SWIFT REQUEST FOR TRANSFER SERVICE
Description
15.11.2012
Contents
1 Message MT101 Scope ...................................................................................................................................................4
2 MT101 Message Structure ...........................................................................................................................................5
2.1 Basic Header Block (1) ............................................................................................................................................................................................................................................................................................. 5
2.2 Application Header Block (2) ................................................................................................................................................................................................................................................................................ 6
2.3 Text Block (4)................................................................................................................................................................................................................................................................................................................... 6
2.4 The MT 101 consists of two sequences: ...................................................................................................................................................................................................................................................... 7
3 MT 101 Format Specifications ....................................................................................................................................8
3.1 MT 101 Network (SWIFT) Validated Rules ............................................................................................................................................................................................................................................. 10
3.2 MT101 Field Specifications............................................................................................................................................................................................................................................................................... 12
1. Field 20: Sender’s Reference ......................................................................................................................................................................................................................................................................... 12
2. Field 21R Customer Specified Reference .............................................................................................................................................................................................................................................. 12
3. Field 50L: Instructing Party ............................................................................................................................................................................................................................................................................. 13
4. Field 50H: Ordering Customer ...................................................................................................................................................................................................................................................................... 13
5. Field 52a: Account Servicing Institution ................................................................................................................................................................................................................................................. 13
6. Field 51A: Sending Institution ........................................................................................................................................................................................................................................................................ 16
7. Field 30: Requested Execution Date .......................................................................................................................................................................................................................................................... 16
8. Field 25: Authorisation....................................................................................................................................................................................................................................................................................... 17
9. Field 21: Transaction Reference .................................................................................................................................................................................................................................................................. 17
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
10. Field 21F: F/X Deal Reference.................................................................................................................................................................................................................................................................... 18
11. Field 23E: Instruction Code .......................................................................................................................................................................................................................................................................... 18
12. Field 32B: Currency/Transaction Amount......................................................................................................................................................................................................................................... 19
13. Field 50L: Instructing Party ......................................................................................................................................................................................................................................................................... 20
14. Field 50H: Ordering Customer ................................................................................................................................................................................................................................................................... 20
15. Field 52a: Account Servicing Institution .............................................................................................................................................................................................................................................. 21
16. Field 56a: Intermediary................................................................................................................................................................................................................................................................................... 22
17. Field 57a: Account With Institution........................................................................................................................................................................................................................................................ 25
18. Field 59: Beneficiary ......................................................................................................................................................................................................................................................................................... 28
19. Field 70: Remittance Information............................................................................................................................................................................................................................................................. 28
20. Field 77B: Regulatory Reporting ............................................................................................................................................................................................................................................................... 28
21. Field 33B: Currency/Original Ordered Amount .............................................................................................................................................................................................................................. 29
22. Field 71A: Details of Charges ..................................................................................................................................................................................................................................................................... 30
23. Field 25A: Charges Account ....................................................................................................................................................................................................................................................................... 30
24. Field 36: Exchange Rate ................................................................................................................................................................................................................................................................................. 31
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
1 Message MT101 Scope
This message is sent by a financial institution (Danske Bank, sender) on behalf of a nonfinancial institution account owner, i.e., the ordering
customer/instructing party (customer of Danske Bank), and is subsequently received by the receiving financial institution and processed by
the receiving financial institution or the account servicing financial institution. It is used to move funds from the ordering customer’s account(s) serviced at the receiving financial institution or at the account servicing institution, or from an account(s) owned by the ordering
customer which the instructing customer has explicit authority to debit, e.g., a subsidiary account.
The MT101 can be used to order the movement of funds:
between ordering customer accounts, or
in favour of a third party, either domestically or internationally.
The parties mentioned in the chain are not necessarily different entities. The first column of the table below shows the parties that can be
omitted in an MT 101. The second column specifies the party which assumes the role of the party in the first column, when it is not present:
If the following party is missing ..
Instructing party
Account servicing institution
Intermediary
Account with institution
Its function is assumed by ...
Ordering customer
Receiver (or the institution determined from the account
number of the ordering customer)
Account with institution
Receiver (or the institution determined from the account
number of the Beneficiary)
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
2 MT101 Message Structure
MT101 message has the following structure:
{1: BASIC HEADER BLOCK }
{2: APPLICATION HEADER BLOCK }
{4: TEXT BLOCK }
Blocks 1 and 2 relate to header information, block 4 contains the text of the message.
