E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
AGRICULTURE
Scheme No 1.
Name of the Scheme:- Farm Mechanisation/ Cropping Scheme for 2 Hactor of land
for purchase of one Kamco Power Tiller ER 90 N / KMB 200 (9-12 HP) with
complete accessories:
1. Introduction:The National Commission on Agriculture has already confer that the farm production
/productivity is co-related with farm power. It is therefore, important that increasing
cropping intensity, achieve targeted production is linked with the concentration of
farm power in the form of tractor, Power Tiller & Pumping Set etc.
2.
Objective:i.
ii.
iii.
iv.
v.
3.
To provide custom hire services facilities to farmers.
To improve timeliness in agricultural operation.
To improve production and productivity of Indian Agriculture
To improve post harvest processing facilities and profitability of farmers
To provide a regular source of income to agriculture graduates.
Location & Area of operation:
The Project may be located in rural areas having sizeable number of farmers/area
under farm land where cereals, pulses, oilseeds, spices and condiments, etc. are
cultivated. The area of operation could be all the villages under a taluka or the
villages adjacent to a bigger Panchayat head quarters.
4.
Project Components:Tractor, Trailer and implements, Power Tiller, Pumset with accessories, Power
thresher, Winnower, Self propelled Reaper, Sprayers, Tools for repairing of
machines, primary processing Unit like machine, dal mill etc, Workshop shed.
5. Project Cost / Capital Cost ( Rs. in lakhs)
a. Capital cost of Power Tiller
b. Margin money (5 %)
c. Bank Loan (95 %)
4.
and Funding Pattern := Rs. 1,30,000/= Rs. 6,500/= Rs. 1,23,500/-
REPAYMENT OF THE LOAN MAY BE MADE AVAILABLE FROM THE
PROFIT OF THE CROPPING PATTERN SCHEME AND ALSO FROM THE
PROFIT EARNED FROM THE HIRING AND SERVICES AS INDICATED IN
ANNEXURE –II (ENCLOSED).
ANALYSIS FOR THE COST OF OPERARTION FOR KAMCO POWER TILLER,
MODEL ER 90 N/KMB 200(9-12HP) COMPLETE WITH ALL ACCESSORIES:
1. Capital cost of the Machine with Accessories
= Rs.1,30,000/2. Service life of the machine.
= 10,000 Hr.
3. DETAIL ANALYSIS FOR THE COST OF OPERATION PER HRS.:A. Fixed Cost/ Hr.
1. Depreciation hr.
Cost Price – Scrape Value
10,000
= Rs. (130000 – 13000)
10,000
2. Interest on Capital / hr. @ 4% p.a.
Secretariat : Planning Department
Government of Manipur
=11.70
= 5.20
16.90
1
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
B.
OPERATIONAL COST /HR.
1. Fuel Cost./ Hr. @ 2 lit./ hr. @ Rs.26
2. Lubrication 10% of the cost fuel.
3. Repair and maintenance @ 10 % of the capital cost/ annum.
4. Pay of one operator/hr. @ Rs.54/day of 8 working hr.
5. Depreciation
6. Insurance and Registration
= Rs.52.00/= Rs.5 .20/= Rs.13.00/= Rs. 6.75/= Rs.13.00/= Rs. 3.90/Rs.93.85
Total cost of Operation /Hr.(A+B) =Rs. (16.90 +93.85)
=Rs.110.75
C. Establishment Charge /Hr. @ 15 % of the cost of the operation.= Rs. 16.61
D. Hiring charge of the machine/ Hr.(A+B+C)
= Rs.127.36
Say Rs. 127/(Rupees one hundred and twenty seven) only
Assuming the life of the machine is 10 years @ 900 working hour power year with
scrape value 10 % of the initial cost of the power tiller. The wage rates of operator and
helper are those of as skilled and unskilled worker approved by the Govt. of Manipur
under minimum waged act Revised.
Secretariat : Planning Department
Government of Manipur
2
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Annexure -I
COAST OF CULTIVATION FOR 2 HACTER OF LAND.
A.
Season
Pre Kharif.
Crop
Early Paddy (H.Y.V)
Area
2 Hacter.
Mode of cultivation – Transplanting.
COST OF INPUT
1. Seed 160 KG@ 80 kg /ha. @ Rs. 10 /kg.
2. Fertilizer: 90: 60: 30 kg NPK/ Ha.
a. Urea @ 150 kg/ ha. ic 300 kg @ 4.96 /kg
b. D.A.P @ 125 kg/ ha. @ 250 /kg @ Rs. 10.80 /kg.
c. M.O P. @ 50 Kg/ ha. ic. 100kg. @ 6.08/kg
3. Plant Protection: 2 time spray @ rs. 150 /ha.
4. Labor charge (excluding ploughing)
340 manday @ 170 manday/ ha. @ Rs.54/ manday.
5. Land preperation:
a. 16 tractor hpur @ 8 tractor hour/hr. for 2 times ploughing
@ Rs. 240/hr.
b. 48 power tiller working hour @ 12 working hour per hacter
for 2 times ploughuing @ 100/hr.
6. Irrigation and water management : 32 hour for 2 times
Irrigation @ 8 hr/ha @ Rs 40/ha.
= Rs. 1,600/= Rs. 1,488/= Rs. 2,700/= Rs. 608/=Rs.
600/= Rs.18,360/-
= Rs. 3,840/= Rs. 4,300/= Rs. 1,280/Rs. 35,276/-
(Expected yield is 9.6 M.T @ 4.8 MT/ Ha.)
B.
Season
Pre Kharif.
Crop
Main Paddy (H.Y.V)
Area
2 Hacter.
Mode of cultivation – Transplanting.
COST OF INPUT
1. Seed 160 KG@ 80 kg /ha. @ Rs. 10 /kg.
2. Fertilizer: 90: 60: 30 kg NPK/ Ha.
a. Urea @ 150 kg/ ha. ic 300 kg @ 4.96 /kg
b. D.A.P @ 125 kg/ ha. @ 250 /kg @ Rs. 10.80 /kg.
d. M.O P. @ 50 Kg/ ha. ic. 100kg. @ 6.08/kg
3. Plant Protection: 2 time spray @ rs. 150 /ha.
4. Labor charge (excluding ploughing)
365 manday @ 178 manday/ ha. @ Rs.54/ manday.
5. Land preparation 72 working hour
@12 working hr/ha for 3 times ploughuing @ 100/hr.
6. Irrigation and water management: 12 hr/ha @ Rs 40/ha.
= Rs. 1,600/= Rs. 1,488/= Rs. 2,700/= Rs. 608/=Rs.
600/= Rs.19,224= Rs. 7,200/= Rs. 480/Rs. 33,900/-
(Expected yield is 11 M.T @ 5.5 MT/ Ha.)
C.
Season
Rabi
Crop
Pea
Area
1 Hacter.
Mode of Cultivation – Broadcasting.
COST OF INPUTS
1.
Seed: 70 Kg @ Rs. 15/kg.
= Rs. 1050/2.
Fertilizer; DAP 75 kg @ Rs. 10.80 /kg.
= Rs. 810/3.
P.P Chemical ; 2 times spray @ Rs. 150/ha.
= Rs. 300/4.
Labor charge (excluding ploughing) 83 manday @ Rs 54/manday = Rs. 4,482
5.
Land preparation :
a. 8 tractor hr in 1 ploughing Rs.240/hr.
@ Rs. 240/hr.
= Rs. 1920/b. 48 working hour @ 12 working hour per hacter
for 2 times ploughuing @ 100/hr.
= Rs. 4,800/6. Irrigation and water management: 12 hr/ha @ Rs 40/ha.
= Rs. 200/Rs. 13,562/-
Secretariat : Planning Department
Government of Manipur
3
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
(Expected yield is 1.5 M.T.)
D.
Season
Rabi
Crop
Potato
Area
1 Hacter.
Mode of Cultivation – Broadcasting.
COST OF INPUTS
1. Seed: 1000 Kg @ Rs. 10/kg.
2. Fertilizer;
a. Urea @ 150 kg @ 4.96 /kg
b. D.A.P @ 125 kg @ Rs. 10.80 /kg.
c. M.O P. @ 100 Kg. @ 6.08/kg
3. P.P Chemical ; 2 times spray @ Rs. 150/ha.
4.
Labor charge 200/ manday @ Rs 54/manday
5.
Land preparation :
a. 16 tractor hr in 2 ploughing@ Rs.240/hr.
b. 48 working hour @ 12 working hour per hacter
for 2 times ploughuing @ 100/hr.
6. Irrigation and water management: 12 hr/ha @ Rs 40/ha.
= Rs. 10,000/= Rs. 744/= Rs. 1350/= Rs. 608/= Rs. 300/= Rs 10800/= Rs. 3840/= Rs. 4,800/= Rs. 600/Rs. 33042/-
(Expected yield is 15 M.T.)
ECONOMIC OF CROPPING FOR THE CULTIVATION OF 2 HACTER AND
CUSTOM SERVICE OF THE POWER TILLER:
A. COST ECONOMIC ANALYSIS OF THE CROPPING SCHEME:
1. Cost of Cultivation
(as per Annexure –I)
a. Pre- Kharif
b. Kharik
c. Rabi (Pea)
d. Rabi ( Potato)
2. Expected production revenue:
a. Pre Kharif Paddy :9.6 MT @ Rs. 7000/MT
b. Khariff Paddy: 11 MT @ Rs. 6,500/MT
c. Rabi (Pea): 1.5 MT @ Rs. 13,000/MT
d. Khariff Paddy: 15 MT @ Rs. 6000/MT
=Rs. 35,276/= Rs. 33,900/= Rs. 13,562/= Rs. 33,042/Rs. 1,15,780/= Rs.67,200/= Rs.71,500/
= Rs.19,500/= Rs.90,000/Rs. 2,48,200/-
Net Profit from cultivation per year = Rs. 2,48,200.00 – Rs.1,15,780.00
= Rs. 1,32,420/B. COST ECONOMIC ANALYSYS OF THE CUSTOM HIRING OF THE POWER
TILLER:
No. of Hr. engaged of power tiller in cultivation:
a. Early Paddy
48 hr.
b. Main Paddy
72 hr.
c. Rabi Pea
48 hr.
d. Rabi Potatto
48 hr.
215 hr.
Nos. of hour available for hiring and services of power tiller, considering to 10 % idle
time of yearly total working hour of 1,000 i.e. 900 hour.= 900 – 216 = 684 hour.
Total income for working and services = Rs.127 x 685 = Rs.86,995/Operational cost of the Tractor (own operated/year)
= Rs.(Dpn. + Pay of operator + Estd.0 X 684
= Rs.(13.00 + 6.75 + 16.61) X 6874
= Rs. 24,870.24, say, Rs.24,870/C. TOTAL INCOME PER YEAR = Rs.1,94,418/Less sustenance (Rs.1,94,418 – 40,000/- = Rs1,54,418/D. NET INCOME PER MONTH = Rs.12,868/-
Secretariat : Planning Department
Government of Manipur
4
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
REPAYMENT SCHEDULE
Total Scheme Cost
- Rs.1,30,000/Loan.(95 %)
– Rs.1,23,500/Beneficiary Contribution (5 %) – Rs. 6,500/Rate. – 4% p.a. ; Period of loan :- 7 years with a moratorium period of 6 months and repayable in 26 equated quarterly Instalments.
Sl. No
Year
Model of
Repayment
1.
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
1st year
1st year
1st year
1st year
2nd year
2nd year
2nd year
2nd year
3rd year
3rd year
3rd year
3rd year
4th year
4th year
4th year
4th year
5th year
5th year
5th year
5th year
6th year
6th year
6th year
6th year
7th year
7th year
7th year
7th year
Total :
1st quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4thquarter
1st quarter
2nd quarter
3rd quarter
4th quarter
Annual output
154418
154418
154418
154418
154418
154418
154418
Opening Bal.
1,23,500/1,23,500/1,23,500/1,18,750/1,14,000/1,09,250/1,04,500/99,750/95,000/90,250/85,500/80,750/76,000/71,250/66,500/61,750/57,000/52,250/47,500/42,750/38,000/33,250/28,500/23,750/19,000/14,250/9,500/4,750/-
Instalment (Rs.)
Int, for three
months (Rs.)
Total capital
repaid in the
year (Rs.)
X
X
4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/4750/1,23,500/-
Secretariat : Planning Department
Government of Manipur
X
X
9500
19000
19000
19000
19000
19000
19000
1,235/1,235/668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
668
19,838
Inst. and Int.
1,235/1,235/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/5,418/1,43,338/-
Total amount
paid in the year
13306
21672
21672
21672
21672
21672
21672
Closing /Loan
Bal.
1,23,500/1,23,500/1,18,750/1,14,000/1,09,250/1,04,500/99,750/95,000/90,250/85,500/80,750/76,000/71,250/66,500/61,750/57,000/52,250/47,500/42,750/38,000/33,250/28,500/23,750/19,000/14,250/9,500/4,750/Nil
Profit remainder
(Rs.)
141112
132746
132746
132746
132746
132746
132746
9,37,588/-
5
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 2.
Name of the Scheme:- Agro Service Centre-Farm Machinery (Tractor)
1.
Introduction:The National Commission on Agriculture has already conferred that the farm production
/productivity is co-related with farm power. It is therefore, important that increasing cropping
intensity, achieve targeted production is linked with the concentration of farm power in the
form of tractor, Power Tiller & Pumping Set etc.
2. Objective:i.
ii.
iii.
iv.
v.
To provide custom hire services facilities to farmers.
To improve timeliness in agricultural operation.
To improve production and productivity of Indian Agriculture
To improve post harvest processing facilities and profitability of farmers
To provide a regular source of income to agriculture graduates.
3. Location & Area of operation:
The Project may be located in rural areas having sizeable number of tarmers/area under
farm land where cereals, pulses, oilseeds, spices and condiments, etc. are cultivated. The
area of operation could be all the villages under a taluka or the villages adjacent to a
bigger Panchayat head quarters.
4.
Project Components:Tractor, Trailer and implements, Power Tiller, Pumset with accessories, Power thresher,
Winnower, Self propelled Reaper, Sprayers, Tools for repairing of machines, primary
processing Unit like machine, dal mill etc, Workshop shed.
5. Assumption of the model Farm.
a. Area- 2.0359 hectare
b. Scope for hiring out the Tractor to the neighboring field is Estimated as 200 acre.
c. Average run for haulage propose in one year is 200 hour.
6. Project Cost / Capital Cost ( Rs. in lakhs) and Funding Pattern
a. Cost of Project
= Rs. 3,90,000/b. Margin money (10 %)
= Rs. 39,000/c. Bank Loan ( 90% )
= Rs. 3,51,000/7. Technical Consideration : Tillage for one year with one MF- 1035 “J” Series Massage
Ferguson Tractor (35 HP)will be utilised as under.
A.
For the model Farm: (Ploughing)
i.) Pre –Kharif - 1st crop of paddy in 5.73 acres x 5 time of
ploughing operation
ii) Kharif -Main-paddy in 5.73 acres x 5 time ploughing operation
iii) Rabi - a) Musratd in 3.23 acres x 4 time of ploughing operation
b) Potato in 2.50 acres x 5 time of ploughing operation
= 28.62 acres
= 28.65acres
= 12.92 acres
= 12.50 acres
= 82.72 acres
Therefore, required total area = 82.72 = 83 acres (say)
As the said tractor will be utilized @ 1.5 acres/ hour, the required number of hours for the own
farm will be : 83 ÷ 1.5= 55.33 + 5.53 ( 10% idle run ) = 60.68= 61 hours ( say)
B. For hiring out:
The tractor will be hire out the local farms/ neighbouring fields on customers service for
200 cers for four (4) times plughing operations, i.e. 200 X 4 = 800 acresw. Hence, the hour to be
utilized is [800 ÷ 1.5] = 533.33 + 53.33 ( 10 % idle run) = 586.66 hrs= 587 hrs. ( say)
Secretariat : Planning Department
Government of Manipur
6
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
C. For haulage purpose:
Average run for hauling purpose for one year is 200 hours.
Hence, the total running hour for one year will be (A+B+_C) = (61+587+200) = 848 hrs.
8. Running cost / expenditure in one year.
i)
Cost of operation
a.) Fuel
- 3.5 lit/hr.
@ Rs.26 /lit for 848 hrs.
b) Lubricant -20% of the cost of fuel
c) Depreciation - 10% of the unit cost
d) Repairing & maintenance -3% of unit cost
ii) Salary of driver for the year @ 1,500/- per month
iii) Insurance & Registration - 3% of the unit cost
iv) Misc. expenditure - 4 % of the unit cost
Grand Total
=Rs.77,168/=Rs.13,059/= Rs., 37881/= Rs.11364/Rs.1,39,472/= Rs. 18,000/= Rs. 11,364/= Rs.15,152/=Rs. 1,83,988/-
Hence, the total running cost/ expenditure in one year will be Rs.1,83,988/( Rupees one lakh eighty three thousand, nine hundred and eighty-eight) only
9. Cropping Pattern :
A double to triple cropping in one year is to be adopted as follows:
i) Pre Kharif Season
-1st crop of paddy in
5.73 acres
ii) Kharif season
- Main paddy in
5.73 acres
iii) Rabi season
- a) Mustard in
3.23 acres
- b) Potato in
2.50 acres
Total
17.19 acres
10. Farm Budget for 5.75 acres after mechanized (without project):
A. Cost of cultivation for 1 (one) acre after mechanized. ANNEXURE- II, III, IV& V
Sl.
No
Season
Crop
Area
(acre)
1
Pre Kharif
Season
Kharif Main
Paddy
Rabi
Mustard
Rabi
1
Yield
Cost of
cultivation
Grain
without cost Qtl.
of ploughing (Rs.)
8,350
22
1
8595
26
1
2840
5
1000
1
15685
75
450
2
3
4
Straw
Qtl.
Rate/ Qtl
Grain Straw
(Rs.)
(Rs.)
Value
Grain
(Rs.)
Total
Gross
Gross
surplus
income
-
13,750
5400
1250
16850
8255
5000
5000
1260
33750
33750
18065
-
625
-
13,750
250
600
5
145600
Straw
(Rs.)
B Economics of farming for 5.75 acres after mechanized (with project)
Sl No
Season Crop
1
Pre Kharif
Season
Kharif Main
Paddy
Rabi Mustard
Rabi
2
3
4
Area
(acre)
47,845
Gross
income per
acre (Rs).
13,750
Total gross
income
(Rs).
78,787
Gross
surplus
(Rs).
30,942
8,595
49,249
16,850
96,550
47,301
2,840
15,695
9,173
39,212
11,45,479
5,000
33,750
Total
16,150
84,375
2,75,862
6,977
45,163
1,30,383
of cultivation
per acre (Rs.)
Total cost of
cultivation(Rs).
5.73
8,350
5.73
3.23
2.50
11. Income from hiring out:
a) Customer service area = 200 acres in one year = 587 hrs { Sl. No. 7 (B)}
Local rate hiring out is Rs. 260/ hr.
So, income from hiring out is Rs. 587 X 260
=1,52,620
b) Average hour for haulage purpose is 200 hours/annum @ Rs.100/hr.
So, income from haulage purpose is Rs. 200 X 100
= 20,000
Total = Rs. 1,72,620
Secretariat : Planning Department
Government of Manipur
7
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Thus, total income from hiring out is Rs. 1,72,620
(Rupees one lakh seventy two thousand six hundred twenty) only
12. Grand total income is (10 + 11)
= Rs. ( 130383 +1,72,620 ) = Rs.3,03,003
(Rupees three lakh three thousand and three) only
13. Net income for one year is (12-8)
= Rs. (3,03,003 -1,83,988) = Rs. 1,19,015/( Rupees one lakh nineteen thousand and fifteen) only
Less : a) Family expenditure for one year – 20 % of net income
= Rs. 23,803
b) Other unseen expenditure - 5 5 of net income
= Rs. 5,951
Rs. 29,754/Net incremental income/ profit for one year is Rs. (1,19,015-29,754)= Rs.89,261/(Rupees eighty nine thousand two hundred sixty-one) only
Thus, after deducting family maintenance and all kinds of expenditure for one year, the farmer
can earn an incremental income or profit of Rs. 89,261/-.
(Rupees eighty nine thousand two hundred sixty-one) only
Secretariat : Planning Department
Government of Manipur
8
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
ANNEXURE-I
Cost of cultivation for 1 (one) acre of transplanted (HYV) paddy during Main Kharif
mechanized (with project).
1. Land preparation :
a) Ploughing 5 times with factor for 4 hrs. @ Rs. 250 /hrs.
b) Side ploughing ande planking - 2 times
Spairs of bulklock @ Rs . 120 / pair of bullock
2. Seed
- 35 kg @ Rs. 10 /kg.
3. Farm Labour:
a) Nursery bed preparation to uprooting and distribution of
Nursery – 13 male labs @ Rs. 60/ manday
b) Transplanting
- 20 female labs @ 45 / manday
c) Weeding and Hoeing – 30 female labs @ 45 / manday
d) Harvesting –20 female labs @ 45 / manday
e) Threshing , Winnowing and dressing of straw:
i) 30 male labs. @ Rs 60 manday
ii) 10 female labs @ rs 45/ manday
Rs. 1,000
Rs. 360
Rs.350
Rs.780
Rs.900
Rs1,350
Rs900
Rs. 1800
Rs.450
4. Fertilizers :
a) Urea
- 40 kg. @ Rs 5.50/ kg
Rs.220
b) DAP
- 20 kg. @ Rs 11.50/ kg
Rs.230
c) SSP
- 40 kg. @ Rs 5.00/ kg
Rs.200
d) MOP
- 25 kg. @ Rs 7.00/ kg
Rs.175
** Applied by 2 male labs. @ Rs. 60/ manday Rs.120
5. Plant Protection Chemicals:
a) Furadan 3G
2 kg. @ Rs. 65/kg
Rs.130
b) Endosulphan
250 ml. @ Rs. 150/kg
Rs.150
c) Corbandazyme
40 kg. @ Rs. 5.00/kg
Rs.150
d) Monocrotophose
200ml. @ Rs.75/100ml
Rs.150
** Sprayed and applied by 2 male labs @ Rs. 60/ manday Rs.120
6.
Irrigated:
Natural cannel Rain
Maintained by 1 male lab. @ Rs. 60/ manday
Total
Rs. 60
Rs. 9,595
Total
Rs. 15600
Rs. 1250
Rs. 16850
Yield : i) Grain – 26 qtl. @Rs. 600/ Qtl.
ii) Straw – 250 Qtl. @ Rs 5/ Qtl.
Secretariat : Planning Department
Government of Manipur
9
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
ANNEXURE-II
Cost of cultivation for 1 (one) acre of 1st crop of paddy during Pre-Kharif season after
mechanised (with project).
1. Land preparation :
a) Ploughing 5 times with tractor ( not to be calculated
since it is included running cost)
b) Side ploughing and planking - 2 times
with 3 pairs of bulklock @ Rs . 120 / pair of bullock
c) Nursery bed preparation- 1 pair of bullock@ -do-
Rs.360
Rs. 120
2. Seed
- 40 kg @ Rs. 10 /kg.
3. Farm Labour:
a. Nursery bed preparation to uprooting and distribution of
Nursery – 15 male labs @ Rs. 60/ manday
b. Transplanting
- 20 female labs @ 45 / manday
c. Weeding and Hoeing – 30 female labs @ 45 / manday
d. Harvesting –20 female labs @ 45 / manday
e. Threshing ,&Winnowing :
i) 25 male labs. @ Rs 60 manday
ii) 5 female labs @ Rs 45/ manday
4. Fertilizers :
a) Urea
- 30 kg. @ Rs 5.50/ kg
b) DAP
- 40 kg. @ Rs 11.50/ kg
c) MOP
- 25 kg. @ Rs 7.00/ kg
** Sprayed and applied by 2 male labs. @ Rs. 60/ manday
5. Plant Protection Chemicals:
a) Furadan 3G
2 kg. @ Rs. 65/kg
b) Endosulphan
250 ml.
c) Carbandazyme
200 gm. @ Rs. 75/100gm
** Sprayed and applied by 2 male labs @ Rs. 60/ manday
6.
Rs.400
Rs.900
Rs.900
Rs1,350
Rs 900
Rs. 1500
Rs. 225
Rs.165
Rs.460
Rs.140
Rs.120
Rs. 130
Rs. 150
Rs. 150
Rs. 120
Irrigation
2 times- once with Natural cannels one with
Pumt Set @ Rs. 200/ irrigation
Maintained by 1 male lab. @ Rs. 60/ manday
Total
Yield : 22 Qtls. @ Rs. 625/ Qtl.
Rs. 200
Rs. 60
Rs. 8350
Rs. 13,750/-
Secretariat : Planning Department
Government of Manipur
10
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
ANNEXURE-III
Cost of cultivation for 1 (one) acre of transplanted (HYV) paddy during Main Kharif
mechanized (with project).
1. Land preparation :
a) Ploughing 5 times with tractor( not to be calculated)
b) Side ploughing ande planking - 2 times
3 pairs of bulklock @ Rs . 120 / pair of bullock
Rs. 360
2. Seed
- 35 kg @ Rs. 10 /kg.
3. Farm Labour:
a) Nursery bed preparation to uprooting and distribution of
Nursery – 13 male labs @ Rs. 60/ manday
b) Transplanting
- 20 female labs @ 45 / manday
c) Weeding and Hoeing – 30 female labs @ 45 / manday
d) Harvesting –20 female labs @ 45 / manday
e) Threshing & Winnowing and dressing of straw:
i) 30 male labs. @ Rs 60 manday
ii) 10 female labs @ Rs 45/ manday
Rs.350
Rs.780
Rs.900
Rs1,350
Rs900
Rs. 1800
Rs.450
4. Fertilizers :
a) Urea
- 40 kg. @ Rs 5.50/ kg
Rs.220
b) DAP
- 20 kg. @ Rs 11.50/ kg
Rs.230
c) SSP
- 40 kg. @ Rs 5.00/ kg
Rs.200
d) MOP
- 25 kg. @ Rs 7.00/ kg
Rs.175
** Applied by 2 male labs. @ Rs. 60/ manday Rs.120
5. Plant Protection Chemicals:
a) Furadan 3G
2 kg. @ Rs. 65/kg
Rs.130
b) Endosulphan
250 ml. @ Rs. 150/kg
Rs.150
c) Carbandazyme
40 kg. @ Rs. 5.00/kg
Rs.150
** Sprayed and applied by 2 male labs @ Rs. 60/ manday Rs.120
6.
Irrigated
Natural cannel Rain
Maintained by 1 male lab. @ Rs. 60/ manday
Total
Yield : i) Grain – 26 qtl. @Rs. 600/ Qtl.
ii) Straw – 250 Qtl. @ Rs 5/ Qtl.
Secretariat : Planning Department
Government of Manipur
Rs. 60
Rs. 8,595
Rs. 15600
Rs. 1250
Total
Rs. 16850
11
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
ANNEXURE-IV
Cost of cultivation for 1 (one) acre of Mustard during mechanised (with project).
1. Land preparation :
Ploughing 4 times with tractor (already included not to be calculated )
Side ploughing with 1 pairs of bulklocks
Rs. 120
2. Seed
- 6 kg @ Rs. 15/kg.
3. Farm Labour:
a. Sowing- 1 male lab. @ rs. 60/ manday
b. Harvesting/ Uprooting –20 female labs @ 45 / manday
c. Threshing ,&Winnowing :
i) 5 male labs. @ Rs 45 manday
ii) 8 female labs @ Rs 60/ manday
Rs.90
Rs.60
Rs 900
Rs. 225
Rs. 480
4. Fertilizers :
a) Urea
- 20 kg. @ Rs 5.50/ kg
Rs.110
b) DAP
- 20 kg. @ Rs 11.50/ kg
Rs.230
c) MOP
- 15 kg. @ Rs 7.00/ kg
Rs.105
** Applied by 1 male labs. @ Rs. 60/ manday Rs.60
5. Plant Protection Chemicals:
a) Chloropyriphos-100 ml.
Rs. 70
b) Hinodan - 100 ml.
Rs. 130
6.
Irrigation
2 times- I) Natural cannels
( Maintained by 1 male lab)
With Pumt Set @ Rs. 200/ irrigation
Total
Yield : 5 Qtls. @ Rs. 900/ Qtl.
Rs. 60
Rs. 200
Rs. 2840
Rs. 4500/-
Secretariat : Planning Department
Government of Manipur
12
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
ANNEXURE-V
Cost of cultivation for 1 (one) acre of Land during Rabi Season after mechanised (with
project).
1. Land preparation :
Ploughing 5 times with tractor (already included not to be calculated )
2. Seed
- 1,000 kg @ Rs. 10/kg.
Rs.10,000
3. Farm Labour:
a. Seed bed preparation - 15 male lab. @ Rs. 60/ manday
Rs. 900
b. Planting
–15 female labs @ 45 / manday
Rs. 675
c. Interculture and earthing up- 30 female labs @ 45 / manday Rs. 600
d. Harvesting
- 10 female labs @ 60 / manday
Rs. 450
-10 female labs @ 45 / manday
Rs. 450
4. Fertilizers :
a) Urea
b) DAP
c) MOP
5.
6.
- 40 kg. @ Rs 5.50/ kg
- 60 kg. @ Rs 11.50/ kg
- 20 kg. @ Rs 7.00/ kg
** Applied by 1 male labs. @ Rs.60/ manday
Plant Protection Chemicals:
a) Chloropyriphos-100 ml.
b) Dithane M-45 – 500 ml. - 100 ml.
** Spray by 1 male labs. @ Rs. 60/ manday
Rs.220
Rs.690
Rs.140
Rs. 60
Rs. 70
Rs. 150
Rs. 60
Irrigation
2 timesI) With Natural cannels ( Maintained by 1 male lab. For 2 days)
@ Rs. 60/ manday)
With Pumt Set @ Rs. 200/ irrigation
Total
Yield : 75 Qtls. @ Rs. 450/ Qtl.
Rs. 60
Rs. 200
Rs15,685
Rs. 4500/-
Secretariat : Planning Department
Government of Manipur
13
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
REPAYMENT SCHEDULE
Total Scheme Cost
- Rs.3,90,000/Loan (90 %)
– Rs.3,51,000/Beneficiary Contribution ( 10 %) – 39,000/Rate of interest – 5% p.a.
Period of loan : 7 years with a moratorium period of 6 months and repayable in 26 equated quarterly instalments.
Sl. No
Year
1.
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
1st year
1st year
1st year
1st year
2nd year
2nd year
2nd year
2nd year
3rd year
3rd year
3rd year
3rd year
4th year
4th year
4th year
4th year
Model of
Repayment
1st quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4th quarter
17
18
19
20
21
22
23
24
25
26
27
28
5th
1st
year
5th year
5th year
5th year
6th year
6th year
6th year
6th year
7th year
7th year
7th year
7th year
Total :
quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4th quarter
1st quarter
2nd quarter
3rd quarter
4th quarter
Annual output
89261
89261
89261
89261
89261
89261
89261
Opening Bal.
Instalment (Rs.)
351000
351000
337500
324000
310500
297000
283500
270000
256500
243000
229500
216000
202500
189000
175500
162000
X
X
13500
13500
13500
13500
13500
13500
13500
13500
13500
13500
13500
13500
13500
13500
148500
135000
121500
108000
94500
81000
67500
54000
40500
27000
13500
13500
13500
13500
13500
13500
13500
13500
13500
13500
13500
13500
Total capital repaid in
the year (Rs.)
27000
54000
54000
54000
54000
54000
54000
3,51,000/-
Secretariat : Planning Department
Government of Manipur
Int, for three
months (Rs.)
4388
4388
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
2396
71072
Inst. and Int.
4388
4388
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
15896
422072
Total amount paid
in the year
40,568
63,584
63,584
63,584
63,584
63,584
63,584
422072
Closing /Loan
Bal.
351000
351000
337500
324000
310500
297000
283500
270000
256500
243000
229500
216000
202500
189000
175500
162000
148500
135000
121500
108000
94500
81000
67500
54000
40500
27000
13500
Nil
Profit
remainder(Rs.)
48693
25677
25677
25677
25677
25677
25677
2,02,755/-
14
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 3.
Name of the Scheme:- Cash Crop Plantation (1Ha) of Turmeric variety Lakadong.
1.
Introduction:- In the tenth Plan, Ministry of Agriculture, Government of India has
given more emphasis for popularizing organic food production all over the country.
Manipur being one of the States in which least fertilizers, pesticides are used in crop
cultivation practices, the produces of Manipur are in high demand for their
comparatively chemical free, natural and pure quality. This is the evident from the
fact that enquires for arranging supply of huge quantities of spices (Chilli, Turmeric,
Ginger) from Manipur
(primary/processed) are pouring into Manipur
Small Farmers’ Agri Business Consortium (trade enquiries Copies enclosed). The
spices Board, Ministry of Commerce, GOI has also assured to help in marketing of
organically/ naturally cultivated Spices from Manipur. With the active promotional
activities of Resources Mobilisation carried out by Manipur SFAC, Turmeric
(Lakadon variety) is found to be one of the important and identified location specific
crop suitable for the farmers of Manipur for generating income. For providing good
quality planting materials, Manipur SFAC has also identified M/S Oriental Nurseries,
Keithelmanbi Imphal for providing planting materials to be made available to the
identified farmers.
2.
Cultivation: - Land with proper irrigation facility with good rainfall but with good
drainage is suitable for cultivation of turmeric. The land is properly ploughed 2/3
times and all the weeds, roots etc are completely sorted out. Rows of pits are prepared
and about 500 grms of Farmyard Manure (FYM)/ organic manure are added. The
turmeric rhizomes with properly developed shoots (Planting materials) are planted
and covered with 4/5 inches of top soil.
3.
Seed requirements:- Turmeric is generally planted in the month of May-June and
harvested in Feb/March 2.0-2.5 tonnes per ha depending on size of Rhizomes or
25,000 – 26,000 plantlets for planting one ha at the spacing of 2-2.5 ft row to row and
plant to plant.
4.
Yield: - Under optimum condition the production per ha ranges from 23-25 Mts if
harvested in the 1st year. However, the yield increases to 2-3 times when harvested in
the second year.
5.
Unique feature:- The growing Crop is never liked by cattle, attack by pests and
diseases are minimum comparing to other crops. Chance of crop failure is only 5%
under exceptional cases.
6.
Cost of Cultivation per unit Ha. of Turmeric
(Rs. in lakhs.)
Sl No
Actiovities/ details
Amount
A
Non-Recurring Expenditure :
1
Construction of shed
0.15
2
Land preparation & digging of pits -120 0.06
mandays @ Rs. 50/- manday.
Total of A :
0.21
B
Recurring Expenditure
1.
2.
3.
4.
5.
Cost of Planting materials /Plantlets for
25,000 nos per Ha @ Rs. 2.00/- Plant
Cost of Planting -100 mandays @ Rs. 50/mandays
Organic Manure /Bio-Pesticides
Irrigation & Intercultural operation after 45
days of Planting -60 mandays @ Rs. 50/mandays
Harvesting & Curing 130 mandays @ 50/manday
Total of B :
Secretariat : Planning Department
Government of Manipur
0.50
0.05
0.045
0.03
0.065
0.69
15
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
C. Total Scheme Cost (A+B)
D. Financing pattern :
: Rs.0.90 lakhs
1. Bank Loan (95 %)
: Rs. 0.855
2. Beneficiary contribution (5%) : Rs. 0.045
E. Returned/Income: 23,000 Kgs. of Rhizomes @ Rs.5/- per Kg.: Rs1.15 lakhs.
F. Gross Profit : Rs. 0.46 lakhs.
G(i). Depreciation on shed (15%)
- Rs. 0.02 lakhs.
G (ii.) Interest on loan
- Rs. 0.03 lakhs
G. (iii). Insurance @ 6.5 of planting materials
- Rs. 0.04 lakhs
Total of G
- Rs. 0.09 lakhs
H. Net profit
- Rs. 0.37 lakhs.
I. Net profit per month
- Rs. 0.03 lakhs.
7. Loan Repayment :- The period of loan is 7 years with a moratorium period of 6 months
and the loan amount released to the beneficiaries including the calculated interest (@ 4 %
p.a.) shall repaid in 26 equal quarterly instalments.
LOAN REPAYMENT CHART
Total Scheme Cost:Rs. 90,000/Bank loan (95 %) :Rs.85,500/Promoters contributors (5%) :Rs.4,500/Rate of Interest :4 % p.a
Period of loan :- 7 years, repayable in 26 quarterly instalments with a moratorium period
of 6 months.
No. of
inst.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
Opening balance
85,500/85,500/85,500/82,200/78,912/75,624/72,336/69,048/65,760/62,472/59,184/55,896/52,608/49,320/46,032/42,744/39,456/36,168/32,880/29,592/26,304/23,016/19,728/16,440/13,152/9,864/6,576/3,288/Total
Amt. of quarterly instalment
Interest
Total
855/855/855/855/3,300/462
3762
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
3,288/462
3750
85,500/13,722/99,222/-
Principal
X
x
Secretariat : Planning Department
Government of Manipur
Closing Bal.
85,500/85,500/82,200/78,912/75,624/72,336/69,048/65,760/62,472/59,184/55,896/52,608/49,320/46,032/42,744/39,456/36,168/32,880/29,592/26,304/23,016/19,728/16,440/13,152/9,864/6,576/3,288/Nil
16
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 4
Name of the Scheme:-Agri- Clinic & Agro Service Centre (Tractor)
1. Introduction: - There is an turn over of 30-40 student trained in the fields of Agriculture,
Horticulture, Veterinary Fisheries and Sericulture. Most of them are lying without any
effective employment. Agriclinic as such will provide a meaningful employment to these
graduates specially these days where the scope of employment in Government service is very
limited.
2. Objective :i.
To supplement the efforts of government extension system.
ii.
To make available supplementary sources of input supply and services to
needy farmers.
iii.
To provide gainful employment to agriculture graduates in new emerging
areas in agricultural sector.
3. Project Component:Maintenance, repairs and custom hiring of agricultural implements and machinery
including micro irrigation systems( sprinkler and drip)
5.
Cost of Project :
Non -Recurring Expenditure
Land and Building (Security Deposit)
Purchase of Tractor
Furniture and Fixture
Preliminary Expenses
Rs. 20,000/Rs. 3,90,000/Rs.
8,000/Rs.
2,000/4,20,000/-
Working Capital / Recurring Expenditure
Spare parts of agricultural implements
and manure etc.(per month)
Salary / wages for 4 nos. (per month)
Overheads expenses (per month)
Rent for building(per month)
Insurance @ 6.5 % of the cost of tractor
and implements/ manure.
Total cost of the scheme
Rs. 80,000/Rs.10,000/Rs. 5,000/Rs.3,000/Rs. 2,000/Rs. 1,00,000/- Rs.5,20,000/-
Funding pattern
Bank Loan
4,20,000/-
Beneficiary contrn.
78,000/-
Cost of production (per month)
1. Working capital
2. Depreciation
3. Interest on capital investment
Rs.1,00,000/Rs.
1,992/Rs.
1,842/Rs.1,03,834/-
Financial Return (per month)
R. M cost 15 % of RM cost
Hiring charges
Repairing charges
Profit (per month)
Break Even point (B.E.P)
i) Fixed cost -
ii). Profit
I. B.E.P. =( F.C/F.C + Profit) %
= 18.65%
Total
5,20,000/-
1,15,000/13,000/10,000/Rs.1,38,000/- Rs. 34,166/= 40 % of salary + Interest + Depn.
= Rs. (4000 + 1842 + 1992)
= Rs 7834/= Rs. 34,166/-
Secretariat : Planning Department
Government of Manipur
17
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Total Scheme Cost:Rs.5,20,000/Bank loan (85 %) :Rs.4,42,000/Promoters contributors (15%) :Rs.78,000/Rate of Interest :5 % p.a
Period of loan :- 7 years, repayable in 26 quarterly instalments with a moratorium
period of 6 months.
No.
of
inst.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
Opening balance
442000
442000
442000
425000
408000
391000
374000
357000
340000
323000
306000
289000
272000
255000
238000
221000
204000
187000
170000
153000
136000
119000
102000
85000
68000
51000
34000
17,000
Total
Amt. of quarterly instalment
Principal
Interest
Total
X
X
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
17000
4,42,000/-
5525
5525
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
3017
89,492
Secretariat : Planning Department
Government of Manipur
5525
5525
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
20017
5,31,492
Closing
Bal.
442000
442000
425000
408000
391000
374000
357000
340000
323000
306000
289000
272000
255000
238000
221000
204000
187000
170000
153000
136000
119000
102000
85000
68000
51000
34000
17,000
Nil
18
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 5
Name of the Scheme:-Agri- Clinic & Agro Service Centre(Power Tiller)
4. Introduction: - There is an turn over of 30-40 student trained in the fields of Agriculture,
Horticulture, Veterinary Fisheries and Sericulture. Most of them are lying without any effective
employment. Agriclinic as such will provide a meaningful employment to these graduates
specially these days where the scope of employment in Government service is very limited.
5. Objective :i. To supplement the efforts of government extension system.
ii. To make available supplementary sources of input supply and services to needy farmers.
iii. To provide gainful employment to agriculture graduates in new emerging areas in
agricultural sector.
6. Project Component:Maintenance, repairs and custom hiring of agricultural implements and machinery
including micro irrigation systems( sprinkler and drip)
6.
Cost of Project :
Non -Recurring Expenditure
Land and Building (Security Deposit)
Purchase of Tractor
Furniture and Fixture
Preliminary Expenses
Rs. 1,60,000/-
Rs. 20,000/Rs. 1,30,000/Rs.
8,000/Rs.
