FINANCIAL LITERACY
MS. KATHI REED
2015-2016
FINANCIAL LITERACY
 DLT:
8/18/15
I will complete my Hopkinsville High School school-wide expectations
learning map (Per 2 - Slides 5-6, Per 4 – Slides 9-12, Per 7 – Slides 22-23), and
describe regular classroom and emergency procedures for my Financial Literacy
class.
 AGENDA:
1. Complete Student Information Sheet – first class grade!
2. Bell Schedule, Lunch Schedule, Locker, Parking Passes
3. Emergency Procedures (tornado, earthquake, fire drill)
4. School-wide Expectations (Slides 5-6/9-12/22-23)
5. Class Procedures – seating, supplies, turning work in, books…
6. Class Syllabus – signed & returned by Friday, August 21st (Classroom
Geography/Syllabus Quiz – Monday, August 24th)
7. Tardy Policy – In class – in seat when bell rings
FINANCIAL LITERACY
 DLT:
8/19/15
I will examine appropriate behavior/discipline policies (Code of Acceptable
Behavior & Discipline), and describe regular classroom and emergency procedures
for my Financial Literacy class.
 AGENDA:
1. Complete Student Information Sheet – first class grade!
2. Bell Schedule, Lunch Schedule, Locker, Parking Passes
3. Emergency Procedures (tornado, earthquake, fire drill)
4. Code of Acceptable Behavior & Discipline (Pages 7-11/18-23/36-45)
5. Class Procedures – seating, supplies, turning work in, books…
6. Class Syllabus – signed & returned by Friday, August 21st (Classroom
Geography/Syllabus Quiz – Monday, August 24th)
7. Set up Remind on cell phones
8. Tardy Policy – In class – in seat when bell rings
FINANCIAL LITERACY
8/20/15
 DLT:
I will examine student opportunities at HHS and describe
regular classroom and emergency procedures for my Financial Literacy
class.
 AGENDA:
1. Phones – Infinite Campus App & Setup
2. Phones – Remind/Facebook/Twitter Setup - Bonus
3. HHS Student Opportunities (Slides 26-27/33/36-43)
4. $20 Counterfeit Bill Scenario – small groups
5. Class Syllabus – signed & returned by Friday, August 21st
(Classroom Geography/Syllabus Quiz – Monday, August 24th)
$20.00 COUNTERFEIT BILL SCENARIO
A man goes into a shoestore and buys a pair of shoes for $5. He pays with a
counterfeit $20 bill but the shoestore owner does not realize it. Not having change for
the $20 bill, the owner runs to the grocer next door. The grocer gives the shoestore
owner four $5 bills and the shoestore owner gives the man the shoes and $15 change.
Later the grocer comes back to the shoestore owner with the FBI and informs him that
the $20 bill was counterfeit, so the shoestore owner gives the grocer $20, and the FBI
keeps the counterfeit bill.
How much did the shoestore owner lose?
$20.00 COUNTERFEIT BILL SCENARIO
The Answer:
http://mathforum.org/library/drmath/view/57974.html
FINANCIAL LITERACY
 DLT:
8/21/15
I will calculate regular and overtime hourly pay.
 Bellringer: P. 4, 1-4 (ASMD $, decimals)
 AGENDA:1. Class Syllabus - Discussion
2. Classroom Geography - Discussion
3. Solution - Counterfeit $20.00 Bill – Collaboration
4. Books – care and feeding of
FINANCIAL LITERACY
 DLT:
8/24/15
I will calculate regular and overtime hourly pay.
 Bellringer: P. 8, 11-16
 AGENDA: 1. Classroom Geography/Syllabus Quiz
2. Notebook Organization
3. Gross Pay – Vocabulary Review
4. Calculating Gross Pay – Time, Time-and-a-half, Double-time
5. Work together - P. 5-7, A-H
6. Complete Hourly Pay 1-1 (Partners)
7. Social Media Signup & Remind - by Friday
FINANCIAL LITERACY
 Notebook Organization
 1.Vocabulary
 2. Class Notes
 3. Assignments
 4. Assessments
 5. MoneySkill/EverFi
FINANCIAL LITERACY
 DLT:
8/25/15
I will calculate regular and overtime hourly pay.
 Bellringer: P. 9, 22-26
 AGENDA:1. Finish/Review P. 5-7, A-H
2. Gross Pay – Vocabulary Review
3. Complete & Turn in Hourly Pay 1-1 (Partners)
4. Social Media & Remind Signup – by Friday
FINANCIAL LITERACY
 DLT:
I will calculate gross pay for salaried employees.
 Bellringer: P. 10, 1-3 (ASMD $)
 AGENDA:1. Calculating Gross Pay for Salaried Employees
2. Gross Pay – Vocabulary Review
3. Work together - P. 11, A-D, & P. 13, 7-15
4. Complete Salary 1-2
5. Social Media & Remind Signup by Friday
6. Checkpoint 1-1 (Hourly Pay) on Thursday
8/26/15
FINANCIAL LITERACY
 DLT:
8/27/15
I will calculate commission earnings quota method & graduated
commission method.
 Bellringer: P. 14, 1-4 (Review - %)
 AGENDA: 1. Calculating Commission Pay for Employees
2. Gross Pay – Vocabulary Review
3. Work together - P. 15-17, A-J
4. Checkpoint 1-1 (Hourly Pay)
5. Social Media & Remind Signup by Friday
6. Turn in Salary 1-2
FINANCIAL LITERACY
 DLT:
8/28/15
I will calculate commission earnings quota method & graduated
commission method.
 Bellringer: P. 18, 1-12 (Review - %)
 AGENDA: 1. Calculating Commission Pay for Employees
2. Gross Pay – Vocabulary Review
3. Finish - P. 15-17, A-J
4. Complete Commission 1-3 (Partners) – Due Monday
5. Social Media & Remind Signup by TODAY
6. Checkpoint 1-1 Hourly Pay – Monday
7. Checkpoint 1-2 Salary - Tuesday
FINANCIAL LITERACY
8/31/15
 DLT:
I will calculate gross pay using piece-rate, per-diem, and tip
methods.
 Bellringer: Checkpoint 1-1 Hourly Pay (Formative Assessment)
 AGENDA:1. Calculating Piece-Rate, Per-Diem, and Tip Pay
2. Gross Pay – Vocabulary Review
3. Work together - P. 21-23, A-F
4. Complete 1-4 Other Wage Plans (Old Maid - Partners)
5. Checkpoint 1-2 Salary – Tuesday
6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
FINANCIAL LITERACY
9/01/15
 DLT:
I will calculate average pay from grouped data and find the unknown
item in a group of data.
