1880 East Summer Meadow Drive
Sandy, Utah 84093
Cell: 801-231-2350
Residence: 801-562-1574
SWFish84@comcast.net
PROFESSIONAL SUMMARY
Assertive financial professional with 20+year’s background in the management of people and money to create profits. Progressive experience in the organization, training, implementation and control of resources to achieve the common goal to management. Create a positive team environment through cooperation and team work.
PROFESSIONAL EXPERIENCE
FIRST UTAH BANK Salt Lake City, Utah
Branch Sales Manager 2011 to 2013
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Create and maintain a Branch environment to insure consistent high quality customer service and attain sales objectives
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Develop new business and maintain existing customer relationships
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Manage and coach the Branch Team in all aspects of sales, service and operations
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Develop and cultivate contacts in Branch Community
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Work closely with Senior Management on special projects as needed
Loan Officer Consumer Const. Dept. 2006 to 2011
 Originated the Bank’s Construction Loan Dept, established policy and procedures and staffing
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Develop outside relationships to support the growth of the department
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Evaluate and underwrite prospective loan packages for loan committee approval
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Close, fund and monitored various stages of the construction loan process
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Responsible for 100 accounts with exposure of $60MM
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Oversee the primary and secondary repayment sources
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Negotiate with contractors to finish projects as needed
In 2008 this position changed from producing loans to a workout and resolution officer of the Bank's real estate portfolio dealing with: forbearance agreements, foreclosures in process, foreclosures, short sales, workouts and disposing of properties
Branch Administrator 1997 to 2006
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Coach and supervise six branches in sales, marketing, lending, personnel, operations, security, promotions and customer service
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Member of Executive Management Committee, ALCO, Loan Committee,
User/Client Committee, Marketing Commit tee and Chair the Operation’s
Committee
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Administration over thirty-six employees in salary reviews, employment interviews, counseling and development
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Responsible for commercial and consumer lending in the branches and assist those credit up to $100K, delin quency at .36%Responsible for the Branch’s budgeting process from start, negotiations, presentments and follow through

U.S. BANCORP Salt Lake City, Utah 1983 to 1997
Branch Manager, Midvale 1995 to 1997
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Coach and motivate staff of nine to insure outstanding customer service
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Implement, maintain, and train branch personnel on products and promotions
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Personnel administration of employees in salary reviews, employment interviews, counseling and development
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Responsible to maintain and develop growth in $31MM deposits and $6MM loan portfolio
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Assist and develop the delivery of financial services, achieve goals for fee income and control expenses
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Maintain an attractive, safe and secure branch
Community Banking Credit Services 1994 to 1995
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Credit Approval to support Branch Managers and Loan Officers with loan support where credits and exceptions exceed approval limits in consumer and small commercial loans
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Responsible to maintain quality portfolio, marketing and senior management support
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Prepare and participate with credit examinations function
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Annual review of all executive lines of credit and home equity loans
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Prepare loan packages for Senior Loan Committee
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Note: April 1996 U.S. Bank merged with West One Bank
Manager, Direct Loan Department 1992 to 1994
Vice President and Income Property Loan Officer 1991 to 1992
Regional Credit Manager 1984 to 1991
EDUCATION
Seminars and Workshops Include:
Cohen Brown Management Program I and II
Fairmont Customer Service Program
Omega Consumer Lending – Trainer
Omega Commercial Lending
CAL 1 and 2 Commercial Lending
CAL Financial Statement Analysis
Firrea Appraisal Requirements
Fair Lending Practices
Bankruptcy Actions
Northwest Missouri State University
B.S. Finance and Insurance
UBA Credit Committee Member
Private Pilot License
Notary Public
NMLS ID#697338
References Available