
1315.0
1300.0
15.0
47
Corporate #
8101.0
7505.0
584.0
46
Nilgiri
212.0
200.0
2.0
45
Alpine
1576.0
1500.0
44
KDBL
316.0
280.0
43
Country
707.0
600.0
24.0
42
Diyalo
Bhargab
500.0
Sangrila
0.0
Ace Dev.
11.0
500.0
41
Mahakali
508.0
3.0
0.0
40
Public
1435.0
10.0
39
Kankai
805.0
650.0
155.0
638.0
626.0
9.0
38
Sewa
1312.0
1296.0
5.0
461.0
451.0
37
Rara
36
Resunga
35
Vibor
34
Muktinath
33
Rising
32
Tinau
1 CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves Fund
f. Exchange Fluctuation Fund
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
31
Mitery
Particulars
Professiona
l
Table No.42
Sources Uses of Funds of Development Banks
Mid-January 2010 (Poush end, 2066)
37.0
3.0
399.0
75.0
2169.0
2169.0
0.0
1096.0
1096.0
332.0
6.0
295.0
0.0
0.0
0.0
0.0
226.0
226.0
0.0
0.0
295.0
295.0
0.0
500.0
500.0
0.0
0.0
0.0
310.0
281.0
29.0
5.0
116.0
122.0
18.0
55.0
28.0
21.0
(8.0)
82.0
525.0
525.0
2453.0
72.0
75.0
88.0
1.0
26.0
6.0
55.0
274.0
16.0
326.0
4.0
112.0
1.0
209.0
0.0
87.0
67.0
22.0
35.0
3.0
7.0
0.0
72.0
1356.0
3167.0
15160.0
5632.0
551.0
49.0
49.0
643.0
86.0
86.0
502.0
1.0
1.0
312.0
8.0
8.0
1351.0
258.0
248.0
10.0
602.0
596.0
596.0
1827.0
121.0
121.0
180.0
1.0
1.0
618.0
78.0
77.0
1.0
540.0
74.0
74.0
179.0
179.0
195.0
195.0
70.0
70.0
304.0
304.0
6.0
6.0
1698.0
1698.0
2438.0
0.0
306.0
234.0
162.0
1220.0
1220.0
914.0
914.0
0.0
245.0
245.0
0.0
0.0
0.0
195.0
195.0
197.0
197.0
0.0
0.0
0.0
0.0
491.0
424.0
67.0
294.0
294.0
1706.0
8.0
8.0
0.0
195.0
5.0
2.0
200.0
101.0
3.0
0.0
0.0
5.0
8919.0
2.0
4618.0
4618.0
200.0
4063.0
4063.0
101.0
8932.0
8932.0
3.0
7116.0
7116.0
2141.0
2141.0
0.0
5764.0
5764.0
5.0
919.0
919.0
8919.0
28827.0
28827.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
13403.0
200.0
5.0
200.0
100.0
3651.0
285.0
11898.0
11898.0
1335.0
1335.0
13403.0
18458.0
18458.0
200.0
2360.0
2360.0
5.0
1391.0
1391.0
200.0
2635.0
2635.0
100.0
6943.0
6943.0
3651.0
14528.0
14528.0
285.0
2962.0
2962.0
0.0
1803.0
1803.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1350.0
100.0
200.0
0.0
0.0
0.0
15.0
1601.0
60.0
5731.0
5731.0
5336.0
5336.0
1350.0
11398.0
11398.0
100.0
8826.0
8826.0
200.0
7558.0
7558.0
2473.0
2473.0
0.0
1072.0
1072.0
533.0
533.0
15.0
2177.0
2177.0
1601.0
11175.0
11175.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
60.0
3536.0
3536.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
61.0
54.0
23.0
126.0
108.0
38.0
145.0
417.0
48.0
150.0
159.0
44.0
92.0
45.0
3.0
198.0
719.0
17.0
19.0
45.0
10.0
1125.0
1987.0
98.0
525.0
445.0
41.0
43.0
35.0
35.0
651.0
1030.0
85.0
61.0
73.0
15.0
43.0
31.0
7.0
46.0
29.0
4.0
69.0
262.0
19.0
689.0
992.0
93.0
107.0
95.0
18.0
74.0
59.0
17.0
93.0
63.0
1.0
218.0
78.0
0.0
313.0
353.0
20.0
192.0
101.0
36.0
356.0
216.0
43.0
105.0
59.0
5.0
37.0
11.0
3.0
74.0
10.0
5.0
43.0
35.0
6.0
486.0
215.0
1.0
94.0
95.0
0.0
23.0
1.0
1.0
38.0
12.0
48.0
0.0
44.0
6.0
71.0
3.0
17.0
162.0
63.0
10.0
10.0
21.0
98.0
78.0
56.0
41.0
1.0
251.0
35.0
85.0
179.0
15.0
4.0
39.0
7.0
2.0
10.0
4.0
19.0
20.0
6.0
36.0
43.0
5.0
0.0
35.0
6.0
1.0
0.0
1.0
8.0
0.0
29.0
5.0
58.0
13.0
4.0
1.0
1755.0
9.0
152.0
9.0
0.0
766.0
50.0
15.0
6.0
12.0
24.0
2.0
240.0
1.0
269.0
10.0
44.0
35.0
4.0
62.0
58.0
5.0
2.0
28.0
5.0
206.0
95.0
6.0
0.0
0.0
0.0
0.0
108.0
30.0
2.0
13.0
4.0
0.0
375.0
8.0
2.0
0.0
0.0
327.0
108.0
0.0
0.0
0.0
0.0
0.0
65.0
10.0
5.0
7.0
34.0
3.0
3.0
18.0
1.0
32.0
1.0
1.0
93.0
31.0
599.0
17.0
7.0
20.0
5622.0
5816.0
11352.0
1647.0
45568.0
15662.0
2239.0
35998.0
3598.0
3439.0
8199.0
25747.0
4320.0
2404.0
7475.0
7181.0
15864.0
4251.0
1673.0
1356.0
369.0
35.0
38.0
19.0
22.0
6.0
0.0
224.0
0.0
477.0
10602.0
2852.0
8697.0
7.0
316.0
20.0
(26.0)
* Data not available.
# Figures are related to Mid-July 2009.
54
1967.0
138.0
0.0
0.0
8.0
11614.0
13413.0
274.0
94.0
14.0
38.0
3167.0
15160.0
5632.0
66
67
68
69
70
71
72
73
(Rs in Lakh)
Civic
Internationa
l
Kanchan
Jhimruk
Bright
Matribhumi
Metro
TOTAL
980.0
980.0
154.0
154.0
1 CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves Fund
f. Exchange Fluctuation Fund
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
137.0
140.0
210.0
210.0
120.0
120.0
TOTAL LIABILITIES
486.0
661.0
597.0
0.0
75.0
20.0
19.0
1.0
21.0
0.0
73.0
22.0
22.0
131.0
12.0
9.0
3.0
119.0
0.0
0.0
0.0
21.0
21.0
48.0
48.0
119.0
119.0
Particulars
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
C.Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Non Residents
b. Others
4 LOANS & ADVANCES
a. Pvt. Sector
b. Financial Institution
c. Non-Finanancial Govt.Org.
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interests
Govt. Entp.
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
(3.0)
0.0
0.0
0.0
0.0
0.0
1400.0
1400.0
4531.0
4480.0
700.0
700.0
120.0
120.0
Gulmi
65
Innovative
64
Kakre
63
Hamro
62
Bagmati
61
Pacific *
Table No.42
Sources Uses of Funds of Development Banks
Mid-January 2010 (Poush end, 2066)
663.0
662.0
140.0
140.0
700.0
700.0
0.0
25.0
0.0
1.0
51.0
15.0
0.0
0.0
0.0
0.0
2100.0
0.0
0.0
0.0
0.0
0.0
500.0
15.0
25.0
1600.0
314.0
0.0
461.0
34.0
34.0
471.0
5.0
5.0
0.0
0.0
2242.1
0.0
13254.0
706.0
706.0
824.0
0.0
43.0
0.0
811.0
3.0
3.0
355.0
7.0
7.0
443.0
1.0
1.0
285.0
54.0
54.0
1144.0
656.0
656.0
300.0
300.0
343.0
343.0
439.0
439.0
0.0
1627.9
1627.9
4230.0
4230.0
687.0
687.0
26.0
26.0
751.0
751.0
328.0
328.0
391.0
391.0
141.0
141.0
0.0
4.0
4.0
84.0
84.0
27.0
27.0
0.0
14.0
140.0
4533.0
4533.0
137.0
137.0
7.0
7.0
57.0
57.0
15.0
15.0
0.0
30.0
30.0
90.0
90.0
600.2
3784.0
1.0
104.6
1152.0
827.0
162.0
10.0
163.0
82.0
3.0
0.0
39.0
3746.7
21119.0
1573.0
163.0
1814.0
1853.1
69.4
55.5
13.9
72.7
0.0
3520.0
203.0
203.0
105.0
29.0
25.0
4.0
66.0
0.0
936.0
58.0
58.0
1021.0
998.0
998.0
120.0
10.0
10.0
0.0
110.0
18.0
18.0
0.0
26.0
26.0
23.0
23.0
39.0
39.0
10.0
20.0
13.0
4.0
3.0
9.0
0.0
5.0
0.0
4.0
5.0
1.0
4.0
(19.0)
1.0
51.0
1.0
1.0
0.0
13.8
6.2
84.6
0.0
0.0
2.0
46.7
10.0
21.0
5.0
0.0
27.0
18.0
3.0
4.0
10.0
7.0
1.0
3.0
1.0
2.0
17.0
16.0
5.0
2.0
3.0
543.0
1120.0
457.0
1861.0
839988.5
152.0
11.0
11.0
585.0
24.0
24.0
73.0
13.0
13.0
1567.0
16.0
16.0
728.0
5.0
5.0
141.0
0.0
66.0
66.0
66.0
60.0
60.0
60.0
1551.0
117.0
117.0
16.0
16.0
323.0
323.0
32.0
32.0
0.0
0.0
196.0
196.0
143858.2
17297.5
16488.6
808.9
91093.7
21679.5
21560.5
116.0
44620.7
44381.7
239.0
24489.4
204.0
35467.0
34447.0
1020.0
10075.0
9754.0
195.0
0.0
126.0
0.0
50877.6
0.0
50877.6
570904.1
570904.1
0.0
0.0
173.0
173.0
0.0
0.0
0.0
0.0
0.0
19910.3
30081.7
7204.7
0.0
7190.5
2285.7
5179.7
4.0
15407.5
786.7
396.3
11290.0
1635.7
7.0
23.0
7.0
8.0
2.0
6.0
28.0
28.0
460.0
0.0
6.0
1.0
7.0
53.0
50.0
400.0
109.0
34.0
34.0
0.0
0.0
0.0
1711.0
1711.0
2296.0
2296.0
0.0
0.0
10.0
10.0
150.0
150.0
0.0
495.0
495.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
293.0
293.0
1.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.0
1.0
0.0
0.0
300.0
580.0
1.0
1.0
0.0
0.0
0.0
100.0
355.0
355.0
5.0
504.0
504.0
1.0
442.0
442.0
0.0
1382.9
1382.9
300.0
16200.0
16200.0
580.0
729.0
729.0
1.0
0.0
1.0
796.0
796.0
336.0
336.0
462.0
462.0
332.0
332.0
100.0
135.0
135.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
28.0
19.0
0.0
68.0
6.0
0.0
15.0
2.0
0.0
0.0
0.0
277.2
225.8
6.2
388.0
418.0
6.0
51.0
59.0
0.0
33.0
11.0
0.0
52.0
30.0
2.0
32.0
13.0
2.0
28.0
35.0
2.0
22.0
28.0
1.0
52.0
7.0
0.0
6.2
151.5
6.0
10.0
3.0
2.0
1.0
2.0
2.0
14.0
399.0
45.0
33.0
13.0
21119.0
1573.0
163.0
1.0
0.0
4.0
4.0
11.0
5.0
6.0
0.0
2.0
4.0
0.0
5.0
6.0
486.0
661.0
597.0
68.1
7.7
0.0
3746.7
* Data not available.
# Figures are related to Mid-July 2009.
55
119406.0
110010.2
4236.0
362.0
(579.7)
5249.5
128.0
49355.8
1405.0
33451.0
749.0
13750.8
0.0
593321.5
12218.9
12166.9
52.0
332033.7
330471.7
1562.0
167423.1
162811.1
4738.0
75746.9
5898.9
352.0
53510.3
7627.5
21588.2
8451.9
15842.7
11591.8
12451.1
1238.0
0.0
1.0
15.0
11.0
27.0
(1.0)
1814.0
11.0
33.0
12.0
10.0
10.0
2.0
543.0
1120.0
457.0
7.0
1861.0
839988.5
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
Ratios
4.1
4.2
4.3
4.4
Capital Fund to RWA
Non Performint Loan(NPL) To Total Loan
Total Loan Loss Provision to Total NPL
Cost of Fund
(89635.0)
366126.0
1047052.0
664465.0
0.0
89111.0
71349.0
0.0
41500.0
79117.8
79117.8
0.0
19046.2
188060.3
19852.5
0.0
64339.0
7010.0
0.0
100361.0
0.0
121766.0
Up to This
Quarter
91472.0
2514.0
88958.0
0.0
19583.0
0.0
108541.0
10224.0
4545.0
93772.0
898.0
92874.0
22071.0
228478.0
343423.0
343423.0
25505.0
33981.0
283937.0
188060.3
35000.0
13396.3
1500.0
142768.7
9530.9
2056.5
12351.8
1455715.0 3275947.0
204243.0
645000.0
33465.0
52735.0
1020218.0
1020218.0
317160.0
2207974.0
2207974.0
22556.0
8219.0
175233.0
44859.0
1455715.0 3275947.0
193447.0
533653.0
358086.0
165744.0
152542.0
498116.0 2309586.0
952918.0
32237.0
377254.0
5500.0
95025.0
51731.0
500278.0
325458.0
226998.0
83190.0
157113.0
15945.0
226076.0
28213.0
0.0
196164.0
54090.0
738120.0
34988.0
36565.0
60015.5
69466.4
69466.4
263000.0
788053.0
788053.0
20000.0
622441.0
622441.0
(9666.0)
148972.0
1684436.0
236424.0
20000.0
25086.0
1336866.0
768133.0
3540.0
205982.0
38016.0
321195.0
150.0
23976.0
738120.0
148802.0
107817.1
254000.1
77698.6
120864.2
1216.1
344.7
53876.5
Up to This Quarter
0.0
7935.1
4769.9
3165.2
164.3
1686.6
41493.0
21619.0
19874.0
3149.0
2373.0
149283.0
80166.0
69117.0
1868.0
16753.0
3598.8
3199.6
399.2
1327.0
25396.0
10547.0
7796.0
7053.0
7053.0
2433.0
745.0
10231.0
87738.0
10242.0
12624.0
64872.0
8571.0
56301.0
0.0
0.0
56301.0
1726.2
1975.7
890.3
(1139.9)
0.0
5016.1
2299.7
5748.9
(3032.6)
2027.1
(5059.7)
1042.8
8951.8
4934.9
0.0
4934.9
29.6
4905.3
56301.0
5118.0
15912.0
35271.0
2042.7
185.7
0.0
10231.0
930.0
2790.0
6511.0
0.0
0.0
Up to This
Quarter
1684436.0
700000.0
(205923.0)
Up to This
Quarter
0.0
Up to This
Quarter
254000.1
80200.0
(63498.8)
Up to This
Quarter
(1139.9)
3182.6
2042.7
1857.0
20311.0
7117.0
38632.0
Up to This
Quarter
79004.0
17996.0
61008.0
13751.0
0.0
(44.0)
74715.0
11675.0
10034.0
53006.0
18268.0
34738.0
740.0
254980.0
290458.0
(180586.0)
109872.0
9988.0
7647.0
92237.0
36006.0
532510.0
200065.0
34238.0
5841.0
92298.0
185051.0
15017.0
7207.0
433.0
13162.0
Up to This
Quarter
10
Up to This
Quarter
12
13
14
15
584351.0
40800.0
671.0
1136906.0
50000.0
44272.0
1197515.0
210000.0
29203.0
1705719.0
211484.0
39866.0
6000.0
438008.0
438008.0
45500.0
591316.0
591316.0
520255.0
520255.0
2360.0
1006416.0
1006416.0
99500.0
798740.0
798740.0
115000.0
1259895.0
1259895.0
815.0
15076.0
523580.0
37395.0
21519.0
50000.0
398298.0
0.0
25962.0
887945.0
158091.0
793.0
21832.0
584351.0
206666.0
79474.0
1705719.0
327155.0
23400.0
683723.0
298747.0
44728.0
0.0
68149.0
253112.0
18987.0
8723.0
0.0
14008.0
3000.0
349007.0
60072.0
1197515.0
132298.0
54598.0
48000.0
919473.0
148100.0
75100.0
0.0
25795.0
57427.0
60999.0
279872.0
3699.0
12669.0
Up to This
Quarter
39518.0
22531.0
16987.0
3754.0
110.0
76650.0
46022.0
30628.0
504.0
7730.0
30990.0
14031.0
16959.0
988.0
3928.0
20851.0
3449.0
2873.0
14529.0
2576.0
11953.0
0.0
2665.0
14618.0
38862.0
7883.0
9063.0
21916.0
1931.0
19985.0
431.0
885.0
21301.0
21875.0
2957.0
6296.0
12622.0
147.0
12475.0
0.0
1411.0
13886.0
14618.0
1328.0
3987.0
9303.0
21301.0
1936.0
5809.0
13556.0
13886.0
1262.0
3787.0
8837.0
Up to This
Quarter
Karnali
887945.0
200000.0
25167.0
Pashupati
523580.0
36000.0
27681.0
Sahayogi
PDBL
1517749.0
126500.0
33897.0
0.0
174434.0
1128171.0
1128171.0
0.0
0.0
54747.0
1517749.0
82859.0
95413.0
12000.0
1253094.0
374167.0
111633.0
5.0
55809.0
158842.0
552638.0
28638.0
0.0
45745.0
11
Bhrikuti
Profit and Loss Account
0.0
0.0
0.0
9
Annapurna
3.
1.6
1.7
2.
2.1
2.2
2.3
2.4
1047052.0
415823.0
354738.0
8
Triveni
2.5
2.6
2.7
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b. Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Other
Fixed Assets
Non Banking Assets
Other Assets
7
Narayani
Siddhartha
Particulars
1.
1.1
1.2
1.3
1.4
1.5
6
Manakamana
5
United
4
Malika
3
Uddyam
2
NDBL *
S. N.
1
NIDC
Table No. 43
Unaudited Financial Results (Quarterly) of Development Banks
Mid-January, 2010 (Poush end, 2066)
349007.0
12815.0
12863.0
Up to This
Quarter
45985.0
29477.0
16508.0
239.0
2668.0
2.0
19417.0
3879.0
5217.0
10321.0
9391.0
930.0
22856.0
11979.0
10877.0
833.0
3644.0
930.0
3055.0
930.0
85.0
254.0
591.0
3055.0
15354.0
6026.0
4139.0
5189.0
2134.0
3055.0
3055.0
4010.0
29848.0
1136906.0
88989.0
107041.0
21320.0
831678.0
167231.0
62024.0
0.0
45788.0
142104.0
414531.0
54786.0
33092.0
Up to This
Quarter
48238.0
26007.0
22231.0
375.0
6530.0
0.0
29136.0
4072.0
7191.0
17873.0
3172.0
14701.0
0.0
670478.0
11790.0
31356.0
Up to This
Quarter
40100.0
1299815.0
471600.0
170500.0
0.0
233200.0
385000.0
39515.0
18496.0
20153.0
Up to This
Quarter
69013.0
39220.0
29793.0
1254.0
7112.0
88621.0
41581.0
47040.0
880.0
5931.0
53851.0
6605.0
4842.0
42404.0
4689.0
37715.0
14701.0
38159.0
4613.0
5416.0
28130.0
5094.0
23036.0
3100.0
2202.0
28338.0
14701.0
1337.0
4010.0
9354.0
28338.0
2576.0
7729.0
18033.0
37715.0
3429.0
10286.0
24000.0
37715.0
At the End
of This
Quarter
18.4%
99.8%
97.5%
3.3%
31.1%
4.1%
128.7%
27.7%
4.4%
87.4%
6.7%
26.6%
0.5%
2.6%
7.3%
11.3%
45.1%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
56
34.7%
8.7%
101.6%
7.2%
12.1%
2.6%
101.0%
0.1%
0.0%
1.0%
17.2%
1.4%
141.9%
7.9%
19.8%
1.7%
155.3%
9.2%
13.8%
0.0%
0.7%
11.1%
0.9%
1.4%
8.3%
25.9%
1.6%
92.0%
6.5%
21.7%
0.8%
166.0%
7.4%
Table No. 43
Unaudited Financial Results (Quarterly) of Development Banks
Mid-January, 2010 (Poush end, 2066)
3.
Profit and Loss Account
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
Ratios
4.1
4.2
4.3
4.4
Capital Fund to RWA
Non Performint Loan(NPL) To Total Loan
Total Loan Loss Provision to Total NPL
Cost of Fund
3541.0
33564.0
802714.0
183039.0
1822.0
5094.0
610652.0
127484.0
17623.0
62712.0
5365170.0
330946.0
571785.0
148133.0
4124628.0
1784309.0
140714.0
378267.0
83554.0
1205628.0
532156.0
41608.0
704763.0
6398.0
14246.0
Up to This
Quarter
9806.0
576056.0
576056.0
16881.0
16932.0
Up to This
Quarter
138519.0
Up to This
Quarter
40275.0
22206.0
18069.0
622.0
4264.0
34511.0
18429.0
16082.0
1916.0
3436.0
22955.0
2922.0
3938.0
16095.0
4810.0
11285.0
21434.0
5321.0
3773.0
12340.0
(643.0)
12983.0
260022.0
166235.0
93787.0
1080.0
19214.0
4707.0
118788.0
17417.0
31095.0
70276.0
10954.0
59322.0
123.0
11408.0
12983.0
0.0
59322.0
11408.0
1037.0
3267.0
7104.0
12983.0
1180.0
3541.0
8262.0
59322.0
5393.0
16178.0
37751.0
11.2%
2.1%
92.5%
12.2%
2.9%
93.8%
18.0%
0.1%
927.8%
7.4%
426845.0
90204.0
46886.0
101964.0
181572.0
6219.0
46720.0
9603.0
Up to This
Quarter
26366.0
9661.0
16705.0
1023.0
3885.0
148070.0
Up to This
Quarter
20000.0
1154901.0
1154901.0
27876.0
1347817.0
242754.0
0.0
61468.0
2170512.0
335675.0
0.0
62583.0
2205842.0
108924.0
402105.0
35950.0
1616660.0
153495.0
398400.0
0.0
24867.0
69564.0
970334.0
13249.0
10000.0
1060341.0
274614.0
48389.0
166634.0
287601.0
283103.0
19251.0
15471.0
Up to This
Quarter
135808.0
1652912.0
446757.0
217905.0
12771.0
205080.0
375406.0
394993.0
12735.0
33382.0
Up to This
Quarter
51500.0
1446343.0
1446343.0
28954.0
Up to This
Quarter
18736.0
Up to This
Quarter
1191966.0
80000.0
29876.0
422374.6
27000.0
15756.9
2460281.0
168347.0
61713.0
230.0
1050801.0
1050801.0
365282.6
365282.6
151180.0
2025903.0
2025903.0
2343.0
11992.1
422374.6
116042.8
0.0
53138.0
2460281.0
453810.0
1600.0
286586.7
48043.0
1865206.0
9652.1
0.0
152273.3
112079.4
12581.9
4455.4
1865206.0
31745.0
0.0
31059.0
1191966.0
62712.0
228119.0
25000.0
837945.0
90275.0
31921.0
325.0
49240.0
562465.0
103719.0
21169.0
17021.0
Up to This
Quarter
13689.7
Up to This
Quarter
71973.0
45477.0
26496.0
239.0
5066.0
44.0
31845.0
5279.0
5702.0
20864.0
2830.0
18034.0
94162.0
55220.0
38942.0
1169.0
23120.0
7.0
63238.0
6916.0
12823.0
43499.0
5624.0
37875.0
96856.0
50722.0
46134.0
148.0
10947.0
(47.0)
57182.0
3667.0
5808.0
47707.0
4912.0
42795.0
48258.0
27240.0
21018.0
5767.0
784.0
52519.0
30793.0
21726.0
1604.0
4401.0
15610.7
9111.1
6499.6
2485.6
2155.0
27569.0
5207.0
4908.0
17454.0
2941.0
14513.0
27731.0
4938.0
4685.0
18108.0
2824.0
15284.0
11140.2
2455.2
922.9
7762.2
2383.0
5379.2
15295.0
260410.0
153395.0
107015.0
314.0
18548.0
87.0
125964.0
17305.0
34203.0
74456.0
9837.0
64619.0
0.0
0.0
64619.0
18034.0
3340.0
41215.0
42795.0
14513.0
691.0
15975.0
15295.0
1390.0
4171.0
9734.0
64619.0
5874.0
17623.0
41122.0
18034.0
1639.0
4919.0
11476.0
41215.0
3747.0
9612.0
27856.0
42795.0
3891.0
11672.0
27232.0
14513.0
1319.0
3958.0
9236.0
15975.0
1452.0
4357.0
10166.0
21613.0
2400.0
2450.0
16763.0
1468.0
15295.0
12.3%
1.6%
131.3%
6.0%
15.0%
0.7%
204.0%
7.8%
13.7%
0.8%
156.7%
9.9%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
57
23.2%
1.9%
101.8%
7.9%
37.7%
0.3%
444.0%
8.3%
12.2%
1.5%
117.8%
7.0%
12.4%
0.8%
175.5%
7.7%
61477.0
Up to This
Quarter
562715.0
102000.0
14291.0
0.0
0.0
355846.0
355846.0
3352.0
87226.0
562715.0
93906.0
28548.0
100.0
346186.0
346186.0
12093.0
0.0
81882.0
Up to This
Quarter
29
30
Clean Ene.
225000.0
4323984.0
4323984.0
28
NDEP
40000.0
398687.0
398687.0
3267.0
51626.0
802020.0
76113.0
0.0
500.0
704763.0
786000.0
5490838.0
4967208.0
523630.0
2176.0
67046.0
7258957.0
323068.0
686765.0
857999.0
5010238.0
1065963.0
908911.0
166702.0
364252.0
1386598.0
1117812.0
242368.0
959855.0
60500.0
13603.0
0.0
13700.0
827799.0
827799.0
0.0
4247.0
40006.0
959855.0
78885.0
79666.0
51925.0
704623.0
0.0
72286.0
34375.0
29381.0
403834.0
164747.0
26020.0
27
Arniko
0.0
707849.0
707849.0
2205842.0
565704.0
79712.0
26
Himchuli
65000.0
620027.0
620027.0
2170512.0
320000.0
114328.0
0.0
180000.0
1494716.0
1494716.0
25
Western
1347817.0
100000.0
45040.0
24
Excel
5365170.0
600000.0
135851.0
IDBL
610652.0
140000.0
25049.0
Sanima
7258957.0
806400.0
106497.0
23
Biratlaxmi
22
Business
Gaurishankar
21
Gandaki
2.5
2.6
2.7
20
Gorkha
1.6
1.7
2.
2.1
2.2
2.3
2.4
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b. Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Other
Fixed Assets
Non Banking Assets
Other Assets
19
802714.0
49500.0
8260.0
Particulars
1.