 Bellringer: P. 25, 28-32 (Review – Salary/Commission/Tip)
 AGENDA:
1. Calculating Average Pay
2. Gross Pay – Vocabulary Review
3. Work together - P. 27-29, A-H
4. Checkpoint 1-2 – Salary (Formative Assessment)
5. Checkpoint 1-3 – Commission – Wednesday
6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
FINANCIAL LITERACY
9/02/15
 DLT:
I will calculate average pay from grouped data and find the
unknown item in a group of data.
 Bellringer: P. 31, 30-32 (Review – Salary/Hourly Pay)
 AGENDA:
1. Checkpoint 1-3 Commission – postponed to Friday
2. P. 32, 1-9 - Gross Pay – Vocabulary Review
3. Complete 1-5 Average Pay (Partners – Old Maid)
4. Checkpoint 1-4 Other Wage Plans – Thursday
5. Checkpoint 1-5 – Average Pay – Thursday
6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
FINANCIAL LITERACY
9/03/15
 DLT:
I will calculate gross pay using a variety of methods (Review for
Assessment)
 Bellringer: None (Formative Assessment Checkpoints)
 AGENDA:
1. Learning Map Discussion/Completion
2. Checkpoint 1-4 - Other Wage Plans
3. Checkpoint 1-5 – Average Pay
4. Gross Pay Review – P. 32-33, 10-29 (Groups – Seasons)
5. Summative Assessment – Gross Pay – Wednesday
6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
FINANCIAL LITERACY
9/04/15
 DLT:
I will calculate gross pay using a variety of methods (Review for
Assessment)
 Bellringer: Make Appointment Partners
 AGENDA:
1. Review 1-3 Commission (Checkpoint on Monday)
2. Team Meeting, P. 29 (Groups - Seasons)
3. Finish Gross Pay Review – P. 32-33, 10-29 (Groups –Seasons)
4. Summative Assessment – Gross Pay – Wednesday
5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
FINANCIAL LITERACY
9/08/15
 DLT:
I will calculate gross pay using a variety of methods (Review for
Assessment)
 Bellringer: P. 36, 1-11 (Review - %, ASMD $)
 AGENDA:
1. Checkpoint 1-3 Commission
2. Feedback – Unit 1 Assignments/Learning Map
3. Turn in Gross Pay Review – P. 32-33, 10-29
4. Summative Assessment – Gross Pay – Wednesday
5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
6. Grade 9-11 Picture Day - Thursday
FINANCIAL LITERACY
 DLT:
9/09/15
I will calculate gross pay using a variety of methods (Assessment)
 Bellringer: None
 AGENDA:
1. Summative Assessment – Gross Pay
2. Turn in all Gross Pay Unit 1 assignments
3. Money Skill Login
4. Grade 9-11 Picture Day - Thursday
5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
FINANCIAL LITERACY
9/10/15
 DLT:
I will calculate deductions from gross pay (federal withholding,
Social Security, Medicare, etc.)
 Bellringer: P. 40, 1-4 (ASMD Money/Percent)
 AGENDA:
1. 2-1 Calculating Deductions from Gross Pay
2. Unit 2 Vocabulary
3. Work together P. 42-44, A-J
4. MoneySkill Login
5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
FINANCIAL LITERACY
9/11/15
 DLT:
I will calculate deductions from gross pay (federal withholding,
Social Security, Medicare, etc.)
 Bellringer: P. 46, 47-52 (Review - % & mixed numbers)
 AGENDA:
1. 2-1 Calculating Deductions from Gross Pay
2. Unit 2 Vocabulary
3. Complete 2-1 Deductions from Gross Pay (6:00 Partner)
4. MoneySkill Login
5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
FINANCIAL LITERACY
 DLT:
9/14/15
I will calculate federal income taxes.
 Bellringer: P. 53, 37-43(Review - % & commission)
 AGENDA:
1. Work together P. 49-51, A-F
2. 2-2 Federal Income Taxes
3. MoneySkill Modules 1-9 due by Oct. 23rd
4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
5. Checkpoint 2-1 – Tuesday
6. Bonus Facebook Assignment & MoneySkill Pre-test due
Friday
FINANCIAL LITERACY
 DLT:
9/15/15
I will calculate federal income taxes.
 Bellringer: Checkpoint 2-1
 AGENDA:
1. Check/Review P. 49-51, A-F
2. Complete 2-2 Federal Income Taxes (4:00 Partner)
3. MoneySkill Modules 1-9 due October 23rd
4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
5. Checkpoint 2-2 – Thursday
6. Bonus Facebook Assignment & MoneySkill Pre-test due
Friday
FINANCIAL LITERACY
 DLT:
9/16/15
I will calculate federal income taxes.
 Bellringer: P. 56, 1-6 (Review – Dec/Percent)
 AGENDA:
1. Check/Review P. 49-51, A-F
2. Complete 2-2 Federal Income Taxes (10:00 Partner)
3. MoneySkill Modules 1-9 due October 23rd
4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
5. Checkpoint 2-2 – Friday
6. Bonus Facebook Assignment & MoneySkill Pre-test due
Friday
FINANCIAL LITERACY
 DLT:
9/17/15
I will calculate federal income taxes.
 Bellringer: P. 57, 22-26 (Review – mixed numbers, commission, AGI)
 AGENDA:
1. Check/Review P. 49-51, A-F
2. Complete 2-2 Federal Income Taxes (10:00 Partner)
3. MoneySkill Modules 1-9 due October 23rd
4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
5. Checkpoint 2-2 – Friday
6. Bonus Facebook Assignment & MoneySkill Pre-test due
Friday
FINANCIAL LITERACY
 DLT:
9/18/15
I will calculate federal income taxes.
 Bellringer: Checkpoint 2-2
 AGENDA:
1. Complete 2-2 Federal Income Taxes (12:00 Partner)
2. MoneySkill Modules 1-9 due October 23rd
3. Seniors – ACT Oct. 24th – Sign up by TODAY
4. Bonus Facebook Assignment & MoneySkill Pre-test due
TODAY!
FINANCIAL LITERACY
 DLT:
I will calculate state and city income taxes.
 Bellringer:
P. 62, 23-30
 AGENDA:
1. Work together P. 55-56, A-D
2. 2-3 State and City Income Taxes
3. MoneySkill Modules due October 23rd
4. Blood Drive – Community Service Bonus
9/21/15
FINANCIAL LITERACY
 DLT:
9/22/15
I will calculate state and city income taxes.
