Wells Fargo Combined Statement of Accounts
Primary account number:
693183105
■
January 26, 2012 - February 23, 2012
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Page 1 of 7
Questions?
MR JESS CHINCHILLAS
MRS SUE ELLEN CHINCHILLAS
PO BOX 460776
ESCONDIDO CA 92046-0776
Available by phone 24 hours a day, 7 days a week:
1-800-742-4932
TTY: 1-800-877-4833
En español: 1-877-727-2932
1-800-288-2288 (6 am to 7 pm PT, M-F)
Online: wellsfargo.com
Write: Wells Fargo Bank, N.A. (114)
P.O. Box 6995
Portland, OR 97228-6995
You and Wells Fargo
Account options
Thank you for being a Wells Fargo customer. We appreciate your business and
understand that you are entrusting us with your banking needs. Let us assist you
in finding the right accounts and services to help you reach your financial goals.
Please visit us online at wellsfargo.com, call us at the number at the top of your
statement, or visit any Wells Fargo store - we'd love to hear from you!
A check mark in the box indicates you have these
convenient services with your account. Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.
Online Banking
✓
Direct Deposit
Online Bill Pay
✓
Rewards Program
Online Statements
✓
Auto Transfer/Payment
✓
Overdraft Protection
✓
Mobile Banking
My Spending Report
✓
Debit Card
Overdraft Service
IMPORTANT ACCOUNT INFORMATION
As a reminder, Wells Fargo may assess the following fees to your checking account for international transactions made with your debit
card.
- Non-Wells Fargo ATM Withdrawal: $5 each per international transaction
- Non-Wells Fargo ATM Transfer: $2 each per transaction when you transfer available funds between your primary linked checking and
savings accounts at select non-Wells Fargo ATMs
(Please note that the ATM owner or operator may also charge a fee.)
- International Purchase Transaction: 3% of the transaction amount is charged for each purchase made with your debit card in a foreign
currency that has been converted into a U.S. dollar amount by a network
(114)
Sheet Seq = 0010670
Sheet 00001 of 00004
✓
Primary account number:
693183105
■
January 26, 2012 - February 23, 2012
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Page 2 of 7
- Over-the-Counter Cash Disbursement: 3% of the transaction amount for each cash withdrawal at a non-Wells Fargo Bank outside the
U.S.
For fee waiver details, refer to your applicable Wells Fargo Account Fee & Information Schedule.
If you have questions, please contact your local banker or call the phone number at the top of your statement. Thank you. We
appreciate your business.
Summary of accounts
Checking and Savings
Account
Page
®
Complete Advantage Checking
SM
Wells Fargo Money Market Savings
Account number
693183105
1914935539
2
5
Total deposit accounts
Ending balance
last statement
Ending balance
this statement
992.51
18.89
901.23
93.90
$1,011.40
®
Complete Advantage Checking
Account number: 693183105
Activity summary
Beginning balance on 1/26
$992.51
Deposits/Additions
3,474.01
Withdrawals/Subtractions
- 3,565.29
Ending balance on 2/23
$901.23
Overdraft Protection
Your account is linked to the following for Overdraft Protection:
■
Credit Card - XXXX-XXXX-XXXX-6425
■
Savings - 000001914935539
Interest summary
Interest paid this statement
$0.01
Average collected balance
$781.75
Annual percentage yield earned
0.02%
Interest earned this statement period
$0.01
Interest paid this year
$0.01
Total interest paid in 2011
$0.29
MR JESS CHINCHILLAS
MRS SUE ELLEN CHINCHILLAS
California account terms and conditions apply
For Direct Deposit and Automatic Payments use
Routing Number (RTN): 121042882
$995.13
Primary account number:
693183105
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January 26, 2012 - February 23, 2012
■
