Washington Area Community Investment Fund


Washington Area

Community Investment


Celebrating 26 Years

WACIF’s Mission

WACIF is a nonprofit community development loan fund whose mission is to empower underserved communities and individuals in the by providing access to capital and technical assistance to…

- Smith and Sons, LLC

WACIF’s Clients and Services

Small Businesses

Affordable Housing Developers

Childcare Centers

Community Organizations


WACIF’s Programs

How does WACIF help?

Access to Capital

Technical Assistance

Free Seminar Series (legal, marketing, financing, taxes etc…)


WACIF and Access to Capital

WACIF’s Access to Capital Loan fund

SBA Micro-Loan Fund

CBE Microloan Fund

Streetscape Relief Loan Fund

Bank Partners

Community Development VCs

How WACIF Lends Money


The ‘craft’ brewers of the lending world


Sources of capital are limited, thus loans are limited

Normally, less than 5% of clients get approved for loans

96% Loan Repayment Rate


Much different risk profile than most debt financiers

How to Apply

Intake form on www.wacif.org

Business Evaluation by WACIF staff

Request for application

Prepare your financials

Prepare your plan

Prepare to pay us back

WACIF’s Year-End

2012 Highlights!

Provided technical assistance to more than 500 individuals and entrepreneurs

Packaged 44 loans or equity investments in the amount of $2.6 million to lowmoderate income business owners

Conducted 35 group technical assistance seminars

Packaged and financed 3 low-moderate income tenant association purchases

Held 13 Loan Days to connect small businesses to bankers

Performed over 60 financial needs assessments

15 new investors in WACIF’s Access to Capital Loan Fund

Washington Area Community

Investment Fund

Celebrating 26 Years

2012 Rhode Island Ave NE

(202) 529 – 5505 - www.wacif.org