 Bellringer: P. 57, 19-21 (Use State Tax Table on P. 55)
 AGENDA:
1. Update Learning Map – Unit 2
2. Finish 2-3 State and City Income Taxes (8:00 Partner)
3. MoneySkill Modules due October 23rd
4. Email and Infinite Campus Check – Do TODAY!
5. Checkpoint 2-3 - Thursday
FINANCIAL LITERACY
9/23/15
 DLT:
I will calculate total job benefits, net job benefits and compare net
job benefits of jobs.
 Bellringer: P. 69, 42-44
 AGENDA:
1. Work together, P. 59-61, A-F
2. 2-4 Benefits and Job Expenses (6:00 Partner)
3. MoneySkill Modules due October 23rd
4. Checkpoint 2-3 – Thursday
5. Checkpoint 2-4 - Friday
FINANCIAL LITERACY
9/24/15
 DLT:
I will calculate total job benefits, net job benefits and compare net
job benefits of jobs.
 Bellringer: Checkpoint 2-3
 AGENDA:
1. Check/Review P. 59-61, A-F
2. Finish 2-4 Benefits and Job Expenses (6:00 Partner)
3. MoneySkill Modules due October 23rd
4. Checkpoint 2-4 - Friday
FINANCIAL LITERACY
9/25/15
 DLT:
I will calculate take-home pay as a percentage of gross pay, the
impact of a raise on take-home pay, and the potential tax savings of a
cafeteria plan.
 Bellringer: Checkpoint 2-4
 AGENDA:
`
1. Work together, P. 64-66, A-F
2. 2-5 Analyze Take-Home Pay (4:00 Partner)
3. MoneySkill Modules due October 23rd
4. Checkpoint 2-5 - Tuesday
5. Unit 2 Common Assessment – Wednesday
FINANCIAL LITERACY
 DLT:
9/28/15
I will calculate take-home pay as a percentage of gross pay, the
impact of a raise on take-home pay, and the potential tax savings of a
cafeteria plan.
 Bellringer: P. 70, 1-8
 AGENDA:
`
1. Review/Check P. 64-66, A-F
2. 2-5 Analyze Take-Home Pay (2:00 Partner)
3. MoneySkill Modules due October 23rd
4. Checkpoint 2-5 - Wednesday
5. Unit 2 Common Assessment – Thursday
FINANCIAL LITERACY
 DLT:
9/29/15
I will calculate take-home pay as a percentage of gross pay, the
impact of a raise on take-home pay, and the potential tax savings of a
cafeteria plan.
 Bellringer: Update Learning Map
 AGENDA:
`
1. Review/Check P. 64-66, A-F
2. 2-5 Analyze Take-Home Pay (2:00 Partner)
3. MoneySkill Modules due October 23rd
4. Checkpoint 2-5 - Wednesday
5. Unit 2 Common Assessment – Thursday
FINANCIAL LITERACY
 DLT:
9/30/15
I will calculate deductions from gross pay, federal income taxes,
state/city income taxes, benefits and job expenses, and analyze takehome pay (Review for Assessment).
 Bellringer: Checkpoint 2-5
 AGENDA:
1. Unit 2 Review, P. 70-71, 9-24
2. Unit 2 Common Assessment – Thursday
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
10/01/15
 DLT:
I will calculate deductions from gross pay, federal income taxes,
state/city income taxes, benefits and job expenses, and analyze takehome pay (Assessment).
 Bellringer: None
 AGENDA:
1. Turn in Unit 2 Review, P. 70-71, 9-24
2. Unit 2 Common Assessment – TODAY!!!!
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
10/02/15
 DLT:
I will calculate deductions from gross pay, federal income taxes,
state/city income taxes, benefits and job expenses, and analyze takehome pay (Assessment).
 Bellringer: None
 AGENDA:
1. Turn in Unit 2 Review, P. 70-71, 9-24
2. Finish Unit 2 Common Assessment – TODAY!!!!
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
 DLT:
10/05/15
I will calculate simple and compound interest on savings accounts.
 Bellringer: P. 80, 1-3
 AGENDA:
1. Introduction to Savings Accounts & Banking
2. 3-1 Savings Accounts
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
 DLT:
10/06/15
I will calculate simple and compound interest on savings accounts.
 Bellringer: P. 86, 28-37
 AGENDA:
1. Work together P. 81-84, A-H
2. 3-1 Savings Accounts (2:00 Partner)
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
10/07/15
 DLT:
I will calculate simple and compound interest on savings accounts
in various scenarios and analyze data for better “deal” in investing.
 Bellringer: Using your learning map, write formulas for simple and
compound interest on half-sheet of paper. You will have one minute!
 AGENDA:
1. Team Scenario – Draw Task Cards/Group Assignments
♣ - Mathematician ♥ - Recorder ♦ - Researcher/Boggler
2. Follow schedule on Scenario Assignment (back)
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
10/08/15
 DLT:
I will calculate simple and compound interest on savings accounts
in various scenarios and analyze data for better “deal” in investing.
 Bellringer: P. 92, 20-26 (Answer must be in same form as problem)
 AGENDA:
1. Finish P. 81-84, A-H
2. 3-1 Savings Accounts (8:00 Partner)
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
 DLT:
10/12/15
I will prepare a deposit slip and record entries in a check register.
 Bellringer: P. 92, 27,& 29
 AGENDA:
1. Work Together P. 89-90, A-D
2. 3-2 Checking Accounts (4:00 Partner)
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
 DLT:
10/13/15
I will record electronic banking transactions and calculate
account balances needed to make online payments.
 Bellringer: P. 92, 28 & 30
 AGENDA:
1. Work Together P. 94-97, A-D
2. 3-3 Electronic Banking (8:00 Partner)
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
10/14/15
 DLT:
I will record electronic banking transactions and calculate
account balances needed to make online payments.
 Bellringer: P. 76, 1, 3, 5, 7, & 10
 AGENDA:
1. Check/Review P. 94-97, A-D
2. Finish 3-3 Electronic Banking (4:00 Partner)
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
10/15/15
 DLT:
I will work with a team to prepare a company payroll and answer
questions concerning the payroll. (Real-world application scenario)
 Bellringer: None
 AGENDA:
1. Team Scenario – Draw Task Cards/Group & Role Assignments
♣ - Mathematician ♥ - Recorder ♦ - Researcher/Boggler
2. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
10/16/15
 DLT:
I will work with a team to prepare a company payroll and answer
questions concerning the payroll. (Real-world application scenario)
 Bellringer: P. 91, 7-12
 AGENDA:
1. Teamwork - Finish Integrated Project #1
♣ - Mathematician ♥ - Recorder ♦ - Researcher/Boggler
2. Checkpoint 3-1 Monday
3. MoneySkill Modules due October 23rd
FINANCIAL LITERACY
10/19/15
 DLT:
I will reconcile a bank statement including correcting errors and
inclusion of outstanding items.
