SERIOUS THREAT demands SERIOUS PROTECTION TMD Security GmbH Rheinweg 1 | 8200 | Schaffhausen | Switzerland www.tmdsecurity.com CPK+ 6000 series SERIOUS THREAT demands SERIOUS PROTECTION serious business CPK+ 6000 series TMD Security is market leader worldwide in anti-skimming technology: effective and permanent protection for all ATMs and SSTs. We believe a serious threat demands serious protection. serious demand All over the world people pay with their bank- or credit card, wherever they may be. In airports, railway stations, shopping malls, restaurants, office buildings and petrol stations. Payment with plastic is the most popular method of payment. A great convenience for the customer, but an incredible big risk for the banking industry. content serious threat 02-03 skimmimg today 04-05 tmd customers 06-07 anti-skimming technology of CPK & SDK 08-09 series & models 10-11 model overview Due to the increasing number of point-of-pay-terminals skimming, the increasing crime, grows just as fast. Skimming criminality is a serious threat to the banking industry. The techniques used are innovative and sophisticated. Skimming criminals are difficult to stop. Developing a skimming device is relative simple and inexpensive and so is buying it. Making easy money with any effort. serious protection The cost of skimming to the banking industry amounts to hundreds of millions annually. So, banks invest in anti-skimming solutions, but in actual practice most solutions are not effective in the long run. When the threat and the stakes are that high and the losses that vast, it is of the utmost importance that the right solution is chosen. Non-stop threats from skimming criminals cannot be fought with short-term solutions. What the banking industry needs is long-term protection and that is what TMD Security offers. 2 3 CPK+ 6000 series SERIOUS THREAT demands SERIOUS PROTECTION summary of our customers UK HSBC • Royal bank of Scotland • Lloyds TSB • Barclays • HBOS • Sainsbury’s • Tesco • Abbey Bank • Nationwide • Scotland NAB Group Ireland Bank of Ireland • Nothern Bank • First Trust Bank Germany SK Hannover • Deutsche Bank • Dresderbank • Postbank, • Santanderbank • Reisebank Norway All banks Luxembourg All banks Turkey Yapi Kredi • Ak Bank Greece HSBC • Euro Bank • Marfin Bank • Egnatia BANK • Piraeus Bank • Citibank Cyprus HSBC USA Citibank • Wellsfargo Aruba Aruba bank • RBTT Bank • Canada • Netherlands SNS • ING, Dutch railway station France Euro Information UEA HSBC • Commercial Bank of Dubai Oman HSBC Lebanon HSBC Jordan one mission If we are to offer the best possible protection for the ATMs of our clients against criminals who are after other people’s money, we take no chances. For years TMD Security has invested in research, development and optimization of our unique anti-skimming technology. We cross all continents to talk to banks, police officials, fraud experts and government departments. We listen to their experiences with skimming criminality. We discuss optimization of anti-skimming solutions, as not every solution proves to be effective in the long run. Such information feeds our expertise and this is what comes back again in the reliability of our products. one device TMD Security knows what skimming involves. We know the way skimming criminals operate and we know how we can protect the banking industry against them: CPK+. The ultimate anti-skimming technology, applicable to all ATM brands. A lasting solution which contributes to the basis for trust between bank and client. Since the CPK+ has been introduced, it has not only been proved that something can be done about skimming, but that the antiskimming technology also protects in the long run. CPK's, installed with our clients in 2004, still offer successful protection. one step ahead TMD Security is market leader worldwide. High-end products, the best possible service and a network of reliable partners. In our Research & Development Centre we continuously work towards optimisation of our technology. For that is what those skimming criminals do as well. TMD Security always tries to be one step ahead of the criminals. In that way TMD Security secures your ATM network. HCBC Qatar Noor Islamic Bank • 4 5 SERIOUS THREAT demands SERIOUS PROTECTION benefit of the TMD technology CPK - card protection kit The heart of our anti-skimming solution is the CPK. The Card Protection Kit is a device that resists skimming attacks in conjunction with the motorized and DIP card reader. Whether criminals use skim devices in conjunction with the card reader, falls fronts or when the skim device is connected to the prehead of the card reader, the CPK will always create an electromagnetic protection field in the vicinity of the card entry slot. This protection field makes it impossible to read data and that’s what it’s all about. The CPK can be installed in all types of ATMs and the ATM will stay in service before, during and after the attack. CPK is the ultimate protection against analogue and digital skimming attacks. CPK+ 6000 series TMD Security is worldwide known for its patented and classified anti-skimming technology. Many banks and international companies benefit from the solutions we offer. Nowadays, more than 20 million transactions are daily secured by the CPK+. This success is due to the unique aspects of our technology. It’s invisible from the outside, so it protects from the inside. Our CPK+ models fit all types of ATMs and SSTs, installation is very easy and there are no software adjustments required. Above all, the anti-skimming technology of TMD Security successfully prevents from skimming attacks on a long term base. Our products have a proven track record of at least five years. CPK+ 6000 series TMD Security releases the most advanced and reliable technology in anti-skimming solutions ever. This device contains the CPK and SDK technology. Thanks to years of experience, research and interaction with our customers, we succeeded in developing a series of models with unique benefits. We not only improved the SDK - surface detection kit Skimming criminals use a variety of materials to design skimming devices. It is essential to detect these types of material to prevent successfully against skimming. The Surface Detection Kit is a high-end device that detects everything that’s attached on or over the front of an ATM or SST. From plastics to wood, metals and all kind of skim devices. The SDK will give an alarm instantly. The technology of the SDK is based on algorithms and it calibrates non-stop. The SDK comes with different possibilities types of alarms, dry contact and USB. The SDK offers the only silent alarm worldwide and is, together with the CPK+, a proven long term protection against skimming attacks. For motorized ATMs the SDK is only an information feature and not a protection feature. anti-skimming technology and Surface Detection Technology, we also embedded innovative tools like remote upgrades. The 6000 series offers also more than plug and play products, more and more they are integrated ATM devices with great features. The variation in communication skills is improved and extended as well: dry contact n/o and N/c, USB compatible and alerts on LCD. Feel free to contact us to obtain all specifications of the new 6000 series, the long term and complete solution against skimming. 