• Unproductive – No more income.
• 365 Days of Holidays.
• Too Much Of Time.
• Health Problems.
• Little Confidence & Strength.
• The way we live our retirement will show how we have lived our productive life.
• Retirement is the climax of life, with proper planning we can make it a happy ending else ???????

§ Advanced medical science which created the consciousness for health has improved the life expectancy of an average Indian (78 yrs).
§ How to lead life in peace after retirement (45 or
60) ?
§ Cost of medicines increasing but money is loosing its value ;the ratio is nearly six times
§ The joint family system is already broken.
§ Longevity of female life has been increased as compared to male life by five years.

Living costs will increase dramatically over the next 20 years
Item Cost(1992)
In Rs.
Cost(today)
In Rs.
%
Increase
1.50
12.00
433%
Projected cost in 2012(at same rate of inflation)
43 1 kg potato
1 ltr petrol
17.00
50.00
177% 100
These are only indicative costs are are only meant for
35 years. Will your retirement income be able to cover it?

1) Need for money does not stop after retirement.
Very small percentage of working class actually has pension plan. Majority of them are from govt. institutions.
ARE YOU ONE AMONG
THEM?
IF YOUR ANSWER IS
NO
.
THEN THIS
PRESENTATION IS JUST
FOR YOU!!!

2) Increase in life expectancy/longevity due to advances in technology in medical field has made sure for a majority of people like us that we live well beyond our age of active service
Or earning age, hence the need
To have a retirement plan in place

3) Our commitments like children’s education, marriage, having an own house take a large chunk of our income, hence the need to have a retirement plan in place when we are young

4) Bitter fact of life: Only those retired people are respected and taken care of by their family and friends, who have money as well as proper retirement plan in place.
THIS IS A MATTER OF
SELF-RESPECT!

5) Most of the young think that retirement plans are for those at an advanced age and there is a lot of time for them to retire and are happy postponing their retirement plan.
A) We indulge in spending for comforts and unplanned expenses.
B) We are imitating western countries in spending habits but missing on vital point that all the advanced countries have social security plans for their citizens which take care of their medical as well as retirement needs, while we living in India have to make our own arrangements otherwise we will have to depend on children or others

THIS IS THE RIGHT TIME TO PLAN FOR
YOUR RETIREMENT SOLUTION- YOUR
PASSPORT TO

WE FROM NO.1 LIFE INSURER IN INDIA i.e LIC OF INDIA, PRESENT TO YOU A
SOLUTION WHICH NOT ONLY GIVES YOU PERIODIC RETURNS LIKE PENSION
BUT ALSO PROVIDES SECURITY TO YOUR HARD EARNED MONEY AND THAT
TOO TAX FREE AND HANDSOME RETURN ON INVESTMENT

OUR RETIRE AND ENJOY PACKAGE ENSURES THAT YOUR INVESTMENTS ARE
RISK FREE AND MAKES YOU TENSION FREE, THIS IN TURN KEEPS YOU
HEALTHY AND TO CONCENTRATE ON YOUR JOB WITHOUT WORRIES.
LIC OF INDIA IS THE LARGEST FINANCIAL INSTITUTION AND IS TOTALLY
OWNED BY GOVT.OF INDIA AND ALL POLICIES ARE GUARANTEED BY GOVT.
OF INDIA. HENCE YOU GET THE MAXIMUM SECURITY FOR YOUR INVESTED
MONEY ALONG WITH LIFE INSURANCE COVERAGE.
WE
ENCOURAGE
YOU TO RETIRE
AND ENJOY

Source - Department of Health & Human Sciences.
• 54 are dependent on their children or old age homes.
• 36 have died.
• 5 are still working for their bread & butter.
• 4 are independent managing their retirement.
• 1 is wealthy.
Start Now Its better being SAFE than SORRY.

Life Insurance helps you in securing both living too long and living too short.

1

THIS POLICY IS BACKED BY LARGEST FINANCIAL
INSTITUTION LIC OF INDIA WITH ASSETS OVER 8,00,000
CRORES (Rs.80000000000000).
Established in 1956 by Govt. of India.
World No.1 life insurance company in terms of number of policies as well as in settlement of claims.
4 times consecutive winner of most trusted brand among all service brands in India.
Largest network of branches all over India.
Last year we sold over 3.75 crore policies all over India where as our nearest competitor could sell just over 8 lakh policies. We are the trusted guardians of public money.

4
Flexibility:
A) In premium payment; incase of financial crisis premiums of some policies can be paid at a later date while most of the policies can be in force hence continuity of insurance cover and reduced late fee.
B) Incase of urgent monetary crisis a few policies can be surrendered, while your plan for retirement remains largely intact.

5
Fixed returns- Returns would increase with increase in bonus rates. We are projecting minimum returns in our presentation.

6
Life-long Insurance cover incase of
Jeevan Anand and Jeevan Tarang.
Higher Insurance coverage at advanced ages, i.e at the time when mortality is highest.

7
Loan facility available after 3 years.
This facility can be used for payment of premium incase of financial problem and this ensures that your retirement plan continues smoothly.

A.SUDHAKAR REDDY DEVELOPMENT OFFICER
LIC OF INDIA ::: 9948214342