Technology Navigator Reports
Reporting Solutions for the Financial
Institution Industry
reports@technologynav.com
Technology Navigator

Founded to meet the Critical Business
Intelligence needs of Credit Unions and
other Financial Institutions

With methods to pull this data seamlessly.
reports@technologynav.com
Technology Navigator Reports





Board Reports
Executive Strategic Planning
Management Analysis
Activity / Operating Reports
Auditing Trends
reports@technologynav.com
• High-results for Executives
• quick and easy access to data
• capable of analyzing on your laptop during meetings
• Low-impact for IT
• lessen the number of recalls for information
• many iterations available using the reports
• Scheduler provides automated access to the
reports for users
reports@technologynav.com
The reports needed to have…
 Ease of Use
 Very High Presentation Level
 Details for Research and Trends
for these reports to be effective and vital to the
business intelligence work processes.
reports@technologynav.com
The IT footprint is light
 Access real-time data
 No dedicated server equipment required
 Minimal cost to deploy
 Minimal training to deploy
 Automate report generation & distribution
of reports
reports@technologynav.com
The IT footprint is light
ODBC connectivity readily accessible from
the core
 a low cost VIEWER
• accesses our reports as well as any Crystal Reports
• loaded on the local drive to access the reports on the
share drive
 Installation turnaround time is fast
 a SCHEDULER tool
• used to run reports
• save with data or email reports
reports@technologynav.com
Technology Navigator Reports
Institution Value Proposition
All levels rely on the same information:
•
•
•
•
To Answer Business Critical Questions
With Minimal Effort / Quick Results
Presented with the appropriate amount of Detail
With Real Time Access
reports@technologynav.com
Loan Risk Cube
Report
Manage the asset quality of the institution.
Analysis of loan risk ratings of the portfolio
provides a tool for
 mitigating risk
 determining risk based lending pricing
 determining controls for lending
→ criteria, type, collateral, risk, officer and
acceptance.
reports@technologynav.com
Loan Risk Cube
Report
Executive
• Overall Trends for Risk
• Loan Portfolio Trends
• Graphical Overview
Management
• Portfolio Analysis at the Approved Loan
Groups Level
• Controls for Lending
Operating
• ALCO for Rates
• Marketing for Market Strategy Insight
• Retail for Situation Analysis
reports@technologynav.com
Loan Risk Cube
Report
Business questions answered:
• How much risk is in my loan portfolio, by loan group and detailed by
loan type?
–
•
•
•
•
•
Which holds the largest risk?
When were loans approved and what is the risk associated?
How much risk is in each loan type and when was it approved?
How much risk is in each loan group, when was it approved?
Which loan groups have the most delinquency?
Is the risk concentration in a specific branch?
reports@technologynav.com
Loan Application
Cube Report
Advanced reporting for managing loans, portfolio
rates and loan applications –
Analysis of loan applications gives the information to
 forecast potential loans
 forecast loan portfolio performance
 determine lending criteria and internal controls
reports@technologynav.com
Loan Application
Cube Report
Executive
Management
Operating
• Overall Trends for Lending
• Loan Groups Acceptance
• Graphical Overview
• Controls for lending
• Loan Group criteria analysis
• Asset Quality analysis
• ALCO for rates acceptance
• Marketing for applicant trends
• Retail for pipelines
reports@technologynav.com
Loan Application
Cube Report
Business questions answered:
• Which branch is receiving loan applications, who received the loan
•
•
•
•
application and who approved the disbursed loans?
What risk groups are present, where did they apply (which branch)
and for what loan type did they apply?
What status are the loan applications by risk and loaded operator? the pipeline report
Who approved the loans funded at a branch and for which loan type?
What are the average loan size, term, debt ratio and acceptance for
the month? quarter? year?
reports@technologynav.com
Certificate Maturity
Cube Report
Advanced reporting for managing deposits portfolio
through certificates maturing –
Analysis of certificates maturing gives the information to
 Determine what value and rates are maturing
 Average rollover by type of certificate
 Utilize information to review rates, portfolio size and
determine specials and rates
reports@technologynav.com
Certificate Maturity
Cube Report
Executive
• Overall Trends for Certificates
• Certificate Groups Acceptance
• Graphical Overview
Management
• Controls for deposit offerings
• Certificate Group maturity and rollover
analysis
Operating
• ALCO for rates acceptance
• Marketing for certificate holder trends
• Retail for deposit retention action plans
reports@technologynav.com
Certificate Maturity
Cube Report
Business questions answered:
• What rates are maturing, what age group is involved, what is the
•
•
•
average rollover by certificate group?
What certificate types are maturing, by week during next month
grouped by value?
Who holds the largest certificate maturing next week, the number of
times rolled over and rate?
When are IRAs, specials or regular certificates maturing, who owns
them and the number of times rolled over?
reports@technologynav.com
Deposit Accounts
Analysis Report
Advanced reporting for deposit accounts.
Analysis includes the type of new member
deposits opened over time including