 Bellringer: Checkpoint 3-1
 AGENDA:
1. 3-4 Check Register Reconciliation
2. Work Together P. 102-106, A-F
3. Checkpoint 3-2 Friday
4. MoneySkill Modules due October 23rd
5. Missing/Make-up Assignments due October 23rd
FINANCIAL LITERACY
10/20/15
 DLT:
I will review skills necessary for calculating simple and compound
interest.
 Bellringer: P. 99, 17-18
 AGENDA:
1. Reteaching – Simple & Compound Interest
2. Retake Checkpoint 3-1 on Wednesday
3. MoneySkill Modules due October 23rd
4. Missing/Make-up Assignments due October 23rd
FINANCIAL LITERACY
10/21/15
 DLT:
I will reconcile a bank statement including correcting errors and
inclusion of outstanding items.
 Bellringer: Retake Checkpoint 3-1
 AGENDA:
1. 3-4 Check Register Reconciliation
2. Check/Review P. 102-106, A-F
3. Checkpoint 3-2 Friday
4. MoneySkill Modules due October 23rd
5. Missing/Make-up Assignments due October 23rd
FINANCIAL LITERACY
10/22/15
 DLT:
I will reconcile a bank statement including correcting errors and
inclusion of outstanding items.
 Bellringer: P. 85, 21-22
 AGENDA:
1. 3-4 Check Register Reconciliation (12:00 Partners)
2. Check/Review P. 102-106, A-F
3. Checkpoint 3-2 Friday
4. MoneySkill Modules due October 23rd
5. Missing/Make-up Assignments due October 23rd
FINANCIAL LITERACY
10/23/15
 DLT:
I will reconcile a bank statement including correcting errors and
inclusion of outstanding items.
 Bellringer: Checkpoint 3-2
 AGENDA:
1. Learning Map Update
2. Checkpoint 3-3 Tuesday
3. MoneySkill Modules due TODAY!
4. Missing/Make-up Assignments due TODAY!
FINANCIAL LITERACY
10/26/15
 DLT:
I will calculate earnings, penalties, and effective rate of interest
involving money market and CD accounts.
 Bellringer: P. 108, 20, 22, 24
 AGENDA:
1. 3-5 Money Market and CD Accounts (Learning Map Update)
2. Work Together P. 110-113, A-H
3. Checkpoint 3-3 Tuesday
4. MoneySkill Modules due TODAY!
5. Missing/Make-up Assignments due TODAY!
FINANCIAL LITERACY
10/27/15
 DLT:
I will calculate earnings, penalties, and effective rate of interest
involving money market and CD accounts.
 Bellringer: P. 107, 5-6
 AGENDA:
1. 3-5 Money Market and CD Accounts (Old Maid Partners)
2. Check/Review P. 110-113, A-H
3. Checkpoint 3-3 Wednesday
4. Checkpoint 3-4 Thursday
FINANCIAL LITERACY
10/28/15
 DLT:
I will calculate earnings, penalties, and effective rate of interest
involving money market and CD accounts.
 Bellringer: Checkpoint 3-3
 AGENDA:
1. Finish 3-5 Money Market and CD Accounts (Old Maid)
2. Check/Review P. 110-113, A-H
3. Checkpoint 3-4 Thursday
FINANCIAL LITERACY
 DLT:
10/29/15
I will calculate future and present value of an ordinary annuity.
 Bellringer:
Skills Workshop 10, Fractions, Decimals, and Percents
 AGENDA:
1. 3-6 Annuities (Learning Map Update)
2. Work Together P. 117-118, A-D
FINANCIAL LITERACY
 DLT:
10/30/15
I will calculate future and present value of an ordinary annuity.
 Bellringer:
Checkpoint 3-4
 AGENDA:
1. 3-6 Annuities (Old Maid Partners)
2. Check/Review P. 117-118, A-D
3. Signed Grade Report due Friday
4. Checkpoint 3-5 Wednesday
FINANCIAL LITERACY
 No School
11/02/15
FINANCIAL LITERACY
 No School – Election Day
11/03/15
FINANCIAL LITERACY
 DLT:
11/04/15
I will calculate future and present value of an ordinary annuity.
 Bellringer:
P. 120, 1-8
 AGENDA:
1. 3-6 Annuities (Old Maid Partners)
2. Check/Review P. 117-118, A-D
3. Signed Grade Report due Friday
4. Checkpoint 3-5 - Thursday
FINANCIAL LITERACY
 DLT:
11/05/15
I will calculate future and present value of an ordinary annuity.
 Bellringer:
Checkpoint 3-5
 AGENDA:
1. 3-6 Annuities (Old Maid Partners)
2. Checkpoint 3-6 - Monday
3. Signed Grade Report due Friday
4. ACT Deadline Friday!!! See Ms. Kem for details.
FINANCIAL LITERACY
 DLT:
11/06/15
I will calculate savings interest (simple/compound), transactions in checking
accounts including electronic banking, reconcile bank statements with check registers,
complete money market/CD transactions, and calculate present and future values of
ordinary annuities. (Review for Assessment)
 Bellringer:
P. 124, 11-12
 AGENDA:
1. P. 120-121, 9-21
2. Checkpoint 3-6 - Monday
3. Signed Grade Report due TODAY!!!
4. MoneySkill lessons 10-18 due December 18th
5. ACT Deadline is TODAY! See Ms. Kem to sign up!
6. Unit 3 Assessment - Tuesday
FINANCIAL LITERACY
 DLT:
11/09/15
I will calculate savings interest (simple/compound), transactions in
checking accounts including electronic banking, reconcile bank statements with
check registers, complete money market/CD transactions, and calculate
present and future values of ordinary annuities. (Review for Assessment)
 Bellringer:
Checkpoint 3-6
 AGENDA:
1. Finish P. 120-121, 9-21
2. Unit 3 Assessment - Friday
3. Turn in late/missing assignments
4. MoneySkill lessons 10-18 due December 18th
FINANCIAL LITERACY
11/10/15
 DLT:
I will record transactions in checking accounts including electronic
banking and reconcile bank statements with check registers in a real-world
scenario. (Review for Assessment)
 Bellringer:
Choose Teams – Via drawing cards from a deck
 AGENDA:
1. Team Project – Personal Banking/Checkbook Reconciliation
2. Unit 3 Assessment - Friday
3. Turn P. 120-121, 9-21
4. MoneySkill lessons 10-18 due December 18th
FINANCIAL LITERACY
 No School – Veteran’s Day
11/11/15
FINANCIAL LITERACY
11/12/15
 DLT:
I will record transactions in checking accounts including electronic
banking and reconcile bank statements with check registers in a real-world
scenario. (Review for Assessment)
 Bellringer:
None
 AGENDA:
1. Team Project – Personal Banking/Checkbook Reconciliation
2. Unit 3 Assessment - Friday
3. Turn in late/missing assignments
4. MoneySkill lessons 10-18 due December 18th
FINANCIAL LITERACY
11/13/15
 DLT:
I will calculate savings interest (simple/compound), transactions in
checking accounts including electronic banking, reconcile bank statements with
check registers, complete money market/CD transactions, and calculate
present and future values of ordinary annuities. (Assessment)
 Bellringer:
None
 AGENDA:
1. Unit 3 Assessment
2. Turn in late/missing assignments
3. MoneySkill lessons 10-18 due December 18th
4. Assignment deadline for progress reports – Friday, Nov. 20th
FINANCIAL LITERACY
11/16/15
 DLT:
I will calculate savings interest (simple/compound), transactions in
checking accounts including electronic banking, reconcile bank statements with
check registers, complete money market/CD transactions, and calculate
present and future values of ordinary annuities. (Assessment)
 Bellringer:
None
 AGENDA:
1. Finish Unit 3 Assessment
2. Turn in late/missing assignments
3. MoneySkill lessons 10-18 due December 18th
4. Assignment deadline for progress reports – Friday, Nov. 20th
FINANCIAL LITERACY
11/17/15
 DLT:
I will make financial decisions by systematically considering alternatives
and consequences, discuss how saving contribute to financial well-being,
explain how investing builds wealth and helps meet financial goals, then
develop a personal financial plan
 Bellringer: Form Teams – ♥ - Recorder, ♠ - Spokesperson, ♦ - Scorekeeper
 AGENDA:
1. How to Really Be a Millionaire!!! Activity
2. Turn in late/missing assignments
3. MoneySkill lessons 10-18 due December 18th
4. Assignment deadline for progress reports – Friday, Nov. 20th
FINANCIAL LITERACY
11/18/15
 DLT:
I will explain basic principles of economic reasoning, apply economic
reasoning to family money-management scenarios, and explain why education
creates more opportunities and higher incomes in the future.
 Bellringer: Form Teams – ♥ - Recorder, ♠ - Spokesperson
 AGENDA:
1. The Economic Way of Thinking Activity
2. Turn in late/missing assignments
3. MoneySkill lessons 10-18 due December 18th
4. Assignment deadline for progress reports – Friday, Nov. 20th
FINANCIAL LITERACY
11/19/15
 DLT:
I will explain how scarcity affects economic choices, describe and
apply the five-step decision-making model in making economic choices.
 Bellringer: Describe the opportunity cost of missing your part-time job on
Saturday so you can go to the homecoming dance with your date.
 AGENDA:
1. Decision-Making Activity
2. Turn in late/missing assignments
3. MoneySkill lessons 10-18 due December 18th
4. Assignment deadline for progress reports – Friday, Nov. 20th
FINANCIAL LITERACY
11/20/15
 DLT:
I will apply economic concepts such as opportunity cost, scarcity, and
the decision-making model to making economic choices.
 Bellringer: Update PFL Learning Map – Turn in Unit 3 Learning Map
 AGENDA:
1. Checkpoint Theme 1 – Economic Way of Thinking
2. Turn in late/missing assignments
3. MoneySkill lessons 10-18 due December 18th
4. Assignment deadline for progress reports – TODAY!
FINANCIAL LITERACY
 DLT:
11/30/15
I will identify key steps in the job-application process.
 Bellringer: Read – Earning Income – Make Notes, highlight, “?”
 AGENDA:
1. Looking for a Job – Key Steps – Large Group (P. 21 & P. 25)
2. MoneySkill lessons 10-18 due December 18th
3. Join Remind101 - Text @msreed-fl to 81010
FINANCIAL LITERACY
12/01/15
 DLT:
I will identify key steps in the job-application process, practice jobinterview skills, and write a resume (ILP).
 Bellringer: Choose Teams – RED vs BLACK
 AGENDA:
1. Teams – Job Interview Skills (BLACK) & ILP Resume (RED)
2. Complete activities on P. 21 & 25
3. MoneySkill lessons 10-18 due December 18th
4. Join Remind101 - Text @msreed-fl to 81010
FINANCIAL LITERACY
12/02/15
 DLT:
I will identify key steps in the job-application process, practice jobinterview skills, and write a resume (ILP).
 Bellringer: List and describe six steps in Job Application process.
 AGENDA:
1. Teams – Job Interview Skills (RED) & ILP Resume (BLACK)
2. All resumes must be printed and submitted by 12/10.
3. MoneySkill lessons 10-18 due December 18th
4. Join Remind101 - Text @msreed-fl to 81010
FINANCIAL LITERACY
12/03/15
 DLT:
I will identify key steps in the job-application process and practice jobinterview skills, write a resume (ILP), and a letter of application.
 Bellringer: Review Activity 4.1 – List five items that should be included in a letter
of application.
 AGENDA:
1. Teams – Job Interview Skills (BLACK) & ILP Resume (RED)
2. Type letter of application – using appropriate letter format
3. MoneySkill lessons 10-18 due December 18th
4. Join Remind101 - Text @msreed-fl to 81010
5. Reminder – Resumes and letters printed & submitted by 12/10
FINANCIAL LITERACY
12/04/15
 DLT:
I will identify key steps in the job-application process and practice
job-interview skills, write a resume (ILP), and a letter of application.
 Bellringer: Peer Editing Process – Resumes & letters of application
 AGENDA:1. Type letter of application – using appropriate letter format
2. MoneySkill lessons 10-18 due December 18th
3. Join Remind101 - Text @msreed-fl to 81010
4. Reminder – Resumes and letters printed & submitted by 12/10
5. Checkpoint PFL – Lesson 4 on Monday
FINANCIAL LITERACY
12/07/15
 DLT:
I will identify key steps in the job-application process and practice jobinterview skills, write a resume (ILP), and a letter of application.
 Bellringer: Update Learning Maps
 AGENDA:
1. Checkpoint PFL – Lesson 4
2. Peer edit letters of application and resumes. Save to One Drive
3. MoneySkill lessons 10-18 due December 18th
4. Join Remind101 - Text @msreed-fl to 81010
5. Reminder – Resumes and letters printed & submitted by 12/10
FINANCIAL LITERACY
12/08/15
 DLT:
I will identify the elements of a typical monthly family budget including
income, expenses, and savings.