Block 4 contain sub-blocks (i.e., blocks within blocks) and fields delimited by field tags. Every block must start with character ‘{‘ and end with
character ‘}’.
All message text within the text block (block 4) begins with Carriage Return and Line Feed <CRLF> and ends with <CRLF> followed by a hyphen ‘-’. Therefore the last line of a message is always -}.
The maximum length of MT101 message is 10000 characters.
2.1 Basic Header Block (1)
The basic header provides the fundamental referencing of a message.
The basic header is always as follows:
{1:F01DABAFIHHXXXX }
The components can be separated as follows:
(a)
(b)
(c)
(d)
(e)
{ 1:
F
01
DABAFIHHXXXX
(f)
}
(a) Block Identifier: The block identifier for a basic header block is always ‘1:’
(b) Application Identifier: The application identifier is always ‘F’
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
(c) Service Identifier: The Service Identifier is always ‘01’
(d) LT Address: This 12-character S.W.I.F.T. address, given in the basic header block, is the address of the sending LT (Logical Terminal). Always ‘DABAFIHHXXXX’
(e) Session Number: Always 4 spaces
(f) Sequence Number (ISN): Always 6 spaces
2.2 Application Header Block (2)
The application header of a S.W.I.F.T. message provides information about the message itself.
The application header describes the type of message, its addressee and how it should be sent.
Normal message:
(a)
(b)
(c)
(d)
(e)
{2:
I
101
BANKBEBXXXX
N}
(a) Block Identifier: The block identifier for an application header block is always ‘2:’
(b) Input/Output Identifier: Always ‘I’.
(c) Message Type: The message type consists of three digits which define the MT number of the message being input. Always ‘101’
(d) Receiver’s Address: This address is the 12-character S.W.I.F.T. address of the receiver of the message, but with a Logical Terminal Code
of ‘X’ (9’th character). It defines the destination to which the message should be sent. The branch code is mandatory and will be validated.
The default of ‘XXX’ may be used, as in the example above (three last digits).
(e) Message Priority: This character defines the priority with which a message is delivered. The possible value is: N = Normal
2.3 Text Block (4)
The text of a S.W.I.F.T. message is given in block 4. An example of the text block in a typical S.W.I.F.T. message follows:
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
{4:<CRLF>
:20:PAYREF-TB54302<CRLF>
:32A:990103EUR1000000,<CRLF>
:50:CUSTOMER NAME<CRLF>
AND ADDRESS<CRLF>
:59:/123-456-789<CRLF>
BENEFICIARY NAME<CRLF>
AND ADDRESS<CRLF>
-}
In the text of a S.W.I.F.T. messages, <CRLF> is a mandatory field delimiter.
2.4 The MT 101 consists of two sequences:
Sequence A General Information is a single occurrence mandatory sequence and contains information to be applied to all individual transactions detailed in sequence B.
Sequence B Transaction Details is a repetitive sequence; each occurrence provides details of one individual transaction. Fields which appear
in both sequences are mutually exclusive.
The general definition of a field format is using the following symbols:
x = any character of the permitted character set
n = digits
a = letters
c = Alphabetic letters (upper case) and digits only
! = fixed length, for ex. 3!a = always 3 letters
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
4*35x = up to 4 lines of up to 35 characters each
[...] = subfield is optional
The permitted character set is as follows:
abcdefghijklmnopqrstuvwxyz
ABCDEFGHIJKLMNOPQRSTUVWXYZ
0123456789
/-?:().,’+{}
Cr Lf Space
Although part of the character set, the curly brackets are permitted as delimiters and cannot be used within the text of message.
Character ”-” is not permitted as the first character of the line. All non permitted characters will be converted to blanks. Lower case characters are converted to upper case characters. Ä and Å will be converted to A, Ö will be converted to O and Ü will be converted to U.
