INSTITUTE OF BUSINESS MANAGEMENT STUDIES (ISO 9001:2000 Certified Institution) MBA program In the emerging knowledge–based global economy, we have to build our core competencies around powerful ideas. With the increasing complexity of business, there is urgent need for great ideas, which can be converted into effective action. The winds of change are blowing all over the world. The transformation from regulation to liberalization, from protection to integration with international markets, & from central planning to free market economics, demand new thinking, new approaches & new skills to accelerate the momentum of growth and ensure success. The new economics order also brings into sharp focus the necessity to efficiently & effectively channelize the resources of the world. While management at both the Marco & micro levels would be far more challenging than ever, numerous opportunities for rewarding careers are emerging in this area. These developments place a premium on well-trained young men and women possessing superior professional skills in managing the complex business environment. Managers of tomorrow should be people of vision. They must be well equipped in knowledge and skills and inspired to lead. If you belong to this group of managers who will shape the future, equip yourself with the MBA qualification. In this pursuit of preparing tomorrow's leaders, the IBMS offer the MBA program on distance learning basis. The MBA program will stretch your mind & test your limits. It will broaden your business perspective and the general management focus will give you an edge in your career progression and will prepare you to act effectively as a successful manager in the ever-changing business environment. However, the pursuit of this MBA program demands intellectual maturity, strength of purpose and willingness to work hard. For those endowed with inquisitive minds and the drive to succeed this program will be a voyage of discovery leading to professionally satisfying careers. We invite all those who share our vision, goals and purpose to join hands in our efforts to build a new cadre of management professionals, who will participate actively in the growth of this era of economic liberalization and globalization. Come; let us build a prosperous new world together. INTRODUCTION The INSTITUTE OF BUSINESS MANAGEMENT STUDIES (IBMS) is an autonomous and non-profit making institute run by well known NGO Gyanyog Foundation, an organization registered by Govt. under S. R. Act 1860. Gyanyog Foundation is dedicated for the cause of social and educational development. IBMS offers comprehensive autonomous educational program to train a new generation of managers and entrepreneurs to face with confidence the fluid global challenges of national/international market and get them intellectually enriched. Its holiest endeavor is to equip aspiring students have a promising calling and provide innovative courses of higher learning to the careerists. IBMS courses have the recognition of corporate sector/industry. IBMS conduct management program through Distance Learning Mode (correspondence courses). IBMS aims to provide quality education in basic/specialized/advance areas of commerce, engineering, trade & management including Foreign Trade, Marketing, Sales, Tourism, Pharmaceutical Marketing, Finance, Human Resource Development, Software Marketing, Hospital Management, Drug Store Management, and Insurance Management etc. The courses are designed to develop business leaders by nurturing knowledge, skills, attitudes and behavior. Why IBMS? Our Distance Learning Mode is popular & motivating because: The educational process –with its emphasis on new strategy and managerial skills – develops the skill for problem solving, decision-making, & leadership of complex organizations More flexible, more innovative and less expensive than the traditional, old pattern and long terms programs of other institutions. Through our DLM integrated compact courses you save: Money, Effort and Time. The unique education methodology and the compact, integrated DLM courses shall be of great advantage to all those who look forward to achieve early success & great benefits to our students. The Materials are issued well in advance to the students in order to provide them with sufficient time to read, understand, comprehend and then respond to the assignments. Prudent Management Skills Learning In a business environment that is witness to rapid change, Manager must necessarily be flexible and adaptable. The MBA program seeks to prepare managers to cope with this change .it is this philosophy, which has led to the MBA program adopting a focus on prudent management skills learning. This approach will help students develop a broad foundation of skills and knowledge in the diverse functional areas of business management. An Indo-Global Perspective The MBA program has a blend of Indian and international contexts to learn from. This mix of the Indian and international emphasis offers students, real and lasting benefits. They will: Become comfortable with and capable of managing diversity in social and managerial cultures. Be able to understand the workings of the domestic & global