SAMUEL SIMONS
18594 Cold Springs Lane ▪ Bowie, MD 20715
(301) 351-8490 (C) ▪ samuelsimons@gmail.com
VICE PRESIDENT OF BANKING
Collaborative and results-driven Vice President of Banking with experience in credit analysis, document
review and negotiation, and client relationship management. Proven skill in driving millions of dollars in
annual revenues. Demonstrated expertise in launching profitable new products and successfully closing
securitization transactions. Certified in Series 7 and 63.
Core Knowledge & Skill Areas:
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Staff Leadership
Finance Management
Product Marketing
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New Business Development
Capitalization
Account Acquisition/Expansion
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Risk Management
Internal Controls
Contract Negotiations
PROFESSIONAL EXPERIENCE
INTERNATIONAL SECURITIES CORPORATION, New York, NY
2000 – 2008
The largest bank in the Eurozone with 170,000 employees and annual revenues of $35 billion.
Director of Securitization
Originated, structured, and secured internal credit approval for securitization transactions backed by
consumer and commercial receivables. Led a team of three people during the marketing and execution
phase with an annual budget of $25 million. Provided client support during and following the closing date
and managed ongoing amendments/renewals. Generated leads/contacts by presenting at industry
conferences as well as internally with key client groups, including Corporate Banking, Leveraged Finance,
Debt Capital Markets, Energy, and FIG. Mentored and trained junior staff.
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Co-developed and launched the bank’s first ABCP conduit in North America, which grew from
$700 million to $6 billion in issuance since inception.
Led team of originators and analysts to book $3 billion in new business volume over an eightyear period, generating $25 million in annual revenues.
Achieved annual budget by closing transactions across diverse industries, credit profiles, and
asset classes such as trade receivables, equipment loans, auto loans/leases, credit cards,
student loans, and mortgages.
Won lead manager mandate in a highly competitive RFP process for a new $250 million
securitization of a portfolio of credit card receivables for Case New Holland (one of the
world’s largest heavy equipment manufacturers.)
Arranged a highly specialized and challenging $200 million securitization of natural gas
transportation and storage receivables for El Paso Corp., which required creative structuring
to meet the financial requirements of the client while also adhering to the high credit
standards of the bank.
Marketed and won ABCP and ABS mandates for a variety of issuers, including John Deere,
International Specialty Products, American Express, Capital One, Citibank, Citgo, GeorgiaPacific, Hasbro, International Paper, Harley-Davidson, GMAC, Countrywide, and Sallie Mae.
STANDARD & POORS RATINGS GROUP, New York, NY
1996 – 2000
One of the two major independent credit rating agencies with 10,000 employees and $3 billion in annual
revenues.
Associate Director of Structured Finance Ratings
Functioned as lead ratings analyst on asset backed securities transactions across a variety of asset
types, such as credit cards, prime and subprime autos, equipment leasing, and student loans. Oversaw
all aspects of the rating process, including due diligence, credit, cash flow modeling, issuer/underwriter
negotiations, document review, bond insurer discussions, and investor calls.
SAMUEL SIMONS
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STANDARD & POORS RATINGS GROUP (Continued)
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Analyzed the credit, legal, and liquidity risks of the Chase Master Note Credit Card ABS structure
and published an article describing the transaction., which, at the time, was considered an
innovation for the industry and, since then, became the standard.
Published one of the first credit rating research reports on auto loan securitization pool
performance as a team member; the report was used by investors and issuers to benchmark
performance, aid in structuring future auto loans ABS bonds, and support criteria for rating auto
loan securitizations.
Acted as lead ratings analyst for Harley Davidson’s first public motorcycle loan ABS Bond and
published a research report describing the bond’s rating process.
SOLID SECURITIES, INC., New York, NY
1993 – 1995
One of the largest banks in the world by market value with 335,000 employees and annual sales of $146
billion.
Senior Credit Analyst
Conducted counterparty credit analysis related to trading lines with banks, broker/dealers, hedge funds,
and other financial institutions. Liaised with clients and front office in recommending credit limits for FX
and IRS products.
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Implemented a risk management system for monitoring margin FX trading with institutional funds
as part of a team effort that generated incremental annual revenue of $10 million.
Evaluated portfolio of asset backed securities investments with a focus on identifying
deterioration in credit enhancement levels and ensuring compliance with the bank’s investment
guidelines.
FIRST NATION BANK, NA, Newark, NJ
1991 – 1993
New Jersey/Pennsylvania regional bank that is now part of Wells Fargo.
Corporate Banking Associate
Performed financial statement analysis of small and middle market firms, Fortune 500 corporations, and
insurance companies. Completed a six-month credit training program that included coursework in
financial accounting, financial statement analysis, treasury/capital markets, loan structuring, and
corporate finance.
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Promoted to Unit Manager after one year, supervising a team of five credit analysts, which
included reviewing credit analysis write-ups, providing technical assistance, and addressing
complicated credit line proposals with relationship officers and senior management.
EDUCATION
Master of Business Administration in Finance and Management
New York University, Stern School of Business, New York, New York
Bachelor of Arts in Economics
University of Maryland, College of Liberal Arts, College Park, MD