SCUBITECH INFO SYSTEMS LLP
Address- GOBIND TOWERS, # 93/1, 2nd Floor, above State Bank of Mysore,
Hosur Main Road, Singasandra , BANGALORE- 560068.
Why Do We Need Life Insurance ?
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Unpaid medical bills.
Income replacement for survivors.
Financial expenses such as burial costs.
Unplanned or emergency expenses.
Your mortgage balance.
Future education funds for your children's.
Retirement income for your spouse.
AGE PROOFS
TWO TYPES OF AGE PROOFS:
1) Standard.
2) Non Standard.
* Both these proofs should be attested by Customer.
STANDARD AGE PROOF
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SSC CERTIFICATE.
PASSPORT.
DRIVING LICENCE.
PAN CARD.
SCHOOL T C.
BIRTH CERTIFICATE.
NON STANDARD AGE PROOFS
 AFFIDAVIT.
 E.S.I.S CARD.
 VOTERS ID.
 ELECTION ID CARD.
 RATION CARD.
 AADHAR CARD.
* (If the age proof is in Vernacular (Other than English), needs to be translated to English & Attested by
Authorized person with seal).
ADDRESS PROOF
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ELECTRICITY BILL.(Less than 3 months).
RATION CARD.
VOTER ID CARD.
TELEPHONE BILL. (Less than 3 months).
PASSPORT .
BANK STATEMENT. (Less than 3 months).
AADHAR CARD.
PHOTO ID PROOF
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PASSPORT.
PAN CARD.
VOTER’S ID.
DRIVING LICENCE.
RATION CARD WHERE PHOTO AVAILABLE.
*(If ID proof is in Vernacular (Other than English), needs to be translated to
English & Attested by Authorized person with seal. ID proof is a must in all
cases. In all the above mentioned cases Photo must be very clear for
verification).
INCOME PROOF
 Latest Income Tax assessment order / Income Tax Return.
 Employer’s Certificate.
 Audited Company Account’s.
 Audited firm account and partnership deed.
 Chartered Accountant’s Certificate with Stamp & membership Number.
 Agricultural – land details & Income assessments (if agricultural income
proof is in vernacular needs to be translated to English & attested by BM) .
 Bank Cash – flows statement, pass – book.
RLIC
Premium
Rs.
Premium
Volumes
Half Yly.
Yearly
Half Yly.
---------------Yearly
Half Yly.
---------------Yearly
Half Yly.
---------------Yearly
Half Yly.
---------------Yearly
Half Yly.
--------------Yearly
5000
6000
10000
15000
20000
25000
50000
5
6
10
15
25
30
60
Mode of Payment
(Half Yearly / Yearly)
The Payment should be made only on
Demand Draft in favour of
Reliance Life Insurance Company Ltd.
*Payable at – Bangalore.
* Cash payments are strictly prohibited. If payment is made in cash, the company is
not responsible.*
Incentives of Independent Business Associates
(IBA)
1.Combination Premium Volume (PV) Incentives.
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Premium Rs. 1,000 = 1 Premium Volume (PV) *
1 Premium Volume (PV) = Rs. 50.
1Combination PV Value = Rs. 100.
Maximum Incentive Rs. 100,000 for 15 days.
Incentive will be Released on 15th and last date
of the month.
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* ( PV = Premium Volume).
2nd Year Incentives
2. Combination Premium Volume (PV) Incentives.
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Premium Rs. 1,000 = 1 PV.
1 Premium Volume (PV) = Rs.10.
1 Combination PV = Rs. 20.
Maximum Incentive Rs. 20,000
for 15 days.
Incentive will be calculated on 15th and last
date of the month.
3rd Year Incentives
3. Combination Premium Volume (PV) Incentives.
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Premium Rs. 1,000 = 1 PV.
1 Premium Volume (PV) = Rs.10.
1 Combination PV = Rs. 20.
Maximum Incentive Rs. 20,000 for 15 days.