marketplace. Be sensitive to other cultures and capable of working in global teams. Develop Strategic skills and adaptability. Program Focus & the Underlying Philosophy Program aims to improve its student's capability to manage .On completion of the program, Students are expected to have acquired. A Thorough knowledge of the business environment together with the strategic core of business-marketing, finance, I T & human resource Management. Develop skills and techniques, personal qualities and attitudes, which will be an essential asset to effective performance at work environment. Explores how managers can control the operational lever that makes a strategy effective. International business environment. Familiarity in applying these tools in business like situations. IBMS understand the biggest obstacle for most working professionals who wish to earn their management diploma in time. That's why our flexible, superior learning format allows students to complete the course when & where it's convenient for them. Learning & Course Benefits: The students enrolling into the IBMS Distance Learning Mode management programs are likely to get several learning benefits from each one of the subjects of the study. Each subject is given in depth coverage so that the candidates derive maximum benefits. The more important learning benefits are identified below: The programme best suits those who do not wish to focus on any particular area of business but want to gain a good understanding of all areas of business. Opportunity to gain the knowledge, skills & confidence to enter a wide range of occupations within the business environment. All the key activities common to business organization problem –solving, decision-making, strategy planning and implementation are considered within the subject & set within the Context of an increasingly global market place. Develop their communication, interpersonal, group working and learning skills in a way that encourages them to draw on both the theory and practice of management. Particular Emphasis is placed in helping students to learn to manage their own development and to build a commitment and competence which serves them as well as they progress in their career. A global perspective is adopted which addresses the study of international business from the start, complimented by a personal development theme & other areas pertinent to international business. We believe that every individual has the potential to be successful provided he manages his time well to gain competence that is knowledge, to analyze opportunities and threats and knowledge to find optimal & timely solutions. Ultimately, how much benefit you derive from a course essentially depends upon you & your willingness to learn & your ability to stretch your imagination. These benefits will accrue to you over a period of time as you understand the concepts, tools and techniques and learn to apply them. The IBMS Distance Learning Mode Management Programs will certainly tickle your intellectual curiosity and will open career opportunities. Management Programs For : Employed corporate professionals looking to enhance their career prospects. Acquire an additional professional qualification for the role rotation. Fresh graduates who wish to seek an entry into the corporate world. Personal from the Armed forces. Housewife who wish to enhance their qualification. Recognition :The Institute of Business Management Studies is fully Accredited by AICDER i.e. 'ALL INDIAN COUNCIL FOR DISTANCE EDUCATION AND RESEARCH'. IBMS is also certified ISO 9001 – 2000 INTERNATIONAL BUSINESS SCHOOL, Which is fully accredited by "UNITED KINGDOM OF ACCREDITATION SERVICES". The course curriculum is recognized in the industry & this in the very helpful for student seeking job in other countries where this institute is highly appreciated .Moreover it is in process for recognition from recognition from various Indian universities and Ministry of education, central Government. Accredited By :- Moody International is a global, multi-accredited organization providing professional and cost effective certification / registration services. In addition to ISO 9001 : 2000 (Quality), It is a leading global supplier of management system Certification, which is accredited to UKAS in technical, and inspection services, product certification and technical training. Method of instructions and examinations The Method of Instructions and Examinations is based on Open Learning System Term end examination will be held as per scheme notified from time to time. Examination schedule is intimated in the admission letter so as to enable the students to plan accordingly for the examinations. Student can exercise the option to clear the papers in piece-meal whenever examination is held/requested. Being flexible examination system student is to re-appear for examination in such subjects only in which he/she has failed. Study Material based periodical Assignments and Assignment for Term End Examination are sent to students through post /courier. Students are not required to attend the Institute at Navi Mumbai. There are two modes of examinations. Students are required to opt for any one. Center