PROPOSAL TO PROVIDE ALTERNATIVE LIVELIHOOD TO FISHERFOLKS IN ILOILO RIVER (Prepared by the Technical Working Group of the Iloilo River Development Council) Iloilo River, its Resource Use The Iloilo River is a 15-km long estuarine that derives saline water from Guimaras Strait and fresh water from several rivers and creeks that are connected to it. It is one of the few remaining urban places in Iloilo City where high level of productive biological activities are happening. Aside from being the spawning area of important fish species (such as bangus and tilapia) Iloilo River is also the home of 22 mangrove species. To some residents of the city who are dependent on fishing, it is a source of sustenance and livelihood. It’s estuarine characteristic is an ideal source of brackish water for fishpond cultivation. Human Activities and Impacts Majority of the current changes occurring in the Iloilo River ecosystem originate from human activities. Out of the total 180 barangays in Iloilo City, thirty-five (35) are found along Iloilo River. Land use along Iloilo River is a combination of residential, commercial, institutional, open space, fishpond, transport facility and mangrove areas. Port facilities, storage facilities, commercial buildings, offices in combination with residential structures surround Station 1 (Quirino Bridge- Parola). Hotels, schools, hospitals, offices in combination with residential units surround Station 2 (IBRD Bridge-Quirino Bridge). Stations 3 (Carpenters Bridge –IBRD Bridge) and 4 (Carpenter’s – Upper portion of Iloilo River) are predominantly utilized for fishery activities, fishpond cultivation and salt beds with some residential use. There is no sewerage system in the city and majority of the residents rely on on-site treatment through septic tanks that are mostly ill -constructed and poorly-maintained. The high cost of investment needed to construct a sewerage system is the major obstacle. As a result, the poor water quality of the estuarine has become a threat to the ecosystem. Incidence of fish kill has been observed in the last five years now. Threats to Iloilo River’s ecosystem are likely to escalate as more pressures are placed on the important resources of the estuary: 1. mangroves – rapidly diminishing mangrove areas due to illegal cutting and land conversion is significantly affecting spawning areas 2. fishes – excessive fish capture in the past decades and the presence of illegal fish pens are the main drivers of declining fish population Moreover, climate change is seen as another driver of threat with most rapid increase in impacts. Incidence of fish kills due to sudden and unusual heavy rains has been recorded. The Proposal- Alternative Livelihood Program for Fisher Folks Dependent on Iloilo River Program Objectives The proposal aims to address unsustainable fishing in Iloilo River. Specifically it aims to: 1. Support the on-going program of the Iloilo River Development Council on the promotion of urban bio-diversity in Iloilo River 2. Support the council’s program to reduce flooding in some areas of the estuary through the removal of illegal fish pens 3. Provide alternative livelihood and income to fisher folks who are going to be affected by the removal of illegal fish pens 4. Provide alternative livelihood and income to other fisher folks who are going to be affected by the declining fish production in the estuary and the impacts of climate change Program Beneficiaries Project beneficiaries will be qualified according to the criteria to be set primarily by the existing Barangay Fishery and Aquatic Resources Management Council’s (BFARMC) as organized by the Office of the City Agriculturist (OCA). Basically, the beneficiary must be a bonafide fisher folk of any barangay (village) along Iloilo River as listed in the updated Fisher Folk Master List of the OCA. Priorities will be given to: 1. Iloilo River fisher folks who are going to be affected by the implementation of Ordinance No. RO 2009-247, an ordinance which prohibits permanent fishing structures or fish corral (“punot”) as a fishing method in Iloilo River. According to an actual survey conducted, there were eighty-nine (89) “punot” existing from Carpenter’s Bridge towards the river boundary. These eighty-nine (89) listed “punot” operators will be the first to avail of the loan funds. 2. Other Iloilo River fisher folks who are going to be affected by the rapid decline in fish population due to climate change and unsustainable fishing methods Lending Terms 1, Maximum Loan Amount :7,000.00 Pesos ( 156 US Dollars) 2. Terms : 2 Years to Pay 3. Interest : 18% per Annum 4. Loan Purpose : Fish vending or other worthy projects proposed by the beneficiary 5. Collection Scheme : Weekly 6. Penalty : 2% on the amount overdue 5. Requirements a. Certificate of Eligibility from BFARMC b. Duly Notarized Promissory Note c. Attendance to a Livelihood Training Program to be facilitated by the BFARMC Training Program The training program shall consist of Basic Business Management, Basic Accounting and/or if skills are required, the BFARMC shall coordinate the training with the Department of Trade and Industry (DTI) or Technical Education Skills Development Administration (TESDA), where regular skills training programs are conducted. Program Management To ensure proper fund management, a Management Team will be organized, to be composed by the CFARMC Chairperson, BFARMC Chairpersons, and OCA representative who is the FARMC coordinator. They will select among themselves signatories to the loan approval and bank transactions. The management team will develop specific implementing guidelines. The project will be closely supervised and monitored by the OCA who will be required a monthly report on the status of the program. The same report shall be forwarded to the Office of the City Mayor. Future plans for an independent management scheme (e.g. cooperative/enterprise) maybe considered depending upon the assessment of the management stability of the program implementation. Projected Benefits. 1. The loan shall initially benefit 60 qualified fisher folks 2. 18 months after the launching, when substantial loan collection and income accrue, it is estimated that an additional 15 fisher folks would be benefited 3. Two years after the launching it is projected that a total of 90 beneficiaries would have benefited from the program 4. The program is envisioned as self-sustaining through proper cash flow management and cost recovery so that as many as 150 fisher folks would be benefited in 4 years time 5. Income to fisher folks is estimated at 8,000 pesos per month ( 177 US dollars) Budget Requirements Funding Agency 1. Seed Capital Iloilo City 10,000 US Dollars 2. Technical Assistance to BFARMC (4 Years) 25,000 US Dollars 3. National Agencies 12,,000 3. BFARMC 14,500 Total ______ _______ 10,000 US Dollars 51,500 US Dollars