3 MT 101 Format Specifications
Status
Tag
Field Name
Mandatory Sequence A Common Elements
M
20
Sender’s Reference
O
21R
Customer Specified
Reference
O
50L
Instructing Party
O
50H
Ordering Customer
O
52a
Account Servicing Institution
O
51A
Sending Institution
M
30
Requested Execution
Content Options
NO
16x
16x
1
2
35x
/34x 4*35x
A or C
3
4
5
A
6!n
6
7
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
Date
O
25
Authorisation
35x
--------> Mandatory Repetitive Sequence B Transaction Details
M
21
Transaction Refer16x
ence
O
21F
F/X Deal Reference
16x
-------->
O
23E
Instruction Code
4!c [/30x]
--------|
M
32B
Currency/Transaction 3!a15d
Amount
O
50L
Instructing Party
35x
O
50H
Ordering Customer
/34x 4*35x
O
52a
Account Servicing InA or C
stitution
O
56a
Intermediary
A, C or D
O
57a
Account With Institu- A, C or D
tion
M
59
Beneficiary
[/34x] 4*35x
O
70
Remittance Infor4*35
mation
O
77B
Regulatory Reporting
3*35
O
33B
Currency/Original Or- 3!a15d
dered Amount
M
71A
Details of Charges
3!a
O
25A
Charges Account
/34x
O
36
Exchange Rate
12d
--------|
M = Mandatory, O = Optional
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
3.1 MT 101 Network (SWIFT) Validated Rules
C 1 If an exchange rate is given in field 36, the corresponding forex deal must be referenced in field 21F.
Sequence B if field 36 is ...
Sequence B then field 21F is ...
Present
Mandatory
Not present
Optional
C 2 If an exchange rate is given in field 36, the original ordered amount in the original currency must be given in field 33B, and vice-versa
Sequence B if field 33B is ...
Sequence B then field 36 is ...
Present
Mandatory
Not present
Not allowed
Sequence B if field 36 is ...
Sequence B then field 33B is ...
Present
Mandatory
Not present
Not allowed
C 3 If there is only one debit account, the ordering customer must be identified in field 50H of sequence A. Conversely, if multiple debit accounts are used, they must be identified for every transaction in sequence B. Consequently, field 50H must be present in either sequence A
or in each occurrence of sequence B, but must never be present in both sequences, nor be absent from both sequences.
Sequence A if field 50H is ...
Sequence B then field 50H is ...
Present
Not allowed
Not present
Mandatory
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
C 4 Field 50L may be present in either sequence A or in each occurrence of sequence B, but must not be present in both sequences.
Sequence A if field 50L is ...
Sequence B then field 50L is ...
Present
Not allowed
Not present
Optional
C 5 If field 33B is present in sequence B, its currency code must be different from the currency code in field 32B in the same occurrence of
sequence B.
Examples:
Valid
Invalid
:32B:USD1000,
:32B:USD1000,00
:33B:CHF1200,
:33B:USD1000,
:32B:CHF1200,
:32B:CHF1200,
:33B:USD1000,
:33B:CHF1000,00
C 6 Field 52a may be present in either sequence A or in each occurrence of sequence B, but must not be present in both sequences.
Sequence A if field 52a is ...
Sequence B then field 52a is ...
Present
Not allowed
Not present
Optional
C 7 If field 56a is present, field 57a must also be present.
Sequence A if field 56a is ...
Sequence B then field 57a is ...
Present
Mandatory
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
Not present
Optional
3.2 MT101 Field Specifications
1. Field 20: Sender’s Reference
FORMAT
16x
PRESENCE
Mandatory
DEFINITION
This field specifies the reference assigned by the Sender (Danske Bank) to unambiguously identify the message
NETWORK
This field must not start or end with a slash ‘/’ and must not VALIDATED contain
two consecutive slashes ‘//’.
RULES
USAGE RULES
The reference must be unique for each message and is part of the message
identification and transaction identification which is to be used in related queries, cancellations, etc. The Ordering Customer (the customer of Danske Bank)
may also provide this field with his own unique reference for each message.
2. Field 21R Customer Specified Reference
FORMAT
16x
PRESENCE
Optional
DEFINITION
This field specifies the reference to the entire message as signed by eitherthe:
instructing party, when present or
ordering customer, when the instructing party is not present.
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
NETWORK
This field must not start or end with a slash ‘/’ and must not VALIDATED contain
two consecutive slashes ‘//’
RULES
3. Field 50L: Instructing Party
FORMAT
35x
PRESENCE Conditional
(C4)
DEFINITION
This field identifies the customer which is authorised by the account owner/account servicing institution to order all the transactions in the message.
USAGE RULES
This field must only be used when the instructing customer is not also the account owner.
4. Field 50H: Ordering Customer
FORMAT
/34x (Account) 4*35x (Name & Address)
PRESENCE
Conditional (C3)
DEFINITION
This field identifies the account owner whose account is to be debited with all
transactions in sequence B.
