©2013 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Learning Objectives 1.Describe the purpose of an accounting information system. 2. Analyze the effect of accounting transactions on the accounting equation. 3.Understand how T-accounts and debits and credits are used in a double entry accounting system. 4.Describe the purpose of the journal, ledger, and trial balance. Learning Objectives 5. Record and post accounting transactions and prepare a trial balance and financial statements. LOI The Accounting Information System A company’s accounting information system is the system that: identifies, records, summarizes, and communicates the various transactions of a company. Accounting information systems vary widely, ranging from manual, pencil-and-paper systems in some organizations to highly complex electronic systems in other organizations. Key Components in the Process to Capture Accounting Information Accounting Transaction—any economic event that affects a company’s assets, liabilities or equity at the time of the event. Account—an accounting record that accumulates the activity of a specific item and yields the item’s balance. Chart of Accounts—the list of accounts that a company uses to capture its business. [ Chart of Accounts Example Chart of Accounts 100 - 199 ASSETS 100 101 110 120 200 - 299 210 211 230 300 - 399 300 350 400 - 499 400 500 - 599 501 502 600 – 699 Cash Accounts Receivable Supplies Equipment LIABILITIES Accounts Payable Unearned Revenues Notes Payable EQUITY Common Stock Retained Earnings REVENUES Service Revenue EXPENSES Wage Expense Interest Expense DIVIDENDS LO2 Accounting Transactions and the Accounting Equation All accounting transactions must be recorded in the accounting information system. To understand the nature of recording transactions, it is best to start with the fundamental accounting equation: The Basic Accounting Equation Assets = Liabilities + Equity Assets must always equal the sum of its liabilities and equity. Any change to the equation must be accompanied by a second change. Dual Nature of Accounting If a transaction increases an asset account. For the equation to stay in balance, the transaction must either decrease another asset account or increase a liability or equity account. 8 Transaction # 1 After incorporating, Circle Films issues 3,000 shares of common stock to investors for $15,000 cash. Assets Cash Prior Bal = Liabilities = + + Equity Common Stock $0 $0 #1 +$15,000 +$15,000 New Bal $15,000 $15,000 = $0 + $15,000 $15,000 Transaction #2 Circle Films purchases a video camera for $9,000 and memory cards for $1,000. Assets Cash Prior Bal #2 New Bal = Supplies Equipment $15,000 $0 $0 -$10,000 +$1,000 +$9,000 $5,000 $1,000 $9,000 $15,000 Liabilities = + Equity Common + Stock $15,000 $15,000 = $0 + $15,000 Transaction #3 Circle Films receives a $1,500 payment immediately after filming a customer’s wedding. Assets Prior Bal #3 New Bal Cash $5,000 +$1,500 $6,500 Supplies $1,000 $1,000 $16,500 = Liabilities + Equipment = $9,000 $9,000 = $0 Equity Common Retained + Stock Earnings $15,000 $0 +$1,500 $15,000 $1,500 + $16,500 Transaction # 4 Circle Films receives a $2,000 deposit from a customer to film her parents’ 50th wedding anniversary. Assets Cash Prior Bal #4 New Bal $6,500 Supplies $1,000 = Liabilities Unearned Equipment = Revenue $9,000 Equity Common Retained + Stock Earnings $0 +$2,000 $8,500 + $15,000 $1,500 $15,000 $1,500 +$2,000 $1,000 $18,500 $9,000 $2,000 = $2,000 + $16,500 Transaction # 5 Circle Films paid $250 cash to run an ad in the local paper. Assets Prior Bal #5 New Bal Cash $8,500 -$250 $8,250 Liabilities Unearned Supplies Equipment = Revenue $1,000 $9,000 $2,000 $1,000 $18,250 = $9,000 = $2,000 $2,000 + Equity Common Retained + Stock Earnings $15,000 $1,500 -$250 $15,000 $1,250 + $16,250 Transaction # 6 Circle Films films a dance competition, leaving a $3,500 invoice with the customer. Cash Prior Bal #6 New Bal $8,250 Assets Accounts Receivable Supplies $0 $1,000 = Equipment = $9,000 Liabilities Unearned Revenue + Equity Common Retained + Stock Earnings $2,000 $15,000 +$3,500 $8,250 $3,500 $1,250 +$3,500 $1,000 $21,750 $9,000 $2,000 = $2,000 $15,000 + $4,750 $19,750 Transaction # 7 Circle Films purchases another $9,000 video camera by signing a two-year promissory note requiring the payment of principal and interest at maturity. Interest is charged at a 6% annual rate. Cash Prior Bal #7 New Bal $8,250 Assets Accounts Rec. Supplies $3,500 $1,000 = Liabilities + Equity Unearned Notes Common Retained Equipment = Revenue Payable + Stock Earnings $9,000 $2,000 +$9,000 $8,250 $3,500 $1,000 $30,750 $0 $15,000 $4,750 $15,000 $4,750 +$9,000 $18,000 $2,000 = $11,000 $9,000 + $19,750 Transaction # 8 Circle Films receives $3,500 from the customer in payment of the open invoice from transaction #6. Prior Bal #8 New Bal Cash Assets Accts Rec. Supplies $8,250 $3,500 +$3,500 -$3,500 $11,750 $0 $30,750 = Equip. Liabilities + Equity Unearned Notes Common Retain = Revenue Pay + Stock Earnings $1,000 $18,000 $2,000 $9,000 $15,000 $4,750 $1,000 $18,000 $2,000 $9,000 $15,000 $4,750 = $11,000 + $19,750 Transaction # 9 Circle Films pays wages of $2,000 to its employees. Assets Cash Prior Bal #9 New Bal $11,750 Accts Rec. Supplies $0 $1,000 = Equipment Liabilities + Equity Unearned Notes Common Retained = Revenue Pay + Stock Earnings $18,000 $2,000 $9,000 $15,000 -$2,000 $9,750 $4,750 -$2,000 $0 $1,000 $28,750 $18,000 $2,000 = $9,000 $11,000 $15,000 + $17,750 $2,750 Transaction # 10 At the end of the month, Circle Films pays its owners a $1,500 cash dividend. Assets Cash Prior Bal #10 New Bal $9,750 Accts Rec. Supplies $0 $1,000 = Liabilities + Equity Unearned Notes Common Retained Equipment = Revenue Pay + Stock Earnings $18,000 $2,000 $9,000 $15,000 -$1,500 $8,250 $2,750 -$1,500 $0 $1,000 $27,250 $18,000 $2,000 = $9,000 $11,000 $15,000 + $1,250 $16,250 LO3 The Double-Entry Accounting System Every accounting transaction affects at least two accounts. Account Name Debit Side Credit Side Any combination affecting assets, liabilities, and equity can occur, as long as the accounting equation stays in balance. All accounts can be represented in the form known as a T-account shown above. The left side of the account is known as the debit side and the right side of the account is the credit side. Debit and Credit Rules Debit (Dr.) Credit (Cr.) • means to “record an entry on the left side of an account.” A debit indicates: 1) an increase in an asset, 2) a decrease in a liability, or 3) a decrease in a shareholders’ equity. • means to “record an entry on the right side of an account.” A credit indicates: 1) a decrease in an asset, 2) an increase in a liability, or 3) an increase in a shareholders’ equity. T-Account Normal Balances - Assets • Increases in assets appear on the left side. The Company receives $100 Cash from a customer • Decreases in assets appear on the right side of Taccounts. Cash 100 50 The Company pays $50 Cash to a vendor. T-Account Normal Balances – Liabilities • Decreases in liabilities appear on the left side. The Company pays its suppliers the $25 it owed them. • Increases in liabilities appear on the right side of T-accounts. Accounts Payable 25 75 The Company agreed to pay suppliers $75 for items purchased. T-Account Normal Balances – Equity • Decreases in Stockholders’ Equity appear on the left side. • Increases in Stockholders’ Equity appear on the right