Project Title :
Dignified Socio Economic Empowerment of Arunthathiyar Women from Erode District.
Project Objectives




To promote access to credit facilities for the Arunthathiyar women.
To promote economic status of Arunthatiyar women through self employment and micro
enterprises.
To promote social status and dignified living of Arunthathiyar women.
To reduce the vulnerability of Arunthathiyar women to private money lenders and their
harassment.
Project Area
The project focuses only on Dalit Arunthatiyar populated villages in Erode District.
S
Name of the Block
Name of Villages
.No.
1
Sathyamangalam
Komarpalayam
.
Ambedkarnagar
Kondamuthunoor
Project Activities



Identification of most vulnerable women based on their economic status and family situation by
the federation leaders.
Orientation meeting with the identified beneficiaries on the concept of revolving fund and
repayment of loan amount.
On-lend credit to Arunthathiyar women as mentioned below :
S.No. Name of the economic No. of
Loan amount per Total Loan
activity
Members
women
amount
1 Production of Ladies
10
6500
65,000
chappal
2 Production of men
10
8000
80,000
chappals
3 Milch Animal
5
12,000
60,000
Total
25
2,05,000



Training of beneficiaries on entrepreneurship development and methods of earning profit from
their business. The concept of revolving fund, repayment of loan amount would also be taught
during the training programme.
Revolving of loan amount out of the repayment of first level of beneficiaries would be made
during the federation meeting.
Reporting and documentation of activities and sending of 6 months and one year report.
Economics of proposed income generation activities
Women Chappal making
Cost of production of ladies chappal - investment
Income and expenditure
cost of
Raw material cost
unit cost 50
chappals
Bottom Leather
35
1750
Income details
Dye
2
100
Pain (colour)
2
Sale of 100 chappals in
100 a month @12.5% margin
Strap
15
Coolie income Rs.40 x
750 100
Gum
10
500
Total income
Button
2
100
Expenditure
Highlight
2
100
Repayment of loan
Grinding
2
100
Principal
Rubber down sheet
30
Interest @ 2% per
1500 month
Raw material cost Total
100
5000
Saving for the month
Coolly
30
1500
Total Expenses
130
Total expenditure
Surplus income for
6500 family consumption
Loan amount Rs.6500
17
50
40
00
57
50
80
0
16
0
50
0
14
60
42
90
Milk animal – sale of milk
Investment needs for Milch animal
Raw material cost
Purchase of milch animal
Animal feed
Tent
10000
1000
1000
Total
12000
Income and expenditure
Income details
8 liters of milk x Rs.22 x 30
days
Sale of cow dung
Total income
Expenditure
Purchase of animal feed
(Rs.50 x 30 days)
Payment of Principal loan
amount
Payment of Interest 2% per
month
Savings for the month
Total
Surplus income
5280
500
5780
1500
1200
240
500
3440
2340
Men Chappal Making
Cost of production of men's chappal - investment
cost
Raw material cost
unit cost of 50
chappals
Bottom Leather
25
1250
Rexin
20
1000
Bottom Rubber
10
500
Heels Sheet
Beting
Down Rubber
8
2
30
400
100
1500
White gum
Brown Gum
12
10
600
500
3
150
Machine Stiching
Income and expenditure
Income details
Sale of 100
chappals in a month
@10% margin
Coolie income
Rs.40 x 100
Total income
Expenditure
Repayment of
loan
Principal
Interest @ 2% per
month
2000
4000
6000
800
160
Raw material cost Total
Coolly
Total Expenses
120
6000
40
160
Saving for the
month
2000
Total expenditure
Surplus income
for family
8000 consumption
500
1460
4540
Loan amount Rs.8000
Repayment of revolving loan amount
The schedule of repayment of the revolving fund is as follows
Month
Loan amount Loan amount Loan amount - 12000
Rs.6500
8000
Principle Interest Principle
Interest Principle
Interest
1
650
130
800
160
1200
240
2
650
117
800
144
1200
216
3
650
104
800
128
1200
192
4
650
91
800
112
1200
168
5
650
78
800
96
1200
144
6
650
65
800
80
1200
120
7
650
52
800
64
1200
96
8
650
39
800
48
1200
72
9
650
26
800
32
1200
48
10
650
13
800
16
1200
24
Total
6500
715
8000
880
12000
1320
Project outcome



The confidence level of the Arunthathiyar women on their dignified living would have been
improved.
Dependence of Arunthathiyar women on private money lenders would have been reduced.
The economic status of Arunthathiyar women would have been improved.
Project outcome
Direct beneficiaries during the first tranch of
loan
Revolving loan beneficiaries during first year
Total beneficiaries
No. of indirect beneficiaries
Surplus income that would be earned by the
women – average Rs.3725 x 58 members per
25
33
58
300 Women, children and men
Rs.2,15,953/-
month
Surplus income that would be earned by the
women – average Rs.3725 x 58 members per
month x 12 months
Savings of the women – Rs.500 x 58
Savings of 58 women in a year
Loan interest
Rs.25,91,440/-
Rs.29,000/Rs.3,48,000/Rs.22550 will be use as a revolving fund ,We will
give one benifisher for loan Rs.12000 for milk
cow purchasing ,Rs.8000,will give men chappal
making ,Rs.2550 will use travel for one year .
Budget
S.No.
Description
1
Orientation meeting with
community
2
Training of Beneficiaries on
Entrepreneurship
Development
3
Revolving loan to beneficiaries
Basics of Calculation
Amount in
INR
2000
Rs.125 x (25
beneficiaries + 2 staff
members + trainer)
3500
Loan to ladies foot wear
making
Rs.6500 x 10 women
65000
Loan to men foot wear making
Rs.8000 x 10 women
80000
3
Loan to milk animal
Salary to programme
coordinator
Rs.12000 x 5 women
Rs.3000 x 12 months
60000
36000
4
Reporting and documentation
5
Audit report
Total Budget
3500
5000
256500
Total cost of the Project
Annual Administrative expenses
-
Rs. 2,05,000/Rs.50,000/-
Amount requested in Indian rupee
-
Rs.2,55,000/-