March 1, 2016 NYSE: WMT WAL-MART STORES INC BUY A+ A A- HOLD B+ B Annual Dividend Rate $1.96 B- C+ C Annual Dividend Yield 2.95% SELL C- D+ D D- Beta 0.20 WMT BUSINESS DESCRIPTION Wal-Mart Stores, Inc. operates retail stores in various formats worldwide. The company operates through three segments: Walmart U.S., Walmart International, and Sam's Club. STOCK PERFORMANCE (%) 3 Mo. Price Change 10.76 E E- Market Capitalization $212.4 Billion Sector: Consumer Non-Discretionary Weekly Price: (US$) E+ F BUY RATING SINCE TARGET PRICE 52-Week Range $56.30-$84.16 Sub-Industry: Hypermarkets & Super Centers SMA (50) 02/23/2016 $76.62 Price as of 2/29/2016 $66.34 Source: S&P SMA (100) 1 Year 2 Years 90 85 80 TARGET PRICE $76.62 TARGET TARGETPRICE PRICE$76.62 $76.62 TARGET PRICE $76.62 1 Yr. -20.96 3 Yr (Ann) -2.14 12 Mo. -0.73 -10.20 -8.42 3 Yr CAGR 0.95 -4.74 -3.02 75 70 65 GROWTH (%) Last Qtr -1.45 -7.90 -6.54 Revenues Net Income EPS RETURN ON EQUITY (%) WMT Q4 2015 18.24 Q4 2014 19.88 Q4 2013 20.87 60 55 Rating History BUY Ind Avg 18.37 16.32 17.50 S&P 500 12.28 14.59 13.97 HOLD Volume in Millions 200 100 2015 0 2016 COMPUSTAT for Price and Volume, TheStreet Ratings, Inc. for Rating History P/E COMPARISON RECOMMENDATION We rate WAL-MART STORES INC (WMT) a BUY. This is driven by a few notable strengths, which we believe should have a greater impact than any weaknesses, and should give investors a better performance opportunity than most stocks we cover. The company's strengths can be seen in multiple areas, such as its attractive valuation levels and largely solid financial position with reasonable debt levels by most measures. We feel its strengths outweigh the fact that the company has had somewhat weak growth in earnings per share. 14.52 19.65 21.31 WMT Ind Avg S&P 500 HIGHLIGHTS The debt-to-equity ratio is somewhat low, currently at 0.62, and is less than that of the industry average, implying that there has been a relatively successful effort in the management of debt levels. Even though the company has a strong debt-to-equity ratio, the quick ratio of 0.22 is very weak and demonstrates a lack of ability to pay short-term obligations. EPS ANALYSIS¹ ($) 2013 2014 Q4 1.43 Q3 1.03 Q2 1.08 Q1 1.03 Q4 1.53 Q3 1.15 Q2 1.21 Q1 1.10 Q4 1.34 Q3 1.14 Q2 1.24 Q1 1.14 Regardless of the drop in revenue, the company managed to outperform against the industry average of 9.6%. Since the same quarter one year prior, revenues slightly dropped by 1.4%. The declining revenue appears to have seeped down to the company's bottom line, decreasing earnings per share. The change in net income from the same quarter one year ago has exceeded that of the S&P 500 and the Food & Staples Retailing industry average. The net income has decreased by 7.9% when compared to the same quarter one year ago, dropping from $4,966.00 million to $4,574.00 million. 2015 NA = not available NM = not meaningful 1 Compustat fiscal year convention is used for all fundamental data items. The gross profit margin for WAL-MART STORES INC is currently lower than what is desirable, coming in at 27.07%. Regardless of WMT's low profit margin, it has managed to increase from the same period last year. Despite the mixed results of the gross profit margin, WMT's net profit margin of 3.52% compares favorably to the industry average. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: March 1, 2016 PAGE 1 March 1, 2016 NYSE: WMT WAL-MART STORES INC Sector: Consumer Non-Discretionary Hypermarkets & Super Centers Source: S&P Annual Dividend Rate $1.96 Annual Dividend Yield 2.95% PEER GROUP ANALYSIS 15% REVENUE GROWTH AND EBITDA MARGIN* RAD PSMT V FA AB OR WMT IMKTA CASY R VO FA LE AB -30% UN Revenue Growth (TTM) CNCO CBD 2% 10% EBITDA Margin (TTM) Companies with higher EBITDA margins and revenue growth rates are outperforming companies with lower EBITDA margins and revenue growth rates. Companies for this scatter plot have a market capitalization between $470.3 Million and $212.4 Billion. Companies with NA or NM values do not appear. *EBITDA – Earnings Before Interest, Taxes, Depreciation and Amortization. 