2,000/-
Working Capital / Recurring Expenditure
Spare parts of agricultural implements
and manure etc.(per month)
Salary / wages for 3 nos. (per month)
Overheads expenses (per month)
Rent for building(per month)
Insurance @ 6.5 % of the cost of tractor
and implements/ manure.
Total cost of the scheme
Funding pattern
Bank Loan
Beneficiary Contrn..
2,20,500/24,500/-
Rs. 70,000/Rs. 8,000/Rs. 4,000/Rs. 2,000/Rs. 1,000/Rs. 85,000/- Rs.2,45,000/Total
2,45,000/-
Cost of production (per month)
1. Working capital
2. Depreciation
3. Interest on capital investment
Rs. 85,000/Rs.
867/Rs.
919/Rs. 86,786/-
Financial Return (per month)
R. M cost 15 % of RM cost
Hiring charges
Repairing charges
Profit (per month)
Break Even point (B.E.P)
i) Fixed cost -
ii). Profit
97,750/8,000/7,000/Rs.1,12,750/- Rs. 25,964/= 40 % of salary + Interest + Depn.
= Rs. (3200 + 919 + 867)
= Rs 4986/= Rs. 25,964/-
I. B.E.P. =( F.C/F.C + Profit) %
= 16.16%
Secretariat : Planning Department
Government of Manipur
19
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Total Scheme Cost:Rs.2,45,000/Bank loan (85 %) :Rs.2,20,500/Promoters contributors (15%) :- Rs. 24,500/Rate of Interest :5 % p.a
Period of loan :- 7 years, repayable in 26 quarterly instalments with a moratorium period
of 6 months.
No.
of
inst.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
Opening balance
220500
220500
220500
212000
203520
195040
186560
178080
169600
161120
152640
144160
135680
127200
118720
110240
101760
93280
84800
76320
67840
59360
50880
42400
33920
25440
16960
8480
Total :
Amt. of quarterly instalment
Principal
Interest
Total
X
X
8500
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
8480
220500
2759
2759
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
1505
44648
Secretariat : Planning Department
Government of Manipur
2759
2759
10005
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
9985
2,65,148/-
Closing
Bal.
220500
220500
212000
203520
195040
186560
178080
169600
161120
152640
144160
135680
127200
118720
110240
101760
93280
84800
76320
67840
59360
50880
42400
33920
25440
16960
8480
Nil
20
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
VETERINARY
Scheme No.6
TECHNICAL ECONOMIC FEASIBILITY REPORT & FINANCIAL WORKING FOR
ESTABLISHMENT OF A DAIRY UNIT (3 NOS. OF MILCH COW)
1.
CAPITAL/NON RECURRING EXPENDITURE :
(a)
Land : the dairy farm shed will be constructed at the own land
of the beneficiary. Hence no financial investment will be
required.
(b)
Building :
(i)
Construction of cow shed providing 60 sq.ft. per animal
including floor space and manager, preferably pucca
flooring, half brick wall, C.I. sheet roofing and well
drained .
(ii)
Construction of calf shed providing 20 sq.ft./calf
Nil
Rs.12000/-
Rs. 4000/-
(c)
Cost of purchase of dairy equipments/ utensils such as feeding
trough, buckets, milk cane, rope etc. @ Rs.500/- per animal.
Rs. 1500/-
(d)
Cost of 3 (three) pregnant cross bred milch cows preferably
freshly calved within 1 (one) month of 1st lactation and age
of 3 ( three) years having the average milk production of
10 (ten) litres/day/cow @ Rs.30,000/- including transportation
charge.
Rs.90000/-
TOTAL NON RECURRING EXPENDITURE :
2.
WORKING/RECURRING EXPENDITURE :
( Capitalised for 3 months )
(a)
Insurance premium including service charge
@ 6.5% of the total cost of the animal.
Rs. 5460/-
(b)
Cost of concentrate feeding @ 3.5 kg/cow/day
for 3 cows for 90 days @ Rs.900 per quintal.
Rs. 8505/-
(c)
Cost of green and dry fodder @ 25 kg/cow/day
Rs. 4347/and 4 kg/cow/day for 3 cows for 90 days @ Rs.50/and Rs. 90/- per quintal respectively ( Rs. 3375 + Rs.972)
(d)
Health care and breeding @ Rs. 500/- per animal.
(e)
Labour charge
(f)
Miscellaneous/ contingency charge.
Self
Total Recurring Expenditure :
3.
Rs.107500/-
TOTAL COST OF THE UNIT/PROJECT
( Rs. 97,500 + Rs. 22,500)
Secretariat : Planning Department
Government of Manipur
Rs. 1500/Nil.
Rs. 2688/__________________
Rs. 22,500/-
Rs.1,30,000/-
21
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
ANNEXURE – I.
REPAYMENT SCHEDULE OF THE LOAN
1.
Total cost of the Unit/Project
2.
Beneficiary contribution (5 %)
3.
Financial assistance (95 %)
4.
Rate of interest/year
5.
Period of repayment
(one) year
- Rs. 1,30,000/- Rs. 6,500/- Rs. 1,23,500/- 4 % p.a.
- 7(seven) years with a moratorium period of
(Amount in Rupees)
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
Opening
Balance
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
113208
113208
113208
113208
113208
113208
102916
102916
102916
102916
102916
102916
92624
92624
92624
92624
92624
92624
82332
82332
82332
82332
82332
82332
72040
72040
72040
72040
72040
72040
Principal
Interest
1235
1235
1235
1235
10292
1393
10292
1393
10292
1393
10292
1393
10292
1393
10292
1393
Secretariat : Planning Department
Government of Manipur
Total
0
0
1235
0
0
1235
0
0
1235
0
0
1235
0
0
0
0
0
11685
0
0
0
0
0
11685
0
0
0
0
0
11685
0
0
0
0
0
11685
0
0
0
0
0
11685
0
0
0
0
0
11685
Closing
Balance
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
123500
113208
113208
113208
113208
113208
113208
102916
102916
102916
102916
102916
102916
92624
92624
92624
92624
92624
92624
82332
82332
82332
82332
82332
82332
72040
72040
72040
72040
72040
72040
61748
22
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
I.
II.
III.
Opening
Balance
61748
61748
61748
61748
61748
61748
51456
51456
51456
51456
51456
51456
41164
41164
41164
41164
41164
41164
30872
30872
30872
30872
30872
30872
20580
20580
20580
20580
20580
20580
10288
10288
10288
10288
10288
10288
LOAN AMOUNT
TOTAL INTEREST TOTAL AMOUNT -
Principal
Interest
10292
1393
10292
1393
10292
1393
10292
1393
10292
1393
10288
123500
1397
21660
Total
0
0
0
0
0
11685
0
0
0
0
0
11685
0
0
0
0
0
11685
0
0
0
0
0
11685
0
0
0
0
0
11685
0
0
0
0
0
11685
Closing
Balance
61748
61748
61748
61748
61748
51456
51456
51456
51456
51456
51456
41164
41164
41164
41164
41164
41164
30872
30872
30872
30872
30872
30872
20580
20580
20580
20580
20580
20580
10288
10288
10288
10288
10288
10288
0
Rs.1,23,500/Rs. 20,994/Rs.1,44,494/-
Secretariat : Planning Department
Government of Manipur
23
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
ANNEXURE – II.
MILK FLOW CHART OF THE DAIRY UNIT
Lactation Period
Per cow
Total
Dry Period
Per cow
Total
Year
No. of
cows
Calving
sequence
1st year
3 nos. of
cows
3 nos. of
cows
3 nos. of
cows
3 nos. of
cows
3 nos. of
cows
3 nos. of
cows
3 nos. of
cows
1st
275
825
90
270
Total
milk
produce
@ 10
litres
/cow/
day
8,250
2nd
305
915
60
180
9,150
3rd
275
825
90
270
8,250
4th
305
915
60
180
9,150
5th
275
825
90
270
8,250
6th year
305
915
60
180
9150
7th year
275
825
90
270
8250
2nd year
3rd year
4th year
5th year
6th year
7th year
Secretariat : Planning Department
Government of Manipur
24
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
ANNEXURE – III.
ECONOMIC ANALYSIS AND INCOME OF THE UNIT/PROJECT OF
3 (THREE) NOS. OF MILCH COWS
A.
Cost of Production (year wise)
Sl.No. Particulars
1st year 2nd year
1.
2.
3.
4.
5.
6.
7.
Cost of feeding
during lactation
period.
(i) Concentrate
feeding
(ii) Green
fodder feeding
(iii) Dry fodder
feeding.
3rd year
4th year
5th year
6th year
7th year
25988
28823
25988
28823
25988
28823
25988
10,313
11,438
10,313
11,438
10,313
11438
10313
2,970
3,294
2,970
3,294
2,970
3294
2970
2430
3645
2430
3645
2430
3645
900
1,300
810
1,215
Cost of feeding
during
Dry
period.
(a) Concentrate
3645
feeding.
(b) Green
1,350
feeding.
(c) Dry Fodder
1,215
feeding.
Cost of health
1,500
care/ breeding.
Premium
of Insurance.
Depreciation on
building 15%
Contingency
2,000
charge.
Bank
loan
4,940
Recovery.
Total
53,921
1,300
900
1350
900
810
1,215
810
1,500
1,500
1,500
1,500
1,500
1,500
5,460
5,460
5,460
5,460
5,460
5,460
2,400
2,400
2,400
2,400
2,400
2,400
2,500
2,500
3,000
3,000
3,000
3,000
25,318
24,494
23,672
22,848
22,024
21,198
84,873
81,835
83,727
80,639
82,079
78,989
B.
GROSS INCOME OF THE UNIT.
Sl.No. Particulars
1st year
2nd year
3rd year
4th year
1,215
5th year
6th year
7th year
1.
Sale
1,15,500 1,28,100 1,15,500 1,28,100 1,15,500 1,28,100 1,15,500
proceed of
milk
@
Rs.14/litre
2.
Sale
1,500
1,500
2,000
2,000
2,000
2,000
2,000
proceed of
farm yard
manure and
empty
gunny bags.
Total
1,17,000 1,29,600 1,17,500 1,30,100 1,17,500 1,30,100 1,17,500
C.
NET PROFIT OF THE PREPARED DAIRY UNIT.
(A–B)
63079
44727
35665 46373
36861 48021 38511
D.
MONTHLY INCOME
- Rs. 3729/-
Secretariat : Planning Department
Government of Manipur
25
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
PARAMETERS:i)
ii)
iii)
iv)
v)
vi)
vii)
viii)
ix)
x)
xi)
xii)
xiii)
xiv)
xv)
The cost of milch cross bred cow has been taken as Rs 30,000/-only per cow
including the transportation charges.
Milch cow will be purchased in two lots of 5 and 3 nos. at an interval of 6(six)
months.
Late stage pregnant milch cow will be purchased preferably freshly calved milch cow
within one month of 1st calving and age of 3 years.
At the time of purchase and also during the period of rearing, the probability of
producing female and male calve is taken as 50:50.
The average lactation period is taken as 305 days followed by a dry period of 90 days.
The average milk yield per cow day has been taken as 10(ten) litres and the average
sale price of the milk is Rs 14/-per litre.
Gestation period and enter calving period are taken as 200 2 days and 13-14 months
respectively.
Health care/breeding of the animal is taken as Rs 500/- per cow/year
The cost of green and dry fodders and concentrate are taken as Rs 50/-, Rs 90/- and
Rs 9000/-per quintal respectively.
The cost of rearing female calf has been taken as Rs 2500/- in the 1st year and Rs
5000/- in the subsequent year till the first calving. The appreciating value of the
female calf is more than the expenditure incurred on this rearing. But the appreciative
value of the female calf has not been included in the project however they are added
to the stability of the enterprices.
Farm bred heifers help in culling the animals whose production is below average.
Male calve produced in the farm or brought during the course of purchase will be
dispose off and thee expenditure incurred in rearing the male calves will be covered
by the sale proceeds of the male calves.
The calf mortality has been taken as 20 p.c. during the 1st year and no mortality
during the remaining period.
Insurance rate has been taken as 6.5 p.c. of the cost of animal ;
Feed requirement of the milch cow is taken as detail:
a)
Concentrate feed
-
b)
Green fodder
-
c)
Dry fodder
-
xvi)
xvii)
xviii)
xix)
3.5 kg/day/cow during lactation period
1.5 kg/day/cow during dry period.
25 kg/day/cow during lactation period
10 kg/day/cow during dry period.
4 kg/day/cow during lactation period
5 kg/day/cow during dry period.
Promotor contribution:
10 p.c. of the cost of the unit/project
Financial assistance required:
90 p.c. of the cost of the unit/project
Rate of interest of financial :
5 p.c. per annum assistance(loan amount)
Period of repayment of loan amount:
7(seven) years with a moratorium period of
1 year.
Secretariat : Planning Department
Government of Manipur
26
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 7.
MODEL PROJECT REPORT ON PIG FARMING (BREEDING CUM FATTENING
UNIT) WITH 5 SOWS AND 2 BOARS
4 – 5 months old grower pigs are reared in semi-intensive feeding conditions for breeding
cum fattening purpose. 50% of the progeny weaners are sold for breeding while the remaining
50% weaners are castrated and reared for fattening.
Details
Sl.No.
(A)
1.
2.
3.
4.
5.
(B)
1.
Particulars
Non-Recurring
Expenses :
Land required.
Specificatio
n
Physical
Unit
Unit Cost
(Rs./Unit)
Total Cost
(Rs.)
Self
available
-
-
Nil
Rs.80
14400
Rs.80
4800
Rs.80
11200
Rs.80
26400
Rs.80
8000
-
Rs.14,000
-
Rs. 2,000
Rs.2,200
Rs.2,200
Rs. 11,000
Rs. 4,400
Sheds and other
structures.
180 sq.ft.
90
(a)
Farrowing
sq.ft./sow
Pen – 2 Nos
60 sq.ft.
20
(b)
Dry Sow pen
sq.ft./sow
– 3 nos.
140 sq.ft.
70
(c)
Boar sheds
sq.ft./boar
cum service pen – 2
Nos
15
15
(d)
Fattener shed
sq.ft./fattene sq.ft./fattene
– 1 No
r
r
(e)
Store room –
100 sq.ft.
100 sq.ft.
1 No.
Water supply system,
Lum sum
water storage tank,
pump set & pipe lines
etc.
Cost of farm
Lum sum
equipments &
utensils feeding trays
etc.
Livestock
( 4-5 months)
(a) Cost of gilts
5
(b) Cost of young
2
boars.
Total :
Recurring expenses:
Working capital
Feeds :
(a)
Breeder feed
(i) 3 kg
8758 kg
cost.
/boar/day
(ii) 3.5kg
/sow/day
40% conc.
3431 kg
60%
5146 kg
garbage
(b)
Piglet feed
0.2 kg/piglet
540 kg
cost.
/day
(c)
cost.
(i)
Fattener feed
Fattener
(2-5
1.5 kg
/fattener/day
40% conc.
60%
Rs.96,200
Rs.10
Rs.1
Rs.34,310
Rs.5,146
Rs.12
Rs.6,480
Rs.10
Rs.1
Rs.11,880
Rs.1,782
2970 kg
1188 kg
1782 kg
Secretariat : Planning Department
Government of Manipur
27
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
months)
(ii)
Fattener
(5-7 months)
2.
3.
4.
5.
Insurance premia @
6.5 % of the total cost
of the livestock.
Livestock Health
coverage.
Labour charge
Miscellaneous
charges – Transports/
Rent/Taxes etc.
Total :
garbage
2 kg/fattener
/day
40% conc.
60%
garbage
-
2640 kg
1056 kg
1584 kg
Rs.10
Rs.1
Rs.10,560
Rs.1,584
-
-
Rs.1,365
-
-
-
Rs.2,000
Self labour
-
-
-
Nil
Rs. 2,000
Rs.77,109
Total cost of the project (A + B)
= Rs.1,73,309/-( say 1,73,000/-)
Term loan sought 95 % of the total unit cost = Rs.1,64,400/Margin money 5 % of the total unit cost
= Rs. 8,600/(approximately)
ECONOMICS OF THE PIGGERY UNIT
1st year
Operational Cost
Working Capital
i) Breeder feed cost.
ii) Piglet feed cost.
iii) Fattener feed cost.
iv) Insurance premia.
v) Livestock Health coverage.
vi) Miscellaneous charges
Total :
Depreciating
charges
1. Building 5%
2. Equipments
10%
Total :
1st year
II – V year
Rs.39,458
Rs.6,480
Rs.25,806
Rs.1,365
Rs.2,000
Rs.2,000
Rs.77,109
2nd year
3rd year
Rs.39,458
Rs.6,480
Rs.25,806
Rs.1,365
Rs.2,000
Rs.2,000
Rs.77,109
4th year
5th year
6th year
7th year
Rs.3,240 Rs.3,078 Rs.2,924 Rs.2,778
Rs.1,600 Rs.1,440 Rs.1,296 Rs 1,166
Rs.2,639
Rs.1,050
Rs.2,507 Rs.2,382
Rs. 945 Rs. 850
Rs.4,840 Rs.4,518 Rs.4,220 Rs.3,944
Rs.3,689
Rs.3,452 Rs.3,232
SALE PROCEEDS :
Assuming that, the breeding stock matures and gilts conceive at about 7-8 months of age.
After about 4 months, the first litter is born and mortality rate up to weaning has been assumed
to be 10 percent. 50% of the weaners are sold at 2 months. The male weaners are castrated and
reared for further 5 months when they attain about 80-90 kg and sold as fatteners. Since the
foundation stock is purchased at the age of 4 to 5 months of age, it takes about 13 to 14 months
for the unit to reach expected income bearing stage (3 months + 4 months + 7 months). As such
income obtained after the end of the first year from the sale of 50% of the progeny as weaners
and 40% of the fatteners is not adequate to support the unit. Hence the recurring cost during the
first 14 to 15 month has to be capitalized.
Particulars
1. Sale of 23 weaners @
Rs.1000 per weaner.
2. Sale of 22 fatteners
per farrowing @
Rs.3000 per fattener.
3. Sale of one culled male
1st year
Rs. 23,000
II – V years
Rs.46,000
Rs. 27,000
Rs.1,71,000
Rs.3,000
-
Secretariat : Planning Department
Government of Manipur
28
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
stock @ Rs.3000 per boar.
4. Sale of pig manure and
empty gunny bags.
Total :
Rs. 4,000
Rs. 4,000
Rs.57,000
Rs.2,21,000
LOAN REPAYMENT CHART
Bank Loan
Interest on loan
Period of loan
= Rs.1,64,400/= 4 % per annum
: 7 years with a moratorium period of 1 year.
( Amount in Rupees)
Year
Income Expenses
I
II
III
IV
V
VI
VII
57,400
2,21,600
2,21,600
2,21,600
2,21,600
2,21,600
2,21,600
Total :
*
81,627
81,329
81,053
80,798
80,561
80,341
Gross
surplus
57,000
1,39,973
1,40,271
1,40,547
1,40,802
1,41,039
1,41,259
Annual Installments $
Interest Principal
Total
6,560
6,287
5,193
4,100
3,007
1,913
870
27,880
6,560
27,340
33,627
27,332
32,525
27,332
31,431
27,332
30,339
27,332
29,245
27,332
28,152
1,64,000 1,91,880
* Capitalized
$ During the first year only interest will be recovered.
Net return per year
=
Net return per month
=
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
150699
150699
150699
150699
150699
150699
136998
136998
136998
136998
50,440
1,06,346
1,07,746
1,09,115
1,10,463
1,11,794
1,13,107
7,09,011
Out
standing
amount
of loan
1,64,000
1,36,660
1,09,328
81,996
54,664
27,332
Nil
Rs.1, 01,287/Rs. 8,440/-
Months Opening Principal Interest
Balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
Net
surplus
1644
1644
1644
1644
13701
1854
13701
1854
Secretariat : Planning Department
Government of Manipur
Total
0
0
1644
0
0
1644
0
0
1644
0
0
1644
0
0
0
0
0
15555
0
0
0
0
0
15555
0
0
0
0
Closing
Balance
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
164400
150699
150699
150699
150699
150699
150699
136998
136998
136998
136998
136998
29
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months Opening Principal Interest
Balance
29
136998
30
136998
13701
1854
31
123297
32
123297
33
123297
34
123297
35
123297
36
123297
13701
1854
37
109596
38
109596
39
109596
40
109596
41
109596
42
109596
13701
1854
43
95895
44
95895
45
95895
46
95895
47
95895
48
95895
13701
1854
49
82194
50
82194
51
82194
52
82194
53
82194
54
82194
13701
1854
55
68493
56
68493
57
68493
58
68493
59
68493
60
68493
13701
1854
61
54792
62
54792
63
54792
64
54792
65
54792
66
54792
13701
1854
67
41091
68
41091
69
41091
70
41091
71
41091
72
41091
13701
1854
73
27390
74
27390
75
27390
76
27390
77
27390
78
27390
13701
1854
79
13689
80
13689
81
13689
82
13689
83
13689
84
13689
13689
1866
164400
28836
Secretariat : Planning Department
Government of Manipur
Total
0
15555
0
0
0
0
0
15555
0
0
0
0
0
15555
0
0
0
0
0
15555
0
0
0
0
0
15555
0
0
0
0
0
15555
0
0
0
0
0
15555
0
0
0
0
0
15555
0
0
0
0
0
15555
0
0
0
0
0
15555
Closing
Balance
136998
123297
123297
123297
123297
123297
123297
109596
109596
109596
109596
109596
109596
95895
95895
95895
95895
95895
95895
82194
82194
82194
82194
82194
82194
68493
68493
68493
68493
68493
68493
54792
54792
54792
54792
54792
54792
41091
41091
41091
41091
41091
41091
27390
27390
27390
27390
27390
27390
13689
13689
13689
13689
13689
13689
0
30
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
TECHNICAL PARAMETERS
1.
2.
3.
4.
5.
6.
7.
8.
9.
Age at breeding – 7 months.
Average litter size - 10
Age of weaning of piglets – 8 weeks.
Average body weight at the time of disposal of fatteners (7 months) – 80 kgs.
Sex ratio of piglets – 50: 50
Mortality rate of piglets – 10 percent.
1kg of pork costs around Rs.55. It may fluctuate from time to time in the market.
Gestation period – 114 days.
About 50 percent of the total piglets born shall be disposed as weaners and the remaining
50 percent be fattened till the age of 7 months when they attain about 80-90 kg body wt.
10.
Age at weaning of piglets – 8 weeks.
11.
Dressing percentage of the carcass – 70-80 percent .
12.
Number of farrowings per year – 2 (two)
13.
Average weight of fatteners - 80 kg.
14.
Sale price of fatteners – Rs.3,000/15.
Sale price of weaners – Rs. 1,000/16.
Depreciation on sheds – 5%
17.
Depreciation on equipments – 10%
18.
Cost of concentrate feed – Rs.1,000/- per Quintal.
19.
Cost of creep feed – Rs.1,200/- per Quintal.
20.
Cost of garbage – Rs.1.00 per kg.
21.
Margin money – 5 %
22.
Interest rate – 4 %
23.
Repayment period – 7 years with a moratorium period of 1(one) year.
24.
Grace period – 1 year.
25.
In the first year value of only 40 percent of the fatteners is taken into account as all the
fatteners may not attain the marketable body weight simultaneously.
26.
Leguminous fodders shall be harvested by the entrepreneur, succulents roots/tubers,
garbage, kitchen waste shall also be given.
HERD PROJECTION CHART
Year
Month
I.
Breeding
stock
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
So on
II.
III.
G
P
L
G
G
P
P
P
P
L
L
P
P
P
P
L
L
P
P
P
P
L
L
P
P
P
P
L
-
No. of
piglets
born
50
50
50
50
No. of
suckling
piglets.
50
45
50
45
50
45
No. of fatteners.
3-5
5-7
months
months
22
22
22
22
22
22
Sale of piglets
Weaners
fatteners
23
22
22
22
23
-
22
22
22
22
22
22
23
22
22
22
50
Growth
Pregnancy
Lactation
Secretariat : Planning Department
Government of Manipur
31
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 8.
MODEL PROJECT REPORT ON PIG FARMING (BREEDING CUM FATTENING
UNIT) WITH 10 SOWS + 1 BOAR
PER UNIT
Sl.No.
A.
Particulars
Shed and other
structures :
(a)
Farrowing
pen/lactating sow (4)
(b)
Dry sow pen (6)
(c)
Boar cum service pen
(d)
Fattener shed – I.
Fattener shed – II .
2.
3.
4.
Store room
Water supply system
(water tank, electric
pumpset & pipe line)
Cost of farm
equipments & feeding
utensils.
Cost of breeding stock
(4-5 months)
(a)
Cost of sows.
(b)
Cost of boars.
Total ( Non recurring
expenditure)
B.
Recurring Exp.
(a)
Breeder feed cost.
(b)
Piglet feed cost
(c)
1st batch fattener feed
cost (3-5 months)
(d)
(e)
Physical
unit
Unit Cost
(Rs./Unit)
Total Cost
(Rs.)
90 sq.ft. per
sow
360 sq.ft.
Rs.80.00
Rs.28,800
120 sq.ft.
70 sq.ft.
Rs.80.00
Rs. 9,600
Rs.80.00
Rs.5,600
Rs.80.00
Rs.16,000
Rs.80.00
Rs. 24,000
Rs.80.00
Rs.8,000
Non Recurring Exp.
1.
(e)
Specifications
2nd batch fattener feed
cost (6-8 months)
Insurance premium 6.5
% of the Pig value at
stock cost.
20 sq.ft. per
sow
70 sq.ft. per
boar
10 sq.ft. per
fattener
15 sq.ft. per
fattener
-
200 sq.ft.
300 sq.ft.
100 sq.ft.
Lum sum
Rs.17,500
Lum sum
Rs. 2,500
10
1
3 kg per boar/
13,860kg
day
3.5 kg per sow/
day
70% kitchen
9,702 kg
garbage
4,158 kg
30% conc.feed
0.2 kg per piglet 800 kg
/day
1.5 kg per
3,600 kg
fattener / day
70% kitchen
2,520 kg
garbage per day
30% conc. Feed 1,080 kg
2 kg per
4,200 kg
fattener/ day
70% kitchen
2,940 kg
garbage
30% conc. feed. 1,260 kg
-
Secretariat : Planning Department
Government of Manipur
Rs.2,200
Rs.2,200
Rs.22,000
Rs.2,200
Rs.1,36,200
Rs.1.00
Rs.9,702
Rs.10.00
Rs.12.00
Rs.41,580
Rs.9,600
Rs.1.00
Rs.2,520
Rs.10.00
Rs.10,800
Rs.1.00
Rs.2,940
Rs.10.00
Rs.2,145
Rs.12,600
Rs.2,145
32
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
(f)
(g)
(h)
Labour cost.
Self
Lum sum
Cost of medicine and
vaccine etc. for
breeding stock.
Lum sum
Miscellaneous
expenditure for
breeder/weaver/fattener
stock.
-
-
Nil
Rs.1,000
-
-
Rs.1,000
Rs.93,887
Total
Total cost of the scheme (A + B)
=
Rs.2,30,087
Margin money to be contributed by the beneficiary =
Rs. 23,087
(approximately 10% of the total cost of the scheme)
Bank Loan required
=
Rs.2,07,000
Interest on loan amount
=
5 % per annum
Period of loan
: 7 years with a moratorium period of 1 year.
ECONOMICS OF THE PIG FARMING SCHEME
Particulars
I year
II to IV year
V year to VII yr. Remarks
(I)Cost/Expenditure
A. Capital cost.
Rs.1,34,500
0
0
B. Recurring Cost.
(a) Breeder feed cost
Rs.51,282
Rs.51,282
Rs.51,282
(b) Piglet feed cost.
Rs.9,600
Rs.9,600
Rs.9,600
(c) Fattener feed cost
Rs.28,860
Rs.28,860
Rs.28,860
(d) Insurance cost.
Rs.2,145
Rs. 2,145
Rs. 2,145
(e) Labour cost.
Nil
Nil
Nil
(f) Medicine &
Rs.1,000
Rs.1,000
Rs.1,000
vaccine cost.
(g) Misc. expenses.
Rs.1,000
Rs.1,000
Rs.1,000
Total (A + B)
Rs.2,28,387
Rs.93,887
Rs.93,887
(II) Returns/benefits
1. Sale of 45 piglets (
Rs.45,000
Rs.90,000
Rs.90,000
A piglets per sow @
Rs.1000 per piglet
at weaning)
2. Sale of 45
54,000
Rs.2,16,000
Rs.2,16,000
fatteners@ Rs.3,000
per
fattener.
Rs.3,000
Rs.3,000
Rs.3,000
3. Sale of gunny
Rs.2,000
Rs.2,000
Rs.2,000
bags (lum sum)
4. Sale of manure
from breeder/
young stock
(lum sum)
Total benefits
Rs.1,04,000
Rs.3,11,000
Rs.3,11,000
returns
Particulars
III. Depreciation
values of
(a)
(b)
Sheds (5%)
Equipmens
I year
II year
Rs.4,600 Rs.4,370
Rs.2,000 Rs.1,800
III year
IV year
V year
Rs.4152
Rs.1620
Rs.3944 Rs.3,747
Rs.1458 Rs.1,312
VI year
VII year
Rs.3559
Rs.1181
Rs.3381
Rs.1063
(10%)
Secretariat : Planning Department
Government of Manipur
33
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Year
Bank loan (Rs.)
Interest
Period of loan
Income
Expenses
I.
II.
1,04,000
3,11,000
x
1,00,057
III.
IV.
3,11,000
3,11,000
99,659
99,289
V.
3,11,000
98,946
VI
VII
TOTAL
3,11,000
3,11,000
98,627
98,331
* Capitalised
=
Rs.2,07,000/=
5 % p.a.
: 7 years with a moratorium period of 1 year.
Gross
Equated
Net
Asset
surplus
annual
surplus
value
installment
1,04,000
10,350
93,650
2,10,943
44,419
1,66,524
Building
Rs.71,187
2,11,341
42,694
1,68,647
2,11,711
40,969
1,70,742 Equipment
Rs.11,810
2,12,054
39,244
1,72,810 Livestock
value of
10 sow +
1 boar
2,12,373
37,519
1,74,854
2,12,669
35,794
1,76,875
2,50,989 11,24,102
Net Return Per year _
Net Return Per month _
Months
Opening
Balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
189749
189749
189749
189749
189749
189749
172498
172498
172498
172498
172498
172498
155247
155247
155247
155247
155247
155247
Principal
Rs. 1,60,586/Rs. 13,382/Interest
2588
2588
2588
2588
17251
2948
17251
2948
17251
2948
17251
2948
Secretariat : Planning Department
Government of Manipur
Total
0
0
2588
0
0
2588
0
0
2588
0
0
2588
0
0
0
0
0
20199
0
0
0
0
0
20199
0
0
0
0
0
20199
0
0
0
0
0
20199
Closing
Balance
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
207000
189749
189749
189749
189749
189749
189749
172498
172498
172498
172498
172498
172498
155247
155247
155247
155247
155247
155247
137996
34
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Opening
Balance
137996
137996
137996
137996
137996
137996
120745
120745
120745
120745
120745
120745
103494
103494
103494
103494
103494
103494
86243
86243
86243
86243
86243
86243
68992
68992
68992
68992
68992
68992
51741
51741
51741
51741
51741
51741
34490
34490
34490
34490
34490
34490
17239
17239
17239
17239
17239
17239
Principal
Interest
17251
2948
17251
2948
17251
2948
17251
2948
17251
2948
17251
2948
17251
2948
17239
207000
2960
45740
Secretariat : Planning Department
Government of Manipur
Total
0
0
0
0
0
20199
0
0
0
0
0
20199
0
0
0
0
0
20199
0
0
0
0
0
20199
0
0
0
0
0
20199
0
0
0
0
0
20199
0
0
0
0
0
20199
0
0
0
0
0
20199
Closing
Balance
137996
137996
137996
137996
137996
120745
120745
120745
120745
120745
120745
103494
103494
103494
103494
103494
103494
86243
86243
86243
86243
86243
86243
68992
68992
68992
68992
68992
68992
51741
51741
51741
51741
51741
51741
34490
34490
34490
34490
34490
34490
17239
17239
17239
17239
17239
17239
0
35
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 9
TECHNO ECONOMIC REPORT OF 100 NOS. DUCKERY FARM (KHAKI
CAMPBELL) BIRDS FOR EGG PRODUCTION
Sl.No.
A.
1.
2.
3.
4.
5.
6.
7.
8.
9.
B.
1.
2.
3.
4.
Particulars
Non Recurring Expenditure
Amount
Nil
15,000
Land and land development. (Self finance/own plot)
Cost of construction of Duck shed providing 3 sq.ft./bird
@ Rs.50/sq.ft. with locally available materials.
Cost of godown cum office of 150 sq.ft. @ Rs.70/ sq.ft.
with C.I. sheet roofing.
Cost of equipment and appliances like feeders, waterer,
egg laying box @ Rs.10/- per bird.
Cost of Medicine/vaccines, litter material @ Rs.10/- per
bird.
Cost of 110 nos. of seked one day old duckling @ Rs.25/per bird including transportation charge.
Cost of feeding of 110 nos. of duckling upto 20 weeks of
age @ 9.8 kg per bird i.e. 20.58 quintals @ Rs.1,300 per
quintal starter ration per quintal.
Cost of cultivation of palatable fodder including cost of
fodder seeds in order to substitute 20-30% of concentrate
feed (L.S.)
Cost of labour
Total
Recurring Expenditure
Cost of feeding of 100 layers @ 36 kg of feed/bird/year i.e.
72 quintals @ Rs.1000/- per quintal of layer ration per
quintal. (20-30% concentrate feed will be substituted by
green fodder)
Cost of Medicine/vaccine/litters @ Rs.10/- per bird.
Cost of labour charge.
Contingency charge (non conventional feeds)
Total
Total cost of scheme A + B =
10,500
1,000
1,000
2,750
14,014
3,736
self
48,000
36,000
1,000
self
1,000
38,000
86,000
REPAYMENT SCHEDULE OF THE LOAN
Total cost of Project
Promoter’s contribution (5 %)
Financial Assistance or loan amount (95 %)
Rate of interest
Period of Repayment
-
Months
1
2
3
4
5
6
7
8
9
10
-
86,000
4,300
81,700
4 % p.a.
7 years with a moratorium period of 1(one) year.
Opening
Balance
81700
81700
81700
81700
81700
81700
81700
81700
81700
81700
Principal
Interest
817
817
817
Secretariat : Planning Department
Government of Manipur
Total
0
0
817
0
0
817
0
0
817
0
Closing
Balance
81700
81700
81700
81700
81700
81700
81700
81700
81700
81700
81700
36
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
Opening
Balance
81700
81700
81700
81700
81700
81700
81700
81700
74891
74891
74891
74891
74891
74891
68082
68082
68082
68082
68082
68082
61273
61273
61273
61273
61273
61273
54464
54464
54464
54464
54464
54464
47655
47655
47655
47655
47655
47655
40846
40846
40846
40846
40846
40846
34037
34037
34037
34037
34037
34037
27228
27228
27228
27228
27228
27228
20419
20419
20419
20419
20419
20419
13610
Principal
Interest
817
6809
922
6809
922
6809
922
6809
922
6809
922
6809
922
6809
922
6809
922
6809
922
6809
922
Secretariat : Planning Department
Government of Manipur
Total
0
817
0
0
0
0
0
7731
0
0
0
0
0
7731
0
0
0
0
0
7731
0
0
0
0
0
7731
0
0
0
0
0
7731
0
0
0
0
0
7731
0
0
0
0
0
7731
0
0
0
0
0
7731
0
0
0
0
0
7731
0
0
0
0
0
7731
0
Closing
Balance
81700
81700
81700
81700
81700
81700
81700
74891
74891
74891
74891
74891
74891
68082
68082
68082
68082
68082
68082
61273
61273
61273
61273
61273
61273
54464
54464
54464
54464
54464
54464
47655
47655
47655
47655
47655
47655
40846
40846
40846
40846
40846
40846
34037
34037
34037
34037
34037
34037
27228
27228
27228
27228
27228
27228
20419
20419
20419
20419
20419
20419
13610
13610
37
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
74
75
76
77
78
79
80
81
82
83
84
Opening
Balance
13610
13610
13610
13610
13610
6801
6801
6801
6801
6801
6801
Principal
Interest
6809
922
6801
81700
930
14340
Total
0
0
0
0
7731
0
0
0
0
0
7731
Closing
Balance
13610
13610
13610
13610
6801
6801
6801
6801
6801
6801
0
ECONOMIC ANALYSIS AND INCOME OF THE UNIT/PROJECT OF 100 NOS. OF DUCKS
A.
Sl.
No
.
1.
2.
3.
4.
5.
6.
7.
8.
9.
B.
Sl.
No
.
1.
2.
3.
C.
Cost of Production
Particulars
Cost of feeding of 200
layers.
Cost of Replacement
stock of 200 nos. of duck
Cost of feeding of
replacement stock
Cost of vaccine/medicine
Contingency charge
Insurance premium 6.5%
of sale value of Birds.
Depreciation on building
(15%)
Cost of labour
Bank loan recovery
Total :
1st year
2nd year
4th year
5th year
6th year
7th year
36,000
36,000
36,000
36,000
36,000
36,000
36,000
-
-
2,750
-
-
2,750
-
-
-
14,014
-
-
14,014
-
1,000
1,000
975
1,000
1,000
975
1,000
1,000
975
1,000
1,000
975
1,000
1,000
975
1,000
1,000
975
1,000
1,000
975
-
3,825
3,251
2,764
2,349
1,997
1,697
Self
3,240
42,215
Self
16,605
59,405
Self
16,065
75,055
Self
15,525
57,264
Self
14,985
56,309
Self
14,445
72,181
Self
13,905
54,577
Gross Income of the Unit
Particulars
Sale proceed of egg
from 90 birds @ 280
eggs/bird/ year @
R.2.80/ egg.
Sale of culled bird 180
nos. at the rate of
Rs.150/bird at the end
of 3rd year.
Sale of empty gunny
bags 160 nos. @
Rs.10/Total
1st year
2nd year
70,560
-
3rd year
4th year
5th year
6th year
7th year
70,560
70,560
70,560
70,560
70,560
-
13,500
-
-
13,500
70,560
800
800
800
800
800
800
800
71,360
71,360
84,860
71,360
71,360
84,860
71,360
Net Profit A - B
1st
year
29,145
D.
3rd year
2nd
year
11,955
3rd
year
9,805
Cumulative monthly income of the beneficiary
Secretariat : Planning Department
Government of Manipur
4th
year
14,096
5th
year
15,051
6th
year
12,679
5th year
16,783
- Rs. 1304/-
38
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 10.
SCHEME FOR SETTING UP OF A BROILER FARM FOR MEAT PRODUCTION
(Weekly rotation of 100 broilers)
Sl.No. Particulars
Amount
A.
Non-Recurring expenditure:
Rs 70,000/1.
House construction @Rs 100 per sq.ft. 700 sq.ft.
2.
Equipments @Rs 5 per bird.
Rs 3,500/3.
Other houses(power, store, office etc) @Rs 100 per sq.ft. Rs 10,000/for 100 sq.ft.
Total:Rs 83,500/B.
Recurring expenditures:1.
Cost of 4400 chicks @Rs 20/-per chick.
Rs 88,000/2.
Cost of feed 19800 kg. @ 4.5 kg in 7 weeks @Rs 14/-per kg. Rs 2,77,200
3.
Water, electricity, medicine @ Rs 5/-per bird.
Rs 22,000/Total:Rs 3,87,200/Total Recurring + Non-recurring
Rs 4,70,700/C.
Capital Investment:
1.
Construction of house equipments etc.
Rs 83,500/2.
Cost of 800 chicks
Rs 16,000/3.
Cost of feeding 3420.00 kg, 760 chicks @Rs 14/-per kg.
Rs 47,880/4.
Electricity, water, medicine etc. 800 chicks.
Rs 4,000/Total:Rs 1,51,380/(say Rs.1,51,000/-)
Loan portion (95 %) (-)
Rs 1,43,500/Beneficiary contribution(5 %)( + )
Rs 7,500/Total:Rs 1,51,000/D.
Income:1.
Sale of 4180 birds @ 2 kg./bird @Rs 56 per kg.
Rs 4,68,160/2.
Sale of gunny bags @Rs 10/-per bag.
Rs 2,828/3.
Sale of litter @Rs 0.50 per bird.
Rs 2,200/Total Income: Rs 4,73,188/Recurring expenditure (-)
Rs 3,87,200/Gross profit:Rs 85,988/E.
Depreciation, Interest, Insurance:1.
Depreciation on building @15%.
Rs 10,500/2.
Depreciation on equipments @ 15%.
Rs 525/3.
Interest on loan amount @ 4% p.a.
Rs 5,720/4.
Insurance- 6.5% of the saling value of bird.
Rs 16,016/Total:Rs 32,761/F.
Net profit:1.
Gross profit
Rs 85,988/2.
Depreciation, Interest insurance(-)
Rs 32,761/Total:Rs 53,227/3.
Net profit per month
Rs 4,435/-
REPAYMENT SCHEDULE
The mode of repayment is 12(twelve) equal half yearly installment extending over 7
years for a loan of Rs.1,43,500/- @ 4% p.a. provided first year (12 months) is given as
moratorium period.