USAGE RULES
Both the account number of the ordering customer at the Receiver or account
servicing institution and the name of the ordering customer (name and address)
must be present .
5. Field 52a: Account Servicing Institution
FORMAT
Option A
[/1!a][/34x] (Party Identifier) 4!a2!a2!c[3!c]
(BIC, Bank Identifier Code)
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
Option C
/34x (Party Identifier)
PRESENCE
Conditional (C6)
DEFINITION
This field specifies the
Account Servicing Institution, when other
than the Receiver,
which services the account of theAccount
Owner to be debited.
CODES
Party Identifier may be
used to indicate a national clearing system
code. The following
codes may be used
preceded by a double
slash (‘//’):
With option A
AT
5!n
Austrian Bankleitzahl
AU
6!n
Australian Bank State Branch (BSB)
BL
8!n
German Bankleitzahl
CC
9!n
Canadian Payments Association
Payment Routing Number
ES
8..9n
Spanish Domestic Interbanking Code
FW
without the
9
Pay by Fedwire
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
digit code
IT
11..23x
RT
SC
Italian Domestic Identific ation Code
Real Time Clearing System
6!n
CHAPS Branch Sort Code
AT
5!n
Austrian Bankleitzahl
AU
6!n
Australian Bank State Branch (BSB) Code
BL
8!n
German Bankleitzahl
CC
9!n
Canadian Payments Association
With option C:
Payment Routing Number
CH
6!n
CHIPS Universal Identifier
CP
4!n
CHIPS Participant Identifier
ES
8..9n
Spanish Domestic Interbanking Code
FW
9!n
Fedwire Routing Number
IT
11..23x
Italian Domestic Ident ification Code
RT
Real Time Clearing System
SC
6!n
CHAPS Branch Sort Code
SW
3..5n
Swiss Clearing Code (BC code)
SW
6!n
Swiss Clearing Code (SIC code)
USAGE RULES
The coded information contained in field 52a
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
should be meaningful to the Receiver of the message.
Option A is the preferred option.
If the account servicing institution cannot be identified by a BIC, option C should be used containing
a 2!a clearing system code preceded by a double
slash ‘//’.
6. Field 51A: Sending Institution
FORMAT
Option A
[/1!a][/34x]
(Party Identifier)
4!a2!a2!c[3!c]
(BIC)
PRESENCE
Not used
DEFINITION
This field identifies
the Sender of the
message.
7. Field 30: Requested Execution Date
FORMAT
6!n (Date)
PRESENCE
Mandatory
DEFINITION
This field specifies the date on which all subsequent
transactions should be initiated by the executing bank.
NETWORK Date must be a valid date expressed as YYMMDD.
VALIDATED
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
RULES
USAGE RULES
8. Field 25: Authorisation
FORMAT
This is the date on which the ordering customer’s account(s) is (are) to be debited.
35x
PRESENCE
Optional
DEFINITION
This field specifies additional security provisitions, e.g. a digital signature, between the ordering customer/instructing party and the account servicing financial institution.
9. Field 21: Transaction Reference
FORMAT
16x
PRESENCE
Mandatory
DEFINITION
This field specifies the unambiguous reference for the individual trans action contained in a particular occurrence of sequence B.
NETWORK
This field must not start or end with a slash ‘/’ and must not contain two consecutive slashes ‘//’
VALIDATED
RULES
USAGE RULES
In transaction specific queries, cancellations, etc., the Sender’s reference together with the content of this field provides the transaction identification.
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
10. Field 21F: F/X Deal Reference
FORMAT
16x
PRESENCE
Conditional (C1)
DEFINITION
This field specifies the foreign exchange contract reference between the ordering customer and the account servicing financial institution.
NETWORK
This field must not start or end with a slash ‘/’ and must not contain two consecutive slashes ‘//’
VALIDATED
RULES
11. Field 23E: Instruction Code
FORMAT
4!c[/30x] (Instruction Code)(Additional Information)
PRESENCE
Optional
DEFINITION
This field specifies instructions for the account servicer of the ordering customer.
CODES
One of the following codes must be used.
CHQB
This transaction contains a request that the beneficiary be paid via issuance of a
cheque.
CORT
This transaction contains a payment that is made in settlement of a trade, e.g., foreign exchange deal, securities transaction.
