Energy Efficiency
Financing
Solutions for all your retrofit finance needs
U.S. Bank Profile
2Q14 Dimensions
Strong Credit Ratings
Asset Size
$389 billion
Deposits
$276 billion
Loans
$244 billion
Customers
17.9 million
NYSE Traded
USB
Market Capitalization*
$76 billion
Founded
1863
Bank Branches
3,174
*Market Capitalization as of July 22, 2014
Q2 2014 Performance Metrics
USB
Peer
USB
Median Rank
Return on Average
Common Equity
15.1%
9.3%
1
Return on
Average Assets
1.60%
1.01%
1
U.S.
Rank
Company
Moody’s
S&P
1
U.S. Bancorp
A1
A+
2
Wells Fargo
A2
A+ (on)
3
BB&T
A2
A-
4
J.P. Morgan Chase
A3
A (on)
5
PNC
A3
A-
6
Fifth Third
Baa1
BBB+
7
Keycorp
Baa1
BBB+
8
Bank of America
Baa2
A- (on)
9
Citigroup
Baa2
A- (on)
10
SunTrust
Baa1
BBB (op)
11
Regions
Ba1
BBB- (op)
As of July 22, 2014
U.S. Bank Capital Position
Basel III transitional standardized approach
Efficiency Ratio
53.1%
63.1%
1
Source: company reports
Peer Banks: BAC, BBT, FITB, JPM, KEY, PNC, RF, STI, USB
and WFC
2Q14
USB
Common equity tier 1 capital ratio
9.6%
Tier 1 capital ratio
11.3%
Total risk-based capital ratio
13.2%
Basel III fully implemented standardized approach
Common equity tier 1 capital ratio
8.9%
2
U.S. Bancorp Equipment Finance
 48 Hour Underwriting
 30 Day Funding
 125% Financing
 $399 Filing Fee
 Credit Based up to $150,000
 3, 4 and 5 year terms
 Funding in the 25 Western States
25cross the nation
3
Municipal Government and Non-Profit Entities
 Specializes in leasing and financing for municipal and non-profit issuers
• Tax-exempt leases
• Taxable / FMV leases
• Tax-exempt conduit issues
• Industrial development bonds
 Equipment types include
• Computers and networking equipment
• Telecommunications
• Medical – imaging, radiology, robotics, EMR
• Aircraft, ambulances, fire trucks
• Energy management
• Water storage and metering
• Parking meters
• And more
U.S. Bank is not responsible for and does not guarantee the products, service or performance of third party providers.
U.S. Bank and its representatives do not provide tax or legal advice. Each client's tax and financial situation is unique. Clients should consult their tax and/or legal advisor for
advice and information concerning their particular situation.
4
Douglas Priest
436 Coffman St.
Longmont, CO 80501
303.702.6232
douglas.priest@usbank.com
Solutions for all your equipment finance needs