Incentive will be calculated on 15th and last
date of the month.
4. Life Incentive.
4. Combination Premium Volume (PV) Incentives.
 Premium Rs. 1,000 = 1 PV
 1 Premium Volume (PV) = Rs.7.5.
 1 Combination PV = Rs. 15
 Maximum Incentive Rs. 15,000 for 15 days.
 Incentive will be calculated on 15th and last
date of the month.
 Policy Premium will be paid 4th Year onwards
 you will be get life incentives.
Promotions
Independent Business Associates (IBA)
Stage l -
SILVER IBA
Target : 500 Combination PV
Bike Fund Rs:- 25,000/For purchasing Bike (Loan Bike or Own Bike)
And IBA will get Rs:- 2,000 as Incentive
On monthly basis for a maximum period of 30 Months.
Following month onwards its compulsory to get 50 Combination
PV on every month.
stage II - RUBY IBA
Target : 1000 Combination
PV
office Maintenance Fund
Rs:- 1,00,000/-*
(Rs. 5,000 X 20 Months Will be given)
• Following month onwards its compulsory to get 100 Combination
Premium Volume (PV).
Stage III - EMERALD IBA
Target : 2000 Combination PV
Couple Foreign Tour Package
Couple Foreign Tour Package of
( 4 Night and 5 days)
&
Rs. 20,000 Cash as Shopping Fund.
Stage VI - GOLD IBA
Target : After completing of Emerald He / She need
to get 4000 Combination PV
or
Combination of a Emerald IBA
Car Fund
Car Fund Rs:- 3,60,000/(For purchasing of new or used Car)
There after from the following month onwards you will get fund of 2% on your
Combination PV Business or Rs:- 20,000/- as Incentive ( whichever is lower)
on monthly basis for maximum period of 72 Months.
Stage V - PLATINUM IBA
Target : a Combination of Gold IBA.
( Other than family members only)
Premium Pension Plan
Rs:- 1,25,000/and
Security Bond of
Rs:- 1,00,000/-
Special
Appreciation
3 grams Gold
Pocket Pin
with Company
Emblem.
Stage VI - DIAMOND IBA
Target : a Combination of Platinum IBA
(Other than Family members only)
Diamond
Special Appreciation :
Silver Shield (1 Kg.)
with Company Emblem.
DIAMOND Appreciations
1- If IBA complete Diamond in below 12 months Rs :- 10,00,000/2- If IBA complete Diamond in below 18 months Rs :- 8,00,000/-
3- If IBA complete Diamond in below 24 months Rs :- 6,00,000/4- If IBA complete Diamond in below 30 months Rs :- 4,00,000/5- If IBA complete Diamond in below 36 months Rs :- 2,00,000/-
6- If IBA complete Diamond in below 42 months Rs :- 1,00,000/-
* If any IBA physically challenged will achieved this position he / she will get 20%
an additional benefit from the regular appreciation.
Honorary Appreciations
According to the Development in performance after becoming Diamond
Independent Business Associates every Year.
Honorary Appreciations will be given as mentioned below :
01
20 cut-offs IBA will get ceiling out of 24 cut-offs he / she will
02
16 cut-offs IBA will get ceiling out of 24 cut-offs he / she
03
04
05
get :- 3,00,000.
get :- 2,50,000.
12 cut-offs you will got ceiling out of 24 cut-offs he / she will
get :- 2,00,000.
8 cut-offs you will got ceiling out of 24 cut-offs he / she will
get :- 1,50,000.
4 cut-offs you will got ceiling out of 24 cut-offs he / she will
get :-1,00,000.
*If IBA get maximum Incentive out of 24 Cut-Off .