Examination: Examination of all the courses is normally held at Navi Mumbai Center. Examinations are also held at the authorized IBMS examination centers throughout India subject to the availability of sufficient number of examinees at the given place. Assignment Based Postal Examination: Institute has provision for assignment based postal term end examination also. Under this scheme, term end assignments (For Term End Examination) are sent to the student (under confidential cover) as per term end examination schedule given in the admission letter. These are to be completed/answered and the response-sheets returned to the Institute with-in 15 days of the receipt. In the absence of any express option, it is believed that student has opted for assignment based postal term end examination system. Students are advised to dispatch the response sheets to the Institute by registered post/courier to ensure their timely receipt. Students may submit response sheets of assignments /term end examinations of all subjects together or may submit in parts followed by the submission of remaining assignments/response sheets with in the specified time. If a student is not in a position to take the term end examination as per examination schedule and want to get it rescheduled (propone or postpone), may inform the Institute accordingly with a fee @ Rs 50/- per subject one month in advance to avoid penalty of re-examination fee so that his/her session/semester is re-scheduled accordingly and examination arranged as per request. No preponement is permitted in case of fast track system. Assignments: Students will be required to respond to the questions (based on study material issued to the student) given in the assignments within the date of submission specified on the body of the assignments. In case of late submission of assignment/assignments, a nominal late fee @ Rs. 30/- per assignment is required to be sent/deposited while submitting solved assignments. Examination Fee: Examination fee is charged @ Rs. 100/- per subject. The examination fee is paid to the Institute after the allotment of enrolment number and according to the examination schedule on prescribed option form for term-end examination enclosed with the admission letter. Re-Examination: Any student who fails to qualify a given paper, can rewrite the same on payment of re-examination fee @ Rs. 100/- for each such paper. If a student fails to submit the response sheets of assignments of the term end examination of one or more subjects within the required period, he/she shall be treated as absent and shall have to appear for re-examination on payment of re-examination fee @ Rs. 100/- per subject. Re-examination is arranged within one month on receiving request from the student. Weight age of Assignments and Examinations: The assignments carry a weight age of 40% marks and term end examination carry a weight age of 60% marks. The marks obtained in both the assignments and term end examination will be merged and the grading will be awarded on the composite score. Self assessment exercises: Self assessment exercises are given in the end of each chapter of the study material issued by the Institute. Students are expected to exercise all statements for their self appraisal about the subject. These are not be sent to the Institute. The Distance learning Mode offered by IBMS are aimed at helping those personnel, belonging to their various strata of society, who are genuinely eager to enhance their professional and managerial competence by utilizing their valuable time in result oriented & productive manner. INSTITUTE OF BUSINESS MANAGEMENT STUDIES Course DBA PGDBA MBA E-MBA Name Diploma in Business Administration Post Graduate Diploma in Business Administration Master's Program in Business Administration Executive Masters in Business Administration Minimum Qualification Registration Program Fees Study Material Exam Fees Total Fees of Foreign Students Duration Fast Track Regular Subjects Covered 10 + 2 or Equivalent Rs.700/Rs.5200/Rs.1000/Rs.300/Rs.7, 200/- Graduate/DBA Graduate/DBA Graduate/DBA Rs.1000/Rs.7500/Rs.1300/Rs.400/Rs.10, 200/- Rs.2000/Rs.19100/Rs.1600/Rs.500/Rs.23, 200/- Rs.2300/Rs.22600/Rs.2500/Rs.800/Rs.28, 200/- US $ 300 US $ 700 US $ 1000 US $ 1200 3 Months 1 Year 1.Essentials of Management 2.Business Communication 3.Specialization (One Subject) 4 Months 2 Year 1.Essentials of Management 2.Business Communication 3.Organizational Behavior 4.Specialization (One Subject) 6 Months 2 Year 1.Essentials of Management 2.Business Communication 3.Organizational Behavior 4.International Business 5.Specialization (One Subject) 6 Months 2 Year PART I 1.Essentials of Management 2.Managerial Economics 3.Consumer Behavior 4.International Business PART II 1.Business Ethics 2.Marketing Management 3.Human Resources 4.Finance Management (Optional) Exam. 10 Days 10 Days 15 Days 20 Days Duration Fees must be paid in cash or Bank draft/cheque in favor of "Institute of Business Management Studies " payable at Mumbai, India. All candidates shall receive within 15 days of admission the complete course material. The Certificate & Mark sheet will be dispatched to the candidates address within 1month