Page 3 of 7
Transaction history
Date
1/27
1/30
1/30
1/30
1/30
2/2
2/2
2/2
2/3
2/6
2/6
2/6
2/6
2/7
2/7
2/7
2/8
2/8
2/8
2/9
2/9
2/9
2/9
2/10
2/10
2/10
2/10
2/10
2/13
2/15
2/15
2/16
2/16
2/16
2/16
2/17
2/21
Sheet Seq = 0010671
Sheet 00002 of 00004
Check
Number Description
Online Transfer Ref #Ibe86Gkys9 to Mastercard
Xxxxxxxxxxxx6425 on 01/27/12
POS Purchase - 01/29 Mach ID 000000 Wal-Mart #3494 San
Marcos CA 5824 00382029653242315 ?McC=5310
Bill Pay Am Exp/Costco on-Line xxxxxxxxxx22003 on 01-30
Bill Pay Sdge/Cv 300 on-Line xxxxxx93811 on 01-30
Bill Pay Boa/VISA on-Line Xxxxxxxxxxx51448 on 01-30
POS Purchase - 02/02 Mach ID 000000 Kaiser 08092470 San
Marcos CA 6507 00462033603525820 ?McC=8099
POS Purchase - 02/02 Mach ID 000000 Lowe's #1697 San Marcos
CA 5824 00302033669239076 ?McC=5200
Iof Foresters US PAC 38100923421208 S E / J Chinchillas
Recurring Transfer From Bodnar J Ref #Opeqnrsc54 Checking
Rent
Check Crd Purchase 02/02 IN-N-Out Burger 000000 San Marcos
CA 434256xxxxxx5824 036240014325313 ?McC=5814 90
POS Purchase - 02/06 Mach ID 000000 Costco Whse #10 San
Marcos CA 5824 00382037695809664 ?McC=5300
POS Purchase - 02/06 Mach ID 000000 Sprouts Farmers
Escondido CA 5824 00462037733726010 ?McC=5411
POS Purchase - 02/06 Mach ID 000000 Smart & Final C Escondido
CA 5824 00382037766173164 ?McC=5411
Bill Pay Jesus Bautista on-Line Cv #300 on 02-07
Bill Pay Rhoescondido POA on-Line xxxx60586 on 02-07
Bill Pay Champagne Villag on-Line Xxxce #300 on 02-07
US Treasury 303 Xxsoc Sec 020812 Sue E Chinchillas
POS Purchase - 02/08 Mach ID 000000 Kaiser 08092470 San
Marcos CA 5824 00382039577552998 ?McC=8099
POS Purchase - 02/08 Mach ID 000000 Lowe's #2481 Escondido
CA 5824 00382039753211740 ?McC=5200
Expresssend/Global Remittance Transaction Bancomer Mxn
3,748.08 Fx Rate:12.4936 Usd Amt:300.00 to:0160103977 Jesus
Jose Chinchillas Elizalde
Expresssend/Global Remittance Transaction Fee WF536278927
Check Crd Purchase 02/08 Cocina Del Charro Es Escondido CA
434256xxxxxx5824 040240010458921 ?McC=5812 90
Online Transfer to Bajamar Home Owners Asso Ref #Ibemrrlg86
Business Checking Feb2012 Chinchillas SD06 06 07
Check Crd Purchase 02/08 Ihop 826 San Marcos CA
434256xxxxxx5824 041240006000542 ?McC=5812 90
Check Crd Purchase 02/09 Paypal *Dishlots 402-935-7733 CA
434256xxxxxx5824 041240010603504 ?McC=8999 01
Recurring Transfer Ref #Opetkvsgst to Savings xxxxxx5539
POS Purchase - 02/10 Mach ID 000000 Napa Auto Parts
Escondido CA 5824 00382041706053695 ?McC=5533
Bill Pay Delgadodirecttv on-Line xxx Xxxxxcable on 02-10
4160 Check
US Treasury 303 Xxsoc Sec 021512 Jesus J Chinchillas
Check Crd Purchase 02/14 Vesta *AT&T 866-608-3007 OR
446024xxxxxx6507 046240005151835 ?McC=4814 01
Online Transfer Ref #Ibejvrwkfc From Business Checking
Reimburse Telephone Minutes Expense
Online Transfer Ref #Ibetkxc72R to Business Checking Feb2012
Chinchillas Ln
POS Purchase - 02/16 Mach ID 000000 Wal-Mart #3494 San
Marcos CA 6507 00302047772446735 ?McC=5310
Withdrawal Made In A Branch/Store
Bill Pay Sdge/Cv 300 on-Line xxxxxx93811 on 02-17
POS Purchase - 02/18 Mach ID 000000 Smart & Final C Escondido
CA 6507 00462049727579896 ?McC=5411
Deposits/
Additions
Withdrawals/
Subtractions
50.00
Ending daily
balance
942.51
58.18
50.00
195.92
500.00
15.00
138.41
9.13
50.00
1,150.00
64.28
1,214.28
12.18
74.07
36.31
110.94
980.78
80.00
205.00
264.46
431.32
750.00
25.00
55.77
1,100.55
300.00
3.50
23.45
135.00
638.60
24.63
38.00
75.00
38.37
34.76
143.00
427.84
284.84
25.00
1,808.84
1,549.00
25.00
550.00
62.44
40.00
186.38
45.14
1,181.40
995.02
Primary account number:
693183105
■
January 26, 2012 - February 23, 2012
■
Page 4 of 7
Transaction history (continued)
Date
2/21
2/23
2/23
Check
Number Description