1.1
1.2
1.3
1.4
1.5
18
802020.0
46416.0
15684.0
SBBL
S. N.
17
Bageshwari
16
2958456.0
480000.0
73391.0
4067232.0
320000.0
35205.0
275000.0
2054657.0
2049690.0
4967.0
0.0
75408.0
2958456.0
148666.0
170559.0
193996.0
2294162.0
836371.0
222504.0
202342.0
58823.0
340887.0
633235.0
94600.0
382870.0
3245121.0
3129845.0
115276.0
56473.0
Up to This
Quarter
84036.0
4067232.0
258229.0
305838.0
391121.0
2956054.0
743909.0
172886.0
129632.0
236171.0
1177633.0
495823.0
92798.0
63192.0
Up to This
Quarter
21873.0
8254.0
13619.0
577.0
2507.0
2.0
16705.0
2500.0
2229.0
11976.0
1080.0
10896.0
125127.0
73552.0
51575.0
10880.0
1095.0
119.0
63669.0
8247.0
18732.0
36690.0
11591.0
25099.0
155966.0
109912.0
46054.0
23491.0
435.0
(97.0)
69883.0
20573.0
21824.0
27486.0
6351.0
21135.0
5379.2
97637.0
60875.0
36762.0
21240.0
0.0
0.0
58002.0
8568.0
10655.0
38779.0
9266.0
29513.0
0.0
0.0
29513.0
0.0
10896.0
0.0
25099.0
1000.0
22135.0
5379.2
0.0
0.0
5379.2
29513.0
2683.0
8049.0
18781.0
10896.0
991.0
2972.0
6933.0
25099.0
2282.0
6845.0
15972.0
22135.0
2013.0
6037.0
14085.0
12.8%
3.3%
86.4%
7.1%
12.5%
0.0%
483.4%
0.1%
1.8%
13.9%
22.5%
0.6%
214.6%
7.2%
11.8%
0.0%
5414.0%
7.5%
Table No. 43
Unaudited Financial Results (Quarterly) of Development Banks
Mid-January, 2010 (Poush end, 2066)
Profit and Loss Account
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
Ratios
4.1
4.2
4.3
4.4
Capital Fund to RWA
Non Performint Loan(NPL) To Total Loan
Total Loan Loss Provision to Total NPL
Cost of Fund
143523.0
858626.0
858626.0
50838.0
894337.0
894337.0
208513.0
208513.0
0.0
675354.0
675354.0
34458.0
1135207.0
154738.0
17317.0
1044966.0
296226.0
27600.0
893155.0
65207.0
200653.0
21551.0
361464.0
152227.0
92053.0
14513.0
0.0
45201.0
19645.0
700744.0
105749.0
72723.0
1812.0
79180.0
188770.0
252510.0
12608.0
0.0
15504.0
313916.0
18964.0
18198.0
29000.0
235829.0
22895.0
20243.0
3707.0
100635.0
88349.0
5693.0
6232.0
Up to This
Quarter
0.0
36836.0
562248.0
78488.0
0.0
9986.0
461794.0
91456.0
747.0
0.0
30802.0
176383.0
162406.0
6114.0
5866.0
Up to This
Quarter
1223.0
117864.0
581642.0
47263.0
83362.0
20000.0
406289.0
81633.0
162208.0
122600.0
39848.0
12649.0
12079.0
Up to This
Quarter
Up to This
Quarter
15743.0
Up to This
Quarter
Public
45019.0
285102.0
18302.0
15991.0
214097.0
12400.0
35598.0
0.0
34700.0
105699.0
25700.0
9136.0
27576.0
Up to This
Quarter
1389.0
32234.0
869249.0
73631.0
117343.0
44038.0
576353.0
69561.0
75349.0
607.0
136049.0
105282.0
189505.0
19341.0
7383.0
31160.0
Up to This
Quarter
16001.0
7860.0
8141.0
572.0
1695.0
28486.0
20175.0
8311.0
197.0
3145.0
20642.0
9963.0
10679.0
124.0
3762.0
53833.0
28951.0
24882.0
6956.0
6733.0
48109.0
32032.0
16077.0
1617.0
4227.0
13128.0
7482.0
5646.0
862.0
1006.0
10408.0
2344.0
4037.0
4027.0
1234.0
2793.0
11653.0
2233.0
2746.0
6674.0
495.0
6179.0
14565.0
2330.0
3198.0
9037.0
4554.0
4483.0
38571.0
9002.0
8694.0
20875.0
2390.0
18485.0
370.0
21921.0
3987.0
3642.0
14292.0
2541.0
11751.0
7514.0
2335.0
2618.0
2561.0
730.0
1831.0
51787.0
31934.0
19853.0
626.0
6293.0
0.0
26772.0
7647.0
9050.0
10075.0
7920.0
2155.0
2793.0
6179.0
4483.0
18855.0
11751.0
1831.0
2939.0
5094.0
2793.0
254.0
762.0
1777.0
6179.0
0.0
0.0
6179.0
4483.0
408.0
1223.0
2852.0
18855.0
1647.0
4940.0
12268.0
11751.0
1068.0
3205.0
7478.0
1831.0
5094.0
463.0
1389.0
3242.0
19.7%
0.7%
198.0%
6.6%
14.6%
1.3%
161.3%
9.6%
16.4%
3.6%
63.6%
7.7%
11.5%
0.0%
0.0%
8.2%
11.6%
1.8%
0.8%
5.9%
1831.0
14.3%
0.4%
274.4%
6.9%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
58
26.1%
0.0%
3.4%
0.1%
137325.0
137325.0
581.0
2313.0
162321.0
60817.0
5492.0
90537.0
12500.0
16098.0
43878.0
18061.0
1925.0
3550.0
Up to This
Quarter
6173.0
3063.0
3110.0
732.0
33.0
43
44
45
4448432.0
750464.0
86063.0
1548994.0
79800.0
7594.0
204525.0
12000.0
(6267.0)
3578477.0
680000.0
145569.0
331424.0
21420.0
7431.0
198476.0
10050.0
2224.0
343941.0
65000.0
6603.0
1398294.0
1398294.0
13500.0
162670.0
162670.0
275500.0
2307631.0
2307631.0
290654.0
290654.0
179472.0
179472.0
55000.0
210834.0
210834.0
170.0
63136.0
1548994.0
249025.0
22622.0
204525.0
71887.0
61226.0
108551.0
3578477.0
190646.0
1356.0
10563.0
331424.0
35621.0
42641.0
0.0
236025.0
0.0
6730.0
198476.0
52360.0
0.0
500.0
139109.0
120000.0
3323456.0
3299122.0
24334.0
(3879.0)
172328.0
4448432.0
143517.0
216928.0
1001555.0
2882702.0
272857.0
375410.0
247323.0
445926.0
1074180.0
467006.0
112494.0
91236.0
Up to This
Quarter
29454.0
1177924.0
195138.0
115372.0
3564.0
91449.0
526758.0
245643.0
52486.0
40105.0
Up to This
Quarter
121661.0
121661.0
3378.0
7599.0
Up to This
Quarter
1390306.0
1845775.0
804566.0
149107.0
67140.0
252991.0
424036.0
147935.0
48356.0
103394.0
Up to This
Quarter
12260.0
217557.0
6208.0
6087.0
11050.0
Up to This
Quarter
139109.0
4309.0
2198.0
Up to This
Quarter
Diyalo
430669.0
430669.0
42
Rara
50000.0
411640.0
411640.0
41
Resunga
249741.0
249741.0
162321.0
20000.0
2102.0
0.0
40
Vibor
869249.0
150000.0
10272.0
39
Bhargab
285102.0
28000.0
3570.0
Kankai
1044966.0
60000.0
22474.0
Rising
1135207.0
65000.0
33600.0
Tinau
581642.0
27466.0
4420.0
38
Mahakali
37
Sangrila
3.
1.6
1.7
2.
2.1
2.2
2.3
2.4
36
Ace Dev.
2.5
2.6
2.7
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b. Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Other
Fixed Assets
Non Banking Assets
Other Assets
35
562248.0
62617.0
1155.0
Particulars
1.
1.1
1.2
1.3
1.4
1.5
34
Sewa
33
313916.0
45144.0
3527.0
Mitery
S. N.
32
Muktinath
31
1604.0
4900.0
343941.0
52739.0
20000.0
263470.0
27678.0
1542.0
16173.0
20387.0
94696.0
102994.0
4589.0
3143.0
Up to This
Quarter
60666.0
42467.0
18199.0
11756.0
1737.0
0.0
31692.0
6215.0
16221.0
9256.0
4021.0
5235.0
7814.0
6399.0
1415.0
688.0
2028.0
78015.0
53225.0
24790.0
802.0
223412.0
12122.0
5979.0
6143.0
989.0
1228.0
7217.0
4577.0
2640.0
1532.0
1468.0
19423.0
11790.0
7633.0
74.0
1886.0
4131.0
1513.0
1849.0
769.0
0.0
769.0
5640.0
1523.0
1196.0
2921.0
280.0
2641.0
9593.0
1393.0
1681.0
6519.0
638.0
5881.0
33.0
5268.0
716.0
1485.0
249004.0
18056.0
18813.0
212135.0
14136.0
197999.0
0.0
9326.0
207325.0
8360.0
1403.0
843.0
6114.0
1143.0
4971.0
1405.0
195853.0
113468.0
82385.0
3826.0
10766.0
(993.0)
95984.0
18722.0
30029.0
47233.0
10139.0
37094.0
290.0
4116.0
41500.0
4971.0
2641.0
5881.0
1405.0
128.0
383.0
894.0
41500.0
3773.0
11318.0
26409.0
5268.0
479.0
1437.0
3352.0
1485.0
207325.0
18848.0
56543.0
131934.0
4971.0
452.0
1356.0
3163.0
2641.0
0.0
0.0
2641.0
5881.0
535.0
1604.0
3742.0
21.5%
1.0%
147.8%
0.0%
21.7%
0.0%
3335.8%
7.7%
3875.0
1363.0
1007.0
1505.0
100.0
1405.0
11.6%
0.0%
0.0%
7.5%
1485.0
16.6%
8.3%
107.0%
22.2%
0.0%
9.6%
11.1%
0.5%
55.8%
4.8%
10.7%
0.2%
628.7%
27.4%
0.0%
0.0%
9.1%
Table No. 43
Unaudited Financial Results (Quarterly) of Development Banks
Mid-January, 2010 (Poush end, 2066)
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
Ratios
4.1
4.2
4.3
4.4
Capital Fund to RWA
Non Performint Loan(NPL) To Total Loan
Total Loan Loss Provision to Total NPL
Cost of Fund
90000.0
461416.0
461416.0
300000.0
1866507.0
1862351.0
4156.0
2250.0
143306.0
2549229.0
587495.0
0.0
365131.0
1435555.0
617453.0
133768.0
2752.0
136124.0
430884.0
114574.0
60675.0
4076.0
114367.0
817563.0
47872.0
31039.0
10500.0
694326.0
98803.0
387798.0
207725.0
4551.0
29275.0
Up to This
Quarter
41694.0
25730.0
15964.0
151.0
4204.0
100373.0
Up to This
Quarter
56
Professional
Pathibhara
55
57
58
59
60
1340637.0
146400.0
5637.0
387573.0
50000.0
4392.0
167277.0
35000.0
18110.0
135053.5
14000.0
(4937.8)
289331.0
35000.0
1669.0
1502988.0
259000.0
4849.0
563501.0
60000.0
5225.0
334582.0
334582.0
187730.0
187730.0
165000.0
557231.0
557231.0
38000.0
727902.0
727902.0
40000.0
1325213.0
1325213.0
20000.0
993424.0
993424.0
20000.0
1127068.0
1127068.0
315351.0
315351.0
109663.0
109663.0
121900.4
121900.4
15000.0
228934.0
228934.0
60000.0
966732.0
959929.0
6803.0
47000.0
441656.0
441656.0
0.0
26117.0
432067.0
87127.0
0.0
28500.0
296235.0
883.0
5406.0
235054.0
23843.0
22464.0
12750.0
25149.0
881735.0
28120.0
102075.0
15736.0
882933.0
172649.0
728.0
37881.0
1569224.0
214717.0
0.0
16004.0
1157839.0
218988.0
663.0
3841.0
167277.0
55050.0
0.0
178123.0
1136.0
34261.0
721476.0
288183.0
77961.0
9869.0
66688.0
100757.0
178018.0
8481.0
26675.0
645331.0
141033.0
91441.0
2324.0
18260.0
110634.0
281639.0
23817.0
154473.0
1139762.0
130399.0
252655.0
2698.0
212851.0
115848.0
425311.0
35496.0
29467.0
882645.0
45538.0
116048.0
0.0
0.0
209967.0
511092.0
19187.0
1013.0
16817.0
387573.0
32057.0
91388.0
0.0
247986.0
4090.9
135053.5
42581.1
8625.7
15000.0
58973.3
8728.0
289331.0
15799.0
40928.0
6637.0
217726.0
7460.8
217726.0
4299.0
212407.0
1502988.0
135059.0
0.0
189431.0
1117534.0
241616.0
137221.0
48379.0
209872.0
243084.0
237362.0
39366.0
64669.0
500.0
186606.0
43836.0
624.0
10723.0
0.0
9482.0
Up to This
Quarter
21184.0
97757.0
23785.0
7332.0
3292.0
Up to This
Quarter
21583.0
Up to This
Quarter
14764.0
7897.0
6867.0
3125.0
2904.0
10551.0
6307.0
4244.0
289.0
991.0
42440.0
24517.0
17923.0
2864.0
5963.0
20319.0
1580.0
2948.0
15791.0
845.0
14946.0
0.0
12896.0
2065.0
4132.0
6699.0
1346.0
5353.0
5524.0
1067.0
926.0
3531.0
294.0
3237.0
14946.0
8044.0
5353.0
14946.0
1359.0
4076.0
9511.0
8044.0
731.0
934.0
6379.0
12.3%
0.6%
204.5%
7.3%
14461.0
Up to This
Quarter
24776.0
Up to This
Quarter
7552.0
Up to This
Quarter
41532.0
1340637.0
122084.0
365760.0
39747.0
755827.0
142427.0
84511.0
17145.0
86911.0
424833.0
35603.0
21616.0
Up to This
Quarter
107146.0
28289.0
137898.0
81799.0
10501.0
5641.0
Up to This
Quarter
107146.0
3739.0
0.0
1342.0
Up to This
Quarter
2412.6
Up to This
Quarter
3942.0
Up to This
Quarter
69578.0
43087.0
26491.0
2227.0
7384.0
9.0
36111.0
4237.0
7587.0
24287.0
3450.0
20837.0
55377.0
32169.0
23208.0
404.0
9248.0
46322.0
30441.0
15881.0
152.0
5359.0
16656.0
8368.0
8288.0
518.0
1325.0
9704.0
4586.0
5118.0
21.0
430.0
4774.6
3099.6
1675.0
220.7
695.4
13925.0
9042.0
4883.0
217.0
1694.0
26750.0
2689.0
2719.0
21342.0
1960.0
19382.0
38302.0
24073.0
14229.0
4295.0
0.0
0.0
18524.0
3858.0
3759.0
10907.0
1593.0
9314.0
32860.0
5352.0
4634.0
22874.0
3567.0
19307.0
21392.0
4470.0
8886.0
8036.0
3361.0
4675.0
10131.0
2378.0
3472.0
4281.0
566.0
3715.0
0.0
5569.0
1275.0
1302.0
2992.0
561.0
2431.0
2591.1
1384.5
1741.7
(535.1)
1160.9
(1696.0)
3237.0
19382.0
9314.0
20837.0
19307.0
4675.0
3715.0
0.0
2431.0
5353.0
487.0
1460.0
3406.0
3237.0
294.0
883.0
2060.0
19382.0
1762.0
5286.0
12334.0
9314.0
846.0
2540.0
5928.0
20837.0
1894.0
5683.0
13260.0
19307.0
1755.0
5266.0
12286.0
4675.0
425.0
1275.0
2975.0
3715.0
338.0
1013.0
2364.0
2431.0
221.0
663.0
1547.0
20.6%
0.7%
436.7%
6.0%
19.1%
0.6%
207.1%
7.7%
20.9%
0.4%
272.0%
7.6%
20.6%
0.3%
339.4%
6.7%
16.9%
0.4%
308.9%
10.1%
14.2%
0.1%
7.5%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
59
13.0%
0.0%
0.0%
8.0%
14.5%
8.2%
44.0%
2.4%
71.8%
9.4%
21598.0
Up to This
Quarter
Shine
1157839.0
106000.0
22411.0
Jyoti
1569224.0
140000.0
25402.0
Purnima
882933.0
89297.0
11998.0
Kabeli
881735.0
97300.0
24305.0
Nilgiri
235054.0
35000.0
6035.0
111392.0
81348.0
30044.0
1627.0
7308.0
(1186.0)
37793.0
10425.0
13876.0
13492.0
5448.0
8044.0
0.0
21.9%
0.0%
0.0%
8.3%
54
Biswo
Profit and Loss Account
2549229.0
224000.0
13166.0
53
Garima
3.
1.6
1.7
2.
2.1
2.2
2.3
2.4
817563.0
128500.0
19204.0
52
City
2.5
2.6
2.7
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b. Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Other
Fixed Assets
Non Banking Assets
Other Assets
51
432067.0
67000.0
4368.0
Particulars
1.
1.1
1.2
1.3
1.4
1.5
50
Kamana
49
Corporate
48
Alpine
S. N.
47
KDBL
Country
46
1952.0
7668.0
563501.0
182752.0
6000.0
353603.0
73100.0
18800.0
1200.0
162700.0
9900.0
87903.0
11152.0
9994.0
Up to This
Quarter
24507.0
14849.0
9658.0
2731.0
462.0
6794.0
1309.0
1613.0
3872.0
1182.0
2690.0
65116.0
31477.0
33639.0
7687.0
1155.0
(18.0)
42463.0
8504.0
16044.0
17915.0
4335.0
13580.0
(1696.0)
2690.0
13580.0
7158.0
(1696.0)
2690.0
244.0
807.0
1639.0
13580.0
1235.0
3704.0
8641.0
7158.0
650.0
1952.0
4556.0
(1696.0)
11.1%
10.7%
43.3%
5.2%
16.5%
0.5%
233.0%
37.6%
0.0%
0.0%
7.4%
12851.0
1588.0
2176.0
9087.0
1929.0
7158.0
17.2%
0.0%
6.2%
62
63
64
65
66
67
68
69
70
71
72
73
Rs.In "000"
Hamro
Kakre
Pacific *
Civic
International
Kanchan *
Gulmi
Bright
Matribhumi
Innovative
Jhimruk
Metro
S. N.
61
Bagmati
Table No. 43
Unaudited Financial Results (Quarterly) of Development Banks
Mid-January, 2010 (Poush end, 2066)
Total
Particulars
1.
1.1
1.2
1.3
1.4
1.5
1.6
1.7
2.
2.1
2.2
2.3
2.4
2.5
2.6
2.7
3.
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b. Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Other
Fixed Assets
Non Banking Assets
Other Assets
Profit and Loss Account
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
Ratios
4.1
4.2
4.3
4.4
Capital Fund to RWA
Non Performint Loan(NPL) To Total Loan
Total Loan Loss Provision to Total NPL
Cost of Fund
48242.0
14000.0
(669.0)
65631.0 59055.0
21000.0 12000.0
(2375.0)
(498.0)
1500.0
31383.0
31383.0
46094.0
46094.0
2028.0
48242.0
4046.0
3401.0
0.0
35890.0
912.0
65631.0
2237.0
5006.0
500.0
50417.0
0.0
47048.0
47048.0
505.0
59055.0
13124.0
100.0
44181.0
5346.0
429.0
12643.0
17472.0
2781.0
2124.0
50417.0
6783.0
0.0
688.0
44181.0
1448.0
2108.0
749.0
1359.0
35.0
298.0
2540.0
1409.0
1131.0
581.0
0.0
202.0
Up to
This
Quarter
1916.0
1081.0
835.0
9.0
540.0
1692.0
1322.0
613.0
(243.0)
146.0
(389.0)
1712.0
652.0
1128.0
(68.0)
441.0
(509.0)
1384.0
318.0
627.0
439.0
337.0
102.0
(389.0)
(509.0)
(389.0)
(389.0)
Up to This
Quarter
Up to This
Quarter
0.0
0.0
37390.0 2095664.0
14000.0
448000.0
(77.0)
13257.0
210000.0
22421.0 1325466.0
22421.0 1325466.0
4.0
1042.0
98941.0
0.0 37390.0 2095664.0
1421.0
122394.0
17110.0
229560.0
59322.0
0.0 13829.0 1603786.0
482995.0
151672.0
125954.0
969.0
717467.0
13829.0
124729.0
2772.0
38810.0
Up to
This
Quarter
0.0
0.0
0.0
50888.0
9721.0
12159.0
29008.0
16200.0
12808.0
102.0
0.0
2.0
(75.0)
(509.0)
102.0
0.0
(75.0)
(509.0)
102.0
0.0
(75.0)
45146.0 187917.0 53340.0 111093.0
14000.0
98000.0 15400.0
66250.0
(242.0)
286.0
(306.0)
(847.0)
0.0
2500.0
28536.0
28536.0
0.0
352.0
45146.0
7240.0
0.0
100.0
32887.0
16926.0
3663.0
11531.0
767.0
2177.0
2258.0
41792.0
Up to
Up to
Up to This
This
This
Quarter
Quarter
Quarter
742.0
51848.0
65.0
27017.0
677.0
24831.0
0.0
297.0
25999.0
58.0
974.0
441.0
472.0
61.0
138.0
(77.0)
0.0
0.0
0.0
2742.0
Up to
This
Quarter
717.0
396.0
321.0
290.0
342.0
88958.0
88958.0
35562.0
35547.0
15.0
44267.0
44267.0
112.0
561.0
2684.0
1423.0
187917.0 53340.0 111093.0
106282.0 15262.0
8966.0
0.0
49515.0
100.0
74103.0 33561.0
46238.0
29205.0
18800.0
743.0
2200.0
2468.0
0.0
17793.0
2795.0
2750.0
2475.0 13400.0
19440.0
23887.0 15166.0
2780.0
5190.0
3221.0
2792.0
0.0
2242.0
1296.0
3582.0
Up to
Up to This
Up to This
This
Quarter
Quarter
Quarter
3614.0
747.0
1456.0
893.0
477.0
505.0
2721.0
270.0
951.0
1.0
212.0
2.0
1461.0
844.0
600.0
0.0
4183.0
1326.0
1553.0
1288.0
603.0
618.0
1696.0
693.0
1450.0
1199.0
30.0
(515.0)
749.0
336.0
462.0
450.0
(306.0)
(977.0)
15051.0 185809.0
12000.0
70000.0
(1236.0)
(361.0)
4277.0 114450.0
4277.0 114450.0
10.0
1720.0
15051.0 185809.0
10462.0 156600.0
100.0
0.0
1698.0
3842.0
647.0
Up to
This
Quarter
13.0
(13.0)
24.0
0.0
953.0
283.0
581.0
89.0
332.0
(243.0)
12808.0
0.0
(243.0)
450.0
(306.0)
(977.0)
1259.0
12808.0
1164.0
3493.0
8151.0
0.0
(243.0)
(306.0)
(977.0)
1259.0
0.0
(243.0)
450.0
41.0
123.0
286.0
(306.0)
(977.0)
1259.0
0.0
10000.0
13375.0
11.0
(383.0)
(865.0)
1259.0
1259.0
6815.0
3575.0
1287.0
5119.0
715.0
Up to
This
Quarter
512.0
177.0
335.0
344.0
80808921.5
11204013.0
1695593.6
0.0
5052310.5
59385813.2
58706632.2
679181.0
63714.0
3407477.3
80808921.5
9806500.0
4591376.7
6117149.0
56256332.9
12746250.0
5711752.1
1792276.0
5574672.3
14028454.4
16080321.9
1872680.2
45547.2
2119335.6
U
p Up to This
Quarter
t
o
3446794.3
1961332.3
1485462.0
187293.6
500614.0
2592.0
679.0
2175961.6
336.0
347609.2
569.0
450985.8
(226.0)
1377366.6
135.0
236321.0
(361.0)
1141045.6
30477.8
525786.4
(361.0)
1697309.7
(180586.0)
(361.0)
1516723.7
130071.7
322740.6
(361.0)
1063911.5
At the End of
This Quarter
#
32.6%
0.0%
0.0%
7.0%
31.0%
0.0%
24.9%
74.8%
59.6%
0.0%
0.0%
0.0%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
60
25.4%
9.4%
36.0%
0.0%
1.0%
5.5%
97.1%
8.2%
34.6%
0.0%
0.0%
7.8%
104.1%
8.2%
139.0%
0.0%
0.0%
0.0%
24.86%
1.04%
300.51%
8.16%
1 Agriculture
NDBL *
Uddyam
Malika
Siddhartha
United
Manakamana
Narayani
PDBL
Sahayogi
Pashupati
Karnali
Triveni
Annapurna #
Bhrikuti
SBBL
Devlopment Banks
NIDC #
Table No. 44
Sectorwise Outstanding Credit of Development Banks
Mid-January, 2010 (Poush end, 2066)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
50.0
199.0
550.2
2 Mines
0.0
0.0
473.6
3 About Productions
0.0
454.0
1378.6
0.0
326.0
3543.9
687.0
2377.0
1256.0
1437.0
447.0
944.0
0.0
0.0
383.1
0.0
0.0
0.0
0.0
19.0
0.0
4 Construction
463.0
8133.0
5 Metal Productions,Machinary & Electrical Tools & fitting
6 Transportation Equipment Production & Fitting
7 Transportation, Communications & Public Services
8 Wholesaler & Retailers
98.0
1974.0
19.0
346.0
110.0
0.0
8.0
0.0
0.0
249.0
204.0
445.0
124.0
200.6
0.0
275.0
99.8
84.0
9.0
1836.6
38.0
218.0
3030.0
1254.4
0.0
0.0
9785.4
2677.0
423.0
147.0
1018.9
48.0
47.0
382.5
108.0
0.0
0.0
604.0
494.0
2677.9
493.3
7067.0
249.0
2175.0
1427.0
4981.0
23384.9
1208.7
13365.0
5471.0 12530.0
3983.0
11 Consumable Loan
12 Local Government
0.0
13 Others
Total
437.0
130.0
9 Finance, Insurance & Fixed Assets
10 Service Industries
19.8
11441.0
0.0
22.1
472.8
0.0
61
340.0
721.0
680.0
0.0
21.0
586.0
19.0
272.0
315.0
115.0
0.0
0.0
316.0
831.0
92.0
773.0
355.0
0.0
1135.0
0.0
5.0
0.0
0.0
74.0
0.0
82.0
0.0
0.0
633.0
0.0
28.0
0.0
0.0
548.0
541.0
1572.0
15.0
247.0
0.0
586.0
56.0
1466.0
1260.0
477.0
1649.0
836.0
599.0
677.0
1011.0
658.0
686.0
3327.0
4109.0
2043.0
0.0
3709.0
0.0
2184.0
0.0
0.0
1039.0
0.0
0.0
1074.0
109.0
161.0
327.0
814.0
524.0
228.0
238.0
3366.0
274.0
491.0
244.0
312.0
46.0
146.0
28.0
84.0
0.0
215.0
63.0
2.0
0.0
0.0
0.0
0.0
0.0
0.0
1414.0
1356.0
0.0
4820.0
3968.0
3480.0
0.0
6822.0
3499.0
8163.0
7371.0
13000.0
7048.0
1 Agriculture
2 Mines
Sanima
Gaurishankar
Gorkha
Gandaki
IDBL
Business
Biratlaxmi #
Excel
Western
Himchuli
Arniko
NDEP
Clean Ene.
Mitery
Devlopment Banks
BBBL
Table No. 44
Sectorwise Outstanding Credit of Development Banks
Mid-January, 2010 (Poush end, 2066)
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
49.0
1.0
0.0
113.0
0.0
365.0
52.0
8.0
5.0
0.0
18.0
0.0
0.0
369.0
374.0
34.0
61.0
173.0
128.0
3.0
0.0
0.0
0.0
3.0
0.0
0.0
168.0
0.0
454.0
83.0
891.0
74.0
457.0
2397.0
0.0
3 About Productions
383.0
4091.0
333.0
611.0
297.0
716.0
61.0
319.0
4 Construction
632.0
9181.0
501.0
1526.0
489.0
5087.0
3986.0
581.0
0.0
97.0
5458.0
168.0
3706.0
714.0
202.0
5 Metal Productions,Machinary & Electrical Tools & fitting
208.0
96.0
0.0
0.0
129.0
2.0
0.0
0.0
60.0
7.0
200.0
12.0
153.0
1246.0
0.0
77.0
6 Transportation Equipment Production & Fitting
7 Transportation, Communications & Public Services
8 Wholesaler & Retailers
9 Finance, Insurance & Fixed Assets
50.0
0.0
31.0
0.0
0.0
0.0
83.0
0.0
366.0
0.0
66.0
302.0
216.0
0.0
941.0
4628.0
308.0
1577.0
1469.0
509.0
6844.0
202.0
166.0
630.0
2197.0
78.0
827.0
1944.0
0.0
2203.0
7211.0
245.0
3619.0
1721.0
3578.0
1061.0
893.0
2398.0
838.0
872.0
449.0
1016.0
3253.0
616.0
229.0
0.0
10767.0
247.0
18003.0
1299.0
12.0
1535.0
0.0
1289.0
0.0
1074.0
225.0
7739.0
5274.0
10 Service Industries
932.0
2767.0
367.0
1187.0
739.0
955.0
268.0
194.0
781.0
296.0
1213.0
60.0
3193.0
1630.0
15.0
11 Consumable Loan
48.0
5723.0
60.0
3958.0
145.0
146.0
290.0
1122.0
740.0
53.0
147.0
24.0
2096.0
186.0
208.0
0.0
3408.0
0.0
0.0
473.0
3.0
13050.0
1011.0
2038.0 22942.0
29865.0
2358.0
12 Local Government
13 Others
Total
0.0
0.0
0.0
0.0
0.0
0.0
56.0
0.0
0.0
0.0
477.0
6196.0
2148.0
11337.0
3932.0
5472.0
1975.0
1857.0
1751.0
828.0
6470.0
5923.0
50661.0
4358.0
41818.0
10603.0
16529.0
16167.0
5537.0
8379.0
2866.0
18652.0
62
1 Agriculture
Rising
Muktinath
Sewa
Kankai
Public
Mahakali
Ace Dev.