INTC
This transaction contains an intra-company payment, i.e. a payment between two
companies belonging to the same group.
NETS
This transaction contains a payment that should be settled via a net settlement system, if available.
RTGS
This transaction contains a payment that should be settled via a real time gross set-
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
tlement system, if available
URGP
This transaction contains a time sensitive payment which should be executed in an
expeditious manner.
PHON
This transaction requires the beneficiary to be contacted by telephone and should be
followed by the appropriate telephone number. This code is meant for the last financial Institution in the chain.
OTHR
Used for bilaterally agreed codes/information. The actual bilateral code/information
needs to be specified in the Additiona Information.
NETWORK
Additional Information must be used only in combination with PHON
VALIDATED
and OTHR
RULES
When field 23E is used more than once, the following combinations are not allowed :
CHQB with URGP
CHQB with RTGS
CHQB with NETS
CHQB with PHON
NETS with RTGS.
12. Field 32B: Currency/Transaction Amount
FORMAT
3!a15d (Currency) (Amount)
PRESENCE
Mandatory
DEFINITION
This field specifies the currency and the amount of the subsequent transfer to be executed by the Receiver.
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
NETWORK
Currency must be a valid ISO 4217 currency code.
VALIDATED
RULES
The integer part of Amount must contain at least one digit. A decimal comma is
mandatory and is included in the maximum length. The number of digits following the
comma must not exceed the maximum number allowed for that specific currency.
USAGE RULES
The amount is subject to deduction of the Receiver’s/beneficiary bank’s charges if
field 71A is BEN or SHA.
13. Field 50L: Instructing Party
FORMAT
35x
PRESENCE
Conditional (C4)
DEFINITION
This field identifies the customer which is authorised by the account owner/account
servicing institution to order all the transactions in this particular occurrence of sequence B.
USAGE RULES
This field must only be used when the instructing customer is not also the account
owner.
14. Field 50H: Ordering Customer
FORMAT
/34x (Account) 4*35x (Name & Address)
PRESENCE
Conditional (C3)
DEFINITION
This field specifies the ordering customer which is the account owner ordering the
transaction in the same occurrence of the sequence.
USAGE RULES
Both the account number of the ordering customer at the Receiver or account servicing institution and the name of the ordering customer (name and address) must be
present.
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
15. Field 52a: Account Servicing Institution
FORMAT
Option A [/1!a][/34x] (Party Identifier) 4!a2!a2!c[3!c] (BIC)
Option C /34x (Party Identifier)
PRESENCE
Conditional (C6)
DEFINITION
This field specifies the Account Servicing Institution, when other than the Receiver, which services the account of the account owner to be debited.
CODES
Party Identifier may be used to indicate a national clearing system code. The following codes may be used preceded by a double slash (‘//’):
with option A
AT
5!n
Austrian Bankleitzahl
AU
6!n
Australian Bank State Branch (BSB)
BL
8!n
German Bankleitzahl
CC
9!n
Canadian Payments Association
Payment Routing Number
ES
8..9n
Spanish Domestic Interbanking Code
FW
without the
9 digit code
Pay by Fedwire
IT
11..23x
Italian Domestic Identification Code
RT
SC
Real Time Clearing System
6!n
CHAPS Branch Sort Code
5!n
Austrian Bankleitzahl
with option C:
AT
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
AU
6!n
Australian Bank State Branch (BSB) Code
BL
8!n
German Bankleitzahl
CC
9!n
Canadian Payments Association Payment Routing Number
CH
6!n
CHIPS Universal Identifier
CP
4!n
CHIPS Participant Identifier
ES
8..9n
Spanish Domestic Interbanking Code
FW
9!n
Fedwire Routing Number
IT
11..23x
Italian Domestic Identification Code
RT
Real Time Clearing System
SC
6!n
CHAPS Branch Sort Code
SW
3..5n
Swiss Clearing Code (BC code)
SW
6!n
Swiss Clearing Code (SIC code)
USAGE RULES
The coded information contained in field 52a should be meaningful
to the Receiver of the message.
Option A is the preferred option.
If the account servicing institution cannot be identified by a BIC, option C should be used containing a 2!a clearing system code preceded by a double slash ‘//’.