Months
Opening
Balance
1
2
3
4
5
6
143500
143500
143500
143500
143500
143500
Principal
Interest
Total
1435
1435
Secretariat : Planning Department
Government of Manipur
0
0
1435
0
0
1435
Closing
Balance
143500
143500
143500
143500
143500
143500
143500
39
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
Opening
Balance
143500
143500
143500
143500
143500
143500
143500
143500
143500
143500
143500
143500
131541
131541
131541
131541
131541
131541
119582
119582
119582
119582
119582
119582
107623
107623
107623
107623
107623
107623
95664
95664
95664
95664
95664
95664
83705
83705
83705
83705
83705
83705
71746
71746
71746
71746
71746
71746
59787
59787
59787
59787
59787
59787
47828
47828
47828
47828
47828
47828
35869
35869
35869
Principal
Interest
1435
1435
11959
1618
11959
1618
11959
1618
11959
1618
11959
1618
11959
1618
11959
1618
11959
1618
11959
1618
Total
0
0
1435
0
0
1435
0
0
0
0
0
13577
0
0
0
0
0
13577
0
0
0
0
0
13577
0
0
0
0
0
13577
0
0
0
0
0
13577
0
0
0
0
0
13577
0
0
0
0
0
13577
0
0
0
0
0
13577
0
0
0
0
0
13577
0
0
0
Secretariat : Planning Department
Government of Manipur
Closing
Balance
143500
143500
143500
143500
143500
143500
143500
143500
143500
143500
143500
131541
131541
131541
131541
131541
131541
119582
119582
119582
119582
119582
119582
107623
107623
107623
107623
107623
107623
95664
95664
95664
95664
95664
95664
83705
83705
83705
83705
83705
83705
71746
71746
71746
71746
71746
71746
59787
59787
59787
59787
59787
59787
47828
47828
47828
47828
47828
47828
35869
35869
35869
35869
40
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Opening
Balance
35869
35869
35869
23910
23910
23910
23910
23910
23910
11951
11951
11951
11951
11951
11951
Principal
Interest
11959
1618
11959
1618
11951
143500
1626
25164
Total
0
0
13577
0
0
0
0
0
13577
0
0
0
0
0
13577
Secretariat : Planning Department
Government of Manipur
Closing
Balance
35869
35869
23910
23910
23910
23910
23910
23910
11951
11951
11951
11951
11951
11951
0
41
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 11.
TECHNO FEASIBILITY STATEMENT/REPORT FOR ESTABLISHMENT OF A
MEAT SHOP
Sl.No.
A.
1.
2.
3.
4.
B.
1.
2.
3.
4.
Particulars
FIXED CAPITAL:
Building: Rented a room measuring (15X12) sq.ft. @ Rs.
1500 p.m.
Cost of one Deep freezer/Refrigerator
Cost of equipment and appliances (viz defeatherer, batcher
knife, blow lamp, weighing balance, cage etc.)
Misc. charge
Total:Recurring expenditure(working capital) for 1 month:
Cost of 750 kg of broiler birds @Rs 55/-per kg line wt..
Cost of 6 nos,. of pigs(assuming one pig weight about 70 kg)
@ Rs 50/-per line wt.
Cost of slaughtering charge and handling of the animals &
birds
Cost of polythin containers & other contingency charge.
Amount(Rs.)
Total:-
Rs 45,000
Rs 18,000
Rs 30,000
Rs 10,000
Rs 2,000
Rs 60,000
41250/21,000/Rs 750/Rs 2,000
Total cost of the Scheme (A+B) = 1,25,000/-
1.
2.
3.
4.
5.
REPAYMENT SCHEDULE OF LOAN
-----Total cost of scheme
=Rs 1,25,000/Loan portion (90% of scheme)
=Rs 1,18,800/Beneficiary contribution (10% scheme) =Rs 6,200/Rate of Interest
= 4 % p.a.
Period of repayment
=7 years with a moratorium period of
1(one) year.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
Opening
Balance
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
108899
108899
108899
108899
108899
108899
98998
98998
Principal
Interest
1188
1188
1188
1188
9901
1340
9901
1340
Secretariat : Planning Department
Government of Manipur
Total
0
0
1188
0
0
1188
0
0
1188
0
0
1188
0
0
0
0
0
11241
0
0
0
0
0
11241
0
0
Closing
Balance
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
118800
108899
108899
108899
108899
108899
108899
98998
98998
98998
42
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Loan amount
Total Interest
Total amount repayment
Opening
Balance
98998
98998
98998
98998
89097
89097
89097
89097
89097
89097
79196
79196
79196
79196
79196
79196
69295
69295
69295
69295
69295
69295
59394
59394
59394
59394
59394
59394
49493
49493
49493
49493
49493
49493
39592
39592
39592
39592
39592
39592
29691
29691
29691
29691
29691
29691
19790
19790
19790
19790
19790
19790
9889
9889
9889
9889
9889
9889
Principal
=
=
=
Interest
9901
1340
9901
1340
9901
1340
9901
1340
9901
1340
9901
1340
9901
1340
9901
1340
9901
1340
9889
118800
1352
20844
Total
0
0
0
11241
0
0
0
0
0
11241
0
0
0
0
0
11241
0
0
0
0
0
11241
0
0
0
0
0
11241
0
0
0
0
0
11241
0
0
0
0
0
11241
0
0
0
0
0
11241
0
0
0
0
0
11241
0
0
0
0
0
11241
Closing
Balance
98998
98998
98998
89097
89097
89097
89097
89097
89097
79196
79196
79196
79196
79196
79196
69295
69295
69295
69295
69295
69295
59394
59394
59394
59394
59394
59394
49493
49493
49493
49493
49493
49493
39592
39592
39592
39592
39592
39592
29691
29691
29691
29691
29691
29691
19790
19790
19790
19790
19790
19790
9889
9889
9889
9889
9889
9889
0
Rs. 1,18,800/Rs. 20,832/Rs.1,39,632/-
Secretariat : Planning Department
Government of Manipur
43
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
ECONOMIC ANALYSIS AND INCOME OF THE MEAT SHOP
A.
Sl.No.
1.
2.
3
4.
5.
6.
7.
B.
1.
2.
3.
COST OF PRODUCTION:Particulars
Cost of 9000 kg.
of broiler birds.
Cost of 5040 kg.
of pork.
Cost of
Polythine bags
& other
contingency
charges.
Rent of
building
Cost of
slaughtering
and handling of
animals./birds
Bank loan
recovery.
Grand Total
1st Yr.
4,95,000
2nd Yr.
4,95,000
3rd Yr.
4,95,000
4th Yr.
4,95,000
5th Yr.
4,95,000
6th Yr.
7th Yr.
4,95,000 4,95,000
2,52,000
2,25,000
2,52,000
2,52,000
2,52000
2,52,000 2,52,000
12,000
12,000
12,000
12,000
12,000
12,000
12,00
18,000
18,000
18,000
18,000
18,000
18,000
18,000
9,000
9,000
9,000
9,000
9,000
9,000
9,000
4,720
24,193
23,403
22,616
21,829
21,043
20,256
7,90,720
8,10,193
8,09,403
8,08,616
8,07,829 8,07,043 8,06,256
3,15,000
3,15,000
3,15,000
3,15,000
3,15,000 3,15,000 3,15,000
2,99,250
2,99,250
2,99,250
2,99,250
2,99,250 2,99,250 2,99,250
Gross Income of
the unit:Sale proceed of
4500 kg of
broiler bird
@Rs 70/-per
kg.(50% of the
stock)./
Sale proceed of
3150 kg. of
broiler meat(the
remaining 50%)
@Rs 95/-(taking
70% dressing)
Sale proceed of
3528 kg or pork
(taking dressing
as 70) @ Rs 70/per kg.
Grand Total.
2,46,960
2,46,960
2,46,960
2,46,960
2,46,960 2,46,960 2,46,960
8,61,210
8,61,210
8,61,210
8,61,210
8,61,210 8,61,210 8,61,210
Net profit (A-B)
70,490
51,017
51,807
52,594
Monthly Income of the beneficiary =
53,381
54,167
54,954
Rs 4624/=
Secretariat : Planning Department
Government of Manipur
44
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 12
Financial implication for establishment of one Veterinary Clinical Centre cum
Vety.Pharmacy (Small)
----A.
Non-recurring expenditure :I.
B.
Renovation of one hired building
Rs. 30,000/( 12x15)sq.ft. along with remodeling
of required essential infrastructure
of the clinic.
II.
Purchase ofone two wheeler motor
Rs. 35,000/Cycle /scooter for outdoor visit of the clinic.
III.
Cost of essential equipments and appliances
Rs. 60,000/(minimum requirement ) viz.operation table,
refrigerator, microscope,hot air oven, clinical
thermometer,glass wares, syringes scalpen,
laboratory balance, forceps, scissors, knifes etc.
IV.
Electrification and watering of the clinic.
Rs. 5,000/Clinic.
_________________
Total
Rs.1,30,000/Non-recurring
Recurring Espenditure
( consolidated for 3 months )
I.
Cost of propeitory drugs and medicine ,
Rs.1,50,000/Vaccines, Frozen semen etc. for selling
to the owner of the patient through pharmacy.
II.
Consolidated pay of one qualified Vety.
Rs. Self
Graduate.
III
Consolidated pay of one trained VFA cum
Rs.9,000/Sales man @ Rs.3000/- p.m. for 3 months.
IV
Consolidated pay of one attendent
Rs.6,000/Cum chowkidar @ Rs.2,000/- p.m.
for 3 months.
V
Miscellaneous expenditure
Rs. 5,000/__________________
Rs.1,70,000/C.
Total cost of the scheme (A+B )
Secretariat : Planning Department
Government of Manipur
-
Rs.3,00,000/-
45
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Annexure -I
BANK LOAN REPAYMENT SCHEDULE
1.
2.
3.
4.
5.
Estimated cost of the scheme
Rs. 3,00,000/Contribution of the beneficiary (10 %)
Rs. 30,000/Financial assistance from the Bank (90 %) Rs.2,70,000/Rate of interest
5 % p.a.
Duration of repayment of loan -7 years with a moratorium period of 1 (one) year.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
Opening
Balance
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
247499
247499
247499
247499
247499
247499
224998
224998
224998
224998
224998
224998
202497
202497
202497
202497
202497
202497
179996
179996
179996
179996
179996
179996
157495
157495
157495
157495
157495
157495
134994
134994
Principal
Interest
3375
3375
3375
3375
22501
3846
22501
3846
22501
3846
22501
3846
22501
3846
22501
3846
Secretariat : Planning Department
Government of Manipur
Total
0
0
3375
0
0
3375
0
0
3375
0
0
3375
0
0
0
0
0
26347
0
0
0
0
0
26347
0
0
0
0
0
26347
0
0
0
0
0
26347
0
0
0
0
0
26347
0
0
0
0
0
26347
0
0
Closing
Balance
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
270000
247499
247499
247499
247499
247499
247499
224998
224998
224998
224998
224998
224998
202497
202497
202497
202497
202497
202497
179996
179996
179996
179996
179996
179996
157495
157495
157495
157495
157495
157495
134994
134994
134994
46
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Opening
Balance
134994
134994
134994
134994
112493
112493
112493
112493
112493
112493
89992
89992
89992
89992
89992
89992
67491
67491
67491
67491
67491
67491
44990
44990
44990
44990
44990
44990
22489
22489
22489
22489
22489
22489
Principal
Interest
22501
3846
22501
3846
22501
3846
22501
3846
22501
3846
22489
270000
3858
59664
Loan amount
Total interest
Total amount payable
Total
0
0
0
26347
0
0
0
0
0
26347
0
0
0
0
0
26347
0
0
0
0
0
26347
0
0
0
0
0
26347
0
0
0
0
0
26347
:::-
Closing
Balance
134994
134994
134994
112493
112493
112493
112493
112493
112493
89992
89992
89992
89992
89992
89992
67491
67491
67491
67491
67491
67491
44990
44990
44990
44990
44990
44990
22489
22489
22489
22489
22489
22489
0
Rs. 2,70,000/Rs. 59,652/Rs. 3,29,652/-
.
Secretariat : Planning Department
Government of Manipur
47
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Annexure –1
ECONOMIC ANALYSIS OF THE SCHEME
A.
EXPENDITURE FOR I YEAR :
Sl.no. Particulars
1st yr.
1.
Consolidated pay of one
VFA cum sales-man
@Rs.2500/- p.m.
30,000
2.
Consolidated pay of one
attendant cum chowkidar
@ Rs. 1500/- p.m.
18,000
3.
Rent charge for hired building
@ Rs.1500/- p.m.
18,000
4.
Electric & water charges
(L.S)
1800
5.
Depreciation on equipment
20%
6.
Depreciation on
Building (15 %)
–
7.
8.
9.
10.
11.
12.
13.
2nd yr.
3rd yr
4th yr
5th yr.
6th yr. 7th yr.
30,000
30,000
30,000
30,000
30,000 30,000
18,000
18,000
18,000
18,000
18,000 18,000
18,000
18,000
18,000
18,000
18,000 18,000
1800
1800
1800
1800
1800
1800
12,000
9600
7680
6144
4915
3932
4,500
3,825
3,251
2,764
2349
1997
Depreciation on
3,500
Motor Cycle (10%)
Renovation
of Building (L.S.)
3000
Insurance premium 820
800
for Motor Cycle
Insurance
premium for
10,800 10,800
drugs/medicines/equipments
Cost of essential medicines
and materials for maintenance
of the proposed clinic. 6,000 6,000
Misc. Expenditure
18,000 18,000
Bank loan repayment 13,500 57,938
3,150
2,835
2,552
2296
2067
3000
770
3000
730
3000
690
3000
650
3000
600
10,800 10,800
10,800
6,000
18,000
55,688
6,000
18,000
53,438
10,800 10,800
6,000
6,000
6,000
18,000 18,000 18,000
51,188 48,938 46,688
Grand total (Rs) :- 1,16,920/-1,84,338/- 1,78,633/- 1,73,534/- 1,68,938/- 1,64,748/- 1,60,884/-
B.
1.
GROSS INCOME :Treatment of patients @
Rs. 50/- per patient as Registration & treatment assuming at least 8 nos. of patients
per day.
1,44,000 1,44,000 1,44,000 1,44,000 1,44,000 1,44,000 1,44,000
2.
Minor operation charges
@ Rs.150/- per operation
assuming 6 cases per
month.
10,800
10,800
10,800
10,800
10,800 10,800 10,800
3.
Field visit /door step
treatment @ Rs.300/-per
case assuming 10 cases
per month.
36,000 36,000
36,000
36,000
36,000 36,000 36,000
4.
Vaccination/immunisation
of animals @Rs.10/-per
patients assuming at least60 patient
per month
7,200
7,200
7,200
7,200 7,200
7,200
7,200
5.
Marginal of 10% from sale
of proprietary medicine /
drug of assuming all
medicines are cleared / sold in every
6 months
30,000 30,000
30,000
30,000
30,000 30,000 30,000
______________________________________________________________________________
C.
D.
Grand Total (Rs.) :- 2,28,000 2,28,000 2,28,000
Net Profit (Rs)
1,11,080/43,662/- 49,367/Net monthly income of
the beneficiary /practitioner :Rs.5333/-
2,28,000
54,466/-
Secretariat : Planning Department
Government of Manipur
2,28,000
59,062/-
2,28,000
63,252/-
2,28,000
67,116/-
48
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
FISHERY
Scheme No.13.
ESTABLISHMENT OF 1 HA. UNIT FISH FARM PONDS (BY EXCAVATION) UNDER
SPECIAL EMPLOYMENT GENERATION PROGRAMME FOR EDUCATED AND UN –
EDUCATED UNEMPLOYED YOUTHS IN MANIPUR,
SHRI / SMT. (NAME OF THE FARMER/BENEFICIRY) ………………………………….
………………………………………………………………………………………………….
FATHER/HUSBAND’S NAME. …………………………………………………………….
under village………………………………..under District, ..………………………..………
Manipur …………. under ……………… Patta No. ……………… C.S. Dag No……………
covering an area of …………………………. Comprising …………………….. ha. Water spread
area.
INTRODUCTION :
The state of Manipur, located in the easternmost corner of North Eastern
state of India, comprising 22,327 sq. km. with a total population of 23.34 lakhs (2001 – Census)
is bestowed with numerous natural resources/wealths like lakes, beels, rivers, streams, low lying
paddy fields etc. which provide an ample scope for development of pisciculture to produce table
fish.
The requirement of fish in the state estimates to the tune of 23,000 MT
whereas the present level of production is only 16,500 MT.
The scheme will be taken up under special employment Generation
Programme for Educated/un Educated un-employed youths in Manipur during the year 2004 –
2005 to 2006-07 with the flow of finance from the Financial Institution/Bank with borrowers
contribution. In addition, the Fisheries Department, Manipur will provide technical guidance and
infrastructural facilities such as allowing the products to be marketed at the Departmental fish
marketing stalls at Govt. approved rate as and when required.
AIM AND OBJECTS:
The scheme mainly aims at popularizing the practice of Fish Farming/Fish
seed Farm for development of private entrepreneurship in such cultural practices.
The projected plan of the proposed scheme aims at the development of
………… ha. Of water area out of the total available area of ……. Ha. Under patta ………. Dag.
No. ……. Village …………. District, Manipur. The scheme will provide/generate self
employment to the poor farmer and his family members by providing financial assistance from
the Financial Institution/Agency and the beneficiary will bear the remaining portion as their own
contribution. It further aims at the production of table fish and also to make it available to the
consumers at reasonable prices.
This will also add to the augmentation of fish production in the state and also to increase
the per capita income of the farmers thereby leading to the upliftment the socio-economiccondition of the farmer above the poverty line.
OBJECTIVE :
The objective of the scheme is to construct Fish ponds, Godown-cumchowkider quarter, and purchase of farm implements, inputs etc. to produce ……………… table
fish.
Secretariat : Planning Department
Government of Manipur
49
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOCATION OF THE FARM:
The farm will be located at ……………………………………….. village
……………………………….. District ……………………………………….. under Patta No.
…………………… C.S.Dag No. …………………………. At a distance from Imphal / Bazar.
Hence the total estimated cost of project / scheme plan is ………………..
only.
THE DETAILS OF THE SCHEME TO BE IMPLEMENTED IS AS FOLLOWS:
MODEL OF 1(ONE) HA. UNIT AREA OF FISH FARM POND CULTURE SCHEME
HAVING AN EFFECTIVE WATER SPREAD AREA OF 0.80 HA.
A.
Capital Cost ( Non-Recuring)
( Rs. In lakhs)
i) Constn. / excavation of 8 nos. of ponds having size of 50 x
20 x 1. 5m each with side slope of 1:2 involving excavated
earth 4928 cum. @ 18.50 per cum. (MSR – 1998)
0.91
ii) Constn. of Chowkider-cum-godown size 10 x 3 = 30 sqm.
With ekra walling and G.C.I. roofing @ Rs. 420/- per sq.m.
0.13
iii) Water pumping engine with accessories.
0.25
iv) Farm implement/equiptment (L.S.)
0.06
TOTAL : 1.35
B.
Working Capital ( Recurring) :
i) Lime 320 kgs. @ 400kg/ha. @ Rs. 7/kg.
0.022
ii) Raw-cow-dung 8 M.T. @ 10M.T. /ha.@ Rs.200/M.T.
0.016
iii) Single Supper Phosphate 320 kgs @ 400kg/ha. @
Rs. 5/- per kg.
0.016
iv) Urea 160 kgs. @ 200 kg/ha @ Rs.4/- per kg.
0.006
v) Muriate of potash 48 kgs @ 60kgs/ha. @ Rs. 5.60 oer kg.
0.003
0.066
vi)Fish Fingerlings (including) 10% to compensate
mortality) -6600 nos @ 6000 per ha @ Rs. 1/- each.
vii) Fish Feed @ 2500 kg/ha of MOC + R.B. 1:1
a) MOC-1000 kgs – Rs. 7/kg.
0.070
b) Rice brand 1000 kgs @ Rs. 5/kg.
0.050
viii) Annual depreciation 5%
A- ii – iv
0.021
B- i – vii
0.012
ix) Staff/Labour
a) Manager.
b) Skill labour –cum-chowkidar @ Rs. 1000/- per
0.12
month for 12 months.
c) Technical Staff :- will be engaged from time to time
as and when required from the concerned
Department.
x) Contingencies.
0.02
xi) Insurance on working cost & Water PumpEngine @ 6.50
0.043
%
Total :0.465
say Rs. 0.47
C.
Grand Total :- (A+B) = 1.35+ 0.47 = 1.82 lakhs.
D.
Annual Income :
Table fish 2400 kgs @ 3000 kgs/ha.
1.32 lakhs
Production of @ Rs. 55/- per kg.
E.
SOURCE OF FINANCE :
a) Cost of Scheme
b) Loan (95 %)
c) Borrowers contribution (5 %)
Secretariat : Planning Department
Government of Manipur
-
(Rs. In Lakhs)
1.82
1.729
0.091
50
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
F.
ECONOMICS OF THE SCHEME.
Sl. No. Particulars.
i) Scheme Cost.
ii) Gross income as in D above.
iii) Less Cultural Cost.
iv) Depreciation (5%)
v) Net income.
vi) Period of repayment of loan.
-
vii) Repayment of loan with 4 % per annum in 12
half yearly equated installments with 1st year gestation period.
viii) Net income during repayment of loan period.
ix) Net income after completion of repayment of loan.
x). B.C.R. at 15%
G.
Amount (Rs. In lakhs)
1.82
1.32
0.47
0.02
0.83
7(seven) years in 12 half
yearly equated installment
with moratorium period of
1 year.
0.17
0.66
0.83
1.76
Repayment of Loan : Repayment of loan amount with interest @ 4 % p.a. will be
done in 12 equated half yearly installments.
LOAN REPAYMENT CHART
1. Loan amount
-
1.72,900/- lakhs
2. Rate of interest
-
4 % per annum.
3. Period of Loan
- 7 (years) years with a moratorium period of I year
and repayable in 12 half yearly instalments.
Months
Opening
Balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
158491
158491
158491
158491
158491
158491
144082
144082
144082
144082
Principal
Interest
1729
1729
1729
1729
14409
1950
14409
1950
Secretariat : Planning Department
Government of Manipur
Total
0
0
1729
0
0
1729
0
0
1729
0
0
1729
0
0
1729
0
0
16359
0
0
0
0
0
16359
0
0
0
0
Closing
Balance
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
172900
158491
158491
158491
158491
158491
158491
144082
144082
144082
144082
144082
51
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Opening
Balance
144082
144082
129673
129673
129673
129673
129673
129673
115264
115264
115264
115264
115264
115264
100855
100855
100855
100855
100855
100855
86446
86446
86446
86446
86446
86446
72037
72037
72037
72037
72037
72037
57628
57628
57628
57628
57628
57628
43219
43219
43219
43219
43219
43219
28810
28810
28810
28810
28810
28810
14401
14401
14401
14401
14401
14401
Principal
Interest
14409
1950
14409
1950
14409
1950
14409
1950
14409
1950
14409
1950
14409
1950
14409
1950
14409
1950
14401
172900
1958
32045
Secretariat : Planning Department
Government of Manipur
Total
0
16359
0
0
0
0
0
16359
0
0
0
0
0
16359
0
0
0
0
0
16359
0
0
0
0
0
16359
0
0
0
0
0
16359
0
0
0
0
0
16359
0
0
0
0
0
16359
0
0
0
0
0
16359
0
0
0
0
0
16359
Closing
Balance
144082
129673
129673
129673
129673
129673
129673
115264
115264
115264
115264
115264
115264
100855
100855
100855
100855
100855
100855
86446
86446
86446
86446
86446
86446
72037
72037
72037
72037
72037
72037
57628
57628
57628
57628
57628
57628
43219
43219
43219
43219
43219
43219
28810
28810
28810
28810
28810
28810
14401
14401
14401
14401
14401
14401
0
52
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
CASH FLOW STATEMENT
Cash in flow
Project year
1
2-7
1.32
1.32
1.32
1.32
1.35
0.47
0.45
1.82
0.47
(0.50)
0.85
0.870
3.291
1.15 + 4.35 = 5.5
1.58 + 1.55 = 3.13
5.50/3.13 = 1.76
Income
Total
A) Capital.
B) Cultural.
Total :Net Benefit
D.F. at 15%
P.W. benefit at 15%
P.W. cost at 15%
B.C.R. at 15%
Secretariat : Planning Department
Government of Manipur
53
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No.14
ESTABLISHMENT OF 1 HA. UNIT FISH FARM PONDS ( BY IMPOUNDING ) UNDER
SPECIAL EMPLOYMENT GENERATION PROGRAMME FOR EDUCATED AND UN –
EDUCATED UNEMPLOYED YOUTHS IN MANIPUR, SHRI / SMT. (NAME OF THE
FARMER/BENEFICIARY) ………………………………….
………………………………………………………………………………………………….
FATHER/HUSBAND’S NAME …….……………………………………………………….
under village………………………………..under District, ..………………………..………
Manipur …………. under ……………… Patta No. ……………… C.S. Dag No……………
covering an area of …………………………. Comprising …………………….. ha. Water spread
area.
INTRODUCTION : The state of Manipur, located in the easternmost corner of North Eastern
state of India, comprising 22,327 sq. km. with a total population of 23.34 lakhs (2001 – Census)
is bestowed with numerous natural resources/wealths like lakes, beels, rivers, streams, low lying
paddy fields etc. which provide an ample scope for development of pisciculture to produce table
fish.
The requirement of fish in the state estimates to the tune of 23,000 MT whereas the
present level of production is only 16,500 MT.
The scheme will be taken up under special employment Generation Programme for
Educated/un Educated un-employed youths in Manipur during the year 2004 – 2005 to 2006-07
with the flow of finance from the Financial Institution/Bank with borrowers contribution. In
addition, the Fisheries Department, Manipur will provide technical guidance and infrastructural
facilities such as allowing the products to be marketed at the Departmental fish marketing stalls
at Govt. approved rate as and when required.
AIM AND OBJECTS: The scheme mainly aims at popularizing the practice of Fish
Farming/Fish seed Farm for development of private entrepreneurship in such cultural practices.
The projected plan of the proposed scheme aims at the development of
………… ha. Of water area out of the total available area of ……. Ha. Under patta ………. Dag.
No. ……. Village …………. District, Manipur. The scheme will provide/generate self
employment to the poor farmer and his family members by providing financial assistance from
the Financial Institution/Agency and the beneficiary will bear the remaining portion as their own
contribution. It further aims at the production of table fish and also to make it available to the
consumers at reasonable prices.
This will also add to the augmentation of fish production in the state and also to increase
the per capita income of the farmers thereby leading to the upliftment the socio-economiccondition of the farmer above the poverty line.
OBJECTIVE :
The objective of the scheme is to construct Fish ponds, Godown-cumchowkidar quarter, and purchase of farm implements, inputs etc. to produce ……………… table
fish.
LOCATION OF THE FARM:
The farm will be located at ……………………………………….. village
……………………………….. District ……………………………………….. under Patta No.
…………………… C.S.Dag No. …………………………. at a distance from Imphal / Bazar.
Hence the total estimated cost of project / scheme plan is ……………….. only.
THE DETAILS OF THE SCHEME TO BE IMPLEMENTED IS AS FOLLOWS:
MODEL OF 1(ONE) HA. UNIT AREA OF FISH FARM POND CULTURE SCHEME
HAVING AN EFFECTIVE WATER SPREAD AREA OF 0.80 HA.
Secretariat : Planning Department
Government of Manipur
54
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
A.
Capital Cost ( Non-Recurring)
i) Constn. of ponds & main ring bund size-Top – 1.5m,
Base-7.5m. Height 1.5m., Length – 464m. with side slope
1:2, involving 3173 cum. including dressing of side,
ramming of bottom lift upto 15m. including getting out of
excavated soil as directed within a lead of 50m. in hard and
dene soil @ Rs. 18.50/cum. (MSR-1998).
ii) Constn. of Chowkider-cum-godown size 10 x 3 m With
G.C.I. and walling @ Rs. 420/- per sq.m.
( Rs. In lakhs)
0.60
0.13
0.25
0.06
TOTAL : 1.04
iii) Water pumping set with accessories.
iv) Farm implement/equipments.
B. WORKING CAPITAL ( RECURRING) :
i) Lime 300 kgs. @ 400kg/ha. @ Rs. 7/kg.
ii) Raw-cow-dung 7.5 M.T. @ 10M.T. /ha.@ Rs.200/M.T.
iii) Single Supper Phosphate 300 kgs @ 400kg /ha.@
0.021
0.015
0.015
Rs. 5/- kg.
iv) Urea 150 kgs. @ 200 kg/ha @ Rs.4/- per kg.
v) Potash 30kgs @ 60kgs/ per ha. @ Rs. 5.60 oer kg.
vi) Cost of fish fingerlings 4950 @ 6000 nos per ha.
(including) 10% to compensate mortality) @ Rs. 1/- per
each.
vii) Fish feed–1875 kgs @ 2800 kg/ha of M.O.C. + R.B.) 1:1
M.O.C.-937.50 – Rs. 7/kg.
Rice brand 937.50 - Rs. 5/kg.
viii) Depreciation (5%) :
A – ii, iii, iv B – I – vii ix) Staff/Labour
Manager.
Skill labour –cum-chowkidar @ Rs. 1000/- per
month for 12 months.
C.
D.
E.
F.
0.006
0.002
0.049
0.066
0.047
0.022
0.011
Self
0.12
x) Contingencies.
0.05
xi) Insurance on working cost & Water pump Engine @
0.043
6.50 %
Total
0.457
:say Rs. 0.46 lakhs
Grand Total :- (A+B) = 1.05+ 0.45 =
Rs. 1.50 lakhs.
Annual Income :
Table fish 2250 @ 3000 kgs/ha.
1.24 lakhs
Production of @ Rs. 55/- per kg.
(Rs. In Lakhs)
SOURCE OF FINANCE :
Cost of Scheme
1.50
Loan (95 %)
1.425
Borrowers contribution (5 %)
0.075
ECONOMICS OF THE SCHEME.
Sl. No. Particulars.
i) Scheme Cost.
ii) Gross income as in D above.
iii) Less Cultural Cost.
iv) Depreciation (5%)
v) Net income.
vi) Period of repayment of loan.
Secretariat : Planning Department
Government of Manipur
-
Amount (Rs. In lakhs)
1.50
1.24
0.46
0.02
0.76
7(seven) years in 12 half
yearly equated installments
with a moratorium period
55
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
of 1 year.
G.
vii) Repayment of loan with interest @ 4 % per annum in 12 half yearly basis in with 1st year gestation period.
viii) Net income during repayment of loan period.
ix) Net income after completion of repayment of loan.
x). B.C.R. at 15%
0.14
-
1.83
0.62
0.76
Repayment of Loan : Repayment of loan amount with 4 % interest will be done in 12
equated half yearly installments with a moratorium period of 1 year.
LOAN REPAYMENT CHART
1. Loan amount
1,42,500/2. Rate of interest
4 % per annum.
7 (seven) yrs. with a moratorium period of 1 year and
instalments.
Months
Opening
Balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
130625
130625
130625
130625
130625
130625
118750
118750
118750
118750
118750
118750
106875
106875
106875
106875
106875
106875
95000
95000
95000
95000
95000
95000
Principal
Interest
1425
1425
1425
1425
11875
1608
11875
1608
11875
1608
11875
1608
11875
1608
Secretariat : Planning Department
Government of Manipur
Total
0
0
1425
0
0
1425
0
0
1425
0
0
1425
0
0
0
0
0
13483
0
0
0
0
0
13483
0
0
0
0
0
13483
0
0
0
0
0
13483
0
0
0
0
0
13483
repayable in 12 half yearly
Closing
Balance
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
142500
130625
130625
130625
130625
130625
130625
118750
118750
118750
118750
118750
118750
106875
106875
106875
106875
106875
106875
95000
95000
95000
95000
95000
95000
83125
56
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Opening
Balance
83125
83125
83125
83125
83125
83125
71250
71250
71250
71250
71250
71250
59375
59375
59375
59375
59375
59375
47500
47500
47500
47500
47500
47500
35625
35625
35625
35625
35625
35625
23750
23750
23750
23750
23750
23750
11875
11875
11875
11875
11875
11875
Principal
Interest
11875
1608
11875
1608
11875
1608
11875
1608
11875
1608
11875
1608
11875
142500
1608
24996
Total
0
0
0
0
0
13483
0
0
0
0
0
13483
0
0
0
0
0
13483
0
0
0
0
0
13483
0
0
0
0
0
13483
0
0
0
0
0
13483
0
0
0
0
0
13483
Closing
Balance
83125
83125
83125
83125
83125
71250
71250
71250
71250
71250
71250
59375
59375
59375
59375
59375
59375
47500
47500
47500
47500
47500
47500
35625
35625
35625
35625
35625
35625
23750
23750
23750
23750
23750
23750
11875
11875
11875
11875
11875
11875
0
CASH FLOW STATEMENT
Cash in flow
Project year
1
2-7
1.24
1.24
Income
Total
1.24
1.24
A) Capital.
B) Cultural.
Total :Net Benefit
D.F. at 15%
P.W. benefit at 15%
P.W. cost at 15%
B.C.R. at 15%
1.04
0.46
0.46
1.50
0.46
(0.26)
0.79
0.870
3.291
1.079 + 4.08 = 5.159
1.305 + 1.51 = 2.815
5.159/2.815= 1.83
Secretariat : Planning Department
Government of Manipur
57
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No.15.
Establishment of Fish selling booth (Small)
Introduction : Most of the people in Manipur takes fish. Location of stall is an important factor
for more volume of business. Therefore, this should be located in a central place of town or city
where there is more demand for fish.
FINANCIAL DETAILS:
A) FIXED CAPITAL:
1) Land & Building ( Rented)
Security Deposit or the rented building
2. Plant & Machinery
Deep Freezer and , wash basin , Chopper, pump
Common balance with weight etc.
3. Other Assets
4. Furniture and Fixture
5. Preliminary & preoperative expenses.
Total FIXED Capital :
B) WORKING CAPITAL
6. Raw Materials ( RM) ( Per month)
7. Salary and wages ( per month)
Employment to be generated
3 nos.
8. Utilities and overhead expenses (Per month)
Rent of Building
Working Capital ( Per month)
Total Working Capital Requirement for:
1 month
C) Total Capital Investment ( A+B)
D) Funding Pattern:
Banks
Benif. Contn.
Share
1,90,000/10,000/E) Cost of production ( per month)
(i) Working Capital
(ii) Depreciation @ 10 % of plant & machinery,
other assets & furniture & fixture.
(iii) Interest on total capital Investment
@ 6 % per annum
Cost of Production per month:
F) Financial Return ( per month)
RM cost + 25% of RM
G) Profit ( per month)
(i) Financial Return
(ii) Cost of production
(-)
Profit per month
H) Break even Point( BEP)
(I) Fixed cost = 40 % of salary + Interest+ Depreciation
(ii) Profit
BEP= F.C ( FC+ Profit)%
Secretariat : Planning Department
Government of Manipur
1,000/20,000/70,000/-
10,000/2,000/1,02,000/87,000/6,000/4,000/1,000/98,000/98,000/2,00,000/Total
2,00,000/98,000/833/600/850/1,00,283/1,08,750/-
1,08,750/1,00,283/8,467/4,233/8,467/33.33%
58
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Loan repayment Chart
1. Bank of Loan
2. Interest on loan
3. Period of Loan
yearly instalments.
Rs. 1,90,000/4 % per annum.
- 7 years with a moratorium period of 1 year and repayable in 12 half
Months Opening Principal Interest Total
Balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
174167
174167
174167
174167
174167
174167
158334
158334
158334
158334
158334
158334
142501
142501
142501
142501
142501
142501
126668
126668
126668
126668
126668
126668
110835
110835
110835
110835
110835
110835
95002
95002
1900
1900
1900
1900
15833
2100
15833
2100
15833
2100
15833
2100
15833
2100
15833
2100
Secretariat : Planning Department
Government of Manipur
0
0
1900
0
0
1900
0
0
1900
0
0
1900
0
0
0
0
0
17933
0
0
0
0
0
17933
0
0
0
0
0
17933
0
0
0
0
0
17933
0
0
0
0
0
17933
0
0
0
0
0
17933
0
0
Closing
Balance
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
190000
174167
174167
174167
174167
174167
174167
158334
158334
158334
158334
158334
158334
142501
142501
142501
142501
142501
142501
126668
126668
126668
126668
126668
126668
110835
110835
110835
110835
110835
110835
95002
95002
95002
59
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months Opening
Balance
51
95002
52
95002
53
95002
54
95002
55
79169
56
79169
57
79169
58
79169
59
79169
60
79169
61
63336
62
63336
63
63336
64
63336
65
63336
66
63336
67
47503
68
47503
69
47503
70
47503
71
47503
72
47503
73
31670
74
31670
75
31670
76
31670
77
31670
78
31670
79
15837
80
15837
81
15837
82
15837
83
15837
84
15837
Principal Interest Total
15833
2100
15833
2100
15833
2100
15833
2100
15833
2100
15837
190000
2096
32796
Secretariat : Planning Department
Government of Manipur
0
0
0
17933
0
0
0
0
0
17933
0
0
0
0
0
17933
0
0
0
0
0
17933
0
0
0
0
0
17933
0
0
0
0
0
17933
Closing
Balance
95002
95002
95002
79169
79169
79169
79169
79169
79169
63336
63336
63336
63336
63336
63336
47503
47503
47503
47503
47503
47503
31670
31670
31670
31670
31670
31670
15837
15837
15837
15837
15837
15837
0
60
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No.16.
PROPOSAL FOR ESTABLISHMENT OF HEALTH CLINICS IN PRIVATE SECTOR
IN STATE OF MANIPUR (Small)
1.INTRODUCTION: Manipur is a state of valley surrounded by hilly terrain having an area of
22,356 sq. km. It has a population of 23,88,068 (2001) with myriad dialects, different cultures
and socio-economic standards having a literacy rate of 68.78%. Further the rural and hill areas
are sparsely populated with small villages scattered far and wide with poor road communication
facility. Many areas, especially in the hill are inaccessible during monsoon season.
The disease pattern prevailing in the state is predominantly communicable followed by diseases
due to poor hygiene and sanitation and malnutrition.
i) Communicable diseases:• Arthropod-borne disease-Malaria, Japanese Encephalitis
• Respiratory infections- T.B, Measles and Acute respiratory Infections
• Intestinal Infections-Acute diarrhoeal diseases, Typhoid fever, Amoebiasis, Helminthiasis
ii) Dental diseasesiii) Nutritional -
Dental caries and Peri-odontal diseases
Malnutrition specially in women (pregnant) and Children.
The current health problem in the state is lack of equitable quality Primary Health Care which
may be contained to a large extent by incorporating private sectors in the existing Health
infrastructure of the Government specially in remote rural and hill areas.
DISTRICT-WISE HEALTH INFRASTRUCTURE IN THE STATE
Sl.
No
1
2
3
4
5
6
7
8
9
District
Imphal East
Imphal West
Thoubal
Bishenpur
Churachandpur
Chandel
Tamenglong
Ukhrul
Senapati
State
Hospitals
Govt. Private
Community
Health
Centres
Primary
Health
Centres
Primary
Health
SubCentres
Medical
Dispensary
ISM & Homeo
Dispensaries
1
0
1
1
1
1
1
1
1
8
2
2
4
2
1
1
1
1
2
16
19
12
5
9
3
6
6
12
72
104
58
36
61
26
29
40
66
420
7
0
0
7
0
2
2
2
20
2
1
1
1
1
1
1
1
9
3
26
5
1
3
0
0
1
1
40
The existing health infrastructure seems to satisfy in quantity but suffers from lack of quality
basic health care due to various reasons mentioned e.g lack of equitable distribution of resources,
law and order problems . Further majority of Health Institutions are run by Government sector.
In such a situation, Private sector involvement is ensured by establishing a network of Private
Health Clinics, the present health problem in the state may be solved and efficient primary health
care may rendered to the people of the state.
Strength- There are more than 300 unemployed Medical Graduates and a number of
Homeopathic and ISM Medical Graduates
Proposal –(1) It is proposed to establish three different categories viz:- (i) big, (ii) medium and
(iii) small Private Health Clinics in the State (Allopathic, ISM & Homeopathic) in the State.
(2) Similarly, it is also proposed to establish dental clinics of three different categories
i.e :- big, medium and small size in the state.
Distribution – The district-wise population of the State as per 2001 Census is shown
below. The clinics to be opened may be distributed in the state on the basis of district-wise
population.
DISTRICT-WISE POPULATION OF MANIPUR (2001 CENSUS)
Sl.No.
1
2
3
4
5
Name of district
Imphal East
Imphal West
Thoubal
Bishenpur
Churachandpur
Population
393780
439532
366341
205907
228707
Secretariat : Planning Department
Government of Manipur
% of Population
16.49
18.40
15.34
8.62
9.57
61
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
6
7
8
9
Chandel
Tamenglong
Ukhrul
Senapati
122714
111493
140946
379214
5.14
4.67
5.90
15.88
Total
2388634
100.00
Aims and objective of Private Health clinics(i)
To provide local health services to the community
(ii)
To provide Basic Laboratory Services
(iii) To conduct Routine Immunization sessions and ante-natal check-up
(iv)
Participate in National Health Programmes of relevance
(v)
Collection and reporting of vital statistics
(vi)
Periodic Health Education
Resources
(i)
Large number of unemployed Doctors and paramedics
(ii)
Loan available for establishment of Private clinics
Team composition
(i)
(ii)
(iii)
(iv)
Medical Practitioner- Qualified Doctor/ Dental Surgeon
Trained Nurse/ Health Worker
Trained Medical Laboratory Technician
General duty Attendant
Organization of Private Medical Clinic
(i)
(ii)
(iii)
(iv)
(v)
(vi)
(vii)
To provide health care of the community in the clinic as well as at the residence
of the patient in case need
To conduct immunization sessions of children and pregnant women at least once
in a week
To conduct ante-natal check-up of pregnant women
To be involved in the ongoing National Health Programmes of relevance in the
area
To provide basic pathological laboratory services
To conduct Health Education session specially to get the community informed
about the local health problem and motivate people to be self reliant and
responsible for the health of the members of the family
To maintain record of activities and report about vital statistics to the Health
Authority
BUILDINGDetails of space requirement for each category of clinic is enclosed in separate sheets. (Copies
enclosed).