Sangrila
Bhargab
Vibor
Resunga
Rara
Diyalo
Devlopment Banks
Tinau
Table No. 44
Sectorwise Outstanding Credit of Development Banks
Mid-January, 2010 (Poush end, 2066)
32
33
34
35
36
37
38
39
40
41
42
43
44
45
41.0
64.0
0.0
68.0
142.0
0.0
30.0
163.0
0.0
40.0
0.0
6.0
11.0
0.0
0.0
0.0
3.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
260.0
0.0
0.0
96.0
233.0
52.0
0.0
2551.0
336.0
0.0
2158.0
0.0
0.0
99.0
4 Construction
10.0
817.0
2578.0
4.0
358.0
1823.0
129.0
7034.0
986.0
242.0
2391.0
1070.0
0.0
182.0
5 Metal Productions,Machinary & Electrical Tools & fitting
11.0
0.0
0.0
20.0
0.0
68.0
0.0
476.0
12.0
0.0
61.0
0.0
0.0
6 Transportation Equipment Production & Fitting
110.0
0.0
0.0
0.0
0.0
0.0
0.0
3419.0
0.0
0.0
212.0
0.0
0.0
0.0
7 Transportation, Communications & Public Services
892.0
0.0
1972.0
1901.0
37.0
1269.0
0.0
304.0
2062.0
108.0
859.0
593.0
0.0
372.0
1596.0
307.0
1858.0
1201.0
662.0
1538.0
256.0
2234.0
2215.0
645.0
799.0
594.0
323.0
560.0
9 Finance, Insurance & Fixed Assets
915.0
0.0
0.0
1586.0
0.0
269.0
0.0
3236.0
1971.0
0.0
8816.0
0.0
0.0
790.0
10 Service Industries
165.0
0.0
0.0
2031.0
19.0
35.0
11.0
738.0
485.0
23.0
661.0
0.0
0.0
271.0
11 Consumable Loan
109.0
68.0
42.0
183.0
158.0
79.0
165.0
825.0
160.0
0.0
2198.0
1.0
5.0
192.0
0.0
14.0
0.0
3.0
0.0
152.0
0.0
84.0
0.0
0.0
0.0
20.0
509.0
2807.0
2881.0
8.0
532.0
627.0
328.0
7696.0
3671.0
193.0
304.0
96.0
1052.0
25.0
4618.0
4063.0
9331.0
7115.0
2141.0
5763.0
919.0
28828.0
11898.0
1335.0
18459.0
2360.0
1391.0
2634.0
2 Mines
3 About Productions
8 Wholesaler & Retailers
12 Local Government
13 Others
Total
0.0
63
122.0
1 Agriculture
2 Mines
3 About Productions
KDBL
Alpine
Nilgiri
Corporate #
Kamana #
City
Garima
Biswo
Pathibhara
Professional
Kabeli #
Purnima
Jyoti
Shine
Devlopment Banks
Country
Table No. 44
Sectorwise Outstanding Credit of Development Banks
Mid-January, 2010 (Poush end, 2066)
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
44.0
1.0
0.0
8.0
7.0
46.0
232.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
130.0
583.0
0.0
0.0
46.0
135.0
280.0
33.0
0.0
62.0
32.0
1429.0
0.0
0.0
195.0
986.0
3724.0
1160.0
2081.0
283.0
47.0
41.0
10.0
0.0
0.0
29.0
595.0
14.0
4 Construction
5 Metal Productions,Machinary & Electrical Tools & fitting
6 Transportation Equipment Production & Fitting
132.0
0.0
2.0
73.0
21.0
16.0
100.0
0.0
34.0
0.0
1.0
86.0
528.0
386.0
139.0
107.0
1578.0
0.0
2.0
1.0
219.0
0.0
40.0
0.0
544.0
1107.0
307.0
178.0
309.0
854.0
1241.0
0.0
2.0
751.0
612.0
0.0
0.0
41.0
153.0
130.0
0.0
7 Transportation, Communications & Public Services
1023.0
962.0
0.0
120.0
78.0
1462.0
3123.0
1509.0
0.0
7.0
42.0
8 Wholesaler & Retailers
1953.0
1250.0
576.0
500.0
135.0
396.0
1374.0
1591.0
0.0
1283.0
353.0
9 Finance, Insurance & Fixed Assets
996.0
6508.0
647.0
23.0
0.0
1147.0
516.0
34.0
0.0
0.0
103.0
2214.0
919.0
10 Service Industries
187.0
971.0
0.0
0.0
555.0
966.0
133.0
4720.0
34.0
28.0
34.0
58.0
369.0
17.0
11 Consumable Loan
52.0
3.0
6.0
189.0
0.0
492.0
276.0
50.0
0.0
273.0
8.0
7.0
48.0
4.0
24.0
12 Local Government
0.0
35.0
13 Others
2558.0
1994.0
1011.0
946.0
5270.0
0.0
47.0
158.0
4040.0
757.0
536.0
386.0
151.0
1008.0
4128.0
640.0
Total
6943.0
14528.0
2862.0
1786.0
5731.0
5336.0
11397.0
8826.0
7558.0
2480.0
1072.0
533.0
2177.0
11175.0
3536.0
64
0.0
0.0
0.0
Hamro
Kakre
Pacific *
Civic
International
Kanchan
Jhimruk
Bright
Matribhumi
Innovative
Gulmi
Metro
Devlopment Banks
Bagmati
Table No. 44
Sectorwise Outstanding Credit of Development Banks
Mid-January, 2010 (Poush end, 2066)
61
62
63
64
65
66
67
68
69
70
71
72
73
19
7
22
2 Mines
0
0
0
3 About Productions
8
0
25
1 Agriculture
53
5
97
5 Metal Productions,Machinary & Electrical Tools & fitting
0
0
0
6 Transportation Equipment Production & Fitting
4
105
0
7 Transportation, Communications & Public Services
0
0
6
118
0
121
4 Construction
8 Wholesaler & Retailers
16
5.45
112
277
76
11
79
65
1680
16
91
7
0
9
2463
78
0
4879
50
4526
11 Consumable Loan
0
0
0
Total
0
0
0
124
121
354.0
844.58
25,003.20
18
184
141
0
0
0
13 Others
0
0
61
11
12 Local Government
44
0
354
10 Service Industries
9 Finance, Insurance & Fixed Assets
16
52
26.5
32.83
22
Total
213
92
0
171
18
0
7,990.85
24
51,405.59
65
111
48
188
503.0 442.0
246
0.0 138.3 16200.0 729.0
65
79,075.75
102,299.44
246
43,494.90
10
2021
83,946.90
5,878.51
50
69
8
57.5
9,551.98
456
121
0
22,831.33
3,890.00
50
0.0 796.0 411.0 462.0 332.0 135.0
133,474.77
569,687.80
Table No. 45
NPL Status of DEVELOPMENT BANKS
S.No.
Name
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
Nepal Industrial Development Corporation
Nepal Development Bank Ltd.
Uddyam Development Bank Ltd.
Malika Development Bank Ltd.
Siddhartha Development Bank Ltd.
United Development Bank Ltd.
Manakamana Development Bank Ltd.
Narayani Development Bank Ltd.
Pashimanchal Development Bank Ltd.
Sahayogi Bikas Bank Ltd.
Pashupati Development Bank Ltd.
Karnali Bikash Bank Ltd.
Triveni Development Bank Limited
Annapurna Development Bank Limited
Bhrikuti Bikas Bank Limited
Shubhechchha Bikas Bank Limited
Bageshowri Bikas Bank Limited
Sanima Bikas Bank Limited
Gaurishankar Development Bank Ltd.
Gorkha Bikas Bank Limited
Gandaki Bikas Bank Ltd.
Infrastructure Development Bank Ltd.
Business Development Bank Ltd.
Biratlaxmi Bikas Bank Limited
Excel Development Bank Ltd.
Western Development Bank Ltd.
Himchuli Bikas Bank Limited
Araniko Bikas Bank Ltd.
NDEP Development Bank Ltd.
Clean Energy Development Bank Ltd.
Mitery Development Bank Ltd.
Tinau Bikas Bank Ltd.
Rising Development Bank Ltd.
Muktinath Bikas Bank Ltd.
Sewa Bikas Bank Ltd.
Kankai Bikas Bank Ltd.
Public Development Bank Ltd.
Mahakali Bikas Bank Ltd.
Ace Development Bank Ltd.
Sangrila Bikas Bank Ltd.
Bhargab Bikas Bank Ltd.
Vibor Bikas Bank Ltd.
Resunga Bikas Bank Ltd.
Rara Bikas Bank Ltd.
Diyalo Bikas Bank Ltd.
Country Development Bank Ltd.
Kasthamandap Development Bank Ltd.
Alpine Development Bank Ltd.
Nilgiri Bikas Bank Ltd.
Corporate Development Bank Ltd.
Kamana Bikas Bank Ltd.
City Development Bank Ltd.
Garima Bikas Bank Ltd.
Biswo Bikas Bank Ltd.
Pathibhara Bikas Bank
Professional Bikas Bank Ltd.
Kabeli Bikas Bank Ltd.
Purnima Bikas Bank Ltd.
Jyoti Bikas Bank Ltd.
Shine Development Bank Ltd.
Bagmati Development Bank Ltd.
Hamro Bikas Bank Ltd.
Kakre Bihar Bikash Bank Ltd.
Pacific Development Bank Ltd.
Civic Development Bank Ltd.
International Development Bank Ltd.
Kanchan Development Bank Ltd.
Gulmi Bikas Bank Ltd.
Bright Development Bank Ltd.
Matribhumi Bikas Bank Ltd.
Innovative Development Bank Ltd.
Jhimruk Bikas Bank Ltd.
Metro Development Bank Ltd.
Total
N/A = Data not available
66
Rs. In '000
Mid - January, 2010
Total Loan
Total NPL
% of NPL
71349.0
71,206.30
99.80
N/A
142768.7
498116.0
2309586.0
120864.2
1336866.0
532510.0
1253094.0
398298.0
683723.0
349007.0
831678.0
919473.0
1299815.0
704763.0
576056.0
5010238.0
426845.0
4124628.0
1060341.0
1652912.0
1616660.0
704623.0
837945.0
286586.7
1865206.0
346186.0
2294162.0
2956054.0
235829.0
461794.0
406289.0
893155.0
700744.0
214097.0
576353.0
90537.0
2882702.0
1177924.0
121661.0
1845775.0
236025.0
139109.0
263470.0
694326.0
1435555.0
296235.0
178123.0
721476.0
645331.0
1139762.0
882645.0
755827.0
247986.0
107146.0
58973.3
217726.0
1117534.0
353603.0
35890.0
50417.0
44181.0
5,824.96
21,966.92
10,855.05
54,546.00
116,842.09
14,058.26
238.09
5,456.68
11,896.78
104.70
7,485.10
14,527.67
10,398.52
14,659.07
16,878.44
6,012.29
6,701.47
27,635.01
8,270.66
30,578.87
4,041.65
10,639.81
6,368.38
9,342.73
6,127.49
13,764.97
591.21
1,580.05
5,957.14
14,463.89
12,753.54
920.62
18.44
923.48
864.81
10,097.86
1,227.33
250.40
8,326.22
1,984.77
1,086.55
3,174.49
322.67
3,250.06
793.56
2,571.50
6,327.83
1,066.86
0
0
0
0
0
4.08
4.41
0.47
45.13
8.74
2.64
0.02
1.37
1.74
0.03
0.90
1.58
0.80
2.08
2.93
0.12
1.57
0.67
0.78
1.85
0.25
1.51
0.76
3.26
1.77
0.60
0.02
0.67
1.29
3.56
1.82
0.43
0.00
1.02
0.03
8.30
0.52
0.18
0.58
0.67
0.61
0.44
0.05
0.43
0.32
2.40
10.73
0.49
-
N/A
13829.0
1603786.0
0
0
-
N/A
32887.0
74103.0
33561.0
46238.0
0.0
13375
56256332.9
0
0
0
0
0
584981.3
1.04
Table No. 46
List of Class B Licensed Financial Institutions (DEVELOPMENT BANKS)
Mid - January, 2010
Names
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
Nepal Industrial Development Corporation
Nepal Development Bank Ltd.
Uddyam Development Bank Ltd.
Malika Development Bank Ltd.
Siddhartha Development Bank Ltd.
United Development Bank Ltd.
Manakamana Development Bank Ltd.
Narayani Development Bank Ltd.
Pashimanchal Development Bank Ltd.
Sahayogi Bikas Bank Ltd.
Pashupati Development Bank Ltd.
Karnali Bikash Bank Ltd.
Triveni Development Bank Limited
Annapurna Development Bank Limited
Bhrikuti Bikas Bank Limited
Shubhechchha Bikas Bank Limited
Bageshowri Bikas Bank Limited
Sanima Bikas Bank Limited
Gaurishankar Development Bank Ltd.
Gorkha Bikas Bank Limited
Gandaki Bikas Bank Ltd.
Infrastructure Development Bank Ltd.
Business Development Bank Ltd.
Biratlaxmi Bikas Bank Limited
Excel Development Bank Ltd.
Western Development Bank Ltd.
Himchuli Bikas Bank Limited
Araniko Bikas Bank Ltd.
NDEP Development Bank Ltd.
Clean Energy Development Bank Ltd.
Mitery Development Bank Ltd.
Tinau Bikas Bank Ltd.
Rising Development Bank Ltd.
Muktinath Bikas Bank Ltd.
Sewa Bikas Bank Ltd.
Kankai Bikas Bank Ltd.
Public Development Bank Ltd.
Mahakali Bikas Bank Ltd.
Ace Development Bank Ltd.
Sangrila Bikas Bank Ltd.
Bhargab Bikas Bank Ltd.
Vibor Bikas Bank Ltd.
Resunga Bikas Bank Ltd.
Rara Bikas Bank Ltd.
Diyalo Bikas Bank Ltd.
Country Development Bank Ltd.
Kasthamandap Development Bank Ltd.
Alpine Development Bank Ltd.
Nilgiri Bikas Bank Ltd.
Corporate Development Bank Ltd.
Kamana Bikas Bank Ltd.
City Development Bank Ltd.
Garima Bikas Bank Ltd.
Biswo Bikas Bank Ltd.
Pathibhara Bikas Bank
Professional Bikas Bank Ltd.
Kabeli Bikas Bank Ltd.
Purnima Bikas Bank Ltd.
Jyoti Bikas Bank Ltd.
Shine Development Bank Ltd.
Bagmati Development Bank Ltd.
Hamro Bikas Bank Ltd.
Kakre Bihar Bikash Bank Ltd.
Pacific Development Bank Ltd.
Civic Development Bank Ltd.
International Development Bank Ltd.
Kanchan Development Bank Ltd.
Gulmi Bikas Bank Ltd.
Bright Development Bank Ltd.
Matribhumi Bikas Bank Ltd.
Innovative Development Bank Ltd.
Jhimruk Bikas Bank Ltd.
Metro Development Bank Ltd.
Operation Date (A.D.)
1959/06/15
1999/01/31
1999/02/22
1998/12/27
1998/08/20
2001/05/06
2001/01/19
2001/10/17
2003/03/02
2003/10/21
2004/01/01
2004/02/18
2004/07/26
2004/08/23
2004/08/19
2004/09/14
2004/10/19
2004/11/26
2004/11/19
2004/12/01
2005/01/19
2005/04/29
2005/05/10
2005/05/11
2005/07/21
2005/09/15
2005/11/07
2006/07/06
2006/07/17
2006/09/06
2006/10/13
2006/10/13
2006/12/18
2006/12/18
2007/02/25
2007/05/04
2007/06/07
2007/08/18
2007/08/15
2007/08/26
2007/08/30
2007/10/04
2007/09/26
2007/09/30
2007/10/01
2007/10/04
2007/10/25
2007/10/05
2007/10/25
2007/10/25
2007/09/29
2007/10/19
2007/11/23
2007/11/21
2007/11/21
2007/10/17
2007/11/15
2008/05/20
2008/08/25
2009/02/22
2009/03/23
2009/04/19
2009/05/15
2009/07/26
2009/08/13
2009/09/4
2009/09/19
2009/09/24
2009/10/08
2009/10/09
2009/11/13
2009/12/14
2009/12/16
67
Head Office
Durbar Marg, Kathmandu
Kamaladi, Kathmandu
Tandi, Chitawan
Dhangadhi, Kailali
Butawal-11, Rupandehi
Jeetpur, Bara
Heritage Plaza, Kathmandu
Ratna Nagar-1, Chitawan
Butawal-8, Rupandehi
Murali chowk-4, Janakpurdham
Banepa, Kavre
Nepalgunj, Banke
Bharatpur, Chitawan
Banepa, Kavre
Shankar Nagar, Butawal
Narayangadh, Chitawan
Dhambojhi chowk, Nepalgunj
Nagpokhari, Kathmandu
Kawasoti, Nawalparasi
Putalisadak, Kathmandu
New Road, Pokhara
Banepa, Kavre
New Road, Pokhara
Biratnagar, Morang
Anarmani,Birtamod,Jhapa
Tribhuvannagar, Ghorahi,Dang
Mahendrapool, Pokhara
Dhulekhel, Kavrepalanchwok
Kamaladi, Kathmandu
Sitapaila, Kathmandu
Mahendrapath-5, Dharan
Sangampath, Butwol
Narayangadh, Chitawan
Putalibazar, Syanja
Butawal
Damak , Jhapa
Birjunj , Parsa
Mahendranagar, Kanchanpur
Narayanchaur, Kathmandu
Pokhara, Kaski
Nepalgunj, Banke
Tripureshwor, Kathmadu
Tamghas, Gulmi
Birendranagar, Surkhet
Banepa, Kavre
Banepa, Kavre
New Road, Kathmandu
Hetauda, Makawanpur
Beni, Maygdi
Birjung, Parsa
Lekhnath, Kaski
Pokhara, Kaski
Sangja
Pokhara, Kaski
Urlabari, Morang
Banepa, Kavre
Dhankuta
Sidhardhanagar, Rupandehi
Kamal Pokhari, Kathmandu.
Butwal
Hariwan, Sarlahi
Nuwakot
Surkhet
Beshishahar, Lamjung
Dhadingbesi, Dhading
Taku, Kathmandu
Mahendranagar, Kanchanpur
Tamghas, Gulmi
Panouti, Kavre
Sindhulimadi, Sindhuli
Sidhardhanagar, Rupandehi
Pyuthan
Pokhara, Kaski
Telephone No.:
Fax No.
4227220/4222560 4227428
4245740
4245753
056-560380
056-523086
091-524800
091-524800
071-545543/546502 071-550457
053-520593
053-520920
4268719/20
4269308
056-561258
056-528516
071-549899
071-549901
041-525971/72
41-525971
011-660385/84 011-660383
081-526014/15 081-526044
056-528831
056-522992
011-660480
011-660481
071-562436
071-562437
056-526014/15 056-526044
081-526254
081-52634
442897/80
4428969
78-540040
78-540469
4255650
4-242829
061-540466
061-541255
011-660542/43 011-660552
061-540725
061-540724
021-538051/52 021-538218
023-543564
023-543563
082-560732
082-560907
061-542300/400 061-542333
011-490193,490195 011-490195
4242272
4251653
4671444, 4671666 4277013
025-531317
025-531354
071-541055
071-546287
056-501850
056-501838
063-420564
063-420547
071-546993 / 94 071-542694
023-584749
023-584610
051-527822 / 33 051-527866
099-521365
099-525790
4441110/ 4411760 4445554
061-538229
061-538390
081-521027/ 525037 081-526058
4233373
4233376
079-520715
079-520248
083-523500
083-620153
011-660676/ 661215 011-660695
011-660701 /660722 011-660733
4258400
4233804
057-524674
057-524673
069-520955
069-520956
051-531031
051-527843
061-560300/ 560700 061-560499
061-521505
061-533038
063-440015
063-440083
061-528001/ 528002 061-528003
021-540702
021-540701
16913574
026-521435
026-521436
071-520856
71523857
4427627
4442192
071-551498/551500 071-551497
046-530508
046-530509
010-561777
010-561779
083-524432
083-524472
066-520789
066-520787
010-520704
010-520072
4212814
4212774
099-520263
099-520265
079-520038
079-521184
011-440682
011-440684
047-520625
047-520625
071-526301
071-526303
061-526347
061-525810
Table No. 47
Sources & Uses of Funds of FINANCE COMPANIES
(AGGREGATE)
(Rs. in Lakh)
SOURCES AND USES
Mid - July
2005 (59) 2006 (70)
2001 (48)
2002 (54)
2003 (57)
2004 (58)
19289.0
12206.0
2426.0
0.0
0.0
706.0
0.0
2150.0
0.0
2150.0
0.0
0.0
0.0
116540.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
16651.0
0.0
3951.0
0.0
0.0
0.0
3342.0
157972.0
157972.0
26621.0
15226.0
3032.0
0.0
0.0
1827.0
0.0
2448.0
0.0
2448.0
0.0
0.0
0.0
134539.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
18255.0
0.0
6536.0
0.0
0.0
0.0
2664.0
184527.0
184527.0
32052.0
19474.0
3391.0
0.0
0.0
433.0
0.0
1343.0
139.0
1204.0
0.0
0.0
0.0
165103.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
17885.0
0.0
8754.0
0.0
0.0
0.0
4782.0
221165.0
221165.0
36538.0
21558.0
4055.0
0.0
0.0
999.0
0.0
13065.0
0.0
13065.0
0.0
0.0
0.0
193917.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
22312.0
0.0
9926.0
0.0
0.0
0.0
6155.0
271987.0
271987.0
42500.0
24115.0
4811.0
0.0
0.0
1296.0
0.0
9908.0
0.0
9908.0
0.0
0.0
0.0
223416.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
19456.0
0.0
12278.0
0.0
0.0
0.0
9087.0
304367.0
304367.0
1. LIQUID FUNDS
20485.0
28624.0
a. Cash Balance
1399.0
1704.0
Nepalese Notes & Coins
0.0
0.0
Foreign Currency
0.0
0.0
b. Bank Balance
19086.0
26920.0
1. In Nepal Rastra Bank
172.0
312.0
Domestic Currency
0.0
0.0
Foreign Currency
0.0
0.0
2. "A"Class Licensed Institution
18914.0
26608.0
Domestic Currency
0.0
0.0
Foreign Currency
0.0
0.0
3. Other Financial Ins.
0.0
0.0
4. In Foreign banks
0.0
0.0
c.Money at Call
0.0
0.0
Domestic Currency
0.0
0.0
Foreign Currency
0.0
0.0
2. INVESTMENTS
12680.0
16234.0
a. Govt.Securities
8372.0
11200.0
b. NRB Bond
0.0
0.0
c. Govt.Non-Fin. Ins.
0.0
0.0
d. Other Non-Fin Ins.
4308.0
5034.0
e Non Residents
0.0
0.0
3. SHARE & OTHER INVESTMENT
0.0
0.0
1. Non Residents
0.0
0.0
2.Others
0.0
0.0
4. LOANS & ADVANCES
108653.0 119496.0
a. Pvt. Sector
0.0
0.0
b. Financial Institutions
0.0
0.0
c. Govt.non-financial inst.
0.0
0.0
5. BILL PURCHED
0.0
0.0
a. Domestic Bills Purchased
0.0
0.0
b. Foreign Bills Purchased
0.0
0.0
c. Import Bills & Imports
0.0
0.0
6. LOANS AGAINST COLLECTED BILLS
0.0
0.0
a. Against Domestic Bills
0.0
0.0
b. Against Foreign Bills
0.0
0.0
7. FIXED ASSETS
0.0
0.0
8. OTHER ASSETS
16154.0
20173.0
a. Accrued Interests
0.0
0.0
Govt. Entp.
0.0
0.0
Private Sector
0.0
0.0
b. Staff Loans / Adv.
0.0
0.0
c. Sundry Debtors
0.0
0.0
d. Cash In Transit
0.0
0.0
e. Others
16154.0
20173.0
9. Expenses not Written off
0.0
0.0
10. Non Banking Assets
0.0
0.0
11. Reconcillation Account
0.0
0.0
12. Profit & Loss A/c
0.0
0.0
*Figures in paranthesis show the number of Finance Companies.
26740.0
1090.0
0.0
0.0
25650.0
1789.0
0.0
0.0
23861.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
23924.0
7024.0
0.0
0.0
16900.0
0.0
0.0
0.0
0.0
144737.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
25763.0
0.0
0.0
0.0
0.0
0.0
0.0
25763.0
0.0
0.0
0.0
0.0
44698.0
1321.0
0.0
0.0
43377.0
4301.0
0.0
0.0
39076.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
25105.0
12700.0
0.0
0.0
12405.0
0.0
0.0
0.0
0.0
175408.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
26776.0
0.0
0.0
0.0
0.0
0.0
0.0
26776.0
0.0
0.0
0.0
0.0
39049.0
1259.0
0.0
0.0
37790.0
4409.0
0.0
0.0
33381.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
24112.0
5675.0
0.0
0.0
18437.0
0.0
0.0
0.0
0.0
212233.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
28973.0
0.0
0.0
0.0
0.0
0.0
0.0
28973.0
0.0
0.0
0.0
0.0
1. CAPITAL FUND
a. Paid-up Capital
b. General Reseves
c. Share Premium
d. Retained Earning
e. Others Reserves
f. Ex.Eq.Fund
2. BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3. DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4. Bills Payable
5. Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6. Reconcillation A/c
7. Profit & Loss A/c
TOTAL SOURCES OF FUNDS
TOTAL USES OF FUNDS
68
2007 (74)
43148.1
33567.0
5865.2
0.0
3063.6
652.3
0.0
11548.1
0.0
9949.7
53798.6
44398.6
7114.7
60.5
721.8
1503.0
0.0
34695.4
0.0
27078.8
1409.1
189.3
243325.0
167.6
167.6
0.0
81180.6
81180.6
0.0
190075.9
190075.9
0.0
559.6
1530.2
0.0
52619.7
7663.6
12060.2
8301.6
23559.9
2011.2
5721.4
388562.3
388562.3
3176.6
4440.0
345147.1
1.2
1.2
0.0
116652.0
116652.0
0.0
222407.5
222403.0
4.5
5174.9
911.5
0.0
83382.0
22612.3
21693.4
9597.1
28774.2
4247.0
13393.2
534663.3
534663.3
53866.6
1987.3
1987.3
0.0
38215.7
7499.3
7499.3
0.0
23055.5
23055.5
0.0
7661.0
0.0
13663.6
13663.6
0.0
9632.4
9632.4
0.0
0.0
0.0
0.0
18212.2
18212.2
75134.1
2561.0
2579.3
11.7
41031.3
9229.4
9229.4
0.0
20123.9
20123.9
0.0
11678.0
0.0
31541.9
31541.9
0.0
12220.6
12220.6
0.0
0.0
0.0
0.0
34136.0
270789.5
270789.5
0.0
0.0
163.6
163.6
0.0
0.0
0.0
0.0
0.0
9677.1
19636.7
8543.7
0.0
8543.7
0.0
1444.7
6.9
9641.4
324.8
4233.8
1241.0
784.6
34136.0
356164.6
356164.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
14048.5
26125.7
10391.0
0.0
10391.0
0.0
2560.1
22.2
13152.4
1040.7
3608.1
3624.2
8560.8
2008 (78)
2009(77)
Mid-Jan
2010(78)
74454.2
69107.3
7876.9
48.8
(4553.2)
1964.4
0.0
43649.5
0.0
35773.0
0.0
7876.5
0.0
522821.7
1035.8
1035.8
0.0
229069.8
229063.7
6.2
282696.7
282096.7
600.0
8292.3
1841.0
3.0
132432.3
66136.9
25100.1
9761.2
9707.0
8087.6
22391.2
803839.5
803839.5
105409.6
93211.3
10095.0
259.3
(2975.9)
4819.9
0.0
51937.2
0.0
40081.2
700.0
10856.0
300.0
570734.4
4918.9
4918.9
0.0
275369.0
258519.6
16849.5
273784.8
273784.8
0.0
9782.1
6879.6
9.6
105583.3
53536.1
20528.5
8153.3
23365.4
11121.2
29505.6
874300.8
874300.8
157445.9
134661.5
12567.5
2107.7
3130.6
4933.5
45.0
53715.2
59.7
36925.1
0.0
16730.4
0.0
679461.4
23681.1
15501.1
8180.0
315568.7
306398.6
9170.1
309362.7
309362.7
0.0
21912.0
8936.9
6.1
90000.2
26671.4
23012.2
10299.5
30017.1
13723.3
16272.6
1010624.7
1010624.7
177417.4
5883.7
5872.6
11.1
145282.4
38526.0
38526.0
0.0
65482.6
65472.6
10.0
40398.8
875.0
26251.2
26251.2
0.0
7175.0
7175.0
0.0
0.0
0.0
0.0
35899.0
7.3
32082.6
514941.5
448388.6
55.3
66497.6
227.9
179.9
48.0
0.0
0.0
0.0
0.0
20166.3
29285.4
10424.6
13.7
10410.9
2034.2
3367.0
7.8
13459.4
1450.2
3132.5
9142.3
4995.5
164065.5
6054.5
6041.6
12.9
104268.6
22669.8
20451.9
2217.9
59617.1
59283.3
333.8
21981.6
0.0
53742.5
53742.5
0.0
8157.2
7856.9
0.0
104.0
196.2
0.0
24498.0
2270.0
22228.0
599212.2
451867.8
45901.2
101443.2
1569.0
1569.0
0.0
0.0
0.0
0.0
0.0
26782.3
28926.3
8675.7
1862.4
6813.3
1620.7
5080.8
596.5
12952.5
624.3
3053.3
10801.8
6611.0
133606.4
7430.7
7414.0
16.9
100705.8
23701.6
23701.6
0.0
45566.6
45526.6
40.0
31437.5
0.0
25469.9
25469.9
0.0
10747.3
9647.9
481.2
0.0
618.2
0.0
45638.1
0.0
45638.1
715461.7
615325.6
42661.8
57474.3
15798.2
15798.2
0.0
0.0
2112.4
2112.4
0.0
28550.2
36886.6
9939.2
1306.9
8632.3
1217.6
4473.9
588.8
20667.1
1081.0
2520.2
15877.3
2345.5
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. In Foreign Banks
C.Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
a. Non Residents
b. Others
4 LOANS & ADVANCES
a. Pvt. Sector
b. Financial Institution
c. Non-Finanancial Govt.Org.