6 7 CPK+ 6000 series CPK+ 6000 series SERIOUS THREAT demands SERIOUS PROTECTION the models CPK+ Model 1 CPK+ Model 2 CPK+ Model 3 CPK+ Model 4 Only for motorized ATMs / SSTs Only for motorized ATMs / SSTs Designed for ATMs / SSTs with Dip (manual) reader Motorized The CPK+ Model 1 prevents skimming attacks successfully in conjunction with the MCRW of the ATM / SST. It will also defeat skimming attacks with false fronts which work in conjunction with the motorized card reader of the ATM/SST. In addition to Model 1, the CPK+ Model 2 includes a Surface Detection Kit (SDK) and distinguishes different kinds of materials (e.g. plastic, paper, iron, wood). The CPK+ Model 3 has been specially developed for non-motorized (DIP) card readers to protect ATMs and SSTs against skimmers which have been placed over the bezel of the DIP reader. Like Model 2, the CPK+ Model 3 includes a Surface Detection Kit (SDK). The CPK+ Model 4 (M) has been developed to protect against false-front fraud attacks. It prevents the use of all types of skimming devices that are placed over the card entry slot and covers the entire fascia of the ATM/SST. It will also defeat skimmer attacks with false fronts which work in conjunction with the DIP reader of the ATM/SST. How does it work? The CPK+ Model 4 (M) has the same functionalities as CPK+ Model 2. In addition it has two transmitters, which, together, create a protective shield of approximately 20cm, disabling the skimming device. How does it work? The CPK+ creates a protective shield around the card entry slot by emitting a signal. The signal disrupts the skimmer so it will be unable to compromise the data of the magnetic strip. The transmitter will be in stand-by mode during the reading process of the motorized card reader. • ATM stays in service during the skimming attack • ATM/SST operates normally during and after attack • Effective in combination with both metal and plastic fascias • Requires 24 volt power input of MCRW How does it work? The CPK+ Model 2 works in two stages. Firstly, the CPK+ creates a protection shield round the card entry slot. Secondly, it sends a silent alarm to the ATM/SST owner as soon as the SDK registers any criminal activity in progress. • ATM stays in service during the skimming attack • ATM/SST continues to operate normally during and after attack • Silent alarm • Effective in combination with plastic fascias • Counter on LCD keeps track of attacks MCRW ( card • reader ) How does it work? As soon as the Surface Detection Kit detects a skimming device, it activates the transmitter. The transmitter is always in stand-by mode. It is only activated during a skimming attack and will automatically return to the stand-by mode when criminals remove the skimming equipment. Although the ATM/SST will stay in operation during the attack, the reader will be unable to carry out any transactions. The Surface Detection Kit (SDK) detects any foreign device that is placed over the card entry slot and detects any false fronts. • • • • Two transmitters Two SDK sensors Silent alarm Effective in combination with plastic fascias • Silent alarm • ATM/SST returns to normal operation after attack • Effective in combination with both metal and plastic bezels • Counter on LCD keeps track of attacks 8 9 SERIOUS THREAT demands SERIOUS PROTECTION CPK+ WW series SKIMMING TODAY CPK+ Model 4 CPK+ Model 5 (M) Dip reader The CPK+ Model 4 (D) has been developed for nonmotorized (DIP) card readers to defend against false front-fraud attacks. Model 4 (D) protects against skimmers placed over the bezel of the ATM / SST. Self service terminals The CPK+ Model 5 has been developed for duo SSTs that contain two DIP / motorized card readers in a single terminal. It defends against skimming devices that are placed over the card entry slot of the SST and works in conjunction with the DIP card readers. How does it work? This model works in the same way as Model 3, but in addition, it also protects against skimming attacks with false fronts that can capture data without working in conjunction with any functionality of the ATM/ SST. In a strategic place in the ATM / SST, a second SDK sensor has been mounted to detect false fronts only. • • • • • Two SDK sensors Two Transmitters Silent alarm Effective in combination with plastic fascias Transmitters, operate only during skimming attacks MATRIX CPK 2000 CPK 3000 CPK 4000 CPK+ 5003 CPK+ 5005 CPK+ 6000 not visible from the outside CPK technologie protection for motorized cardreaders Control Engine System fits in all brands of ATM & SST upgrade to various models RS232 communication How does it work? If one or both of the SDK sensors detect a skimming device, the transmitter(s) is/are switched on. A constant signal is emitted which disrupts the skimmer. It also disables the reading process of the SST, if equipped with a DIP reader, during the attack but the SST is not shut down. This model contains one CPK+, two SDK sensors and two transmitters which operate independently of each other. • • • • Two SDK sensors Two Transmitters Silent alarm Protects two readers with one CPK+ device LCD Display detection (Silence) alarm SDK technologie alarm relay output -> relay contact. Com, NO/NC transmitter with anti fraud switch counting number of attacks if used as stand alone protection for motorized and dip readers transmitter normal and/or high mode centralized monitoring functionality centralized upload of firmware upgrades Usb port real time communication via USB Port settings remote adjustable internal Clock CPK+ and SDK S/W upgrades via USB from Host sensor equipped with stability system 10 2 11