Essential Banking Terms
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7
Across
3 The person (or bank) who is expected to
pay a check or draft when it is presented for
payment.
Down
1 The person or organization to whom a
check, draft, or note is made payable.
2 A debt that was not paid when due.
5 An account at a financial institution into
which you can deposit money and from
which you can write checks for purchases.
Most people use this account to receive
their wages and pay their bills.
4 Generally a four-character number or word,
this is the secret code given to credit or
debit cardholders enabling them to access
their accounts
8 Legal claim against a property. Once the
property is sold, the lien holder is then paid
the amount that is owed.
6 A party who agrees to be responsible for the
payment of another party's debts should that
party default.
9 A debt instrument used in a real estate
transaction where the property is the
collateral for the loan.
12 An individual who signs the note of another
person as support for the credit of the
primary signer and who becomes
responsible for the obligation.
13 defined as theft/larceny of assets (money or
property) by a person in a position of trust or
responsibility over those assets
15 Assets that are offered to secure a loan or
other credit.
16 The fraudulent signing or alteration of
another's name to an instrument such as a
deed, mortgage, or check.
17 Undertaking to act as executor,
administrator, guardian, conservator, or
trustee for a family trust, authorized trust, or
testamentary trust, or receiver or trustee in
bankruptcy
19 A fee incurred when your checking account
doesn’t have enough funds to cover a
payment that is requested.
7 An open-end credit account in which the
assigned dollar limit has been exceeded.
10 止赎
tịch thu tài sản thế chấp
11 储存账户
đang
lưu tài khoản
tiết kiệm
14 A nine-digit number that identifies your
financial institution.
18 Lãi
年利率
suất phần trăm bình quân hàng năm
20 Someone who owes monies to another
party.