16. Field 56a: Intermediary
FORMAT
Option A [/1!a][/34x]
(Party Identifier)
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
4!a2!a2!c[3!c]
(BIC)
Option
C /34x
(Party Identifier)
Option D
[/1!a][/34x]
(Party Identifier)’
4*35x
(Name & Address)
PRESENCE
Optional
DEFINITION
This field specifies the financial Institution between the Receiver and
the account with institution, through which the
transaction must pass.
CODES Party Identifier
may be used to indicate a
national clearing system
code. The following codes
may be used preceded by
a double slash (‘//’):
With option A
AT
5!n
Austrian Bankleitzahl
AU
6!n
Australian Bank State Branch (BSB)
BL
8!n
German Bankleitzahl
CC
9!n
Canadian Payments Association
Payment Routing Number
ES
8..9n
Spanish Domestic Interbanking Code
FW
without the 9
Pay by Fedwire
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
digit code
IT
11..23x
RT
SC
Italian Domestic Identification Code
Real Time Clearing System
6!n
CHAPS Branch Sort Code
AT
5!n
Austrian Bankleitzahl
AU
6!n
Australian Bank State Branch (BSB) Code
BL
8!n
German Bankleitzahl
CC
9!n
Canadian Payments Association
With option C:
Payment Routing Number
CH
6!n
CHIPS Universal Identifier
CP
4!n
CHIPS Participant Identifier
ES
8..9n
Spanish Domestic Interbanking Code
FW
9!n
Fedwire Routing Number
IT
11..23x
Italian Domestic Identification Code
RT
Real Time Clearing System
SC
6!n
CHAPS Branch Sort Code
SW
3..5n
Swiss Clearing Code (BC code)
SW
6!n
Swiss Clearing Code (SIC code)
USAGE RULES
The intermediary may be a branch or affiliate of the Receiver or the account with institu-
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
tion, or an entirely different financial institution. When one of the codes //FW (with or
without the 9-digit number),//AU, //SC, //CP or //RT is used, it should appear only once
and in the first of the fields 56a and 57a of the payment instruction. When it is necessary
that an incoming S.W.I.F.T. payment be made to the party in this field via Fedwire, US
banks require that the code FW appears in the optional Party Identifier of field 56a or
57a. When it is necessary that an incoming S.W.I.F.T. payment be made to the intermediary or the account with institution via a real-time gross settlement system (RTGS), the
code //RT should appear in the optional Party Identifier of field 56a or 57a.
Option A is the preferred option.
If the intermediary cannot be identified by a BIC, option C should be used containing a 2!a
clearing system code preceded by a double slash ‘//’.
Option D must only be used when there is a need to be able to specify a name and address, e.g., due to regulatory considerations.
17. Field 57a: Account With Institution
FORMAT
Option A
[/1!a][/34x] Party Identifier)
4!a2!a2!c[3!c] (BIC)
Option C
/34x
Option D [/1!a][/34x]
(Party Identifier)
Party Identifier)
4*35x
PRESENCE
Conditional
DEFINITION
This field specifies the financial institution, when other than the Receiver, which
services the account for the beneficiary customer.
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
CODES
Party Identifier may be used to indicate a national clearing system code.
The following codes may be used preceded by a double slash (‘//’):
With option A :
AT
5!n
Austrian Bankleitzahl
AU
6!n
Australian Bank State Branch (BSB)
BL
8!n
German Bankleitzahl
CC
9!n
Canadian Payments Association
Payment Routing Number
ES
8..9n
Spanish Domestic Interbanking Code
FW
without the 9
Pay by Fedwire
digit code
IT
11..23x
RT
SC
Italian Domestic Identification Code
Real Time Clearing System
6!n
CHAPS Branch Sort Code
AT
5!n
Austrian Bankleitzahl
AU
6!n
Australian Bank State Branch (BSB) Code
BL
8!n
German Bankleitzahl
CC
9!n
Canadian Payments Association
With options C
and D:
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
Payment Routing Number
CH
6!n
CHIPS Universal Identifier
CP
4!n
CHIPS Participant Identifier
ES
8..9n
Spanish Domestic Interbanking Code
FW
9!n
Fedwire Routing Number
IT
11..23x
Italian Domestic Identification Code
RT
Real Time Clearing System
SC
6!n
CHAPS Branch Sort Code
SW
3..5n
Swiss Clearing Code (BC code)
SW
6!n
Swiss Clearing Code (SIC code)
USAGE RULES
When one of the codes //FW (with or without the 9-digit number), //AU, //SC, //CP or
//RT is used, it should appear only once and in the first of the fields 56a and 57a of the
payment instruction. When it is necessary that an incoming S.W.I.F.T. payment be made
to the party in this field via Fedwire, US banks require that the code FW appears in the
optional Party Identifier of field 56a or 57a. When it is necessary that an incoming
S.W.I.F.T. payment be made to the intermediary or the account with institution via a realtime gross settlement system (RTGS), the code //RT should appear in the optional Party
Identifier of field 56a or 57a.