15% REVENUE GROWTH AND EARNINGS YIELD PSMT RAD V FA CVS LE WMT CASY R VO FA LE AB -30% UN Revenue Growth (TTM) Price as of 2/29/2016 $66.34 INDUSTRY ANALYSIS Food and staples retailing is the second largest segment of the consumer staples industry and includes wholesale food distribution, grocery retaining, specialty food stores, and drugstores. Major players are Wal-Mart Stores (WMT), CVS Caremark (CVS), Walgreen Co (WAG), Sysco (SYY), Kroger (KR), Supervalu (SVU), Safeway (SWY), and Whole Foods Market (WFM), all of which possess unique operational models. The industry is defensive and characterized by stable growth. Demand for basic products remains stable regardless of economic conditions. Commodity pricing pressures are being offset by corporate restructurings, which are helping to maintain margins. During periods of weak growth, the industry tends to outperform. The Food and Drug Administration (FDA) is the regulatory body for food manufacturers and drug retailers. Regulation begins at the initial phases of development and continues through the manufacturing phase and down the supply chain. Law makers are considering legislation to prohibit Canadian pharmacies from selling prescription drugs to US mail-order customers in order to help domestic pharmacies. Prescription drugs account for approximately 10% of the total US medical bill. Also, Medicare favors generic drugs and in doing so influences industry participants. In the wake of our recent recession, consumer preference has shifted towards cost-effective choices such as discount groceries. Lifestyle drugs have been hit hardest. However, baby boomers are now propelling growth in the drugstore segment, which is expected to expand within the consumer staples industry. Increased pharmacy traffic is not necessarily a profit driver, but it triggers impulse purchase of general merchandise and services. The industry’s dependable revenue and low beta are commendable during an economic recession, but two factors will curtail long-run performance, rising raw material costs and high valuations. Food and staples retailing remains a stable business, but demand for food products is limited by the small annual US population growth. PEER GROUP: Food & Staples Retailing IMKTA ANDE CNCO -5% 52-Week Range $56.30-$84.16 AB OR KR COST Market Capitalization $212.4 Billion Food distributors maintain a specific product mix. Grocery stores are usually locally owned and have a fixed client base. They record average annual revenue of $14 million. Supermarkets rely on a distribution network to survive as they do not have enough space to store goods. Specialty stores use merchandising to attract foot traffic. Drugstores focus on prescription customers and sell over-the-counter (OTC) drugs, health and beauty aids, greeting cards, photo-finishing services, and general merchandise. LE COST KR CVS Beta 0.20 CBD 25% Earnings Yield (TTM) Companies that exhibit both a high earnings yield and high revenue growth are generally more attractive than companies with low revenue growth and low earnings yield. Companies for this scatter plot have revenue growth rates between -25.7% and 11.6%. Companies with NA or NM values do not appear. Ticker WMT RAD ANDE COST CNCO IMKTA CASY KR PSMT CBD CVS Company Name WAL-MART STORES INC RITE AID CORP ANDERSONS INC COSTCO WHOLESALE CORP CENCOSUD SA INGLES MARKETS INC CASEYS GENERAL STORES INC KROGER CO PRICESMART INC CIA BRASILEIRA DE DISTRIB CVS HEALTH CORP Recent Price ($) 66.34 7.95 26.85 150.03 6.57 33.73 105.57 39.91 77.26 10.49 97.17 Market Cap ($M) 212,414 8,319 773 65,980 6,195 470 4,118 38,901 2,347 1,742 106,740 Price/ Earnings 14.52 4.21 NM 28.10 34.58 11.92 18.75 19.81 25.33 12.34 20.99 Net Sales TTM ($M) 482,130.00 29,314.45 4,198.50 116,553.00 16,392.42 3,765.26 7,299.01 108,872.00 2,858.31 18,427.60 153,290.00 Net Income TTM ($M) 14,694.00 1,934.88 -13.07 2,361.00 184.87 57.29 221.50 1,998.00 92.15 219.66 5,237.00 The peer group comparison is based on Major Hypermarkets & Super Centers companies of comparable size. