McGraw-Hill/Irwin Copyright © 2011 by The McGraw-Hill Companies, Inc. All rights reserved. Chapter 6 Internal Control and Financial Reporting for Cash and Merchandise Sales PowerPoint Authors: Susan Coomer Galbreath, Ph.D., CPA Charles W. Caldwell, D.B.A., CMA Jon A. Booker, Ph.D., CPA, CIA Fred Phillips, Ph.D., CA Learning Objective 1 Distinguish among service, merchandising, and manufacturing operations. 6-3 Operating Cycles Sell Services Service Company Collect Cash Incur Operating Expenses 6-4 Operating Cycles Sell Products Buy Products Merchandising Company Incur Operating Expenses 6-5 Collect Cash Operating Cycles Sell Products Make Products Buy Raw Materials 6-6 Manufacturing Company Incur Operating Expenses Collect Cash Learning Objective 2 Explain common principles and limitations of internal control. 6-7 Internal Control All companies include as part of their operating activities a variety of procedures and policies that are referred to as internal controls. Internal controls are the methods a company uses to: 1. Protect against the theft of assets. 2. Enhance the reliability of accounting information. 3. Promote efficient and effective operations. 4. Ensure compliance with applicable laws and regulations. 6-8 Common Control Principles Principle Establish responsibility Segregate duties Restrict access Document procedures Independently verify 6-9 Explanation Assign each task to only one person. Do not make one employee responsible for all parts of a process. Do not provide access to assets or information unless it is needed to fulfill assigned responsibilities. Prepare documents to show activities that have occurred. Check others' work. Examples Each Wal-Mart cashier uses a different cash drawer Wal-Mart cashiers, who ring up sales, do not approve price changes. Wal-Mart secures valuable assets such as cash and access to its computer systems (passwords, firewalls). Wal-Mart pays suppliers using prenumbered checks. Wal-Mart compares cash balances in its accounting records to the cash balances reported by its bank, and accounts for any differences. Control Limitations Internal controls can never completely prevent and detect errors and fraud. Benefits vs. Cost 6-10 Human Error or Fraud Learning Objective 3 Apply internal control principles to cash receipts and payments. 6-11 Controlling and Reporting Cash Internal control of cash is important to any organization. Volume of cash is enormous. 6-12 Cash is valuable and “owned” by person possessing it. Cash Received in Person Segregate Duties Cashier Recording Custody 6-13 Cash Received in Person 6-14 Cash Received in Person 6-15 Cash Received from a Remote Source Cash Received by Mail Cash Received Electronically 6-16 Cash Payments Cash Payments Writing a Check Electronic Funds Transfer A voucher system is acash process foremployees approving Most companies pay to their and documenting all purchases through EFTs, which are knownand by payments account. employees as on direct deposits. 6-17 Learning Objective 4 Perform the key control of reconciling cash to bank statements. 6-18 Bank Procedures and Reconciliation Banks provide services that help businesses to control cash in several ways: Restricting Access Documenting Procedures Independently Verifying A bank reconciliation is an internal report prepared to verify the accuracy of both the bank statement and the cash accounts of a business or individual. 6-19 Bank Statement 1 2 6-20 3 4 5 Reconciling Differences Your Bank May Not Know About . . . 1. Errors made by the bank. 2. Time lags: a. Deposits that you made recently. b. Checks that you wrote recently. 3. 4. 5. 6. 7. 6-21 You May Not Know About . . . Interest the bank has put into your account. Electronic funds transfer (EFT) Service charges taken out of your account. Customer checks you deposited but that bounced. Errors made by you. Bank Reconciliation To determine the appropriate cash balance, these balances need to be reconciled. 6-22 Bank Reconciliation Bank Reconciliation Goals 1.Identify the deposits in transit. 2.Identify the outstanding checks. 3.Record other transactions on the bank statement. 4.Determine the impact of errors. 