from the date of submission of answer sheets. Students in the final year an apply. INSTITUTE OF BUSINESS MANAGEMENT STUDIES Course Name Minimum Qualification Registration Program Fees Study Material Exam Fees Total Fees of Foreign Students Duration Fast Track Regular Subjects Covered Exam. Duration (CCA) (CFM) Chartered Certified Chartered Finance Accountant Manager Graduation in any discipline or equivalent or those who are awaiting the final year results or those having an experience of 2 years. Rs.1,500/Rs.14,500/Rs.1,000/Rs.1,200/Rs.18,200/USD 900.00 (PDM) Professional Doctorate in Management Graduation in any Graduation in any discipline or discipline or equivalent or those equivalent or those who are awaiting the who are awaiting the final year results or final year results or those having an those having an experience of 2 years experience of 3 years. Rs.1,900/Rs.18,000/Rs.1,500/Rs.1,800/Rs.23,200/USD 1100.00 Rs.2,200/Rs.21,900/Rs.2,000/Rs.2,100/Rs.28,200/USD 1400.00 Six Months Six Months Two Years - Advanced Accounting - Management Accountancy - Cost Accounting - Auditing - Taxation Two Years Two Years - Cost & Management - General Accountancy Management - Financial - Marketing Accountancy Management - Corporate Law - Human Resource - International Management Finance Management - Financial - Takeover & Merger Management - Corporate Finance - International - Financial Inst Business - Investments - Business Ethics 10Days 15Days Six Months 15Days INSTITUTE OF BUSINESS MANAGEMENT STUDIES COURSE MBA Masters in Business Administration (4 semesters with dual specialization) DMS Doctorate in Management Studies Minimum Qualification Graduate or Diploma Holder with work experience Post Graduate/ Diploma Holder with 5 years of working experience Registration Program Fees Study Material Exam Fees Rs.3,200/Rs.32,000/Rs.2,300/Rs.2,700/Rs.40, 200/- Rs.6.000/Rs.45.500/Rs.3.500/Rs.5.200/Rs.60, 200/- Total Fees Fees for Foreign Students Durations Fast Track Regular Subjects Covered SEM-I SEM- II SEM- III SEM-IV Exam. Duration US $ 2000 US $ 5000 1 Year 2 Years 1 Year 2 Years General Management Consumer Behavior Business Communication Organizational Behavior Business Ethics Human Resource Financial Management International Business Marketing Management Export Management Corporate Law Advertising Management Business Management Specialization Subject –I Specialization Subject –II Project Study 15 Days General Management Consumer Behavior Organizational Behavior Business Ethics Human Resource Management Marketing Management Business Management International Business Corporate Law Operations Management Financial Management Project Study 15 Days Fees must be paid in cash or Bank draft/cheque in favor of "Institute of Business Management Studies " payable at Mumbai, India. All candidates shall receive within 15 days of admission the complete course material. The Certificate & Mark sheet will be dispatched to the candidates address within 1month from the date of submission of answer sheets. INSTITUTE OF BUSINESS MANAGEMENT STUDIES Course Minimum Qualification Registration Program Fees Study Material Exam Fees Total Fees Bachelor’s in Business Administration (Three Semester) 12th Pass / 10th Pass with 2 yrs of work Exp. / Any Diploma Holder With 2 years of work Exp. Rs. 2,500/Rs. 21,500/Rs. 3,800/Rs. 2,400/Rs. 30,200/- Duration Fast Track 1 Years Regular 3 Years Subjects Covered Sem-I Essentials of Management Management Accounting Business Communication Operations Management Consumer Behaviour Sem-II Business Law Research Methodology Managerial Economics Materials Management Organizational Behavior Sem-III Business Ethics Financial Management Marketing Management Human Resource Management International Business Exam. Duration 15 Days Per Semester Specializations General Management Marketing Management Advertising Management International Management * Retail Management Mass Communication Media Management Entrepreneur Management Sales Management Public Administration Customer Relations Management Business Administration * Finance Management Investment Analysis Management Banking Management Risk and Insurance Management Foreign Exchange Management Asset Management Taxation Management International Finance Management Takeover and Acquisition Management Corporate Finance Management Equality Research Management * Treasury Management * Mutual funds Management Hardware Management Audit Management H.R.Management School Management Export Management Public Relationship Management Portfolio Management International Trade Management * Information Technology Hotel Management Shipping Management SAP Consultancy Software Management Hotel Management Shipping Management * Travel and Tourism Management Family Business Management Textile Management Transport Management Project Management Bio Technology Management * TQM Management Safety Management Supply Chain Management Logistics Management Industrial Marketing Management Materials Management Production Management Industrial Management Operations Management Rural Management Architectural Management * Dairy Management Library Management Packing Management * Construction Management Fashion Management Pathology Lab