CUSTOMER_CODE
SMUDE
DIVISION_CODE
SMUDE
EVENT_CODE
JULY15
ASSESSMENT_CODE MA0041_JULY15
QUESTION_TYPE
DESCRIPTIVE_QUESTION
QUESTION_ID
16270
QUESTION_TEXT
What is Loan Syndication? Explain the various instruments for
syndication.
SCHEME OF
EVALUATION
(2 Marks)
Meaning: In case of Syndicated or Consortium banking, all the bankers
and finance institutions provide loans to a single borrower after
following a common appraisal system or arrangement which is carried
out very systematically.
Instruments include the following:
Term Loan facility
Revolving Credit facility
Evergreen facility
Back- stop facility(2x4 = 8 marks)
QUESTION_TYPE
DESCRIPTIVE_QUESTION
QUESTION_ID
16271
QUESTION_TEXT
Define Financial Services? Identify the features of Financial Services.
SCHEME OF
EVALUATION
(2 Marks each for meaning and features)
Meaning: As per Sec 65(10) of the Finance Act, 1994 “if a banking
company or a financial institution or an NBFC provide the following
services then these would be termed as Financial Services:
Leasing and Hire Purchase
Credit card services
Asser Management services
FOREX broking
Portfolio Management(2 marks)
Characteristic features include:
Abstract: It is very essential for service providers to demonstrate actual
advantages from abstract services to the customers.
Interconnected: There needs to be a healthy communication between
service providers and consumers.
Temporary: Financial services are temporary and need based in nature.
Inconsistent: Delivery/position of financial services are not measurable
in most cases as the same are intangible and nonstandardized/customized.(2x4 = 8 marks)
QUESTION_TYPE
DESCRIPTIVE_QUESTION
QUESTION_ID
73558
QUESTION_TEXT
Which are the evaluation techniques to test the effectiveness of a
portfolio?
SCHEME OF
EVALUATION
1.
2.
3.
QUESTION_TYPE
DESCRIPTIVE_QUESTION
QUESTION_ID
73559
QUESTION_TEXT
What do you mean by merger? Which are the different types of
mergers?
SCHEME OF
EVALUATION
Merger definition (2 marks)
Types :
1. Horizontal
2. vertical
3 conglomerate (4 marks)
4. congeneric
5. cash
6. triangular (4 mark)
Sharpe’s measure (4 marks)
Treynor’s measure (3 marks)
Jansen’s measure (3 marks)
QUESTION_TYPE
DESCRIPTIVE_QUESTION
QUESTION_ID
73566
QUESTION_TEXT
Explain the benefits of loan syndication.
1.
2.
SCHEME OF EVALUATION 3.
4.
5.
Time saving
Reduce cost of funds
Loan requirements
Benefits of diversification
Arrangement of large amount of funds
QUESTION_TYPE
DESCRIPTIVE_QUESTION
QUESTION_ID
73568
QUESTION_TEXT
What is meant by mutual fund? Explain the structure of mutual fund
schemes.
SCHEME OF
EVALUATION
Meaning ----------1 mark
Is a company which pools funds from investors into various schemes
having a common objective s?
Structure: - --------3*3=9
Open ended schemes
Close ended schemes
Interval schemes