High School Financial Literacy Resources Take Charge Today - http://takechargetoday.arizona.edu/ o In this free curriculum, “Advanced Level,” which is designed for students in grades 10-12, any teacher will be fully equipped to meet 21 st century financial literacy standards. A highly flexible curriculum including 70+ lessons 145-225 minutes each, packed full of activity ideas and student worksheets, this curriculum is the real deal. This curriculum could be taught in 2, 9 (quarter), 12 (trimester), 18 (semester), or 36 (yearlong) weeks. This curriculum covers: Values Auction Comparing Job Offers Understanding a Credit Card Needs vs. Wants Understanding Your Paycheck Types of Insurance Setting Financial Spending Plans Renting vs. Owning a Home Goals Depository Institutions Securing a Living Space A College About Me Electronic Banking Researching an Automobile Life Cycle of Online Banking Shopping for an Automobile Loan Financial Planning Choosing to Save Automobile Insurance Interest Inventory Savings Tools An Evaluation of Convenience Career Research Introduction to Investing Life in… (story form financial Investment in Language of the Stock Market planner simulation) Yourself Identity Theft Test Banks and Questions for all Understanding Credit Reports Units NEFE’s (National Endowment for Financial Education) HSFPP – www.hsfpp.org o NEFE’s High School Financial Planning Program (HSFPP) is a free turnkey financial literacy program focused on personal finance. HSFPP is organized into 6 modules and each student receives a booklet for each module. All of the HSFPP is free and can be shipped directly to your school. The HSFPP curriculum includes a teacher’s guide, Power Points, and easy to use activities. HSFPP also has many great stats and research backing its teacher and student content. This program includes: Module 1 – Money Management Module 4 – Investing Module 2 – Borrowing Module 5 – Financial Services Module 3 – Earning Power Module 6 – Insurance EverFi – http://finlit.everfi.net/ o This is a free online simulator geared for 9th-12th grade students. EverFi is brought to you free by Iowa Student Aid Commission and is supported by the Iowa Department of Education via I Have a Plan Iowa! In this simulator students will move through 10 learning modules and cover 600 core financial literacy concepts. Students enter an online environment and at the same time they will be meeting 21 st century financial literacy skills. This online simulator takes about 45 minutes to complete each module totaling approx. 8 hours to complete the program. This program includes: Overview Payment Types, Interest Insurance & Taxes Savings Rates, and Credit Cards Consumer Fraud Banking Financing Higher Education Investing Credit Scores Renting vs. Owning Stock Market Game - http://www.stockmarketgame.org/ o Created by the SIFMA Foundation and offered free of charge for Iowa schools by Dordt College’s Center for Economic Education this online stock market simulator is fun and educational. Open to students 3rd-12th grades, students compete to see who can be the most profitable investor. With the online simulator complemented nicely with free online curriculum for teachers this will for sure be a great addition to your classroom. Credit: Personal Finance Basics from ABA o 1 Lesson on credit with 3 handouts & answer keys, also includes PPT Budget Challenge - http://www.budgetchallenge.com/ o Budget Challenge is a low cost online simulator that teaches students about income, bills, retirement and the sometimes tough lesson about cash flow. Will students have what it takes to pay bills in time and have money at the end of the month? In this simulator students will learn this skill. PBS movie - “Your Life, Your Money” - http://www.pbs.org/your-life-your-money/videos.php In this hour long video students are exposed to real people trying to pay off debt, start a business, graduate college, and follow their career dreams. This is a great tool to start a discussion on money management. Updated 8/22/14 Adam Carroll’s book, “Winning the Money Game.” A great resource in teaching students about debt and how to build wealth. Virtual Business - Personal Finance - http://www.knowledgematters.com/ o This online simulation is a total solution for your need to teach financial literacy. Your students will learn key personal financial skills and demonstrate competence in an online simulated world. All course work is assessed, tracked, and easily monitored online. The simulation and content are always current and up to date, including tax rates, laws, and regulations. This simulation includes: Budgeting & Saving Using Online Banking Buying a Car Choosing & Balancing a Paying Your Taxes Shopping Checking Account Intro to Investing Risk vs. Return Getting a Credit Card Time Management & Diversification Fixing Your Credit Health Investing for Retirement Education & Finding a Job Buying a Home Advancement Finding an Apartment Insurance Dave Ramsey’s Foundations in Personal Finance - http://www.daveramsey.com/school/foundations/ o Foundations is a turnkey curriculum packed with teacher’s content, student content, videos, and very practical real world personal finance help. Foundations includes a semesters worth of content and for most who go through it, its life changing. This curriculum includes: o Unit 1: Saving & Budgeting o Unit 3: Financial Introduction to Personal Finance Planning & Insurance Saving Bargain Shopping Budgeting Investing & Retirement o Unit 2: Credit & Debt Insurance Debt o Unit 4: Income, Taxes, & Giving Life after High School Money & Relationships Consumer Awareness Careers and Taxes Giving JA (Junior Achievement) - http://www.ja.org/programs/programs_high_overview.shtml o The JA curriculum comes in a packet in which a volunteer from the community comes in and teachers to a class of students for 6-8 weeks. The JA program has a cost associated with it and is usually sponsored by a local business that organizes and helps to integrate the curriculum into the classroom. Banks in Action (8 sessions) Exploring Economics (7 sessions) Be Entrepreneurial (7 sessions) Financial Park (6 session with 1 supplemental Business Ethics (7 lessons with 5 session) supplemental sessions) Job Shadow (3 session) Careers with a Purpose (7 sessions) Personal Finance (5 sessions) Company Program (12 sessions) Success Skills (7 sessions) Economics (16 sessions) Titan (7 sessions in an online simulation) Hands on Banking (created by Wells Fargo for Kids, Teens, Young Adults, Adults). In this online simulator students of all ages learn from the basics of money management to wealth building. These are fun online interactive lessons helping students of all ages learn while having fun. o Teens (7 Topics) o Young Adults (6 Topics) 1. Introduction 1. Getting Started 2. Your & Your Money (8 lessons) (8 lessons) 3. Budgeting (8 lessons) 2. Earning Money 4. Savings & Checking Guides (16 (5 lessons) lessons) 3. Spending Smart (6 lessons) 5. Credit and You (7 lessons) 4. Save, Invest, & Build Wealth (6 lessons) 6. Smart Investing (7 lessons) 5. All About Credit (8 lessons) 7. Assessment 6. School & Money (6 lessons) Virtual Economics (provided by Council for Economics Education) o Primary focus is economics & financial literacy o Grades 6-8 = 301 lessons (119 online) o Grades 9-12 = 748 lessons (216 online) Updated 8/22/14