Center on Poverty, Work, & Opportunity
Topic: Personal Financial Literacy
Components
 PowerPoint
 Terms & Concepts
 Documents and Readings
 Suggested Resources
o Websites (Interactive/Links)
o Video Clips
o Books & Films
Terms & Concepts
401(k)/403(b) plans
Annual Fee
Assets
ATM
Bank
Bank draft
Bankruptcy
Bond
Budget
Budget/Budgeting
Career
Certificate of Deposit (CD)
Check
Checking Account
Coupon
Coverage Limit
Credit
Credit Card
Credit History
Credit history
Credit Limit
Credit Report
Credit Score
Credit Union
Debit Card
Debt
Deductible
Delayed Gratification
Deposit
Dividend
Earned Interest
Endorse
Expense
FDIC
Federal Income Tax
Finance Charge
Financial Literacy
Financial Planning
Fixed Expense
Fraud
Goal
Grace Period
Gross Income
Health Insurance
Identity Theft
Immediate Gratification
Income
Inflation
Insurance
Insurance Policy
Interest
Investing/Investments
Job
Late Fee
Lease
Liabilities
Life Insurance
Loans
Long-term goal
Macroeconomics
Microeconomics
Middle-term goal
Mortgage
Mutual Fund
Needs
Net Income (Take Home)
Opportunity Cost
Pension
Personal Identification
Number (PIN)
Personal Loan
Priorities
Recession
Rent
Resume
Risk
Sales Tax
Savings
Savings Account
Scholarships
Short-term Goal
Social Security
Social Security
Spending
Stock
Stock Market
Stocks
Trade-off
Values
Variable Expense
Variable Expenses
Wants
Yield
Documents/Readings:
 April is Financial Literacy Month! What Does This Mean for Our Generation? (Amy
Lin, Huffington Post): http://www.huffingtonpost.com/amy-lin/april-is-financiallitera_b_3023032.html
 Working Financial Literacy in with the Three R’s (Tara Siegel Bernard, New York
Times): http://www.nytimes.com/2010/04/10/your-money/10money.html?_r=0
 Financial Literacy (Chicago Tribune, Collection of Articles):
http://articles.chicagotribune.com/keyword/financial-literacy
 Financial Literacy (Washington Post, Collection of Article):
http://articles.washingtonpost.com/keyword/financial-literacy
 Financial Literacy (Daily Finance, Collection of Articles):
http://www.dailyfinance.com/tag/Financial+Literacy/
 Financial Literacy (US News & World Report, Collection of Articles):
http://www.usnews.com/topics/subjects/financial_literacy
 Personal Finance (CNNMoney, Collection of Articles): http://money.cnn.com/pf/
Websites/Links
 Personal Financial Literacy (North Carolina Public Schools):
http://www.ncpublicschools.org/pfl/
 Jumpstart – Financial Smarts for Students (JumpStart Coalition for Personal
Financial Literacy): http://www.jumpstart.org/
 360 Financial Literacy (American Institute of CPAs):
https://www.360financialliteracy.org/
 Practical Money Skills for Life (VISA): http://www.practicalmoneyskills.com/
 My Money (US Government) http://www.mymoney.gov/
 Your Life, Your Money: What is Financial Literacy (PBS):
http://www.pbs.org/your-life-your-money/more/what_is_financial_literacy.php
 Personal Finance Games (InCharge Debt Solutions):
http://www.incharge.org/money-101/personal-finance-games
Video Clips
 Personal Finance Lessons (CBS News):
http://www.cbsnews.com/video/watch/?id=50147189n
 Financial Literacy (PBS): http://video.pbs.org/video/2364997817/
 Financial Literacy in 5 Easy Steps (BET):
http://www.bet.com/video/news/national/2013/financial-literacy-in-five-simplesteps.html
 Financial Literacy (PACE University):
http://www.youtube.com/watch?v=T48QyPFAZG8
 Financial Literacy 101 High School Course (State of California – Department of Real
Estate): http://www.youtube.com/watch?v=R4ZnCDNjoF8
 Cosby Show: Pilot Episode (Comedy Shows):
http://www.youtube.com/watch?v=HtZ9JSQsbe4
Suggested/Selected Resources: Books & Films
 Personal Financial Literacy (Joan Ryan)
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Personal Financial Literacy (Jeff Madura, Mike Casey, Sherry Roberts)
Understanding the Mathematics of Personal Finance: An Introduction to Financial
Literacy (Lawrence Dworsky)
Little Kids Big Money: Tools for Teaching Kid Friendly Finance (Andrea Travillian)
Saving and Investing: Financial Knowledge and Financial Literacy Everyone Needs
and Deserves to Have! (Michael Fischer)
Personal Finance for Dummies (Eric Tyson)
The Student’s Guide to Financial Literacy (Robert Lawless)
Unfair Advantage: The Power of Financial Education (Robert Kiyosaki)
Becoming Financially Literate: The Basics You Never Learned in High School (Eric
Weiss)
Financial Literacy for Teens (Chad Foster)