Option A is the preferred option.If the account with institution cannot be identified by a
BIC, option C should be used containing a 2!a clearing system code preceded by A double slash ‘//’.
Option D must only be used when there is a need to be able to specify a name and address, e.g., due to regulatory considerations.
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
18. Field 59: Beneficiary
FORMAT
[/34x] (Account)
4*35x (Name & Address)
PRESENCE
Mandatory
DEFINITION
This field identifies the beneficiary of the subsequent operation from the particular occurrence of sequence B.
19. Field 70: Remittance Information
FORMAT
4*35x (Narrative)
PRESENCE
Optional
DEFINITION
This field specifies details of the individual transactions which are to be transmitted to
the beneficiary customer.
20. Field 77B: Regulatory Reporting
FORMAT
3*35x (Narrative)
In addition to narrative text, the following line formats may be used:
Line 1 /8a/2!a[//additional information] (Code)(Country)
(Narrative)
Line 2-6 [//continuation of additional information
(Narrative)
PRESENCE
Optional
DEFINITION
This field specifies code(s) for the statutory and/or regulatory information required
by the authorities in the country of Receiver or Sender/originating customer.
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
The information required is covered by a pre-established bilateral agreement between the Receiver and the Ordering Customer, and between the Ordering Customer
and the Sender.
CODES
When the residence of either the ordering customer or beneficiary customer is to be
identified, the following codes may be used:
ORDERRES Residence of ordering customer
BENEFRES Residence of beneficiary customer
USAGE RULES
Country consists of the ISO country code of the country of residence of the ordering
customer or beneficiary customer.
The information required is covered by a pre-established bilateral agreement between the Receiver and the ordering customer, and between the ordering customer
and the Sender.
The information specified must not have been explicitly conveyed in another field.
21. Field 33B: Currency/Original Ordered Amount
FORMAT
3!a15D (Currency) (Amount)
PRESENCE
Conditional (C2)
DEFINITION
This field specifies the original currency and amount as specified by the Ordering Customer.
NETWORK
Currency must be a valid ISO 4217 currency code.
VALIDATED
RULES
The integer part of Amount must contain at least one digit. A decimal comma is mandatory and is included in the maximum length. The number of digits following the comma
must not exceed the maximum number allowed for the specified currency.
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
USAGE RULES
22. Field 71A: Details of Charges
FORMAT
This field is used when the currency and amount are different from those specified in
field 32B.
3!a (Code)
PRESENCE
Mandatory
DEFINITION
This field specifies which party will bear the applicable charges for the subsequent
transfer of funds.
VALUES
One of the following code words must be used:
OUR All transaction charges are to be borne by the ordering customer
SHA All transaction charges other than the charges of the fi nancial institution servicing the ordering customer ac count are borne by the beneficiary customer.
BEN All transaction charges are to be borne by the beneficiary Customer
USAGE RULES
23. Field 25A: Charges Account
FORMAT
These charge code words cover potential charges associated with the sending of a
subsequent MTs 100, 102,103. Charges for sending the MT101 should be handled
outside of this message type.
/ 34x (Account)
PRESENCE
Optional
DEFINITION
This field specifies the ordering customer’s account number to which applicable
transaction charges should be separately applied.
USAGE RULES
When used, the account number must be different from the account number specified
in field 50H.
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7
24. Field 36: Exchange Rate
FORMAT
12d (Rate)
PRESENCE
Conditional (C2)
DEFINITION
This field specifies the exchange rate applied by the ordering customer/ instructing
party when converting the original ordered amount to the transaction amount.
NETWORK
The integer part of Rate must contain at least one digit. A decimal
VALIDATED
comma is mandatory and is included in the maximum length.
RULES
Danske Bank plc
Registered domicile and address Helsinki,
Hiililaiturinkuja 2, FI-00075 DANSKE BANK. Finland.
Business ID 1730744-7