Special Rate Offer for ONE Ala Moana Buyers!
For Owner Occupied Properties
30-Year Fixed Rate
4.490% / 4.494% APR1
15-Year Fixed Rate
3.490% / 3.497% APR2
3.250% Interest Rate3
fixed for the first 5 years then adjusted
annually thereafter.
3.000%3
Current Fully Indexed
Variable Interest Rate
as of 05/28/2014
3.090% APR3
Extended Rate Lock good through 1/31/15 secured upon application, signed Lock–in Agreement, and a deposit
of .50% of the requested loan amount.
Rates are current as of 5/28/14 and can change at any time. Subject to loan approval. Certain requirements and restrictions apply. Other rates and terms available for second home
or investment properties. Call for a custom rate and term quote.
1 Interest rate and Annual Percentage Rate (APR) are for a purchase 30 year jumbo loan secured by a fee simple condominium residence at ONE Ala Moana with a loan-to-value
ratio less than or equal to 75% and borrowers’ credit score greater than or equal to 740. Jumbo loan amounts range from $625,501 - $4,000,000. For a qualifying $1,000,000 loan,
there are 360 monthly principal and interest payments of $5,060.91. Monthly payments do not include additional costs such as taxes and insurance. The actual monthly payment will
be greater. For a $1,000,000 loan, additional closing costs could range from $3,750 - $6,900. Rates and terms vary based on loan amount, occupancy and credit qualifications.
2 Interest rate and Annual Percentage Rate (APR) are for a purchase 15 year jumbo loan secured by a fee simple condominium residence at ONE Ala Moana with a loan-to-value
ratio less than or equal to 75% and borrowers’ credit score greater than or equal to 740. Jumbo loan amounts range from $625,501 - $4,000,000. For a qualifying $1,000,000 loan,
there are 180 monthly principal and interest payments of $7,143.92. Monthly payments do not include additional costs such as taxes and insurance. The actual monthly payment will be
greater. For a $1,000,000 loan, additional closing costs could range from $3,750 - $6,900. Rates and terms vary based on loan amount, occupancy and credit qualifications.
3 Interest rate and Annual Percentage Rate (APR) are for a purchase 30 year jumbo loan secured by a fee simple condominium residence at ONE Ala Moana with a loan-to-value
ratio less than or equal to 75% and borrowers’ credit score greater than or equal to 740. Jumbo loans range from $625,501 - $4,000,000. For a qualifying $1,000,000 loan, there are
60 initial monthly principal and interest payments of $4,352.06 at the initial interest rate of 3.250%. The current fully indexed variable rate is 3.000%; at that rate, there would be 300
monthly principal and interest payments of $4,216.04 for the remaining loan term. After the initial fixed-rate period, your interest rate can increase or decrease annually according
to the market index. The index is the average of the Interbank offered rates for one-year, U.S. dollar-denominated deposits in the London market (LIBOR) as published daily in The
Wall Street Journal. Since the index in the future is unknown, the $4,216.04 monthly principal and interest payment is based on the current index plus a margin of 2.50% (fully indexed
rate) as of 5/28/14. The lifetime adjustment cap is 6% over the initial interest rate. Rates and terms vary based on loan amount, occupancy and credit qualifications. Monthly payments
do not include additional costs such as taxes and insurance. The actual monthly payment will be greater. For a $1,000,000 loan, additional closing costs could range from $3,750 $6,900. The maximum loan amount available for the interest rate quoted is $1,499,999. Interest rates and payments may increase after loan consummation. Certain requirements and
conditions apply. Other rates and terms available for loans not meeting the required conditions. Interest rates effective as of 5/28/14. Rates and terms vary based on loan amount,
occupancy and credit qualifications.
Member FDIC
boh.com
RL-111 (REV. 5/2014)
Finance your luxury home at
ONE Ala Moana with
Bank of Hawaii.
For personal assistance and program offers, please contact one of our loan officers.
You can trust us to take care of you.
Brenda Gross Mitchell
Private Banking Loan Officer, VP
NMLS ID #609920
Phone: (808) 694-7454
Cell: (808) 286-2656
Brenda.Mitchell@boh.com
Alan Miyasaki
Loan Center Manager, AVP
NMLS ID #609921
Phone: (808) 694-7457
Cell: (808) 286-7457
Alan.Miyasaki@boh.com
Cynthia Kim Okamura
Loan Center Manager, AVP
NMLS ID #609928
Phone: (808) 694-6088
Cell: (808) 291-4888
Cindy.Okamura@boh.com
Jack Smyth
Executive Loan Officer
NMLS ID #609936
Phone: (808) 694-8957
Cell: (808) 265-2287
Jack.Smyth@boh.com
Kahala Loan Center
4211 Waialae Ave., Ste. 101
Honolulu, Hawaii 96816
Kahala Loan Center
4211 Waialae Ave., Ste. 101
Honolulu, Hawaii 96816
Pearlridge Loan Center
98-211 Pali Momi St., 2nd Floor
Aiea, Hawaii 96701
Downtown Loan Center
130 Merchant St., Ste. 810
Honolulu, Hawaii 96813
Residential Lending Administration
Carol A. Nonaka Marx
Retail Sales Manager, SVP
NMLS ID#609916
Phone: 694-8855
Carol.Marx@boh.com
Mike Miller
Sales Operations Manager, VP
NMLS ID#609919
Phone: 694-8856
Mike.Miller@boh.com
In total dollars
in the State of Hawaii
In number of loans made
in the State of Hawaii*
* #1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2013. Information compiled by Title Guaranty derived
from Hawaii Bureau of Conveyances tax data recorded information for 2013. Information is deemed reliable but not guaranteed.
Member FDIC
boh.com
RL-111 (REV. 5/2014)