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: March 1, 2016 PAGE 2 March 1, 2016 NYSE: WMT WAL-MART STORES INC Sector: Consumer Non-Discretionary Hypermarkets & Super Centers Source: S&P Annual Dividend Rate $1.96 Annual Dividend Yield 2.95% Beta 0.20 Market Capitalization $212.4 Billion 52-Week Range $56.30-$84.16 Price as of 2/29/2016 $66.34 COMPANY DESCRIPTION Wal-Mart Stores, Inc. operates retail stores in various formats worldwide. The company operates through three segments: Walmart U.S., Walmart International, and Sam's Club. It operates discount stores, supermarkets, supercenters, hypermarkets, warehouse clubs, cash and carry stores, home improvement stores, specialty electronics stores, restaurants, apparel stores, drug stores, and convenience stores, as well as retail Websites, such as walmart.com and samsclub.com. The company's stores offer meat, produce, deli, bakery, dairy, frozen foods, alcoholic and nonalcoholic beverages, and floral and dry grocery; health and beauty aids, baby products, household chemicals, paper goods, and pet supplies; electronics, toys, cameras and supplies, photo processing services, cellular phones, cellular service plan contracts and prepaid services, movies, music, video games, and books; and pharmacy, optical, over-the-counter drugs, and clinical services. Its merchandise also include stationery, automotive accessories, hardware and paint, sporting goods, fabrics and crafts, and seasonal merchandise; apparel for women, girls, men, boys, and infants, as well as shoes, jewelry, and accessories; and home furnishings, housewares and small appliances, bedding, home decor, outdoor living, and horticulture products. The company also provides financial services and related products, including money orders, prepaid cards, wire transfers, money transfers, check cashing, and bill payment. In addition, it offers brand name merchandise, including hardgoods, softgoods, and selected private-label items, such as Member's Mark and its own proprietary brands, such as Daily Chef and Simply Right. Further, the company operates banks that provide consumer financing programs. As of January 15, 2016, it operated 11,600 stores under 72 banners in 28 countries and eCommerce Websites in 11 countries. The company was founded in 1945 and is headquartered in Bentonville, Arkansas. STOCK-AT-A-GLANCE Below is a summary of the major fundamental and technical factors we consider when determining our overall recommendation of WMT shares. It is provided in order to give you a deeper understanding of our rating methodology as well as to paint a more complete picture of a stock's strengths and weaknesses. It is important to note, however, that these factors only tell part of the story. To gain an even more comprehensive understanding of our stance on the stock, these factors must be assessed in combination with the stock’s valuation. Please refer to our Valuation section on page 5 for further information. WAL-MART STORES INC 702 SW 8th Street Bentonville, AR 72716 USA Phone: 479-273-4000 http://www.walmart.com THESTREET RATINGS RESEARCH METHODOLOGY FACTOR SCORE 3.5 Growth out of 5 stars weak Measures the growth of both the company's income statement and cash flow. On this factor, WMT has a growth score better than 60% of the stocks we rate. strong 3.0 Total Return out of 5 stars weak Measures the historical price movement of the stock. The stock performance of this company has beaten 50% of the companies we cover. strong 4.5 Efficiency out of 5 stars weak Measures the strength and historic growth of a company's return on invested capital. The company has generated more income per dollar of capital than 80% of the companies we review. strong 4.0 Price volatility out of 5 stars weak Measures the volatility of the company's stock price historically. The stock is less volatile than 70% of the stocks we monitor. strong 5.0 Solvency out of 5 stars weak Measures the solvency of the company based on several ratios. The company is more solvent than 90% of the companies we analyze. strong 4.0 Income out of 5 stars weak Measures dividend yield and payouts to shareholders. The company's dividend is higher than 70% of the companies we track. strong TheStreet Ratings' stock model projects a stock's total return potential over a 12-month period including both price appreciation and dividends. Our Buy, Hold or Sell ratings designate how we expect these