5 BILL PURCHASED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interests
Govt. Entp.
Private Sector
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
3600.0
800.0
3432.9
47.1
3600.0
500.0
3032.9
300.0
400.0
200.0
625.0
450.0
300.0
600.0
5111.0
0.0
6249.2
0.0
11661.6 24075.0
0.0
199.0
199.0
23840.1
0.0
8666.0
0.0
234.4
0.0
4382.7
0.0
3401.1
0.0
9455.5
0.0
4155.5
0.0
8761.3
0.0
13329.0
0.0
1186.0
1186.0
2531.3
2531.3
6465.4 14710.0
6465.4 14710.0
10115.4
10115.4
2175.0
2175.0
0.0
0.0
424.3
424.3
2517.0
2517.0
698.5
698.5
3798.7
3798.7
3223.0
3223.0
3605.1
3605.1
5196.2
5196.2
13724.7
13724.7
6459.0
6459.0
233.1
233.1
0.0
2976.8
2976.8
6837.3
6837.3
3457.0
3457.0
4886.2
4886.2
7251.0
7251.0
43.9
35.4
8.4
0.0
10563.3
0.0
3353.5
0.0
3227.0
3227.0
2817.2
2817.2
9868.0
9868.0
7746.1
7746.1
94.0
1915.0
1150.0
19322.5
0.0
1920.0
0.0
16109.1
0.0
7278.0
0.0
4509.8
0.0
1823.7
0.0
1740.0
1740.0
3811.2
3811.2
3028.8
3028.8
4093.7
4093.7
3333.0
3333.0
0.0
3456.2
3456.2
7415.1
7415.1
2911.2
2911.2
5778.9
5778.9
7898.4
7898.4
543.5
543.5
5829.5
5829.5
3483.0
3483.0
160.9
160.9
821.5
821.5
1502.1
1502.1
5999.5
5999.5
3925.1
3925.1
7501.1
7501.1
7288.3
7288.3
178.3
178.3
1888.5
1888.5
6492.0
6492.0
12499.8
12499.8
8965.0
8965.0
11424.1
11424.1
1370.9
1370.9
10279.6
10279.6
3795.0
3795.0
2603.7
2603.7
1002.1
1002.1
1745.1
0.1
0.0
411.4
7.1
195.0
62.8
146.6
100.0
1502.0
41.0
41.0
66.0
3.3
3.3
695.4
33.1
33.1
920.1
709.3
709.3
1461.0
243.0
243.0
62.7
5.0
5.0
107.0
107.0
159.8
159.8
190.0
190.0
57.7
57.7
51.0
1028.0
245.0
85.6
7865.4
7865.4
1525.0
1525.0
877.6
877.6
0.0
0.0
0.0
0.0
244.1
244.1
418.0
395.5
22.5
165.5
40.5
125.0
380.0
380.0
110.5
110.5
99.0
0.0
75.0
75.0
0.0
100.0
100.0
1.0
366.0
5174.6
116.0
1163.8
56.0
46.8
457.8
236.6
27.2
207.3
260.0
864.0
301.9
1.0
5020.0
5020.0
366.0
6283.1
4106.6
5174.6
116.0
10530.1 29131.0
8178.7 20760.0
1163.8
43934.3
43934.3
56.0
10130.0
2003.0
8127.0
46.8
476.2
476.2
236.6
4250.2
27.2
11237.3
11237.3
207.3
4574.6
4574.6
260.0
8838.9
8838.9
864.0
13540.0
13540.0
0.0
2176.5
0.0
2351.4
0.0
8371.0
0.0
0.0
0.0
0.0
457.8
4676.1
4396.1
280.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
301.9
10844.7
10844.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2468.2
2381.6
536.2
886.0
314.0
183.0
13.7
3.6
0.0
138.7
156.8
0.0
157.9
157.9
67.5
215.8
530.2
327.5
40.9
148.5
0.0
0.0
1357.0
1026.0
0.0
327.5
344.8
711.6
249.4
2.5
246.9
90.1
29.2
16.7
326.2
4.5
130.0
9.4
12297.6
31515.0 34612.0
52246.6
12980.0
2446.0
29.0
29.0
1173.0
21.4
21.4
3588.0
512.0
512.0
2168.1
370.4
370.4
2310.0
454.0
454.0
1151.7
206.3
206.3
14181.1
20.9
20.5
0.4
6294.8
3697.9
3697.9
1551.0
1444.0
1444.0
115.0
115.0
260.9
260.9
2596.8
2596.8
1741.0
684.4
107.0
107.0
0.0
50.0
50.0
0.0
14199.4
5940.4
12297.6
579.2
65.1
65.1
832.5
39.6
39.6
969.2
31.2
31.2
662.3
108.9
108.9
514.0
88.5
88.5
548.8
198.2
198.2
359.6
359.6
425.5
425.5
105.6
105.6
193.9
150.0
45.0
171.0
29.4
1101.4
179.8
15.8
164.0
0.2
209.1
478.3
634.3
415.1
712.4
129.6
218.3
415.1
0.9
774.0
623.0
299.0
91.0
208.0
26.0
228.0
70.0
7918.0
9500.5
31515.0 34612.0
8.0
0.9
4.3
67.5
32.4
10.8
1435.1
20.0
123.0
2.6
152.5
47.2
3.4
1.2
(9.0)
2.0
12980.0
2142.1
483.5
67.2
143.2
126.4
794.4
79.3
328.6
180.9
205.6
127.2
586.8
23.2
624.5
36.5
240.8
71.6
275.6
25.4
157.1
301.4
11912.1
7719.5
1124.6
578.5
2489.5
3.6
587.1
46.0
2704.8
18.5
18161.0
14931.7
4835.3
16188.9
9595.6
14062.1
17151.7
1044.7
7606.5
26617.2
40337.9
21593.9
25494.9
2976.8
29054.5
8945.0
7446.7
2577.0
1977.1
96.0
96.0
1209.0
43.0
43.0
2231.0
36.8
36.8
186.6
17.1
17.1
830.4
111.2
111.2
609.9
75.9
75.9
921.9
101.9
101.9
1139.3
18.6
18.6
182.5
0.0
0.0
740.6
69.3
69.3
3730.7
183.7
183.7
4441.7
68.3
68.3
2121.7
110.6
110.6
1109.8
16.2
16.2
170.0
5.5
5.5
1268.6
132.2
132.2
1168.0
86.0
86.0
3420.9
4.4
4.4
434.5
28.3
28.3
267.2
90.0
90.0
1881.1
2.0
2.0
570.0
392.0
392.0
761.8
288.6
288.6
169.5
32.0
32.0
719.3
244.8
244.8
534.0
147.3
147.3
820.0
357.9
357.9
780.3
247.1
247.1
182.5
4.5
4.5
671.3
0.5
0.5
960.1
860.1
860.1
4373.4
1092.2
1092.2
2011.2
399.3
399.3
1093.7
406.5
406.5
164.5
38.8
38.8
1136.4
306.6
306.6
1082.0
187.0
187.0
3416.5
99.8
99.8
406.2
48.0
48.0
91.6
91.6
1879.1
1879.1
178.0
178.0
473.2
473.2
137.4
137.4
474.5
474.5
386.8
386.8
101.9
101.9
533.3
533.3
0.0
639.1
639.1
100.0
100.0
3033.1
3033.1
1426.4
1426.4
687.2
687.2
125.7
125.7
306.7
306.7
233.0
233.0
17.7
17.7
355.8
355.8
178.0
31.8
248.0
185.5
523.0
662.0
3299.0
2.4
670.8
670.8
0.0
596.0
596.0
1432.5
1432.5
0.0
0.0
0.0
0.0
340.4
340.4
0.0
0.0
2587.0
2587.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
21.3
125.0
125.0
147.4
147.4
0.0
1057.2
1032.2
25.0
72.0
72.0
400.0
400.0
136.3
136.3
2.0
2.0
0.0
196.7
2170.5
2170.5
228.0
128.0
100.0
21.6
21.6
45.9
45.9
325.0
325.0
0.0
0.0
0.0
50.0
427.5
55.1
3.0
72.0
0.0
316.4
2797.6
247.3
1942.0
281.6
455.7
4.3
301.0
1416.8
12.6
50.0
3423.6
3423.6
427.5
10981.3
55.1
8098.6
8098.6
3.0
11437.9
9142.1
2295.8
72.0
14512.1
7937.5
6574.6
768.5
768.5
316.4
6059.4
6059.4
2797.6
17898.7
17898.7
247.3
30722.5
12941.0
1942.0
12966.7
11418.6
1548.1
281.6
22426.0
455.7
1981.6
1981.6
4.3
18437.6
18437.6
301.0
7078.0
7078.0
1416.8
415.8
415.8
12.6
1843.8
1843.8
0.0
0.0
0.0
104.5
104.5
0.0
0.0
0.0
0.0
17781.6
0.0
0.0
22426.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1038.7
353.6
0.0
44.6
185.2
0.0
149.6
377.4
0.0
43.0
1003.7
687.0
206.9
480.1
0.9
27.9
76.0
267.2
71.6
1041.2
845.4
46.3
187.5
318.3
67.8
67.8
360.6
1295.4
639.6
18.7
303.9
76.9
316.4
859.4
162.5
55.0
340.0
188.0
717.1
948.0
717.4
12.7
161.8
0.0
46.3
42.3
0.2
639.6
187.0
65.7
76.9
2.4
220.4
162.5
188.0
717.4
0.3
142.6
0.6
383.1
0.0
561.7
829.6
58.5
8.3
148.2
68.7
4.8
29.5
288.0
61.0
4.2
1.1
40.0
4.0
4.6
9.8
71.6
7.5
82.6
34.0
71.6
430.8
2174.9
618.7
41.6
577.2
0.0
42.5
1133.3
131.8
44.2
10.4
33.8
5.5
13.4
30.4
61.3
0.0
130.3
219.3
1870.3
955.4
109.8
0.0
109.8
13.3
2.6
18161.0
14931.7
4835.3
16188.9
9595.6
14062.1
17151.7
800.0
204.0
1006.0
(55.0)
771.1
75.2
212.4
873.3
41.9
278.3
109.8
443.2
0.0
4250.2
183.0
52246.6
604.3
17.4
370.5
478.3
30.2
221.2
31.9
195.1
1950.6
48.0
885.9
687.0
329.7
199.7
391.9
360.1
7.3
206.0
0.6
192.9
12.5
73.0
1070.1
19.8
261.6
46.3
742.5
196.7
5.6
1301.3
634.3
277.7
67.8
321.5
2740.1
1094.4
2362.4
2.8
974.2
639.6
745.8
389.7
155.0
99.3
56.7
78.7
5.6
1639.6
397.3
358.4
162.5
721.4
7789.9
266.5
515.0
44.0
189.0
188.0
94.0
1504.0
28.3
250.5
697.7
527.6
321.0
21.3
536.2
87.8
322.6
351.2
2183.5
63.3
0.0
111.4
0.0
544.4
27.3
163.4
122.2
231.5
99.0
35.0
366.0
150.0
0.0
1200.0
14816.9
0.0
5383.0
9500.5
361.8
370.5
180.0
1200.0
110.0
17817.0
263.9
263.9
6203.2
7918.0
96.5
180.0
1077.4
110.0
2285.0
13907.1
0.0
606.2
2260.6
25.2
172.3
1177.4
2285.0
5351.9
0.0
45.5
298.0
2010.0
850.0
178.3
0.0
130.4
391.1
1548.9
46.0
475.2
246.9
780.8
850.0
234.9
11243.0
0.0
(5.7)
127.7
599.8
3.4
350.2
122.9
123.3
234.9
44.4
149.2
11594.8
0.0
115.0
18.0
3600.9
74.1
1266.3
0.0
14.6
629.5
155.9
200.2
6953.9
0.0
425.6
111.9
115.5
67.5
130.7
1574.0
19.0
781.0
299.0
475.0
859.2
323.5
300.0
23.5
12057.5
0.0
602.6
9.6
152.4
138.0
302.5
13526.1
11569.9
604.3
415.1
936.8
223.5
29.4
(1642.4)
3000.0
295.2
15.9
(5176.6)
223.1
84.1
47.0
1.5
35.4
9.2
0.9
1627.0
167.8
367.1
164.0
928.1
21.7
188.9
926.0
595.0
103.0
37.0
96.0
95.0
661.6
385.0
83.0
84.1
752.0
9.0
289.0
183.0
271.0
754.0
250.0
243.0
112.0
149.0
252.3
48.0
2072.0
1650.0
266.1
2289.0
1139.1
505.9
224.3
1.3
234.0
1531.3
960.0
311.4
59.7
30
224.3
32.0
76.4
7733.1
6480.0
393.8
29
80.0
95.9
5.2
2.2
735.0
24.7
220.8
60.3
429.2
1276.3
109.5
112.9
10488.7
10018.8
216.9
28
80.0
0.0
4382.7
702.0
1212.7
812.5
189.5
27
Merchant
1750.0
47.1
45.0
637.2
240.0
96.9
26
Nepal
Shreelanka
300.0
45.0
0.4
3482.2
1650.0
452.5
53.3
1319.0
7.4
25
General
14.1
10.6
24
United
240.5
1565.1
1209.6
355.1
23
Bhajuratna
0.0
1053.4
869.3
183.1
1.0
22
Lalitpur
0.0
3131.7
2945.3
161.8
21
Mahalaxmi
544.0
750.4
486.3
23.6
20
International
625.0
1780.1
1313.8
466.3
2577.0
1849.0
369.0
351.0
5.0
3.0
19
Standard
0.0
153.2
18
Yeti
0.0
(53.8)
48.0
17
Inbesta
200.0
1625.6
1144.3
328.1
16
Lumbini
79.0
47.1
144.0
1088.6
600.0
81.0
0.5
7.4
399.8
15
Shree
Investment
17.3
77.8
572.5
2077.0
1599.1
279.4
25.4
172.7
0.4
14
Siddhartha
885.8
840.0
51.6
21175.2
19975.0
299.6
13
Gorkha
1087.6
759.0
202.5
7865.0
7043.0
678.0
12
Union
330.6
180.0
55.5
900.6
0.0
3247.0
2688.0
205.0
107.0
45.0
202.0
2336.3
1315.2
448.6
11
Goodwill
10
Samjhana
9
Universal
8
Nepal Housing
& Merchant
7
Paschhimancha
l *
Nepal Share
Annapurna
NIDC
40.0
2.0
6
Himalaya
TOTAL LIABILITIES
1449.6
675.0
313.1
461.5
5
Kathmandu
1990.0
1596.0
352.0
4
Mercentile
1 CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves Fund
f. Exchange Fluctuation Fund
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
3
Nepal Finance
Particulars
2
Nepal Housing
Dev.
1
Peoples
Table No. 48
Sources Uses of Funds of Finance Companies
Mid-January, 2010 (Poush end, 2066)
178.8
10.2
13.7
1.9
2.1
146.4
1254.5
606.2
6203.2
5383.0
14199.4
5940.4
1026.0
* Figures are as of Mid-July 2009
69
10981.3
229.2
104.1
128.9
131.8
9.0
147.0
1044.7
7606.5
143.2
17.4
94.3
756.6
92.0
4.2
10.7
1413.0
149.7
0.5
138.8
4.0
14.5
2943.6
867.7
403.1
26617.2
40337.9
21593.9
25494.9
98.0
92.4
36.5
697.0
5.6
44.7
7792.9
54.0
138.2
2.0
1.0
528.1
125.3
0.0
10.4
29054.5
8945.0
7446.7
2577.0
101.3
2976.8
7674.4
0.0
7309.1
0.0
5896.9
0.0
10733.1
0.0
12512.0
0.0
8547.0
0.0
773.4
264.7
264.7
601.7
0.0
12607.7
0.0
2798.0
2798.0
7309.1
4631.0
2678.1
0.0
1634.2
1634.2
6555.7
6555.7
3552.0
3552.0
3664.1
3664.1
508.7
508.7
211.3
211.3
4020.5
4020.5
4177.4
4177.4
8960.0
8960.0
4845.7
4845.7
0.0
390.3
390.3
700.0
1056.0
986.1
19.9
3187.0
2730.0
183.0
35.0
239.0
275.0
2377.4
200.0
100.0
28.3
181.6
119.0
4.9
53.0
109.8
50.0
2150.0
0.0
2034.0
200.0
1000.0
1154.0
880.0
200.0
0.0
37.2
600.9
400.0
17.8
8.3
114.9
60.0
4322.1
4200.0
117.0
1241.1
1000.0
78.3
3566.2
3293.8
200.1
5.1
117.8
69.2
3.0
3239.1
2998.9
198.2
39.7
2.3
3200.0
45.0
2120.0
2000.0
750.0
2100.0
3200.0
1270.0
2000.0
300.0
1250.0
450.0
850.0
250.0
500.0
0.0
850.0
1520.0
1250.0
53.6
54.1
607.0
500.0
22.4
84.6
162.2
250.0
2856.0
2721.0
82.0
22.0
31.0
1274.3
1000.0
58.3
16.1
200.0
551.1
500.0
51.1
500.0
1302.0
500.0
2032.5
1302.0
2377.4
1150.0
863.6
0.0
13312.0
0.0
3704.2
0.0
8300.6
0.0
21940.5
47.4
47.4
9347.0
2042.2
2042.2
12849.1
0.0
7633.1
0.0
3724.1
0.0
15196.0
0.0
2284.3
0.0
18726.6
0.0
8027.9
0.0
22995.5
0.0
30667.7
0.0
7122.6
0.0
0.0
3876.7
0.0
4803.7
0.0
5666.8
5666.8
534.6
534.6
5531.0
5531.0
1834.5
1834.5
5092.9
5092.9
7285.2
7285.2
4865.8
4865.8
2229.5
2229.5
1467.9
1467.9
7054.0
7054.0
1150.0
1150.0
9873.5
9873.5
3192.6
3192.6
13480.5
13480.5
24319.2
24319.2
2589.4
2589.4
789.0
789.0
6832.9
6832.9
285.8
285.8
7781.0
7781.0
1869.7
1869.7
8300.6
3391.9
4908.8
0.0
10006.6
10006.6
0.0
7971.6
7971.6
5403.6
5403.6
2256.2
2256.2
6328.0
6328.0
1134.3
1134.3
8814.4
8814.4
4805.8
4805.8
9494.8
9494.8
4115.6
4115.6
4533.2
4533.2
3076.1
3076.1
20.2
2206.0
26.9
972.5
28530.0
0.0
5998.4
0.0
6282.6
0.0
2958.3
2958.3
24262.0
24262.0
3291.7
3291.7
3636.1
3636.1
1476.7
1476.7
3882.0
3882.0
2706.8
2706.8
2646.5
2646.5
888.7
13.9
327.2
110.2
437.4
1344.2
10.2
316.6
78.6
938.8
368.7
43.2
19.6
11.7
145.7
45.2
19.6
11.3
69.7
713.0
15.0
206.0
117.0
375.0
1965.3
10.9
1198.0
146.2
610.3
2590.3
106.6
361.6
350.4
1771.7
2421.8
34.5
885.8
217.1
1284.4
1027.8
12.6
324.3
317.0
373.9
838.3
27.7
378.4
59.8
16.4
953.0
129.0
87.5
281.5
54.9
264.0
366.8
122.0
199.3
227.0
247.0
36.2
347.7
98.7
201.0
653.9
100.8
110.4
110.4
1278.1
1015.8
16021.2
1375.8
17584.0
6298.0
15627.8
30808.4
11483.8
17606.5
10350.6
5533.7
19404.0
3259.8
27869.7
12160.1
29651.3
36654.8
11358.3
5175.2
7003.6
33918.0
8338.6
10352.1
1478.0
92.1
92.1
233.7
12.4
12.4
82.4
9.9
9.9
243.9
24.3
24.3
961.0
109.0
109.0
1102.8
37.2
37.2
824.3
83.8
83.8
2975.3
123.2
123.2
859.3
17.6
17.6
1394.4
93.1
93.1
3423.0
86.0
86.0
806.2
172.8
172.8
1167.8
7.3
7.3
1972.5
73.7
73.7
852.0
337.0
337.0
315.6
84.9
84.9
740.5
77.1
77.1
2852.1
1321.4
1321.4
841.6
295.3
295.3
1270.0
421.4
421.4
553.8
85.5
85.5
335.0
314.0
314.0
6118.6
636.7
636.7
3866.0
1044.0
1044.0
1220.1
322.4
322.4
633.3
216.9
216.9
1160.5
116.8
116.8
3653.0
675.0
674.0
1.0
2978.0
388.0
388.0
1691.0
21.0
21.0
219.6
30.7
30.7
607.7
295.7
291.0
4.7
312.1
160.7
160.7
1242.4
22.3
22.3
72.5
0.0
4125.5
365.8
361.2
4.6
3759.7
425.8
425.8
4607.9
741.9
741.9
221.3
14.0
14.0
494.5
36.7
36.2
0.4
457.8
57.5
57.5
6531.6
413.0
413.0
1385.8
517.3
517.3
1428.0
22.3
17.7
4.7
734.1
183.0
183.0
563.3
9.5
9.5
2148.0
330.0
330.0
2933.2
130.9
130.0
0.9
2802.3
34.6
34.6
1670.1
450.8
450.8
1898.8
181.8
181.8
332.7
332.7
1594.0
1594.0
868.5
868.5
42.5
42.5
72.5
72.5
1614.3
1614.3
178.9
178.9
515.0
515.0
14.6
14.6
663.4
663.4
1051.9
1051.9
546.3
546.3
270.4
270.4
6.1
6.1
318.3
318.3
21.0
21.0
256.1
256.1
1643.4
1643.4
108.1
108.1
5259.2
5259.2
1283.0
1283.0
718.6
718.6
290.6
290.6
730.5
730.5
302.5
302.5
187.3
187.3
1234.3
175.2
567.5
124.6
367.0
773.0
104.0
180.0
91.0
398.0
782.0
312.5
219.4
220.3
29.8
257.6
11.8
120.9
121.3
3.5
177.8
8.6
48.7
38.5
82.1
134.2
54.7
338.7
159.2
138.0
119.3
73.4
11335.2
10604.8
9220.3
16072.1
15642.0
11425.1
1 LIQUID FUNDS
1050.3
a. Cash Balance
61.0
Nepalese Notes & Coins
61.2
Foreign Currency
b. Bank Balance
989.3
1. In Nepal Rastra Bank
230.2
Domestic Currency
230.2
Foreign Currency
2. "A"Class Licensed Institution
323.0
Domestic Currency
323.0
Foreign Currency
3. Other Financial Ins.
436.0
4. In Foreign Banks
C.Money at Call
0.0
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
150.0
a. Govt.Securities
150.0
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
28.0
a. Non Residents
b. Others
28.0
4 LOANS & ADVANCES
8256.3
a. Pvt. Sector
8256.3
b. Financial Institution
c. Non-Finanancial Govt.Org.
5 BILL PURCHASED
0.0
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
0.0
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
664.9
8 OTHER ASSETS
754.5
a. Accrued Interests
379.8
Govt. Entp.
Private Sector
379.8
b. Staff Loans / Adv.
c. Sundry Debtors
d. Cash In Transit
e. Others
374.7
9 Expenses not Written off
4.4
10 Non Banking Assets
376.8
11 Reconcillation Account
50.2
12 Profit & Loss A/c
1944.9
55.6
55.6
1077.7
22.1
22.1
851.4
53.8
53.8
2464.0
116.0
116.0
1889.3
117.5
117.5
697.7
122.8
122.8
797.6
164.5
164.5
1063.9
1063.9
574.9
574.9
432.2
3.9
811.6
178.1
266.6
526.7
47.6
133.9
12.5
332.7
774.0
10.0
250.0
84.0
430.0
338.4
25.6
124.9
67.5
120.6
1273.3
327.7
381.0
73.9
490.8
29.5
0.0
672.4
16.0
163.8
56.2
436.5
1060.0
500.0
108.0
2025.5
15.7
822.2
596.6
591.0
38.7
60
1265.8
1000.0
52.0
1.8
205.0
6.9
75.0
1814.0
59
1090.3
130.4
351.4
161.3
447.2
0.1
222.4
1772.6
1144.5
142.7
73.8
411.5
11335.2
58
1030.0
6793.6
242.2
0.0
57
Civil
1380.8
1098.1
119.9
56
Shikhar
1621.1
1478.1
138.1
55
Kuber
100.0
1030.0
1054.1
700.0
53.5
54
Imperial
100.0
0.0
700.0
1322.1
103.0
623.4
368.5
227.1
TOTAL ASSETS
800.0
4014.6
3740.3
246.0
53
Prabhu
0.0
500.0
2272.0
1560.0
154.5
13.6
0.0
543.9
52
IME
250.0
224.5
750.5
129.8
0.0
(692.1)
36.3
51
ICFC
350.0
650.0
Fewa
172.0
168.0
Patan
48.1
Guheshworil
158.8
50
Prudential
0.0
20.6
6.7
49
Birgunj
700.0
1576.0
1050.0
186.0
48
Everest
500.0
350.1
280.0
22.0
47
Royal
TOTAL LIABILITIES
0.0
1300.7
977.4
164.6
750.0
4876.3
4876.3
0.0
36.0
204.0
176.5
140.0
9.2
46
Crystal
141.0
150.0
173.8
100.0
4.9
650.0
(581.1)
45
Capital
3.1
1276.9
975.1
91.5
3.9
206.4
44
World
1719.0
1269.0
210.0
279.6
3945.6
2400.0
433.0
43.2
1069.5
43
Cosmic
959.2
500.0
168.2
42
Om
1118.4
1000.3
115.1
41
Shrijana
1454.6
1029.2
145.8
40
Butwal
1 CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves Fund
f. Exchange Fluctuation Fund
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
Particulars
39
Multipurpose
38
Arun
37
Premie
36
Central
35
Pokhara
34
Janaki
33
Nava Durga
32
Alpic
31
Sagarmatha
Table No. 48
Sources Uses of Funds of Finance Companies
Mid-January, 2010 (Poush end, 2066)
11.6
515.0
54.2
155.9
143.9
161.1
331.1
8.0
136.2
58.1
128.8
386.0
323.8
7.2
87.2
67.1
162.3
801.0
13.0
279.0
30.0
479.0
429.0
458.0
(1.0)
258.0
66.0
135.0
42.8
64.9
771.7
435.0
177.0
58.3
101.4
510.1
204.1
300.4
224.0
1153.4
10.0
578.2
544.9
150.0
144.2
1690.5
43.3
222.7
1539.1
179.2
125.9
313.2
1581.0
1541.0
40.0
1009.0
916.8
1529.7
0.0
357.9
357.9
0.0
200.0
200.0
0.0
0.0
0.0
0.0
0.0
0.0
750.0
750.0
0.0
0.0
0.0
31.3
31.3
671.6
671.6
0.0
3002.0
3002.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
88.1
88.1
0.0
497.9
125.0
125.0
114.2
114.2
0.0
0.0
631.6
631.6
0.0
46.0
46.0
0.0
10.0
194.6
194.6
2.0
832.5
832.5
97.8
97.8
0.0
55.0
55.0
0.0
194.0
194.0
68.7
68.7
164.0
164.0
244.5
244.5
0.0
0.0
0.0
207.0
207.0
0.0
58.7
58.7
0.0
164.2
707.9
164.7
216.1
478.8
10.0
2.0
497.9
1415.1
0.0
1415.1
6468.2
6468.2
7309.1
3219.2
0.0
4089.9
0.0
0.0
0.0
448.9
239.7
73.8
73.8
143.1
690.0
596.6
354.2
242.5
11.8
20.5
133.5
0.0
12707.0
217.0
0.0
1.0
76.0
2.0
10.0
114.0
1008.9
2460.5
14.4
477.6
386.6
881.9
25.0
5.5
930.0
621.0
261.0
0.0
12707.0
0.0
217.0
8860.9
8860.9
843.3
843.3
1.0
744.5
744.5
76.0
11518.2
10710.0
808.1
2.0
951.9
951.9
10.0
15007.0
15007.0
114.0
4073.6
4073.6
1008.9
11151.7
11151.7
2460.5
23015.7
23015.7
14.4
9018.7
9018.7
386.6
7428.4
7428.4
881.9
3276.6
3075.7
200.9
25.0
15541.0
15541.0
5.5
2548.9
2548.9
930.0
20879.0
20879.0
621.0
9269.8
9250.1
19.7
261.0
21719.0
21719.0
14413.9
14413.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
477.6
13538.2
9987.1
3289.1
262.0
0.0
3.9
3.9
0.0
0.0
0.0
38.9
38.9
738.6
738.6
26.5
26.5
26.4
26.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
106.0
222.0
91.0
402.7
346.8
220.3
44.4
156.7
121.3
21.2
74.1
38.5
47.5
93.4
11.3
462.0
349.0
117.0
82.2
924.9
146.2
216.6
520.5
0.0
1173.9
988.4
217.1
217.1
1092.2
497.2
317.0
1172.5
113.4
0.0
615.3
260.3
114.4
114.4
245.9
509.5
93.3
227.0
133.0
85.0
12.7
191.0
67.5
643.7
623.3
0.0
91.0
7.0
9.0
8.0
107.0
4.0
14.0
220.3
121.3
7.7
5.6
38.5
18.9
11.6
392.1
450.9
170.5
87.7
82.8
39.0
199.3
11.3
117.0
40.0
86.0
146.2
0.0
71.1
0.6
519.9
93.3
13.7
1.7
85.0
3.0
45.0
67.5
7.7
53.5
99.4
22.1
5.2
0.5
31.1
42.1
8.6
10.8
67.1
8.5
28.7
106.0
15.0
707.5
0.5
271.7
0.0
2.7
13.4
90.7
0.5
258.3
10.9
4.0
122.6
0.2
5.5
15.0
317.0
652.6
4.1
118.7
176.0
133.4
25.6
1.6
86.2
68.8
9.0
1762.4
61.0
10604.8
9220.3
16072.1
15642.0
11425.1
1278.1
1015.8
57.3
88.5
8.4
400.7
62.3
56.6
7.4
122.0
0.0
1126.0
495.0
0.0
25.0
164.2
9743.0
9743.0
4233.4
4233.4
1126.0
4487.9
4487.9
495.0
26475.0
26475.0
6182.2
6182.2
25.0
7390.0
7390.0
0.0
0.0
0.0
0.0
372.0
372.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2086.0
2086.0
0.0
0.0
68.9
785.4
56.2
419.9
496.0
147.2
1868.2
3441.4
78.6
73.8
131.5
49.7
17.9
98.8
0.0
26.2
190.4
67.1
581.0
0.0
256.5
176.5
98.9
123.3
340.6
57.8
56.2
147.2
78.6
49.7
1.6
8.9
0.8
5.5
67.1
13.5
4.7
98.9
47.1
18.8
0.0
330.1
33.2
179.0
57.8
46.0
88.7
3361.2
72.9
92.5
18.9
105.1
5.3
402.0
30.4
49.0
32.4
148.1
21.4
7.2
413.4
33918.0
8338.6
10352.1
523.9
0.7
15.5
419.2
729.3
27869.7
12160.1
26492.9
26487.9
5.0
3.3
734.0
16021.2
1375.8
17584.0
6298.0
15627.8
30808.4
* Figures are as of Mid-July 2009
70
11483.8
17606.5
10350.6
5533.7
19404.0
3259.8
29651.3
36654.8
11358.3
5175.2
7003.6
74
75
76
77
78
(Rs in Lakh)
Nameste
Jebil's
Narayani
National
Reliance
TOTAL
1 CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves Fund
f. Exchange Fluctuation Fund
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
1140.5
1040.0
20.8
657.3
560.0
23.0
235.1
204.0
9.8
1036.5
962.0
5.5
1655.0
990.0
90.0
1242.4
1125.0
25.7
79.6
74.3
21.3
69.0
100.0
475.0
91.7
424.2
264.3
115.5
4.4
40.0
600.8
65.5
128.3
11.1
52.0
27.5
37.8
85.6
9.1
24.7
19.5
32.3
467.9
1.5
192.3
113.5
160.6
1253.0
777.0
271.0
130.0
75.0
100.5
14.4
56.1
17.0
13.1
116.5
11.2
86.6
205.0
TOTAL LIABILITIES
7078.9
4974.4
1245.9
5947.4
1 LIQUID FUNDS
655.1
a. Cash Balance
89.6
Nepalese Notes & Coins
89.6
Foreign Currency
b. Bank Balance
565.6
1. In Nepal Rastra Bank
55.9
Domestic Currency
55.9
Foreign Currency
2. "A"Class Licensed Institution
379.5
Domestic Currency
379.5
Foreign Currency
3. Other Financial Ins.
130.1
4. In Foreign Banks
C.Money at Call
0.0
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
47.0
a. Govt.Securities
47.0
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
101.0
a. Non Residents
b. Others
101.0
4 LOANS & ADVANCES
5489.1
a. Pvt. Sector
5473.1
b. Financial Institution
c. Non-Finanancial Govt.Org.