6-23 Bank Reconciliation 6-24 Reporting Cash and Cash Equivalents Cash includes money or any instrument that banks will accept for deposit and immediate credit to a company’s account, such as a check, money order, or bank draft. Cash equivalents are short-term, highly liquid investments purchased within three months of maturity. 6-25 Learning Objective 5 Explain the use of a perpetual inventory system as a control. 6-26 Controlling and Reporting Merchandise Sales Inventory Quantities 6-27 Inventory Costs Financial Statements Unsold Inventory Balance Sheet Sold Inventory Income Statement Perpetual Inventory System In a perpetual inventory system, the inventory records are updated “perpetually,” that is, every time inventory is bought, sold, or returned. Perpetual systems often are combined with bar codes and optical scanners. 6-28 Periodic Inventory System In a periodic inventory system, the inventory records are updated “periodically,” that is, at the end of the accounting period. To determine how much merchandise has been sold, periodic systems require that inventory be physically counted at the end of the period. 6-29 Inventory Control 6-30 Perpetual Inventory System Periodic Inventory System Continuous Tracking No Up-to-Date Records Can Estimate Shrinkage Can’t Estimate Shrinkage Learning Objective 6 Analyze sales transactions under a perpetual inventory system. 6-31 Sales Transactions Merchandisers earn revenues by transferring ownership of merchandise to a customer, either for cash or on credit. For a merchandiser who is shipping goods to a customer, the transfer of ownership occurs at one of two possible times: 1. FOB shipping point —the sale is recorded when the goods leave the seller’s shipping department. 2. FOB destination —the sale is recorded when the goods reach their destination (the customer). 6-32 Sales Transactions Every merchandise sale has two components, each of which requires an entry in a perpetual inventory system. Selling Price Cost 6-33 Sales Transactions Assume Wal-Mart sells two Schwinn mountain bikes for $400 cash. The bikes had previously been recorded in Wal-Mart’s Inventory at a total cost of $350. 1 Analyze Assets (a) Cash +400 (b) Inventory -350 2 6-34 Record = Liabilities + Stockholders' Equity Sales Revenue (+R) +400 Cost of Goods Sold (+E) -350 Sales Returns and Allowances When goods sold to a customer arrive in damaged condition or are otherwise unsatisfactory, the customer can (1) return them for a full refund or (2) keep them and ask for a reduction in the selling price, called an allowance. 6-35 Sales Returns and Allowances Suppose that after Wal-Mart sold the two Schwinn mountain bikes, the customer returned one to Wal-Mart. Assuming that the bike is still like new, Wal-Mart would refund the $200 selling price to the customer and take the bike back into inventory. 1 Analyze Assets (a) Cash -200 (b) Inventory +175 2 6-36 Record = Liabilities + Stockholders' Equity Sales Returns and Allowances (+xR) -200 Cost of Goods Sold (-E) +175 Sales on Account and Sales Discounts A sales discount is a sales price reduction given to customers for prompt payment of their account balance. 6-37 Sales on Account and Sales Discounts Suppose Wal-Mart’s warehouse store (Sam’s Club) sells printer paper on account to a local business for $1,000 with payment terms of 2/10, n/30. The paper cost Sam’s Club $700. 1 Analyze Assets (a) Accounts Receivable +1,000 (b) Inventory -700 2 6-38 Record = Liabilities + Stockholders' Equity Sales Revenue (+R) +1,000 Cost of Goods Sold (+E) -700 Sales on Account and Sales Discounts To take advantage of this 2% discount, the customer must pay Wal-Mart within 10 days. If the customer does so, it will deduct the $20 discount (2% $1,000) from the total owed ($1,000), and then pay $980 to Wal-Mart. 1 Analyze Assets Cash +980 Accounts Receivable -1,000 2 = Liabilities + Stockholders' Equity Sales Discounts (+xR) -20 Record (2% × $1,000) 6-39 Summary of Sales-Related Transactions The sales returns and allowances and sales discounts introduced in this section were recorded using contra-revenue accounts. 6-40 Learning Objective 7 Analyze a merchandiser’s multistep income statement. 