Insurance Options for Student Athletes It is a requirement that each student have adequate medical insurance each year during his or her time as a Sewanee student. In addition, it is a requirement that each student-athlete have adequate medical insurance that covers athletic related injuries during the time the student athlete participates in varsity sports. The decision regarding which insurance each student chooses to carry is the decision of each student and his or her parent or guardian. All students at the University of the South must complete the University of the South University Health Service Insurance Waiver. This can be found at the following web address: https://studentcenter.uhcsr.com/sewanee. More information can also be found at: http://students.sewanee.edu/current/healthinsurance If your insurance does not work in Tennessee or you do not have medical insurance or would like to purchase additional insurance for your son or daughter, Sewanee offers these options: 1.) The University of the South does offer a student health insurance plan through United Healthcare. This policy covers students for any health care they may receive while they are attending the University. It is a year-long policy beginning on August 1st and ending on July 31st. The cost of this insurance is $1392.00. Unfortunately, this insurance does NOT cover varsity athletics. For information about this plan please call Kim Bradford at 931-598-1270. 2.) The University of the South Athletic Department has secondary medical insurance coverage through the NCAA Group Accident Medical Program. This insurance is marketed by Summit America and partnered with Mutual of Omaha and American Specialty Insurance Companies. Student athletes who wish to purchase medical insurance that covers athletic related injuries can purchase an optional primary accident insurance plan from Mutual of Omaha Insurance Company. This insurance will only cover athletic related injuries that occur while the student athlete is participating in his or her specific varsity sport. This insurance stops at $5,000 dollars, which is the deductable for the University’s secondary insurance. This insurance does not cover illnesses or injuries that may occur outside of his or her specific varsity sport. The annual premium for the optional primary accident insurance plan varies depending on sport. Student Athletes interested in purchasing the optional primary accident insurance plan should first contact Ray Knight at the University of the South 931-598-1293. Ray will then contact Greg Womack at McGriff, Seibels, and Williams Insurance Company in Birmingham, Alabama to arrange for payment. Medical insurance is available for international students that does cover both athletic and non athletic related injuries. For more information, please contact Kay Mackenzie at [email protected] or 931-598-1884. Another option is to contact your local insurance agent and purchase medical insurance. Your insurance agent may be able to offer a Blue Cross Blue Shield plan, or similar carrier, that provides both athletic and non-athletic medical coverage. The local insurance agent that Sewanee recommends is Nelson Hatchett at Hatchett Insurance in Winchester, TN. His phone number is 931-967-7546. Below are 2 more insurance options that may benefit you. A.) Freedom Access Accident Medical Expense Insurance This plan has a $250 deductible per injury and when choosing the “Master” plan it would have a $20,000 lifetime max ($10K per injury). More information can be provided at the following website: https://www.hiiquote.com/quote/quote.php?Plan_ID=22&code=A12304300000 B.) Collegiate Sports Med Short Term Medical Insurance This plan with a $1000 deductible would be $116.82 per month on a month to month basis. If you were to purchase the # of months needed up front, it would be cheaper. More information can be provided at the following address: https://www.hiiquote.com/quote/index.php?Plan_ID=17&code=A1230430000 0 If you compare the two plans, the Collegiate Sports Med Short Term Medical Insurance is twice the money per month but it covers a lot more. The University of the South and the Athletic Department are not responsible for the payment of any medical bills that may occur during participation in varsity athletics. Each individual athlete and his or her parent(s) and/or guardian is responsible for the payment of all medical bills that may occur during participation in varsity athletics. It is for this reason that having adequate medical insurance is necessary. In addition, all student athletes and his or her parent and/or guardian sign the following statement when the insurance form is completed: “I accept financial responsibility from injuries incurred during participation in varsity intercollegiate athletics at The University of the South. We further understand and agree that The University of the South, its Boards, employees and agents, are not responsible for any injury/illness that occurs while participating in a varsity intercollegiate sport, and we release any and all claims that arise from or relate to such participation.” More information may be obtained by calling Head Athletic Trainer Ray Knight or Director of Athletics Mark Webb. Thank you very much.