At the University of Guam School of Business & Public Administration
Introduction to Programs
at the Guam SBDC
The University of Guam Pacific Islands Small Business Development Center Network is sponsored
and partially funded by the U.S. Small Business Administration (SBA) under a Cooperative
Agreement. SBA’s funding is not an endorsement of any products, opinions, or services. All SBA
funded programs are extended to the public on a non-discriminatory basis.
Guam SBDC
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Our Mission
• To support the growth and economic development
• of the U.S. affiliated Pacific Islands in the western
pacific region
• by providing high quality training and one-to-one
confidential counseling
• to existing and prospective small businesses.
Guam SBDC
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How we got here
• Funded by U.S. SBA & Host Agencies
• PISBDCN (Guam) opened May 1995
• National SBDC established July 1980
• Nationwide 63 Networks, 900+ service centers
Guam SBDC
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What we do

Business Counseling Services

Small Business Training Programs

Small Business Assistance Center

Community / Village Outreach Programs
Guam SBDC
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Our Training
Programs Include:

HOW TO START A BUSINESS

INTRODUCTION TO FINANCIAL
STATEMENTS

HOW TO WRITE A BUSINESS PLAN

HOW TO PREPARE A FINANCIAL PLAN

HOW TO MANAGE A BUSINESS

QUICKBOOKS SOFTWARE TRAINING

HOW TO MARKET YOUR BUSINESS

CASHFLOW BUDGET & ANALYSIS

HOW TO PREPARE A MARKETING PLAN

PROFIT MASTERY SERIES

INTRODUCTION TO MICRO CREDIT

SMALL BUSINESS TAX REQUREMENTS
Guam SBDC
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Our Location:
UOG -Leon Guerrero
SBPA Building
Room 148
Guam SBDC
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Our Network
www.pacificsbdc.com
Guam SBDC
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Our Resources
 Small
Business Computers
Internet provided by:
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Our Resources
 Assistive
Technology Computer Station
Internet provided by:
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More Resources
 Small
Business Library
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More Online
Training
• Go to www.pacificsbdc.com
• Click on
• Select a course
• Complete your registration
• More than 20 small business courses –
ALL FREE
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Partners
• U.S. Small Business Administration-Guam Branch
– Kenneth Lujan, Branch Manager, 671-472-7277
– Email: kenneth.lujan@sba.gov ; Website: www.sba.gov
• UOG Guam Procurement Technical Assistance Center (PTAC)
– Vera Topasna, Program Manager, Ph: 671-735-2596
– Email: vtopasna@guamptac.com ; Website: www.guamptac.com
• Guam Veterans Business Outreach Center (VBOC)
– Frank Crisostomo-Kaaihue, Director, Ph: 671-475-4900
– Email: frank@guamvboc.com ; Website: www.guamvboc.com
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Partners
• Pacific Islands Microcredit Institute (PIMI)
– Marie Mesa, President or Denise Hertslet, E.D., Ph: 671-483-7325
– Email: pimiguam@gmail.com
• UOG Pacific Center for Economic Initiatives (PCEI)
– Dr. Anita B. Enriquez, Executive Director, Ph: 671-735-2553
– Email: abe@uguam.uog.edu
• Guam Economic Development Authority (GEDA)
– Greg Sablan, Industry Development Specialist, Ph: 671-647-4332 ext .112
– Email: rgsablan@investguam.com ; Internet: www. investguam.com
• U.S. Department of Agriculture Rural Development (USDA RD)
– Joe Diego, Area II Director, Ph: 671-300-8560
– Email: joseph.diego@pb.usda.gov
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Partners
• Guam Chamber of Commerce
– David Leddy, Executive Director, Ph: 671-472-6311
– Email: info@guamchamber.com.gu
• Department of Chamorro Affairs, Chamorro Village
– Joseph Cameron, President or Jeffrey San Nicolas, CV General Manager,
Ph: 475-0378
– Email: jeffrey.sannicolas@dca.guam.gov
• UOG Guam CEDDERS: Get Guam Teleworking Loan Program
– Carla Torres, Program Coordinator, Ph: 671-735-2491
– Email: carla.torres@guamcedders.org
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Partners
• Guam Contractors Association
– James Martinez, President, Ph: 671-647-4840
– Email: www.guamcontractors.org
• Bank of Guam
– Lou Leon Guerrero, President and CEO, 671-472-5300
– www.bankofguam.com
• DISID-Department of Vocational Rehabilitation
– Ben Servino, Director of DISID, Ph: 671-475-5744
– Email: benito.servino@disid.guam.gov
• Oasis Empowerment Center for Women
– Holly Rustick, Program Manager, Ph: 671-646-4601
– Email: holly.rustick@elimpacific.net
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SBA Loan
Guarantee Programs
SBA works in partnership with local commercial
banks - preferred lending partners – to offer:
• SBA Express
• SBA Small Loan Advantage
• SBA Patriot Express
• Regular SBA 7(a) Program Loans
• CDC/504 Loan Program
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SBA Preferred
Banking Partners







ANZ
Bank of Guam
Bank of Hawaii
BankPacific
Coast 360 Federal Credit Union
Community First Federal Credit Union
First Hawaiian Bank
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Other Loan
Programs

PIMI: Microcredit Loan Program

GEDA: Microloan Program, Agriculture, Guarantee
Loan Program

PIDB: Development Loan Programs

USDA: Guarantee Loan Programs

USDA FSA: Agriculture, Aquaculture, Value-Added
Businesses-Operating Capital, Youth, Farm Ownership

GGT: Disability Business Loan Program
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Funding Programs

Guam Soup Stock: Grass Roots Community-funded
business micro-grants

DVR: Federal Funds for small business start-up for
people with disabilities

U.S. Veterans Affairs: Federal Funds for small
business start-up for Veterans with disabilities

GOAL-AT Loan Program: Assistive Equipment and
Devices for people with disabilities
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Certified Business
Counselors
• Denise Mendiola Hertslet
– Certified Senior Business Counselor
• Bank of Guam Women In Business Program Coordinator
• Microcredit Training Coordinator
• Fred Granillo
– Certified Business Counselor
• Guam SBDC Training Coordinator
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Business
Counselors
Funded by SBA Small
Business Jobs Act Grant
• Jerry Crawford
– Business Consultant
• International Trade (Export/Import)
• Manufacturing
• Inventory Management
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In summary
 We
can help with:

Start-Up Assistance

Business Plans

Financing/Capital

Managing a Business

Business Expansion

Buying/Selling a Business
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Si Yu’os Ma’ase!
Contact us for an appointment TODAY:
PH: 671-735-2590
FAX: 671-734-2002
www.pacificsbdc.com
Network Director: Casey Jeszenka
Ph: 671-735-2593
Email: casey@pacificsbdc.com
Associate Network Director: Georgette Reyes
Ph: 671-735-2591
Email: g.reyes@pacificsbdc.com
Administrative Assistant: Laurine Sablan
Ph: 671-735-2590
Email: laurine@pacificsbdc.com
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Support Small
Businesses!
Kurten Orichiro,
Great Cleaning
Service
Toni Tainatongo, Familia
Lawn Service
Francia Reyes, FR
Laundromat
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