Chabot College
Fall, 2002
Removed Fall 2006
Course Outline for Business 82
CONSUMER FINANCE AND OWNERSHIP
Catalog Description:
82 - Consumer Finance and Ownership
3 units
Elements involved in the U.S. marketplace for renting or owning real estate, vehicles, and
other investments. Financial planning associated with banking, credit, insurance, taxes,
estate planning in relationship to business cycles and government regulations. Strongly
recommended: Eligibility for English 1A and Mathematics 65 or 65L. 3 hours.
Prerequisite Skills:
None
Expected Outcomes for Students:
Upon completion of this course, the student should be able to:
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7.
inquire effectively of legal and accounting advisors about financial benefits of property
renting/leasing/purchasing in relationship to his/her present circumstances and future
financial planning;
discern the differences among the options of the U.S. depository and lending
institutions;
evaluate and apply for various consumer credit options;
recognize the governmental regulations on consumer purchases, product selection,
warranties, consumer purchase contracts, and equal credit opportunities;
utilize tenant and homeowner rights;
determine insurance needs and develop a plan;
examine investor options in stocks, bonds, annuities, and other public or private shortand long-term investments.
Course Content:
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Renting/leasing/purchasing real estate and substantial cost items
Depository institutions and consumer credit options
Consumer laws and protection agencies
Taxes
Insurance programs: risk management, life, health, property, auto, and liability
insurance
Investment options: stocks, bonds, annuities, other private and public options
Estate planning, wills, trusts, power of attorney and living will
Setting financial goals, budget, balance sheet, and cash flow
Methods of Presentation:
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3.
Lecture and discussion
Case and/or project studies
Student presentations on selected topics
Chabot College
Course Outline for Business 82, Page 2
Consumer Finance and Ownership
Fall 2002
Assignments and Methods of Evaluating Student Progress:
1.
2.
Typical Assignments:
a. Write a financial plan
b. Write an insurance plan
c. Write an investment plan
d. Complete a will or trust
Methods of Evaluating Student Progress:
a. Review and evaluation of assignments
b. Application projects from the internet
c. Final examination
Textbook(s) (Typical):
THE WALL STREET JOURNAL LIFETIME GUIDE FOR MONEY, 2001
PERSONAL FINANCE; AN INTEGRATED PLANNING APPROACH, Winger and Frasca,
Prentice-Hall, 2000
PERSONAL FINANCE,Kapoor, Diaboy and Hughes, 6th Edition, McGraw Hill, 2001
PERSONAL FINANCE, Keown, 2nd Edition, McGraw Hill, 2001
Special Student Materials:
None
mc 12/06/01
COBUS82