 Bellringer: Read Introduction – Money Management/Update Learning Map
 AGENDA:
1. Budgets are Beautiful – Call In Show
2. Peer edit letters of application and resumes. Save to One Drive
3. MoneySkill lessons 10-18 due December 18th
4. Join Remind101 - Text @msreed-fl to 81010
5. Reminder – Resumes and letters printed & submitted by 12/10
FINANCIAL LITERACY
 DLT:
12/09/15
I will make spending recommendations for a family taking account of costs
and benefits involved.
 Bellringer: If you are giving a birthday party for your best friend, what are some
expenses that you would have to consider? If you have only $20 to spend, how
would those expenses have to be adjusted? Justify your reasoning. (50 words)
 AGENDA:
1. John and Marcia – Monthly Spending Plan 1 & 2
2. Peer edit letters of application and resumes. Save to One Drive
3. MoneySkill lessons 10-18 due December 18th
4. Join Remind101 - Text @msreed-fl to 81010
5. Reminder – Resumes and letters printed & submitted by 12/10
FINANCIAL LITERACY
 DLT:
12/10/15
I will make spending recommendations for a family taking account of costs
and benefits involved.
 Bellringer: In your own words, define the following terms: budget, disposable
income, fixed expense, net worth, variable expense.
 AGENDA:
1. Finish John and Marcia – Monthly Spending Plan 1 & 2
2. Peer edit letters of application and resumes.
3. MoneySkill lessons 10-18 due December 18th
4. Join Remind101 - Text @msreed-fl to 81010
5. Reminder – Resumes and letters shared by TODAY!!!!
6. Checkpoint – Friday – Managing Money
FINANCIAL LITERACY
 DLT:
12/11/15
I will make spending recommendations for a family taking account of
costs and benefits involved and identify the elements of a typical monthly
family budget including income, expenses, and savings.
 Bellringer: None
 AGENDA: 1. Semester Exam Days –
Period 2 - Thursday
Period 4 – Wednesday
Period 7 - Friday
2. MoneySkill lessons 10-18 due December 18
3. Share resume and letter of application with me via One
Drive. (Formative Assessment Grade)
FINANCIAL LITERACY
 DLT:
12/14/15
I will make spending recommendations for a family taking account of
costs and benefits involved and identify the elements of a typical monthly
family budget including income, expenses, and savings.
 Bellringer: Checkpoint PFL – Theme 3, Lesson 8 - Managing Money
 AGENDA: 1. Semester Exam Days –
Period 2 - Thursday
Period 4 – Wednesday
Period 7 - Friday
2. MoneySkill lessons 10-18 due December 18
3. Share resume and letter of application with me via One
Drive. (Formative Assessment Grade)
FINANCIAL LITERACY
 DLT:
12/15/15
I will explain the meaning of key terms dealing with credit,
advantages/disadvantages of using credit, identify financial institutions that offer credit,
and evaluate credit transactions
 Bellringer: Read Introduction – Spending & Credit. Complete Article Summary Form.
(Follow directions exactly.)
 AGENDA: 1. What is Credit? (Read Aloud – Alternating Paragraphs) Old Maid Partners
– Answer Questions
2. Common Forms of Credit – Large Group – Answer Questions
3. MoneySkill lessons 19-27 due March 4
4. Semester Exam Days –
Period 2 - Thursday
Period 4 – Wednesday
Period 7 - Friday
FINANCIAL LITERACY
 DLT:
12/16/15
I will demonstrate proficiency concerning financial literacy topics: net
pay, gross pay, federal taxes, and banking.
 Bellringer: None
 AGENDA: 1. Semester Exam Days –
Period 2 - Thursday
Period 4 – TODAY!!!
Period 7 - Friday
2. MoneySkill lessons 10-18 due December 18
3. Share resume and letter of application with me via One
Drive. (Formative Assessment Grade)
FINANCIAL LITERACY
12/17/15
 DLT: I will demonstrate proficiency concerning financial literacy
topics: net pay, gross pay, federal taxes, and banking.
 Bellringer: None
 AGENDA: 1. Semester Exam Days –
Period 2 – TODAY!!!
Period 7 - Friday
2. MoneySkill lessons 10-18 due December 18
3. Share resume and letter of application with me via
One Drive. (Formative Assessment Grade)
FINANCIAL LITERACY
12/18/15
 DLT: I will demonstrate proficiency concerning financial literacy
topics: net pay, gross pay, federal taxes, and banking.
 Bellringer: None
 AGENDA: 1. Semester Exam Days –
Period 7 – TODAY!!!!
2. MoneySkill lessons 10-18 due December 18
3. Share resume and letter of application with me
via One Drive. (Formative Assessment Grade)
FINANCIAL LITERACY
1/04/16
 DLT: I will calculate costs of using a credit card (verify
transactions, read a statement, identify terms and conditions).
 Bellringer: P. 128, 1-4
 AGENDA: 1. 4.1 Credit Card Costs
2. Credit Cards – Vocabulary
3. Work Together P. 130-134, A-H
4. MoneySkill lessons 19-27 due March 4
5. Deadline for February ACT is Jan 8th.
FINANCIAL LITERACY
1/05/16
 DLT: I will calculate costs of using a credit card (verify
transactions, read a statement, identify terms and conditions).
 Bellringer: P. 135, 14-16
 AGENDA: 1. 4.1 Credit Card Costs
2. Review Credit Cards – Vocabulary
3. Review P. 130-134, A-H
4. MoneySkill lessons 19-27 due March 4
5. Deadline for February ACT is Jan 8th.
FINANCIAL LITERACY
 DLT:
1/06/16
I will calculate finance charges two ways using a daily or monthly
periodic rate (previous balance method & adjusted balance method).
 Bellringer: P. 136, 28-29 (Show work)
 AGENDA: 1. 4.2 Credit Card Finance Charges omit #8 & 9
2. Review Credit Cards – Vocabulary
3. Work Together P. 138-140, A-F
4. MoneySkill lessons 19-27 due March 4
5. Deadline for February ACT is Jan 8th.
6. Checkpoint 4.1 - Friday
FINANCIAL LITERACY
 DLT:
1/07/16
I will calculate finance charges two ways using a daily or monthly
periodic rate (previous balance method & adjusted balance method).