The building may be rented or own.
Equipment, Furniture:Details of equipments required and administrative accessories required for establishment of the
clinics are enclosed in separate sheets. The list show the requirements to be purchased one time
at the establishment of the clinics. Details of the consumables for the maintenance is not shown.
The expenditure for purchase articles required at the time of establishment of the clinics are to be
met out of the loan and margin money and those required for further maintenance are to be
purchased from the earnings of the clinics.
Fund requirement
The expenditure on salaries on the staff, clinic maintenance will be borne out of the monthly
earnings of the clinic.
Secretariat : Planning Department
Government of Manipur
62
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 2,74,500/Interest of Loan =5% per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26
equated quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
Opening
Balance
274500
274500
274500
274500
274500
274500
274500
274500
274500
263942
263942
263942
253384
253384
253384
242826
242826
242826
232268
232268
232268
221710
221710
221710
211152
211152
211152
200594
200594
200594
190036
190036
190036
179478
179478
179478
168920
168920
168920
158362
158362
158362
147804
147804
147804
137246
137246
137246
126688
126688
126688
116130
116130
116130
105572
105572
Principal
Interest
3431
3431
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
Secretariat : Planning Department
Government of Manipur
EQI
0
0
3431
0
0
3431
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
Balance
274500
274500
274500
274500
274500
274500
274500
274500
274500
263942
263942
263942
253384
253384
253384
242826
242826
242826
232268
232268
232268
221710
221710
221710
211152
211152
211152
200594
200594
200594
190036
190036
190036
179478
179478
179478
168920
168920
168920
158362
158362
158362
147804
147804
147804
137246
137246
137246
126688
126688
126688
116130
116130
116130
105572
105572
105572
63
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Opening
Balance
105572
95014
95014
95014
84456
84456
84456
73898
73898
73898
63340
63340
63340
52782
52782
52782
42224
42224
42224
31666
31666
31666
21108
21108
21108
10550
10550
10550
Principal
Interest
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10558
1874
10550
274500
1882
55594
Secretariat : Planning Department
Government of Manipur
EQI
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
0
0
12432
Balance
95014
95014
95014
84456
84456
84456
73898
73898
73898
63340
63340
63340
52782
52782
52782
42224
42224
42224
31666
31666
31666
21108
21108
21108
10550
10550
10550
0
64
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No.17.
PROPOSAL FOR ESTABLISHMENT OF HEALTH CLINICS IN PRIVATE SECTOR
IN STATE OF MANIPUR
1.INTRODUCTION:
Manipur is a state of valley surrounded by hilly terrain having an area of 22,356 sq. km. It has a
population of 23,88,068 (2001) with myriad dialects, different cultures and socio-economic
standards having a literacy rate of 68.78%. Further the rural and hill areas are sparsely populated
with small villages scattered far and wide with poor road communication facility. Many areas,
especially in the hill are inaccessible during monsoon season.
The disease pattern prevailing in the state is predominantly communicable followed by diseases
due to poor hygiene and sanitation and malnutrition.
i) Communicable diseases:•
Arthropod-borne disease-Malaria, Japanese Encephalitis
•
Respiratory infections- T.B, Measles and Acute respiratory Infections
•
Intestinal Infections-Acute diarrhoeal diseases, Typhoid fever, Amoebiasis, Helminthiasis
ii) Dental diseasesiii) Nutritional -
Dental caries and Peri-odontal diseases
Malnutrition specially in women (pregnant) and Children.
The current health problem in the state is lack of equitable quality Primary Health Care which
may be contained to a large extent by incorporating private sectors in the existing Health
infrastructure of the Government specially in remote rural and hill areas.
DISTRICT-WISE HEALTH INFRASTRUCTURE IN THE STATE
Hospitals
Sl.No
District
Govt.
Private
Community
Health
Centres
1
2
3
4
5
6
7
8
9
Imphal East
Imphal West
Thoubal
Bishenpur
Churachandpur
Chandel
Tamenglong
Ukhrul
Senapati
State
1
0
1
1
1
1
1
1
1
8
3
26
5
1
3
0
0
1
1
40
2
2
4
2
1
1
1
1
2
16
Primary
Health
Centres
Primary
Health
SubCentres
Medical
Dispensary
ISM & Homeo
Dispensaries
19
12
5
9
3
6
6
12
72
104
58
36
61
26
29
40
66
420
7
0
0
7
0
2
2
2
20
2
1
1
1
1
1
1
1
9
The existing health infrastructure seems to satisfy in quantity but suffers from lack of quality
basic health care due to various reasons mentioned e.g lack of equitable distribution of resources,
law and order problems . Further majority of Health Institutions are run by Government sector.
In such a situation, Private sector involvement is ensured by establishing a network of Private
Health Clinics, the present health problem in the state may be solved and efficient primary health
care may rendered to the people of the state.
Strength- There are more than 300 unemployed Medical Graduates and a number of
Homeopathic and ISM Medical Graduates
Proposal –(1) It is proposed to establish three different categories viz:- (i) big, (ii) medium and
(iii) small Private Health Clinics in the State (Allopathic, ISM & Homeopathic) in the State.
(2) Similarly, it is also proposed to establish dental clinics of three different categories
i.e :- big, medium and small size in the state.
Distribution – The district-wise population of the State as per 2001 Census is shown
below. The clinics to be opened may be distributed in the state on the basis of district-wise
population.
DISTRICT-WISE POPULATION OF MANIPUR (2001 CENSUS)
Sl.No.
1
2
3
4
Name of district
Imphal East
Imphal West
Thoubal
Bishenpur
Population
393780
439532
366341
205907
Secretariat : Planning Department
Government of Manipur
% of Population
16.49
18.40
15.34
8.62
65
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
5
6
7
8
9
Churachandpur
Chandel
Tamenglong
Ukhrul
Senapati
228707
122714
111493
140946
379214
9.57
5.14
4.67
5.90
15.88
Total
2388634
100.00
Aims and objective of Private Health clinics(i)
To provide local health services to the community
(ii)
To provide Basic Laboratory Services
(iii) To conduct Routine Immunization sessions and ante-natal check-up
(iv)
Participate in National Health Programmes of relevance
(v)
Collection and reporting of vital statistics
(vi)
Periodic Health Education
Resources
(i)
Large number of unemployed Doctors and paramedics
(ii)
Loan available for establishment of Private clinics
Team composition
(i)
Medical Practitioner- Qualified Doctor/ Dental Surgeon
(ii)
Trained Nurse/ Health Worker
(iii) Trained Medical Laboratory Technician
(iv)
General duty Attendant
Organization of Private Medical Clinic
(i)
To provide health care of the community in the clinic as well as at the residence of the
patient in case need
(ii)
To conduct immunization sessions of children and pregnant women at least once in a
week
(iii) To conduct ante-natal check-up of pregnant women
(iv)
To be involved in the ongoing National Health Programmes of relevance in the area
(v)
To provide basic pathological laboratory services
(vi)
To conduct Health Education session specially to get the community informed about the
local health problem and motivate people to be self reliant and responsible for the health
of the members of the family
(vii) To maintain record of activities and report about vital statistics to the Health Authority
BUILDINGDetails of space requirement for each category of clinic is enclosed in separate sheets. (Copies
enclosed).
The building may be rented or own.
Equipment, Furniture:Details of equipments required and administrative accessories required for establishment of the
clinics are enclosed in separate sheets. The list show the requirements to be purchased one time
at the establishment of the clinics. Details of the consumables for the maintenance is not shown.
The expenditure for purchase articles required at the time of establishment of the clinics are to be
met out of the loan and margin money and those required for further maintenance are to be
purchased from the earnings of the clinics.
Fund requirement
The expenditure on salaries on the staff, clinic maintenance will be borne out of the monthly
earnings of the clinic.
Establishment of Medical Clinics (Medium)
I Staffing Norms
Sl.
No Category
Strength
1 Registered Medical Grauduate
1
2 Trained Nurse
1
3 Laboratory Technician
1
4 Attendants
2
Total
II Space Norms
Sl.
No. of
No
Rooms
1 Waiting Room
1
Grade
Area in
sq.m.
14.0
Secretariat : Planning Department
Government of Manipur
66
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
2
3
3
4
III
Sl.
No
1
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
Consultation Room
Injection/Dressing/Sterilization room
Laboratory/Specimen collection room
Lavatories
Total
PNEUMATIC, STERILIZATION &
EQUIPMENTS
Particulars of Equipment
Emergency Resuscitation kit
Diagnostic Set
B.P. Instrument
Stethoscope
Thermometer
Hammer, Tuning Fork
Ophthalmoscope
Weighing Machine
Suction apparatus (electrical)
Suction apparatus (Footl)
Dressing Drum
Gynae Exam. Set
Surgical Exam. Set
Dental Set
ENT Exam. Set
Incision and Drainage Set
Delivery set
Torch light
Emergency Set
Instrument Sterilizer
Autoclave HP (vertical)
Autoclave with burners 2 bin
1
1
1
1
5
17.5
14.5
12.00
9.0
67.0
Unit
price
20000.00
475.00
490.00
425.00
29.00
40.00
10000.00
680.00
10200.00
1550.00
275.00
2500.00
1500.00
20000.00
1500.00
2000.00
2000.00
300.00
3400.00
3000.00
30000.00
6000.00
No. of
Unit
Unit
price
43200.00
22000.00
6000.00
7300.00
1350.00
440.00
700.00
2186.00
3620.00
305.00
300.00
145.00
300.00
3200.00
800.00
85.00
5520.00
600.00
1450.00
1350.00
3400.00
6200.00
16490.00
No. of
Unit
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Total
IV
Sl.
No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
V
1
2
3
4
5
Amount
per clinic
20000.00
475.00
490.00
425.00
29.00
40.00
10000.00
680.00
10200.00
1550.00
275.00
2500.00
1500.00
20000.00
1500.00
2000.00
2000.00
300.00
3400.00
3000.00
30000.00
6000.00
116364.00
CLINIC PLANTS
Particulars of Equipment
Generator set with cable
A/C with stabilizer
Water storage tank
Instrument cabinet
Wash basin with stand
Instrument tray
Wooden bench with arms
Wooden sunmica table (medium)
Revolving chair
File rack
Dressing drum
Lifting forcep
Water filter
Examination table
Revolving stool
Kidney tray
Steel Almirah
Foot Steps
Bedside screen stand
Saline stand (i.v. stand)
Emergency lamp
FireExtinguisher
Refrigerator 300litres
Total
LaboratoryEquipments
Microscope
Simple Balance
Water bath
Hot air oven
Counting chamber
24000.00
1650.00
990.00
45200.00
650.00
Secretariat : Planning Department
Government of Manipur
1
1
1
1
1
1
4
1
1
1
1
3
1
1
3
4
1
1
1
1
1
1
1
1
1
1
1
1
Amount per
clinic
43200.00
22000.00
6000.00
7300.00
1350.00
440.00
2800.00
2186.00
3620.00
305.00
300.00
435.00
300.00
3200.00
2400.00
340.00
5520.00
600.00
1450.00
1350.00
3400.00
6200.00
16490.00
131186.00
24000.00
1650.00
990.00
45200.00
650.00
67
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
6
7
8
9
10
Centrifuge machine
Glucometer
Haemoglinometer
Timer stop watch
Laboratory table with sink rack
VI
1
2
3
Administrative
Telephone land line
Computer
Computer station
12000.00
12000.00
640.00
45000.00
45000.00
1
1
1
1
1
2000.00
50000.00
5000.00
1
1
1
Total
VII
VIII
IX
12000.00
12000.00
640.00
45000.00
4500.00
146630.00
2000.00
50000.00
5000.00
Total
57000.00
Since the working capital will not be provided under the project, the total capital
expenditure will be quivalent to the cost of the project,.therefor,
Total cost of the project = Rs.4,51,180/-, say, Rs.
4,51,000/FUNDING PATTERN :
Bank's share
Promoters Contrn.
Total
Rs. 4.059 lakhs
Rs.0.451 lakhs
Rs.4.51 lakhs.
Repayment Schedule
Overleaf
LOAN REPAYMENTCHART
Bank Loan = Rs. 4,06,000/Interest of Loan =5% per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated quarterly
instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
Opening
Balance
405900
405900
405900
405900
405900
405900
405900
405900
405900
390287
390287
390287
374674
374674
374674
359061
359061
359061
343448
343448
343448
327835
327835
327835
312222
312222
312222
296609
296609
296609
280996
280996
280996
265383
265383
265383
Principal
Interest
5074
5074
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
Secretariat : Planning Department
Government of Manipur
EQI
0
0
5074
0
0
5074
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
Balance
405900
405900
405900
405900
405900
405900
405900
405900
405900
390287
390287
390287
374674
374674
374674
359061
359061
359061
343448
343448
343448
327835
327835
327835
312222
312222
312222
296609
296609
296609
280996
280996
280996
265383
265383
265383
249770
68
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
Opening
Balance
37
249770
38
249770
39
249770
40
234157
41
234157
42
234157
43
218544
44
218544
45
218544
46
202931
47
202931
48
202931
49
187318
50
187318
51
187318
52
171705
53
171705
54
171705
55
156092
56
156092
57
156092
58
140479
59
140479
60
140479
61
124866
62
124866
63
124866
64
109253
65
109253
66
109253
67
93640
68
93640
69
93640
70
78027
71
78027
72
78027
73
62414
74
62414
75
62414
76
46801
77
46801
78
46801
79
31188
80
31188
81
31188
82
15575
83
15575
84
15575
Total:
Principal
Interest
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15613
2770
15575
405900
2808
82206
Secretariat : Planning Department
Government of Manipur
EQI
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
0
0
18383
Balance
249770
249770
234157
234157
234157
218544
218544
218544
202931
202931
202931
187318
187318
187318
171705
171705
171705
156092
156092
156092
140479
140479
140479
124866
124866
124866
109253
109253
109253
93640
93640
93640
78027
78027
78027
62414
62414
62414
46801
46801
46801
31188
31188
31188
15575
15575
15575
0
69
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 18.
PROPOSAL FOR ESTABLISHMENT OF HEALTH CLINICS IN PRIVATE SECTOR
IN STATE OF MANIPUR
1.INTRODUCTION: Manipur is a state of valley surrounded by hilly terrain having an area of
22,356 sq. km. It has a population of 23,88,068 (2001) with myriad dialects, different cultures
and socio-economic standards having a literacy rate of 68.78%. Further the rural and hill areas
are sparsely populated with small villages scattered far and wide with poor road communication
facility. Many areas, especially in the hill are inaccessible during monsoon season.
The disease pattern prevailing in the state is predominantly communicable followed by diseases
due to poor hygiene and sanitation and malnutrition.
i) Communicable diseases:•
Arthropod-borne disease-Malaria, Japanese Encephalitis
•
Respiratory infections- T.B, Measles and Acute respiratory Infections
•
Intestinal Infections-Acute diarrhoeal diseases, Typhoid fever, Amoebiasis, Helminthiasis
ii) Dental diseasesiii) Nutritional -
Dental caries and Peri-odontal diseases
Malnutrition specially in women (pregnant) and Children.
The current health problem in the state is lack of equitable quality Primary Health Care which
may be contained to a large extent by incorporating private sectors in the existing Health
infrastructure of the Government specially in remote rural and hill areas.
DISTRICT-WISE HEALTH INFRASTRUCTURE IN THE STATE
Hospitals
Sl.No
District
Govt.
Private
Community
Health
Centres
1
2
3
4
5
6
7
8
9
Imphal East
Imphal West
Thoubal
Bishenpur
Churachandpur
Chandel
Tamenglong
Ukhrul
Senapati
State
1
0
1
1
1
1
1
1
1
8
3
26
5
1
3
0
0
1
1
40
2
2
4
2
1
1
1
1
2
16
Primary
Health
Centres
Primary
Health
SubCentres
Medical
Dispensary
ISM & Homeo
Dispensaries
19
12
5
9
3
6
6
12
72
104
58
36
61
26
29
40
66
420
7
0
0
7
0
2
2
2
20
2
1
1
1
1
1
1
1
9
The existing health infrastructure seems to satisfy in quantity but suffers from lack of
quality basic health care due to various reasons mentioned e.g lack of equitable distribution of
resources, law and order problems . Further majority of Health Institutions are run by
Government sector. In such a situation, Private sector involvement is ensured by establishing a
network of Private Health Clinics, the present health problem in the state may be solved and
efficient primary health care may rendered to the people of the state.
Strength- There are more than 300 unemployed Medical Graduates and a number of
Homeopathic and ISM Medical Graduates
Proposal –(1) It is proposed to establish three different categories viz:- (i) big, (ii) medium and
(iii) small Private Health Clinics in the State (Allopathic, ISM & Homeopathic) in the State.
(2) Similarly, it is also proposed to establish dental clinics of three different categories i.e :- big,
medium and small size in the state.
Distribution – The district-wise population of the State as per 2001 Census is shown below.
The clinics to be opened may be distributed in the state on the basis of district-wise population.
DISTRICT-WISE POPULATION OF MANIPUR (2001 CENSUS)
Sl.No.
1
2
3
4
5
Name of district
Imphal East
Imphal West
Thoubal
Bishenpur
Churachandpur
Population
393780
439532
366341
205907
228707
Secretariat : Planning Department
Government of Manipur
% of Population
16.49
18.40
15.34
8.62
9.57
70
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
6
7
8
9
Chandel
Tamenglong
Ukhrul
Senapati
122714
111493
140946
379214
5.14
4.67
5.90
15.88
Total
2388634
100.00
Aims and objective of Private Health clinics(vii) To provide local health services to the community
(viii) To provide Basic Laboratory Services
(ix)
To conduct Routine Immunization sessions and ante-natal check-up
(x)
Participate in National Health Programmes of relevance
(xi)
Collection and reporting of vital statistics
(xii) Periodic Health Education
Resources
(iii) Large number of unemployed Doctors and paramedics
(iv)
Loan available for establishment of Private clinics
Team composition
(v)
Medical Practitioner- Qualified Doctor/ Dental Surgeon
(vi)
Trained Nurse/ Health Worker
(vii) Trained Medical Laboratory Technician
(viii) General duty Attendant
Organization of Private Medical Clinic
(viii) To provide health care of the community in the clinic as well as at the residence of the
patient in case need
(ix)
To conduct immunization sessions of children and pregnant women at least once in a
week
(x)
To conduct ante-natal check-up of pregnant women
(xi)
To be involved in the ongoing National Health Programmes of relevance in the area
(xii) To provide basic pathological laboratory services
(xiii) To conduct Health Education session specially to get the community informed about the
local health problem and motivate people to be self reliant and responsible for the health
of the members of the family
(xiv) To maintain record of activities and report about vital statistics to the Health Authority
BUILDINGDetails of space requirement for each category of clinic is enclosed in separate sheets. (Copies
enclosed).
The building may be rented or own.
Equipment, Furniture:Details of equipments required and administrative accessories required for establishment of the
clinics are enclosed in separate sheets. The list show the requirements to be purchased one time
at the establishment of the clinics. Details of the consumables for the maintenance is not shown.
The expenditure for purchase articles required at the time of establishment of the clinics are to be
met out of the loan and margin money and those required for further maintenance are to be
purchased from the earnings of the clinics.
Fund requirement
The expenditure on salaries on the staff, clinic maintenance will be borne out of the monthly
earnings of the clinic.
I
Sl.
No
1
2
Establishment of Dental Clinics (Small)
Staffing Norms
Category
Dental Surgeon
Attendants
Strength
Total
II
Sl.
No
1
2
3
4
Grade
1
2
3
Space Norms
No. of
Rooms
Waiting Room
Consultation Room
Dental Workshop
Lavatories
Total
1
1
1
1
4
Area in
sq.m.
14.0
17.5
17.5
9.0
58.0
Secretariat : Planning Department
Government of Manipur
71
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
III
Sl.
No
1
2
3
5
6
7
IV
Sl.
No
1
2
3
4
5
6
7
8
9
10
11
12
V
1
VI
VII
VIII
PNEUMATIC, STERILIZATION & EQUIPMENTS
No. of
Amount
Particulars of Equipment
Unit price
Unit
per clinic
Dental Unit
49500.00
1
49500.00
Dental Chair
150000.00
1 150000.00
Shadowless lamp (mobile)
26500.00
1
26500.00
Autoclave with burners 2 bin
6000.00
1
6000.00
Suction apparatus (foot)
1555.00
1
1555.00
Instrument sterilizer
3000.00
1
3000.00
Total
236555.00
CLINIC PLANTS
No. of
Amount
Particulars of Equipment
Unit price
Unit
per clinic
Generator
43200.00
1
43200.00
water storage tank 1000ltrs
6000.00
1
6000.00
Instrument cabinet
7300
1
7300.00
Wash basin stand
1350
1
1350.00
Instrument tray
440
1
440.00
Wooden bench with arm
700
4
2800.00
Wooden sunmica table (medium)
2186
1
2186.00
Revolving chair
3620
1
3620.00
File rack
305
1
305.00
Dessing drum
300
1
300.00
Lifting forceps
145
3
435.00
Water filter
640
1
640.00
Total;
68576.00
Administrative
Telephone
2000.00
1
2000.00
Total
2000.00
Since the working capital will not be provided under the project, the total capital
expenditure will be equivalent to the total cost of the project.
Therefore, Total cost of the project = Rs.3,07,131/-, say, Rs.3,07,000/FUNDING PATTERN
Bank's share (90%
Promoters contrn.(10%)
Total
Rs. 2.763 lakhs.
Rs.0.307
Rs.3.07 lakhs.
Repayment Schedule
As detailed below.
LOAN REPAYMENT CHART
Bank Loan = Rs. 2,76,300/Interest of Loan =5% per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated quarterly
instalments.
Months
Opening Balance
Principal
Interest
EQI
Balance
276300
1
276300
0
276300
2
276300
0
276300
3
276300
3454
3454
276300
4
276300
0
276300
5
276300
0
276300
6
276300
3454
3454
276300
7
276300
0
276300
8
276300
0
276300
9
276300
10627
1886 12513
265673
10
265673
0
265673
11
265673
0
265673
12
265673
10627
1886 12513
255046
13
255046
0
255046
14
255046
0
255046
15
255046
10627
1886 12513
244419
16
244419
0
244419
17
244419
0
244419
18
244419
10627
1886 12513
233792
19
233792
0
233792
20
233792
0
233792
21
233792
10627
1886 12513
223165
22
223165
0
223165
Secretariat : Planning Department
Government of Manipur
72
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Opening Balance
223165
223165
212538
212538
212538
201911
201911
201911
191284
191284
191284
180657
180657
180657
170030
170030
170030
159403
159403
159403
148776
148776
148776
138149
138149
138149
127522
127522
127522
116895
116895
116895
106268
106268
106268
95641
95641
95641
85014
85014
85014
74387
74387
74387
63760
63760
63760
53133
53133
53133
42506
42506
42506
31879
31879
31879
21252
21252
21252
10625
10625
10625
Total:
Principal
Interest
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10627
1886
10625
276300
1888
55946
Secretariat : Planning Department
Government of Manipur
EQI
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
0
0
12513
Balance
223165
212538
212538
212538
201911
201911
201911
191284
191284
191284
180657
180657
180657
170030
170030
170030
159403
159403
159403
148776
148776
148776
138149
138149
138149
127522
127522
127522
116895
116895
116895
106268
106268
106268
95641
95641
95641
85014
85014
85014
74387
74387
74387
63760
63760
63760
53133
53133
53133
42506
42506
42506
31879
31879
31879
21252
21252
21252
10625
10625
10625
0
73
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 19
PROJECT PROFILE TO ESTABLISH A PHARMACY BY A QUALIFIED, UNEMPLOYED ,REGISTERED PHARMACIST.
The Drugs & Cosmetic Act,1940 and the Rules there-under requires a qualified,
unemployed, registered pharmacist to supervise a retail pharmacy sale premise. A person who
has undergone a minimum duration of 2(two) years Diploma or 4(four) years Degree Course is
considered as a QUALIFIED PHARMACIST. A licence in Form 20, 21 and 20-F which cover
all the drugs (except narcotics) are issued by the Licensing & Controlling Authority of the State.
ESTABLISHMENT OF PHARMACY SHOP (SMALL)
REQUIREMENTS :1. Licences in Form 20, 21 and 20-F
2. Building
3. Equipments
4. Medicines and
5. Maintenance.
ESTIMATED COST :1. Fees for the issue of drug licences
2. Building on rent @ Rs.500/month
3. Equipments
a. Refrigerator 165 ltrs.
Rs. 8,000=00
b. Computer
Rs. 20,000=00
c. Telephone
Rs. 3,000=00
d. Furniture & shelves to
stock medicines.
Rs. 30,000=00
_---------------------------Total
Rs. 61,000=00
4. Maintenance :The cost of maintenance/month
a. 1 (one) Salesman
Rs. 2,000=00
b. Electricity
Rs.
200=00
c. Telephone
Rs.
600=00
d. Packaging Material
Rs.
500=00
e. Contingencies
Rs. 1,000=00
---------------------------Total Rs. 4,300=00
The cost of maintenance/year
= Rs.4,300 x 12
= Rs. 51,600=00
5. The profit margin on the sale of medicines is
10% approx. To enable a person to sustain, the
rolling stock to be maintained
: Rs. 2,400=00
: Rs. 6,000=00
: Rs. 61,000=00
: Rs. 51,600=00.
: Rs.1,00,000=00.
6. Since the project will not provide working capital assistance, the total capital expenditure
will be equivalent to the cost of the project, i.e.
TOTAL COST OF THE PROJECT
: Rs.2,21,000=00.
7. Funding pattern :
Bank’s share ( 90 %)
Rs.1.989 lakhs.
8. Repayment schedule : Overleaf.
Promoter’s contribution (10%)
Rs.0.221 lakhs.
Secretariat : Planning Department
Government of Manipur
Total(100%)
Rs.2.21 lakhs.
74
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENTCHART
Bank Loan = Rs. 1,98,900/Interest of Loan =4% per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated quarterly
instalments.
Months
Opening
Balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
198900
198900
198900
198900
198900
198900
198900
198900
198900
191249
191249
191249
183598
183598
183598
175947
175947
175947
168296
168296
168296
160645
160645
160645
152994
152994
152994
145343
145343
145343
137692
137692
137692
130041
130041
130041
122390
122390
122390
114739
114739
114739
107088
107088
107088
99437
99437
99437
91786
91786
91786
84135
84135
84135
76484
76484
Principal
Interest
1989
1989
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
Secretariat : Planning Department
Government of Manipur
EQI
0
0
1989
0
0
1989
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
Balance
198900
198900
198900
198900
198900
198900
198900
198900
198900
191249
191249
191249
183598
183598
183598
175947
175947
175947
168296
168296
168296
160645
160645
160645
152994
152994
152994
145343
145343
145343
137692
137692
137692
130041
130041
130041
122390
122390
122390
114739
114739
114739
107088
107088
107088
99437
99437
99437
91786
91786
91786
84135
84135
84135
76484
76484
76484
75
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
76484
68833
68833
68833
61182
61182
61182
53531
53531
53531
45880
45880
45880
38229
38229
38229
30578
30578
30578
22927
22927
22927
15276
15276
15276
7625
7625
7625
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7651
1075
7625
198900
1101
31954
Secretariat : Planning Department
Government of Manipur
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
0
0
8726
68833
68833
68833
61182
61182
61182
53531
53531
53531
45880
45880
45880
38229
38229
38229
30578
30578
30578
22927
22927
22927
15276
15276
15276
7625
7625
7625
0
76
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 20
ESTABLISHMENT OF PHARMACY SHOP (BIG)
A qualified, registered pharmacist may venture to establish a medium scale pharmacy
(wholesale) business with an estimated cost of Rs. 4 lacs. The entrepreneur can become a sub –
stockist of various companies, to make a turn – over, sufficient to establish himself in the
business as well as look for further extension.
REQUIREMENTS
1. Licences in Form 20-B,21-B & 20-G.
2. Building
3. Equipment
4. Medicines and
5. Maintenance.
ESTIMATED COST
1. Fee for the issue of Drugs Licence
2. Building on rent @ Rs.1,500 per month
3. Equipment
i). Refrigerator
Rs. 8,000.00.
ii). Computer
Rs. 20,000.00.
iii). Telephone
Rs. 3,000.00.
iv). Furniture & shelves to
store medicines
Rs. 50,000.00.
__________________
Total Rs 81,000.00.
4. Maintenance
i). 2(two) salesman
Rs. 2,000.00 x 12 x2
ii). Electricity
Rs.
500.00 x 12
iii). Telephone
Rs. 1,000.00 x 12
iv). Packaging Material
Rs.
500.00 x 12
v). Transportation
Rs. 1,000.00 x 12
vi). Contingencies
Rs. 1,000.00 x 12
5. The profit margin in the wholesale of medicine is approx.
6 %. To enable a person to sustain, the rolling stock to be
maintained
Rs. 2,400.00.
Rs.18,000.00.
Rs.81,000.00.
Rs. 48,000.00.
Rs. 6,000.00.
Rs. 12,000.00.
Rs. 6,000.00.
Rs. 12,000.00.
Rs. 12,000.00.
Rs.200,000.00.
6. Since working capital assistance will not be provided under the project, the total capital
expenditure will be equivalent to the cost of the project, i.e.
TOTAL COST OF THE PROJECT
:
Rs. 3,97,400.00.,
Say Rs.3,97,000/-
7. Funding pattern :
Bank’s share ( 90 %)
Rs.3.573 lakhs.
Promoter’s contribution (10%)
Rs.0.397 lakhs.
Total(100%)
Rs.3.97 lakhs.
8. Repayment schedule : Overleaf.
Secretariat : Planning Department
Government of Manipur
77
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENTCHART
Bank Loan = Rs. 3,57,300/Interest of Loan =5% per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated quarterly
instalments.
Months
Opening
Principal
Interest
EQI
Balance
Balance
357300
1
357300
0
357300
2
357300
0
357300
3
357300
4466
4466
357300
4
357300
0
357300
5
357300
0
357300
6
357300
4466
4466
357300
7
357300
0
357300
8
357300
357300
0
9
357300
13743
2439
16182
343557
10
343557
0
343557
11
343557
0
343557
12
343557
13743
2439
16182
329814
13
329814
0
329814
14
329814
0
329814
15
329814
13743
2439
16182
316071
16
316071
0
316071
17
316071
0
316071
18
316071
13743
2439
16182
302328
19
302328
0
302328
20
302328
0
302328
21
302328
13743
2439
16182
288585
22
288585
0
288585
23
288585
0
288585
24
288585
13743
2439
16182
274842
25
274842
0
274842
26
274842
0
274842
27
274842
13743
2439
16182
261099
28
261099
0
261099
29
261099
0
261099
30
261099
13743
2439
16182
247356
31
247356
0
247356
32
247356
0
247356
33
247356
13743
2439
16182
233613
34
233613
0
233613
35
233613
0
233613
36
233613
13743
2439
16182
219870
37
219870
0
219870
38
219870
0
219870
39
219870
13743
2439
16182
206127
40
206127
0
206127
41
206127
0
206127
42
206127
13743
2439
16182
192384
43
192384
0
192384
44
192384
0
192384
45
192384
13743
2439
16182
178641
46
178641
0
178641
47
178641
0
178641
48
178641
13743
2439
16182
164898
49
164898
0
164898
50
164898
0
164898
51
164898
13743
2439
16182
151155
52
151155
0
151155
53
151155
0
151155
54
151155
13743
2439
16182
137412
55
137412
0
137412
56
137412
0
137412
57
137412
13743
2439
16182
123669
Secretariat : Planning Department
Government of Manipur
78
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Opening
Balance
123669
123669
123669
109926
109926
109926
96183
96183
96183
82440
82440
82440
68697
68697
68697
54954
54954
54954
41211
41211
41211
27468
27468
27468
13725
13725
13725
Total :
Principal
Interest
13743
2439
13743
2439
13743
2439
13743
2439
13743
2439
13743
2439
13743
2439
13743
2439
13725
357300
2457
72364
Secretariat : Planning Department
Government of Manipur
EQI
0
0
16182
0
0
16182
0
0
16182
0
0
16182
0
0
16182
0
0
16182
0
0
16182
0
0
16182
0
0
16182
Balance
123669
123669
109926
109926
109926
96183
96183
96183
82440
82440
82440
68697
68697
68697
54954
54954
54954
41211
41211
41211
27468
27468
27468
13725
13725
13725
0
79
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
SCIENCE & TECHNOLOGY
Scheme No. 21
SCHEME OF PROVIDING ASSISTANCE FOR SETTING UP COMPUTER TRAINING
CENTRES FOR SELF EMPLOYMENT (small)
1. Name of the Project: Setting up of Computer Training Centre for selfemployment (small)
2.
Introduction: With the increase in the use of computers in our day to day lives, it
has become essential that the average person possesses a basic level of computer
expertise. Training is Computer Usage for word processing, internet, email etc., is
therefore much in demand from the general public. Higher level of computer expertise is
also very popularly sought after by school and college going students. As a result of
these aspects, there is a big market for training in basic computer usage and presents a
big opportunity of self-employment to the IT educated unemployed youths of this state.
3.
Objectives: To provide self-employment opportunities to educated unemployed
youths through setting up of Computer Training Centres.
4.
Methodology:
a) Beneficiaries of the Scheme will setup Computer Training Centre.
b) The Scheme will incorporate a Computer Training Centre with 7 nos. of
computers.
c) The implementing Bank will provide 90% of the Scheme cost, subject to a
maximum Rs.5.00 lakhs, while beneficiary share will be 10% of the Scheme
cost.
d) The Scheme will be open to Graduates.
5.
Project Components:
a) Computers:
7 nos. of computers will be provided.
b) Printers:
1 no. of Laser Printers and one no. coloured Ink Jet Printers will be
provided under the Scheme.
c) Scanner:
One no. of Scanner will be provided under the Scheme.
d) UPS:
During power failure/load shedding UPS with external battery will be
provided for intermediate power supply until generator is switched on.
2 nos. of 1 KVA UPS will be provided.
e) Generator:
A Generator will be provided under the Scheme for standby power supply
during power failure and load shedding.
1 no. of 2.5 KVA Keropsene Generator will be provided.
f) LAN Equipment:
1 no. unmanaged Switch with UTP Cat 5 cabling for connecting all the
computers will be provided under the Scheme.
g) Site Preparation:
Provision for site preparation inclusive of electrical works and furniture will
be provided for in the Scheme.
h) Manpower Requirement:
Beneficiaries will arrange required manpower on their own and salaries of
engaged manpower will be paid by the beneficiary.
6.
Estimated Scheme cost per Centre:
A
1
2
3
3
Fixed capital :
Land & Building (Rented)
1,500/Security Deposit for the rented building
Celeron Based Computer – 7 Nos. @ Rs.0.25 lakhs/computer
Laser Printer –1 No. @ Rs.0.20 lakhs/printer
Scanner– 1 No. @ Rs.0.10 lakhs/per scanner
Secretariat : Planning Department
Government of Manipur
20,000/1,75,000/20,000/10,000/-
80
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
4
5
6
7
B
1
2
3
4
5
6
7
C.
7.
Uninterrupted Power Supply
1 KVA with external battery 2 No. @ Rs.0.15 lakhs per UPS
2.5 KVA Kerosene Generator – 1 No. @ Rs.0.40 lakhs/Generator
LAN Equipment (unmanaged Switch, Cat 5 UTP, Crimping Tool) – 1 No. @ Rs.0.20 lakhs/
equipment
Furniture and Fixture
TOTAL
Working capital :
Raw –Materials (per month)
Salaries & Wages for 3 persons (per month)
Electricity
Kerosene
Rent of building
Insurance @ 6.5 % of Machinery & R.M.
Misc.
Total :
Total Scheme Cost :
40,000/20,000/20,000/3,25,000/1,000/8,000/1,000/1,000/1,500/1,500/1,000/15,000/3,50,000/-
FUNDING PATTERN :
Bank Loan (90 %)
3,15,000/-
8.
30,000/-
Beneficiary contribution (10 %)
35,000/-
Total
3,50,000/-
Employment Potential:
The Scheme in addition to the self-sustenance of the entrepreneur will be able to
provide employment opportunities to a number of IT trained persons.
9.
Estimated Revenue:
Assuming that on an average 5 groups of 14 trainees each group can be
trained daily for a month long training period at an estimated cost of Rs.500/- per
trainee, revenue earned per month is as under:
Rs.500 x 14 persons per group x 5 groups = Rs.35,000/-
10.
Total estimated monthly revenue
Estimated Monthly Profit:
: Rs.35,000/-
Total estimated Revenue – Working capital – Depreciation @ 10 % of Machinery,
other assets & Furniture & Fixture – Interest on Loan
= Rs. (35,000.00 - 15,000.00 – 2,633.00 – 1,313.00) = Rs.16,054/11.
Project duration : The Project will be completed in 3 months time.
12.
Repayment Schedule of loan : As per loan repayment chart given below.
LOAN REPAYMENT CHART
Bank Loan = Rs. 315,000/Interest on Loan = 5 % per annum.
Period of Loan = 5 years with a moratorium period of 3 moths, repayable in 57 equated monthly
instalments.
Sl. No.
Opening Bal.
1
2
3
4
5
6
7
315000
315000
315000
315000
309474
303948
298422
Amt. of monthly
Instalments
Pr.
In
0
0
0
5526
5526
5526
5526
1313
1313
1313
691
691
691
691
Total amount of
monthly instalment
1313
1313
1313
6217
6217
6217
6217
Secretariat : Planning Department
Government of Manipur
Closing Bal.
315000
315000
315000
309474
303948
298422
292896
81
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Sl. No.
Opening Bal.
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
292896
287370
281844
276318
270792
265266
259740
254214
248688
243162
237636
232110
226584
221058
215532
210006
204480
198954
193428
187902
182376
176850
171324
165798
160272
154746
149220
143694
138168
132642
127116
121590
116064
110538
105012
99486
93960
88434
82908
77382
71856
66330
60804
55278
49752
44226
38700
33174
27648
22122
16596
11070
5544
Total:
Amt. of monthly
Instalments
Pr.
In
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5526
691
5544
673
315000
43307
Total amount of
monthly instalment
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
6217
Secretariat : Planning Department
Government of Manipur
Closing Bal.
287370
281844
276318
270792
265266
259740
254214
248688
243162
237636
232110
226584
221058
215532
210006
204480
198954
193428
187902
182376
176850
171324
165798
160272
154746
149220
143694
138168
132642
127116
121590
116064
110538
105012
99486
93960
88434
82908
77382
71856
66330
60804
55278
49752
44226
38700
33174
27648
22122
16596
11070
5544
10
82
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 22
SCHEME OF PROVIDING ASSISTANCE FOR SETTING UP OF CYBER CAFES FOR
SELF EMPLOYMENT (Small)
1.Name of the Project: Setting up of Cyber Cafes for self employment(small)
2.
Introduction: Use of computers and Internet is still yet to percolate down to the
average household. As a result of this, there is a big demand for use of Internet at the
cyber cafes. With additional equipment, many cyber cafes have also been turned into
entertainment centres. Cyber Cafes, therefore are viable units as they meet a large part
of the requirements of the today’s youth.
3.
Objectives: To provide self-employment opportunities to educated unemployed
youths through setting up of Cyber Cafes.
4.
Methodology:
a) Beneficiaries of the Scheme will setup Cyber Cafes.
b) The Scheme will incorporate a Cafe with 5 nos. of computers
c) The State Government will provide 90 % of the Scheme cost, subject to a
maximum Rs.5.00 lakhs, while beneficiary share will be 10 % of the Scheme
cost.
d) The Scheme will be open to Graduates.
5.
Project Components:
a) Computers:
5 nos. of computers will be provided.
b) Printers:
One no. of entry level Laser Printer along with an inkjet coloured printer
will be provided under the Scheme.
c) Scanner:
One no. of Scanner will be provided under the Scheme.
d) UPS:
During power failure/load shedding UPS with external battery will be
provided for intermediate power supply until generator is switched on. 2 nos. of 1
KVA UPS will be provided
e) Generator:
A Generator will be provided under the Scheme for standby power supply
during power failure and load shedding. 1 no. of 2 KVA Kerosene Generator will
be provided.
f) Internet Connectivity:
Beneficiaries will arrange their own Internet Connectivity through BSNL or
local ISPs.
g) LAN Equipment:
1 no. unmanaged Switch with UTP Cat 5 cabling for connecting all the
computers will be provided under the Scheme.
h) Site Preparation:
Provision for site preparation inclusive of electrical works and furniture will
be provided for in the Scheme.
b) Manpower Requirement:
Beneficiaries will arrange required manpower on their own and salaries of
engaged manpower will be paid by the beneficiary.
6.
Estimated Scheme cost:
A
1
2
3
3
Fixed capital :
Land & Building (Rented)
1,000/Security Deposit for the rented building
Celeron Based Computer for Internet Access – 5 Nos.
@ Rs.0.25 lakhs/computer
Laser Printer – 1 Nos. @ Rs.0.20 lakhs/printer
Scanner– 1 No. @ Rs.0.10 lakhs/per scanner
Secretariat : Planning Department
Government of Manipur
20,000/1,25,000/20,000/10,000/83
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Uninterrupted Power Supply
1 KVA with external battery 2 No. @ Rs.0.15 lakhs per
UPS
5 2 KVA Kerosene Generator – 1 No. @ Rs.0.50
lakhs/Generator
6 LAN Equipment (12 port unmanaged Switch, Cat 5
UTP, Crimping Tool) – 1 No. @ Rs.0.20 lakhs/
equipment
7 Furniture and Fixture
TOTAL
B Working capital :
1 Internet Connectivity
2 Salary and Wages
1 Stationery (per month)
3 Electricity
4 Kerosene
5 Rent of building
6 Insurance @ 6.5 % of Machinery
7 Misc.
Total :
C. Total Scheme Cost :
30,000/-
4
7.