16.0
5 BILL PURCHASED
0.0
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
0.0
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
63.9
8 OTHER ASSETS
101.6
a. Accrued Interests
8.4
Govt. Entp.
4.0
Private Sector
4.4
b. Staff Loans / Adv.
2.3
c. Sundry Debtors
64.3
d. Cash In Transit
e. Others
26.6
9 Expenses not Written off
20.1
10 Non Banking Assets
11 Reconcillation Account
601.1
12 Profit & Loss A/c
866.0
50.0
50.0
816.0
94.8
94.8
115.9
10.3
9.9
0.4
105.7
3.0
3.0
718.0
718.0
Particulars
TOTAL ASSETS
300.0
850.0
0.0
650.0
0.0
632.8
600.0
6.6
836.4
714.2
23.7
655.1
600.0
14.0
973.1
866.0
21.4
704.9
700.0
4.9
1501.3
1400.0
20.0
26.3
41.0
85.7
209.0
124.3
24.3
94.4
4.1
0.0
600.0
1000.0
1600.0
1020.0
1020.0
81.3
2080.0
385.0
386.0
203.0
1106.0
48.2
26.3
15.9
4.6
1.5
373.0
1.7
26489.0 2752.1
1010624.7
278.0
86.0
100.0
100.0
400.0
1000.0
50.0
150.0
19075.0
19075.0
10895.0
8180.0
0.0
4729.4
0.0
0.0
3999.3
0.0
664.6
0.0
10707.0
0.0
1968.1
0.0
6202.2
0.0
3269.1
0.0
5085.0
165.6
165.6
2436.9
1613.0
1613.0
3695.3
0.0
921.5
0.0
17992.0 1302.2
0.0
10.4
10.4
3147.3
3147.3
2797.0
2797.0
587.4
587.4
7456.0
7456.0
1653.8
1653.8
4804.3
4804.3
2023.2
2023.2
647.4
647.4
824.0
824.0
944.3
944.3
400.1
400.1
10189.0
10189.0
241.7
241.7
0.0
1582.1
1582.1
1202.2
1202.2
76.7
76.7
3251.0
3251.0
312.9
312.9
1397.8
1397.8
1245.9
1245.9
1613.6
1613.6
0.0
2746.1
2746.1
140.6
140.6
7803.0
7803.0
146.2
146.2
4.8
380.8
22.2
8.7
12.1
200.0
914.0
0.0
3766.5
0.0
4417.4
2834.1
1583.3
0.0
2430.3
2430.3
666.1
666.1
1730.3
1730.3
792.0
792.0
150.0
150.0
2032.7
2032.7
97.9
0.0
3.5
0.5
200.0
58.1
36.3
15.6
2.3
3.9
318.0
21.0
100.0
62.0
135.0
94.9
7.2
32.9
15.3
39.5
147.2
189.6
5.7
48.6
29.0
106.4
25.2
64.6
19.5
191.0
20.3
25925.0
6219.6
4969.0
845.4
13108.0
302.2
16.8
16.8
5720.0
168.0
168.0
1099.0
2.1
2.1
838.8
34.6
34.6
185.2
14.7
14.7
285.4
212.4
212.4
1489.0
166.0
166.0
1096.9
191.4
191.4
804.2
197.1
197.1
92.7
92.7
70.2
70.2
5.0
5.0
557.4
557.4
86.2
86.2
3.2
9.9
2.8
1318.0
348.1
520.8
0.0
0.0
0.0
4063.0
4063.0
0.0
0.0
148.4
148.4
39.0
39.0
0.0
0.0
170.0
170.0
0.0
0.0
150.0
151.0
3.0
10.0
300.0
150.0
3765.0
3765.0
151.0
946.4
946.4
3.0
5016.1
4103.5
912.6
10.0
18433.0
18433.0
300.0
4642.5
4617.5
25.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
84.9
68.9
27.5
5.5
25.8
19.5
49.6
576.6
113.5
27.5
19.5
23.3
3.3
113.5
3.1
0.2
18.2
0.5
3.0
1.2
4974.4
1245.9
150.0
1600.0
400.0
0.0
400.0
2657.8
0.5
1.4
0.0
104.6
5.7
64.5
34.4
50.0
157445.9
134661.5
12567.5
2107.7
3130.6
4933.5
45.0
53715.2
59.7
36925.1
0.0
16730.4
0.0
679461.4
23681.1
15501.1
8180.0
315568.7
306398.6
9170.1
309362.7
309362.7
0.0
21912.0
8936.9
6.1
90000.2
26671.4
23012.2
10299.5
30017.1
13723.3
16272.6
3737.0
109.0
0.0
5644.0 1400.0
4333.0 1400.0
947.0
3737.0
3222.3
0.0
7078.9
0.0
(1.8)
1683.0
1500.0
25.0
59.0
49.0
50.0
590.0
300.0
129.2
1.3
103.3
101.3
3.8
590.0
4547.8
0.0
0.0
0.0
690.3
600.0
10.1
48.8
31.4
Subhalaxmi
73
Swostik
72
Manju
71
Unique
70
Zenieth
69
SFCL
68
Kaski
67
Loard
66
Reliable
65
Hama
64
Seti
63
Valley
62
Nepal Express
61
Api
Table No. 48
Sources Uses of Funds of Finance Companies
Mid-January, 2010 (Poush end, 2066)
903.8
0.0
119.7
21.0
46.5
10.0
42.3
167.8
16.4
54.9
17.5
79.0
82.2
19.6
17.5
13.6
31.5
137.4
3.6
45.7
9.9
78.3
135.1
78.1
96.6
81.0
52.4
2840.4
7878.2
5121.9
7922.4
3305.0
5436.4
2113.7
3541.0
138.0
138.0
278.2
20.0
20.0
2030.0
196.3
196.3
453.5
12.5
12.5
2160.1
32.7
32.7
1064.8
5.1
5.1
788.0
12.0
12.0
536.7
13.1
13.1
3074.0 1012.5
214.0
44.0
214.0
44.0
22.1
0.0
3403.0
278.0
278.0
258.2
72.2
72.2
1833.7
135.5
135.5
441.0
46.3
46.3
2127.3
319.9
319.9
1059.6
62.3
62.3
776.0
121.0
121.0
523.7
71.3
71.3
2860.0
489.0
489.0
968.5
102.9
102.9
22.1
22.1
369.0
369.0
171.3
171.3
524.8
524.8
19.2
19.2
1406.2
1406.2
599.8
599.8
10.0
10.0
309.9
309.9
1968.0
1968.0
266.5
266.5
2756.0
14.8
1173.3
375.5
401.2
397.6
645.0
142.5
403.0
599.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
108.0
108.0
44.2
44.2
0.0
0.0
40.0
40.0
0.0
0.0
0.0
171.0
171.0
0.0
0.0
25.0
0.0
653.8
32.1
251.0
50.0
5.0
0.0
500.0
2262.0
30.0
3975.8
3975.8
25.0
614.3
491.4
122.9
9218.0
9218.0
653.8
1715.3
1715.3
32.1
5554.4
5554.4
251.0
4221.7
1148.7
3073.0
50.0
5488.6
5488.6
5.0
1708.6
1708.6
4249.6
4249.6
500.0
925.3
776.8
148.5
100.0
100.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1300.0
269.0
134.0
4.0
130.0
12.0
7.0
32.0
46.1
17.0
34.1
92.4
31.4
117.0
112.0
62.0
78.3
62.7
15.3
58.1
203.6
0.0
53.8
468.9
13.6
62.0
15.3
14.1
3.6
13.6
9.3
26.5
60.2
335.4
9.9
2.7
7.2
38.5
1.8
60.1
53.8
10.6
9.7
0.9
5.9
11.4
810.0
789.0
204.0
31.4
45.9
149.9
10.0
1.1
8.8
0.7
2.9
74.7
109.1
0.0
17.0
7.6
13.3
4.4
2.2
2.2
1.0
4.1
79.8
19.3
4.8
0.0
4.8
459.8
116.0
23.0
29.1
35.9
2.7
3.8
44.0
12.0
29.7
203.6
136.3
109.1
419.4
4.0
285.3
3.2
25.9
26.0
154.0
154.0
12.0
247.0
133606.4
7430.7
7414.0
16.9
100705.8
23701.6
23701.6
0.0
45566.6
45526.6
40.0
31437.5
0.0
25469.9
25469.9
0.0
10747.3
9647.9
481.2
0.0
618.2
0.0
45638.1
0.0
45638.1
715461.7
615325.6
42661.8
57474.3
15798.2
15798.2
0.0
0.0
2112.4
2112.4
0.0
28550.2
36886.6
9939.2
1306.9
8632.3
1217.6
4473.9
588.8
20667.1
1081.0
2520.2
15877.3
2345.5
5947.4
25925.0
6219.6
4969.0
845.4
13108.0
2840.4
7878.2
5121.9
7922.4
3305.0
5436.4
2113.7
25.1
6.0
1.5
25.2
8.0
* Figures are as of Mid-July 2009
71
2262.0
30.0
18970.0 1585.4
18970.0 1585.4
204.0
205.0
226.0
0.1
14.5
25.0
11.9
26489.0 2752.1
1010624.7
37.0 339.6
89.7
16
114.2
17
18
380.0
19
20
28.0 60.2
4.8
Transportation Equipment
Production & Fitting
7
Transportation,
Communications & Public
Services
8
Wholesaler & Retailers
9
Finance, Insurance
Fixed Assets
21
22
23
100.1
64.0
79.8
204.8
4812.0 1412.8 1979.3 8096.0 16683.2 5415.0 12.9 2179.0 1439.3 4531.0 658.0 1972.0 4546.7 3244.0 1827.0 4829.6 4554.2 1520.7 6300.0 54.4 1485.8 6725.2
601.3
78.1
6
Inbesta
Siddhartha
Goodwill
15
International
652.0
14
Standard
13
228.6
Yeti
12
148.9
Samjhana
11
Universal
10
82.0
Nepal Housing
9
28.3
Paschhimanchal *
8
6.0
Gorkha
7
Lumbini
Metal
Productions,Machinary &
Electrical Tools & fitting
6
Rs. in Lakhs
Shree Investment
5
5
Union
Construction
4
161.0
Himalaya
4
3
18.0
Kathmandu
About Productions
Mercentile
3
Peoples
Mines
2
296.0
Nepal Share
2
1
Annapurna
Agriculture
NIDC
1
Nepal Finance
Devlopment Banks
Nepal Housing
Table No. 49
Sectorwise Credit Outstanding of Finance Companies
Mid-January, 2010 (Poush end, 2066)
1.6
315.5 1292.0
749.0
13.0 12.5
1.3 1437.0
472.1
290.6
56.4
41.5
244.2
157.3
340.9 10847.0
654.7
49.6
989.0
647.3 2779.0
959.2 2655.0 95.7 137.5 1747.0
5.0
54.0
97.1
175.0 110.0 354.0
47.0
336.2 1700.2 1108.0
29.3
123.8 1005.6
1472.0 847.0 1336.0
50.0
6.5
2171.2
100.0
94.3
8.5
612.5
236.0
4.5
627.2
938.8 1277.5
209.5 1527.0
226.4 6046.3 191.0 3447.4 1393.6 2079.6 2236.0
467.7
6.8
602.4 2120.8 13744.1
324.2
983.7
547.2
&
1406.3
10659.8
686.3
731.0
748.5 2378.0 4782.1
795.6
472.0
10 Service Industries
347.5
11 Consumable Loan
208.0 920.3 1591.2
12 Local Government
13 Others
Total
616.0 1524.2 2031.0 64.5
331.8
2080.6 3009.9 1560.0 7549.1
2842.0 5400.6
38.0
2896.3
5.0
813.5
105.8 892.0
686.0 497.0 110.9
527.2
211.8
195.8
954.0 266.4 1354.4
55.0
16.0
880.0
410.5 1214.0
136.6 2455.4
180.5
300.0 15.6 223.4 3300.3
111.9
343.2
50.5
487.2 735.0 2382.0 2383.0 1510.0
659.4 1136.0 230.0
84.6
74.9
836.3
769.0 11.1 1067.4 4445.1 12182.8
5020.0 6283.1 10530.1 29166.0 43934.5 10130.0 476.2 4396.1 4250.2 11237.0 4575.0 8839.3 13540.4 10844.7 3423.0 10981.2 8098.6 11437.9 14512.0 768.5 6059.4 17898.5 30722.5
* Figures are as of Mid-July
2009
72
664.6
7
Transportation,
Communications & Public
Services
9
Finance, Insurance
Fixed Assets
6.3
62.3
45.0 5703.4 269.0
958.3
1996.6
23.7
1438.6
42.9
69.8 1317.9 773.2 530.1
4.9
356.5
78.9
37.2
69.4
506.2 1536.0
48.8
24.3
39.5
235.0 98.8
73.7
947.3 314.2
832.9 411.0
14.0 737.0
96.0 3794.0 145.99 386.9 853.1 264.7 2732.6 3827.8 1793.0 6136.0 162.5 194.0
13.0 441.0 1499.7
15.4
40
41
42
145.0
43
21.0
44
893.3
45
Royal
39
124.1
Cosmic
38
68.2
Om
37
Shrijana
36
59.0
Arun
Janaki
Nava Durga
Alpic
Merchant
General
United
35
46
69.0
53.9
4719.9 13489.6 637.0
Transportation Equipment
Production & Fitting
Wholesaler & Retailers
34
31.3
47.0
6
8
33
Crystal
Metal
Productions,Machinary &
Electrical Tools & fitting
31
32
3.0 163.0
Capital
5
30
World
Construction
29
Butwal
4
28
29.0
Rs. in Lakhs
Multipurpose
About Productions
27
Premie
Mines
3
26
32.0
Central
2
25
Pokhara
Agriculture
Nepal Shreelanka
24
310.2
1
Bhajuratna
Devlopment Banks
Lalitpur
Mahalaxmi
Table No. 49
Sectorwise Credit Outstanding of Finance Companies
Mid-January, 2010 (Poush end, 2066)
95.0
24.9 179.3
459.8
38.7 176.9 2686.7 2689.1 7200.1
914.0 724.0
355.6 226.2
338.6 1774.0
493.7
546.7
880.3
137.6 3555.2
86.3
14.2
36.2
4.0
9.4
25.0
1337.0 516.9
831.9
397.3
227.4
139.1 2183.0 19.1
100.0 758.0 190.0 87.4
51.0 123.0
543.1 238.2 4806.0 1371.6
684.0
12.0
3416.0 144.1
229.0
83.7
324.4
54.9
920.8
267.8
3932.0 248.2 4273.9
323.5
6508.6
385.0
229.6
133.8 1237.5 722.7
357.2
&
109.0
332.5
10 Service Industries
1541.9
304.5 2294.1 1741.7
350.8
17.4
497.0
0.5
11 Consumable Loan
276.1 1431.3
73.0 4165.1 707.0
89.2
12 Local Government
13 Others
Total
6028.2
32.6 322.3 244.2
1588.7
26.8 317.2 360.0 316.4 1194.2 1140.0
40.2
3023.3 5118.1 342.0 4568.9 436.0
12966.7 22270.0 1981.0 18437.6 7268.0
5.1
47.3 83.6
322.0 345.4
97.0 62.4 91.6
488.2 34.3 1131.0 1165.3
20.0 329.7 124.7
899.4 350.6
342.7
84.5
2474.4 185.5 777.0
111.9 8480.0
4343.0 16942.7 4656.2 4170.8
416.2 1843.8 8256.3 6468.2 7309.0 14413.8 12441.0 8861.0 843.3 744.5 11518.2 951.9 15007.0 4073.6 11151.6 23015.7 9017.8 13538.2
* Figures are as of Mid-July
2009
73
54.0
7
Transportation,
Communications & Public
Services
69.2
9
383.0
96.0
7.2
Finance, Insurance
Fixed Assets
22.7
79.0
2.9
106.7 2353.0
2.47
47.83
106.61
2989
80.95
17.56
874
22.27
629.46
181.98
31.45
37.82
89.4 234.6
524.2
35.0
27.1 2422.0 649.4 1429.2
44.7
3032.0
311.0
65
66
3.5
701.25
140.6 1604.2
628.0
459.9
788.45
57.68
350.99
489.56
0.13
249.04
4285.0
731.7 261.5 1529.6 24893.1
64
47.0
234.46
41.0
Lord Buddha
91.49
348.15 2369.39
63
117.8
Reliable
122.94
62
Hama
61
26.89
Seti
60
17.67
453.0
354.6 297.0
229.0
3325.0 665.6 1910.4
59
627.5 20048.9 1357.8 101.2 26029.5 2286.0
127.2 320.0 2335.5
5.3
58
138.0
Valley
57
Imperial
Civil
56
Prabhu
Shikhar
55
59.0
219.2 178.6 7257.0 1331.5 3411.4 365.5
Transportation Equipment
Production & Fitting
Wholesaler & Retailers
54
47.9
1500.0
6
8
53
130.7
Nepal Express
5
Metal
Productions,Machinary &
Electrical Tools & fitting
52
9.0
Rs. in Lakhs
Kuber
Construction
51
Sagarmatha
About Productions
4
50
56.6
IME
3
49
13.0
ICFC
Mines
48
75.0
Prudential
2
Birgunj
Agriculture
Everest
47
1
Fewa
Devlopment Banks
Patan
Guheshworil
Table No. 49
Sectorwise Credit Outstanding of Finance Companies
Mid-January, 2010 (Poush end, 2066)
40.41
3351
453.53 1106.17 458.41
869.92
2363 1144.29
&
24.9
160.0
10 Service Industries
1559.5
32.0
180.0
11 Consumable Loan
732.3
389.0
3667.4 1964.5 9039.4
25.7
526.1 444.3
68.8
797.7 1256.3
668.4
699.6 3049.9 1175.8 240215.4 6181.0 3071.82 4082.35
370.5 381.2
2943.1
808.0
631.3 398.3 510.0 18470.7
876.0
12 Local Government
13 Others
Total
90
40.7
867.56
661
304.56
19.41
19.89
5.14
287.12
35.3
43.28
19.06
6
42.7
27.62
5585.6 2058.9 1306.0 414.3 7927.3 3797.3 7384.6 2902.9 2289.6 876.0 131683.1 10460.0
964.1 2411.34 2513.94
226.77
70.56 4878.29
7428.4 3277.6 15541.0 2548.9 20879.0 9269.8 21719.0 26493.2 9743.0 4233.4 448766.9 26473.0
6182.4
3765.0
946.4
* Figures are as of Mid-July
2009
74
7390.0
5489.1
3532
149.81
93.98
5324
979.43
5016.1 18433.0
4742.5
About Productions
4
Construction
5
Metal
Productions,Machinary &
Electrical Tools & fitting
6
74
8
9
76
Total
77
78
498 308.89
4158.3
1862.0
38.95
7.5
1120.59 366.09
235
381 304.69 1255.87
141.39
109.44
913.31 846.43
4035
382.92
1272
26078.3
5712
154353.7
0.6
55
11126.8
304.92
245.49
13330.0
Transportation Equipment
Production & Fitting
127.02
7
75
100
Reliance
73
Narayani National
72
Jebil's
71
30.44
Rs. in Lakhs
Subhalaxmi
Swostik
3
70
Manju
Mines
69
108
Unique
2
68
1.73
Zenieth
Agriculture
SFCL
67
1
Kaski
Api
Devlopment Banks
Nameste
Table No. 49
Sectorwise Credit Outstanding of Finance Companies
Mid-January, 2010 (Poush end, 2066)
Transportation,
Communications & Public
Services
759.03
17.85 1409
971.89
51.95 1147
664.4
207.52
428.95
587
44899.6
Wholesaler & Retailers
Finance, Insurance
Fixed Assets
44
884.17
361.65
655
95.15
193.75
121.5
1917
79.5
79349.1
&
563 682.36 1627.56
10 Service Industries
100.89
11 Consumable Loan
107.54
134
51.92
143 128.45
12 Local Government
13 Others
Total
58 1602.12
154
2367
1633 298.02
20859.3
364 512.51
48885.2
654.9
9.64
656.06 423.66
127
117.89
46.17
92.25 329.65
290.91
65.69
317480.6
13.7
299.9
876.89 117.23 1298 428.73
762.37 2705.48
1031.5
13.71 3078.42 355.19
3975.8
5554.4
5488.6
1708.6
614.3 9218.0
1715.3
* Figures are as of Mid-July
2009
75
4221.7
4249.6
4620
86.03
286173.4
925.3 18970.0
1585.4
1008856.2
NIDC
Annapurna
Nepal Share
Peoples
Paschhimanchal
Nepal Housing & Merchant
Table No. 50
Unaudited Financial Results (Quarterly) Of Finance Companies
Mid-January, 2010 (Poush end, 2066)
780559.0
159643.0
41120.0
933649.0
67500.0
90225.0
3006215.0
131522.0
142717.0
3346259.0
704287.0
111912.0
5224660.0
1997498.0
137251.0
1283441.0
268800.0
67507.0
60620.0
18000.0
18025.0
620306.0
75900.0
55152.0
538359.0
84000.0
9130.0
1253633.0
159905.0
58683.0
547078.0
60000.0
53233.0
1243590.0
114434.0
89474.0
1655467.0
184955.0
67377.0
1493172.0
131379.0
53351.0
427365.0
72686.0
(39492.0)
4500.0
511053.0
511053.0
4708.0
624919.0
624919.0
360000.0
1166159.0
1166159.0
80000.0
2407504.0
2407504.0
343292.0
2384005.0
2384005.0
20000.0
866594.0
866594.0
23436.0
23436.0
438272.0
438272.0
62500.0
340111.0
340111.0
54401.0
945535.0
945535.0
415551.0
415551.0
928566.0
928566.0
30000.0
1332853.0
1332853.0
175000.0
1056329.0
1056329.0
4385.0
324210.0
324210.0
67657.0
78640.0
933649.0
117302.0
1496.0
1204321.0
3006215.0
375219.0
1519887.0
52401.0
994054.0
12831.0
29725.0
3346259.0
211372.0
147400.0
44939.0
2834964.0
268615.0
789561.0
0.0
60540.0
1283441.0
150189.0
1159.0
60620.0
6600.0
50982.0
620306.0
69552.0
6292.0
36326.0
538359.0
57916.0
3665.0
107451.0
1243590.0
102137.0
65576.0
427365.0
18659.0
4682.0
47619.0
53279.0
439613.0
40282.0
1655467.0
61347.0
59591.0
96029.0
1274007.0
567932.0
370223.0
37705.0
170372.0
77113.0
1493172.0
79858.0
16553.0
1013019.0
2681.0
15613.0
547078.0
29842.0
67092.0
20726.0
422443.0
141832.0
64129.0
23299.0
188166.0
1084472.0
4994.0
342359.0
1013019.0
88634.0
0.0
15046.0
47619.0
1366.0
439613.0
13868.0
343.0
43651.0
127775.0
135713.0
1084472.0
103873.0
980.0
35823.0
342359.0
4462.0
38311.0
18580.0
Particulars
1.
1.1
1.2
1.3
1.4
1.5
1.6
1.7
2.
2.1
2.2
2.3
2.4
2.5
2.6
2.7
3.
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b.Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Others
Fixed Assets
Non Banking Assets
Other Assets
Profit and Loss Account
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
Ratios
4.1
4.2
4.3
4.4
64243.0
780559.0
233965.0
10696.0
5094.0
502044.0
407711.0
48194.0
46139.0
3461.0
25299.0
Up to This
Quarter
78395.0
628309.4
141874.0
127877.2
65224.4
185812.9
107520.8
2937.0
12964.0
93741.6
Up to This
Quarter
994054.0
47833.0
16821.0
Up to This
Quarter
213540.0
408677.0
1154571.0
75011.0
32573.0
Up to This
Quarter
362614.0
5224660.0
129055.0
87756.0
127435.0
4393432.0
1065984.0
1668316.0
85962.0
369270.0
1203900.0
246824.0
2000.0
238158.0
Up to This
Quarter
39199.0
22645.0
16554.0
76.0
2515.0
42996.0
26852.0
16144.0
234.0
3408.0
96417.0
46001.0
50416.0
710.0
4449.0
168148.0
99285.0
68863.0
155.0
15172.0
192529.0
111294.0
81235.0
1127.0
19657.0
19145.0
3232.0
2151.0
13762.0
11997.0
1765.0
46853.0
102019.0
11317.0
11318.0
79384.0
62176.0
17208.0
9539.0
333.0
27080.0
1765.0
160.0
481.0
1124.0
20065.0
1824.0
5472.0
12769.0
55575.0
5352.0
9594.0
40629.0
14032.0
26597.0
5414.0
4566.0
36577.0
4034.0
40611.0
3692.0
11076.0
25843.0
84190.0
9916.0
12344.0
61930.0
15077.0
46853.0
1765.0
19786.0
2300.0
2855.0
14631.0
3810.0
10821.0
3168.0
6076.0
20065.0
46853.0
4259.0
12831.0
29763.0
27080.0
2462.0
7385.0
17233.0
Up to This
Quarter
61861.0
35429.0
26432.0
132.0
2304.0
0.0
28868.0
2208.0
3551.0
23109.0
6866.0
16243.0
1271.0
17514.0
511.0
18025.0
1638.0
4916.0
11471.0
353.0
Up to This
Quarter
2536.0
1002.0
1534.0
100.0
338.0
4.0
1976.0
606.0
378.0
992.0
1565.0
(573.0)
(573.0)
(573.0)
(573.0)
Up to This
Quarter
9
23660.0
425025.0
425025.0
15793.0
59.0
15906.0
Up to This
Quarter
10
35109.0
1253633.0
56727.0
27557.0
11689.0
1101643.0
312460.0
195112.0
44343.0
325649.0
41169.0
182910.0
11021.0
44996.0
Up to This
Quarter
11
104419.0
88764.0
4089.0
2886.0
Up to This
Quarter
12
25981.0
1050743.0
388049.0
198958.0
965.0
47861.0
50377.0
364533.0
35198.0
2471.0
27060.0
Up to This
Quarter
13
28780.0
Up to This
Quarter
14
Up to This
Quarter
15
Samjhana
8
Universal
7
Gorkha
6
Union
5
Himalaya
4
Kathmandu
3
Mercentile
2
Nepal Finance
S. N.
Nepal Housing Dev.
