SAMUEL SIMONS 18594 Cold Springs Lane ▪ Bowie, MD 20715 (301) 351-8490 (C) ▪ samuelsimons@gmail.com VICE PRESIDENT OF BANKING Collaborative and results-driven Vice President of Banking with experience in credit analysis, document review and negotiation, and client relationship management. Proven skill in driving millions of dollars in annual revenues. Demonstrated expertise in launching profitable new products and successfully closing securitization transactions. Certified in Series 7 and 63. Core Knowledge & Skill Areas: Staff Leadership Finance Management Product Marketing New Business Development Capitalization Account Acquisition/Expansion Risk Management Internal Controls Contract Negotiations PROFESSIONAL EXPERIENCE INTERNATIONAL SECURITIES CORPORATION, New York, NY 2000 – 2008 The largest bank in the Eurozone with 170,000 employees and annual revenues of $35 billion. Director of Securitization Originated, structured, and secured internal credit approval for securitization transactions backed by consumer and commercial receivables. Led a team of three people during the marketing and execution phase with an annual budget of $25 million. Provided client support during and following the closing date and managed ongoing amendments/renewals. Generated leads/contacts by presenting at industry conferences as well as internally with key client groups, including Corporate Banking, Leveraged Finance, Debt Capital Markets, Energy, and FIG. Mentored and trained junior staff. Co-developed and launched the bank’s first ABCP conduit in North America, which grew from $700 million to $6 billion in issuance since inception. Led team of originators and analysts to book $3 billion in new business volume over an eightyear period, generating $25 million in annual revenues. Achieved annual budget by closing transactions across diverse industries, credit profiles, and asset classes such as trade receivables, equipment loans, auto loans/leases, credit cards, student loans, and mortgages. Won lead manager mandate in a highly competitive RFP process for a new $250 million securitization of a portfolio of credit card receivables for Case New Holland (one of the world’s largest heavy equipment manufacturers.) Arranged a highly specialized and challenging $200 million securitization of natural gas transportation and storage receivables for El Paso Corp., which required creative structuring to meet the financial requirements of the client while also adhering to the high credit standards of the bank. Marketed and won ABCP and ABS mandates for a variety of issuers, including John Deere, International Specialty Products, American Express, Capital One, Citibank, Citgo, GeorgiaPacific, Hasbro, International Paper, Harley-Davidson, GMAC, Countrywide, and Sallie Mae. STANDARD & POORS RATINGS GROUP, New York, NY 1996 – 2000 One of the two major independent credit rating agencies with 10,000 employees and $3 billion in annual revenues. Associate Director of Structured Finance Ratings Functioned as lead ratings analyst on asset backed securities transactions across a variety of asset types, such as credit cards, prime and subprime autos, equipment leasing, and student loans. Oversaw all aspects of the rating process, including due diligence, credit, cash flow modeling, issuer/underwriter negotiations, document review, bond insurer discussions, and investor calls. SAMUEL SIMONS Page Two STANDARD & POORS RATINGS GROUP (Continued) Analyzed the credit, legal, and liquidity risks of the Chase Master Note Credit Card ABS structure and published an article describing the transaction., which, at the time, was considered an innovation for the industry and, since then, became the standard. Published one of the first credit rating research reports on auto loan securitization pool performance as a team member; the report was used by investors and issuers to benchmark performance, aid in structuring future auto loans ABS bonds, and support criteria for rating auto loan securitizations. Acted as lead ratings analyst for Harley Davidson’s first public motorcycle loan ABS Bond and published a research report describing the bond’s rating process. SOLID SECURITIES, INC., New York, NY 1993 – 1995 One of the largest banks in the world by market value with 335,000 employees and annual sales of $146 billion. Senior Credit Analyst Conducted counterparty credit analysis related to trading lines with banks, broker/dealers, hedge funds, and other financial institutions. Liaised with clients and front office in recommending credit limits for FX and IRS products. Implemented a risk management system for monitoring margin FX trading with institutional funds as part of a team effort that generated incremental annual revenue of $10 million. Evaluated portfolio of asset backed securities investments with a focus on identifying deterioration in credit enhancement levels and ensuring compliance with the bank’s investment guidelines. FIRST NATION BANK, NA, Newark, NJ 1991 – 1993 New Jersey/Pennsylvania regional bank that is now part of Wells Fargo. Corporate Banking Associate Performed financial statement analysis of small and middle market firms, Fortune 500 corporations, and insurance companies. Completed a six-month credit training program that included coursework in financial accounting, financial statement analysis, treasury/capital markets, loan structuring, and corporate finance. Promoted to Unit Manager after one year, supervising a team of five credit analysts, which included reviewing credit analysis write-ups, providing technical assistance, and addressing complicated credit line proposals with relationship officers and senior management. EDUCATION Master of Business Administration in Finance and Management New York University, Stern School of Business, New York, New York Bachelor of Arts in Economics University of Maryland, College of Liberal Arts, College Park, MD