Management Hospitality Management Interior Management Agriculture Management Hospital Management * Event Management Retail Management BPO Management * Health Care Management KPO Management Environment Studies Management * Call Center Management Customer Care Management * Foreign Trade Management MBA Advent- e dge. The MBA Program will give you the opportunity to inculcate & have a range of highly valued professional skills thus get a competitive advantage in your career. Continuous Learning: The MBA Program is a great learning opportunity. It will allow you to update your knowledge and skills immensely. The knowledge you acquire needs constant up gradation. And the learning methodology in the MBA Program provides you with a mechanism to seek comprehend and internalize knowledge on a continuing basis. Career Advancement: In most professional organizations, the senior managers are usually MBA's. There are more opportunities for MBA's than for almost any other functional qualification. The MBA's Programs will provide a much-needed boost for your career advancement. Personality Enhancement: The MBA Program will help you to relate to the entire business environment within which you may operate. You will be able to understand the impact of various decisions and play a Key role in them. The MBA Program will also help you understand business adequately to plan not just your career, but also entrepreneurial moves successfully. IBMS Students working in Reputed Organization Srno. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Students Organization M.G Saiyidain Richard Almeida H.S Nagraja Vikas Bhardwaj Talwelkar S.G K.K Antoo Sarwar Nazir Rajendra Thote Milan Vyas Sandeep Khadaskar Sunil Ramakrishna K.R Kulkarni Prof. V.K Ashar Rakesh Gaikwad Kartar Singh Arora Sadig Kazi Sanjeev Prasad Anant Desphande Yogesh Batti Anand Patel Kiran Naik Bibhuti Bibhakar Deepak Bhatta Shoaib Karamat Rajendra Shinde Amitabha Guha Mandar Date Kaustubh Deshpande Rahul Bapat Vaibhav Pathak Mrs. Sheth Verinder Nitin Shinde Rucha Shetye Dipen Patel Jayalaxmi V Russell Chettiar Asif Mohammed Hari Hara Mishra Anil Kumar Gopalan Rupesh Julekar Sonal Chowdhary Sayed Sameer Ali Pundalik Kakade ICICI Prudential Life Insurance Co.Ltd. Emperor Packaging Company (P) Ltd. Syndicate Bank Reliable Analytical Laboraties Dicitex Décor (P) Ltd. V.B Desai Financial Services Ltd. Bajaj Allianz Life Insurance Co.Ltd. Indusind Bank Engel Plastics Windor Machines Ltd. Focus Relations Maharashtra Elec-mech works Pvt. Ltd. Kum.U.R Shah Women's College of Commerce India Bulls Center One Allen Solly Comfort Marketing Datt Engineering Birla Sun Life Insurance Co.Ltd. Data Matrix Asus CMS DTC Insource Rolta Indai Ltd. HDFC Standard Life JSN Holdings Pvt .Ltd. Central/ Indian Railway ShamRao Vitthal Marathe Bank Indusind Bank S.N.D.T MSC Agency (I) Pvt.Ltd. Dev Software & Service Pvt.Ltd Indusind Bank Girnar Foods & Beverages Data Net Systems Corp. (U.S) Common Sense Advertising State Bank of India Gee Vee Exports Pvt.Ltd. Indian Navy Infrasoft Tech. Merrit Track Service Pvt Ltd. (U.K) Enercon Frequently Asked Questions How can you give MBA in 6 Months? The program is for 2 years; however we give this facility to our students wherein they can finish the program any time between 6 month and 2-years. Generally if you pursue MBA from some other institute and even if you finish your studies in 13 months you can give your exam only after 24 month. In our case if you finish your studies in 13 months, you can give your exams and get your certifications done, thus saving your own 11 months. The duration of the program completely depends on the student caliber. Will the companies accept 6 months MBA? Sir, first of your entire certificate will not indicate that you have finished your program in 6 months or 8 month. It just 6 months or 8 month. It just for past n years, we have been giving this fast track MBA and you can see the list of companies where our students are placed. So the Companies do accept and acknowledge this MBA. How can you give MBA in 5 Subjects? Sir since you already have an experience of "n" years with you, we acknowledge the fact that you already have the basic knowledge of Management through your practical life and you don't need to go through the basics again. So we have handpicked all the necessary subjects which are absolutely required for a program to be called an MBA and we have specially deigned this tailor made course for you. Is your institute approved by AICTE &/or UGC? Sir we have not taken the AICTE approval. There are several reasons behind that. First of all they have certain norms like to run an institute you should have 5 acres of land in an urban area or 25 acres in a non urban area. Also your classroom size should be this much and you should have a bank balance of 2 crores. Since we are running distance learning programs what we will do with this much of land. Secondly if we take there approval we will lose out on a lot of our strong points. We will not be able to provide you with fast track education as the duration would be decided by AICTE. To maintain our accreditations with UKAS, we need to maintain our own set of standards, which might not be