1
Up to This
Quarter
31145.0
19833.0
11312.0
15.0
3668.0
24052.0
19758.0
4294.0
169.0
5318.0
71851.0
44801.0
27050.0
306.0
5255.0
28685.0
17160.0
11525.0
72.0
1716.0
59876.0
36347.0
23529.0
83.0
7081.0
91456.0
58927.0
32529.0
407.0
3433.0
71309.0
57112.0
14197.0
189.0
5979.0
12226.0
16262.0
(4036.0)
153.0
1897.0
14995.0
2860.0
1886.0
10249.0
9781.0
3862.0
2224.0
3695.0
10249.0
3695.0
853.0
32611.0
5642.0
6234.0
20735.0
3996.0
16739.0
13313.0
2262.0
1756.0
9295.0
519.0
8776.0
1056.0
36369.0
6345.0
4705.0
25319.0
30826.0
(5507.0)
8.0
20365.0
3591.0
3903.0
12871.0
2313.0
10558.0
(1986.0)
1768.0
1972.0
(5726.0)
238.0
(5964.0)
9832.0
30693.0
5262.0
4435.0
20996.0
9080.0
11916.0
4.0
1519.0
13439.0
(5499.0)
10558.0
44.0
(5920.0)
9832.0
894.0
2681.0
6257.0
13439.0
1222.0
3665.0
8552.0
(5499.0)
10558.0
960.0
2879.0
6719.0
2800.0
13049.0
13049.0
1186.0
3558.0
8305.0
4548.0
4548.0
4548.0
38.0
16777.0
400.0
17177.0
1562.0
4685.0
10930.0
(5499.0)
(5920.0)
(5920.0)
At the End
of This
Quarter
Capital Fund to RWA
37.9%
Non Performint Loan(NPL) To Total Loan
3.9%
Total Loan Loss Provision to Total NPL
124.8%
Cost of Funds
8.4%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
19.9%
2.1%
146.6%
10.2%
18.8%
4.8%
119.9%
8.5%
28.1%
1.7%
158.0%
7.7%
45.3%
1.9%
151.6%
8.0%
30.7%
1.9%
152.6%
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
76
27.0%
1.9%
178.7%
10.5%
25.7%
1.8%
15211.0%
20.3%
1.0%
206.5%
9.4%
26.3%
5.8%
132.7%
7.8%
19.2%
4.3%
130.4%
8.7%
16.4%
4.7%
125.1%
8.9%
15.8%
1.0%
199.4%
9.5%
9.9%
3.8%
125.6%
Table No. 50
Unaudited Financial Results (Quarterly) Of Finance Companies
Mid-January, 2010 (Poush end, 2066)
3.
Profit and Loss Account
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
3946114.0
648000.0
162667.0
1798968.0
96000.0
71555.0
2455926.0
113906.0
135427.0
297676.0
38500.0
28013.0
1199418.0
1199418.0
8000.0
695386.0
695386.0
22429.0
1159480.0
1159480.0
8407.0
1124298.0
1124298.0
17830.0
17830.0
23490.0
535317.0
535317.0
85000.0
1390707.0
1390707.0
228500.0
1781696.0
1781696.0
11000.0
1482353.0
1482353.0
120000.0
1932250.0
1932250.0
191995.0
191995.0
11298.0
94371.0
1618891.0
83041.0
92151.0
959555.0
60989.0
55091.0
1406216.1
92184.7
208403.0
1714262.0
113929.0
7567.0
1117684.0
3946114.0
464172.0
6184.0
131876.0
1798968.0
212173.0
8755.0
145588.0
2455926.0
110980.0
39168.0
297676.0
16999.0
148470.0
1098129.0
342475.0
351189.0
51260.0
227878.0
13736.0
111591.0
187030.0
830.0
101391.0
12708.0
809855.0
167373.0
288044.0
15476.0
127745.0
139362.0
71855.0
14968.0
10410.0
50625.0
40301.0
1143792.7
289628.1
152068.9
40849.1
389873.1
184424.0
86949.5
113334.0
2945.3
13658.4
20823.0
1451207.0
186506.0
502569.0
4860.0
221776.0
3072250.0
513277.0
78353.0
38999.0
544862.0
529223.0
1367536.0
43078.0
50.0
144788.0
216996.0
1296671.0
162877.0
300223.0
60613.0
177652.0
266599.0
328707.0
18757.0
1450.0
52921.0
30315.0
2226999.0
1212561.0
138927.0
69482.0
222337.0
50154.0
198159.0
583692.0
34943.0
449.0
52240.0
198159.0
1866.0
Up to This
Quarter
Up to This
Quarter
Up to This
Quarter
70394.0
46256.0
24138.0
10821.0
1992.0
47314.0
28109.0
19205.0
469.0
4593.0
68049.0
41417.0
26632.0
36951.0
5550.0
9287.0
22114.0
2253.0
19861.0
24267.0
4173.0
3558.0
16536.0
4259.0
12277.0
152.0
19861.0
19861.0
1806.0
5417.0
12638.0
22918.0
104466.0
588.0
18110.0
196.0
76851.0
5442.0
70303.0
513108.0
244164.0
4295.0
13184.0
110824.0
Up to This
Quarter
1106.0
3037.0
5684.0
Up to This
Quarter
57454.0
33979.0
23475.0
421.0
6332.0
3845.0
778.0
3067.0
36081.0
4929.0
5045.0
26107.0
7374.0
18733.0
30228.0
4044.0
2853.0
23331.0
4633.0
988.0
1324.0
2321.0
23331.0
2321.0
12429.0
1235.0
19968.0
12429.0
1130.0
3390.0
7909.0
19968.0
1815.0
5446.0
12707.0
5566.0
28897.0
10292.0
39189.0
3563.0
10688.0
24938.0
9449.0
1566.0
2321.0
2321.0
2321.0
4369.0
51568.0
746010.0
74056.0
31642.0
605943.0
39866.0
145737.0
25391.0
239350.0
133495.0
22104.0
7605.0
30.0
26734.0
Up to This
Quarter
71263.0
2625980.0
114378.0
258695.0
290920.0
1763710.0
0.0
1763710.0
104123.0
94154.0
Up to This
Quarter
Up to This
Quarter
Up to This
Quarter
Up to This
Quarter
30498.0
Up to This
Quarter
37654.0
20892.0
16762.0
632.0
3526.0
115273.0
49734.0
65539.0
1007.0
12995.0
174791.0
79352.0
95439.0
13120.0
98174.0
69549.0
28625.0
3123.0
7264.0
132606.0
97376.0
35230.0
507.0
13859.0
12578.0
6793.0
5785.0
172.0
894.0
20920.0
3748.0
2151.0
15021.0
2511.0
12510.0
1201.0
1442.0
15153.0
553.0
15706.0
1428.0
4283.0
9995.0
79541.0
8669.0
12901.0
57971.0
10605.0
47366.0
108559.0
9785.0
0.2
98773.8
30152.0
68621.8
764.0
49596.0
4184.0
2899.0
42513.0
12133.0
30380.0
6851.0
1882.0
2360.0
2609.0
2120.0
489.0
47366.0
69385.8
39012.0
6526.0
7729.0
24757.0
2963.0
21794.0
48.0
833.0
22675.0
1722.0
32102.0
67.0
556.0
47366.0
4306.0
12918.0
30142.0
69385.8
5337.0
16012.0
48036.8
22675.0
2061.0
6184.0
14430.0
32102.0
2918.0
8755.0
20429.0
556.0
51.0
152.0
353.0
2085966.0
165000.0
68851.0
0.0
117736.0
1610909.0
1610909.0
0.0
0.0
123470.0
2085966.0
126861.0
0.0
32742.0
1807918.0
72724.0
564243.0
104302.0
876076.0
38126.0
152447.0
31642.0
0.0
86803.0
Up to This
Quarter
113102.0
65676.0
47426.0
9485.0
6374.0
0.0
63285.0
13637.0
12693.0
36955.0
15818.0
21137.0
0.0
5526.0
26663.0
(9.0)
26654.0
2423.0
7269.0
16962.0
28
29
30
Merchant
2625980.0
1001880.0
77130.0
Bhajuratna
746010.0
100204.0
31062.0
Yeti
104466.0
24000.0
39718.0
Inbesta
1714262.0
165000.0
208154.0
Siddhartha
1406216.0
120960.0
48256.0
27
Nepal Shreelanka
26
General
25
United
24
Lalitpur
23
Mahalaxmi
22
International
21
Standard
2.5
2.6
2.7
20
Lumbini
1.6
1.7
2.
2.1
2.2
2.3
2.4
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b.Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Others
Fixed Assets
Non Banking Assets
Other Assets
19
959555.0
86932.0
77086.0
Particulars
1.
1.1
1.2
1.3
1.4
1.5
18
1618891.0
294525.0
19279.0
Goodwill
S. N.
17
Shree Investment
16
857607.0
59484.0
35961.0
775859.0
300000.0
(193756.0)
220568.0
33380.0
(2486.0)
18000.0
727757.0
727757.0
37051.0
450278.0
450278.0
182358.0
182358.0
16405.0
857607.0
106889.0
182286.0
775859.0
342089.0
1594.0
5722.0
220568.0
43454.0
30095.0
707804.0
316721.0
53524.0
21573.0
154916.0
41580.0
1072.0
164882.0
315986.0
5479.0
160.0
7180.0
Up to This
Quarter
57758.0
84711.0
94805.0
Up to This
Quarter
164882.0
1147.0
10013.0
Up to This
Quarter
42647.0
32538.0
10109.0
191.0
5783.0
44256.0
21058.0
23198.0
4.0
1348.0
12169.0
8026.0
4143.0
325.0
829.0
16083.0
3726.0
3617.0
8740.0
4284.0
4456.0
189.0
24550.0
5158.0
3957.0
15435.0
3238.0
12197.0
(74612.0)
333809.0
271394.0
(912.0)
270482.0
5297.0
1363.0
1471.0
2463.0
677.0
1786.0
60.0
4645.0
4645.0
422.0
1267.0
2956.0
270482.0
1846.0
1846.0
168.0
503.0
1175.0
Ratios
4.1
4.2
4.3
4.4
Capital Fund to RWA
22.5%
Non Performint Loan(NPL) To Total Loan
1.2%
Total Loan Loss Provision to Total NPL
182.7%
Cost of Funds
9.3%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
20.1%
2.5%
140.2%
8.9%
14.6%
0.7%
246.7%
26.7%
4.6%
133.0%
7.4%
74.7%
17.7%
95.5%
21.2%
3.0%
132.3%
8.3%
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
77
50.2%
0.5%
319.0%
9.5%
26.1%
3.2%
115.2%
10.0%
11.5%
1.2%
186.3%
8.1%
12.2%
2.4%
169.4%
8.6%
29.5%
4.1%
123.7%
13.1%
1.0%
205.4%
8.7%
13.9%
3.9%
92.2%
8.9%
20.2%
59.8%
100.7%
14.4%
9.6%
110.4%
8.9%
Table No. 50
Unaudited Financial Results (Quarterly) Of Finance Companies
Mid-January, 2010 (Poush end, 2066)
95479.8
14000.0
3530.7
1551633.0
97736.0
46489.0
1073307.0
1073307.0
50000.0
1251202.0
1251202.0
70000.0
850978.0
850978.0
77332.0
77332.0
60167.2
60167.2
80000.0
1260769.0
1260769.0
86337.0
86337.0
123425.0
1607213.0
85137.0
68285.0
1555187.0
226445.0
81915.0
1142511.0
147796.0
3.5
17778.3
95479.8
8239.3
2561.0
64078.0
1551633.0
293318.0
4928.0
9643.0
137581.0
23393.0
49786.0
1441392.0
191436.0
261479.0
59033.0
1244143.0
246271.0
170349.0
63391.0
11210.0
560675.0
192247.0
10625.0
1443.0
13498.0
33118.0
886085.0
204355.0
174476.0
33326.0
141509.0
169219.0
163200.0
40269.0
94.5
74448.4
70750.0
1117469.0
527951.0
80313.0
30375.0
234182.0
32080.0
212568.0
39207.0
1075.0
29814.0
1195.0
95192.0
42
43
44
45
Crystal
103368.0
10000.0
14539.0
Shrijana
1142511.0
97898.0
41720.0
Butwal
1555187.0
126937.0
58763.0
Arun
1607213.0
240000.0
170481.0
41
Capital
40
World
39
1388000.0
181920.0
34279.0
3020353.0
374028.0
45340.0
1161343.0
70000.0
40901.0
27500.0
370416.0
370416.0
237741.0
830140.0
830140.0
215000.0
2194050.0
2194050.0
932734.0
932734.0
(533.0)
61767.0
1666992.0
44543.0
51474.0
5577.0
1500711.0
22810.0
173716.0
629795.0
35281.0
75000.0
11398.0
407362.0
30967.0
55031.0
15407.0
69894.0
103920.0
1388000.0
77145.0
5285.0
101995.0
1115165.0
403884.0
162587.0
37283.0
124677.0
903.0
191032.0
3020353.0
297527.0
11201.0
106507.0
1161343.0
85929.0
265506.0
2301568.0
1612806.0
12735.0
93109.0
483578.0
1643.0
901872.0
1500711.0
46227.0
236063.0
8222.0
99340.0
117393.0
901872.0
109217.0
CMB
38
Om
37
Multipurpose
36
Premie
35
Central
34
Pokhara
33
Janaki
S. N.
32
Nava Durga
Alpic
31
Particulars
1.
1.1
1.2
1.3
1.4
1.5
2.5
2.6
2.7
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b.Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Others
Fixed Assets
Non Banking Assets
Other Assets
3.
Profit and Loss Account
1.6
1.7
2.
2.1
2.2
2.3
2.4
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
1111155.0
77987.0
1053104.0
100025.0
30305.0
40202.0
75000.0
767437.0
767437.0
35000.0
730910.0
730910.0
1470.0
149059.0
1111155.0
105006.0
1493.0
155371.0
1053104.0
283486.0
17801.0
825626.0
226960.0
77561.0
1063.0
59551.0
646821.0
158701.0
8117.0
25739.0
1651.0
444049.0
8564.0
44886.0
81966.0
438076.0
66248.0
37684.0
58790.0
Up to This
Quarter
18360.0
Up to This
Quarter
54634.0
37018.0
17616.0
78.0
3406.0
38749.0
27351.0
11398.0
180.0
2228.0
21100.0
3027.0
4219.0
13854.0
5799.0
8055.0
13806.0
2129.0
2012.0
9665.0
4190.0
5475.0
5521.0
13576.0
5475.0
13576.0
1234.0
3703.0
8639.0
5475.0
498.0
1493.0
3484.0
778524.0
50000.0
79791.0
0.0
0.0
589686.0
589686.0
0.0
0.0
59047.0
778524.0
71982.0
35786.0
0.0
648684.0
6929.0
257159.0
0.0
271076.0
0.0
113520.0
12683.0
0.0
9389.0
Up to This
Quarter
54469.0
23902.0
30567.0
45.0
1512.0
0.0
32124.0
1532.0
1430.0
29162.0
9707.0
19455.0
0.0
14412.0
33867.0
0.0
33867.0
3079.0
9237.0
21551.0
169908.0
773262.0
45307.0
2637.0
1093.0
27168.0
Up to This
Quarter
Up to This
Quarter
35243.0
Up to This
Quarter
1497.0
103368.0
2723.0
20646.0
84330.0
14600.0
5547.0
10000.0
19000.0
35183.0
4094.0
(8425.0)
Up to This
Quarter
74448.4
2122.1
3114.2
7461.3
Up to This
Quarter
Up to This
Quarter
137581.0
28000.0
2223.0
6450.0
95192.0
4746.0
2872.0
10183.0
Up to This
Quarter
1666992.0
104957.0
66466.0
629795.0
75051.0
(39698.0)
103000.0
1331335.0
1331335.0
18460.0
Up to This
Quarter
92532.0
Up to This
Quarter
386734.0
21659.0
13336.0
53415.0
Up to This
Quarter
38359.0
Up to This
Quarter
62682.0
Up to This
Quarter
75249.0
36930.0
38319.0
8947.0
77736.0
56811.0
20925.0
964.0
8682.0
52893.0
38209.0
14684.0
5409.0
1305.0
6718.0
3490.0
3228.0
4.0
1315.0
5578.2
3541.4
2036.8
28.5
375.0
83957.0
54740.0
29217.0
1722.0
7178.0
5733.0
3060.0
2673.0
101.0
2359.0
88763.0
58307.0
30456.0
1030.0
5468.0
30374.0
16006.0
14368.0
44.0
1144.0
78803.0
53192.0
25611.0
4150.0
293.0
140981.0
90820.0
50161.0
158.0
5322.0
46164.0
38450.0
7714.0
112.0
7472.0
47266.0
2674.0
2192.0
42400.0
17380.0
25020.0
30571.0
4091.0
3608.0
22872.0
1188.0
21684.0
21398.0
3494.0
3921.0
13983.0
2058.0
11925.0
4547.0
1783.0
1742.0
1022.0
2440.2
745.1
447.5
1247.7
1362.0
(114.3)
38117.0
7353.0
7440.0
23324.0
1832.0
21492.0
21.0
729.0
22242.0
5133.0
1128.0
1783.0
2222.0
584.0
1638.0
36954.0
4705.0
4544.0
27705.0
5855.0
21850.0
30.0
55641.0
9103.0
12862.0
33676.0
6533.0
27143.0
1005.0
15298.0
2925.0
3193.0
9180.0
3691.0
5489.0
1638.0
21880.0
30054.0
4752.0
6806.0
18496.0
11631.0
6865.0
(153.0)
2035.0
8747.0
28148.0
5489.0
22242.0
2022.0
6066.0
14154.0
1638.0
21880.0
1989.0
5967.0
13924.0
15556.0
3744.0
4497.0
7315.0
1499.0
5816.0
2.0
4383.0
10201.0
2700.0
12901.0
8747.0
795.0
2624.0
5328.0
28148.0
2559.0
7677.0
17912.0
5489.0
499.0
1497.0
3493.0
25020.0
21684.0
11925.0
25020.0
2275.0
6824.0
15921.0
21684.0
1971.0
5914.0
13799.0
11925.0
1084.0
3252.0
7589.0
1022.0
12311.0
13333.0
(5945.0)
7388.0
7388.0
(114.3)
(114.3)
(114.3)
1638.0
12901.0
Ratios
4.1
4.2
4.3
4.4
Capital Fund to RWA
17.4%
Non Performint Loan(NPL) To Total Loan
4.1%
Total Loan Loss Provision to Total NPL
112.1%
Cost of Funds
9.6%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
18.6%
1.2%
127.8%
8.2%
19.7%
10.0%
113.0%
8.1%
28.3%
3.0%
13270.0%
7.0%
14.1%
0.5%
322.0%
10.2%
15.4%
1.5%
168.4%
9.1%
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
78
24.8%
13.3%
107.6%
8.1%
0.2%
0.1%
0.5%
12.6%
1.5%
199.7%
10.4%
31.6%
2.2%
48.3%
12.7%
0.6%
212.9%
12.4%
28.4%
103.7%
8.5%
19.3%
1.0%
197.9%
9.5%
16.8%
2.4%
158.0%
8.6%
11.9%
4.8%
103.7%
Table No. 50
Unaudited Financial Results (Quarterly) Of Finance Companies
Mid-January, 2010 (Poush end, 2066)
53
54
55
56
57
58
59
60
2965134.0
329384.0
47332.0
3675678.0
299892.0
65564.0
1135830.0
125000.0
37073.0
511708.0
50000.0
17721.0
700362.0
100000.0
37614.0
3334732.0
240000.0
72058.0
830612.0
89900.0
38207.0
985069.0
91450.0
16781.0
203422.0
1284909.0
1284909.0
20000.0
763305.0
763305.0
369955.0
369955.0
1519631.0
1519631.0
228427.0
228427.0
320000.0
1872661.0
1872661.0
212000.0
802792.0
802792.0
200000.0
2299546.0
2299546.0
75000.0
3066770.0
3066770.0
210000.0
712257.0
712257.0
25000.0
387668.0
387668.0
50000.0
480372.0
480372.0
130211.0
2853212.0
2853212.0
50000.0
599843.0
599843.0
203250.0
627454.0
627454.0
1420.0
39305.0
1717568.0
54679.0
84762.0
131614.0
1317334.0
711825.0
162689.0
31272.0
14141.0
115865.0
281542.0
116263.0
2133.0
66628.0
1002832.0
21040.0
121760.0
48432.0
742842.0
245413.0
145940.0
64712.0
107269.0
131008.0
48500.0
61531.0
27100.0
319237.0
49445.0
162100.0
2786973.0
412547.0
4609.0
46891.0
1135830.0
124245.0
4796.0
26523.0
511708.0
80616.0
32376.0
700362.0
116780.0
24445.0
2649286.0
1225732.0
231117.0
3360.0
54666.0
751386.0
383025.0
186819.0
16423.0
974296.0
409280.0
133093.0
47653.0
235908.0
92537.0
55825.0
7380.0
39251.0
3334732.0
73435.0
291804.0
70235.0
2656851.0
244570.0
66669.0
115397.0
6745.0
439140.0
1784330.0
182381.0
52662.0
830612.0
169100.0
112400.0
2091781.0
699300.0
318500.0
53400.0
282500.0
280600.0
457481.0
64374.0
1553.0
104318.0
8615.0
80257.0
2965134.0
104973.0
548181.0
42497.0
2171904.0
718851.0
54751.0
47295.0
89065.0
844888.0
417054.0
41992.0
17833.0
150619.0
3675678.0
460789.0
548.0
254888.0
6060.0
142936.0
52290.0
1190529.0
47711.0
13062.0
68966.0
1000833.0
152235.0
2854.0
117103.0
282465.0
Kuber
1190529.0
100000.0
23447.0
Imperial
2786973.0
420000.0
12212.0
Prabhu
319237.0
40000.0
23710.0
Civil
1923488.0
273000.0
70352.0
Shikhar
553373.0
98611.0
6987.0
Everest
1002832.0
109811.0
40955.0
Fewa
1717568.0
147809.0
40703.0
Patan
Sagarmatha
52
IME
51
ICFC
50
Prudential
49
Birgunj
48
Guheshworil
S. N.
47
Royal
46
Particulars
1.
1.1
1.2
1.3
1.4
1.5
2.5
2.6
2.7
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b.Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Others
Fixed Assets
Non Banking Assets
Other Assets
3.
Profit and Loss Account
1.6
1.7
2.
2.1
2.2
2.3
2.4
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
12916.0
Up to This
Quarter
7227.0
Up to This
Quarter
77820.0
553373.0
56333.0
83427.0
327757.0
327757.0
24590.0
5656.0
55610.0
Up to This
Quarter
2016.0
58489.0
1923488.0
42056.0
300207.0
7978.0
1554142.0
240642.0
486370.0
97653.0
300516.0
428961.0
12566.0
6539.0
Up to This
Quarter
56707.0
49185.0
1266.0
736.0
12354.0
Up to This
Quarter
89850.0
65336.0
24514.0
491.0
5845.0
52335.0
33071.0
19264.0
323.0
6766.0
23828.0
16875.0
6953.0
44.0
2167.0
97418.0
55954.0
41464.0
51.0
14673.0
15184.0
9436.0
5748.0
30850.0
4447.0
7376.0
19027.0
26353.0
2070.0
2381.0
21902.0
2209.0
19693.0
239.0
9164.0
1903.0
2344.0
4917.0
19027.0
4024.0
1596.0
24647.0
24647.0
2240.0
6753.0
15654.0
19932.0
19932.0
1812.0
5436.0
12684.0
4917.0
413.0
2344.0
7674.0
7674.0
7674.0
Up to This
Quarter
446176.0
6146.0
53811.0
Up to This
Quarter
55587.0
Up to This
Quarter
354339.0
Up to This
Quarter
13486.0
Up to This
Quarter
423337.0
423337.0
1792.0
5963.0
Up to This
Quarter
112600.0
448793.0
239617.0
26030.0
9531.0
11372.0
72987.0
89256.0
2616.0
19573.0
Up to This
Quarter
1150.0
124762.0
80364.0
44398.0
1944.0
14913.0
66002.0
45346.0
20656.0
1435.0
4353.0
142940.0
95534.0
47406.0
15860.0
3231.0
157240.0
89441.0
67799.0
10915.0
20358.0
56479.0
37341.1
19137.9
577.4
8116.4
32386.0
21483.0
10903.0
3318.0
328.0
34509.0
18311.0
16198.0
181.0
4411.0
56188.0
4860.0
6517.0
44811.0
6000.0
38811.0
6898.0
854.0
1357.0
4687.0
1069.0
3618.0
61255.0
8006.0
11417.0
41832.0
7064.0
34768.0
26444.0
2896.0
3444.0
20104.0
4637.0
15467.0
66497.0
9832.0
14394.0
42271.0
10684.0
31587.0
99072.0
11021.0
14256.0
73795.0
8405.0
65390.0
27831.8
3858.6
6732.2
17241.0
1405.8
15835.2
14549.0
1672.0
1775.0
11102.0
62.0
11040.0
20790.0
2246.0
1775.0
16769.0
(578.0)
17347.0
38811.0
3618.0
34768.0
36.0
15503.0
31587.0
65390.0
15835.2
11040.0
17347.0
38811.0
3528.0
10585.0
24698.0
3618.0
34768.0
3161.0
9482.0
22125.0
15503.0
1409.0
4228.0
9866.0
31587.0
2872.0
8615.0
20100.0
65390.0
5945.0
17834.0
41611.0
15835.2
1439.6
4318.7
10076.9
11040.0
1004.0
3011.0
7025.0
17347.0
1577.0
4731.0
11039.0
3618.0
60026.0
Up to This
Quarter
142498.0
76163.0
66335.0
22064.0
8044.0
(350.0)
96093.0
15989.0
28295.0
51809.0
8749.0
43060.0
(192.0)
618219.0
618219.0
25647.0
17646.0
Up to This
Quarter
5426.0
40708.0
985069.0
26317.0
171376.0
8370.0
730792.0
342732.0
60427.0
24866.0
1979.0
742.0
300046.0
12285.0
715.0
35214.0
Up to This
Quarter
35973.4
29538.2
6435.2
3180.8
6409.7
45150.0
34904.0
10246.0
440.0
6384.0
16025.7
1675.2
1571.3
12779.2
6286.3
6492.9
17070.0
4331.0
6081.0
6658.0
2688.0
3970.0
42868.0
6492.9
3018.0
6988.0
42868.0
3897.0
11691.0
27280.0
6492.9
590.3
1770.8
4131.8
6988.0
635.0
1906.0
4447.0
11.1%
0.0%
2675.6%
6.7%
19.7%
3.2%
129.7%
9.4%
14.3%
1.2%
191.8%
9.6%
Ratios
4.1
4.2
4.3
4.4
Capital Fund to RWA
13.1%
Non Performint Loan(NPL) To Total Loan
1.7%
Total Loan Loss Provision to Total NPL
161.5%
Cost of Funds
9.0%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
21.3%
0.8%
46439.0%
9.3%
27.5%
4.0%
101.3%
22.8%
0.2%
822.0%
8.3%
24.3%
4.0%
123.7%
8.4%
21.1%
0.8%
241.7%
9.2%
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
79
12.3%
0.6%
256.0%
8.9%
16.0%
0.5%
318.1%
8.6%
14.0%
1.0%
122.0%
7.9%
16.3%
0.4%
724.6%
10.8%
16.2%
3.3%
98.3%
10.2%
22.5%
0.3%
592.1%
9.9%
Particulars
1.
1.1
1.2
1.3
1.4
1.5
1.6
1.7
2.
2.1
2.2
2.3
2.4
2.5
2.6
2.7
3.