stocks to perform against a general benchmark of the equities market and interest rates. While our model is quantitative, it utilizes both subjective and objective elements. For instance, subjective elements include expected equities market returns, future interest rates, implied industry outlook and forecasted company earnings. Objective elements include volatility of past operating revenues, financial strength, and company cash flows. Our model gauges the relationship between risk and reward in several ways, including: the pricing drawdown as compared to potential profit volatility, i.e.how much one is willing to risk in order to earn profits; the level of acceptable volatility for highly performing stocks; the current valuation as compared to projected earnings growth; and the financial strength of the underlying company as compared to its stock's valuation as compared to projected earnings growth; and the financial strength of the underlying company as compared to its stock's performance. These and many more derived observations are then combined, ranked, weighted, and scenario-tested to create a more complete analysis. The result is a systematic and disciplined method of selecting stocks. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: March 1, 2016 PAGE 3 March 1, 2016 NYSE: WMT WAL-MART STORES INC Sector: Consumer Non-Discretionary Hypermarkets & Super Centers Source: S&P Annual Dividend Rate $1.96 Annual Dividend Yield 2.95% Consensus EPS Estimates² ($) IBES consensus estimates are provided by Thomson Financial 0.88 4.14 E 4.30 E Q1 FY16 2017(E) 2018(E) Market Capitalization $212.4 Billion 52-Week Range $56.30-$84.16 Price as of 2/29/2016 $66.34 FINANCIAL ANALYSIS WAL-MART STORES INC's gross profit margin for the fourth quarter of its fiscal year 2015 is essentially unchanged when compared to the same period a year ago. Sales and net income have dropped, however the growth has outpaced the average competitor within the industry. WAL-MART STORES INC has very weak liquidity. Currently, the Quick Ratio is 0.22 which clearly shows a lack of ability to cover short-term cash needs. The company's liquidity decreased from the same period a year ago, despite already having very weak liquidity to begin with. This would indicate deteriorating cash flow. During the same period, stockholders' equity ("net worth") has remained virtually unchanged only decreasing by 1.04% from the same quarter last year. The key liquidity measurements indicate that the company is in a position in which financial difficulties could develop in the near future. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com. INCOME STATEMENT Net Sales ($mil) EBITDA ($mil) EBIT ($mil) Net Income ($mil) Beta 0.20 Q4 FY15 129,667.00 9,073.00 6,642.00 4,574.00 Q4 FY14 131,565.00 10,526.00 8,234.00 4,966.00 Q4 FY15 8,705.00 199,581.00 50,034.00 80,546.00 Q4 FY14 9,135.00 203,706.00 50,381.00 81,394.00 Q4 FY15 27.07% 6.99% 5.12% 2.42 7.36% 18.24% Q4 FY14 26.41% 8.00% 6.26% 2.38 8.03% 19.88% Q4 FY15 0.93 0.38 NA NA Q4 FY14 0.97 0.38 636.00 12.95 Q4 FY15 3,170 0.49 1.43 25.41 NA 12,362,761 Q4 FY14 3,228 0.48 1.53 25.22 NA 12,064,526 BALANCE SHEET Cash & Equiv. ($mil) Total Assets ($mil) Total Debt ($mil) Equity ($mil) PROFITABILITY Gross Profit Margin EBITDA Margin Operating Margin Sales Turnover Return on Assets Return on Equity DEBT Current Ratio Debt/Capital Interest Expense Interest Coverage SHARE DATA Shares outstanding (mil) Div / share EPS Book value / share Institutional Own % Avg Daily Volume 2 Sum of quarterly figures may not match annual estimates due to use of median consensus estimates. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: March 1, 2016 PAGE 4 March 1, 2016 NYSE: WMT WAL-MART STORES INC Sector: Consumer Non-Discretionary Hypermarkets & Super Centers Source: S&P Annual Dividend Rate $1.96 Annual Dividend Yield 2.95% RATINGS HISTORY Our rating for WAL-MART STORES INC was recently upgraded from Hold to Buy on 2/23/2016. As of 2/29/2016, the stock was trading at a price of $66.34 which is 21.2% below its 52-week high of $84.16 and 17.8% above its 52-week low of $56.30. BUY: $66.48 HOLD: $64.47 BUY: $74.70 2 Year Chart Price/Earnings $70 1 2 3 premium 5 1 2 3 4 5 Price reflects the closing price as of the date listed, if available RATINGS DEFINITIONS & DISTRIBUTION OF THESTREET RATINGS Price/Book 32.34% Buy - We believe that this stock has the opportunity to appreciate and produce a total return of more than 10% over the next 12 months. 