TOP 9 STAR DIAMONDS
1st DIAMOND INDEPENDENT BUSINESS ASSOCIATE of the CompanyRs.- 30,00,000
2nd DIAMOND INDEPENDENT BUSINESS ASSOCIATE of the CompanyRs.- 27,00,000
3rd DIAMOND INDEPENDENT BUSINESS ASSOCIATE of the CompanyRs.- 24,00,000
4th DIAMOND INDEPENDENT BUSINESS ASSOCIATE of the CompanyRs.- 21,00,000
5th DIAMOND INDEPENDENT BUSINESS ASSOCIATE of the CompanyRs.- 18,00,000
TOP 9 STAR DIAMONDS
6th DIAMOND INDEPENDENT BUSINESS ASSOCIATE of the CompanyRs.- 15,00,000
7th DIAMOND INDEPENDENT BUSINESS ASSOCIATE of the CompanyRs.- 12,00,000
8th DIAMOND INDEPENDENT BUSINESS ASSOCIATE of the CompanyRs.- 9,00,000
9th DIAMOND INDEPENDENT BUSINESS ASSOCIATE of the CompanyRs.- 6,00,000
* If any IBA physically challenged will achieved this position he will get 20% an
additional from the regular appreciation.
STARTING BOOSTERS
TEAM PREMIUM VOLUME
25
50
75
100
200
300
500
700
1000
1500
3000
5000
Executive BAG
Branded MOBILE
Branded WET GRINDER
Branded DIGITAL CAMERA
Branded REFRIGERATOR
Branded WASHING MACHINE
Branded 32” LCD T.V.
Branded LAP TOP
1 Kg. SILVER
Rs.1,00,000/- worth of GOLD
Rs.2,50,000/- worth of CAR
Rs.5,00,000/- worth of CAR
This is applicable 100 Days from the Date of Joining for all Independent Business
Associates.
NOTE- Any Independent Business Associate will get only one of the
Appreciation in the Starting Boosters for Reaching the criteria.
COMPANY CHARITABLE ACTIVITIES
The people who are performed for the LAVEL OF PLATINUM and
above they are most likely to provide funds for the above given
Charity activities of the Company on yearly 10% of NET PROFIT
OF THE COMPANY.*
CHARITABLE ACTIVITIES:
1.Education support.
2. Marriage support.
3. Diamonds Birth Zone Developments.
4. Help to Physically Challenged Persons.
Rules & Regulations :
1. Scubitech Info Systems LLP. is a Agency of Reliance Life Insurance Co. Ltd.
2. The aspirant of the Insurance policies shall pay the premium amounts through
DEMAND DRAFTS only.
in favour of Reliance Life Insurance Co. Ltd. payable at BANGALORE.
3. If you have interested to be a policy holder or Independent Business Associate/s of
our organization will be your sole wish.
4. It’s not a compulsory to promote the policies.
5. As per combination premium volumes, I BA /s. is/are eligible for all the company
incentives and promotions.
6. Company does not represent that, IBA will achieve financial success without working
of relying solely on the efforts of others.
7. Incentives will be payable on the basis of collection of premiums.
8. Incentives and other appreciations to be released within 45 working days from the
date of eligibility.
9. Company will not to be responsible in any circumstances for the manipulations,
communicated false information's given by the IBA.
to the policy aspirants / holders. For policy details please visit : www.reliancelife.com
Rules & Regulations :
10. All Incentives and appreciations etc., given by the company only.
11. Company will give the incentive to the Independent Business Associate/s on the
policies done by such IBA/s.
12. The Rules and Regulations will be applicable to the Independent Business
Associate/s of the Company.
13. During the during the IBA of this Company, the IBA should not work for any such
other Company which will do the
similar business of our Company.
14. If any differences / issues arises between the company and the IBA the dispute will
be comes within the
Jurisdiction of the Courts in Bangalore, Karnataka.
15. TDS 10% (with PAN card), TDS 20% (without PAN card) as per the Income Tax norms.
16. No Service Tax and No Service Charges.
17. Without having permission from Company any Independent Business Associate
should not prepare any Broacher.
18. For more Rules and Regulations please visit Company Website : www.scubitech.com
THANK YOU
AND
WISH YOU ALL
THE BEST !