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b.Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Others
Fixed Assets
Non Banking Assets
Other Assets
Profit and Loss Account
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
74
647778.0
104000.0
16597.0
495461.0
56000.0
26576.0
124531.0
20400.0
4230.0
594743.0
96200.0
16101.0
2550723.0
146487.0
39518.0
621956.8
112500.0
26463.1
490033.4
60000.0
26115.3
82751.0
10134.0
2139.0
1300857.0
150000.0
30402.0
279307.0
60000.0
4513.0
787818.0
71417.0
20403.0
512194.2
60000.0
10474.2
792243.0
70000.0
16683.0
30000.0
454784.0
454784.0
85000.0
322229.0
322229.0
91403.0
91403.0
59000.0
376303.0
376303.0
373738.0
1907510.0
1907510.0
472939.6
472939.6
399926.7
399926.7
66456.0
66456.0
20925.0
1070726.0
1070726.0
12430.0
196809.0
196809.0
60000.0
620216.0
620216.0
100000.0
326910.5
326910.5
160000.0
508497.0
508497.0
42397.0
647778.0
65513.0
5656.0
495461.0
86602.0
821.0
7677.0
124531.0
11595.0
47139.0
594743.0
30217.0
10054.1
621956.8
109903.7
1161.6
2829.9
490033.4
22577.9
60703.4
300.0
501607.0
15782.0
787818.0
114375.0
88621.0
3210.0
555441.0
158256.0
125587.0
76237.0
75850.0
51663.0
67848.0
5812.0
37063.0
792243.0
216007.0
15100.0
94641.0
1463.0
27341.0
1300857.0
41952.0
312128.0
10804.0
921798.0
14809.5
512194.2
45346.0
18903.0
376503.0
4022.0
82751.0
3678.0
14839.0
2500.0
59866.0
5555.0
279307.0
27816.0
14799.0
548908.0
177065.0
33623.0
600.0
271140.0
22400.0
44080.0
6391.0
83470.0
2550723.0
165500.0
406300.0
18043.0
1816412.0
229804.0
185414.0
41909.0
88913.0
172371.0
1098001.0
128398.0
25100.0
422173.2
117290.2
31493.6
14264.6
74149.1
96010.7
88964.9
4584.6
9000.0
548864.0
160212.0
91331.0
51141.0
42895.0
186208.0
17077.0
7465.0
12167.0
Up to This
Quarter
4784.0
376503.0
8247.0
5206.0
Up to This
Quarter
4052.0
65862.0
19943.0
490.0
2705.0
Up to This
Quarter
501607.0
4959.0
57660.0
Up to This
Quarter
16070.0
Up to This
Quarter
30000.0
474247.9
93375.0
35306.0
3987.4
98430.4
173378.2
69770.9
3197.1
397578.2
34821.0
9866.0
397578.2
3408.2
4608.0
Up to This
Quarter
5765.8
Up to This
Quarter
15179.0
760.0
1108.0
Up to This
Quarter
921798.0
11716.0
2459.0
Up to This
Quarter
69796.0
171525.0
67186.0
30469.0
12445.0
46556.0
14869.0
5428.0
4742.0
Up to This
Quarter
20359.0
Up to This
Quarter
39781.0
24523.0
15258.0
624.0
4838.0
25715.0
12042.0
13673.0
5872.0
1288.0
5757.0
2747.0
3010.0
181.0
380.0
26875.0
19910.0
6965.0
2316.0
3713.0
109958.0
74751.0
35207.0
2576.0
19413.0
35250.6
17480.0
17770.6
39.9
3010.0
20724.3
14308.9
6415.4
192.4
5679.5
4101.0
1648.0
2453.0
235.0
787.0
59572.0
38396.0
21176.0
1952.0
5911.0
13924.0
8292.0
5632.0
219.0
1391.0
40933.0
25765.0
15168.0
20720.0
2709.0
3791.0
14220.0
7669.0
6551.0
20833.0
2452.0
4000.0
14381.0
2733.0
11648.0
3571.0
1048.0
394.0
2129.0
1008.0
1121.0
12994.0
2125.0
2214.0
8655.0
8655.0
57196.0
6171.0
7311.0
43714.0
11488.0
32226.0
20820.5
2233.5
2233.5
16353.4
1630.1
14723.4
12287.3
1859.2
2541.2
7886.9
1427.7
6459.2
3475.0
792.0
432.0
2251.0
304.0
1947.0
29039.0
2933.0
4351.0
21755.0
2734.0
19021.0
7242.0
1740.0
2883.0
2619.0
958.0
1661.0
6551.0
11648.0
1121.0
8655.0
32226.0
14723.4
6459.2
1947.0
19021.0
6551.0
595.0
1787.0
4169.0
11648.0
1121.0
8655.0
11648.0
8655.0
32226.0
2930.0
8789.0
20507.0
14723.4
1338.5
4015.5
9369.4
6459.2
587.2
1761.6
4110.4
1947.0
321.0
800.0
19021.0
1729.0
5187.0
12105.0
1947.0
14990.4
Up to This
Quarter
Capital Fund to RWA
21.4%
Non Performint Loan(NPL) To Total Loan
0.1%
Total Loan Loss Provision to Total NPL
2386.4%
Cost of Funds
9.3%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
0.0
0.0
0.0
0.0
10907.0
Up to This
Quarter
5072.0
27453.4
15220.3
12233.1
494.6
2040.5
34724.0
22102.0
12622.0
40.0
2773.0
20240.0
2812.0
3109.0
14319.0
813.0
13506.0
14768.2
2048.9
3502.9
9216.4
1408.8
7807.6
15435.0
1983.0
3131.0
10321.0
658.0
9663.0
268.0
1929.0
13506.0
7807.6
1929.0
175.0
526.0
1228.0
13506.0
1228.0
3684.0
8594.0
7807.6
710.0
2129.0
4968.6
542652.0 211830.0
140000.0 102000.0
15369.0
552.0
5000.0
369529.0
369529.0
0.0
0.0
424961.0
173557.0
32986.0
25196.0
30552.0
43475.0
119195.0
5913.0
Up to This
Quarter
24335.0
16538.0
7797.0
3.0
6720.0
20.1%
4.3%
122.3%
11.1%
0.0%
3.1%
8.7%
27.0%
0.0%
0.2%
8.0%
20.7%
0.1%
1021.9%
8.5%
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
* Data not available.
80
18.2%
1.6%
163.1%
19.2%
0.1%
1371.0%
33.7%
0.9%
207.2%
7.9%
17.4%
0.2%
717.6%
8.9%
16.7%
0.1%
1097%
10.5%
50000.0
92530.0
37482.0
1163.0
3359.0
4062.0
12150.0
34314.0
6007.0
9622.0
Up to
This
Quarter
3351.0
1290.0
2061.0
1427.0
0.0
3488.0
1234.0
2236.0
18.0
1206.0
(1188.0)
9663.0
0.0
8227.0
(1188.0)
9663.0
878.0
2635.0
6150.0
0.0
8227.0
748.0
2244.0
5235.0
(1188.0)
0.0
0.0
At the End
of This
Quarter
20.0%
0.4%
359.5%
15000.0
92146.0
92146.0
2244.0
10510.0
2132.0
542652.0 211830.0
78905.0
53671.0
32873.0
Up to This
Quarter
76
14520.0
2390.0
2907.0
9223.0
996.0
8227.0
Ratios
4.1
4.2
4.3
4.4
75
Jebils
73
Subhalaxmi
72
Swostik *
71
Unique
70
Zenieth
69
SFCL
Api
68
Kaski
67
Nameste
66
Loard
65
Reliable
64
Hama
63
Seti
62
Valley
S. N.
Nepal Express
61
Manju
Table No. 50
Unaudited Financial Results (Quarterly) Of Finance Companies
Mid-January, 2010 (Poush end, 2066)
18.7%
0.0%
0.0%
9.5%
35.7%
0.1%
1400.5%
10.9%
(1188.0)
At the
End of
This
Quarter
81.1%
0.0%
0.0%
9.1%
Particulars
1.
1.1
1.2
1.3
1.4
1.5
1.6
1.7
2.
2.1
2.2
2.3
2.4
2.5
2.6
2.7
3.
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances
a. Real Estate Loan
b.Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/TR Loan/WC Loan
f. Others
Fixed Assets
Non Banking Assets
Other Assets
Profit and Loss Account
3.1 Interest Income
3.2 Interest Expense
A. Net Interest Income (3.1 - 3.2)
3.3 Fees, Commission and Discount
3.4 Other Operating Income
3.5 Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+ 3.3+ 3.4 + 3.5)
3.6 Staff Expenses
3.7 Other Operating Expenses
C. Operating Profit Before Provision (B. -3.6-3.7)
3.8 Provision for Possible Losses
D. Operating Profit (C. -3.8)
3.9 Non Operating Income / Expenses (Net)
3.10 Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D+3.9+3.10)
3.11 Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E. + 3.11)
3.12 Provision for Staff Bonus
3.13 Provision for Tax
G. Net Profit/Loss (F. - 3.12-3.13)
4.
78
Rs.In "000"
Reliance
S. N.
77
Narayan Natl.
Table No. 50
Unaudited Financial Results (Quarterly) Of Finance Companies
Mid-January, 2010 (Poush end, 2066)
Total
2659747.0
433325.0
187038.0
275208.0
140000.0
108.0
40000.0
1799301.0
1799301.0
130217.0
130217.0
200083.0
2659747.0
314976.0
231128.0
1897005.0
228356.0
564145.0
39156.0
141838.0
923510.0
81051.0
4399.0
131188.0
4.1
4.2
4.3
4.4
* Data not available.
81
4436.0
Up to This
Quarter
127645.0
66366.0
61279.0
166.0
11701.0
2244651.0
790563.0
1454088.0
190770.0
2289862.0
73146.0
8134.0
7356.0
57656.0
2074.0
55582.0
1416.0
3934720.0
638494.0
1540643.1
1755582.9
1585438.6
170144.4
56998.0
(234.0)
56764.0
5160.0
15481.0
36123.0
170144.4
Capital Fund to RWA
28.6%
Non Performint Loan(NPL) To Total Loan
1.2%
Total Loan Loss Provision to Total NPL
218.6%
Cost of Funds
7.4%
Note:- Total NPL Percent is Based on Gross Loan of Banks.
# Total ratios are calculated on simple average
except for NPL for which weighted average is applied.
7980.0
Up to This
Quarter
At the
End of
This
Quarter
Ratios
4883.0
275208.0
4404.0
96845.0
3000.0
158543.0
26602.0
30888.0
3300.0
97753.0
170144.4
15467.0
46403.2
108274.2
97633634.1
13474139.0
3351709.3
46652.0
5371616.0
67728634.0
67728634.0
0.0
231763.1
7429120.7
97633634.1
8683577.5
4895563.4
3944214.5
73736023.7
16946081.3
10700947.8
1786180.5
7989986.5
8653138.9
27618108.7
2988834.9
245023.4
3140396.6
Up to This
Quarter
6826697.9
3617107.9
3209590.0
333682.5
2680208.1
(346.0)
6223134.7
954889.6
1904598.8
3363646.4
2015418.2
1348228.2
(44080.0)
412229.0
1716377.2
11390.0
1727767.2
126947.5
381491.8
1219327.9
At the End At the End of
of This
This Quarter
Quarter
#
73.7%
0.0%
0.0%
9.8%
25.05%
1.98%
1669.42%
8.91%
Table No. 51
NPL Status of FINANCE COMPANIES
Mid-January, 2010
Rs. in Thousand
S.No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
Name Of Finance Companies
Nepal Housing Development Finance Co.Ltd.
Nepal Finance Co.Ltd.
NIDC Capital Markets Ltd.
Annapurna Finance Co.Ltd.
Nepal Share Markets and Finance Ltd.
Peoples Finance Ltd.
Mercentile Finance Co. Ltd.
Kathmandu Finance Ltd.
Himalaya Finance Ltd.
Union Finance Ltd.
Gorkha Finance Ltd.
Paschhimanchal Finance Co.Ltd.
Nepal Housing & Merchant Finance Ltd.
Universal Finance Ltd.
Samjhana Finance Co. Ltd.
Goodwill Finance Ltd.
Siddhartha Finance Ltd.
Shree Investment & Finance Co. Ltd.
Lumbini Finance & Leasing Co. Ltd.
Investa Finance Ltd.
Yeti Finance Co. Ltd.
Standard Finance Ltd.
International Leasing & Finance Co. Ltd.
Mahalaxmi Finance Co. Ltd.
Lalitpur Finance Co. Ltd.
Bhajuratna Finance & Saving Co. Ltd.
United Finance Ltd.
General Finance Ltd.
Nepal Shreelanka Merchant Banking & Finance Ltd.
Merchant Finance Co. Ltd.
Alpic Everest Finance Ltd.
Nava Durga Finance Co.Ltd.
Janaki Finance Ltd.
Pokhara Finance Ltd.
Central Finance Co. Ltd.
Premier Finance Co. Ltd.
Arun Finance & Saving Co. Ltd.
Multipurpose Finance Co. Ltd
Butwal Finance Co. Ltd.
Shrijana Finance Ltd.
Om Finance Ltd.
CMB Finance Ltd.
World Merchant Banking & Finance Ltd.
Capital Merchant Banking & Finance Ltd.
Crystal Finance Ltd.
Royal Merchant Banking & Finance Ltd.
Guheshwori Merchant Banking & Finance Ltd.
Patan Finance Ltd.
Fewa Finance Ltd.
Everest Finance Co. Ltd.
Birgunj Finance Ltd.
Prudential Finance Company Ltd
ICFC Finance Ltd.
IME Financial Institution Ltd.
Sagarmatha Merchant Banking and Finance Co. Ltd
Shikhar Finance Ltd.
Civil Merchant Bittiya sanstha Ltd.
Prabhu Finance Co. Ltd.
Imperial Finance Ltd.
Kuber Merchant Bittiya sanstha Ltd.
Nepal Express Finance Ltd.
Valley Finance Ltd.
Seti Bittiya sanstha Ltd.
Hama Merchant & Finance Ltd.
Reliable Finance Ltd.
Loard Buddha Finance Ltd.
Api Finance Ltd.
Nameste Bitiya Sanstha Limited.
Kaski Finance Limited
Suryadarshan Financial Co. Ltd.
Zenith Finance Ltd.
Unique Financial Institution Ltd.
Manjushree Financial Institution Ltd.
Swostik Merchant Finance Company Ltd.
Subhalaxmi Finance Ltd.
Jebil`s Finance Ltd.
Narayani National Finance Ltd.
Reliance Finance Ltd.
Total
N/A = Data not available
82
Total Loan
502,044.00
628,309.39
994,054.00
2,834,964.00
4,393,432.00
1,013,019.00
47,619.00
439,613.00
425,025.00
1,101,643.00
422,443.00
1,050,743.00
1,274,007.00
1,084,472.00
342,359.00
1,098,129.00
809,855.00
1,143,792.69
1,451,207.00
76,851.00
605,943.00
1,763,710.00
3,072,250.00
1,296,671.00
2,226,999.00
198,159.00
1,807,918.00
707,804.00
41,580.00
164,882.00
825,626.00
646,821.00
648,684.00
1,441,392.00
1,244,143.00
886,085.00
84,330.00
74,448.37
1,117,469.00
95,192.00
1,500,711.00
407,362.00
1,115,165.00
2,301,568.00
901,872.00
1,317,334.00
742,842.00
327,757.00
1,554,142.00
254,888.00
2,091,781.00
1,000,833.00
2,171,904.00
2,649,286.00
974,296.00
423,337.00
448,793.00
2,656,851.00
618,219.00
730,792.00
548,908.00
376,503.00
94,641.00
501,607.00
1,816,412.00
474,247.93
397,578.17
59,866.00
921,798.00
171,525.00
555,441.00
422,173.19
548,864.00
424,961.00
92,530.00
1,897,005.00
158,543.00
73,736,023.74
Total NPL
19,429.10
13,194.50
47,615.19
48,194.39
83,475.21
18,842.15
N/A
8,528.49
7,522.94
10,465.61
24,374.96
44,656.58
60,260.53
10,627.83
13,009.64
13,506.99
19,922.43
7,777.79
66,610.40
13,571.89
18,178.29
8,113.07
97,697.55
14,911.72
52,779.88
8,025.44
17,175.22
27,392.01
24,881.47
15,795.70
34,098.35
7,761.85
64,608.93
42,809.34
5,598.64
13,025.45
11,241.19
74.45
16,650.29
2,122.78
9,604.55
115,487.13
11,151.65
56,158.26
43,199.67
21,999.48
5,719.88
13,208.61
2,952.87
10,093.56
15,688.36
6,405.33
10,207.95
25,698.07
3,507.47
13,843.12
1,481.02
1,036.17
19,906.65
8,915.66
439.13
1,430.71
N/A
21,518.94
90.82
8.54
318.06
933.91
719.00
1,578.03
888.71
422.17
N/A
339.97
22,953.76
1,462,435.44
% of NPL
3.87
2.10
4.79
1.70
1.90
1.86
1.94
1.77
0.95
5.77
4.25
4.73
0.98
3.80
1.23
2.46
0.68
4.59
17.66
3.00
0.46
3.18
1.15
2.37
4.05
0.95
3.87
59.84
9.58
4.13
1.20
9.96
2.97
0.45
1.47
13.33
0.10
1.49
2.23
0.64
28.35
1.00
2.44
4.79
1.67
0.77
4.03
0.19
3.96
0.75
0.64
0.47
0.97
0.36
3.27
0.33
0.04
3.22
1.22
0.08
0.38
4.29
0.01
0.00
0.08
1.56
0.08
0.92
0.16
0.10
0.08
1.21
1.98
Table No. 52
List of Class C Licensed Financial Institutions (Finance Companies)
Mid - January, 2010
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
Names
Operation Date (A.D.)
Nepal Housing Development Finance Co.Ltd.
Nepal Finance Co.Ltd.
NIDC Capital Markets Ltd.
Annapurna Finance Co.Ltd.
Nepal Share Markets and Finance Ltd.
Peoples Finance Ltd.
Mercentile Finance Co. Ltd.
Kathmandu Finance Ltd.
Himalaya Finance Ltd.
Union Finance Ltd.
Gorkha Finance Ltd.
Paschhimanchal Finance Co.Ltd.
Nepal Housing & Merchant Finance Ltd.
Universal Finance Ltd.
Samjhana Finance Co. Ltd.
Goodwill Finance Ltd.
Siddhartha Finance Ltd.
Shree Investment & Finance Co. Ltd.
Lumbini Finance & Leasing Co. Ltd.
Investa Finance Ltd.
Yeti Finance Ltd.
Standard Finance Ltd.
International Leasing & Finance Co. Ltd.
Mahalaxmi Finance Ltd.
Lalitpur Finance Ltd.
Bhajuratna Finance & Saving Co. Ltd.
United Finance Ltd.
General Finance Ltd.
Nepal Shreelanka Merchant Banking & Finance Ltd.
Merchant Finance Co. Ltd.
Alpic Everest Finance Ltd.
Nava Durga Finance Co.Ltd.
Janaki Finance Company Ltd.
Pokhara Finance Ltd.
Central Finance Ltd.
Premier Finance Co. Ltd.
Arun Finance Ltd.
Multipurpose Finance Co. Ltd
Butwal Finance Ltd.
Shrijana Finance Ltd.
Om Finance Ltd.
CMB Finance Ltd.
World Merchant Banking & Finance Ltd.
Capital Merchant Banking & Finance Ltd.
Crystal Finance Ltd.
Royal Merchant Banking & Finance Ltd.
Guheshwori Merchant Banking & Finance Ltd.
Patan Finance Ltd.
Fewa Finance Ltd.
Everest Finance Co. Ltd.
Birgunj Finance Ltd.
Prudential Finance Company Ltd
ICFC Finance Ltd.
IME Financial Institution Ltd.
Sagarmatha Merchant Banking and Finance Ltd
Shikhar Finance Ltd.
Civil Merchant Bittiya sanstha Ltd.
Prabhu Finance Co. Ltd.
Imperial Finance Ltd.
Kuber Merchant Finance Ltd.
Nepal Express Finance Ltd.
Valley Finance Ltd.
Seti Bittiya Sanstha Ltd.
Hama Merchant & Finance Ltd.
Reliable Finance Ltd.
Lord Buddha Finance Ltd.
Api Finance Ltd.
Nameste Bitiya Sanstha Limited.
Kaski Finance Limited
Suryadarshan Finance Co. Ltd.
Zenith Finance Ltd.
Unique Financial Institution Ltd.
Manjushree Financial Institution Ltd.
Swastik Merchant Finance Company Ltd.
Subhalaxmi Finance Ltd.
Jebils Finance Ltd.
Narayani National Finance Ltd.
Reliance Finance Ltd.
1992/03/08
1993/01/06
1993/03/11
1993/09/30
1993/10/19
1993/04/15
1994/11/10
1994/11/10
1993/11/11
1995/12/12
1995/03/12
1995/04/09
1995/04/11
1995/04/27
1995/05/03
1995/05/16
1995/05/25
1995/06/01
1995/06/26
1995/07/17
1995/07/23
1995/07/23
1995/10/31
1995/11/26
1995/12/12
1996/01/09
1996/01/25
1996/02/02
1996/02/04
1996/01/02
1996/07/16
1997/02/09
1997/03/07
1997/03/16
1997/04/14
1997/05/08
1997/08/17
1998/03/25
1998/06/21
1999/12/14
2000/09/17
2000/11/20
2001/08/10
2002/02/01
2002/02/13
2002/02/14
2002/06/13
2002/06/23
2003/04/30
2003/07/02
2003/09/28
2003/06/06
2003/06/15
2005/01/08
2005/08/29
2005/09/15
2005/09/18
2006/02/16
2006/03/08
2006/03/24
2006/05/04
2006/05/11
2006/06/07
2006/06/16
2006/09/06
2006/11/19
2007/04/25
2007/07/07
2007/07/30
2007/07/30
2007/10/08
2007/10/12
2007/10/15
2007/10/16
2007/11/11
2009/10/28
2009/11/01
2009/12/03
83
Head Office
Bijulibazar, Kathmandu
Kamaladi Mode, Kathmandu
Kamalpokhari, Kathmandu
Chipledhunga, Pokhara
Ramshahapath, Kathmandu
Tripureshwor, Kathmadu
Birgunj, Parsa
Dillibazar, Kathmandu
Sundhara, Kathmandu
Kamaladi, Kathmandu
Hattisar, Kathmandu
Butawal, Rupandehi
Dillibazar, Kathmandu
Kantipath, Kathmandu
Banepa, Kavre
Hattisar, Kathmandu
Siddarthanagar, Rupandehi
Dillibazar, Kathmandu
Thamel, Kathmandu
Birgunj, Parsa
Hetauda, Makawanpur
Naxal, Kathmandu
Naya Baneshwor, Kathmandu
Putalisadak, Kathmandu
Lagankhel, Lalitpur
Kantipath, Kathmandu
Durbarmarg, Kathmandu
Chabahil, Kathmandu
Kamaladi, Kathmandu
Newroad, Kathmandu
Kathmandu Mall, Kathmandu
Itachhe, Bhaktapur
Janakpurdham, Dhanusha
Gairapatan, Pokhara
Kupondole, Lalitpur
Kumaripati, Lalitpur
Dharan, Sunsari
Rajbiraj, Saptari
Butawal, Rupandehi
Biratnagar, Morang
New Road, Pokhara
Jamal, Kathmandu
Hetauda, Makawanpur
Battisputali, Kathmandu
Bag Durbar, Kathmandu
Durbarmarg, Kathmandu
Pulchowk, Lalitpur
Pulchowk, Lalitpur
Chipledhunga, Pokhara
Siddarthanagar, Rupandehi
Kamaladi, Kathmandu
Dillibazar, Kathmandu
Bhatbhateni, Kathmandu
Pani Pokhari, Kathmandu
Manvawan, Lalitpur
Thapathali, Kathmandu
Kuleshwor, Kathmandu
Lainchaur, Kathmandu.
Thapathali, Kathmandu.
Kamalpokhari, Kathmandu
Sundhara, Kathmandu
Maharajganj, Kathmandu
Tikapur, Kailali
Tripureshwor, Kathmandu
Sundhara, Kathmandu
Phasikeb, Kathmandu
B.P. Chowk, Pokhara
Ghorahi, Dang
Pokhara, Kaski
New Baneshor, Kathmandu
Newroad, Kathmandu
Putalisadak, Kathmandu
New Baneshor, Kathmandu
Khichapokhari, Kathmandu
Naxal, Kathmandu
New Road, Kathmandu
Kalikasthan, Kathmandu
Pradarsani Marg, Kathmandu
Telephone No.
Fax No.
4780259
4220031
4423219
061-522671
4252332
4260991
051-526874
4430527
4259376
4241648/49
4438647
071-541609
4430528
4240998
011-664561
4444039
071-521478
4426146
4423443
051-690897
057-520822
4444754
4782010
4224179
5523850
4249534
4241648
4484753
4440300
4421244
4150301
6612999
041-521586
061-531145
5544517
5521223
025-523185
031-521170
071-544288
021-440536
061-532600
4223154
057-521129
4469702
4218269
4242900
5550406
5009523
061-538300
071-526507
4222730
4445988
4425292
4002505
5547841
4100525
4289524
4442364
4101518
4416854
4268056
4721359
091-560950
4249503
4218989
4212770
061-528325
082-561659
061-523011
4785211
4233405
4440956
4782517
4233517
4441734
4220426
4435314
4261104
4782753
4241237
4423401
061-525797
4248845
4262405
051-521673
4437403
4250172
4241645
4429096
071-541924
4436183
4245895
011-664716
4443414
071-523272
4421779
4425655
051-529377
057-521842
4435833
4782267
4230664
5531916
4261316
4241645
4484754
4441034
4246403
4150304
6611999
041-523340
061-531610
5540842
5550412
025-524450
031-521980
071-548711
021-440481
061-532800
4232678
057-523229
4496321
4219058
4231347
5536169
5009521
061-538738
071-526508
4222882
4446453
4425294
4002502
5535419
4100527
4289596
4442545
4101522
4416836
4268332
4721216
091-560966
4250245
4218997
4216825
061-528324
082-561559
061-523699
4785213
4233208
4440938
4782534
4233519
4441736
4220402
4430374
4220698
Table No. 53
Sources & Uses of Funds of RURAL DEVELOPMENT BANKS
(AGGREGATE)
SOURCES AND USES
1
2
3
4
6
7
8
1
2
3
4
5
6
8
9
10
11
12
13
CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves
1. Ex.Eq.Fund
2. Other
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL LIABILITIES
LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. in Foreign banks
C.Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
1.1 Non Residents
2.Others
LOANS & ADVANCES
a. Govt. Entp.
i. Financial
ii. Non-Finan.
b. Pvt. Sector
BILL PURCHED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
OTHER ASSETS
a. Accrued Interests
Govt. Entp.
Private Sector
c. Staff Loan & Advances
d. Sundry Debtors
e. Cash In Transit
f. Others
Expenses not Written off
Non Banking Assets
Reconcillation Account
Profit & Loss A/c
TOTAL ASSETS
Mid -July
2004
2005
3172.7
3039.2
2985.0
2985.0
17.9
30.4
2001
3075.3
2985.0
26.3
2002
3080.9
2985.0
27.1
2003
3032.4
2985.0
24.5
64.0
68.8
22.9
169.8
23.8
10706.4
100.0
11810.0
322.9
13248.7
394.4
14719.6
0.0
16758.5
0.0
10606.4
11487.0
12854.3
0.0
0.0
2833.6
3410.7
4515.6
4736.2
4398.0
2006
3163.0
2985.0
167.0
2007
3384.0
2985.0
218.0
4.0
7.0
181.0
7.0
23037.0
280.0
9396.0
0.0
13361.0
1072.8
18.6
1489.7
167.3
1915.8
17.6
2458.8
66.3
2835.2
834.9
1389.0
109.0
109.0
1054.1
1322.4
1898.3
1271.6
1847.2
1113.0
1113.0
181.0
27806.0
976.0
8079.0
0.0
18751.0
0.0
5179.0
0.0
0.0
0.0
5136.0
5136.0
0.0
15.0
15.0
0.0
0.0
28.0
0.0
3148.0
10.0
771.0
216.0
2151.0
63.0
75.0
39655.0
1975.0
181.0
181.0
0.0
1508.0
144.0
144.0
0.0
957.0
802.0
1120.9
153.2
167.0
407.0
1446.0
1446.0
286.0
286.0
4998.0
0.0
4788.0
4788.0
0.0
0.0
0.0
0.0
0.0
0.0
210.0
3297.5
1975.1
2274.6
2853.9
4032.3
3297.5
1975.1
2274.6
2853.9
4032.3
54.1
19966.9
1217.4
144.6
(1209.8) (1017.0) (1854.3)
224.1
19067.0 22054.2 23628.0 28452.0
1667.6
2113.2
2570.8
2943.7
177.9
197.4
112.0
108.5
3766.0
9.0
343.0
183.0
3231.0
798.0
431.0
36193.0
3002.0
167.0
167.0
75.0
75.0
75.0
75.0
75.0
75.0
0.0
0.0
0.0
0.0
0.0
3806.5
4586.5
5298.8
5798.8
6605.7
11486.0
3806.5
10002.8
4586.5
11458.9
5298.8
13090.8
5798.8
13584.1
6605.7
14660.2
11486.0
16165.0
15418.0
0.0
15418.0
17710.0
0.0
0.0
0.0
0.0
0.0
10002.8
11458.9
13090.8
13584.1
14660.2
16165.0
17710.0
0.0
0.0
0.0
0.0
0.0
3236.3
0.0
1279.1
0.0
1476.4
0.0
1674.3
0.0
2207.7
0.0
138.0
2461.0
0.0
0.0
149.0
1909.0
291.0
0.0
291.0
0.0
0.0
2461.0
0.0
21.0
29.0
1568.0
0.0
731.0
2210.0
36193.0
2494.0
39655.0
3236.3
1279.1
1476.4
1674.3
2207.7
1628.7
19966.6
0.0
19067.0
0.0
22054.2
0.0
23628.0
2034.6
28452.0
84
(Rs. in Lakh)
Mid- Jan
2008
2009
2010
3077.0
4183.0
4064.4
3085.0
3445.0
3445.0
255.0
519.8
403.6
0.0
0.0
0.0
(537.0)
35.2
32.8
274.0
183.0
183.0
0.0
0.0
0.0
274.0
183.0
183.0
30716.0 30550.6 31164.9
364.0
1094.2
1052.2
0.0 17057.9 17017.7
0.0
0.0
0.0
30352.0 12398.5 13095.0
0.0
0.0
0.0
5916.0
6489.3
6687.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5916.0
3359.1
3250.5
5916.0
2913.0
3250.5
0.0
0.0
0.0
0.0
56.7
56.7
0.0
56.7
56.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3073.6
3380.6
0.0
0.0
0.0
2854.0
5190.0
5616.4
35.0
135.2
203.4
635.0
1866.8
1848.1
714.0
1350.5
1392.6
1470.0
1837.4
2172.2
1010.0
1107.8
253.4
0.0
194.0
1013.3
43573.0 47714.7 48800.2
2064.0
3443.5
3078.1
287.0
411.2
198.7
287.0
411.2
198.7
0.0
0.0
0.0
1751.0
2231.4
2616.5
124.0
86.4
161.9
124.0
41.3
116.8
0.0
0.0
0.0
937.0
2145.0
2454.6
937.0
2145.0
2454.6
0.0
0.0
0.0
690.0
0.0
0.0
0.0
0.0
0.0
26.0
800.9
262.9
26.0
800.9
262.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
17135.0 13655.5 12492.1
0.0
0.0
0.0
17135.0 13655.5 12492.1
19687.0 23444.5 26056.5
0.0
0.0
0.0
0.0
2571.4
9185.6
0.0 20873.1 16870.9
19687.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
154.0
261.5
284.0
2041.0
3579.8
3711.2
0.0
1526.9
1453.7
0.0
1027.9
1064.4
0.0
498.9
389.3
125.7
130.4
27.0
807.4
1084.1
24.0
35.7
36.6
1990.0
1084.1
1006.5
0.0
0.0
0.0
0.0
0.0
0.0
961.0
942.8
788.5
1531.0
2387.3
2389.8
43573.0 47714.8 48800.2
Table No. 54
Sources & Uses of Fund RURAL DEVELOPMENT BANK
Mid-January, 2010
(Rs. In Lakh)
PUGBB
1
1 CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves
1. Ex.Eq.Fund
2. Other
2 BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4 Bills Payable
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
7 Profit & Loss A/c
TOTAL LIABILITIES
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. in Foreign banks
C.Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
1.1 Non Residents
2.Others
4 LOANS & ADVANCES
a. Govt. Entp.
b. Financial Institutions
c. Pvt. Sector
5 BILL PURCHED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
8 OTHER ASSETS
a. Accrued Interests
Govt. Entp.
