High School Financial Literacy Resources Take Charge Today

High School Financial Literacy Resources
Take Charge Today - http://takechargetoday.arizona.edu/
o In this free curriculum, “Advanced Level,” which is designed for students in grades 10-12,
any teacher will be fully equipped to meet 21 st century financial literacy standards. A highly flexible curriculum including 70+
lessons 145-225 minutes each, packed full of activity ideas and student worksheets, this curriculum is the real deal. This
curriculum could be taught in 2, 9 (quarter), 12 (trimester), 18 (semester), or 36 (yearlong) weeks. This curriculum covers:
 Values Auction
 Comparing Job Offers
 Understanding a Credit Card
 Needs vs. Wants
 Understanding Your Paycheck
 Types of Insurance
 Setting Financial
 Spending Plans
 Renting vs. Owning a Home
 Depository Institutions
 Securing a Living Space
 A College About Me
 Electronic Banking
 Researching an Automobile
 Life Cycle of
 Online Banking
 Shopping for an Automobile Loan
Financial Planning
 Choosing to Save
 Automobile Insurance
 Interest Inventory
 Savings Tools
 An Evaluation of Convenience
 Career Research
 Introduction to Investing
 Life in… (story form financial
 Investment in
 Language of the Stock Market
planner simulation)
 Identity Theft
 Test Banks and Questions for all
 Understanding Credit Reports
NEFE’s (National Endowment for Financial Education) HSFPP – www.hsfpp.org
o NEFE’s High School Financial Planning Program (HSFPP) is a free turnkey financial literacy
program focused on personal finance. HSFPP is organized into 6 modules and each student
receives a booklet for each module. All of the HSFPP is free and can be shipped directly to your
school. The HSFPP curriculum includes a teacher’s guide, Power Points, and easy to use activities. HSFPP also has
many great stats and research backing its teacher and student content. This program includes:
 Module 1 – Money Management
 Module 4 – Investing
 Module 2 – Borrowing
 Module 5 – Financial Services
 Module 3 – Earning Power
 Module 6 – Insurance
EverFi – http://finlit.everfi.net/
o This is a free online simulator geared for 9th-12th grade students. EverFi is brought to you
free by Iowa Student Aid Commission and is supported by the Iowa Department of
Education via I Have a Plan Iowa! In this simulator students will move through 10 learning modules and cover 600
core financial literacy concepts. Students enter an online environment and at the same time they will be meeting 21 st
century financial literacy skills. This online simulator takes about 45 minutes to complete each module totaling
approx. 8 hours to complete the program. This program includes:
 Overview
 Payment Types, Interest
 Insurance & Taxes
 Savings
Rates, and Credit Cards
 Consumer Fraud
 Banking
 Financing Higher Education
 Investing
 Credit Scores
 Renting vs. Owning
Stock Market Game - http://www.stockmarketgame.org/
o Created by the SIFMA Foundation and offered free of charge for Iowa schools
by Dordt College’s Center for Economic Education this online stock market
simulator is fun and educational. Open to students 3rd-12th grades, students compete to see who can be the most
profitable investor. With the online simulator complemented nicely with free online curriculum for teachers this will
for sure be a great addition to your classroom.
Credit: Personal Finance Basics from ABA
o 1 Lesson on credit with 3 handouts & answer keys, also includes PPT
Budget Challenge - http://www.budgetchallenge.com/
o Budget Challenge is a low cost online simulator that teaches students about
income, bills, retirement and the sometimes tough lesson about cash flow. Will
students have what it takes to pay bills in time and have money at the end of the month? In this simulator students will
learn this skill.
PBS movie - “Your Life, Your Money” - http://www.pbs.org/your-life-your-money/videos.php
In this hour long video students are exposed to real people trying to pay off debt, start a business, graduate
college, and follow their career dreams. This is a great tool to start a discussion on money management.
Updated 8/22/14
Adam Carroll’s book, “Winning the Money Game.” A great resource in teaching students about debt and
how to build wealth.
Virtual Business - Personal Finance - http://www.knowledgematters.com/
o This online simulation is a total solution for your need to teach financial literacy.
Your students will learn key personal financial skills and demonstrate competence
in an online simulated world. All course work is assessed, tracked, and easily
monitored online. The simulation and content are always current and up to date, including tax rates, laws, and
regulations. This simulation includes:
 Budgeting & Saving
 Using Online Banking
 Buying a Car
 Choosing & Balancing a
 Paying Your Taxes
 Shopping
Checking Account
 Intro to Investing
 Risk vs. Return
 Getting a Credit Card
 Time Management &
 Diversification
 Fixing Your Credit
 Investing for Retirement
 Education &
 Finding a Job
 Buying a Home
 Finding an Apartment
 Insurance
Dave Ramsey’s Foundations in Personal Finance - http://www.daveramsey.com/school/foundations/
o Foundations is a turnkey curriculum packed with teacher’s content, student content, videos,
and very practical real world personal finance help. Foundations includes a semesters worth of
content and for most who go through it, its life changing. This curriculum includes:
o Unit 1: Saving & Budgeting
o Unit 3: Financial
 Introduction to Personal Finance
 Planning & Insurance
 Saving
 Bargain Shopping
 Budgeting
 Investing & Retirement
o Unit 2: Credit & Debt
 Insurance
 Debt
o Unit 4: Income, Taxes, & Giving
 Life after High School
 Money & Relationships
 Consumer Awareness
 Careers and Taxes
 Giving
JA (Junior Achievement) - http://www.ja.org/programs/programs_high_overview.shtml
o The JA curriculum comes in a packet in which a volunteer from the community comes in
and teachers to a class of students for 6-8 weeks. The JA program has a cost associated
with it and is usually sponsored by a local business that organizes and helps to integrate the curriculum into the
 Banks in Action (8 sessions)
 Exploring Economics (7 sessions)
 Be Entrepreneurial (7 sessions)
 Financial Park (6 session with 1 supplemental
 Business Ethics (7 lessons with 5
supplemental sessions)
Job Shadow (3 session)
 Careers with a Purpose (7 sessions)
Personal Finance (5 sessions)
 Company Program (12 sessions)
Success Skills (7 sessions)
 Economics (16 sessions)
Titan (7 sessions in an online simulation)
Hands on Banking (created by Wells Fargo for Kids, Teens, Young Adults, Adults). In this online simulator
students of all ages learn from the basics of money management to wealth building. These are fun online
interactive lessons helping students of all ages learn while having fun.
o Teens (7 Topics)
o Young Adults (6 Topics)
1. Introduction
1. Getting Started
2. Your & Your Money (8 lessons)
(8 lessons)
3. Budgeting (8 lessons)
2. Earning Money
4. Savings & Checking Guides (16
(5 lessons)
3. Spending Smart (6 lessons)
5. Credit and You (7 lessons)
4. Save, Invest, & Build Wealth (6 lessons)
6. Smart Investing (7 lessons)
5. All About Credit (8 lessons)
7. Assessment
6. School & Money (6 lessons)
Virtual Economics (provided by Council for Economics Education)
o Primary focus is economics & financial literacy
o Grades 6-8 = 301 lessons (119 online)
o Grades 9-12 = 748 lessons (216 online)
Updated 8/22/14