CUT-OFF TIMES FOR OUTGOING FOREIGN PAYMENTS Valid from 1.6.2015 Payment order EUR (in EU/EEA-area) 6.30 p.m. on the banking day prior to the value day*** Other currencies 6.30 p.m. two banking days prior to the value date*** Danske Payment* Without exchange of currency EUR and other EU/EEA currencies** 6.30 p.m. on the value date*** Other currencies 6.30 p.m. two banking days prior to the value date*** Danske Payment* With exchange of currency EUR 6.30 p.m. on the value date*** Other currencies 6.30 p.m. two banking days prior to the value date*** EUR, USD, GBP, DKK, NOK, SEK**** 4.30 p.m. on the value date BGN, CHF, CZK, HUF, ISK, PLN, RON, HRK 12.00 a.m. on the value date Other currencies 4.30 p.m. on the banking day prior to the value day All currencies except RUB (Finland, Sweden, Norway, Denmark, UK, Ireland, Germany, Poland and Luxembourg) 7.30 p.m. on the value date*** All currencies except RUB (Estonia, Latvia, Lithuania and Russia) Like Intra-company payment outside the Danske Bank Group Intra-company payment within the Danske Bank Group RUB 11.30 a.m. on the value date (winter time) 12.30 p.m. on the value date (summer time) Intra-company payment/Capital transfer outside the Danske Bank Group EUR, USD, GBP, DKK, NOK, SEK**** 4.30 p.m. on the value date BGN, CHF, CZK, HUF, ISK, PLN, RON, HRK 12.00 a.m. on the value date Other currencies 4.30 p.m. on the banking day prior to the value date Urgent payment order Intra-company payment within the Danske Bank Group * Danske Payment is created automatically, when payer’s and payee’s accounts are at Danske Bank Group (Finland, Sweden, Norway, Denmark, Estonia, Latvia, Lithuania, UK, Ireland, Germany, Poland, Luxembourg and Russia). ** For transfers to Danske Bank entities in Estonia, Latvia, Lithuania, Germany and Russia the cut-off time for EUR, GBP, DKK, NOK and SEK is 4.30 p.m. and for BGN, CHF, CZK, HUF, ISK, PLN , RON and HRK 12.00 a.m. *** Should payment instructions include the field ‘Advice to the bank’, it is to be forwarded to the bank by 4.30 p.m. **** For DKK, the cut-off time is 2.00 p.m., if payee’s bank does not hold an account with Danske Bank. Page 1 of 2 Danske Bank Plc Registered domicile and address Helsinki Hiililaiturinkuja 2, FI-00075 DANSKE BANK, Finland Business ID 1730744-7 CUT-OFF TIMES FOR INCOMING FOREIGN PAYMENTS Valid from 1.6.2015 Payment order Danske Payment* EUR 5.00 p.m. on the value date USD 4.00 p.m. on the value date Other EU/EEA currencies** 2.45 p.m. on the value date Other currencies 2.45 p.m. on the banking day prior to the value date EU/EEA currencies and USD 6.30 p.m. on the value date All currencies 6.30 p.m. on the banking day prior to the value date 7.30 p.m. on the value date EUR 5.00 p.m. on the value date USD 4.00 p.m. on the value date Other EU/EEA currencies** 14.45 p.m. on the value date Other currencies 14.45 p.m. on the banking day prior to the value date EUR 5.00 p.m. two banking days prior to the value date USD 4.00 p.m. two banking days prior to the value date Other EU/EEA currencies** 14.45 p.m. two banking days prior to the value date Other currencies 14.45 p.m. two banking days prior to the value date Other currencies Intra-company payment within the Danske Bank Group Intra-company payment/Capital transfer outside the Danske Bank Group Without exchange of currency Intra-company payment/Capital transfer outside the Danske Bank Group With exchange of currency * Danske Payment is created automatically, when payer’s and payee’s accounts are at Danske Bank Group (Finland, Sweden, Norway, Denmark, Estonia, Latvia, Lithuania, UK, Ireland, Germany, Poland, Luxembourg and Russia). ** GBP, NOK, SEK, DKK, ISK, BGN, CZK, HUF, PLN, RON, CHF, HRK Page 2 of 2 Danske Bank Plc Registered domicile and address Helsinki Hiililaiturinkuja 2, FI-00075 DANSKE BANK, Finland Business ID 1730744-7