Money Matter$ December 2012 Cashier’s Office Monthly Newsletter (904) 620-2472 Welcome to Student Financial Services! cashier@unf.edu upcoming Financial Literacy event and practice your skills! December Dates o 7th – Fall 2012 Commencement o 14th – Fall 2012 Grades Posted o 22th –January 2rd – University Closed for Holiday Break o January 14, 2013-payment for spring tuition due by 5:00 p.m. FINANCIALLY FIT OSPREYS In partnership with One Stop Student Services, Controller’s Office, and independent financial advisors we have established a new UNF committee: Financially Fit Ospreys! This committee is overseeing and working on new initiatives to bring financial literacy to campus. We will be hosting several events on campus in the coming year and would love any suggestions for events or sponsorships! You can direct emails to Heather Strange: hstrange@unf.edu! Join us for an FINANCIAL AID AUTHORIZATION Federal financial aid cannot pay miscellaneous charges (such as orientation and late fees) unless you authorize it to do so. If you have charges and do not authorize the aid, you must to pay the fees yourself. Your account will be placed on hold until they are paid. Your refund will also be delayed. Follow these steps to complete the authorization: 1. Log into myWings, student tab 2. Select “Student Self Service” 3. Select “Online Forms” 4. Select “Financial Aid Authorization” and follow prompt OZZIE’$ TIP OF THE MONTH Did you receive your refund late? Did you sign up for Direct Deposit? Did you complete the Financial Aid Authorization? Check out this article from UNF Spinnaker which explains the refund process. http://unfspinnaker.com/the-411on-refunds/ 10 EASY TIPS TO SAVE MONEY THIS CHRISTMAS ! This article from CBS News has some great suggestions on how you can save money this Christmas. You can read the full article here: http://www.cbsnews.com/8301505125_162-37441814/10-easy-tips-tosave-money-this-christmas/ 1. Plan it – create a spending list 2. Use discounted gift cards – use a discount gift card site or take advantage of store/restaurants that offer free/reduced gift card prices. 3. Use social media – Follow retailers online to receive special discounts. 4. Barter via online chat – use the “live chat” option to ask for a discount from a manager 5. Find discount codes – use discount code websites to find special discount codes to your favorite retailers. 6. Get cash back – special websites that offer rebate checks. 7. Bring on the envelopes – use cash for presents and spend less than if you use a credit or debit card. NEED MORE INFORMATION? Contact us by phone: 904-620-2472 or by email: cashier@unf.edu or visit our website: http://www.unf.edu/anf/controller/cashier s/ 8. Give group gifts – try a “secret Santa” among your friends or co-workers to reduce individual spending. 9. Don’t buy for yourself – resist the urge to buy for yourself while shopping for others. 10. Avoid the “store credit card” – some retailers offer special discounts when using their store card, but the interest rate on the cards usually add up to more than your savings!