20,000/-
20,000/2,80,000/4,500/3,000/500/700/500/1,000/1,300/500/12,000/2,92,000/-
FUNDING PATTERN :
Bank Loan (90 %)
Beneficiary contribution (10%)
2,62,800/8.
35,000/-
29,200/-
Total
2,92,000/-
Employment Potential:
The Scheme in addition to the self-sustenance of the entrepreneur will be
able to provide employment opportunities to other IT trained persons.
9.
Estimated Revenue:
Assuming usage of Internet on 5 computers systems for an average
period of 10 hours daily at Rs.15/- per hour, revenue earned on monthly basis is
as under:
Internet – Rs.15/- x 5 PCs x 10 hours x 25 days = Rs.18, 750/Total estimated monthly revenue : Rs.18,750/-
10.
Estimated Monthly Profit:
Total estimated Revenue – Working capital – Depreciation @ 10 % of
Machinery, other assets & Furniture & Fixture – Interest on Loan
= Rs.(18,750.00 - 12,000.00 – 2,166.00 – 1,104.00) = Rs.3,480/-
11.
Project duration : The Project will be completed in 3 months time.
12.
Repayment Schedule of loan : As per repayment chart given in next page.
LOAN REPAYMENT CHART
Bank Loan
=
Rs. 2,62,800/-
Interest on loan
Period of loan
= 5 % per annum
: 5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments.
Secretariat : Planning Department
Government of Manipur
84
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Sl. No.
Opening Bal.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Total :
Amt. of monthly
Instalments
Pr.
In
X
1095
X
1095
X
1095
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4610
577
4640
547
2,62,800
32859
Total amount of
monthly
instalment
1095
1095
1095
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
5187
Secretariat : Planning Department
Government of Manipur
Closing
Bal.
262800
262800
262800
85
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No.23
SCHEME OF PROVIDING ASSISTANCE FOR SETTING
PUBLISHING CENTRES FOR SELF EMPLOYMENT (SMALL)
1.
UP
DESK
TOP
Name of the Project: Setting up of Desk Top Publishing Centres for selfemployment(small).
2.
Introduction: The use of Computers in Printing Technology has brought about
such a revolution. Good quality printing can now be done with such ease with the use of
computers that dependence on regular printing press is now on the decline. However
along with the improvement in printing technology, requirement for printed material has
also increased. There is presently a big market for printed material an all it needs to tap
this market is the availability of a few computers with Printing facilities.
3.
Objectives: To provide self-employment opportunities to educated unemployed
youths through setting up of Desk Top Publishing Centres.
4.
Methodology:
e) Beneficiaries of the Scheme will setup Desk Top Publishing Centres.
f) The Scheme will incorporate one Desk Top Publishing Centre with 5 nos. of
computers.
g) The Implementing Bank will provide 90% of the Scheme cost, subject to a
maximum of Rs.5.00 lakhs, while beneficiary share will be 10% of the
Scheme cost.
h) The Scheme will be open to Graduates.
5.
Project Components:
a) Computers:
5 nos. of Pentium 4 based computers.
b) Printers:
1 no. of Laser Printers and one no. coloured Ink Jet Printers will be
provided under the Scheme.
c) Scanner:
One no. High end Scanner will be provided under the Scheme.
d) UPS:
During power failure/load shedding UPS with external battery will be
provided for intermediate power supply until generator is switched on.
2 nos. of 1 KVA UPS will be provided
e) Generator:
A Generator will be provided under the Scheme for standby power supply
during power failure and load shedding.
1 no. of 2 KVA diesel Generator will be provided.
f) LAN Equipment:
1 no. unmanaged Switch with UTP Cat 5 cabling for connecting all the
computers will be provided under the Scheme.
h) Site Preparation:
Provision for site preparation inclusive of electrical works and furniture will
be provided for in the Scheme.
i) Manpower Requirement:
Beneficiaries will arrange required manpower on their own and salaries of
engaged manpower will be paid by the beneficiary.
6.
Estimated Scheme cost per Centre:
A
1
Fixed capital :
Land & Building (Rented)
Security Deposit for the rented building
Secretariat : Planning Department
Government of Manipur
1,500/20,000/-
86
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
2
Celeron Based Computer for Internet Access – 5 Nos.@ Rs.0.30 1,50,000/lakhs/computer
3 Laser Printer – 1 Nos. @ Rs.0.20 lakhs/printer
20,000/3 Scanner– 1 No. @ Rs.0.10 lakhs/per scanner
10,000/4 Uninterrupted Power Supply
30,000/1 KVA with external battery 2 No. @ Rs.0.15 lakhs per UPS
5 2 KVA Diesel Generator – 1 No. @ Rs.0.35 lakhs per Generator
35,000/6 LAN Equipment (12 port unmanaged Switch, Cat 5 UTP, Crimping
20,000/Tool) – 1 No. @ Rs.0.20 lakhs/ equipment
7 Furniture and Fixture
20,000/TOTAL
3,05,000/B Working capital :
1 Raw –Materials (per month)
8,000/2 Salaries & Wages @ Rs.3,000/month for 5 persons (per month)
15,000/3 Electricity
1,000/4 Kerosene
1,000/5 Rent of building
1,500/6 Insurance @ 6.5 % of Machinery & R.M.
1,500/7 Misc.
2,000/Total :
30,000/C. Total Scheme Cost :
3,35,000/7.
FUNDING PATTERN :
8.
Bank Loan (90 %)
3,01,500/Employment Potential:
Beneficiary contribution (10 %)
33,500/-
Total
3,35,000/-
The Scheme in addition to the self-sustenance of the entrepreneur will be able to
provide employment opportunities to a number of IT trained persons. At least 5 nos. of
DTP Operators will be required to run the centre. It will also provide indirect employment
to a number screen printers and offset printers who subcontract work from these DTP
Centres.
9.
Estimated Revenue:
Assuming usage of 5 computers systems for an average 20 pages of
typing and printing per day per computer at Rs.10/- per page, revenue earned
just for document printing on monthly basis is as under:
Rs.10/- x 5PCs x 20 pages per day x 25 days = Rs.25,000/For coloured printing @ Rs.30/- per page for an average 5 pages per day,
revenue earned is:
Rs.30/- x 5 x 25 days= Rs.3,750/- per month
For printing of master copies for offset printing at a cost of Rs.100/- x 5
pages per day x 25 days = Rs.12,500/Total estimated monthly revenue
10.
: Rs.41,250/-
Estimated Monthly Profit:
Total estimated Revenue – Working capital – Depreciation @ 10 % of Machinery,
other assets & Furniture & Fixture – Interest on Loan
= Rs. (41,250.00 -30,00.00 – 2,442.00 – 1,256.00) = Rs.7,552/-
11.
Project duration : The Project will be completed in 3 months time.
12.
Repayment Schedule of loan : As per loan repayment chart given below.
Secretariat : Planning Department
Government of Manipur
87
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 301,500/Interst on Loan = 5 % per annum.
Period of Loan = 5 years with a moratorium period of 3 moths, repayable in 57 equated
monthly instalmentss.
Amt. of monthly Instalments
Sl. No.
Opening Bal.
Total amount of
Closing Bal.
monthly instalment
Pr.
In
1
301500
0
1256
1256
301500
2
301500
0
1256
1256
301500
3
301500
0
1256
1256
301500
4
301500
5289
662
5951
296211
5
296211
5289
662
5951
290922
6
290922
5289
662
5951
285633
7
285633
5289
662
5951
280344
8
280344
5289
662
5951
275055
9
275055
5289
662
5951
269766
10
269766
5289
662
5951
264477
11
264477
5289
662
5951
259188
12
259188
5289
662
5951
253899
13
253899
5289
662
5951
248610
14
248610
5289
662
5951
243321
15
243321
5289
662
5951
238032
16
238032
5289
662
5951
232743
17
232743
5289
662
5951
227454
18
227454
5289
662
5951
222165
19
222165
5289
662
5951
216876
20
216876
5289
662
5951
211587
21
211587
5289
662
5951
206298
22
206298
5289
662
5951
201009
23
201009
5289
662
5951
195720
24
195720
5289
662
5951
190431
25
190431
5289
662
5951
185142
26
185142
5289
662
5951
179853
27
179853
5289
662
5951
174564
28
174564
5289
662
5951
169275
29
169275
5289
662
5951
163986
30
163986
5289
662
5951
158697
31
158697
5289
662
5951
153408
32
153408
5289
662
5951
148119
33
148119
5289
662
5951
142830
34
142830
5289
662
5951
137541
35
137541
5289
662
5951
132252
36
132252
5289
662
5951
126963
37
126963
5289
662
5951
121674
38
121674
5289
662
5951
116385
39
116385
5289
662
5951
111096
40
111096
5289
662
5951
105807
41
105807
5289
662
5951
100518
42
100518
5289
662
5951
95229
43
95229
5289
662
5951
89940
44
89940
5289
662
5951
84651
45
84651
5289
662
5951
79362
46
79362
5289
662
5951
74073
47
74073
5289
662
5951
68784
48
68784
5289
662
5951
63495
49
63495
5289
662
5951
58206
50
58206
5289
662
5951
52917
51
52917
5289
662
5951
47628
52
47628
5289
662
5951
42339
53
42339
5289
662
5951
37050
54
37050
5289
662
5951
31761
55
31761
5289
662
5951
26472
56
26472
5289
662
5951
21183
57
21183
5289
662
5951
15894
58
15894
5289
662
5951
10605
59
10605
5289
662
5951
5316
60
5316
5316
635
5951
0
301,500
41,476
Secretariat : Planning Department
Government of Manipur
88
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
HORTICULTURE.
Scheme -24
UNIT COST FOR OYSTER MUSHROOM CULTIVATION
Oyster Mushroom can be cultivated almost all the year round in Manipur. Cultivation technique
of oyster is easier in comparison to other type of mushroom. Some of the materials used for its
cultivation are cereal and millet straws, residues of oilseeds and pulses, sugarcane bagasse, etc.
Unit cost for Oyster Mushroom cultivation
Item of works
Sl.no
Total ( Rs)
A; A Capital outlay/Non-Recurring Expenditure :
1 Building( kacha thetch roofing , Pucca flooring ) Size
(15x25x13)ft
2 Equipments
Sub-Total :
B
Cost of Production of Oyster Mushroom/Recurring Exp :
1 Raw materials, straw, spawn, polybags, pesticides,
transpsortation charge and Misc.
30000.00
3,000.00
33,000.00
11,000.00
2 Cost of Labours
Sub-Total :Total
C. Financing Pattern
1. Loan portion (95%)
2. Beneficiary contribution (5%)
D. Returned/Income:Production ( in Kg)
6,000.00
17,000.00
50,000.00
Rs. 47,500/Rs. 2,500/-
Fresh Mushroom
E. Gross Profit (Gross income- Recurring
expenditure_
F (I). Depreciation on building (15%)
F(II). Depreciation on equipments (15%)
F(III). Interest on loan
F(IV). Insurance @ 6.5 %
Total of F
G. Net Profit (E-F)
H. Net Profit per month
Kg
Rate Kg
( in Rs)
1200.00
50.00
Gross
returned
(in lakhs)
60,000.00
Rs. 43,000/Rs. 4,500/Rs . 450/Rs. 2,000/Rs. 715/Rs. 7665/Rs. 35,335/Rs. 2945/-
LOAN REPAYMENT CHART
Bank Loan
Interest on loan
Period of loan
= Rs. 47,500/= 4 % per annum
: 7 years with a moratorium period of 6 months, repayable in 26 equated
quarterly instalments.
Months Opening Principal Interest
Balance
1
2
3
4
5
6
7
8
47500
47500
47500
47500
47500
47500
47500
47500
475
475
Secretariat : Planning Department
Government of Manipur
EQI
0
0
475
0
0
475
0
0
Balance
47500
47500
47500
47500
47500
47500
47500
47500
47500
89
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months Opening Principal Interest
Balance
9
47500
1827
257
10
45673
11
45673
12
45673
1827
257
13
43846
14
43846
15
43846
1827
257
16
42019
17
42019
18
42019
1827
257
19
40192
20
40192
21
40192
1827
257
22
38365
23
38365
24
38365
1827
257
25
36538
26
36538
27
36538
1827
257
28
34711
29
34711
30
34711
1827
257
31
32884
32
32884
33
32884
1827
257
34
31057
35
31057
36
31057
1827
257
37
29230
38
29230
39
29230
1827
257
40
27403
41
27403
42
27403
1827
257
43
25576
44
25576
45
25576
1827
257
46
23749
47
23749
48
23749
1827
257
49
21922
50
21922
51
21922
1827
257
52
20095
53
20095
54
20095
1827
257
55
18268
56
18268
57
18268
1827
257
58
16441
59
16441
60
16441
1827
257
61
14614
62
14614
63
14614
1827
257
64
12787
65
12787
66
12787
1827
257
Secretariat : Planning Department
Government of Manipur
EQI
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
Balance
45673
45673
45673
43846
43846
43846
42019
42019
42019
40192
40192
40192
38365
38365
38365
36538
36538
36538
34711
34711
34711
32884
32884
32884
31057
31057
31057
29230
29230
29230
27403
27403
27403
25576
25576
25576
23749
23749
23749
21922
21922
21922
20095
20095
20095
18268
18268
18268
16441
16441
16441
14614
14614
14614
12787
12787
12787
10960
90
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months Opening Principal Interest
Balance
67
10960
68
10960
69
10960
1827
257
70
9133
71
9133
72
9133
1827
257
73
7306
74
7306
75
7306
1827
257
76
5479
77
5479
78
5479
1827
257
79
3652
80
3652
81
3652
1827
257
82
1825
83
1825
84
1825
1825
259
Total :
47500
7634
Secretariat : Planning Department
Government of Manipur
EQI
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
Balance
10960
10960
9133
9133
9133
7306
7306
7306
5479
5479
5479
3652
3652
3652
1825
1825
1825
0
91
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme-25.
UNIT COST FOR GINGER CULTIVATION
Ginger (Zingiber officinale) is one of the important spices all over the world. It is
marketed in different forms such as raw ginger, dry ginger, ginger powder, ginger oil, ginger
oleoresin, ginger candy, ginger beer, brined ginger, ginger squash, ginger flakes, ginger paste etc.
It is one of the most important commercial crops of the state.
Cost of Cultivation of Ginger
A. Non –Recurring Expenditure:
Sl.no
Item of works
1
Construction of shed
13,000.00
2
Cost of equipments
( sprayer , Spade ,Garden Fork,Garden Hoe & Rack , Khurpi, Dao& Grass
cutter etc )
Jungle clearance 75 mandays Rs. 47.65 per manday
Land preperation and lay out 115 manday Rs. 47.65 per manday
3,000.00
3
4
TOTAL :
B. Non-Recurring Expenditure :
1. Cost of Dibbling ( 100 mandyas @ Rs.47.65 per manday)
2. Cost of application of Fertiliser (50 mandays @ Rs. 47.65 per manday)
3. Application of spraying and Dusting ( 30 mandyas @ Rs. 47. per manday)
4. Interculture @ Weeding ( 100 mandays @ Rs.47. per manday)
5. Cost of Harvesting & storing (180 mandays @ Rs.47. per manday)
6. Cost of Seeds ( 2500 Kgs. @ Rs. 15 per Kg.)
7. Cost of Bio Fertiliser and Compost (LS)
8. Misc. expences
TOTAL :
C. Total Scheme cost :
D.
Financing pattern
1. Bank Loan (95 p.c.)
- Rs. 99,800/2. Beneficiary Contribution – Rs. 5,200/E.
Returned/Income:Production ( in Kg)
Rate/Kg ( in Rs)
Green 10000
8.00
Dry 5600
13.00
F.
Gross Profit
G(I)
Depreciation on Shed (15 p.c.)
G(II)
Depreciation on equipment (15 p.c.)
G(III)
Interest on Loan
G(IV) Insurance
TOTAL OF G :
H. Net Profit
I. Net Profit per month
3574
5480
25,054.00
Say, Rs. 25,000/4765
2382
1430
4765
8577
37500
20000
1000
80,419/Say, Rs.80,000/1,05,000/-
Gross returned( in Rs)
100000.00
72800.00
92,000/1950/450/4000/2435/8835/83165/Rs.6930/-
LOAN REPAYMENT CHART
Bank Loan
Interest on loan
Period of loan
=
=
Rs. 99,800/4 % per annum
: 7 years with a moratorium period of 6 months, repayable in 26 equated
quarterly instalments.
Months
Opening
Balance
1
2
3
4
5
6
7
8
99800
99800
99800
99800
99800
99800
99800
99800
Principal
Interest
998
998
Secretariat : Planning Department
Government of Manipur
EQI
0
0
998
0
0
998
0
0
Balance
99800
99800
99800
99800
99800
99800
99800
99800
99800
92
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
Opening
Balance
99800
95962
95962
95962
92124
92124
92124
88286
88286
88286
84448
84448
84448
80610
80610
80610
76772
76772
76772
72934
72934
72934
69096
69096
69096
65258
65258
65258
61420
61420
61420
57582
57582
57582
53744
53744
53744
49906
49906
49906
46068
46068
46068
42230
42230
42230
38392
38392
38392
34554
34554
34554
30716
30716
30716
26878
26878
26878
23040
23040
23040
19202
19202
Principal
Interest
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
3838
540
Secretariat : Planning Department
Government of Manipur
EQI
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
0
0
Balance
95962
95962
95962
92124
92124
92124
88286
88286
88286
84448
84448
84448
80610
80610
80610
76772
76772
76772
72934
72934
72934
69096
69096
69096
65258
65258
65258
61420
61420
61420
57582
57582
57582
53744
53744
53744
49906
49906
49906
46068
46068
46068
42230
42230
42230
38392
38392
38392
34554
34554
34554
30716
30716
30716
26878
26878
26878
23040
23040
23040
19202
19202
19202
93
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
Opening
Balance
72
19202
73
15364
74
15364
75
15364
76
11526
77
11526
78
11526
79
7688
80
7688
81
7688
82
3850
83
3850
84
3850
Total:
Principal
Interest
3838
540
3838
540
3838
540
3838
540
3850
99800
528
16024
Secretariat : Planning Department
Government of Manipur
EQI
4378
0
0
4378
0
0
4378
0
0
4378
0
0
4378
Balance
15364
15364
15364
11526
11526
11526
7688
7688
7688
3850
3850
3850
0
94
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme -26.
UNIT COST FOR PASSION FRUIT CULTIVATION
Passion fruit (Passiflora edulis) is one of the fruit which is unique to North-Eastern states of
India. The juice of passion fruit with an excellent flavour, is quite delicious, nutritious and liked
for its blending quality. It is extensively used in confectionery and preparation of cakes, pies and
ice-cream. There are two recognized varieties-purple and yellow. Purple passion fruit is more
productive. A number of processed products - nectar, squash, carbonated drink and juice
concentrate - could be prepared. These products are in great demand both in domestic as well as
export market.
Cost of Cultivation of Passion Fruit ( 0.8ha )
A. Non –Recurring Expenditure:
Sl.no
Item of works
1
2
3
4
5
Construction of shed
Cost of equipments
( sprayer , Spade ,Garden Fork,Garden Hoe & Rack , Khurpi,
Dao& Grass cutter etc )
Jungle clearance 75 mandays Rs. 47.65 per manday
Land preparation and lay out 115 manday Rs. 47.65 per
manday
Construction of traillies
Cost of wooden post( 8ft high) 2000 nos. @ Rs. 25 per post
Cost of G.I wire( 2mm dia ) 200 nos. @ Rs. 50.
Cost ofU shape & iron nail 20 nos. @ Rs.40 per rode
TOTAL :
B. Non-Recurring Expenditure :
1. Cost of transplanting ( 80 mandyas @ Rs.47.65 per manday)
2. Cost of application of Fertiliser (40 mandays @ Rs. 47.65 per
manday)
3. Application of spraying and Dusting ( 20 mandyas @ Rs. 47. per
manday)
4. Interculture @ Weeding ( 50 mandays @ Rs.47. per manday)
5. Cost of planting material 2000 Nos. @ Rs.2/6. Cost of Bio Fertiliser and Compost (LS)
7. Labour charge (80 mandays @ Rs.47.65 per manday
8. Misc. expenses
TOTAL :
10,000.00
2,500.00
3574
5480
50,000/10,000/800
81,639/Say, Rs.82,000/3812
1906
953
2383
4000
6000
3812
1000
28,631/Say, Rs.28,000/1,10,000/-
C. Total Scheme cost :
D.
Financing pattern
1. Bank Loan (95 p.c.)
- Rs. 1,04,500/2. Beneficiary Contribution – Rs. 5,500/E.
Returned/Income
Production (in
Rate per Kg. (in Rs.)
Gross returned (in
Ripe Fruit
Kg.)
Rs.)
Fruits
15000
10.00
1,50,000/F.
Gross Profit
1,22,000/G(I)
Depreciation on Shed (15 p.c.)
1500/G(II) Depreciation on equipment (15 p.c.)
375/G(III) Depreciation on Traillers (15 p.c.)
9120/G(IV) Interest on Loan
4180/G(V) Insurance
260/15435/TOTAL OF G :
1,06,565/H. Net Profit
I. Net Profit per month
Rs. 8880/-
Secretariat : Planning Department
Government of Manipur
95
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan
Interest on loan
Period of loan
= Rs. 1,04,500/= 4 % per annum
: 7 years with a moratorium period of 6 months, repayable in 26 equated
quarterly instalments.
Months Opening Principal Interest
Balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
104500
104500
104500
104500
104500
104500
104500
104500
104500
100480
100480
100480
96460
96460
96460
92440
92440
92440
88420
88420
88420
84400
84400
84400
80380
80380
80380
76360
76360
76360
72340
72340
72340
68320
68320
68320
64300
64300
64300
60280
60280
60280
56260
56260
56260
52240
52240
52240
1045
1045
4020
565
4020
565
4020
565
4020
565
4020
565
4020
565
4020
565
4020
565
4020
565
4020
565
4020
565
4020
565
4020
565
4020
565
Secretariat : Planning Department
Government of Manipur
EQI
0
0
1045
0
0
1045
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
Balance
104500
104500
104500
104500
104500
104500
104500
104500
104500
100480
100480
100480
96460
96460
96460
92440
92440
92440
88420
88420
88420
84400
84400
84400
80380
80380
80380
76360
76360
76360
72340
72340
72340
68320
68320
68320
64300
64300
64300
60280
60280
60280
56260
56260
56260
52240
52240
52240
48220
96
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months Opening Principal Interest
Balance
49
48220
50
48220
51
48220
4020
565
52
44200
53
44200
54
44200
4020
565
55
40180
56
40180
57
40180
4020
565
58
36160
59
36160
60
36160
4020
565
61
32140
62
32140
63
32140
4020
565
64
28120
65
28120
66
28120
4020
565
67
24100
68
24100
69
24100
4020
565
70
20080
71
20080
72
20080
4020
565
73
16060
74
16060
75
16060
4020
565
76
12040
77
12040
78
12040
4020
565
79
8020
80
8020
81
8020
4020
565
82
4000
83
4000
84
4000
4000
585
Total :
104500
16800
Secretariat : Planning Department
Government of Manipur
EQI
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
0
0
4585
Balance
48220
48220
44200
44200
44200
40180
40180
40180
36160
36160
36160
32140
32140
32140
28120
28120
28120
24100
24100
24100
20080
20080
20080
16060
16060
16060
12040
12040
12040
8020
8020
8020
4000
4000
4000
0
97
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme – 27
UNIT COST FOR PINEAPPLE CULTIVATION
Pineapple (Ananas comosus) is an important fruit crop of the State. The cultivation of pineapple
is confined to high rainfall and humid areas. It grows in almost any type of soil, provided it is
free-draining.
Cost of cultivation of Pine Apple
A. Non –Recurring Expenditure:
Sl.no
Item of works
1
Construction of shed
20,000.00
2
Cost of equipments
( sprayer , Spade ,Garden Fork,Garden Hoe & Rack , Khurpi, Dao&
Grass cutter etc )
Jungle clearance 75 mandays Rs. 47.65 per manday
Land preparation and lay out 100 manday Rs. 47.65 per manday
Construction of Hedge fencing
2,000.00
3
4
5
3574
4765
2000
32,339/Say, Rs.32,000/-
TOTAL :
B. Non-Recurring Expenditure :
1. Cost of transplanting and mulching ( 540 mandyas @ Rs.47.65 per manday)
2. Application of spraying and Dusting ( 20 mandyas @ Rs. 47.65 per manday)
3. Interculture @ Weeding (150 mandays @ Rs.47.65 per manday)
4. Cost iof Harvesting and transportation (400 mandays @ Rs.47.65 per m.d.)
5. Cost of planting material 45000 Nos. @ Rs. Per 0.50/- per plant
6. Cost of Bio Fertiliser and Compost (LS)
7. Cost of application of Fertiliser940 mandays @ Rs.47.65 per manday)
8. Misc. expenses
TOTAL :
C. Total Scheme cost :
D.
Financing pattern
1. Bank Loan (95 p.c.)
- Rs. 1,14,000/2. Beneficiary Contribution – Rs. 6,000/E.
Returned/Income
Kgs.
Production
Ripe Fruits
40000 Kgs.
F.
Gross Profit
G(I)
Depreciation on Shed (15 p.c.)
G(II)
Depreciation on equipment (15 p.c.)
G(III)
Depreciation on fencing(15 p.c.)
G(IV) Interest on Loan
G(V)
Insurance
TOTAL OF G :
H. Net Profit
I. Net Profit per month
25731
953
7148
19060
22500
10000
1906
1000
88,298/Say, Rs.88,000/1,20,000/-
Rate per Kg. (in Rs.)
4.00
Gross returned (in
Rs.)
1,60,000/-
72,000/3000/300/300/4560/1463/9623/62,377/Rs. 5198/-
LOAN REPAYMENT CHART
Bank Loan
= Rs. 1,14,000/Interest on loan
= 4 % per annum
Period of loan
:
7 years with a moratorium period of 6 months, repayable in 26
equated quarterly instalments.
Months
1
2
3
4
5
6
7
Opening
Balance
114000
114000
114000
114000
114000
114000
114000
Principal
Interest
1140
1140
Secretariat : Planning Department
Government of Manipur
EQI
0
0
1140
0
0
1140
0
Balance
114000
114000
114000
114000
114000
114000
114000
114000
98
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
Opening
Balance
114000
114000
109615
109615
109615
105230
105230
105230
100845
100845
100845
96460
96460
96460
92075
92075
92075
87690
87690
87690
83305
83305
83305
78920
78920
78920
74535
74535
74535
70150
70150
70150
65765
65765
65765
61380
61380
61380
56995
56995
56995
52610
52610
52610
48225
48225
48225
43840
43840
43840
39455
39455
39455
35070
35070
35070
30685
30685
30685
26300
26300
26300
21915
Principal
Interest
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
4385
616
Secretariat : Planning Department
Government of Manipur
EQI
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
0
Balance
114000
109615
109615
109615
105230
105230
105230
100845
100845
100845
96460
96460
96460
92075
92075
92075
87690
87690
87690
83305
83305
83305
78920
78920
78920
74535
74535
74535
70150
70150
70150
65765
65765
65765
61380
61380
61380
56995
56995
56995
52610
52610
52610
48225
48225
48225
43840
43840
43840
39455
39455
39455
35070
35070
35070
30685
30685
30685
26300
26300
26300
21915
21915
99
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Total :
Opening
Balance
21915
21915
17530
17530
17530
13145
13145
13145
8760
8760
8760
4375
4375
4375
Principal
Interest
4385
616
4385
616
4385
616
4385
616
4375
114000
626
18306
Secretariat : Planning Department
Government of Manipur
EQI
0
5001
0
0
5001
0
0
5001
0
0
5001
0
0
5001
Balance
21915
17530
17530
17530
13145
13145
13145
8760
8760
8760
4375
4375
4375
0
100
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme - 28.
UNIT COST FOR KING CHILLI CULTIVATION
King Chilli is an important crop of the state which is popular for its pungency and aroma.
It can be grown in almost all parts of the state. Though it is well adopted in the state its
commercial potential is yet to be exploited. It will become one of the major crops of the state if it
is cultivated commercially.
Cost of cultivation of U Morok (King Chillies)
A. Non –Recurring Expenditure:
Sl.no
Item of works
1
2
3
Cost of equipments
( sprayer , Spade ,Garden Fork,Garden Hoe & Rack , Khurpi,
Dao& Grass cutter etc )
Jungle clearance 75 mandays Rs. 47.65 per manday
Land preparation and lay out 115 manday Rs. 47.65 per
manday
TOTAL :
B. Non-Recurring Expenditure :
1. Cost of transplanting and watering( 100 mandyas @ Rs.47.65 per
manday)
2. Application of spraying and Dusting ( 30 mandyas @ Rs. 47.65 per
manday)
3. Interculture and Weeding (100 mandays @ Rs.47.65 per manday)
4. Cost of Harvesting and curring (200 mandays @ Rs.47.65 per m.d.)
5. Cost of planting materials 24750 Nos.. @ Rs. Per 1.00/- per plant
6. Cost of Bio Fertiliser and Compost (LS)
7. Cost of application of Fertiliser (50 mandays @ Rs.47.65 per
manday)
8. Misc. expenses
3,000.00
3574
5480
12,054/Say, Rs.12,000/-
4765
1430
4765
9530
24750
20000
2383
1000
68,623/Say, Rs.69,000/81,000/-
TOTAL :
C. Total Scheme cost :
D.
Financing pattern
1. Bank Loan (95 p.c.)
- Rs. 77,000/2. Beneficiary Contribution – Rs. 4,000/E.
Returned/Income
Rate per Kg. (in Rs.)
Gross returned (in
Kgs.
Production
Rs.)
Green Chilli
3000 Kgs.
50.00
1,50,000/Dry Chillie
1000 Kgs.
150.00
1,50,000/Total :
3,00,000/F.
Gross Profit
2,19,000/G(I)
Depreciation on equipment (15 p.c.)
450/G(II) Interest on Loan
3080/G(V) Insurance
1609/5139/TOTAL OF G :
2,13,861/H. Net Profit
I. Net Profit per month
Rs. 17,822/-
Secretariat : Planning Department
Government of Manipur
101
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan
Interest on loan
Period of loan
= Rs. 77,000/= 4 % per annum
: 7 years with a moratorium period of 6 months, repayable in 26 equated
quarterly instalments.
Months Opening Principal Interest
Balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
77000
77000
77000
77000
77000
77000
77000
77000
77000
74038
74038
74038
71076
71076
71076
68114
68114
68114
65152
65152
65152
62190
62190
62190
59228
59228
59228
56266
56266
56266
53304
53304
53304
50342
50342
50342
47380
47380
47380
44418
44418
44418
41456
41456
41456
38494
38494
38494
35532
770
770
2962
416
2962
416
2962
416
2962
416
2962
416
2962
416
2962
416
2962
416
2962
416
2962
416
2962
416
2962
416
2962
416
2962
416
Secretariat : Planning Department
Government of Manipur
EQI
0
0
770
0
0
770
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
Balance
77000
77000
77000
77000
77000
77000
77000
77000
77000
74038
74038
74038
71076
71076
71076
68114
68114
68114
65152
65152
65152
62190
62190
62190
59228
59228
59228
56266
56266
56266
53304
53304
53304
50342
50342
50342
47380
47380
47380
44418
44418
44418
41456
41456
41456
38494
38494
38494
35532
35532
102
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months Opening Principal Interest
Balance
50
35532
51
35532
2962
416
52
32570
53
32570
54
32570
2962
416
55
29608
56
29608
57
29608
2962
416
58
26646
59
26646
60
26646
2962
416
61
23684
62
23684
63
23684
2962
416
64
20722
65
20722
66
20722
2962
416
67
17760
68
17760
69
17760
2962
416
70
14798
71
14798
72
14798
2962
416
73
11836
74
11836
75
11836
2962
416
76
8874
77
8874
78
8874
2962
416
79
5912
80
5912
81
5912
2962
416
82
2950
83
2950
84
2950
2950
428
Total :
77000
12368
Secretariat : Planning Department
Government of Manipur
EQI
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
0
0
3378
Balance
35532
32570
32570
32570
29608
29608
29608
26646
26646
26646
23684
23684
23684
20722
20722
20722
17760
17760
17760
14798
14798
14798
11836
11836
11836
8874
8874
8874
5912
5912
5912
2950
2950
2950
0
103
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme - 29.
UNIT COST FOR POTATO CULTIVATION
Potato can be grown in all types of soils but light, well drained sandy loam soils are bestsuited. Optimum temperature for potato growth and development ranges between 150C and 250C.
Minimum night temperature is of great significance for tuberization and yield. There is little
tuber formation at temperature above 290C. That is why potato is grown as summer corp in hills
and as a winter crop in plain.
Cost of cultivation of Potato
A. Non –Recurring Expenditure:
Sl.no
Item of works
1
Construction of shed
1
Cost of equipments
( sprayer , Spade ,Garden Fork,Garden Hoe & Rack , Khurpi,
Dao& Grass cutter etc )
Jungle clearance 75 mandays Rs. 47.65 per manday
2
19000
TOTAL :
B. Non-Recurring Expenditure :
1. Ploughing 6 times ( 80 mandays @ Rs.47.65 per manday)
2. Cost of Dibbling (30 mandays @ Rs.47.65 per manday)
3. Openning furrow (40 mandays @ Rs.47.65 per manday)
4. Cost of Harvesting and Bagging ( 80 mandyas @ Rs.47.65 per
manday)
5. Application of spraying and Dusting ( 30 mandyas @ Rs. 47.65 per
manday)
6. Interculture and Weeding (100 mandays @ Rs.47.65 per manday)
7. Cost of Seeds 2500 Kgs. .. @ Rs. Per 10.00/- per plant
8. Cost of Bio Fertiliser and Compost (LS)
9. Cost of application of Fertiliser (20 mandays @ Rs.47.65 per
manday)
10. Misc. expenses
3000
3574
25,574/Say, Rs.26,000/3812
1430
1906
3812
1430
4765
25000
20000
953
1000
64,108/Say, Rs.64,000/90,000/-
TOTAL :
C. Total Scheme cost :
D.
Financing pattern
1. Bank Loan (95 p.c.)
- Rs. 85,500/2. Beneficiary Contribution – Rs. 4,500/E.
Returned/Income
Rate per Kg. (in Rs.)
Gross returned (in
Kgs.
Production
Rs.)
Potato
15000 Kgs.
10.00
1,50,000/F.
Gross Profit
86,000/G(I)
Depreciation on Shed (15 %)
2850/G(I)
Depreciation on equipment (15 p.c.)
450/G(II) Interest on Loan
3420/G(V) Insurance
1625/8345/TOTAL OF G :
77655/H. Net Profit
I. Net Profit per month
Rs. 6471/-
Secretariat : Planning Department
Government of Manipur
104
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan
= Rs. 85,500/Interest on loan
= 4 % per annum
Period of loan
: 7 years with a moratorium period of 6 months, repayable in 26 equated
quarterly instalments.
Months Opening Principal Interest
Balance
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
85500
85500
85500
85500
85500
85500
85500
85500
85500
82211
82211
82211
78922
78922
78922
75633
75633
75633
72344
72344
72344
69055
69055
69055
65766
65766
65766
62477
62477
62477
59188
59188
59188
55899
55899
55899
52610
52610
52610
49321
49321
46032
46032
46032
42743
42743
42743
39454
855
855
3289
462
3289
462
3289
462
3289
462
3289
462
3289
462
3289
462
3289
462
3289
462
3289
462
3289
462
3289
462
3289
462
3289
462
Secretariat : Planning Department
Government of Manipur
EQI
0
0
855
0
0
855
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
Balance
85500
85500
85500
85500
85500
85500
85500
85500
85500
82211
82211
82211
78922
78922
78922
75633
75633
75633
72344
72344
72344
69055
69055
69055
65766
65766
65766
62477
62477
62477
59188
59188
59188
55899
55899
55899
52610
52610
52610
49321
49321
49321
46032
46032
46032
42743
42743
42743
39454
39454
105
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months Opening Principal Interest
Balance
50
39454
51
39454
3289
462
52
36165
53
36165
54
36165
3289
462
55
32876
56
32876
57
32876
3289
462
58
29587
59
29587
60
29587
3289
462
61
26298
62
26298
63
26298
3289
462
64
23009
65
23009
66
23009
3289
462
67
19720
68
19720
69
19720
3289
462
70
16431
71
16431
72
16431
3289
462
73
13142
74
13142
75
13142
3289
462
76
9853
77
9853
78
9853
3289
462
79
6564
80
6564
81
6564
3289
462
82
3275
83
3275
84
3275
3275
476
Total :
85500
13736
Secretariat : Planning Department
Government of Manipur
EQI
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
0
0
3751
Balance
39454
36165
36165
36165
32876
32876
32876
29587
29587
29587
26298
26298
26298
23009
23009
23009
19720
19720
19720
16431
16431
16431
13142
13142
13142
9853
9853
9853
6564
6564
6564
3275
3275
3275
0
106
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
INDUSTRY
Scheme No. 30
CARPENTARY INDUSTRIES/SEMI MECHANISED FURNITURE WORKS
Introduction :With increase of population the demand for wooden furniture’s of different
designs is increasing day by day. In view of the present trend there will not be any problem for
marketing of the wooden furniture goods.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
Security deposit for the rented building
20,000
2. Plant & Machinery
35,000
Circular saw complete set, Electric motor 3 HP,
Wood turning machine, Hand saw, Tennon
Saw, Iron Jack Planner, Other hand tools like
chisel, hammer, carpentry axe, vice etc.
3. Other Assets
4. Furniture & Fixtures
3,000
5. Preliminary & Preoperative expenses:
1,000
Total Fixed Capital:
59,000
B)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
30,000
Plank and scantling - A class
Sunmica, commercial plywood, fevicol
Nail, mirror, glass, lock and key etc.
7. Salary & Wages(Per month)
9,000
Employment to be generated
3 nos.
8. Utilities & overhead expenses(Per month)
1,000
Rent of building
1,000
Working Capital (per month):
41,000
Total Working Capital Requirement for:
1 months
41,000
C)
TOTAL CAPITAL INVESTMENT(A+B)
100,000
D)
FUNDING PATTERN:
Banks Share Pro. Shares Total
Total Capital Investment (A+B)
95,000
5,000 1,00,000
E)
COST OF PRODUCTION(Per month)
(i) Working Capital
41,000
(ii) Depreciation @ 15% of Plant & Machinery,
317
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
317
(iv) Insurance @ 6.5 %
477
Cost of production per month:
42,111
F)
FINANCIAL RETURN(per month)
49,500
RM cost + 65% of RM
G)
PROFIT(per month)
(i) Financial Return
49,500
(ii) Cost of production
(-)
41,250
Profit per month:
8,250
H)
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
4,711
(ii) Profit
8,250
B.E.P=F.C/(F.C. +Profit)%
36.35 %
I)
REPAYMENT OF LOAN
As per loan repayment chart given in page No. 2.
Secretariat : Planning Department
Government of Manipur
107
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan
= Rs. 95,000/Interest of Loan
= 4% per annum.
Period of Loan
= 5 years with a moratorium period of 6 months, repayable in 18
equated quarterly installments
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Principal
Interest
Total
950
950
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5257
95000
537
11192
Secretariat : Planning Department
Government of Manipur
0
0
950
0
0
950
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
Balance
95000
95000
95000
95000
95000
95000
95000
95000
95000
89721
89721
89721
84442
84442
84442
79163
79163
79163
73884
73884
73884
68605
68605
68605
63326
63326
63326
58047
58047
58047
52768
52768
52768
47489
47489
47489
42210
42210
42210
36931
36931
36931
31652
31652
31652
26373
26373
26373
21094
21094
21094
15815
15815
15815
10536
10536
10536
5257
5257
5257
0
108
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 31
IRON & STEEL INDUSTRIES
Introduction: Nowadays steel furniture of different designs are preferred by the general public
for its durability. The demand for such product is increasing leaps and bounds. Hence there will
not be any problem for marketing of the steel furniture.
FINANCIAL DETAILS
A)
B)
C)
D)
E)
F)
G)
H)
I)
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
Security deposit for the rented building
20,000
2. Plant & Machinery
40,000
Welding transformer, Stand drill, Air
compressor with accessories, Sheet bending
machine, Grinder, Other misc. tools like
hammer, pliers,scissors, cutter, etc.
3. Other Assets
4. Furniture & Fixtures
15,000
5. Preliminary & Preoperative expenses:
2,000
77,000
Total Fixed Capital:
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
49,000
MS iron sheet 22 gauge 8'X4'
MS iron sheet 24 gauge 8'X4'
Angle Iron, Other items like paints, thinner,
putty, electrodes, sand paper etc.
7. Salary & Wages(Per month)
20,000
Employment to be generated
7 nos.
8. Utilities & overhead expenses(Per month)
3,000
Rent of building
1,000
Working Capital (per month):
73,000
1 months
Total Working Capital Requirement for:
73,000
TOTAL CAPITAL INVESTMENT(A+B)
150,000
Banks Share Pro. Shares Total
FUNDING PATTERN:
Total Capital Investment (A+B)
1,42,500
7,500
150,000
COST OF PRODUCTION(Per month)
(i) Working Capital
73,000
(ii) Depreciation @ 10% of Plant & Machinery,
625
other assets & furniture & fixtures.
(iii) Interest on bank loan @ 4. % p.a.