Private Sector
b. Sundry Debtors
c. Staff Loan/Adv.
d. Cash In Transit
e. Others
9 Expenses not Written off
10 Non Banking Assets
11 Reconcillation Account
12 Profit & Loss A/c
TOTAL ASSETS
MGBB
2
PAGBB
3
MPGBB *
4
SPGBB
5
TOTAL
791.4
600.0
191.4
1075.0
1000.0
72.5
780.9
660.0
88.0
818.5
600.0
38.1
598.6
585.0
13.6
0.0
2.4
32.8
0.1
180.4
0.0
2240.2
201.1
2039.0
2.4
8421.3
478.3
7437.6
0.1
5520.0
216.4
180.4
7721.2
156.3
7541.1
7262.2
505.4
5303.6
23.8
1677.0
1521.1
1859.5
1146.8
483.4
1677.0
1677.0
0.0
0.0
1090.1
1090.1
483.4
483.4
0.0
0.0
0.0
56.7
56.7
0.0
1521.1
1859.5
593.9
21.7
94.7
68.7
408.8
241.2
900.1
67.5
378.3
320.6
133.7
15.6
8.0
10610.2
520.7
27.6
27.6
1838.3
13.7
510.3
885.9
428.4
7262.2
1126.0
10856.5
438.3
32.7
32.7
11852.5
962.5
53.6
53.6
1158.2
100.5
582.9
117.5
357.2
-3.3
205.1
9520.4
979.9
62.9
62.9
405.6
50.8
50.8
908.9
27.4
27.4
917.0
5.0
5.0
230.3
45.1
154.8
33.7
33.7
354.8
354.8
881.5
881.5
912.0
912.0
185.2
185.2
121.1
121.1
0
0
0
262.91
262.9
0
0
0
0
0
0
8.0
4230.0
1200.6
6230.5
823.0
8.0
9754.2
4230.0
5644.3
1200.6
6614.3
0
6614.3
6230.5
2571.4
823.0
1472.4
9754.2
0
5644.3
0
0
0
1472.4
0
0
0
0
0
0
70.8
585.3
0
98.5
534.8
68.65
50.0
675.7
8.27
8.3
22.5
1184.2
909.87
909.9
281.9
844.1
2571.4
68.7
39.7
157.8
15.7
492.6
19.0
566.3
268.8
159.1
42.2
731.2
466.88
146.3
320.6
73.3
173.0
8.8
9.2
10856.5
382.4
11852.5
9520.4
514.1
10610.2
* Figures related to Mid-July, 2009.
85
800.2
5960.6
176.8
21.9
21.9
1.8
260.7
8.8
3.1
788.5
1493.3
5960.6
4064.4
3445.0
403.6
0.0
32.8
183.0
0.0
183.0
31164.9
1052.2
17017.7
0.0
13095.0
0.0
6687.7
0.0
0.0
0.0
3250.5
3250.5
0.0
56.7
56.7
0.0
0.0
3380.6
0.0
5616.4
203.4
1848.1
1392.6
2172.2
253.4
1013.3
48800.2
3078.1
198.7
198.7
0.0
2616.5
161.9
116.8
0.0
2454.6
2454.6
0.0
0.0
0.0
262.9
262.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
12492.1
0.0
12492.1
26056.5
0.0
9185.6
16870.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
284.0
3711.2
1453.7
1064.4
389.3
130.4
1084.1
36.6
1006.5
0.0
0.0
788.5
2389.8
48800.2
Table No.55
Sources & Uses of Funds of MICRO FINANCE DEVELOPMENT BANKS
(AGGREGATE)
SOURCES AND USES
1
2
3
4
6
7
8
1
2
3
4
5
6
8
9
10
11
12
13
CAPITAL FUND
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves
1. Ex.Eq.Fund
2. Other
BORROWINGS
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
DEPOSITS
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
Bills Payable
Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
Reconcillation A/c
Profit & Loss A/c
TOTAL LIABILITIES
LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. in Foreign banks
C.Money at Call
Domestic Currency
Foreign Currency
INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
SHARE & OTHER INVESTMENT
1. Non Residents
2.Others
LOANS & ADVANCES
a. Govt. Entp.
b. Financial Institutions
c. Pvt. Sector
BILL PURCHED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
LOANS AGAINST COLLECTED BILLS
a. Against Domestic Bills
b. Against Foreign Bills
FIXED ASSETS
OTHER ASSETS
a. Accrued Interests
Govt. Entp.
Private Sector
c. Sundry Debtors
d. Cash In Transit
e. Others
Expenses not Written off
Non Banking Assets
Reconcillation Account
Profit & Loss A/c
TOTAL ASSETS
2004
3504.3
2222.9
109.7
2005
4358.4
2497.5
1001.1
126.0
1045.8
859.8
12987.5
198.5
6068.8
17265.9
102.6
6714.0
6720.2
10449.3
2258.1
3090.5
0.0
0.0
2258.1
6875.9
82.5
9153.2
83.6
6793.4
9069.6
382.5
26008.4
3638.2
34.7
680.9
34548.9
3595.3
31.3
3603.5
526.0
3564.0
1069.4
2588.5
2438.3
489.0
56.3
6508.8
1625.0
0.3
4883.5
1625.0
1625.0
0.0
6929.9
0.0
14637.2
0.0
20715.9
0.0
14637.2
20715.9
0.0
0.0
1224.2
40.5
1682.8
67.9
81.0
145.5
1102.7
1469.4
0.0
26008.4
86
Mid - July
2006
2007
5141.0
7801.0
2724.0
4772.0
1108.0
408.0
0.0
409.0
512.0
900.0
2109.0
0.0
900.0
2109.0
30212.0 41636.0
97.0
486.0
11496.0 25574.0
7909.0 12554.0
10710.0
3022.0
0.0
4327.0
5852.0
0.0
0.0
0.0
0.0
4327.0
5852.0
4327.0
5852.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
780.0
0.0
3194.0
7019.0
574.0
165.0
801.0
1687.0
127.0
421.0
1692.0
4746.0
1361.0
193.0
766.0
658.0
45781.0 63159.0
10216.0 15753.0
30.0
42.0
30.0
42.0
0.0
9539.0 14960.0
1252.0
550.0
515.0
270.0
737.0
280.0
7359.0 10085.0
7359.0 10085.0
0.0
928.0
4325.0
0.0
647.0
751.0
647.0
751.0
0.0
2700.0
570.0
1625.0
570.0
1075.0
34548.9
2540.0
2540.0
26865.0
0.0
0.0
26865.0
3986.0
0.0
3986.0
40096.0
40096.0
643.0
1460.0
249.0
78.0
171.0
193.0
8.0
1010.0
4.0
861.0
1728.0
878.0
60.0
818.0
289.0
1353.0
0.0
45781.0
155.0
0.0
63159.0
561.0
10.0
2008
9502.0
6346.0
615.0
0.0
595.0
1946.0
0.0
1946.0
53290.0
575.0
34031.0
13467.0
5217.0
0.0
9484.0
0.0
0.0
0.0
9484.0
9484.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8762.0
979.0
2089.0
414.0
5280.0
203.0
1013.0
82254.0
9567.0
87.0
87.0
0.0
8165.0
588.0
352.0
236.0
6554.0
6554.0
0.0
1023.0
0.0
1315.0
1315.0
0.0
962.0
512.0
0.0
0.0
450.0
0.0
16943.0
0.0
16943.0
51095.0
0.0
51095.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1023.0
2564.0
1218.0
146.0
1072.0
432.0
22.0
892.0
62.0
0.0
2.0
36.0
82254.0
2009
15215.3
7544.2
961.8
0.0
823.7
5885.5
113.1
5772.5
59178.8
545.5
36670.3
15237.0
6726.1
0.0
13517.0
0.0
0.0
0.0
8832.2
8832.2
0.0
0.0
0.0
0.0
2.9
4681.9
797.6
16165.0
426.0
1757.3
244.1
13737.6
62.3
1737.1
106673.2
25107.1
95.9
95.8
0.0
23159.8
722.2
375.2
347.0
17878.0
17878.0
0.0
4559.7
0.0
1851.4
1851.4
0.0
662.3
512.3
150.0
0.0
0.0
0.0
6364.8
0.0
6364.8
58783.1
15001.0
0.0
43782.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1568.8
13653.9
368.6
130.5
238.1
419.9
117.9
12747.5
57.2
0.0
69.7
406.5
106673.2
(Rs. in Lakh)
Mid-Jan
2010
16676.0
8474.2
1081.4
0.0
1092.8
6027.6
0.0
6027.6
62504.0
524.5
38610.6
16274.0
7094.9
0.0
15551.5
0.0
0.0
0.0
10446.1
10446.1
0.0
0.0
0.0
0.0
2.9
5102.6
0.0
6451.5
971.2
1946.2
246.6
3287.5
131.6
1528.7
102843.2
11641.8
79.9
79.9
0.0
9585.9
645.1
398.1
247.0
6179.8
6179.8
0.0
2761.0
0.0
1976.0
1976.0
0.0
662.3
512.3
150.0
0.0
0.0
0.0
17048.3
0.0
17048.3
68130.0
0.0
0.0
68130.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1668.6
3492.8
370.6
127.4
243.3
609.2
0.2
2512.7
69.3
0.0
106.3
24.0
102843.2
Table No. 56
Sources and Uses of fund of MICRO FINANCE DEVELOPMENT BANKS
Mid - January, 2010
(Rs in Lakh)
NIRDHAN * DIPROSE CHHIMEK
1
RMDC
4
SANA KISAN
Mithila * Sworojgar
10
11
First
12
TOTAL
2
3
1714.2
598.8
890.9
7148.0
3291.5
1450.6
326.5
140.0
140.5
165.0
109.9
700.0
16676.0
a. Paid-up Capital
b. General Reserves
c. Share Premium
d. Retained Earning
e. Others Reserves
1. Ex.Eq.Fund
2. Other
2 BORROWINGS
1100.0
169.5
283.0
105.8
630.1
159.7
3200.0
323.0
1231.3
52.2
634.9
239.4
140.0
31.8
140.0
140.0
165.0
109.9
700.0
31.1
413.7
92.6
8.5
0.0
8.5
9114.6
576.0
3049.0
0.0
3049.0
21914.0
2008.0
0.0
2008.0
7343.1
204.6
371.8
127.2
27.5
0.0
0.5
0.0
0.0
0.0
413.7
8949.4
61.3
148.7
0.0
148.7
5604.1
371.8
6787.2
27.5
2289.2
50.0
0.5
0.0
0.0
0.0
452.5
8474.2
1081.4
0.0
1092.8
6027.6
0.0
6027.6
62504.0
a. NRB
b. "A"Class Licensed Institution
c. Foreign Banks and Fin. Ins.
d. Other Financial Ins.
e. Bonds and Securities
3 DEPOSITS
61.6
8887.8
150.6
5453.5
153.9
7358.5
5442.2
1602.3
4284.0
16274.0
1356.0
158.4
7184.7
1345.0
2289.2
50.0
3368.3
1445.2
5102.1
0.0
680.1
3677.1
1270.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3368.3
3368.3
1445.2
1445.2
0.0
0.0
680.1
680.1
3677.1
3677.1
1270.5
1270.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5 Other Liabilities
1. Sundry Creditors
2. Loan Loss Provision
3. Interest Suspense a/c
4. Others
6 Reconcillation A/c
1 LIQUID FUNDS
a. Cash Balance
Nepalese Notes & Coins
Foreign Currency
b. Bank Balance
1. In Nepal Rastra Bank
Domestic Currency
Foreign Currency
2. "A"Class Licensed Institution
Domestic Currency
Foreign Currency
3. Other Financial Ins.
4. in Foreign banks
C.Money at Call
Domestic Currency
Foreign Currency
2 INVESTMENT IN SECURITIES
a. Govt.Securities
b. NRB Bond
c. Govt.Non-Fin. Ins.
d. Other Non-Fin Ins.
e Non Residents
3 SHARE & OTHER INVESTMENT
1.1 Non Residents
2.Others
4 LOANS & ADVANCES
a. Govt. Entp.
b. Financial Institutions
c. Pvt. Sector
5 BILL PURCHED
a. Domestic Bills Purchased
b. Foreign Bills Purchased
c. Import Bills & Imports
6 LOANS AGAINST COLLECTED BILLS
0.0
452.5
4.9
4.9
4.9
2.9
0.0
0.5
0.0
0.0
0.0
2.9
5102.1
0.5
524.5
38610.6
16274.0
7094.9
0.0
15551.5
0.0
0.0
0.0
10446.1
10446.1
0.0
0.0
0.0
0.0
2.9
5102.6
0.0
1456.1
390.2
708.1
1588.0
1058.5
1027.9
198.4
4.6
0.6
4.5
2.9
11.6
6451.5
88.8
439.3
183.0
745.0
72.8
223.1
11.5
138.6
42.9
224.8
43.4
716.9
43.8
1.6
42.2
2.4
152.2
4.0
0.6
3.7
0.8
2.7
0.2
11.6
0.0
558.1
714.4
232.2
16.9
95.0
0.2
0.4
94.3
21.0
644.0
1.0
922.0
971.2
1946.2
246.6
3287.5
131.6
173.5
319.5
429.0
273.7
230.3
102.4
0.0
1528.7
15488.0
8211.9
16135.2
31079.0
12646.8
13217.0
4191.0
194.6
204.0
172.7
139.0
1164.1
102843.2
1798.4
488.4
2591.5
2794.0
1058.4
1190.1
259.5
138.5
61.0
86.2
74.8
1100.8
11641.8
23.9
23.9
13.7
13.7
5.8
5.8
0.0
2.2
2.2
22.1
22.1
10.7
10.7
0.0
0.8
0.8
0.4
0.4
0.2
0.2
0.1
0.1
456.5
62.2
62.2
474.8
0.0
2585.8
108.9
108.9
1056.2
0.0
510.0
65.0
65.0
248.8
20.0
20.0
138.5
0.0
60.2
0.0
85.8
0.0
74.6
0.0
1100.7
0.0
394.3
394.3
300.8
300.8
0.0
174.0
1355.3
1355.3
0.0
1121.6
2794.0
389.0
142.0
247.0
1784.0
1784.0
0.0
621.0
1056.2
1056.2
0.0
298.8
298.8
0.0
146.1
228.8
228.8
0.0
60.2
60.2
56.4
56.4
0.1
0.1
644.8
644.8
29.3
74.5
455.9
1318.02
1318.0
0
0
0
0
657.98
658.0
0.0
0
0
0.0
0.0
0.0
537.25
0
0
125
0
0
0
0
0
0
0
0
79.9
79.9
0.0
9585.9
645.1
398.1
247.0
6179.8
6179.8
0.0
2761.0
0.0
1976.0
1976.0
0.0
662.3
0.0
512.3
150.0
0.0
0.0
0.0
17048.3
0.0
0.0
17048.3
68130.0
0
0.0
0.0
68130.0
0.0
0
0.0
0.0
0.0
0.0
7 Profit & Loss A/c
TOTAL LIABILITIES
6
NERUDE Naya Nepal * Summit *
7
8
9
1 CAPITAL FUND
a. Current
Domestic
Foreign
b. Savings
Domestic
Foreign
c. Fixed
Domestic
Foreign
d. Call Deposits
e. Others
4 Bills Payable
5
SWABALAMBAN
387.3
150.0
4.1
58.0
25.7
0.3
138.5
125.0
450.6
200.0
392.0
11440.0
970.5
3335.2
260.0
450.6
11186.4
200.0
7223.2
392.0
11774.0
11440.0
16063.0
970.5
10363.7
3335.2
7915.6
260.0
3482.0
0.0
38.5
0.0
60.9
0.0
0.0
0.0
22.7
0
11186.4
0
0
7223.2
0
0.0
0
11774.0
0
0.0
0
16063.0
0
10363.7
0
0.0
0
0.0
0
7915.6
0
0.0
0
3482.0
0
0
38.5
0
0
60.9
0
0
0
0
22.7
0
0
a. Against Domestic Bills
b. Against Foreign Bills
7 FIXED ASSETS
739.2
63.5
548.2
20.0
23.9
61.7
54.1
6.0
10.7
84.3
7.5
49.7
0.0
0.0
1668.6
8 OTHER ASSETS
724.9
236.7
828.5
637.0
217.5
714.3
124.9
0.1
1.2
0.3
2.9
4.4
3492.8
191.38
8.4
183.0
45.8
0
0.0
119
119.0
16.88
43.38
0
0
0
0
0
0
1.0
16.9
166.3
0.0
3.0
0.1
0.2
2.2
0.0
487.8
51.2
236.7
517.0
34.4
43.4
263.4
0.2
407.3
0.1
1.9
0.6
3.4
4.4
7.7
370.6
127.4
243.3
609.2
0.2
2512.7
69.3
a. Accrued Interests
Govt. Entp.
Private Sector
b. Sundry Debtors
c. Cash In Transit
d. Others
9 Expenses not Written off
0.0
127.2
701.3
1.1
121.8
0.8
1.2
3.2
9.8
58.0
10 Non Banking Assets
0.0
11 Reconcillation Account
12.8
12 Profit & Loss A/c
TOTAL ASSETS
15488.0
8211.9
16135.3
31079.0
12646.8
* Figures related to Mid-July, 2009.
87
13217.0
4191.0
11.6
8.9
194.6
204.0
25.7
172.7
106.3
2.0
1.5
24.0
139.0
1164.1
102843.2
Table No. 57
List of Class 'D' Licensed Rural & Micro Credit Development Banks
Mid - January, 2010
Operation
Date (A.D.)
Names
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
Purbanchal Grameen Bikas Bank
Sudur Pashimanchall Grameen Bikas Bank
Pashimanchall Grameen Bikas Bank
Madhya Pashimanchal Grameen Bikas Bank
Madhymanchall Grameen Bikas Bank
Nirdhan Utthan Bank
Rural Microfinance Development Centre
Deprosc Development Bank
Chhimek Development Banks
Shabalamban Laghubitta Bikas Bank Ltd
Sana Kisan Vikas Bank Ltd.
Nerude Laghu Bitta Bikas Bank Limited
Naya Nepal Laghu Bitta Bikash Bank Ltd.
Mithila Laghu Bitta Bikash Bank Ltd.
Summit Micro-Finance Development Bank Ltd.
Swarojgar Laghubitta Bikas Bank Ltd.
First Microfinance Development Bank Ltd
1993/03/28
1993/03/28
1995/04/01
1995/04/01
1996/07/08
1999/04/13
1996/12/06
2001/07/03
2001/12/10
2002/02/22
2002/03/11
2007/06/07
2009/03/20
2009/04/29
2009/05/20
2009/12/16
2009/12/28
Head Office
Biratnagar, Morang
Dhangadhi, Kailali
Butawal, Rupendehi
Nepalgunj, Banke
Janakpur, Dhanusha
Rupandehi, Bhairahawa
Putalisadak, Kathmandu
Narayanghat, Chitwan
Hetauda, Makawanpur
Janakpur, Dhanusha
Subidhanagar, Kathmandu
Biratnagar, Morang
Dhulikhel, Kavre.
Dalkebar, Dhanusha
Anarmani, Jhapa
Gyaneswor,Kathmandu
Banepa, Kavre
Telephone No.
Fax No.
021-521703/523396 021-524259
091-522624
091-522963
071-541001/541596 071-541289
081-551202
081-551206
041-527381/527383 041-527383
071-523764/68 071-521647
4268020
4247702
056-561183/4261354 056-561183
057-521575
057-522460
041-525054
6461628
4479701
021-5245560
021-531087
011-490671
011-490672
041-560019
560172
023-541420
541420
4425358
4427046
011-661060
011-661060
List of other Financial Institutions licensed by NRB
Mid - January, 2010
List of SAVING & CREDIT COOPERATIVES (Non Classified)
Names
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
Nabajivan Co-operative Ltd.
Sagun Co-operative Society Ltd.
Nepal Co-operative Finance Society Ltd.
The Sahara Loan,Savings & Investment Co-op.Soc. Ltd.
Bindabasini Saving & Credit Co-operative Ltd.
Mahila Co-operative Society Ltd.
Nepal Bahooddeshya Saving & Loan Co-op.Society Ltd.
Rajshree Saving & Invest. Co-op Society Ltd.
Sahakari Bittiya Bikas Sanstha Ltd.
Manakamana Sahakari Sanstha Ltd.
Very Co-operative Sanstha Ltd.
Viccu Saving & Loan Co-operative Sanstha Ltd.
Kisan Bahu-Uddeshiya Cooperative Sanstha Ltd.
Himalaya Co-operative Ltd.
Star Bahoo-Uddesyiya Saving & Credit Co-op Ltd.
Upakar Savings Fund & Credit Co-operative So. Ltd.
Operation
Date(A.D.)
1993/12/15
1994/10/9
1994/12/30
1995/04/15
1995/06/21
1995/09/27
1995/12/25
1996/02/19
1996/06/16
1997/02/18
1997/03/05
1997/08/11
1998/12/29
1998/04/29
1998/04/14
2000/03/21
88
Head Office
Dhangadi, Kailali
Kathamandu
Kathamandu
Malangawa, Sarlahi
Khopasi, Kavre
Kuleshwor, Kathmandu
Kakarvitta, Jhapa
Sarlahi
Nepalgunj, Banke
Banepa, Kavre
Nepalgunj, Banke
Gaindakot,Nawalparasi
Lamkee,Kailali
Kathmandu
Biratnagar, Morang
Walling, Sayanja
Telephone No.
Fax No.
091522950
4258366
4465946
46520012
011680063
4301619
023562022
091524280
081-521559
011661921
081522583
056501364
091540426
4487726
021523898
063-440238
4465823
011440162
4302061
011660541
056501401
091540103
4460841
021538153
063-440229
List of NON GOVERNMENT ORGANIZATION (Non Classified)
Name
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
Head Office
Operation Date (A.D.)
Nepal Grameen Bikas Sanstha
2000/06/05 Jamal, Kathmandu
Nepal Sikara Grameen Bikas Karyakram
2000/06/05 Bhandara, Chitwan
Chartare yuba Club
2000/06/05 Tityan, Baglung
Mahuli Samudyik Bijkas Kendra
2000/06/12 Bakdhuwa, Saptari
United Youth Community (UNYC NEPAL)
2000/06/29 Nayagaun, Bardiya
Samudayik Mahila Bikas Kendra
2000/07/14 Rajbiraj, Saptari
Grameen Samudayako Lagi yojana Pratavyuti Group, Nepal
2000/08/23 Dhankuta
Grameen Jagaran Manch (Programm Co-ordination Office)
2000/09/11 Mahendrapath, Baglung
Sarbodaya Grameen Bikas Sangh
2000/09/26 Theliya, Saptari
Jan Jagaran Manch
2000/10/26 Lahare Pauwa, Rasuwa
Rastriya Shaichik Tatha Samudaik Bikas Sanstha
2000/10/01 Kusma, Parbat
Dhaulagiri Community Researh Dev. Centre
2000/10/21 Baglung
Nepal Enviroment & Pollution Eradication UNESCO Nepal 2001/07/05 Gangabu, Kathmandu
Society of Local Volunteers Efforts Nepal (Solve)
2001/07/10 Dhankuta
Women Enterprises Association of Nepal
2001/09/24 Kathmandu
Center for Women's Right and Development
2002/04/30 Kathmandu
MANUSHI
2002/05/03 Kathmandu
Jeevan Bikas Samaj
2002/06/18 Bariyati, Morang
Women Development and Child Care Foundation
2002/07/02 Rajbiraj, Saptari
Mahila Adarsha Sewa Kendra
2002/07/02 Nayabaneswor, Kathmandu
Patan Buisiness and Professional Women
2002/07/02 Pulchowk, Lalitpur
Nari Utthan Kendra
2002/07/02 Narayangard, Chitwan
Womens Self -Relient Society
2002/07/14 Bharatpur, Chitwan
Women Development Centre of Nepal
2002/07/12 Lalitpur
Bhagawan Youth Club,
2002/07/23 Alapot, Kathmandu
Creative Women Environment Development Association.
2002/07/24 Maharajganj, Kathmandu
Srijana Community Development Center
2002/07/25 Chauharwa, Siraha
Shreejana Development Center
2002/08/22 Pokhara, Kaski
Cottage & Small Industries Organization
2002/09/02 Jayabageswori, Kathmandu
Rural Area Dev. & Research Programme
2002/09/03 Kusma, Parbat
Adarsha Yuba Club
2002/09/06 Bhaktapur
Society Welfare Action Nepal (SWAN)
2002/10/25 Sonapur, Dang
Social Upgrade in Progress of Education Region (SUPER)
2002/10/29 Dang
Nepal Women Community Service Center
2002/10/30 Tribhuwan, Dang
Forum for Rural Women Ardency Development,(FORWARD)
2002/12/30 Duhabi, Sunsari
Gramin Mahila Bikash Sanstha
2003/04/23 Tribhuwan, Dang
Ama Samaj Shangh
2003/04/29 Bharatpur, Chitwan
Gramin Mahila Utthan Kendra
2003/06/18 Tribhuwan, Dang
Khurkot Youba Club
2003/09/14 Parbat
Grameen Sewa Nepal (G.S.N.)
2003/09/18 Bhajani, Kailali
Nari Avudya Kendra
2003/10/24 Narayangard, Chitwan
Mahila Upakar Manch
2003/10/29 Kohalpur, Banke
Sawabalamban Bikash Kendra
2004/11/01 Dillibazar, Kathmandu
Bikash Aayojana Sewa Kendra (Deprox-Nepal)
2004/11/01 Thapathali, Kathmandu
Gramin Swayam Sewak Samaj
2005/11/20 Hariwon,Sarlahi
89
Telephone No.
4429384
056529392
068520846
031521485
08460189
031523165
026520253
068520972
010569333
067520229
068520249
4442618
026520523
4227906
4417722
4425228
021522528
031520288
4780212
5548777
056522993
056522907
5532308
4450202
4421010
061522851
061-522851
4472166
067520233
6634437
085260402
025540456
082560837
Fax No.
031523165
4419845
551495
630096
025540610
082-560837
091580134
056-22993
081540144
425597
4244723
046530151
081540744
4430363
4262396
Published by:
NEPAL RASTRA BANK
Central Office
Bank and Financial Institution Regulation Department
Statistics Division
Baluwatar, Kathmandu, Nepal.
Phone No.: 977 01 4411407, Fax No.: 977 01 4414552
PO Box 73, e-mail: [email protected]
Website: www.nrb.org.np
Download