side of T-accounts. The Company Common Stock retires $45 45 95 stated value common stock. The Company issues $95 stated value common stock. Changes in Account Balances To increase an account balance: Record on the same side as the normal balance. To decrease an account balance: Record on the opposite side as the normal balance. Debit and Credit Summary Chart Type of Account Asset Liability Equity Revenue Expense Dividend Normal Balance Debit Credit Credit Credit Debit Debit Increase with a Debit Credit Credit Credit Debit Debit Decrease with a Credit Debit Debit Debit Credit Credit End of Lecture LO4 Journal, Ledger, and Trial Balance Journal is a chronological record of transactions. Because the journal is where transactions are first recorded into the accounting system, it is often called the book of original entry. Entries recorded in the journal are called journal entries. Ledger is a collection of accounts and their balances. Trial balance is a listing of accounts and their balances at a specific point in time. Journal Entries The following standardized format indicates the accounts and amounts, with debits on the first line and credits (indented) on the second line: Date Account Debited…………………… Account Credited…………….. Amount Debited Amount Credited LO5 Recording Transactions Into the Accounting System Instead, accounting transactions are first recorded in a journal. Accounting transactions are not recorded directly into the Taccounts. Account Name Debit Side Credit Side GENERAL JOURNAL Date Dec Description 1 Cash Debit 1,350 Unearned Rent Revenue Dec 31 Unearned Rent Revenue Rent Revenue Credit 1,350 450 450 Ledger To get an account balance, one would have to find all journal entries affecting that account and then compute a balance. To avoid such a time consuming task, the information recorded in the general journal is transferred to a ledger. The general ledger is really nothing more than a collection of T-accounts for a company, which means that the general ledger contains both the activity and balances of all company accounts. The most basic type of ledger is the general ledger. Posting to Ledger GENERAL JOURNAL Date Dec Description 1 Cash Debit 1,350 Unearned Rent Revenue Dec 31 Cash 1,350 1,350 Unearned Rent Revenue Rent Revenue Unearned Rent Revenue 450 1,350 900 Credit 1,350 450 450 Rent Revenue 450 450 Step 1 – What accounts are affected and how are they affected? Step 2 – What debit and credit entries are required? Step 3 – Record the journal entry. Step 4 –Transfer the information to the ledger. This process of copying or transferring the information from the journal to the ledger is called posting. Trial Balance Asset Account(s) Liability Account(s) Equity Account(s) Revenue Account(s) Expense Account(s) Dividends Trial Balance Debit Dollar amount Credit Dollar amount Dollar amount Dollar amount Dollar amount Dollar amount Total debits Total Credits Trial Balance Functions Equal Totals Summarizes Accounts and Balances in one place Helps in making any account adjustments Comprehensive Example: Journal Entries to Financial Statements The next series of slides use transactions from Circle Films to demonstrate the recording of transactions in the journal, the posting of information to the general ledger, the preparation of a trial balance, and the preparation of financial statements. Transaction # 1 Circle Films issued 3,000 shares of common stock for $15,000. General Journal Transaction #1 Cash 0 15,000 15,000 Account Names and Explanation Cash Common Stock (Owners invest cash in business) Debit 15,000 Credit 15,000 Common Stock 0 15,000 15,000 Transaction # 2 Circle Films buys a $9,000 video camera and $1,000 of memory cards for $10,000 cash. General