475
(iv) Insurance @ 6.5 %
672
Cost of production per month:
74,772
FINANCIAL RETURN(per month)
85,750
RM cost + 75% of RM
PROFIT(per month)
(i) Financial Return
85,750
(ii) Cost of production
(-)
74,772
Profit per month:
10,978
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
9,772
(ii) Profit
10,978
B.E.P=F.C/(F.C. +Profit)%
47.09 %
As per loan repayment chart given in page No. 2.
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
109
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 1,42,500/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Principal
Interest
EQI
1425
1425
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7911
142500
779
16770
Secretariat : Planning Department
Government of Manipur
0
0
1425
0
0
1425
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
Balance
142500
142500
142500
142500
142500
142500
142500
142500
142500
134583
134583
134583
126666
126666
126666
118749
118749
118749
110832
110832
110832
102915
102915
102915
94998
94998
94998
87081
87081
87081
79164
79164
79164
71247
71247
71247
63330
63330
63330
55413
55413
55413
47496
47496
47496
39579
39579
39579
31662
31662
31662
23745
23745
23745
15828
15828
15828
7911
7911
7911
0
110
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 32
CANE & BAMBOO WORKS
Introduction: Cane and bamboo products like sofa set, dining table, cradle, chairs, baskets,
morahs, etc. are very popular in the State. Besides, there are many decorative articles made of
cane and bamboo which are of a great demand in and outside the State of Manipur.
FINANCIAL DETAILS
A)
B)
C)
D)
E)
F)
G)
H)
I)
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
Security deposit for the rented building
20,000
2. Plant & Machinery
6,000
Hacksaw 18" with handle, Anant Spoke
shave, Hand drill(1/4"), Bench Vice No. 4
Blow Lamp, Blower, Other minor
accessories like plier, sharpening stone,
augur set, hammer, files etc.
3. Other Assets
4. Furniture & Fixtures
3,500
5. Preliminary & Preoperative expenses:
2,000
Total Fixed Capital:
31,500
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
50,000
7. Salary & Wages(Per month)
16,000
Employment to be generated
7 nos.
8. Utilities & overhead expenses(Per month)
1,500
Rent of building
1,000
Working Capital (per month):
68,500
1 months
Total Working Capital Requirement for:
68,500
TOTAL CAPITAL INVESTMENT(A+B)
100,000
Banks Share Pro. Shares Total
FUNDING PATTERN:
Total Capital Investment (A+B)
95,000
5,000
100,000
COST OF PRODUCTION(Per month)
(i) Working Capital
68,500
(ii) Depreciation @ 10% of Plant & Machinery,
246
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
317
(iv) Insurance @ 6.5 %
431
Cost of production per month:
69,494
FINANCIAL RETURN(per month)
82,500
RM cost + 65% of RM
PROFIT(per month)
(i) Financial Return
82,500
(ii) Cost of production
(-)
69,494
Profit per month:
13,006
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
7,394
(ii) Profit
13,006
B.E.P=F.C/(F.C. +Profit)%
36.25 %
As per loan repayment chart given in page No.2.
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
111
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 95,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments
Sl.
No.
Amt. of quarterly Instalments
Opening Bal.
Pr.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
95000
95000
95000
95000
95000
89721
84442
79163
73884
68605
63326
58047
52768
47489
42210
36931
31652
26373
21094
15815
10536
5257
In
5279
5279
5279
5279
5279
5279
5279
5279
5279
5279
5279
5279
5279
5279
5279
5279
5279
5257
95000
Total amount of
quarterly
instalment
0
0
950
950
5794
5794
5794
5794
5794
5794
5794
5794
5794
5794
5794
5794
5794
5794
5794
5794
5794
5794
950
950
515
515
515
515
515
515
515
515
515
515
515
515
515
515
515
515
515
527
Closing Bal.
95000
95000
95000
95000
95000
89721
84442
79163
73884
68605
63326
58047
52768
47489
42210
36931
31652
26373
21094
15815
10536
5257
0
11182
Secretariat : Planning Department
Government of Manipur
112
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Scheme No. 33
HANDLOOM INDUSTRIES
Introduction: The handloom industry is the main cottage industry in Manipur. There is a great
demand for the handloom products viz. – Phanek, chadar, bed cover, etc. in and outside the State.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Workshed
2. Plant & Machinery
Fly shuttle loom (pine tree), Warping
drum(pine), Steel read, Shuttle, Wire
heald(steel) hook, pirn, bobbin, charkha
with winder and other equipment etc.
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
40's cotton, 2/36s Acrylic, 80's cotton,
Woolen yarn(2 ply)
7. Salary & Wages(Per month)
Employment to be generated
4 nos.
8. Utilities & overhead expenses(Per month)
Working Capital (per month):
Total Working Capital Requirement for:
C)
TOTAL CAPITAL INVESTMENT(A+B)
15,000
13,000
2,000
1,000
31,000
B)
D)
E)
F)
G)
H)
I)
14,500
3,500
1 months
1,000
19,000
19,000
50,000
Banks Share Pro. Shares
Total
FUNDING PATTERN:
Total Capital Investment (A+B)
47,500
2,500
50,000
COST OF PRODUCTION(Per month)
(i) Working Capital
19,000
(ii) Depreciation @ 10% of Plant & Machinery,
125
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
158
(iv) Insurance @ 6.5 %
241
Cost of production per month:
19,524
FINANCIAL RETURN(per month)
25,375
RM cost + 75% of RM
PROFIT(per month)
(i) Financial Return
25,375
(ii) Cost of production
(-)
19,524
Profit per month:
5,851
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation
1,924
(ii) Profit
5,851
B.E.P=F.C/(F.C. +Profit)%
24.75 %
REPAYMENT OF LOAN
As per loan repayment chart given in page No. 2.
Secretariat : Planning Department
Government of Manipur
113
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 47,500/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
Principal
Interest
475
475
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
EQI
0
0
475
0
0
475
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
Balance
47500
47500
47500
47500
47500
47500
47500
47500
47500
45673
45673
45673
43846
43846
43846
42019
42019
42019
40192
40192
40192
38365
38365
38365
36538
36538
36538
34711
34711
34711
32884
32884
32884
31057
31057
31057
29230
29230
29230
27403
27403
27403
25576
25576
25576
23749
23749
23749
21922
21922
21922
20095
20095
20095
18268
Secretariat : Planning Department
Government of Manipur
114
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Principal
Interest
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1827
257
1825
47500
259
7634
EQI
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
0
0
2084
Balance
18268
18268
16441
16441
16441
14614
14614
14614
12787
12787
12787
10960
10960
10960
9133
9133
9133
7306
7306
7306
5479
5479
5479
3652
3652
3652
1825
1825
1825
0
Secretariat : Planning Department
Government of Manipur
115
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 34
READYMADE GARMENT INDUSTRY
Introduction: Garment is the basic need of human being. The trend of using readymade
garment is increasing day-by-day. The readymade garments have been finding more and more
acceptance in the Indian and export markets mainly due to low cost of fabrication, saving of
cloth as well as saving of time.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
Sewing machine, overlock stitching
machine, Electric press, cutting &
measuring machine, etc.
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
WORKING CAPITAL:
C)
D)
E)
F)
G)
H)
I)
1,000
30,000
60,000
20,000
2,000
112,000
6. Raw-Materials(RM) (Per month)
70,000
7. Salary & Wages(Per month)
12,000
Employment to be generated
5 nos.
8. Utilities & overhead expenses(Per month)
5,000
Rent of building
1,000
Working Capital (per month):
88,000
1 months
Total Working Capital Requirement for:
88,000
TOTAL CAPITAL INVESTMENT(A+B)
200,000
Banks Share Pro. Shares
Total
FUNDING PATTERN:
Total Capital Investment (A+B)
190,000
10,000
200,000
COST OF PRODUCTION(Per month)
(i) Working Capital
88,000
(ii) Depreciation @ 10% of Plant & Machinery,
917
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
633
)iv) Insurance @ 6.5 %
975
Cost of production per month:
90,525
FINANCIAL RETURN(per month)
98,000
RM cost + 40% of RM
PROFIT(per month)
(i) Financial Return
98,000
(ii) Cost of production
(-)
90,525
Profit per month:
7,475
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
7,325
(ii) Profit
7,475
B.E.P=F.C/(F.C. +Profit)%
49.49 %
As per loan repayment chart given in page No.2.
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
116
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan
= Rs. 1,90,000/Interest of Loan
= 4% per annum.
Period of Loan
= 5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments
Months Principal Interest
EQI
Balance
190000
1
0
190000
2
0
190000
3
1900
1900
190000
4
0
190000
5
0
190000
6
1900
1900
190000
7
0
190000
8
0
190000
9
10556
1031
11587
179444
10
0
179444
11
0
179444
12
10556
1031
11587
168888
13
0
168888
14
0
168888
15
10556
1031
11587
158332
16
0
158332
17
0
158332
18
10556
1031
11587
147776
19
0
147776
20
0
147776
21
10556
1031
11587
137220
22
0
137220
23
0
137220
24
10556
1031
11587
126664
25
0
126664
26
0
126664
27
10556
1031
11587
116108
28
0
116108
29
0
116108
30
10556
1031
11587
105552
31
0
105552
32
0
105552
33
10556
1031
11587
94996
34
0
94996
35
0
94996
36
10556
1031
11587
84440
37
0
84440
38
0
84440
39
10556
1031
11587
73884
40
0
73884
41
0
73884
42
10556
1031
11587
63328
43
0
63328
44
0
63328
45
10556
1031
11587
52772
46
0
52772
47
0
52772
48
10556
1031
11587
42216
49
0
42216
50
0
42216
51
10556
1031
11587
31660
52
0
31660
53
0
31660
54
10556
1031
11587
21104
55
0
21104
56
0
21104
57
10556
1031
11587
10548
58
0
10548
59
0
10548
60
10548
1039
11587
0
190000
22366
Secretariat : Planning Department
Government of Manipur
117
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 35
EMBROIDERY CENTRE
Introduction : The scheme envisages production or embroidered garments for ladies, bed sheet
etc. The products of this sort of industry are highly preferred in the State rather than outside
products because of the accurate size, colour and design etc. Hence, market range and demand of
such products even from outside customers are increasing.
A)
FINANCIAL DETAILS
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
Usha Sewing machine, Usha Flora machine,
Other hand tools like scissors, iron, etc.
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
Bed sheet clothes, Phanek mapan naiba
Thread
7. Salary & Wages(Per month)
Employment to be generated
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
Total Working Capital Requirement for:
C)
TOTAL CAPITAL INVESTMENT(A+B)
D)
FUNDING PATTERN:
Total Capital Investment (A+B)
COST OF PRODUCTION(Per month)
E)
500
10,000
12,000
3,000
1,000
26,000
B)
F)
G)
H)
I)
23,500
500
24,000
1 months
24,000
50,000
Banks Share Pro. Shares
Total
47,500
2,500
50,000
(i) Working Capital
24,000
(ii) Depreciation @ 10% of Plant & Machinery,
125
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
158
(iv) Insurance @ 6.5 %
263
Cost of production per month:
24,546
FINANCIAL RETURN(per month)
RM cost + 50 % of RM
35,250
PROFIT(per month)
(i) Financial Return
35,250
(ii) Cost of production
(-)
24,546
Profit per month:
10,704
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
546
(ii) Profit
10,704
B.E.P=F.C/(F.C. +Profit)%
4.85%
As per loan repayment chart given in page No.2.
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
118
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 50,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Principal
Interest
Total
475
475
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2637
47500
260
5596
Secretariat : Planning Department
Government of Manipur
0
0
475
0
0
475
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
Balance
47500
47500
47500
47500
47500
47500
47500
47500
47500
44861
44861
44861
42222
42222
42222
39583
39583
39583
36944
36944
36944
34305
34305
34305
31666
31666
31666
29027
29027
29027
26388
26388
26388
23749
23749
23749
21110
21110
21110
18471
18471
18471
15832
15832
15832
13193
13193
13193
10554
10554
10554
7915
7915
7915
5276
5276
5276
2637
2637
2637
0
119
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 36
CHATTAI MAKING INDUSTRIES
Introduction: Bamboo is abundantly available vin Manipur. There is ample scope for economic
utilization of bamboo specially Moubi to provide employment to the masses. Moubi bamboo mat
is generally used for fencing, walls, containers (kot) and even in roofing. There is scope for
establishment of such units in the State.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit
2. Plant & Machinery
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
C)
D)
E)
F)
G)
H)
I)
500
10,000
3,000
2,000
1,000
16,000
WORKING CAPITAL:
6. Raw-Materials (RM) (Per month)
30,000
7. Salary & Wages (Per month)
3,500
Employment to be generated
4 nos.
8. Utilities & overhead expenses (Per month)
Rent of building
500
Working Capital (per month):
34,000
1 months
Total Working Capital Requirement for:
34,000
TOTAL CAPITAL INVESTMENT(A+B)
50,000
Banks Share Pro. Shares Total
FUNDING PATTERN:
Total Capital Investment (A+B)
47,500
2,500
50,000
COST OF PRODUCTION (Per month)
(i) Working Capital
34,000
(ii) Depreciation @ 10% of Plant & Machinery,
42
Other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
158
(iv) Insurance @ 6.5 %
244
Cost of production per month:
34,444
FINANCIAL RETURN (per month)
RM cost + 40% of RM
42,000
PROFIT (per month)
(i) Financial Return
42,000
(ii) Cost of production
(-)
34,444
Profit per month:
7,556
BREAK EVEN POINT (BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
1,844
(ii) Profit
7,556
B.E.P=F.C/(F.C. +Profit)%
19.62%
REPAYMENT OF LOAN
As per repayment chart given in page No.2.
Secretariat : Planning Department
Government of Manipur
120
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 50,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
Principal
Interest
475
475
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
Secretariat : Planning Department
Government of Manipur
Total
0
0
475
0
0
475
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
Balance
47500
47500
47500
47500
47500
47500
47500
47500
47500
44861
44861
44861
42222
42222
42222
39583
39583
39583
36944
36944
36944
34305
34305
34305
31666
31666
31666
29027
29027
29027
26388
26388
26388
23749
23749
23749
21110
21110
21110
18471
18471
18471
15832
15832
15832
13193
13193
13193
10554
10554
10554
7915
121
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
52
53
54
55
56
57
58
59
60
Principal
Interest
2639
258
2639
258
2637
47500
260
5596
Secretariat : Planning Department
Government of Manipur
Total Balance
0
7915
0
7915
2897
5276
0
5276
0
5276
2897
2637
0
2637
0
2637
2897
0
122
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 37
EXERCISE BOOK MAKING
Introduction: Exercise book of different sizes are used by students of all standard. As the
numbers of students have been increasing proportionately with the increase in population,
demand for exercise book are also increasing day by day. There will be no problem in
establishing such unit, as it is a demand-based industry.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
1 Treadle paper cutting machine and 1
treadle wire stitching machine, Other Assets
Workshop tools and equipment etc,
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
Employment to be generated
6 nos.
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
Total Working Capital Requirement for:
C)
TOTAL CAPITAL INVESTMENT(A+B)
D)
E)
F)
G)
H)
I)
1,000
20,000
100,000
2,000
10,000
4,000
136,000
49,000
12,000
1 months
2,000
1,000
64,000
64,000
200,000
Banks Share Pro. Shares Total
FUNDING PATTERN:
Total Capital Investment (A+B)
190,000
10,000
200,000
COST OF PRODUCTION(Per month)
(i) Working Capital
64,000
(ii) Depreciation @ 10% of Plant & Machinery,
1,100
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
633
(iv) Insurance @ 6.5 %
980
Cost of production per month:
66,713
FINANCIAL RETURN(per month)
73,500
RM cost + 50% of RM
PROFIT(per month)
(i) Financial Return
73,500
(ii) Cost of production
(-)
66,713
Profit per month:
6,787
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
7,513
(ii) Profit
6,787
B.E.P=F.C/(F.C. +Profit)%
52.54 %
As per loan repayment chart given on Next page
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
123
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 1,90,000/Interest of Loan =4% per annum
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
Principal
Interest
1900
1900
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
Secretariat : Planning Department
Government of Manipur
EQI
0
0
1900
0
0
1900
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
Balance
190000
190000
190000
190000
190000
190000
190000
190000
190000
179444
179444
179444
168888
168888
168888
158332
158332
158332
147776
147776
147776
137220
137220
137220
126664
126664
126664
116108
116108
116108
105552
105552
105552
94996
94996
94996
84440
84440
84440
73884
73884
73884
63328
63328
63328
52772
52772
52772
42216
42216
42216
31660
124
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
52
53
54
55
56
57
58
59
60
Principal
Interest
10556
1031
10556
1031
10548
190000
1039
22366
Secretariat : Planning Department
Government of Manipur
EQI
0
0
11587
0
0
11587
0
0
11587
Balance
31660
31660
21104
21104
21104
10548
10548
10548
0
125
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 38
TAILORING
Introduction: Clothing is one of the basic needs of human beings. The demand of tailored cloths
is increasing day by day and will last forever.
A)
B)
C)
D)
E)
F)
FINANCIAL DETAILS
Qnty.
Rate
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
2. Plant & Machinery
(i) Sewing machine
3
4,000
(ii) Overlock machine
1
6,000
(iii) Other misc. items
Total :
3. Furniture & Fixtures
(i) Cutting table
1
1,000
(ii) Show box cum almirah
1
2,600
(iii) Working table
1
1,000
(iv) Stools
4
100
Total :
4. Preliminary & Preoperative expenses:
Total Fixed Capital (2 to 4):
WORKING CAPITAL:
5. Raw-Materials(RM) (Per month)
(i) Terrycotton for shirting, terrywool for pants,
button, bukram, lining clothes, chai etc.
6. Salary & Wages(Per month)
(i) Manager –cum- Proprietor
1
3,500
(ii) Skilled workers
2
3,000
(iii) Semi-skilled workerHelper
1
2,000
Total :
7. Utilities & overhead expenses(Per month)
(i) Transportation
(ii) Repairing and maintenance
(iii) Rent
(iv) Other charges
Total :
Working Capital (per month)(6 to 8):
1 months
Total Working Capital Requirement for:
TOTAL CAPITAL INVESTMENT(A+B)
Banks Share
Pro. Shares
FUNDING PATTERN:
Total Capital Investment (A+B)
4,800
91,200
COST OF PRODUCTION(Per month)
(i) Working Capital
(ii) Depreciation @ 10% of Plant & Machinery,
other assets & furniture & fixtures (2,& 3)
(iii) Interest on Bank loan @ 4 % p.a.
(iv) Insurance @ 6.5 %
Cost of production per month:
FINANCIAL RETURN(per month)
(i) By sales of Terry cotton shirt
120
150
(ii) By sales of Terry wool pant
100
400
(iii) By sale of Ladies blows
100
80
(iv) By sale of Baby suit, School uniform
Secretariat : Planning Department
Government of Manipur
Value
12,000
6,000
4,000
22,000
1,000
2,600
1,000
400
5,000
Nil
27,000
5,500
3,500
6,000
2,000
11,500
500
500
1,000
500
2,500
69,000
69,000
96,000
Total
96,000
69,000
225
303
444
69,972
18,000
40,000
8,000
6,000
126
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
G)
H)
I)
(v) Income from job work
4,500
Total :
76,500
PROFIT(per month)
(i) Financial Return
76,500
(ii) Cost of production
(-)
69,972
Profit per month:
6,528
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
5,572
(ii) Profit
6,528
B.E.P=F.C/(F.C. +Profit)%
46.05 %
REPAYMENT OF LOAN
As per loan repayment chart given
below.
LOAN REPAYMENT CHART
Bank Loan = Rs. 91,200/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments.
Months Principal Interest
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
EQI
912
912
5067
495
5067
495
5067
495
5067
495
5067
495
5067
495
5067
495
5067
495
5067
495
5067
495
Secretariat : Planning Department
Government of Manipur
0
0
912
0
0
912
0
0
5562
0
0
5562
0
0
5562
0
0
5562
0
0
5562
0
0
5562
0
0
5562
0
0
5562
0
0
5562
0
0
5562
0
0
Balance
91200
91200
91200
91200
91200
91200
91200
91200
91200
86133
86133
86133
81066
81066
81066
75999
75999
75999
70932
70932
70932
65865
65865
65865
60798
60798
60798
55731
55731
55731
50664
50664
50664
45597
45597
45597
40530
40530
40530
127
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months Principal Interest
39
5067
495
40
41
42
5067
495
43
44
45
5067
495
46
47
48
5067
495
49
50
51
5067
495
52
53
54
5067
495
55
56
57
5067
495
58
59
60
5061
501
91200
10740
EQI
Balance
5562
35463
0
35463
0
35463
5562
30396
0
30396
0
30396
5562
25329
0
25329
0
25329
5562
20262
0
20262
0
20262
5562
15195
0
15195
0
15195
5562
10128
0
10128
0
10128
5562
5061
0
5061
0
5061
5562
0
Secretariat : Planning Department
Government of Manipur
128
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 39
ESTABLISHMENT OF IRON FABRICATION UNITS
Introduction: As cutting of trees are restricted in the hilly areas of our State, the wooden
furniture have been recently substituted by iron & steel products. The iron grills fro window,
door, ventilators, gate and side railings are used for the construction of pucca buildings. Water
filter stand, hanging box for clothes, light stand, TV box and other decorative items are the main
utilities for the domestic purpose.
A)
B)
C)
D)
E)
F)
FINANCIAL DETAILS
Qnty.
Rate
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
2. Equipments
(i) Weight measuring balance 100 kg. capacity
1
6,500
complete set
(ii) Measuring tape (steel), scale, calculator and
LS
other equipments
Total :
3. Furniture & Fixtures
(ii) Show box cum almirah (Sunmica)
2
2,500
(iii) Table
1
1,500
(iv) Chair (Ordinary)
4
600
Total :
4. Preliminary & Preoperative expenses:
Total Fixed Capital (2 to 4):
WORKING CAPITAL:
5. Raw-Materials(RM) (Per month)
Candle stand, water filter stand, electric light
stand, window and ventilator of grills, hanging box
for clothes of different sizes and varieties of design
6. Salary & Wages(Per month)
(i) Manager –cum- Proprietor
1
1,500
(ii) Helper
2
500
Total :
7. Utilities & overhead expenses(Per month)
(i) Water charge/stationery etc.
(ii) Rent
Total :
Working Capital (per month)(5 to 7):
1
months
Total Working Capital Requirement for:
TOTAL CAPITAL INVESTMENT(A+B)
Banks Share
Pro. Shares
FUNDING PATTERN:
Total Capital Investment (A+B)
2,500
47,500
COST OF PRODUCTION(Per month)
(i) Working Capital
(ii) Depreciation @ 10% of Plant & Machinery,
other assets & furniture & fixtures (2,& 3)
(iii) Interest on Bank loan @ 4 % p.a.
(iv) Insurance @ 6.5 %
Cost of production per month:
FINANCIAL RETURN(per month)
(i) By sales of Candle stand, water filter stand
Electric light stand, window and ventilator of
grills, hanging box for clothes of different sizes
and varieties of design.
Secretariat : Planning Department
Government of Manipur
Value
6,500
1,500
8,000
5,000
1,500
2,400
8,900
2,100
19,000
27,000
1,500
1,000
2,500
500
1,000
2,500
31,000
31,000
50,000
Total
50,000
31,000
141
158
232
31,531
34,000
129
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
G)
H)
I)
PROFIT(per month)
(i) Financial Return
34,000
(ii) Cost of production
(-)
31,531
Profit per month:
2,409
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
1,531
(ii) Profit
2,409
B.E.P=F.C/(F.C. +Profit)%
38.86 %
REPAYMENT OF LOAN
As per loan repayment chart given below :
LOAN REPAYMENT CHART
Bank Loan
= Rs. 47,500/Interest of Loan
=4% per annum.
Period of Loan
=5 years with a moratorium period of 6 months, repayable in 18
equated quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
Principal
Interest
EQI
475
475
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
Secretariat : Planning Department
Government of Manipur
0
0
475
0
0
475
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
Balance
47500
47500
47500
47500
47500
47500
47500
47500
47500
44861
44861
44861
42222
42222
42222
39583
39583
39583
36944
36944
36944
34305
34305
34305
31666
31666
31666
29027
29027
29027
26388
26388
26388
23749
23749
23749
21110
21110
21110
18471
18471
130
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Principal
Interest
EQI
2639
258
2639
258
2639
258
2639
258
2639
258
2639
258
2637
47500
260
5596
Secretariat : Planning Department
Government of Manipur
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
0
0
2897
Balance
18471
15832
15832
15832
13193
13193
13193
10554
10554
10554
7915
7915
7915
5276
5276
5276
2637
2637
2637
0
131
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Scheme No. 40
LEATHER SHOES MAKING
Introduction: Shoes are very much essential for the human beings. There is a growing demand
for shoes. India is one of the largest exporters in the world. There is very good demand of shoes
in both local and foreign markets. The existing units cannot fulfil the demand. There will be no
difficulty in making and marketing this product.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
Upper sewing M/c flat and cylinder,
Connecting air pressure, Trade Mark
embossing m/c with heater, Hand tools,
Wooden last, etc.
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
Employment to be generated
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
C)
D)
E)
F)
G)
H)
I)
1,000
20,000
30,000
2,000
10,000
2,000
64,000
25,000
8,000
5 nos.
2,000
1,000
36,000
1 months
Total Working Capital Requirement for:
36,000
TOTAL CAPITAL INVESTMENT(A+B)
100,000
Banks Share Pro. Shares Total
FUNDING PATTERN:
Total Capital Investment (A+B)
95,000
5,000
100,000
COST OF PRODUCTION(Per month)
(i) Working Capital
36,000
(ii) Depreciation @ 10% of Plant & Machinery,
517
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
317
(iv) Insurance @ 6.5 %
455
Cost of production per month:
37,289
FINANCIAL RETURN(per month)
42,500
RM cost + 70% of RM
PROFIT(per month)
(i) Financial Return
42,500
(ii) Cost of production
(-)
37,289
Profit per month:
5,211
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation
4,489
(ii) Profit
5,211
B.E.P=F.C/(F.C. +Profit)%
46.28 %
As per loan repayment chart given in Next page
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
132
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 95,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
Principal
Interest
950
950
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
EQI
0
0
950
0
0
950
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
Secretariat : Planning Department
Government of Manipur
Balance
95000
95000
95000
95000
95000
95000
95000
95000
95000
89721
89721
89721
84442
84442
84442
79163
79163
79163
73884
73884
73884
68605
68605
68605
63326
63326
63326
58047
58047
58047
52768
52768
52768
47489
47489
47489
42210
42210
42210
36931
36931
36931
31652
31652
31652
26373
26373
26373
21094
21094
21094
15815
133
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
52
53
54
55
56
57
58
59
60
Principal
Interest
5279
515
5279
515
5257
95000
537
11192
EQI
0
0
5794
0
0
5794
0
0
5794
Secretariat : Planning Department
Government of Manipur
Balance
15815
15815
10536
10536
10536
5257
5257
5257
0
134
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 41
PAPAD AND BORI MAKING INDUSTRY
Introduction: Papad forms a popular food item in Indian diet. It is essentially thin wafer like
product usually circular in shape, rolled from a dough made out of pulses or fernaceous material
with added salt and spices. Though traditionally it has been confined to the house hold papad
making, in recent years has developed in cottage scale and small scale sector. Bori are also
important food item and has a good demand in the domestic market.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
Pulveriser, dough mixing & round making
machine, drying oven, etc.
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
Employment to be generated
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
C)
D)
E)
F)
G)
H)
I)
1,000
20,000
35,000
2,000
2,000
1,000
60,000
30,000
7,000
3 nos.
2,000
1,000
40,000
1 months
Total Working Capital Requirement for:
40,000
TOTAL CAPITAL INVESTMENT(A+B)
100,000
FUNDING PATTERN:
Banks
Pro. Shares Total
Share
Total Capital Investment (A+B)
95,000
5,000
100,000
COST OF PRODUCTION(Per month)
(i) Working Capital
(ii) Depreciation @ 10% of Plant & Machinery,
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
(iv) Insurance @ 6.5 %
Cost of production per month:
40,000
658
317
482
41,457
FINANCIAL RETURN(per month)
49,500
RM cost + 75 % of RM
PROFIT(per month)
(i) Financial Return
49,500
(ii) Cost of production
(-)
41,457
Profit per month:
8,043
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
4,257
(ii) Profit
8,043
B.E.P=F.C/(F.C+Profit)%
34.61 %
As per repayment scheduled given in Next page
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
135
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 95,000/-, Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months,
quarterly instalments
Months
Principal
Interest
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
950
950
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5279
515
5257
95000
537
11192
Secretariat : Planning Department
Government of Manipur
repayable in 18 equated
EQI
0
0
950
0
0
950
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
0
0
5794
136
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 42
FOUR WHEELERS REPAIRING (LIGH)
Introduction: The project is aim at providing self employment opportunities for trained
mechanics for servicing and repairs of four wheeler vehicles like Maruti Car, Van etc. While the
spares are purchased from the dealers, the repairs are carried out for defects and the vehicles
serviced for efficient performance.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Workshed
2. Plant & Machinery
Air Compressor 2 HP with spray gun,
Power drill (Stand), Portable drilling
machine, D.E. Electric grinder, Timing
torch & timing equipment, Tool kits & hand
tools I/c Hydraulic Jack, etc.
3. Other Assets
Water Pump & Hoses (for washing)
Water Reservoir, etc.
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
C)
D)
E)
F)
G)
H)
I)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
Employment to be generated
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
1,000
15,000
50,000
10,000
6,000
2,000
83,000
7,000
8,000
4 nos.
Total Working Capital Requirement for:
TOTAL CAPITAL INVESTMENT(A+B)
1,000
1,000
17,000
1 months
17,000
1,00,000
Banks Share
Pro. Shares
Total
FUNDING PATTERN:
Total Capital Investment (A+B)
95,000
5,000
100,000
COST OF PRODUCTION(Per month)
(i) Working Capital
17,000
(ii) Depreciation @ 10% of Plant & Machinery,
675
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
317
(iv) Insurance @ 6.5 %
477
Cost of production per month:
18,469
FINANCIAL RETURN(per month)
25,000
RM cost + 20% of RM + Service Charges
PROFIT(per month)
(i) Financial Return
25,000
(ii) Cost of production
(-)
18,469
Profit per month:
6,531
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
4,669
(ii) Profit
6,531
B.E.P=F.C/(F.C+Profit)%
41.69%
As per repayment scheduled given in Next Page.
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
137
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LOAN REPAYMENT CHART
Bank Loan = Rs. 95,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments.
Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
x
317.00
317.00
x
317.00
317.00
x
317.00
317.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
Secretariat : Planning Department
Government of Manipur
138
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Sl. No.
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
49
1667.00
165.00
1832.00
50
1667.00
165.00
1832.00
51
1667.00
165.00
1832.00
52
1667.00
165.00
1832.00
53
1667.00
165.00
1832.00
54
1667.00
165.00
1832.00
55
1667.00
165.00
1832.00
56
1667.00
165.00
1832.00
57
1667.00
165.00
1832.00
58
1667.00
165.00
1832.00
59
1667.00
165.00
1832.00
60
1648.00
184.00
1832.00
Total :
95,000.00
*9424.00
*104,424.00
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
139
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 43
TWO WHEELERS REPAIRING
Introduction: In Manipur the number of vehicles have recently been increasing. In view of this
increasing trend of number of vehicles, there is ample scope for establishment of 2 wheelers
repairing units in the State.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Workshed
2. Plant & Machinery
Air Compressor 2 HP with spray gun, Stand
drill, Electric grinder, Oil serving gun,
Portable drill machine, Gas welding
compete set, Other hand tools, etc.
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
C)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
Employment to be generated
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
500
15,000
45,000
4,000
1,000
65,000
10,500
4,000
2 nos.
1,000
500
16,000
1 months
Total Working Capital Requirement for:
TOTAL CAPITAL INVESTMENT(A+B)
16,000
81,000
D)
FUNDING PATTERN:
Total Capital Investment (A+B)
E)
COST OF PRODUCTION(Per month)
(i) Working Capital
16,000
(ii) Depreciation @ 10% of Plant & Machinery,
408
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
257
(iv) Insurance @ 6.5 %
404
Cost of production per month:
17,069
FINANCIAL RETURN(per month)
25,000
RM cost + 20 % of RM + Service Charges
PROFIT(per month)
(i) Financial Return
25,000
(ii) Cost of production
(-)
17,069
Profit per month:
7,931
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation+ Insurance
2,669
(ii) Profit
7,931
B.E.P=F.C/(F.C+Profit)%
25.18 %
As per repayment scheduled given in next page
REPAYMENT OF LOAN
F)
G)
H)
I)
Banks Share Pro. Shares Total
77,000
4,000
81,000
Secretariat : Planning Department
Government of Manipur
140
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LOAN REPAYMENT CHART
Bank Loan = Rs. 77,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments
Sl. No.
Amt. of monthly Instalments
Total amount of
monthly
instalment
Pr.
In
1
X
257
257
2
X
257
257
3
X
257
257
4
1351
134
1485
5
1351
134
1485
6
1351
134
1485
7
1351
134
1485
8
1351
134
1485
9
1351
134
1485
10
1351
134
1485
11
1351
134
1485
12
1351
134
1485
13
1351
134
1485
14
1351
134
1485
15
1351
134
1485
16
1351
134
1485
17
1351
134
1485
18
1351
134
1485
19
1351
134
1485
20
1351
134
1485
21
1351
134
1485
22
1351
134
1485
23
1351
134
1485
24
1351
134
1485
25
1351
134
1485
26
1351
134
1485
27
1351
134
1485
28
1351
134
1485
29
1351
134
1485
30
1351
134
1485
31
1351
134
1485
32
1351
134
1485
33
1351
134
1485
34
1351
134
1485
35
1351
134
1485
36
1351
134
1485
37
1351
134
1485
38
1351
134
1485
39
1351
134
1485
40
1351
134
1485
41
1351
134
1485
42
1351
134
1485
43
1351
134
1485
44
1351
134
1485
45
1351
134
1485
46
1351
134
1485
47
1351
134
1485
48
1351
134
1485
49
1351
134
1485
50
1351
134
1485
51
1351
134
1485
Secretariat : Planning Department
Government of Manipur
141
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Sl. No.
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
52
1351
134
1485
53
1351
134
1485
54
1351
134
1485
55
1351
134
1485
56
1351
134
1485
57
1351
134
1485
58
1351
134
1485
59
1351
134
1485
60
1344
141
1485
Total :
77,000
*7,645
*84,645
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
142
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 44
PHOTOSTAT COPYING
Introduction: In view of the increasing demand for photocopying original documents setting up
of Photostat copying unit will be successful ventures. Nowadays most of the students, college
goers insisted on photocopying in order to save time in their studies.
FINANCIAL DETAILS
A)
B)
C)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
Photocopying machine(xerox)
Stabilizer 1.5 KVA, Generator 2 KVA
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
Employment to be generated
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
1,000
20,000
1,23,000
7,000
1,000
1,51,000
4,000
2,000
1 no.
1,000
1,000
8,000
1 months
Total Working Capital Requirement for:
TOTAL CAPITAL INVESTMENT(A+B)
Banks Share Pro. Shares Total
1,51,100
7,900
1,59,000
D)
FUNDING PATTERN:
Total Capital Investment (A+B)
E)
COST OF PRODUCTION(Per month)
(i) Working Capital
(ii) Depreciation @ 10% of Plant & Machinery,
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
(iv) Insurance @ 6.5 %
Cost of production per month:
F)
G)
H)
I)
8,000
1,59,000
8,000
1,083
504
834
10,421
FINANCIAL RETURN(per month)
5 times of RM cost
20,000
PROFIT(per month)
(i) Financial Return
20,000
(ii) Cost of production
(-)
10,421
Profit per month:
9,579
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
3,221
(ii) Profit
9,579
B.E.P=F.C/(F.C. +Profit)%
33.63 %
As per repayment scheduled given in next page
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
143
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LOAN REPAYMENT CHART
Bank Loan = Rs. 1,51,100/Interst of Loan = 4 % per annum.
Period of Loan = 5 years with a moratorium period of 3 moths, repayable in 57 equated
monthly instalments.
Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
Amt. of monthly Instalments
Pr.
In
X
504
X
504
X
504
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
2651
263
Secretariat : Planning Department
Government of Manipur
Total amount of
monthly instalment
504
504
504
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
2914
144
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Sl. No.
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
47
2651
263
2914
48
2651
263
2914
49
2651
263
2914
50
2651
263
2914
51
2651
263
2914
52
2651
263
2914
53
2651
263
2914
54
2651
263
2914
55
2651
263
2914
56
2651
263
2914
57
2651
263
2914
58
2651
263
2914
59
2651
263
2914
60
2644
270
2914
TOTAL :
1,51,000
*14,998
*1,66,098
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
145
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No.45
TV/ ADIO SERVICING UNIT.
Introduction: Today Radio & TV have become a necessity in every household of rural as well as
urban areas. The demand of this particular consumer durable has reached an all time high.
Keeping in view the buying free of this equipment by the public, it will be sensible on the part of
any one to start more Radio and TV servicing centres to meet the immediate requirements of the
customers.
A)
B)
C)
D)
FINANCIAL DETAILS
Qnty.
Rate
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
2. Plant & Machinery
(i) Pattern Generator
1
5,500
(ii) Oscilloscope (10 MHz)
1
9,500
(iii) Multimeter (Analog)
3
450
(iv) Multimeter (Digital)
2
2,000
(v) Soldering Irons 35 W & 25 W
8
75
(vi) Drill Machine (Portable)
1
1,750
(vii) Tools.Jigs
1
2,000
Total :
3. Furniture & Fixtures
(i) Working Table (size 3` x 4`)(wooden)
2
1,000
(ii) Working stool/chairs
6
250
(iii) Wooden almirah /show box
2
1,500
(iv) One table and chair (set)
1
11,750
Total :
4. Preliminary & Preoperative expenses:
Total Fixed Capital (2 to 4):
WORKING CAPITAL:
5. Raw-Materials(RM) (Per month)
(i) ICs, Transistors, Diodes of different
types & values
(ii) Transformers, Chokes, Coils
1
8,900
(iii) Capacitors, Resistors
(iv) Wires, solders, flux etc.
Total :
6. Salary & Wages(Per month)
(i) Technicians
2
1,500
(ii) Skilled workers
1
1,000
(iii) Helper
1
700
Total :
7. Utilities & overhead expenses(Per month)
(i) Power supply
1
300
(ii) Rent
1
1,000
(iii) Repairs and maintenance
1
100
(iv) Misc. Expdt.
1
50
Total :
Working Capital (per month)(6 to 8):
1 months
Total Working Capital Requirement for:
TOTAL CAPITAL INVESTMENT(A+B)
Banks Share Pro. Shares
FUNDING PATTERN:
Total Capital Investment (A+B)
47,500
2,500
Secretariat : Planning Department
Government of Manipur
Value
5,500
9,500
1,350
4,000
600
1,750
2,000
24,700
2,000
1,500
3,000
1,750
8,250
2,000
34,950
8,900
8,900
3,000
1,000
700
4,700
300
1,000
100
50
1,450
15,050
15,050
50,000
Total
50,000
146
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E)
F)
G)
H)
I)
COST OF PRODUCTION(Per month)
(i) Working Capital
(ii) Depreciation @ 10% of Plant & Machinery,
other assets & furniture & fixtures (2,& 3)
(iii) Interest on Bank loan @ 4 % p.a.
(iv) Insurance @ 6.5 %
Cost of production per month:
FINANCIAL RETURN(per month)
(i) Colour TVs (of different screen sizes)
45
(ii) B&W TVs (of different screen sizes)
30
(iii) Radios of different bands & sizes
25
(iv) Others electronic items/appliances
25
Total :
PROFIT(per month)
(i) Financial Return
(ii) Cost of production
Profit per month:
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
(ii) Profit
B.E.P=F.C/(F.C. +Profit)%
REPAYMENT OF LOAN
As per loan repayment
page No.3.
15,050
275
158
227
15,710
250
150
75
50
(-)
11,250
4,500
1,875
1,250
18,875
18,875
15,710
3,165
2,540
3,165
44.52 %
chart given in
LOAN REPAYMENT CHART
Bank Loan = Rs.47,500/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments.
Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
Opening
Balance
47500
47500
47500
47500
46667
45834
45001
44168
43335
42502
41669
40836
40003
39170
38337
37504
36671
35838
35005
34172
33339
32506
31673
30840
30007
Amt. of monthly
Instalments
Pr.
In
0
158
0
158
0
158
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
Total amount
of monthly
instalment
158
158
158
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
Secretariat : Planning Department
Government of Manipur
Closing
Balance
47500
47500
47500
46667
45834
45001
44168
43335
42502
41669
40836
40003
39170
38337
37504
36671
35838
35005
34172
33339
32506
31673
30840
30007
29174
147
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Sl. No.
Opening
Balance
26
29174
27
28341
28
27508
29
26675
30
25842
31
25009
32
24176
33
23343
34
22510
35
21677
36
20844
37
20011
38
19178
39
18345
40
17512
41
16679
42
15846
43
15013
44
14180
45
13347
46
12514
47
11681
48
10848
49
10015
50
9182
51
8349
52
7516
53
6683
54
5850
55
5017
56
4184
57
3351
58
2518
59
1685
60
852
Total :
Amt. of monthly
Instalments
Pr.
In
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
852
64
47500
5187
Total amount
of monthly
instalment
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
Secretariat : Planning Department
Government of Manipur
Closing
Balance
28341
27508
26675
25842
25009
24176
23343
22510
21677
20844
20011
19178
18345
17512
16679
15846
15013
14180
13347
12514
11681
10848
10015
9182
8349
7516
6683
5850
5017
4184
3351
2518
1685
852
0
148
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 46
BEAUTY PARLOUR
Introduction: As the standard of living raises the requirement of services like beauty parlour are
sought more. Moreover, the status of women in society is also improving. Their lifestyle is
changing. Economic independence makes them to resort to these types of services. So there is
much scope for this kind of services in future.
