Put your money
to work with a
deposit account at
Credit Union SA.
Curious?
Just ask
Deposit Accounts
Interest Rates
For more information about any of the products and
services we can offer you at Credit Union SA, we’d be
delighted to provide it.
Visit
creditunionsa.com.au
Drop in to your
local branch
Call our Member
Contact Centre
on 8202 7777
Ask a mobile
manager
Credit Union SA Ltd
ABN 36 087 651 232
AFSL/Australian Credit
Licence Number 241066
Credit Union SA Centre
Level 3, 400 King William St
Adelaide SA 5000
GPO Box 699 Adelaide SA 5001
Interest rates are effective at advertised
date and may change at any time. All banking
products described in this brochure are issued
by Credit Union SA Ltd. Before deciding to
acquire any of these products, you should
carefully review our disclosure documents
to determine whether the product is suitable
having regard to your particular circumstances
or needs. The Customer Owned Banking Code
of Practice applies.
BRC_1003 031215
Effective 3 December 2015
Deposit accounts
Transaction accounts
Term investment accounts
Interest rate
Term Investments
Interest rate
Access Account
Term
Currently this account does not earn interest.
3 months
2.55% pa
55+ Account
6 months
2.60% pa
9 months
2.65% pa
12 months
2.70% pa
24 months
2.75% pa
36 months
2.80% pa
48 months
3.00% pa
60 months
3.10% pa
Portion of balance
Less than $2,000
$2,000 to less than $48,000
$48,000 and over
1
0.50% pa
1.75% pa
3.25% pa
Association Account
Less than $5,000
$5,000 to less than $150,000
Over $150,000
0.50% pa
0.75% pa
1.50% pa
Home Loan Offset Account
Interest is offset against your variable rate home loan account
- refer to Deposit Accounts and Access Services Terms and
Conditions brochure.
Savings accounts
Interest rate
Netsave Account
All balances
2.00% pa
Bonus Savings Account
Less than $5,000
$5,000 to less than $20,000
$20,000 and over
Bonus interest is added if at least one deposit is made and there are no withdrawals
each calendar month.
0.00% pa
0.05% pa
0.15% pa
2.00% pa
Interest options
Investments with terms of three, six or nine months
automatically have interest paid at maturity. The interest
may be paid to a savings account or reinvested.
Investments with terms of 12 months and more may have
interest reinvested every 12 months, or paid to a savings
account fortnightly, monthly, quarterly or yearly.
Credit Union SA pays the same rate of interest regardless
of the interest frequency.
Children’s Savings Account
Entire balance
Bonus interest is added if at least one deposit is made and there are no withdrawals
each calendar month.
0.25% pa
3.25% pa
1
The 55+ Account pays interest on the portion of your account balance
within each tier. For example if your account balance is $10,000, the
first $2,000 earns interest at 0.50%pa, and the remaining $8,000 earns
interest at 1.75%pa.
Interest rates are subject to change at any time, please check with us to ensure that they are current. Interest is calculated daily.
For full terms and conditions for Deposit accounts please refer to the Deposit Accounts and Access Services Terms and Conditions brochure.