6-41 Gross Profit Percentage Gross Gross Profit = × 100 Profit % Net Sales 6-42 Comparing Operating Results Across Companies and Industries Gross Profit Percentage 40.0% 35.0% 30.0% by Indus 25.0% 20.0% 15.0% 10.0% 5.0% 0.0% 6-43 Chapter 6 Solved Exercises M6-11, M6-19, E6-5, E6-7, E6-10, E6-17 M6-11 Calculating Shrinkage in a Perpetual Inventory System Corey’s Campus Store has $50,000 of inventory on hand at the beginning of the month. During the month, the company buys $8,000 of merchandise and sells merchandise that had cost $30,000. At the end of the month, $25,000 of inventory is on hand. How much shrinkage occurred during the month? Beginning inventory Purchases Cost of Goods Sold Ending balance Inventory count Shrinkage 6-45 $50,000 +8,000 -30,000 28,000 -25,000 $3,000 M6-19 Calculating the Impact of Changes in Gross Profit Percentage on Operating Income Luxottica Group, the Italian company that sells Ray Ban and Killer Loop sunglasses, reported a gross profit percentage of 68.3 percent in 2007 and 66.5 percent in 2008. In each of these two years, the company’s net sales was fairly steady at approximately 5 million euro. Assuming that Luxottica’s operating expenses were 2.6 million euro in each year, how much more (or less) income from operations did Luxottica report in 2008 than in 2007? 2007 Sales € 5,000,000 Gross profit percentage x 0.683 Gross Profit 3,415,000 Operating Expenses 2,600,000 Income from Operations € 815,000 2008 € 5,000,000 x 0.665 3,325,000 2,600,000 € 725,000 Luxottica earned € 90,000 less in 2008 than in 2007. 6-46 E6-5 Preparing a Bank Reconciliation and Journal Entries, and Reporting Cash Hills Company’s June 30, 2010, bank statement and the June ledger account for cash are summarized here: Required: 1. Prepare a bank reconciliation. A comparison of the checks written with the checks that have cleared the bank shows outstanding checks of $700. Some of the checks that cleared in June were written prior to June. No deposits in transit were noted in May, but a deposit is in transit at the end of June. 6-47 E6-5 Preparing a Bank Reconciliation and Journal Entries, and Reporting Cash HILLS COMPANY Bank Reconciliation June 30, 2010 Bank Statement Company's Books Ending balance per bank statement…………………. Ending balance per Cash account……………………… $6,070 Additions: Deposit in transit……………. Additions: 1,000* 7,070 Deductions: Outstanding checks………… Up-to-date cash balance…. *$19,000 – $18,000 = $1,000. 6-48 $6,400 None 6,400 Deductions: 700 $6,370 Bank service charge…… Up-to-date cash balance…… 30 $6,370 E6-5 Preparing a Bank Reconciliation and Journal Entries, and Reporting Cash 2. Give any journal entries that should be made as a result of the bank reconciliation. dr Office Expenses (+E,-SE)................................................................ cr Cash (-A) .................................................................... To record bank service charges. 30 30 3. What is the balance in the Cash account after the reconciliation entries? $6,370 ($6,400 - $30) 4. In addition to the balance in its bank account, Hills Company also has $300 cash on hand. This amount is recorded in a separate T-account called Cash on Hand. What is the total amount of cash that should be reported on the balance sheet at June 30? Balance sheet (June 30, 2008): Current assets: Cash ($6,370 + $300) ........................................................ 6-49 $6,670 E6-7 Identifying Shrinkage and Other Missing Inventory Information Calculate the missing information for each of the following independent cases: Beg. Cost of Case Inventory Purchases Goods Sold 6-50 Ending Inventory (perpetual) Ending Inventory (As Counted) Shrinkage A $100 $700 $300 $500 ? $420 $80 ? B 200 800 850 ? 150 150 ?0 C 150 500 200 450 440 ? 10 D 260 ? 600 650 210 200 ?10 E6-10 Recording Journal Entries for Net Sales with Credit Sales and Sales Discounts Using the information in E6-9, prepare journal entries to record the transactions, assuming Solitare uses a perpetual inventory system. Jan. 6 Sold goods for $100 to Wizard Inc. with terms 2/10, n/30. The goods cost Solitare $70. 6 Sold goods to SpyderCorp for $80 with terms 2/10, n/30. The goods cost Solitare $60. 14 Collected cash due from Wizard Inc. Feb. 2 Collected cash due from SpyderCorp. 