 Bellringer: P. 141, 5-10
 AGENDA: 1. 4.2 Credit Card Finance Charges, omit #8 & 9
2. Review Credit Cards – Vocabulary
3. Review P. 138-140, A-F
4. MoneySkill lessons 19-27 due March 4
5. Deadline for February ACT is Jan 8th.
6. Checkpoint 4.1 - Friday
FINANCIAL LITERACY
 DLT:
1/08/16
I will calculate finance charges two ways using a daily or monthly
periodic rate (previous balance method & adjusted balance method).
 Bellringer: P. 147, 12-15
 AGENDA: 1. 4.2 Credit Card Finance Charges, omit #8 & 9
2. Review Credit Cards – Vocabulary
3. Review P. 138-140, A-F
4. MoneySkill lessons 19-27 due March 4
5. Deadline for February ACT is TODAY!
6. Checkpoint 4.2 – Tuesday
7. Checkpoint 4.1 - Monday
FINANCIAL LITERACY
1/11/16
 DLT: I will calculate finance charges using the average daily
balance method.
 Bellringer: Checkpoint 4-1
AGENDA: 1. 4.3 Average Daily Balance Method
2. Review Credit Cards – Vocabulary
3. P. 145-146, A-D
4. MoneySkill lessons 19-27 due March 4
5. Checkpoint 4-2 - Tuesday
FINANCIAL LITERACY
1/12/16
 DLT: I will calculate finance charges using the average daily
balance method.
 Bellringer: Checkpoint 4-2
 AGENDA: 1. 4.3 Average Daily Balance Method - Teams
2. Review Credit Cards – Vocabulary
3. Review P. 145-146, A-D
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
1/13/16
 DLT: I will compare/contrast various credit card finance charge
plans.
 Bellringer: P. 142, 22-23
 AGENDA: 1. Finance Charge – Graphic Organizer
2. Review Credit Cards – Vocabulary
3. Review P. 145-146, A-D
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
1/14/16
 DLT: I will calculate finance charges and credit card balances
when cash advances are included.
 Bellringer: P. 148, 1-3
 AGENDA: 1. 4.4 Cash Advances
2. Review Credit Cards – Vocabulary
3. P. 149-150, A-D
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
1/15/16
 DLT: I will calculate finance charges and credit card balances
when cash advances are included.
 Bellringer: P. 152, 28-29
 AGENDA: 1. 4.4 Cash Advances
2. Review Credit Cards – Vocabulary
3. Review P. 149-150, A-D
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
1/19/16
 DLT: I will analyze a credit card account when minimum payments
are made and calculate debt-to-income ratio.
 Bellringer: P. 152, #30
 AGENDA: 1. 4.5 Debt Management
2. Review Credit Cards – Vocabulary
3. Work Together P. 155-156, A-D
4. MoneySkill lessons 19-27 due March 4
5. Unit 4 Assessment - Friday
FINANCIAL LITERACY
SKIP/16
 DLT: I will analyze a credit card account when minimum payments
are made and calculate debt-to-income ratio.
 Bellringer: P. 160, 1-10
 AGENDA: 1. 4.5 Debt Management – Teams #1-3
2. Review Credit Cards – Vocabulary
3. Review P. 155-156, A-D
4. MoneySkill lessons 19-27 due March 4
5. Unit 4 Assessment - Friday
FINANCIAL LITERACY
 No School – Inclement Weather
1/20/16
FINANCIAL LITERACY
 No School – Inclement Weather
1/21/16
FINANCIAL LITERACY
 No School – Inclement Weather
1/22/16
FINANCIAL LITERACY
 No School – Inclement Weather
1/25/16
FINANCIAL LITERACY
1/26/16
 DLT: I will solve business and consumer problems related to
credit card transactions (Review for Assessment)
 Bellringer: P. 160, 1-10
 AGENDA: 1. P. 160-161, 11-24
2. Review Credit Cards – Vocabulary
3. MoneySkill lessons 19-27 due March 4
4. Unit 4 Assessment - Wednesday
FINANCIAL LITERACY
1/27/16
 DLT: I will solve business and consumer problems related to
credit card transactions (Assessment)
 Bellringer: None
 AGENDA: 1. Turn in P. 160-161, 11-24
2. Unit 4 Assessment
3. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
1/28/16
 DLT: I will solve business and consumer problems related to
credit card transactions (Assessment)
 Bellringer: None
 AGENDA: 1. Turn in P. 160-161, 11-24
2. Complete Unit 4 Assessment
3. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
1/29/16
 DLT: I will solve business and consumer problems related to
credit card transactions (Assessment)
 Bellringer: None
 AGENDA: 1. Complete Unit 4 Assessment
2. Complete/turn in missing/late assignments
3. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/01/16
 DLT: I will calculate interest on interest-bearing promissory notes
using exact and ordinary interest methods and calculate the rate
of interest when interest amount is known.
 Bellringer: P. 170, 1-5
 AGENDA: 1. 5.1 – Promissory Notes
2. Promissory Notes – Vocabulary
3. Work Together P. 172-174, A-H
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/02/16
 DLT: I will calculate interest on interest-bearing promissory notes
using exact and ordinary interest methods and calculate the rate
of interest when interest amount is known.
 Bellringer: P. 176, 17-22
 AGENDA: 1. 5.1 – Promissory Notes
2. Promissory Notes – Vocabulary
3. Review, P. 172-174, A-H
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/03/16
 DLT: I will calculate interest using a simple interest table and the
daily interest factor.
 Bellringer: P. 177, 43-44
 AGENDA: 1. 5.2 – Calculating Interest
2. Calculating Interest – Vocabulary
3. Work Together, P. 179-181, A-H
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/04/16
 DLT: I will calculate interest using a simple interest table and the
daily interest factor.
 Bellringer: P. 182-183, #26, 28, 32, 34
 AGENDA: 1. 5.2 – Calculating Interest
2. Calculating Interest – Vocabulary
3. Review P. 179-181, A-H
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/05/16
 DLT: I will calculate installment price and finance charge ,
number/amount of monthly payments, interest/principal
payment/new balance on installment loans.
 Bellringer: P. 183, 44-46
 AGENDA: 1. 5.3 – Installment Loans
2. Installment Loans – Vocabulary
3. Work Together P. 185-187, A-F
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/08/16
 DLT: I will calculate installment price and finance charge ,
number/amount of monthly payments, interest/principal
payment/new balance on installment loans.