By conducting a market survey in areas where high middle class and other higher income
group live, this unit can be started.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
C)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
Employment to be generated
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
1,000
15,000
10,000
15,000
1,000
41,000
4,000
4,000
2 nos.
1,000
1,000
10,000
1 months
Total Working Capital Requirement for:
TOTAL CAPITAL INVESTMENT(A+B)
Banks Share
48,500
Pro. Shares
2,500
10,000
51,000
Total
51,000
D)
FUNDING PATTERN:
Total Capital Investment (A+B)
E)
COST OF PRODUCTION(Per month)
(i) Working Capital
10,000
(ii) Depreciation @ 10% of Plant & Machinery,
208
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
162
(iv) Insurance @ 6.5 %
238
Cost of production per month:
10,608
FINANCIAL RETURN(per month)
15,000
RM cost + 20% of RM + Service charges
PROFIT(per month)
(i) Financial Return
15,000
(ii) Cost of production
(-)
10,608
Profit per month:
4,392
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
2,208
(ii) Profit
4,392
B.E.P=F.C/(F.C. +Profit)%
33.45 %
REPAYMENT OF LOAN
As per loan repayment chart given in next page
F)
G)
H)
I)
Secretariat : Planning Department
Government of Manipur
149
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs48,500/-,
Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 monthly instalments.
Sl. No.
Amt. of monthly Instalments
Pr.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
48500
48500
48500
48500
47649
46798
45947
45096
44245
43394
42543
41692
40841
39990
39139
38288
37437
36586
35735
34884
34033
33182
32331
31480
30629
29778
28927
28076
27225
26374
25523
24672
23821
22970
22119
21268
20417
19566
18715
17864
17013
16162
15311
14460
13609
12758
11907
11056
10205
9354
8503
7652
6801
Total amount of
Int.
0
0
0
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
851
monthly instalment
162
162
162
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
84
Secretariat : Planning Department
Government of Manipur
162
162
162
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
935
48500
48500
48500
47649
46798
45947
45096
44245
43394
42543
41692
40841
39990
39139
38288
37437
36586
35735
34884
34033
33182
32331
31480
30629
29778
28927
28076
27225
26374
25523
24672
23821
22970
22119
21268
20417
19566
18715
17864
17013
16162
15311
14460
13609
12758
11907
11056
10205
9354
8503
7652
6801
5950
150
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
54
55
56
57
58
59
60
Total :
5950
5099
4248
3397
2546
1695
844
851
851
851
851
851
851
844
84
84
84
84
84
84
91
48,500
5280
Secretariat : Planning Department
Government of Manipur
935
935
935
935
935
935
935
5099
4248
3397
2546
1695
844
0
151
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 47
PHOTO STUDIO/COLOUR PHOTO LAB
Introduction: Photographic works become an essential venture in day to day life. Various
occasion, festivals, events, documentation etc. can be kept recorded by photography.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
Photographic cameras, Printing machine
with enlarger facility, computer, printer,
generator, lighting equipment etc.
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
Employment to be generated
2 nos.
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
Total Working Capital Requirement for:
C)
TOTAL CAPITAL INVESTMENT(A+B)
1,000
20,000
153,000
15,000
1,000
189,000
B)
D)
E)
F)
G)
H)
I)
5,000
4,000
1 months
1,000
1,000
11,000
11,000
200,000
Banks Share Pro. Shares Total
FUNDING PATTERN:
Total Capital Investment (A+B)
COST OF PRODUCTION(Per month)
1,90,000
10,000
2,00,000
(i) Working Capital
11,000
(ii) Depreciation @ 10% of Plant & Machinery,
1,400
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
633
(v) Insurance @ 6.5 %
1,045
Cost of production per month:
14,078
FINANCIAL RETURN(per month)
20,000
Printing, developing, shooting charges etc.
PROFIT(per month)
(i) Financial Return
20,000
(ii) Cost of production
(-)
14,078
Profit per month:
5,922
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
4,678
(ii) Profit
5,922
B.E.P=F.C/(F.C. +Profit)%
44.13 %
REPAYMENT OF LOAN
As per loan repayment chart given in next page
Secretariat : Planning Department
Government of Manipur
152
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 1,90,000/-, Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated monthly
instalments
Sl. No.
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
1
x
633
633
2
x
633
633
3
x
633
633
4
3333
331
3664
5
3333
331
3664
6
3333
331
3664
7
3333
331
3664
8
3333
331
3664
9
3333
331
3664
10
3333
331
3664
11
3333
331
3664
12
3333
331
3664
13
3333
331
3664
14
3333
331
3664
15
3333
331
3664
16
3333
331
3664
17
3333
331
3664
18
3333
331
3664
19
3333
331
3664
20
3333
331
3664
21
3333
331
3664
22
3333
331
3664
23
3333
331
3664
24
3333
331
3664
25
3333
331
3664
26
3333
331
3664
27
3333
331
3664
28
3333
331
3664
29
3333
331
3664
30
3333
331
3664
31
3333
331
3664
32
3333
331
3664
33
3333
331
3664
34
3333
331
3664
35
3333
331
3664
36
3333
331
3664
37
3333
331
3664
38
3333
331
3664
39
3333
331
3664
40
3333
331
3664
41
3333
331
3664
42
3333
331
3664
43
3333
331
3664
44
3333
331
3664
45
3333
331
3664
46
3333
331
3664
47
3333
331
3664
48
3333
331
3664
49
3333
331
3664
50
3333
331
3664
51
3333
331
3664
52
3333
331
3664
53
3333
331
3664
54
3333
331
3664
55
3333
331
3664
56
3333
331
3664
57
3333
331
3664
58
3333
331
3664
59
3333
331
3664
60
3352
312
3664
1,90,000
*18,848
*2,08,848
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
153
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 48
VIDEOGRAPHY
Introduction: Videography have recently become the commonest one to record and visualise all
sorts of events, public functions and ceremonies of any individuals. This particular venture is for
young and energetic persons with artistic vision.
A)
B)
C)
D)
E)
F)
G)
H)
I)
FINANCIAL DETAILS
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
Security deposit for the rented building
20,000
2. Plant & Machinery
85,000
Video Camera Panasonic M9000 with
cable, Converter, DIN cables, Adopter and
rechargeable battery
3. Other Assets
32,000
VCR-L-15, Rechargeable Battery, Gen Set
VW-OGIEN, Sun-Gun, etc.
4. Furniture & Fixtures
10,000
5. Preliminary & Preoperative expenses:
1,000
Total Fixed Capital:
148,000
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7,000
7. Salary & Wages(Per month)
5,000
Employment to be generated
2 nos.
8. Utilities & overhead expenses(Per month)
2,000
Rent of building
1,000
Working Capital (per month):
15,000
1 months
Total Working Capital Requirement for:
15,000
TOTAL CAPITAL INVESTMENT(A+B)
1,63,000
Banks Share Pro. Shares Total
FUNDING PATTERN:
Total Capital Investment (A+B)
1,54,900
8,100
1,63,000
COST OF PRODUCTION(Per month)
(i) Working Capital
15,000
(ii) Depreciation @ 10% of Plant & Machinery,
1,058
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
516
)iv) Insurance @ 6.5 % .
834
Cost of production per month:
17,408
FINANCIAL RETURN(per month)
25,000
RM cost + 20% of RM + Shooting Charges
PROFIT(per month)
(i) Financial Return
25,000
(ii) Cost of production
(-)
17,408
Profit per month:
7,592
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
4,408
(ii) Profit
7,592
B.E.P=F.C/(F.C. +Profit)%
36.73%
As per repayment scheduled given in next page
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
154
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan
= Rs. 1,54,900/Interest of Loan = 4 % per annum.
Period of Loan = 5 years with a moratorium period of 3 moths, repayable in 57 equated
monthly instalments.
Sl. No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
X
X
X
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
2718
269
2987
Secretariat : Planning Department
Government of Manipur
155
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Sl. No
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
49
2718
269
2987
50
2718
269
2987
51
2718
269
2987
52
2718
269
2987
53
2718
269
2987
54
2718
269
2987
55
2718
269
2987
56
2718
269
2987
57
2718
269
2987
58
2718
269
2987
59
2718
269
2987
60
2692
295
2987
1,54,900
*15,359
*1,70,259
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
156
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 49
DRY CLEANING
Introduction: To look smart and charming, many men and women including children avail the
services rendered through Dry cleaning unit. With the increase in literacy rate, the standard of
living has also gone up considerably. People nowadays are quite conscious for well ironed and
cleaned clothes, especially costly woolen suits, sareas and other wears are normally dry cleaned
through such units..
These types of units can be set up in urban cities and towns and it is employment
generated as well as suitable for self employment.
A)
B)
C)
D)
E)
FINANCIAL DETAILS
Qnty.
Rate
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
2. Plant & Machinery
(i) Side loading type washing machine
1
1,34,500
(ii) Suspension type hydro-extractor
1
35,500
(iii) Drying tumbler
1
75,500
(iv) Electronic iron
3
500
Total :
3. Other Assets
(i) Diesel Generator
1
18,500
(ii) Water Reservoir
1
10,000
(iii) G.I. Pipe and installation
1
2,000
Total :
4. Furniture & Fixtures
(i) Show Box
1
2,500
(ii) Wooden Box
1
500
(iii) Almirah
1
800
(iv) Chairs and Seat
Total :
5. Preliminary & Preoperative expenses:
Total Fixed Capital (2 to 5):
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
(Chemicals and detergents)
7. Salary & Wages(Per month)
(i) In-charge
1
3,500
(ii) Machine man
2
3,000
(iii) Helper
2
1,500
Total :
8. Utilities & overhead expenses(Per month)
(i) Maintenance/fuel/water
(ii) Transportation and conveyance
(iii) Packing/Stationery
(iv) Rent
Total :
Working Capital (per month)(6 to 8):
1 months
Total Working Capital Requirement
for:
TOTAL CAPITAL INVESTMENT(A+B)
Banks Share
Pro. Shares
FUNDING PATTERN:
Total Capital Investment (A+B)
2,80,800
31,200
COST OF PRODUCTION(Per month)
Secretariat : Planning Department
Government of Manipur
Value
13,000
1,34,500
35,500
75,500
1,500
2,47,000
18,500
10,000
2,000
30,500
35,000
2,500
500
800
200
4,000
4,000
2, 85,500
10,000
3,500
6,000
3,000
12,500
1,500
500
1,000
1,000
4,000
26,500
26,500
3,12,000
Total
3,12,000
157
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
F)
G)
H)
I)
(i) Working Capital
(ii) Depreciation @ 10% of Plant & Machinery,
other assets & furniture & fixtures (2,3,&4)
(iii) Interest on Bank loan @ 5 % p.a.
(iv) Insurance @ 6.5 %
Cost of production per month:
FINANCIAL RETURN(per month)
(i) Dry cleaning of pull over
400
(ii) Dry cleaning of suit/jacket
200
Total :
PROFIT(per month)
(i) Financial Return
(ii) Cost of production
Profit per month:
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
(ii) Profit
B.E.P=F.C/(F.C. +Profit)%
REPAYMENT OF LOAN
As per loan repayment
page No.3.
26,500
2,346
50
100
(-)
1,171
1,579
31,596
21,000
20,000
20,000
40,000
40,000
31,596
8,404
10,096
8,404
54.57 %
chart given in
LOAN REPAYMENT CHART
Bank Loan = Rs.2,80,800/Interest of Loan =5% per annum.
monthly instalments.
Sl. No. Opening Bal.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
280800
280800
280800
280800
275874
270948
266022
261096
256170
251244
246318
241392
236466
231540
226614
221688
216762
211836
206910
201984
197058
192132
187206
182280
177354
172428
167502
162576
157650
Amt. of monthly Instalments
Total amount of Closing Bal.
monthly instalment
Pr.
In
0
1170
1170
280800
0
1170
1170
280800
0
1170
1170
280800
4926
616
5542
275874
4926
616
5542
270948
4926
616
5542
266022
4926
616
5542
261096
4926
616
5542
256170
4926
616
5542
251244
4926
616
5542
246318
4926
616
5542
241392
4926
616
5542
236466
4926
616
5542
231540
4926
616
5542
226614
4926
616
5542
221688
4926
616
5542
216762
4926
616
5542
211836
4926
616
5542
206910
4926
616
5542
201984
4926
616
5542
197058
4926
616
5542
192132
4926
616
5542
187206
4926
616
5542
182280
4926
616
5542
177354
4926
616
5542
172428
4926
616
5542
167502
4926
616
5542
162576
4926
616
5542
157650
4926
616
5542
152724
Secretariat : Planning Department
Government of Manipur
158
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
152724
147798
142872
137946
133020
128094
123168
118242
113316
108390
103464
98538
93612
88686
83760
78834
73908
68982
64056
59130
54204
49278
44352
39426
34500
29574
24648
19722
14796
9870
4944
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4926
4944
280800
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
616
598
38604
Secretariat : Planning Department
Government of Manipur
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
5542
147798
142872
137946
133020
128094
123168
118242
113316
108390
103464
98538
93612
88686
83760
78834
73908
68982
64056
59130
54204
49278
44352
39426
34500
29574
24648
19722
14796
9870
4944
0
159
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 50
DRY FISH FERMENTATION (SMALL)
Introduction: Fish is very highly perishable food item and this requires proper handling and
preservation. Despite the technological developments, considerable quantity of fish caught are
wasted or spoiled making them unfit for human consumption. This wasted can be checked up if
we take up different types of processing. Some of the methods practices at present in the State
are sun drying, smoking and dry fish fermentation of puntius spp.
Dry fish fermentation is a process for making low fish to value added products. It is
prepared from dry fish of puntius spp. About 90% of the total populations of Manipur are
consumer of fermented fish. It is a kind of oriental foods which have been using in South East
Asia. Various dishes are prepared with this fermented fish. So, fermented fish finds a place in
the daily diet in every house of the state.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1 Land & Building (Rented)
1,000
Security deposit for the rented building
20,000
2 Construction of Shed
30,000
3 Plant & Machinery
37,000
4 Other Assets
4,000
5 Furniture & Fixtures
2,000
6. Preliminary & Preoperative expenses:
2,000
Total Fixed Capital:
95,000
B)
WORKING CAPITAL:
7. Raw-Materials(RM) (Per month)
92,200
8. Salary & Wages(Per month)
8,000
Employment to be generated
3 nos.
9. Utilities & overhead expenses(Per month)
3,800
10. Rent of building
1,000
Working Capital (per month):
1,05,000
1 months
1,05,000
Total Working Capital Requirement for:
C)
TOTAL CAPITAL INVESTMENT(A+B)
Banks Share Pro. Share
Total
D)
FUNDING PATTERN:
Total Capital Investment (A+B)
1,90,000
10,000
2,00,000
COST OF PRODUCTION(Per month)
E)
(i) Working Capital
1,05,000
(ii) Depreciation @ 10% of Plant & Machinery,
608
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
633
(iv) Insurance @ 6.5 %
1003
Cost of production per month:
1,07,244
F)
FINANCIAL RETURN(per month)
1,15,250
RM cost + 25 % of RM
G)
PROFIT(per month)
(i) Financial Return
1,15,250
(ii) Cost of production
(-)
1,07,244
Profit per month:
8,006
H)
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
5,444
(ii) Profit
8,006
B.E.P=F.C/(F.C. +Profit)%
40.48 %
I)
REPAYMENT OF LOAN
As per repayment scheduled given in next page
Secretariat : Planning Department
Government of Manipur
160
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 1,90,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated monthly
instalments.
Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
Amt. of monthly Instalments
Pr.
In
x
633
x
633
x
633
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
3333
331
Secretariat : Planning Department
Government of Manipur
Total amount of
monthly instalment
633
633
633
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
3664
161
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Sl. No.
57
58
59
60
Amt. of monthly Instalments
Pr.
In
3333
331
3333
331
3333
331
3352
312
1,90,000
*18,848
Total amount of
monthly instalment
3664
3664
3664
3664
*2,08,848
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
162
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 51
DRY FISH FERMENTATION (BIG)
Introduction: Fish is very highly perishable food item and this requires proper handling and
preservation. Despite the technological developments, considerable quantity of fish caught are
wasted or spoiled making them unfit for human consumption. This wasted can be checked up if
we take up different types of processing. Some of the methods practices at present in the State
are sun drying, smoking and dry fish fermentation of puntius spp.
Dry fish fermentation is a process for making low fish to value added products. It is
prepared from dry fish of puntius spp. About 90% of the total populations of Manipur are
consumer of fermented fish. It is a kind of oriental foods which have been using in South East
Asia. Various dishes are prepared with this fermented fish. So, fermented fish finds a place in
the daily diet in every house of the state.
A)
B)
C)
D)
E)
F)
G)
H)
I)
FINANCIAL DETAILS
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
Security deposit for the rented building
20,000
Construction of Shed
40,000
2. Plant & Machinery
60,000
3. Other Assets
6,000
4. Furniture & Fixtures
5,000
5. Preliminary & Preoperative expenses:
5,000
Total Fixed Capital:
1,36,000
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
1,20,500
7. Salary & Wages(Per month)
12,000
Employment to be generated
4 nos.
8. Utilities & overhead expenses(Per month)
5,000
9. Rent of building
1,500
Working Capital (per month):
1,39,000
1 months
Total Working Capital Requirement for:
1,39,000
TOTAL CAPITAL INVESTMENT(A+B)
2,75,000
Banks Share Pro. Share
Total
FUNDING PATTERN:
Total Capital Investment (A+B)
2,47,500
27,500
2,75,000
COST OF PRODUCTION(Per month)
(i) Working Capital
1,39,000
(ii) Depreciation @ 10% of Plant & Machinery,
925
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 5 % p.a.
1031
(iv) Insurance @ 6.5 %
1362
Cost of production per month:
1,42,318
FINANCIAL RETURN(per month)
RM cost + 20% of RM
1,50,625
PROFIT(per month)
(i) Financial Return
1,50,625
(ii) Cost of production
(-)
1,42,318
Profit per month:
8,307
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
8,118
(ii) Profit
8,307
B.E.P=F.C/(F.C. +Profit)%
97.72 %
REPAYMENT OF LOAN
As per repayment scheduled given in page No. 2.
LOAN REPAYMENT CHART
Secretariat : Planning Department
Government of Manipur
163
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Bank Loan = Rs. 2,47,500/-, Interest of Loan =5% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments.
Sl.
No.
Amt. of monthly Instalments
Pr.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Total amount of
monthly instalment
In
x
x
x
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4342
4348
2,47,500
1031
1031
1031
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
543
537
*30,945
1031
1031
1031
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
4885
*2,78,445
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
164
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 52
BAKERY (MANUFACTURING OF BREAD & BISCUIT).
Introduction: Bread and biscuits constitute an important item of bakery industry. Now these
products have become common items of consumption among all classes of people with tea and
coffee and in the breakfast bread and biscuits make not only the nutritious snack but also form an
important constituent. It has become more and more popular as a convenient food. With the rise
in population and greater urbanisation and improvement in the standards of living of the people,
there has been gradual change in the food habits of the people during the last few decades. With
these changes taking place in the economic life of the masses, the consumption of biscuits and
breads has been increasing over the years and this envisages the scope for further expansion or
development of this industry in the small towns, villages and backward areas of the state.
FINANCIAL DETAILS
A)
B)
C)
D)
E)
F)
G)
H)
I)
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
Security deposit for the rented building
30,000
2. Plant & Machinery
70,000
3. Other Assets
5,000
4. Furniture & Fixtures
10,000
5. Preliminary & Preoperative expenses:
2,000
117,000
Total Fixed Capital:
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
68,000
7. Salary & Wages(Per month)
10,000
Employment to be generated
4 nos.
8. Utilities & overhead expenses(Per month)
4,000
Rent of building
1,000
Working Capital (per month):
83,000
1 months
Total Working Capital Requirement for:
83,000
TOTAL CAPITAL INVESTMENT(A+B)
200,000
Banks Share Pro. Share
Total
FUNDING PATTERN:
Total Capital Investment (A+B)
1,90,000
10,000
2,00,000
COST OF PRODUCTION(Per month)
(i) Working Capital
83,000
(ii) Depreciation @ 10% of Plant & Machinery,
1275
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
633
(iv) Insurance @ 6.5 %
991
Cost of production per month:
85,899
FINANCIAL RETURN(per month)
95,200
RM cost + 40% of RM
PROFIT(per month)
(i) Financial Return
95,200
(ii) Cost of production
(-)
85,899
Profit per month:
9,301
BREAK EVEN POINT(BEP)
(i) Fixed Cost = 40 % of Salary + Interest + Depreciation + Insurance
6,899
(ii) Profit
9,301
B.E.P=F.C/(F.C. +Profit)%
42.59 %
REPAYMENT OF LOAN
As per repayment scheduled given in next page.
Secretariat : Planning Department
Government of Manipur
165
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 1,90,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated quarterly
instalments.
Amt. of quarterly
Instalments
Sl. No.
Total amount of
quarterly instalment
Pr.
In
1
x
2
x
3
10,556
1031
11587
4
10,556
1031
11587
5
10,556
1031
11587
6
10,556
1031
11587
7
10,556
1031
11587
8
10,556
1031
11587
9
10,556
1031
11587
10
10,556
1031
11587
11
10,556
1031
11587
12
10,556
1031
11587
13
10,556
1031
11587
14
10,556
1031
11587
15
10,556
1031
11587
16
10,556
1031
11587
17
10,556
1031
11587
18
10,556
1031
11587
19
10,556
1031
11587
20
10,548
1039
11587
1,90,000
*18,566
*2,08,566
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
166
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 53
WATCH REPAIRING AND SERVICING
Introduction : To increase the life span of watches, clock, alarm, time piece etc., it requires
periodical servicing of this horological equipment. Thus, there exists continuous demand for this
type of service oriented units.
FINANCIAL DETAILS :
A. FIXED CAPITAL :
1. Land & Building(Rented)
Security deposit for the rented building
2. Plant & Machinery
Digi Crome Vitchi machine, Micrimate, Vibograph,
Digital multimeter, cleaning machine, crystal fixing jig, tools, etc.
3. Other Assets
4. Furniture & Fixture
5. Preliminary & Preoperative expenses
Total Fixed Capital :
B. WORKING CAPITAL :
6. Raw- Materials (RM)(per month)
Watch cases, dials, needles, key rods, key bottons,
Chains, straps, centre wheel, roller, hair spring,
Jewels, batteries, petrol, oil., etc.
7. Salary & Wages (per month)
Employment to be generated
2 nos.
8. Utilities & overhead expenses (Per month)
9. Rent of Building
Working Capital (per month) :
Total Working Capital Requirement for I month :
C. TOTAL CAPITAL INVESTMENT (A+B)
D. FUNDING PATTERN :
Bank’s Share
Total Capital Investment (A+B)
95,000/E. COST OF PRODUCTION(Per month)
(i) Working Capital
(ii) Depreciation @ 10 of Plant& Machinery,
other assets & furniture & fixtures.
(iii) Interest on bank loan @ 4%p.a.
(iv) Insurance @ 6.5 %
Cost of Production per month :
F. FINANCIAL RETURN (per month) :
RM cost + 12 % of RM
G. Profit (per month)
(i) Financial Return
(ii) Cost of production
1,000
20,000/41,000/-
15,000/2,000/78,000/15,000/-
5,000/1,000/1,000/-
22,000/22,000/1,00,000/Pro. Share Total
5,000/1,00,000/22,000/467/317/493/23,277/23,277/-
30,000/(-) 23,277/-
Profit per month:
6,723/H. BREAK EVEN POINT(BEP)
(i) Fixed Cost = 40 % of salary + Interest+ Depreciation + Insurance = 3,277/(ii) Profit
= 6,723/BEP=F.C./F.C.+ Profit)%
= 32.77 %
Secretariat : Planning Department
Government of Manipur
167
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 95,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments.
Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
Amt. of monthly Instalments
Pr.
In
x
317.00
x
317.00
x
317.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
Secretariat : Planning Department
Government of Manipur
Total amount of
monthly instalment
317.00
317.00
317.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
168
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Sl. No.
55
56
57
58
59
60
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1667.00
165.00
1832.00
1648.00
184.00
1832.00
95,000.00
*9424.00
*104,424.00
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
169
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Scheme No.54
PUBLIC CALL OFFICE (PCO)
Introduction: Public Call Offices(PCO) have been recently rendering service to the public for
communication from one part to the other. It enables to user to talk person to person in and
outside the State for those who do not have their own telephone installation, besides, it helps the
youths to employ themselves.
Hence this servicing enterprises are worth encouraging.
A)
B)
C)
D)
E)
F)
G)
H)
I)
FINANCIAL DETAILS
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
Security deposit for the rented building
20,000
2. Plant & Machinery
30,000
Billing machine Vision Tek-31 with
installation charge, Telephone receiver with
display board installation 1 for STD and 1
for local calls
3. Other Assets (including telephone security
10,000
deposit)
4. Furniture & Fixtures
17,000
5. Preliminary & Preoperative expenses:
3,000
Total Fixed Capital:
80,000
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
1,000
7. Salary & Wages(Per month)
6,000
Employment to be generated
2 nos.
8. Utilities & overhead expenses(Per month)
12,000
(including tel. Bill)
Rent of building
1,000
Working Capital (per month):
20,000
1 months
Total Working Capital Requirement for:
20,000
TOTAL CAPITAL INVESTMENT(A+B)
100,000
Banks
Share
Pro.
Shares
Total
FUNDING PATTERN:
Total Capital Investment (A+B)
95,000
5,000
100,000
COST OF PRODUCTION(Per month)
(i) Working Capital
20,000
(ii) Depreciation @ 10% of Plant & Machinery,
642
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
317
(iv) Insurance @ 6.5 %
423
Cost of production per month:
21,382
FINANCIAL RETURN(per month)
25,500
(Call charges received)
PROFIT(per month)
(i) Financial Return
25,500
(ii) Cost of production
(-)
21,382
Profit per month:
4,118
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
3,782
(ii) Profit
4,118
B.E.P=F.C/(F.C. +Profit)%
47.87 %
As per repayment scheduled given in next page
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
170
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LOAN REPAYMENT CHART
Bank Loan = Rs. 95,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments
Sl. No. Opening Bal.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
95000
95000
95000
95000
93333
91666
89999
88332
86665
84998
83331
81664
79997
78330
76663
74996
73329
71662
69995
68328
66661
64994
63327
61660
59993
58326
56659
54992
53325
51658
49991
48324
46657
44990
43323
41656
39989
38322
36655
34988
33321
31654
29987
28320
26653
24986
23319
21652
19985
Amt. of monthly Instalments
Total amount of Closing Bal.
monthly instalment
Pr.
In
0
317
317
95000
0
317
317
95000
0
317
317
95000
1667
165
1832
93333
1667
165
1832
91666
1667
165
1832
89999
1667
165
1832
88332
1667
165
1832
86665
1667
165
1832
84998
1667
165
1832
83331
1667
165
1832
81664
1667
165
1832
79997
1667
165
1832
78330
1667
165
1832
76663
1667
165
1832
74996
1667
165
1832
73329
1667
165
1832
71662
1667
165
1832
69995
1667
165
1832
68328
1667
165
1832
66661
1667
165
1832
64994
1667
165
1832
63327
1667
165
1832
61660
1667
165
1832
59993
1667
165
1832
58326
1667
165
1832
56659
1667
165
1832
54992
1667
165
1832
53325
1667
165
1832
51658
1667
165
1832
49991
1667
165
1832
48324
1667
165
1832
46657
1667
165
1832
44990
1667
165
1832
43323
1667
165
1832
41656
1667
165
1832
39989
1667
165
1832
38322
1667
165
1832
36655
1667
165
1832
34988
1667
165
1832
33321
1667
165
1832
31654
1667
165
1832
29987
1667
165
1832
28320
1667
165
1832
26653
1667
165
1832
24986
1667
165
1832
23319
1667
165
1832
21652
1667
165
1832
19985
1667
165
1832
18318
Secretariat : Planning Department
Government of Manipur
171
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Sl. No. Opening Bal.
50
51
52
53
54
55
56
57
58
59
60
18318
16651
14984
13317
11650
9983
8316
6649
4982
3315
1648
Total :
Amt. of monthly Instalments
Total amount of Closing Bal.
monthly instalment
Pr.
In
1667
165
1832
16651
1667
165
1832
14984
1667
165
1832
13317
1667
165
1832
11650
1667
165
1832
9983
1667
165
1832
8316
1667
165
1832
6649
1667
165
1832
4982
1667
165
1832
3315
1667
165
1832
1648
1648
184
1832
0
95000
10374
Secretariat : Planning Department
Government of Manipur
172
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Scheme No. 55
RICE MILL
Introduction: The main food crop of Manipur is paddy. Almost 90% of the inhabitants of
Manipur live on rice. A kind of coal like fuel can also be manufactured from the husk of paddy.
Paddy occupies almost 80 percent of food crops in Manipur. So rice milling industry is quite
feasible.
A)
B)
C)
D)
E)
F)
G)
H)
I)
FINANCIAL ETAILS
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
Security deposit for the rented building
2. Plant & Machinery
122,000
Sheller, polisher, motor, etc.
3. Other Assets
4,000
4. Furniture & Fixtures
12,000
5. Preliminary & Preoperative expenses:
2,000
Total Fixed Capital:
140,000
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
4,000
Employment to be generated
2 nos.
8. Utilities & overhead expenses(Per month)
5,000
Rent of building
1,000
Working Capital (per month):
10,000
1 months
Total Working Capital Requirement for:
10,000
TOTAL CAPITAL INVESTMENT(A+B)
150,000
Banks Share Pro. Shares
Total
FUNDING PATTERN:
Total Capital Investment (A+B)
142,500
7,500
150,000
COST OF PRODUCTION(Per month)
(i) Working Capital
10,000
(ii) Depreciation @ 10% of Plant & Machinery,
1,150
other assets & furniture & fixtures.
(iii) Interest on Bank Loan
475
(iv) Insurance @ 6.5 %
750
Cost of production per month:
12,375
FINANCIAL RETURN(per month)
16,000
Rice milling charge
PROFIT(per month)
(i) Financial Return
16,000
(ii) Cost of production
(-)
12,375
Profit per month:
3,625
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
4,000
(ii) Profit
3,625
B.E.P=F.C/(F.C. +Profit)%
52.46 %
As per Repayment scheduled given in next page
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
173
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LOAN REPAYMENT CHART
Bank Loan = Rs. 1,42,500/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Principal
Interest
EQI
1425
1425
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7917
773
7911
142500
779
16770
Secretariat : Planning Department
Government of Manipur
0
0
1425
0
0
1425
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
0
0
8690
Balance
142500
142500
142500
142500
142500
142500
142500
142500
142500
134583
134583
134583
126666
126666
126666
118749
118749
118749
110832
110832
110832
102915
102915
102915
94998
94998
94998
87081
87081
87081
79164
79164
79164
71247
71247
71247
63330
63330
63330
55413
55413
55413
47496
47496
47496
39579
39579
39579
31662
31662
31662
23745
23745
23745
15828
15828
15828
7911
7911
7911
0
174
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Scheme No.56
TENT HOUSE
Introduction: The scheme aims at lending Shamayana, Karnat, Phijang, Utensils etc. and
construction of Mandop which are commonly used in all the ceremonies.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
3. Other Assets
Samiyana, Karnat, Phijang, Utensils,
bamboos, chairs, tables, cookeries etc.
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
7. Salary & Wages(Per month)
Employment to be generated
5 nos.
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
Total Working Capital Requirement for:
C)
TOTAL CAPITAL INVESTMENT(A+B)
1,000
30,000
2,000
147,000
5,000
2,000
186,000
10,000
1 months
3,000
1,000
14,000
14,000
200,000
Banks Share Pro. Shares Total
190,000
10,000
200,000
D)
FUNDING PATTERN:
Total Capital Investment (A+B)
E)
COST OF PRODUCTION(Per month)
(i) Working Capital
14,000
(ii) Depreciation @ 15% of Plant & Machinery,
2,300
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
633
(iv) Insurance @ 6.5 %
997
Cost of production per month:
17,930
FINANCIAL RETURN(per month)
25,000
Received from lending and construction charges
PROFIT(per month)
(i) Financial Return
25,000
(ii) Cost of production
(-)
17,930
Profit per month:
7,070
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
7,930
(ii) Profit
7,070
B.E.P=F.C/(F.C. + Profit)%
52.87 %
As per repayment scheduled given in next page
Repayment of loan
F)
G)
H)
I)
Secretariat : Planning Department
Government of Manipur
175
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LOAN REPAYMENT CHART
Bank Loan = Rs. 1,90,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 6 months, repayable in 18 equated
quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Principal
Interest
1900
1900
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10556
1031
10548
190000
1039
223566
EQI
Balance
0
0
1900
0
0
1900
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
0
0
11587
Secretariat : Planning Department
Government of Manipur
190000
190000
190000
190000
190000
190000
190000
190000
190000
179444
179444
179444
168888
168888
168888
158332
158332
158332
147776
147776
147776
137220
137220
137220
126664
126664
126664
116108
116108
116108
105552
105552
105552
94996
94996
94996
84440
84440
84440
73884
73884
73884
63328
63328
63328
52772
52772
52772
42216
42216
42216
31660
31660
31660
21104
21104
21104
10548
10548
10548
0
176
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Scheme No. 57
CYCLE/RICKSHAW REPAIRING
Introduction: Cycles and Rickshaws are the means of conveyance for the common people
leaving in Manipur. With the increase in population, utility of cycle and Rickshaw have recently
been increasing at a faster rate. Hence establishment of cycle/Rickshaw workshop will be of
successful ventures.
FINANCIAL DETAILS
A)
FIXED CAPITAL:
1. Land & Building (Rented)
Security deposit for the rented building
2. Plant & Machinery
Portable electric drill, Swedge Block,
Spanner Set, Ring Wrench Set (King Dick)
Other tools like hammer, screw driver, Gas
welding machine, etc.
3. Other Assets
4. Furniture & Fixtures
5. Preliminary & Preoperative expenses:
Total Fixed Capital:
B)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
Cycle/Ricksaw frame, RIN, Saddle, Tyre,
Tube, Paddle, Spoke, Carrier, Brack shoe &
Others spares parts etc.
7. Salary & Wages(Per month)
Employment to be generated
2 nos.
8. Utilities & overhead expenses(Per month)
Rent of building
Working Capital (per month):
Total Working Capital Requirement for:
C)
TOTAL CAPITAL INVESTMENT(A+B)
D)
E)
F)
G)
H)
I)
1,000
15,000
15,200
2,800
1,000
34,000
20,000
4,000
1 months
1,000
1,000
26,000
26,000
60,000
Banks Share Pro. Shares
Total
FUNDING PATTERN:
Total Capital Investment (A+B)
57,000
3,000
60,000
COST OF PRODUCTION(Per month)
(i) Working Capital
26,000
(ii) Depreciation @ 10% of Plant & Machinery,
317
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
190
(iv) Insurance @ 6.5 %
287
Cost of production per month:
26,794
FINANCIAL RETURN(per month)
31,000
RM cost + 20% of RM + Servicing charges
PROFIT(per month)
(i) Financial Return
31,000
(ii) Cost of production
(-)
26,794
Profit per month:
4,206
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation
2,394
(ii) Profit
4,206
B.E.P=F.C/(F.C. + Profit)%
36.27 %
As
per
repayment
scheduled
given
in
next
page
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
177
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LOAN REPAYMENT CHART
Bank Loan = Rs. 57,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments.
Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
Amt. of monthly Instalments
Pr.
In
X
190
X
190
X
190
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
1000
99
Secretariat : Planning Department
Government of Manipur
Total amount of
monthly instalment
190
190
190
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
1099
178
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Sl. No.
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
51
1000
99
1099
52
1000
99
1099
53
1000
99
1099
54
1000
99
1099
55
1000
99
1099
56
1000
99
1099
57
1000
99
1099
58
1000
99
1099
59
1000
99
1099
60
1000
99
1099
Total :
57,000
*5,643
*62,643
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
179
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 58
AUTOMOBILE SPARE PARTS STORE
Introduction : The demand of spare parts for automobiles is increasing day-by-day with increase
of vehicle population. To make it easily available such parts, more number of spare parts store
are required to be established.
FINANCIAL DETAILS :
I.
FIXED CAPITAL :
1. Land & Building(Rented)
Security deposit for the rented building
2. Plant & Machinery
3. Other Assets
4. Furniture & Fixture
5. Preliminary & Preoperative expenses
Total Fixed Capital :
J.
WORKING CAPITAL :
6. Raw- Materials (RM)(per month)
7. Salary & Wages (per month)
Employment to be generated
3 nos.
8. Utilities & overhead expenses (Per month)
9. Rent of Building
Working Capital (per month) :
Total Working Capital Requirement for I month :
K.
TOTAL CAPITAL INVESTMENT (A+B)
L.
FUNDING PATTERN :
Bank’s Share
Total Capital Investment (A+B) 1,90,000/M.
COST OF PRODUCTION(Per month)
(i) Working Capital
(ii) Depreciation @ 10 of Plant& Machinery,
other assets & furniture & fixtures.
(iii) Interest on bank loan @ 4%p.a.
(iv) Insurance @ 6.5 %
N.
O.
P.
1,000
30,000/2,000/20,000/2,000/54,000/1,37,000/6,000/2,000/1,000/1,46,000/1,46,000/2,00,000/Pro. Share Total
10,000/2,00,000/-
Cost of Production per month :
FINANCIAL RETURN (per month) :
RM cost + 12 % of RM
Profit (per month)
(i) Financial Return
(ii) Cost of production
1,46,000/183/633/1,024/1,47,840/1,53,440/-
1,53,440/(-) 1,47,840/-
Profit per month:
5,600/BREAK EVEN POINT(BEP)
(i) Fixed Cost = 40 % of salary + Interest+ Depreciation + Insurance = 4,240/(ii) Profit
= 5,600/BEP=F.C./F.C.+Profit)%
= 43.09 %
LOAN REPAYMENT CHART
Bank Loan = Rs. 1,90,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments.
Sl. No.
1
2
3
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
x
633
633
x
633
633
x
633
633
Secretariat : Planning Department
Government of Manipur
180
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Sl. No.
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3333
331
3664
3352
312
3664
1,90,000
*18,848
*2,08,848
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
181
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 59
LUBRICANT SHOP
Introduction : The demand of lubricant items for automobiles is increasing day-by-day with
increase of vehicle population. To make it easily available such items, more number of lubricant
shops are required to be established.
FINANCIAL DETAILS :
A. FIXED CAPITAL :
1. Land & Building(Rented)
Security deposit for the rented building
2. Plant & Machinery
3. Other Assets
4. Furniture & Fixture
5. Preliminary & Preoperative expenses
Total Fixed Capital :
B. WORKING CAPITAL :
6. Raw- Materials (RM)(per month)
7. Salary & Wages (per month)
Employment to be generated
1 no.
8. Utilities & overhead expenses (Per month)
1,000
30,000/3,000/10,000/2,000/45,000/-
50,000/2,000/2,000/-
9. Rent of Building
1,000/-
Working Capital (per month) :
Total Working Capital Requirement for I month :
C. TOTAL CAPITAL INVESTMENT (A+B)
D. FUNDING PATTERN :
Bank’s Share
Total Capital Investment (A+B)
95,000/-
E. COST OF PRODUCTION(Per month)
(i) Working Capital
(ii) Depreciation @ 10 of Plant& Machinery,
other assets & furniture & fixtures.
(iii) Interest on bank loan @ 4%p.a.
(iv) Insurance @ 6.5 %
55,000/55,000/1,00,000/Pro. Share
5,000/-
Total
1,00,000/-
55,000/108/317/504/-
Cost of Production per month :
55,929/-
F. FINANCIAL RETURN (per month) :
RM cost + 20 % of RM
G. Profit (per month)
(i) Financial Return
(ii) Cost of production
60,000/-
Profit per month:
60,000/(-) 55,929/4,071/-
H. BREAK EVEN POINT(BEP)
(i) Fixed Cost = 40 % of salary + Interest+ Depreciation + Insurance = 1,729/(ii) Profit
= 4,071/BEP=F.C./F.C.+Profit)%
= 29.81 %
Secretariat : Planning Department
Government of Manipur
182
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 95,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated monthly instalments.
Sl. No.