possible if we take AICTE approval. This is because if we take their approval then the quality of our study material, the course curriculum would be decided by the AICTE. As far as UGC is concerned, they give grants to a university and we are not a university. What is the ranking of your Institute in India? In distance learning mode, we are definitely in top 10, as rated by various business magazines like Business Management Chronicle, Google.com etc. Why should I go for your Institute instead of a University? Sir it's completely your choice. The benefit that you will get by doing your MBA from our institute is as follows: You can save a lot of time as we give you the fast track option. From a university, you will have to invest a minimum of 2-3 years whereas from our institute you can finish the program anytime between 6months to 2 years. Being a ISO certified international B-School, we update our study material every 6 months whereas the universities update the curriculum every 2-3 years. The curriculum for MBA (any management program) being a professional application based program, needs to be updated as every now and then a new management style emerges and the old one becomes redundant. A University will give an option of 5-6 specializations but we offer you over 100 specializations Do you provide a degree or a diploma? Sir management programs are professional courses and the question of a degree does not arise. We have courses from diploma to doctorate level and we provide you with the certificates. The degrees can only be provided by the universities and since were a self financed autonomous body, we cannot provide you with a degree. But will this certificate be valid in govt jobs as I think they need the candidate to be a MBA from an AICTE approved university only? Sir I can assure you that this certificate will be valid anywhere as far as jobs are concerned. If you allow me to send you a copy of our prospectus, you will find a list of people who have finished their program from our institute and many of them are in govt sector. For the past 16 years many of our students have applied for the govt job after our course and they have been selected. Can I give the exams before 6 months? Yes sir you can, by paying the pre-examination fee of Rs.2000/- only. Can I go for an extra specialization? Yes sir you can go for as many specializations as you want. You have to pay Rs. 5000/- extra per specialization. How many branches do you have? Including the sub-branches and franchisees we have 25 branches all over India. How many students have done their MBA from your institute? Approximately 20000 (Indian and Overseas students) After submitting my papers, in how many days would the results be declared and when will I get the certificates? After submitting your papers, you shall receive your certificates in 21 working days. In how many days would I get my study material? After enrollment you will receive your study material in 15 working days. How many specializations do you offer? We offer more than 100 specializations; hence we have a course for almost everyone. You said I can give my exams sitting at home. Doesn't that mean I can cheat and write my papers? Sir as I told you the question papers that we send you are in the form of live and practical case studies and not the direct theoretical questions where you can open the book and copy. In case studies you have to present yourself in a given situation. MBA is a application based program where our aim is to make sure that you handle the situations in your professional as well as personal life better. Generally also if you face a particular situation, where you do not know the solution, what do you do? You consult your colleagues, your books, your friends and then you learn to handle that situation. In this case also if to answer the question if you are taking anybody's help, you are learning something. Even IIM's, IIT's have started this unique examination style called Open Book Test system. What is MBA fast track? Sir the program is for 2 years; however we give this facility to our students wherein they can finish the program any time between 6 month and 2-years. I have never seen any of your Ads in the print media. Why? Sir we belong to an NGO which is a non-profit making organization. So instead of giving the money for the ads in newspapers, we believe in using that money in helping another child. Is your MBA equivalent to a MBA from a university? If you are talking about the validity then it is equivalent. But in terms of the course curriculum I would say our MBA would be a little better as we update our curriculum every 6 months as compared to a university 2-3 years. What is accreditation? How is it helpful to me? Accreditation means we are allowed to use the logo of a particular body (whom we are accredited to) on our certificates. That mean these bodies have certified that we meet their standards of quality and hence the certify the validity of these certificates. Being accredited to bodies like UKAS (Counselor to use the full forms), makes your certificate valid and acceptable all over the world. --------------------------------------- THE END ------------------------------