34.97% Hold - We do not believe this stock offers conclusive evidence to warrant the purchase or sale of shares at this time and that its likelihood of positive total return is roughly in balance with the risk of loss. 32.69% Sell - We believe that this stock is likely to decline by more than 10% over the next 12 months, with the risk involved too great to compensate for any possible returns. TheStreet Ratings 14 Wall Street, 15th Floor New York, NY 10005 www.thestreet.com Research Contact: 212-321-5381 Sales Contact: 866-321-8726 1 2 3 premium 4 5 1 2 premium 3 4 5 3 4 5 discount WMT 7.68 Peers 11.63 • Discount. The P/CF ratio, a stock’s price divided by the company's cash flow from operations, is useful for comparing companies with different capital requirements or financing structures. • WMT is trading at a significant discount to its peers. Price to Earnings/Growth 1 2 3 premium 4 5 discount WMT NM Peers 3.73 • Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. • WMT's negative PEG ratio makes this valuation measure meaningless. Earnings Growth 1 2 3 4 lower 5 higher WMT -8.42 Peers 23.65 • Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. • However, WMT is expected to significantly trail its peers on the basis of its earnings growth rate. Sales Growth discount WMT 0.44 Peers 0.55 • Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. • WMT is trading at a discount to its industry on this measurement. 2 premium discount WMT 2.61 Peers 3.69 • Discount. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. • WMT is trading at a significant discount to its peers. Price/Sales 1 Price/CashFlow discount WMT 15.45 Peers 19.03 • Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations. • WMT is trading at a discount to its peers. (as of 2/29/2016) Price as of 2/29/2016 $66.34 discount premium To Buy Hold Buy 4 WMT 14.52 Peers 19.65 • Discount. A lower P/E ratio than its peers can signify a less expensive stock or lower growth expectations. • WMT is trading at a significant discount to its peers. Price/Projected Earnings From Hold Buy Buy 52-Week Range $56.30-$84.16 VALUATION BUY. This stock's P/E ratio indicates a discount compared to an average of 19.65 for the Food & Staples Retailing industry and a discount compared to the S&P 500 average of 21.31. To use another comparison, its price-to-book ratio of 2.61 indicates valuation on par with the S&P 500 average of 2.53 and a discount versus the industry average of 3.69. The current price-to-sales ratio is well below the S&P 500 average and is also below the industry average, indicating a discount. Upon assessment of these and other key valuation criteria, WAL-MART STORES INC proves to trade at a discount to investment alternatives within the industry. $80 2015 MOST RECENT RATINGS CHANGES Date Price Action 2/23/16 $66.48 Upgrade 9/17/15 $64.47 Downgrade 2/28/14 $74.70 No Change Market Capitalization $212.4 Billion $90 $60 2014 Beta 0.20 1 2 3 lower 4 5 higher WMT -0.73 Peers 9.36 • Lower. A sales growth rate that trails the industry implies that a company is losing market share. • WMT significantly trails its peers on the basis of sales growth DISCLAIMER: The opinions and information contained herein have been obtained or derived from sources believed to be reliable, but TheStreet Ratings cannot guarantee its accuracy and completeness, and that of the opinions based thereon. Data is provided via the COMPUSTAT® Xpressfeed product from Standard &Poor's, a division of The McGraw-Hill Companies, Inc., as well as other third-party data providers. TheStreet Ratings is a division of TheStreet, Inc., which is a publisher. This research report contains opinions and is provided for informational purposes only. 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This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2015. All rights reserved. Report Date: March 1, 2016 PAGE 5