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
1
x
317.00
317.00
2
x
317.00
317.00
3
x
317.00
317.00
4
1667.00
165.00
1832.00
5
1667.00
165.00
1832.00
6
1667.00
165.00
1832.00
7
1667.00
165.00
1832.00
8
1667.00
165.00
1832.00
9
1667.00
165.00
1832.00
10
1667.00
165.00
1832.00
11
1667.00
165.00
1832.00
12
1667.00
165.00
1832.00
13
1667.00
165.00
1832.00
14
1667.00
165.00
1832.00
15
1667.00
165.00
1832.00
16
1667.00
165.00
1832.00
17
1667.00
165.00
1832.00
18
1667.00
165.00
1832.00
19
1667.00
165.00
1832.00
20
1667.00
165.00
1832.00
21
1667.00
165.00
1832.00
22
1667.00
165.00
1832.00
23
1667.00
165.00
1832.00
24
1667.00
165.00
1832.00
25
1667.00
165.00
1832.00
26
1667.00
165.00
1832.00
27
1667.00
165.00
1832.00
28
1667.00
165.00
1832.00
29
1667.00
165.00
1832.00
30
1667.00
165.00
1832.00
31
1667.00
165.00
1832.00
32
1667.00
165.00
1832.00
33
1667.00
165.00
1832.00
34
1667.00
165.00
1832.00
35
1667.00
165.00
1832.00
36
1667.00
165.00
1832.00
37
1667.00
165.00
1832.00
38
1667.00
165.00
1832.00
39
1667.00
165.00
1832.00
40
1667.00
165.00
1832.00
41
1667.00
165.00
1832.00
42
1667.00
165.00
1832.00
43
1667.00
165.00
1832.00
44
1667.00
165.00
1832.00
45
1667.00
165.00
1832.00
46
1667.00
165.00
1832.00
47
1667.00
165.00
1832.00
48
1667.00
165.00
1832.00
49
1667.00
165.00
1832.00
50
1667.00
165.00
1832.00
51
1667.00
165.00
1832.00
52
1667.00
165.00
1832.00
53
1667.00
165.00
1832.00
54
1667.00
165.00
1832.00
55
1667.00
165.00
1832.00
56
1667.00
165.00
1832.00
57
1667.00
165.00
1832.00
58
1667.00
165.00
1832.00
59
1667.00
165.00
1832.00
60
1648.00
184.00
1832.00
95,000.00
*9424.00
*104,424.00
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
183
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 60
ELECTRICAL STORE
Introduction : Electrical stores are very common where electrical appliances/items such as
electric bulb, tubes, wire, sockets, holders, switches, iron, fan, etc. and various other essential
items are available. These items are essential and commonly used by men of all categories. A
common man cannot afford to buy these items in bulk from wholesale markets where it is
available a comparatively cheaper rate. On the other hand, these items are easily available
through retail electrical stores in required quantities every where and close proximity.
FINANCIAL DETAILS :
A. FIXED CAPITAL :
1. Land & Building(Rented)
Security deposit for the rented building
2. Plant & Machinery
Multimeter, hand tools, testers etc.
3. Other Assets
4. Furniture & Fixture
5. Preliminary & Preoperative expenses
Total Fixed Capital :
1,000
30,000/10,000/14,000/1,000/55,000/-
B. WORKING CAPITAL :
6. Raw- Materials (RM)(per month)
135,000/Electric bulb, tubes, wire, sockets, holders, switches, iron, fan etc.
7. Salary & Wages (per month)
7,000/Employment to be generated
3 no.
8. Utilities & overhead expenses (Per month)
2,000/9. Rent of Building
1,000/Working Capital (per month) :
Total Working Capital Requirement for I month :
C. TOTAL CAPITAL INVESTMENT (A+B)
D. FUNDING PATTERN :
Bank’s Share
Total Capital Investment (A+B)
1,90,000/-
E. COST OF PRODUCTION(Per month)
(i) Working Capital
(ii) Depreciation @ 10 of Plant& Machinery,
other assets & furniture & fixtures.
(iii) Interest on bank loan @ 4%p.a.
(iv) Insurance @ 6.5 %
Cost of Production per month :
F. FINANCIAL RETURN (per month) :
RM cost + 15 % of RM
G. Profit (per month)
(i) Financial Return
(ii) Cost of production
1,45,000/1,45,000/2,00,000/Pro. Share
Total
10,000/- 2,00,000/-
1,45,000/200/633/1,024/1,46,857/155,250/-
1,55,250/(-) 1,46,857/-
Profit per month:
8,393/H. BREAK EVEN POINT(BEP)
(i) Fixed Cost = 40 % of salary + Interest+ Depreciation + Insurance = 4,657/(ii) Profit
= 8,393/BEP=F.C./F.C.+ Profit)%
= 35.69 %
Secretariat : Planning Department
Government of Manipur
184
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 1,90,000/Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated monthly
instalments.
Amt. of monthly Instalments
Total amount of
Sl. No.
monthly
instalment
Pr.
In
1
x
633
633
2
x
633
633
3
x
633
633
4
3333
331
3664
5
3333
331
3664
6
3333
331
3664
7
3333
331
3664
8
3333
331
3664
9
3333
331
3664
10
3333
331
3664
11
3333
331
3664
12
3333
331
3664
13
3333
331
3664
14
3333
331
3664
15
3333
331
3664
16
3333
331
3664
17
3333
331
3664
18
3333
331
3664
19
3333
331
3664
20
3333
331
3664
21
3333
331
3664
22
3333
331
3664
23
3333
331
3664
24
3333
331
3664
25
3333
331
3664
26
3333
331
3664
27
3333
331
3664
28
3333
331
3664
29
3333
331
3664
30
3333
331
3664
31
3333
331
3664
32
3333
331
3664
33
3333
331
3664
34
3333
331
3664
35
3333
331
3664
36
3333
331
3664
37
3333
331
3664
38
3333
331
3664
39
3333
331
3664
40
3333
331
3664
41
3333
331
3664
42
3333
331
3664
43
3333
331
3664
44
3333
331
3664
45
3333
331
3664
46
3333
331
3664
47
3333
331
3664
48
3333
331
3664
49
3333
331
3664
50
3333
331
3664
51
3333
331
3664
52
3333
331
3664
53
3333
331
3664
54
3333
331
3664
55
3333
331
3664
56
3333
331
3664
57
3333
331
3664
58
3333
331
3664
59
3333
331
3664
60
3352
312
3664
1,90,000
*18,848
*2,08,848
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
185
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 61
GENERAL STORE (Small)
Introduction: General stores are very common where items such as pulses, floor, rice, ghee, oil,
soap and detergents and toiletries and various other items of daily use are available. These items
are essential and commonly used in every family of all categories. A common man cannot afford
to buy these items of daily use in bulk from wholesale markets where it is available at
comparatively cheaper rate. On the other hand, these items are easily available through retail
general stores in small quantities everywhere and close proximity.
With the all round development taking place in cities and towns and increase in
population, there appears to be good scope for general store.
FINANCIAL DETAILS
FIXED CAPITAL:
1. Land & Building (Rented)
500
Security deposit for the rented building
15,000
2. Plant & Machinery
2,000
Weighing balance improved type
Measuring weight and containers, etc.
3. Other Assets
4. Furniture & Fixtures
3,000
5. Preliminary & Preoperative expenses:
20,000
Total Fixed Capital:
B)
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
28,500
Grocery items such as rice, mustard oil, dal,
ghee, sugar, moida, ata, etc
Cosmetic items
Food items like biscuit, milk powder etc.
7. Salary & Wages(Per month)
Employment to be generated
8. Utilities & overhead expenses(Per month)
1,000
Rent of building
500
Working Capital (per month):
30,000
1 months
Total Working Capital Requirement for:
30,000
C)
TOTAL CAPITAL INVESTMENT(A+B)
50,000
Banks
Share
Pro.
Shares
Total
D)
FUNDING PATTERN:
Total Capital Investment (A+B)
47,500
2,500
50,000
COST OF PRODUCTION(Per month)
E)
(i) Working Capital
30,000
(ii) Depreciation @ 10% of Plant & Machinery,
279
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
158
(iv) Insurance @ 6.5 %
263
Cost of production per month:
30,700
F)
FINANCIAL RETURN(per month)
RM cost + 20 % of RM
34,200
G)
PROFIT(per month)
(i) Financial Return
34,200
(ii) Cost of production
(-)
30,700
Profit per month:
3,500
H)
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
700
(ii) Profit
3,500
B.E.P=F.C/(F.C.+ Profit)%
16.67 %
I)
REPAYMENT OF LOAN :
As per loan repayment chart given in next page
A)
Secretariat : Planning Department
Government of Manipur
186
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 47,500/-, Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments
Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
x
158
x
158
x
158
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
833
83
Secretariat : Planning Department
Government of Manipur
158
158
158
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
916
187
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Sl. No.
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
50
833
83
916
51
833
83
916
52
833
83
916
53
833
83
916
54
833
83
916
55
833
83
916
56
833
83
916
57
833
83
916
58
833
83
916
59
833
83
916
60
852
64
916
47,500
*4,712
*52,212
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
188
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 62
GENERAL STORE (Big)
Introduction: General stores are very common where items such as pulses, floor, rice, ghee, oil,
soap and detergents and toiletries and various other items of daily use are available. These items
are essential and commonly used in every family of all categories. A common man cannot afford
to buy these items of daily use in bulk from wholesale markets where it is available at
comparatively cheaper rate. On the other hand, these items are easily available through retail
general stores in small quantities everywhere and close proximity.
With the all round development taking place in cities and towns and increase in
population, there appears to be good scope for general store.
A)
B)
C)
D)
E)
F)
G)
H)
I)
FINANCIAL DETAILS
FIXED CAPITAL:
1. Land & Building (Rented)
1,000
Security deposit for the rented building
20,000
2. Plant & Machinery
3,000
Weighing balance improved type
Measuring weight and containers, etc.
3. Other Assets
4. Furniture & Fixtures
5,000
5. Preliminary & Preoperative expenses:
2,000
Total Fixed Capital:
30,000
WORKING CAPITAL:
6. Raw-Materials(RM) (Per month)
66,000
Grocery items such as rice, mustard oil, dal,
ghee, sugar, moida, ata, etc Cosmetic items
Food items like biscuit, milk powder etc.
7. Salary & Wages(Per month)
2,000
Employment to be generated
1 no.
8. Utilities & overhead expenses(Per month)
1,000
Rent of building
1,000
Working Capital (per month):
70,000
1 months
Total Working Capital Requirement for:
70,000
TOTAL CAPITAL INVESTMENT(A+B)
100,000
Banks Share Pro. Shares
Total
FUNDING PATTERN:
Total Capital Investment (A+B)
95,000
5,000
1,00,000
COST OF PRODUCTION(Per month)
(i) Working Capital
70,000
(ii) Depreciation @ 10% of Plant & Machinery,
617
other assets & furniture & fixtures.
(iii) Interest on Bank Loan @ 4 % p.a.
317
(iv) Insurance @ 6.5 %
509
Cost of production per month:
71,443
FINANCIAL RETURN (per month)
79,200
RM cost + 20 % of RM
PROFIT(per month)
(i) Financial Return
79,200
(ii) Cost of production
(-)
71,443
Profit per month:
7,757
BREAK EVEN POINT(BEP)
(i) Fixed Cost = 40 % of Salary + Interest+ Depreciation + Insurance.
2,243
(ii) Profit
7,757
B.E.P=F.C/(F.C+Profit)%
22.43 %
As per loan repayment chart given in next page
REPAYMENT OF LOAN
Secretariat : Planning Department
Government of Manipur
189
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan
= Rs. 95,000/Interest of Loan
= 4% per annum.
Period of Loan
= 5 years with a moratorium period of 3 months, repayable in 57
equated monthly instalments.
Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
Amt. of monthly Instalments
Pr.
In
x
317.00
x
317.00
x
317.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
1667.00
165.00
Secretariat : Planning Department
Government of Manipur
Total amount of
monthly instalment
317.00
317.00
317.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
1832.00
190
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Sl. No.
Amt. of monthly Instalments
Total amount of
monthly instalment
Pr.
In
50
1667.00
165.00
1832.00
51
1667.00
165.00
1832.00
52
1667.00
165.00
1832.00
53
1667.00
165.00
1832.00
54
1667.00
165.00
1832.00
55
1667.00
165.00
1832.00
56
1667.00
165.00
1832.00
57
1667.00
165.00
1832.00
58
1667.00
165.00
1832.00
59
1667.00
165.00
1832.00
60
1648.00
184.00
1832.00
95,000.00
*9424.00
*104,424.00
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
191
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 63
KIOSKS/SNACK BAR/TEA STALL & RESTAURANT
Introduction: The scheme envisages setting up of Kiosks/Snack Bar/tea stall & restaurant at the
urban areas of Manipur. Men and women of all categories are habituated to take
tea/coffee/snacks and beverages. As such the prospect of opening of Kiosks/Snack Bar/tea stall
& restaurant is considered economically viable.
A)
1.
2.
3.
4.
5.
B)
6.
7.
8.
C)
D)
E)
F)
G)
H)
I)
FINANCIAL DETAILS
FIXED CAPITAL:
Land & Building (Rented)
1,000
Security deposit for the rented building
15,000
Plant & Machinery
7,500
Other Assets
Furniture & Fixtures
7,000
Preliminary & Preoperative expenses:
1,000
Total Fixed Capital:
30,500
WORKING CAPITAL:
Raw-Materials(RM) (Per month)
19,000
Salary & Wages(Per month)
Employment to be generated
Utilities & overhead expenses(Per month)
Rent of building
500
Working Capital (per month):
19,500
1
months
Total Working Capital Requirement for:
19,500
TOTAL CAPITAL
50,000
INVESTMENT(A+B)
Banks Share
Pro. Shares Total
FUNDING PATTERN:
Total Capital Investment (A+B)
47,500
2,500
50,000
COST OF PRODUCTION(Per month)
(i) Working Capital
19,500
(ii) Depreciation @ 10% of Plant & Machinery,
279
other assets & furniture & fixtures.
(iii) Interest on Bank loan @ 4 % p.a.
158
(iv) Insurance @ 6.5 %
263
Cost of production per month:
20,200
FINANCIAL RETURN(per month)
28,500
RM cost + 50% of RM
PROFIT(per month)
(i) Financial Return
28,500
(ii) Cost of production
(-)
20,200
Profit per month:
8,300
BREAK EVEN POINT(BEP)
(i) Fixed Cost =40% of Salary + Interest + Depreciation + Insurance
700
(ii) Profit
8,300
B.E.P=F.C/(F.C+Profit)%
7.78 %
REPAYMENT OF LOAN
As per repayment schedule given in next page
Secretariat : Planning Department
Government of Manipur
192
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 47,500/-, Interest of Loan =4% per annum.
Period of Loan =5 years with a moratorium period of 3 months, repayable in 57 equated
monthly instalments
Amt. of monthly Instalments
Sl. No.
Pr.
In
Total amount of
monthly instalment
1
x
158
158
2
x
158
158
3
x
158
158
4
833
83
916
5
833
83
916
6
833
83
916
7
833
83
916
8
833
83
916
9
833
83
916
10
833
83
916
11
833
83
916
12
833
83
916
13
833
83
916
14
833
83
916
15
833
83
916
16
833
83
916
17
833
83
916
18
833
83
916
19
833
83
916
20
833
83
916
21
833
83
916
22
833
83
916
23
833
83
916
24
833
83
916
25
833
83
916
26
833
83
916
27
833
83
916
28
833
83
916
29
833
83
916
30
833
83
916
31
833
83
916
32
833
83
916
33
833
83
916
34
833
83
916
35
833
83
916
36
833
83
916
37
833
83
916
38
833
83
916
39
833
83
916
40
833
83
916
41
833
83
916
42
833
83
916
43
833
83
916
44
833
83
916
45
833
83
916
46
833
83
916
47
833
83
916
48
833
83
916
49
833
83
916
50
833
83
916
51
833
83
916
52
833
83
916
53
833
83
916
Secretariat : Planning Department
Government of Manipur
193
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Amt. of monthly Instalments
Sl. No.
Pr.
In
Total amount of
monthly instalment
54
833
83
916
55
833
83
916
56
833
83
916
57
833
83
916
58
833
83
916
59
833
83
916
60
852
64
916
47,500
*4,712
*52,212
* Exclusive of the interest accrued during the gestation period.
Secretariat : Planning Department
Government of Manipur
194
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
TRANSPORT
Scheme No. 64
MODEL SCHEME IN RESPECT OF TRANSPORT BUSINESS.
1. Type of vehicle to be purchased : Auto Rickshaw for passenger service (*)
2. Cost of the vehicle
: Rs.0.80 lakhs.
3. Funding pattern :
Banks Share (95%)
Rs. 0.76 lakhs
Promoters contribution(5 %)
Rs. 0.04 lakhs.
Total
Rs.0.80 lakhs.
4. Estimated figures of profitability per month :
A. INCOME :
a). Number of days in a month the vehicle be on road
b). Number of kilometers the vehicle will run per day
c). Estimated average income per day
d). Estimated average income per month
: 26 days
: 100 kms.
: Rs. 500/day.
: Rs. 13,000/month.
(Please indicate the average km. the vehicle will run per day with
passengers/goods and the rate of fare per km. The average income should be multiplied
by the number of days in a month the vehicle will be on road to arrive the monthly
income).
In case of buses, number of trips and estimated income from each trip should be
stated.
e). Have the rates been approved by the Road Transport Authority? :
B. Expenses : (Estimated per month):
a). Cost of fuel = A X B X C
N
Where,
A = Total number of days the vehicle will be on road in
a month
B = Average km. the vehicle will run per day
C = Cost of fuel per litre
N = Number of kms. the vehicle will run per litre of fuel
= Rs.5,200/-
= 26 days.
= 100 kms.
= Rs.40/litre.
= 20 km.
b). Salary and allowance for Driver, Conductor/Cleaner/Mechanic, etc.
c). Cost of Lubricant
d). Insurance premium
e). Motor Tax including Municipal Tax
f). Garage rent
g). Maintenance expenditure, repairing, servicing, etc.
h). Interest on borrowings @ 7 % p.a.
i). Depreciation @ 10 % per annum
j). Other expenses, if any.
k). Drawings for personnel maintenance
=
x
= Rs.100/= Rs.167/= Rs.100/= Rs. x
= Rs.200/= Rs.253/= Rs.667/= Rs.200/= Rs.700/-
Total := Rs.7,587/= Rs.5,413/-
5. Monthly profit/surplus (A-B)
6. Repayment Schedule : Overleaf
Secretariat : Planning Department
Government of Manipur
195
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 76,000/Interst of Loan = 4 % per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated quarterly
instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
Principal
Interest
EQI
760
760
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
Secretariat : Planning Department
Government of Manipur
0
0
760
0
0
760
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
Balance
76000
76000
76000
76000
76000
76000
76000
76000
76000
73077
73077
73077
70154
70154
70154
67231
67231
67231
64308
64308
64308
61385
61385
61385
58462
58462
58462
55539
55539
55539
52616
52616
52616
49693
49693
49693
46770
46770
46770
43847
43847
43847
40924
40924
40924
38001
38001
38001
35078
35078
35078
32155
32155
32155
29232
29232
29232
196
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Principal
2923
Interest
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2923
411
2925
76000
409
12204
EQI
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
0
0
3334
Secretariat : Planning Department
Government of Manipur
Balance
26309
26309
26309
23386
23386
23386
20463
20463
20463
17540
17540
17540
14617
14617
14617
11694
11694
11694
8771
8771
8771
5848
5848
5848
2925
2925
2925
0
197
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 65
Purchase of Auto-Rickshaw (Transport)
1. Type of vehicle to be purchased : Auto Rickshaw for Transport purpose. (**)
2. Cost of the vehicle
: Rs. 1.21 lakhs.
3. Funding pattern :
Banks Share (95%)
Rs. 1.15 lakhs
Promoters contribution(5 %)
Rs. 0.06 lakhs.
Total
Rs.1.21 lakhs.
4. Estimated figures of profitability per month :
A. INCOME :
a). Number of days in a month the vehicle be on road
b). Number of kilometers the vehicle will run per day
c). Estimated average income per day
d). Estimated average income per month
: 26 days
: 100 kms.
: Rs. 500/day.
: Rs. 13,000/month.
(Please indicate the average km. the vehicle will run per day with passengers/goods and
the rate of fare per km. The average income should be multiplied by the number of days in a
month the vehicle will be on road to arrive the monthly income).
In case of buses, number of trips and estimated income from each trip should be stated.
e). Have the rates been approved by the Road Transport Authority? :
B. Expenses : (Estimated per month):
a). Cost of fuel = A X B X C
N
= Rs.3,380/-
Where,
A = Total number of days the vehicle will be on road in
a month
B = Average km. the vehicle will run per day
C = Cost of fuel per litre
N = Number of kms. the vehicle will run per litre of fuel
= 26 days.
= 100 kms.
= Rs.26/litre.
= 20 km.
b). Salary and allowance for Driver, Conductor/Cleaner/Mechanic, etc.
c). Cost of Lubricant
d). Insurance premium
e). Motor Tax including Municipal Tax
f). Garage rent
g). Maintenance expenditure, repairing, servicing, etc.
h). Interest on borrowings @ 7 % p.a.
i). Depreciation @ 10 % per annum
j). Other expenses, if any.
k). Drawings for personnel maintenance
Total := Rs.6,484/5. Monthly profit/surplus (A-B)
=
x
= Rs. 100/= Rs. 213/= Rs. 100/= Rs. x
= Rs. 200/= Rs. 383/= Rs.1,008/= Rs. 300/= Rs. 800/-
= Rs.6,516/-
6. Repayment Schedule : Overleaf
Secretariat : Planning Department
Government of Manipur
198
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 1,15,000/Interst of Loan = 4 % per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated quarterly
instalments.
Months
Principal
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
Interest
EQI
1150
1150
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
Secretariat : Planning Department
Government of Manipur
0
0
1150
0
0
1150
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
Balance
115000
115000
115000
115000
115000
115000
115000
115000
115000
110577
110577
110577
106154
106154
106154
101731
101731
101731
97308
97308
97308
92885
92885
92885
88462
88462
88462
84039
84039
84039
79616
79616
79616
75193
75193
75193
70770
70770
70770
66347
66347
66347
61924
61924
61924
57501
57501
57501
53078
53078
53078
48655
48655
48655
44232
44232
44232
199
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Principal
4423
Interest
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4423
622
4425
115000
620
18470
EQI
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
0
0
5045
Secretariat : Planning Department
Government of Manipur
Balance
39809
39809
39809
35386
35386
35386
30963
30963
30963
26540
26540
26540
22117
22117
22117
17694
17694
17694
13271
13271
13271
8848
8848
8848
4425
4425
4425
0
200
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 66
Purchase of TAXI (VAN).
1. Type of vehicle to be purchased : Maruti Van.
2. Cost of the vehicle
: Rs. 2.50 lakhs.
3. Funding pattern :
Banks Share ( 90 %)
Rs. 2.25 lakhs
Promoters contribution(10%)
Rs. 0.25 lakhs.
Total
Rs.2.50lakhs.
4. Estimated figures of profitability per month :
A. INCOME :
a). Number of days in a month the vehicle be on road
b). Number of kilometers the vehicle will run per day
c). Estimated average income per day
d). Estimated average income per month
: 26 days
: 100 kms.
: Rs. 800/day.
: Rs.20,800/month.
(Please indicate the average km. the vehicle will run per day with passengers/goods and
the rate of fare per km. The average income should be multiplied by the number of days in a
month the vehicle will be on road to arrive the monthly income).
In case of buses, number of trips and estimated income from each trip should be stated.
e). Have the rates been approved by the Road Transport Authority? :
B. Expenses : (Estimated per month):
a). Cost of fuel = A X B X C
N
Where,
= Rs.6,933/-
A = Total number of days the vehicle will be on road in
a month
B = Average km. the vehicle will run per day
C = Cost of fuel per litre
N = Number of kms. the vehicle will run per litre of fuel
= 26 days.
= 100 kms.
= Rs.40/litre.
= 15 km.
b). Salary and allowance for Driver, Conductor/Cleaner/Mechanic, etc.
c). Cost of Lubricant
d). Insurance premium
e). Motor Tax including Municipal Tax
f). Garage rent
g). Maintenance expenditure, repairing, servicing, etc.
h). Interest on borrowings @ 7 % p.a.
i). Depreciation @ 10 % per annum
j). Other expenses, if any.
k). Drawings for personnel maintenance
Total := Rs.12,840/5. Monthly profit/surplus (A-B)
= Rs. x
= Rs. 200/= Rs. 786/= Rs. 100/= Rs. x
= Rs. 500/= Rs. 938/= Rs.2,083/= Rs. 300/= Rs.1,000/-
= Rs. 7,960/-
6. Repayment Schedule : Overleaf
Secretariat : Planning Department
Government of Manipur
201
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 2,25,000/Interst of Loan = 5 % per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated
quarterly instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
Principal
Interest
EQI
2813
2813
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
0
0
2813
0
0
2813
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
Secretariat : Planning Department
Government of Manipur
Balance
225000
225000
225000
225000
225000
225000
225000
225000
225000
216346
216346
216346
207692
207692
207692
199038
199038
199038
190384
190384
190384
181730
181730
181730
173076
173076
173076
164422
164422
164422
155768
155768
155768
147114
147114
147114
138460
138460
138460
129806
129806
129806
121152
121152
121152
112498
112498
112498
103844
103844
103844
95190
95190
95190
86536
86536
202
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Principal
Interest
EQI
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8654
1536
8650
225000
1540
45566
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
0
0
10190
Secretariat : Planning Department
Government of Manipur
Balance
86536
77882
77882
77882
69228
69228
69228
60574
60574
60574
51920
51920
51920
43266
43266
43266
34612
34612
34612
25958
25958
25958
17304
17304
17304
8650
8650
8650
0
203
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 67
PURCHASE OF TATA 407.
1. Type of vehicle to be purchased : Tata 407 with mounted body.
2. Cost of the vehicle
: Rs. 4.64 lakhs.
3. Funding pattern :
Banks Share (90 %)
Rs. 4.176 lakhs
Promoters contribution(10%)
Rs. 0.464 lakhs.
Total
Rs.4.64 lakhs.
4. Estimated figures of profitability per month :
A. INCOME :
a). Number of days in a month the vehicle be on road
b). Number of kilometers the vehicle will run per day
c). Estimated average income per day
d). Estimated average income per month
: 26 days
: 100 kms.
: Rs. 1,500/day.
: Rs.39,000/month.
(Please indicate the average km. the vehicle will run per day with passengers/goods and
the rate of fare per km. The average income should be multiplied by the number of days in a
month the vehicle will be on road to arrive the monthly income).
In case of buses, number of trips and estimated income from each trip should be stated.
e). Have the rates been approved by the Road Transport Authority? :
B. Expenses : (Estimated per month):
a). Cost of fuel = A X B X C
N
Where,
= Rs.13,520/-
A = Total number of days the vehicle will be on road in
a month
B = Average km. the vehicle will run per day
C = Cost of fuel per litre
N = Number of kms. the vehicle will run per litre of fuel
= 26 days.
= 100 kms.
= Rs.26/litre.
= 5 km.
b). Salary and allowance for Driver, Conductor/Cleaner/Mechanic, etc.
c). Cost of Lubricant
d). Insurance premium
e). Motor Tax including Municipal Tax
f). Garage rent
g). Maintenance expenditure, repairing, servicing, etc.
h). Interest on borrowings @ 5 % p.a.
i). Depreciation @ 10 % per annum
j). Other expenses, if any.
k). Drawings for personnel maintenance
Total := Rs.25,885/5. Monthly profit/surplus (A-B)
= Rs.2,000/= Rs. 400/= Rs.1,058/= Rs. 300/= Rs. x
= Rs.1,000/= Rs.1,740/= Rs.3,867/= Rs. 500/= Rs.1,500/-
= Rs.13,115/-
6. Repayment Schedule : Overleaf
Secretariat : Planning Department
Government of Manipur
204
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 4,27,500/Interest of Loan = 5 % per annum
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated quarterly
instalments.
Sl. No. Amt. of quarterly Instalments
Total amount of
Pr.
In
quarterly instalment
1
x
2
x
3
16062
2850
18912
4
16062
2850
18912
5
16062
2850
18912
6
16062
2850
18912
7
16062
2850
18912
8
16062
2850
18912
9
16062
2850
18912
10
16062
2850
18912
11
16062
2850
18912
12
16062
2850
18912
13
16062
2850
18912
14
16062
2850
18912
15
16062
2850
18912
16
16062
2850
18912
17
16062
2850
18912
18
16062
2850
18912
19
16062
2850
18912
20
16062
2850
18912
21
16062
2850
18912
22
16062
2850
18912
23
16062
2850
18912
24
16062
2850
18912
25
16062
2850
18912
26
16062
2850
18912
27
16062
2850
18912
28
16050
2862
18912
4,17,600
*74,112
*4,91,712
* Exclusive of the interest accrued during the gestation period
Secretariat : Planning Department
Government of Manipur
205
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 68
Purchase of 207 Tata Mobile.
1. Type of vehicle to be purchased : 207 Tata Mobile
2. Cost of the vehicle
: Rs. 4.03 lakhs.
3. Funding pattern :
Banks Share (90 %)
Rs. 3.627 lakhs
Promoters contribution(10%)
Rs. 0.403 lakhs.
Total
Rs.4.03 lakhs.
4. Estimated figures of profitability per month :
A.
INCOME :
a). Number of days in a month the vehicle be on road
b). Number of kilometers the vehicle will run per day
c). Estimated average income per day
d). Estimated average income per month
: 26 days
: 100 kms.
: Rs. 1,500/day.
: Rs.39,000/month.
(Please indicate the average km. the vehicle will run per day with passengers/goods and
the rate of fare per km. The average income should be multiplied by the number of days in a
month the vehicle will be on road to arrive the monthly income).
In case of buses, number of trips and estimated income from each trip should be stated.
e). Have the rates been approved by the Road Transport Authority? :
B.
Expenses : (Estimated per month):
a). Cost of fuel = A X B X C
N
Where,
A = Total number of days the vehicle will be on road in
a month
B = Average km. the vehicle will run per day
C = Cost of fuel per litre
N = Number of kms. the vehicle will run per litre of fuel
= Rs.13,520/-
= 26 days.
= 100 kms.
= Rs.26/litre.
= 5 km.
b). Salary and allowance for Driver, Conductor/Cleaner/Mechanic, etc.
c). Cost of Lubricant
d). Insurance premium
e). Motor Tax including Municipal Tax
f). Garage rent
g). Maintenance expenditure, repairing, servicing, etc.
h). Interest on borrowings @ 7 % p.a.
i). Depreciation @ 10 % per annum
j). Other expenses, if any.
k). Drawings for personnel maintenance
Total := Rs.25,012/5. Monthly profit/surplus (A-B)
= Rs.2,000/= Rs. 400/= Rs. 921/= Rs. 300/= Rs. x
= Rs.1,000/= Rs.1,513/= Rs.3,358/= Rs. 500/= Rs.1,500/-
= Rs.13,988/-
6. Repayment Schedule : Overleaf
Secretariat : Planning Department
Government of Manipur
206
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 3,62,700/Interst of Loan = 5 % per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated quarterly
instalments
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
Principal
Interest
4534
4534
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
EQI
0
0
4534
0
0
4534
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
Secretariat : Planning Department
Government of Manipur
Balance
362700
362700
362700
362700
362700
362700
362700
362700
362700
348750
348750
348750
334800
334800
334800
320850
320850
320850
306900
306900
306900
292950
292950
292950
279000
279000
279000
265050
265050
265050
251100
251100
251100
237150
237150
237150
223200
223200
223200
209250
209250
209250
195300
195300
195300
181350
181350
181350
167400
167400
167400
153450
153450
153450
139500
139500
139500
125550
207
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Principal
Interest
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
2476
13950
362700
2476
73444
EQI
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
0
0
16426
Secretariat : Planning Department
Government of Manipur
Balance
125550
125550
111600
111600
111600
97650
97650
97650
83700
83700
83700
69750
69750
69750
55800
55800
55800
41850
41850
41850
27900
27900
27900
13950
13950
13950
0
208
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Scheme No. 69
PURCHASE OF TATA SUMO (TAXI SERVICE).
1. Type of vehicle to be purchased : Tata Sumo.
2. Cost of the vehicle
: Rs. 4.13 lakhs.
3. Funding pattern :
Banks Share ( 90 %)
Rs. 3.717 lakhs
Promoters contribution(10%)
Rs. 0.413 lakhs.
Total
Rs.4.13 lakhs.
4. Estimated figures of profitability per month :
A. INCOME :
a). Number of days in a month the vehicle be on road
b). Number of kilometers the vehicle will run per day
c). Estimated average income per day
d). Estimated average income per month
: 26 days
: 200 kms.
: Rs. 2,000/day.
: Rs.52,000/month.
(Please indicate the average km. the vehicle will run per day with passengers/goods and
the rate of fare per km. The average income should be multiplied by the number of days in a
month the vehicle will be on road to arrive the monthly income).
In case of buses, number of trips and estimated income from each trip should be
stated.
e). Have the rates been approved by the Road Transport Authority? :
B.
Expenses : (Estimated per month):
a). Cost of fuel = A X B X C
N
Where,
A = Total number of days the vehicle will be on road in
a month
B = Average km. the vehicle will run per day
C = Cost of fuel per litre
N = Number of kms. the vehicle will run per litre of fuel
= Rs.22,533/-
= 26 days.
= 200 kms.
= Rs.26/litre.
= 6 km.
b). Salary and allowance for Driver, Conductor/Cleaner/Mechanic, etc.
c). Cost of Lubricant
d). Insurance premium
e). Motor Tax including Municipal Tax
f). Garage rent
g). Maintenance expenditure, repairing, servicing, etc.
h). Interest on borrowings @ 7 % p.a.
i). Depreciation @ 10 % per annum
j). Other expenses, if any.
k). Drawings for personnel maintenance
Total := Rs.34,673/5. Monthly profit/surplus (A-B)
= Rs.2,000/= Rs. 400/= Rs.1,277/= Rs. 300/= Rs. x
= Rs.1,000/= Rs.1,721/= Rs.3,442/= Rs. 500/= Rs.1,500/-
= Rs.17,327/-
6. Repayment Schedule : Overleaf
Secretariat : Planning Department
Government of Manipur
209
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
LOAN REPAYMENT CHART
Bank Loan = Rs. 3,71,700/Interst of Loan = 5 % per annum.
Period of Loan = 7 years with a moratorium period of 6 months, repayable in 26 equated quarterly
instalments.
Months
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
Principal
Interest
4646
4646
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
EQI
0
0
4646
0
0
4646
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
Secretariat : Planning Department
Government of Manipur
Balance
371700
371700
371700
371700
371700
371700
371700
371700
371700
357404
357404
357404
343108
343108
343108
328812
328812
328812
314516
314516
314516
300220
300220
300220
285924
285924
285924
271628
271628
271628
257332
257332
257332
243036
243036
243036
228740
228740
228740
214444
214444
214444
200148
200148
200148
185852
185852
185852
171556
171556
171556
157260
157260
157260
142964
142964
142964
210
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
Principal
14296
Interest
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14296
2537
14300
371700
2533
75250
EQI
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
0
0
16833
Secretariat : Planning Department
Government of Manipur
Balance
128668
128668
128668
114372
114372
114372
100076
100076
100076
85780
85780
85780
71484
71484
71484
57188
57188
57188
42892
42892
42892
28596
28596
28596
14300
14300
14300
0
211
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
SERICULTURE
Scheme No. 70
MODEL SCHEME FOR ESTABLISHMENT OF SECULTURE FARM.
INTRODUCTION:
Manipur is a unique State in the world where 4 (four) verities of silk viz. Mulberry, Eri,
Muga, and Tasar are produced. However, the production of quality silk could not be made due to
lack of infrastructure with the Govt. and lack of equipments with the Private Rearers. In order to
provide self-employment in the State of Manipur and also for the development of rural economy
in the State by increasing silk production, Department of Sericulture Manipur has to initiate the
implementation of Special Employment Generation Programme for educated / uneducated and
unemployed persons in Manipur.
OBJECTIVE:
The programme has twin objectives:
I.
To alleviate poverty of the rural population through generating self-employment
opportunities, particularly educated/uneducated youths, in the field of Sericulture.
The programme will give self- employment to 200 persons.
II.
To increase the present Raw Silk production by additional 5:3 M.T. of Mulberry Silk
Yarns under this programme.
Details of the programme are as follows:
1. TITLE OF THE SCHEME
2. Continuation / New:
3. Broad objective:
: Establishment of Sericulture (Mulbery) Firm
New.
Quality up gradation, Technology Absorption,
Productivity improvement & Self EmploymentLinked.
Manipur.
4. State Covered:
5. Funding Pattern:
In respect of the programme which involves sharing of funds between Manipur State Cooperative Bank (MSCB) and Beneficiary (Bene), the funding pattern will be 95% Bank loan
(MSCB) and 5% (Bene).
Brief Description: In the scheme assistance will be given for the following components: 1.
2.
3.
4.
Assistance of establishment of 1 (one) acre of Mulberry plantation.
Assistance of construction of rearing houses.
Assistance for procurement of rearing equipments.
Assistance for installation of reeling machine.
6. Implementation Guidelines / Operational modalities:
Implementation and operation of the scheme will be discussed in 4 (four) different components.
6.1 Assistance for establishment of 1(one) acre of Mulberry plantation:
For the development of mulberry sericulture both in hills and plain areas of Manipur,
plantation of mulberry is of great importance. To ensure a good remuneration income, 1 (one)
acre area of mulberry plantation is needed accommodating 4000 nos. of plants. The unit cost
details are appended at Annexure-1.
Secretariat : Planning Department
Government of Manipur
212
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
6.2 Assistance of construction of rearing houses.
For encouragement of general and bivoltine rearers, rearing house are proposed under
this programme. To insure hygienic conditions and prevent contamination during silkworm
rearing, construction of separate silkworm rearing houses is very essential. The proposed type of
rearing house will be appropriate for hilly area of Manipur. The unit cost details and model of the
proposed rearing house are appended at Annexure-2.
6.3. Assistance for procurement of rearing equipments:
For popularization of bivoltine rearing, the rearing appliances / farm equipments are of
prime importance. As the farmers are rearing bivoltine, they will be additionally supported with
modern rearing equipments such as rotary mountages, shoot rearing racks, farm machinery etc.
which are essential for bivoltine sericulture. The unit cost of these equipments is Rs 30,00/- per
farmer. The unit cost details are appended at Annexure -3.
6.4 Assistance for installation of reeling machine:
For ensuring International Grade of Bivoltine silk yarn, installation of improved reeling machine
is a must. The unit cost of the reeling machine is approximately Rs.10,000/- and this will be
made available to the beneficiary at a subsidized rate of Rs. 5,000/- under the assistance of
Central Silk Board (CSB).
State level Purchase committee constituted by DOS will assist the units in procurement
of articles/ equipments.
Sl.
No
1
2
3
4
Components
Physical
Target
Assistance for establishment of 1(one) acre of
mulberry Plantation.
Assistance for construction of rearing houses
Assistance for procurement of rearing equipments
Assistance for installation of reeling machine
Total :
Total Scheme Cost
Rs.1.00 lakhs.
Bank’s share(95 %)
Rs.0.95 lakhs.
200acres
200 Nos.
200 Farmers
200 Nos.
Unit
Cost
(Rs.)
15,000
50,000
30,000
5,000
100,000
Beneficiary contribution (5 %)
Rs.0.05 lakhs.
7. Programme out put:
7.1 Qualitative:
The implementation the programme will direct results in the production of additional
raw silk and provide direct employment to the people of the state as per details given below.
Details
Sl.No.
1
Establishment of new Mulberry
plantation by 200 nos. of
beneficiaries.
2
Additional cocoon production.
3
Production of additional raw silk.
Unit
1 acre per beneficiary
Quantity
200 acres
160 kg per beneficiary
26.5 kg per beneficiary
32 MT
5.3 MT
7.2 Qualitative:
Implementation of the programme components will held to improve the quality and
productivity because of adoption of improved technology. Additional income generated will help
to improve the economic and social condition of the beneficiaries. The programme component
also envisages providing assistance to the rearers to develop and maintain systematic host
plantation to ensure quality foliage, which results in crop stability.
Secretariat : Planning Department
Government of Manipur
213
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Cost of Mulberry Plantation Development:
Sl. No
1
2
3
4
5
Annexure-I
[Unit: I]
Description
Unit
Quantity
1
Unit Cost
(Rs.)
8300
Amount
(Rs.)
8300
Land
Development/
Preparation
Cattle Proof/ Trenching
/ Fencing
Cost of compost
Planting of Sapling
Cost of Fertilizer.
Acre
Acre
1
4000
4000
Acre
Acre
Acre
1
1
1
800
800
600
600
1300
1300
15,000
TOTAL
Note: Cost of sapling and cost of application of compost & fertilizer will be borne by the
beneficiary.
8. Repayment of loan will be as per repayment chart given below :
LOAN REPAYMENT CHART
Bank Loan = Rs. 95,000/Interest of Loan = 4 % per annum.
Period of Loan = 7 years with a moratorium period of 12 months, repayable in 12 equated
half yearly instalments.
Months Principal Interest
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
950
950
950
950
7917
1072
7917
1072
7917
1072
EQI
Balance
0
0
950
0
0
950
0
0
950
0
0
950
0
0
0
0
0
8989
0
0
0
0
0
8989
0
0
0
0
0
8989
0
0
0
Secretariat : Planning Department
Government of Manipur
95000
95000
95000
95000
95000
95000
95000
95000
95000
95000
95000
95000
95000
95000
95000
95000
95000
95000
87083
87083
87083
87083
87083
87083
79166
79166
79166
79166
79166
79166
71249
71249
71249
71249
214
E:\Sys_Compaq_New\Homendro\SEGP\MSCB\2005-06\Scheme Details.doc
Months Principal Interest
34
35
36
7917
1072
37
38
39
40
41
42
7917
1072
43
44
45
46
47
48
7917
1072
49
50
51
52
53
54
7917
1072
55
56
57
58
59
60
7917
1072
61
62
63
64
65
66
7917
1072
67
68
69
70
71
72
7917
1072
73
74
75
76
77
78
7917
1072
79
80
81
82
83
84
7913
1076
95000
16668
EQI
Balance
0
0
8989
0
0
0
0
0
8989
0
0
0
0
0
8989
0
0
0
0
0
8989
0
0
0
0
0
8989
0
0
0
0
0
8989
0
0
0
0
0
8989
0
0
0
0
0
8989
0
0
0
0
0
8989
Secretariat : Planning Department
Government of Manipur
71249
71249
63332
63332
63332
63332
63332
63332
55415
55415
55415
55415
55415
55415
47498
47498
47498
47498
47498
47498
39581
39581
39581
39581
39581
39581
31664
31664
31664
31664
31664
31664
23747
23747
23747
23747
23747
23747
15830
15830
15830
15830
15830
15830
7913
7913
7913
7913
7913
7913
0
215