Journal Transaction Account Names and Explanation #2 Equipment Supplies Cash (Purchase video camera and tapes) Cash 0 15,000 10,000 5,000 Supplies 0 1,000 1,000 Debit 9,000 1,000 Credit 10,000 Equipment 0 9,000 9,000 Transaction # 3 Circle Films films a wedding for $1,500 cash. General Journal Transaction #3 Account Names and Explanation Cash Service Revenue (Provide service to customer) Cash 0 10,000 15,000 1,500 6,500 Debit 1,500 Credit 1,500 Service Revenue 0 1,500 1,500 Transaction # 4 Circle Films receives $2,000 to film a future reception. General Journal Transaction #4 Account Names and Explanation Cash Unearned Revenue (Cash received in advance of providing service to customer) Cash 0 10,000 15,000 1,500 2,000 8,500 Debit 2,000 Credit 2,000 Unearned Revenue 0 2,000 2,000 Transaction # 5 Circle Films pays $250 cash for advertising. General Journal Transaction Account Names and Explanation #5 Advertising Expense Cash (Pay for advertising) Cash 0 10,000 15,000 250 1,500 2,000 8,250 Debit 250 Credit 250 Advertising Expense 0 250 250 Transaction # 6 Circle Films films an event for $3,500 and leaves an invoice with the customer. General Journal Transaction #6 Accounts Receivable 0 3,500 3,500 Account Names and Explanation Accounts Receivable Service Revenue (Provide service to customer on account) Debit 3,500 Credit 3,500 Service Revenue 0 1,500 3,500 5,000 Transaction # 7 Circle Films buys another camera by signing a $9,000 promissory note. General Journal Transaction #7 Account Names and Explanation Equipment Notes Payable (Purchase of a video camera with a promissory note) Equipment 0 9,000 9,000 18,000 Debit Credit 9,000 9,000 Notes Payable 0 9,000 9,000 Transaction # 8 Circle Films receives $3,500 from a customer in payment of services provided by Circle. General Journal Transaction #8 Account Names and Explanation Debit Cash Accounts Receivable (Receive payment from customer) 3,500 Cash 0 10,000 15,000 250 1,500 2,000 3,500 11,750 Credit 3,500 Accounts Receivable 0 3,500 3,500 0 Transaction # 9 Circle Films pays $2,000 in wages to employees. General Journal Transaction #9 Account Names and Explanation Wage Expense Cash (Pay wages to employees) Cash 0 10,000 15,000 250 1,500 2,000 2,000 3,500 9,750 Debit Credit 2,000 2,000 Wage Expense 0 2,000 2,000 Transaction # 10 Circle Films pays $1,500 in dividends to the owners. General Journal Transaction #10 Account Names and Explanation Dividends Cash (Pay dividends to owners) Cash 0 10,000 15,000 250 1,500 2,000 2,000 1,500 3,500 8,250 Debit Credit 1,500 1,500 Dividends 0 1,500 1,500 Trial Balance The trial balance presents a summary of the balances in the ledger. Notice that total debit balances equal total credit balances in the trial balance. Circle Films Trial Balance May 31 Cash Supplies Equipment Unearned Revenue Notes Payable Common Stock Service Revenue Advertising Expense Wage Expense Dividends Totals Debit $8,250 1,000 18,000 Credit $2,000 9,000 15,000 5,000 250 2,000 1,500 $31,000 $31,000 Income Statement Circle Films Income Statement For the month ending May 31 Service Revenue Expenses: Advertising Expense $250 Wage Expense 2,000 Total Expenses Net Income $5,000 2,250 $2,750 Statement of Retained Earnings Circle Films Statement of Retained Earning For the month ending May 31 Retained Earnings, May 1 $0 + Net Income 2,750 - Dividends 1,500 Retained Earnings, May 31 $1,250 Balance Sheet Circle Films Balance Sheet May 31 Cash Supplies Equipment Total Assets Unearned Revenue Notes Payable Total liabilities Common Stock Retained Earnings Total Stockholders’ Equity Total Liabilities and Stockholders’ Equity $8,250 1,000 18,000 $27,250 $2,000 9,000 $11,000 15,000 1,250 $16,250 $27,250 End of Chapter 3