Washington Area
Community Investment
Fund
Celebrating 26 Years

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WACIF is a nonprofit community development loan fund whose mission is to empower underserved communities and individuals in the by providing access to capital and technical assistance to…
- Smith and Sons, LLC

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Small Businesses
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Affordable Housing Developers
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Childcare Centers
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Community Organizations
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Non-profits

WACIF’s Programs
How does WACIF help?
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Access to Capital
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Technical Assistance
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Free Seminar Series (legal, marketing, financing, taxes etc…)
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Mentors

WACIF and Access to Capital
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WACIF’s Access to Capital Loan fund
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SBA Micro-Loan Fund
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CBE Microloan Fund
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Streetscape Relief Loan Fund
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Bank Partners
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Community Development VCs

How WACIF Lends Money
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Deliberately
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The ‘craft’ brewers of the lending world
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Judiciously
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Sources of capital are limited, thus loans are limited
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Normally, less than 5% of clients get approved for loans
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96% Loan Repayment Rate
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Non-traditionally
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Much different risk profile than most debt financiers

How to Apply
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Intake form on www.wacif.org
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Business Evaluation by WACIF staff
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Request for application
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Prepare your financials
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Prepare your plan
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Prepare to pay us back

WACIF’s Year-End
2012 Highlights!
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Provided technical assistance to more than 500 individuals and entrepreneurs
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Packaged 44 loans or equity investments in the amount of $2.6 million to lowmoderate income business owners
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Conducted 35 group technical assistance seminars
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Packaged and financed 3 low-moderate income tenant association purchases
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Held 13 Loan Days to connect small businesses to bankers
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Performed over 60 financial needs assessments
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15 new investors in WACIF’s Access to Capital Loan Fund

Washington Area Community
Investment Fund
Celebrating 26 Years
2012 Rhode Island Ave NE
(202) 529 – 5505 - www.wacif.org