Client Branch
Operator
Account type
reports@technologynav.com
Deposit Accounts
Analysis Report
Executive
Management
Operating
•
•
Overall Trends
Graphical Overview
• Deposit Overall & Group analysis
• Graphic overall & detail deposit review
•
•
•
Operator and Branch details
ALCO portfolio analysis
Deposit management reviews
reports@technologynav.com
Deposit Accounts
Analysis Report
Advanced reporting for deposit accounts.
Analysis includes the type of new member
deposits opened over time including



Client Branch
Operator
Account type
reports@technologynav.com
Deposit Accounts
Analysis Report
Business questions answered:
•
•
•
•
•
•
•
Which deposit accounts were opened?
How many new memberships have been opened?
Which branch has the most new deposit accounts?
Where are the most accounts being closed?
Who is opening the most new deposit accounts?
What deposit specials are being accepted the most and
at which branch?
What is the trend for new checking accounts?
reports@technologynav.com
Branch &
Operator Report
Manage the staffing needs of the institution through
analysis of the activity performed at the institution
level.
 Branch-level - Forecast Staffing Needs, Trends,
determine Lobby
 Automated Tendencies and Internal Control
Restrictions
 Staff Level Activity
 Operator Level provides Activity Trends.
reports@technologynav.com
Branch &
Operator Report
Executive
•
•
Management
• Institution activity trends
• Site management analysis
• Automated services analysis
Operating
• Marketing for activity concentration
• Retail for scheduling and operator level
Overall Trends for Departments
Graphical Overview
reviews
reports@technologynav.com
Branch &
Operator Report
Business questions answered:
•
•
•
•
How many transactions were performed at my
branches, by whom and what is the average for that
hour of the day?
When should I staff my branch?
What is the average transactions performed by
operators, by branch, by month?
When do members use their ATM, Voice Response, or
web access?
reports@technologynav.com
Delinquency
Cube Report
Advanced reporting for managing loan quality with
our loan quality cube Delinquency. Analysis
provides the risk and quality control exceptions for
loan groups as well as individual loans.
 forecast potential loans
 forecast loan portfolio performance
 determine lending criteria and internal controls.
reports@technologynav.com
Delinquency
Cube Report
Executive
Management
•
•
Overall Trends - Asset Quality & Delinquency
Graphical Overview
• Lending Overall & Group analysis
• Graphic overall & detail Risk and Officer
review
Operating
• Collections specific detail information
• ALCO portfolio analysis
• Lending management reviews
reports@technologynav.com
Delinquency
Cube Report
Business questions answered:
How much risk is in my delinquent loan portfolio, by loan
group and detailed by loan type?
• When were loans approved, what is the risk associated and the
•
•
•
•
delinquent days aging?
How many days delinquent, and how much is in each loan group
and loan type?
Who are those with delinquent loans by age and where do they
live?
Who approved the delinquent loan by member branch by risk
level?
Is the risk model we use to approve loans reflected as expected?
reports@technologynav.com
Charge Off Cube
Report
Advanced reporting for managing loan quality with
our loan quality cube Charge Off. Analysis provides
the risk and quality control exceptions for loan
groups as well as individual loans.
 Loss review
 Loan portfolio performance
 Determine lending criteria and internal
controls.
reports@technologynav.com
Charge Off Cube
Report
Executive
Management
•
•
Overall Trends - Asset Quality & Charge Off
Graphical Overview
• Charge Off and Recoveries Management
• Graphic overall & detail Risk and Charge Off
review
Operating
• Collections specific detail information
• ALCO portfolio analysis
• Lending management reviews
reports@technologynav.com
Charge Off Cube
Report
Business questions answered:
• Which risk levels have charge offs, by loan group and detailed by
•
•
•
•
•
loan type?
When were loans approved, what is the risk associated and the loan
lifespan?
How much is in each loan group and loan type?
Who are those with charged off loans by age and where do they live?
Who approved the charged off loan by member branch by risk level?
Is the risk model we use to approve loans reflected as expected?
reports@technologynav.com
Technology Navigator Reports
We have written Custom Reports on subjects
including
 Dealer Loan Applications
 Dealer Delinquency and Charge Off
 Account Trends and Research
Contact us about your reporting needs.
reports@technologynav.com
Technology Navigator Reports
reports@technologynav.com
or call 800.966.7260 x 120 to Schedule
Demonstration Appointments, Training, Updates
reports@technologynav.com
Technology Navigator Reports
Thank you for your time today, we look
forward to working with you.