28 Sold goods for $50 to Bridges with terms 2/10, n/45. The goods cost Solitare $30. Jan. 6 6-51 dr Accounts Receivable (+A) ...............................................100 cr Sales Revenue (+R,+SE) ........................................... 100 dr Cost of Goods Sold (+E,-SE) .......................................... 70 cr Inventory (-A) ............................................................. 70 E6-10 Recording Journal Entries for Net Sales with Credit Sales and Sales Discounts Using the information in E6-9, prepare journal entries to record the transactions, assuming Solitare uses a perpetual inventory system. Jan. 6 Sold goods for $100 to Wizard Inc. with terms 2/10, n/30. The goods cost Solitare $70. 6 Sold goods to SpyderCorp for $80 with terms 2/10, n/30. The goods cost Solitare $60. 14 Collected cash due from Wizard Inc. Feb. 2 Collected cash due from SpyderCorp. 28 Sold goods for $50 to Bridges with terms 2/10, n/45. The goods cost Solitare $30. Jan. 6 6-52 dr Accounts Receivable (+A) ............................................... 80 cr Sales Revenue (+R,+SE) ........................................... 80 dr Cost of Goods Sold (+E,-SE) .......................................... 60 cr Inventory (-A) ............................................................. 60 E6-10 Recording Journal Entries for Net Sales with Credit Sales and Sales Discounts Using the information in E6-9, prepare journal entries to record the transactions, assuming Solitare uses a perpetual inventory system. Jan. 6 Sold goods for $100 to Wizard Inc. with terms 2/10, n/30. The goods cost Solitare $70. 6 Sold goods to SpyderCorp for $80 with terms 2/10, n/30. The goods cost Solitare $60. 14 Collected cash due from Wizard Inc. Feb. 2 Collected cash due from SpyderCorp. 28 Sold goods for $50 to Bridges with terms 2/10, n/45. The goods cost Solitare $30. Jan. 14 6-53 dr Cash (+A) ($1,000 x 98%) ............................................... 98 dr Sales Discounts (+xR,-SE) ($1,000 x 2%) ...................... 2 cr Accounts Receivable (-A)........................................... 100 E6-10 Recording Journal Entries for Net Sales with Credit Sales and Sales Discounts Using the information in E6-9, prepare journal entries to record the transactions, assuming Solitare uses a perpetual inventory system. Jan. 6 Sold goods for $100 to Wizard Inc. with terms 2/10, n/30. The goods cost Solitare $70. 6 Sold goods to SpyderCorp for $80 with terms 2/10, n/30. The goods cost Solitare $60. 14 Collected cash due from Wizard Inc. Feb. 2 Collected cash due from SpyderCorp. 28 Sold goods for $50 to Bridges with terms 2/10, n/45. The goods cost Solitare $30. Feb. 2 6-54 dr Cash (+A) ........................................................................ 80 cr Accounts Receivable (-A)........................................... 80 E6-10 Recording Journal Entries for Net Sales with Credit Sales and Sales Discounts Using the information in E6-9, prepare journal entries to record the transactions, assuming Solitare uses a perpetual inventory system. Jan. 6 Sold goods for $100 to Wizard Inc. with terms 2/10, n/30. The goods cost Solitare $70. 6 Sold goods to SpyderCorp for $80 with terms 2/10, n/30. The goods cost Solitare $60. 14 Collected cash due from Wizard Inc. Feb. 2 Collected cash due from SpyderCorp. 28 Sold goods for $50 to Bridges with terms 2/10, n/45. The goods cost Solitare $30. Feb. 28 6-55 dr Accounts Receivable (+A) ............................................... 50 cr Sales Revenue (+R,+SE) ........................................... 50 dr Cost of Goods Sold (+E,-SE) .......................................... 30 cr Inventory (-A) ............................................................. 30 E6-17 Inferring Missing Amounts Based on Income Statement Relationships Supply the missing dollar amounts for the income statement of Williamson Company for each of the following independent cases: Sales Revenue ......................................... Sales Returns and Allowances ................. Net Sales ............................................ Cost of Goods Sold................................... Gross Profit ............................................ 6-56 Case A Case B Case C $ 8,000 150 7,850 5,750 $ 2,100 $ 6,000 500 5,500 4,050 $ 1,450 $ 6,195 275 5,920 5,400 $ 520 End of Chapter 6