 Bellringer: P. 188, 11-13
 AGENDA: 1. 5.3 – Installment Loans
2. Checkpoint 5-1 on Tuesday
3. Review P. 185-187, A-F
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
 No School – Inclement Weather
2/09/16
FINANCIAL LITERACY
 No School – Inclement Weather
2/10/16
FINANCIAL LITERACY
 No School – Inclement Weather
2/11/16
FINANCIAL LITERACY
 No School – Inclement Weather
2/12/16
FINANCIAL LITERACY
 No School – Inclement Weather
2/15/16
FINANCIAL LITERACY
2/16/16
 DLT: I will calculate installment price and finance charge ,
number/amount of monthly payments, interest/principal
payment/new balance on installment loans.
 Bellringer: P. 176, 23-26
 AGENDA: 1. 5.3 – Installment Loans
2. Checkpoint 5-1 on Wednesday
3. Review P. 185-187, A-F
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/17/16
 DLT: I will calculate installment price and finance charge ,
number/amount of monthly payments, interest/principal
payment/new balance on installment loans.
 Bellringer: Checkpoint 5-1
 AGENDA: 1. Finish 5.3 – Installment Loans
2. Checkpoint 5-2 on Thursday
3. Review P. 185-187, A-F
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/18/16
 DLT: I will calculate final payment and the resulting savings in
interest that results when an installment loan is paid off early.
 Bellringer: Checkpoint 5-2
 AGENDA: 1. 5.4 – Early Repayment
2. Early Repayment – Vocabulary
3. Work Together P. 192-193, A-D
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/19/16
 DLT: I will calculate final payment and the resulting savings in
interest that results when an installment loan is paid off early.
 Bellringer: P. 195, 1-3
 AGENDA: 1. 5.4 – Early Repayment
2. Checkpoint 5-3 on Monday
3. Review P. 192-193, A-D
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/22/16
 DLT: I will calculate the APR on a loan.
 Bellringer: Checkpoint 5-3
 AGENDA: 1. 5.5 Annual Percentage Rate
2. APR Vocabulary
3. Work Together P. 197, A-B
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/23/16
 DLT: I will calculate the APR on a loan.
 Bellringer: P. 200, 1-10 (Vocabulary Review)
 AGENDA: 1. 5.5 Annual Percentage Rate
2. Checkpoint 5-4 - Wednesday
3. Review P. 197, A-B
4. Unit 5 Assessment - Friday
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/24/16
 DLT: I will solve business and consumer problems related to
costs of various types of consumer loans.
(Review for Assessment)
 Bellringer: Checkpoint 5-4
 AGENDA: 1. Review Learning Map
2. P. 200-201, 11-33 Chapter Review
3. Unit 5 Assessment - Friday
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/25/16
 DLT: I will solve business and consumer problems related to
costs of various types of consumer loans.
(Review for Assessment)
 Bellringer: Checkpoint 5-4
 AGENDA: 1. Review Learning Map
2. Finish P. 200-201, 11-33 Chapter Review
3. Unit 5 Assessment - Friday
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/26/16
 DLT: I will solve business and consumer problems related to
costs of various types of consumer loans. (Assessment)
 Bellringer: Turn in completed Unit 5 Learning Map
 AGENDA: 1. Unit 5 Assessment
2. Turn in P. 200-201, 11-33 Chapter Review
3. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
2/29/16
 DLT: I will understand amortization of a loan, use technology to
amortize mortgages, and explain ways to reduce the cost of buying
a home on credit.
 Bellringer: Read Packet – “Using a Computer to Calculate
Payments for a Loan”
 AGENDA: 1. Group Activity – Complete table on P. 115 using
www.bankrate.com
2. Group Activity – Complete questions P. 116
3. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
3/01/16
 DLT: I will solve business and consumer problems related to
costs of various types of consumer loans. (Assessment)
 Bellringer: Turn in completed Unit 5 Learning Map
 AGENDA: 1. Finish Unit 5 Assessment
2. Finish “Using a Computer to Calculate Payments for
a Loan” – P. 115-116
3. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
3/02/16
 DLT: I will calculate down payment, closing costs, total interest,
and loan amount on a mortgage.
 Bellringer: P. 206, 1-4.
 AGENDA: 1. 6.1 Borrowing to Buy a Home
2. Review Vocabulary - Mortgages
3. Work Together - P. 210-213, A-F
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
3/03/16
 DLT: I will calculate down payment, closing costs, total interest,
and loan amount on a mortgage.
 Bellringer: P. 214, 11-13
 AGENDA: 1. 6.1 Borrowing to Buy a Home
2. Review Vocabulary - Mortgages
3. Review - P. 210-213, A-F
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
3/04/16
 DLT: I will calculate down payment, closing costs, total interest,
and loan amount on a mortgage.
 Bellringer: P. 214, 14-17
 AGENDA: 1. 6.1 Borrowing to Buy a Home
2. Review Vocabulary - Mortgages
3. Review - P. 210-213, A-F
4. MoneySkill lessons 19-27 due March 4
FINANCIAL LITERACY
3/07/16
 DLT: I will calculate costs of home ownership vs costs of renting
a home or apartment.
 Bellringer: P. 215, 34-35
 AGENDA: 1. 6.2 Renting or Owning a Home
2. Review Vocabulary – Renting vs Owning
3. Work Together - P. 218-219, A-F
4. Checkpoint 6-1 Wednesday
FINANCIAL LITERACY
 No School – Election Day
3/08/16
FINANCIAL LITERACY
3/09/16
 DLT: I will calculate costs of home ownership vs costs of renting
a home or apartment.
 Bellringer: Checkpoint 6-1
 AGENDA: 1. 6.2 Renting or Owning a Home
2. Review Vocabulary – Renting vs Owning
3. Review - P. 218-219, A-F
4. MoneySkill lessons 28-36 due May 1st
FINANCIAL LITERACY
3/10/16
 DLT: I will calculate costs of property taxes on a home using
various methods.
 Bellringer: P. 222, 18-23
 AGENDA: 1. 6.3 Property Taxes
2.Vocabulary – Property Taxes
3. Work Together - P. 225-226, A-H
4. MoneySkill lessons 28-36 due May 1st
5. Checkpoint 6-2 - Friday
FINANCIAL LITERACY
3/11/16
 DLT: I will calculate costs of property taxes on a home using
various methods.
 Bellringer: Checkpoint 6-2
 AGENDA: 1. 6.3 Property Taxes
2. Review Vocabulary – Property Taxes
3. Review - P. 225-226, A-H
4. MoneySkill lessons 28-36 due May 1st
FINANCIAL LITERACY
3/14/16
 DLT: I will calculate costs of property taxes on a home using
various methods.
 Bellringer: P. 228, 17-20
 AGENDA: 1. 6.3 Property Taxes
2. Review Vocabulary – Property Taxes
3. Review - P. 225-226, A-H
4. MoneySkill lessons 28-36 due May 1st