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TFMS, INCORPORATED
Oklahoma City, Oklahoma Corporate Office
Corporate Phone: 405-241-6050 Direct Fax: 888-547-7993
Email: [email protected] Web Site: www.tfmsinc.com
TFMS, Incorporated
WHO WE ARE….
TFMS, Inc. is a Veteran Owned – D&B Rated and BBB Accredited – Financial
Consultancy Firm. We provide access to commercial loans, asset financing, and
cash flow assistance to businesses within the continental United States.
Our Mission is to provide financial solutions for our business clients, and to
use our resources and expertise in becoming a value-based partner for end users
and vendors alike by affording them easy and flexible terms and access to speedy
credit underwriting. Our areas of focus are Unsecured Loans and Lines of Credit,
Equipment Leasing, Invoice Factoring, and Government Contract Finance.
TFMS, Incorporated
WHY DO BUSINESS WITH US?
When you shop your financing to separate lenders individually, your credit gets
pulled by each company, resulting in a lowering of your credit score. Because
we know the precise lender for your application, it is sent to that lender, resulting
in only one credit inquiry on your record, maintaining your credit score.
Bottom line - - - we do the finance shopping for you - - - help to maintain your
credit score - - - AND find you the LOWEST rate possible.
We never charge upfront fees of any kind. We believe in SUCCESS Fees, not
upfront fees. Yes, we do incur costs to process your application and run it
through our credit and analysis departments, but we believe that is our
investment in you, our customer. Whether it's called a "processing fee", an
"application fee", or an "administrative fee", we strongly advise you not to do
business with any company that charges upfront fees.
TFMS, Incorporated
Whether you're a business owner, a finance professional, an equipment sales
representative, or a dealer seeking practical knowledge on Commercial Finance,
Equipment Leasing, and other business credit vehicles – we are your source.
Financing shouldn't be a mystery. The more you know about available options, the
more you'll be able to utilize them to your advantage. That's the purpose of this
presentation; to provide you with an educational resource that will help you run a
more profitable business.
Time is money. Don’t play for weeks or months with an inexperienced broker. In
today’s financial climate we can get you the cash you need now. Let us help you
today.
TFMS, Incorporated
The following slides will give you brief information about our financial capabilities:
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Unsecured Loans and Lines of Credit
Equipment Leasing
Invoice Factoring (Both USA and International)
Government Contract Finance
TFMS, Incorporated
LINES OF CREDIT
A Line of Credit is a type of revolving loan with a preapproved credit limit, for a specified
period of time. The line of credit gives the borrower flexible access to funds, whenever they
need it. The funds available in the line of credit account can be withdrawn and used at any
time during the life of the line of credit. The borrower can withdraw part or all available funds
from his line of credit and they can also repay the funds back at any time.
A line of credit can be unsecured or secured by an asset owned by the borrower. Usually the
lender you have opened line of credit with will require a minimum monthly payment, which vary
depending on the lender and the amount you have borrowed. The borrower has to repay
everything they have borrowed on the line of credit on the maturity date of the loan.
One of the major benefits of credit lines is the fact that they have low interest rate, and using a
line of credit is very convenient. Another great benefit is that you can be flexible repaying your
loan. If you have the funds you can repay everything borrowed on the credit line at once
without a penalty. To summarize, a line of credit is a great way to have access to funds
whenever you need it.
TFMS, Incorporated
Commercial Lease Financing
TFMS, Inc. is a full service equipment lessor that can provide a broad range
of cost effective and flexible lease programs for its customers. We can
customize any program to meet a customer’s cash flow needs.
Why should you lease?
Companies choose to lease equipment because leasing represents the best
use of financial resources. Businesses that do not lease operate at a
competitive disadvantage. They deny themselves the productivity-enhancing
effect of better equipment, which they could otherwise obtain. They operate
with older equipment than they could otherwise afford. Ultimately, they may
lose the ability to compete, having higher costs and lower productivity than
better-run operations.
TFMS, Incorporated
Invoice Factoring is a great tool to use for immediate and predictable cash flow
giving your company the ability to receive cash within 24 hours of submitting your
invoices, instead of waiting 30-60 days to receive payment. That immediate
infusion of money allows you the freedom and flexibility to plan and manage your
firm’s activities without having to worry about cash flow problems.
We can purchase your invoices on a recourse or non-recourse basis.
company creating an invoice to another business is eligible.
Any
International Factoring - This alternative financial tool allows you to compete and
increase global sales without increasing global risk. Any business can qualify for
international factoring service if: they sell credit worthy international customers or
businesses, and have a minimum need of $100,000 in receivable financing
monthly. Our specialty is the Latin America markets.
TFMS, Incorporated
Educational, Municipal, State & County Financing
Government Advantage!
For schools and local government agencies, interest to the investor is exempt from
federal tax making the payments lower than commercial rates.
Early Buyout Option: Available throughout the lease term
Flexible Lease: Up to 60 months payment options include monthly, quarterly semiannual and annual payments, deferred and irregular payments can be financed
Non-Appropriation Clause:
• The equipment purchase will not be construed as debt.
• Agencies have the right to cancel if their annual budget is not approved.
• No Security Deposit: For lower rates, advance or down payments are optional.
We assume the cancellation risk for non-appropriation of funds
for all governmental agencies as well as non-renewal and termination for
convenience cancellations for Federal Agencies
TFMS, Incorporated
Government Financing
(Continued)
Vendors Advantage:
Full Payment: Funding within ten business days of receipt of properly
executed documents.
No Recourse: In most cases financing is like a cash sale to the Vendor.
Lease Documents: Delivered overnight or e-mailed within 24 hours.
We assume the cancellation risk for non-appropriation of funds
for all governmental agencies as well as non-renewal and termination for
convenience cancellations for Federal Agencies
TFMS, Incorporated
We look forward to building a profitable and long term business relationship with
you! Your phone and email inquiries are welcome.
We want your business. May we have the opportunity to earn it?
Contact Information
Charles Freeland – CFO, Secretary/Treasurer
Direct Phone: 405-397-1084 ♦ Email: [email protected]
Corporate Office
6957 N.W. Expressway #212 Oklahoma City, OK 73132-3538
Phone: (405) 241-6050 ♦ Fax: 888-547-7993
Email: [email protected] ♦ Web Site: www.tfmsinc.com
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