POS Purchase - 02/19 Mach ID 000000 Cvs 09959 09959
Escondido CA 6507 00462050704714591 ?McC=5912
POS Purchase - 02/23 Mach ID 000000 Kaiser 08092470 San
Marcos CA 6507 00582054601523170 ?McC=8099
Interest Payment
Deposits/
Additions
Withdrawals/
Subtractions
23.66
Ending daily
balance
926.22
25.00
0.01
901.23
Ending balance on 2/23
901.23
Totals
$3,474.01
$3,565.29
The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
Summary of checks written
(checks listed are also displayed in the preceding Transaction history)
Number
Date
Amount
4160
2/13
143.00
You have made an important decision in choosing the Wells Fargo ExpressSend service to send money home. Whether you are
supporting family, responding to an emergency, or celebrating a special occasion, the ExpressSend service provides peace of mind
when your loved ones are counting on you. For even more convenience - simply sign in to Wells Fargo Online to make your next
ExpressSend transfer.
The monthly service fee on your Complete Advantage Checking account can be waived when you complete the package
requirements with three or more qualifying linked accounts or services AND have one of the following: maintain a $7,500 minimum
daily balance in deposit or qualifying credit accounts, including a Credit Card, or have a linked Wells Fargo Home Mortgage. If the
monthly service fee is not waived by the above options, this fee can be discounted by $2.00 per month, when you receive online only
statements for this account. Please contact a personal banker or visit a Wells Fargo store if you have additional questions.
IMPORTANT ACCOUNT INFORMATION
For customers with Wells Fargo debit, check or ATM cards issued in IN, MN, OH and SD: Starting February 1, 2012, you can begin to use
your card to make purchases where you enter your Personal Identification Number (PIN) to authorize your purchase. Refer to the
applicable account agreement for more information, or contact the customer service number on your statement.
Important Wells Fargo ExpressSend Service Information
We would like to inform you about changes to your Wells Fargo ExpressSend Terms and Conditions.
Effective 01/18/2012, Section 10 of the Terms and Conditions is revised as follows: The first sentence "The minimum amount you can
send using either the account-based or the cash-based Option is $25." is deleted and replaced with "A minimum transfer amount
applies to ExpressSend, and is subject to change at any time." For current transfer limits, speak with a Wells Fargo Banker, call us at
800-556-0605 or check the Frequently Asked Questions section of our website at wellsfargo.com/expresssend.
Primary account number:
693183105
■
January 26, 2012 - February 23, 2012
■
Page 5 of 7
®
Direct Deposit Advance
Lender - Wells Fargo Bank, N.A.
Activity summary
Current advance credit limit
Current repayment method
$500.00
Automatic Deduction
Previous statement outstanding balance*
$0.00
Current statement outstanding balance*
$0.00
*Balance includes advance(s), Advance Fee(s) and late fee(s), if applicable.
Fee summary
Advance Fee(s) incurred during this statement period
Year-to-date fee summary
$0.00
Total Advance Fee(s) paid year-to-date
$0.00
Total other fee(s) paid year-to-date*
$0.00
Year-to-date total reflects Advance Fee(s) and other fee(s) paid since
first full statement period of current calendar year.
*Other fee(s) include Payment by Mail set-up fee and late fee , if applicable.
■
Use the Direct Deposit Advance service to access up to $500 prior to receiving your recurring direct deposit income. Just use
wellsfargo.com or call the Wells Fargo Phone Bank. The Direct Deposit Advance service is an expensive form of credit intended to meet
short-term and emergency borrowing needs.
You may want to consider our Payment Plan feature which is available at no additional cost. If your account is in the Automatic
Deduction repayment method and qualifies, this plan allows you to pay back your outstanding advance(s) in $100 increments from each
qualified direct deposit - instead of the full repayment. This may allow you to repay your outstanding advance over a period of time,
while adjusting your monthly budget. Certain restrictions apply; call a Phone Banker today to see if your account qualifies for this
feature.
For complete details, see the Direct Deposit Advance Service Agreement and Product Guide and any amendment or addendum
available at your nearest store location or go online at wellsfargo.com/checking/direct-deposit-advance/index.
SM
Wells Fargo Money Market Savings
Account number: 1914935539
Activity summary
Beginning balance on 1/26
$18.89
Deposits/Additions
75.01
Withdrawals/Subtractions
- 0.00
Ending balance on 2/23
Sheet Seq = 0010672
Sheet 00003 of 00004
$93.90
MRS SUE ELLEN CHINCHILLAS
JESS CHINCHILLAS
California account terms and conditions apply
For Direct Deposit and Automatic Payments use
Routing Number (RTN): 121042882
Primary account number:
693183105
■
January 26, 2012 - February 23, 2012
■
Page 6 of 7
Interest summary
Interest paid this statement
$0.01
Average collected balance
$55.09
Annual percentage yield earned
0.23%
Interest earned this statement period
$0.01
Interest paid this year
$0.01
Total interest paid in 2011
$0.35
Transaction history
Date
2/10
2/23
Description
Recurring Transfer Ref #Opetkvsgst From Complete Advantage(Rm)
xxxxxx3105
Interest Payment
Deposits/
Additions
75.00
Withdrawals/
Subtractions
0.01
93.90
Ending balance on 2/23
Totals
Ending daily
balance
93.89
93.90
$75.01
$0.00
The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
Primary account number:
693183105
■
January 26, 2012 - February 23, 2012
■
Page 7 of 7
Worksheet to balance your account
General statement policies for Wells Fargo Bank
Follow the steps below to reconcile your statement balance with your
account register balance. Be sure that your register shows any interest
paid into your account and any service charges, automatic payments or
ATM transactions withdrawn from your account during this statement
period.
A Enter the ending balance on this statement.
$
■
To dispute or report inaccuracies in information we have furnished to a
Consumer Reporting Agency about your accounts. You have the right to
dispute the accuracy of information that Wells Fargo Bank, N.A. has
furnished to a consumer reporting agency by writing to us at Wells Fargo
Servicing, P.O. Box 14415, Des Moines, IA 50306-3415. Please describe the
specific information that is inaccurate or in dispute and the basis for the
dispute along with supporting documentation. If you believe the
information furnished is the result of identity theft, please provide us with
an identity theft report.
■
In case of errors or questions about your electronic transfers,
telephone us at the number printed on the front of this statement or write
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
you can, if you think your statement or receipt is wrong or if you need more
information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.
B List outstanding deposits and other
credits to your account that do not appear on
this statement. Enter the total in the column
to the right.
Description
Amount
Total
$
+ $
C Add A and B to calculate the subtotal.
= $
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.
D List outstanding checks, withdrawals, and
other debits to your account that do not appear
on this statement. Enter the total in the column
to the right.
Number/Description
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
■
Amount
®
In case of errors or questions about your Direct Deposit Advance
service
If you think your bill is wrong, or if you need more information about a
transaction on your bill, write us at Wells Fargo Bank, P. O. Box 6995,
Portland, OR 97228-6995 as soon as possible. We must hear from you no
later than 60 days after we sent you the first bill on which the error or
problem appeared. You can telephone us, but doing so will not preserve
your rights.
In your letter, give us the following information:
1. Your name and account number
2. The dollar amount of the suspected error
3. Describe the error and explain, if you can, why you believe there is an
error. If you need more information, describe the item you are unsure
about.
You do not have to pay any amount in question while we are investigating,
but you are still obligated to pay the parts of your bill that are not in
question. While we investigate your question, we cannot report you as
delinquent or take any action to collect the amount you question.
Total
$
E Subtract D from C to calculate the
adjusted ending balance. This amount should be
the same as the current balance shown in your
register.
Sheet Seq = 0010673
Sheet 00004 of 00004
-
$
= $
©2010 Wells Fargo Bank, N.A. All rights reserved
. NMLSR ID 399801