STEVE M. ALLEN
4903 Township Brow
Marietta, GA 30066
C (404) 993-2500
smallen82@gmail.com
FINANCE EXECUTIVE
A collaborative and hands-on leader and team-member with a strong blend of finance, operations, planning,
process improvement and technology experience. Proven expertise in P3 infrastructure, financial analysis, capital
markets/banking, treasury, risk management, process improvement, strategic planning, governance and IT.
Financial Planning, Budgeting & Analysis
Project/Client Account Management
Infrastructure Structuring & Financing
Business Development & Client Relations
Operations/Treasury Management
Bid & Contract Management
Risk Management & Assessment
Revenue Enhancement & Cost Controls
PROFESSIONAL EXPERIENCE
VISION PATH FINANCIAL, LLC, Atlanta, GA
2008-Present
Management consulting firm providing strategic, operations, finance, accounting and staff augmentation support in
various industries such as infrastructure, banking, real estate, technology, energy, healthcare and manufacturing.
Managing Director and Chief Financial Officer
 Financial -Technical Advisor: Portfolio review of euro-bank’s $500M distressed U.S. commercial real estate
loan portfolio for buy-side investment group. Performed loan underwriting and facility evaluation such as asset
quality, credit-operating risk, compliance, documentation, lease audits, collateral/site assessment, operating
budget/financial analysis, DCF analysis, loan valuation calculations and restructuring strategies.
 Financial Advisor: Provide P3 clients with strategic, project finance, tax and operations advise such as debt
structuring, equity-grant fund raising, risk management, modeling, bid prep/negotiations and project feasibility.
 Project Manager/Fin.-Technical Advisor: Led project review teams (finance, technical, environmental, legal
partners) in operations, finance and risk assessment of Fortune 50 Company’s 486-site, 7M sf U.S. real estate
and infrastructure portfolio. Conducted financial, operations and risk analysis (usage, utilities, taxes, personnel,
IT, facility management, leases, compliance) resulting in process improvements and savings of over $90M.
 Financial Advisor/Analyst: Developed business-finance plans, process improvements, financial models,
month-end financial close, and tax return preparations for manufacturers, developers, investors and non-profits.
BALFOUR BEATTY CAPITAL, Atlanta, GA
2007- 2008
Investor-developer in P3-PFI transportation, education, housing, healthcare and energy infrastructure as part of
Balfour Beatty plc, a global publicly-traded engineering, construction, investment and facility services group.
Vice President, Public-Private Finance
Lead finance executive responsible for bid/project management, development/evaluation of financial modeling, bid
proposal preparation/review, contract drafting/negotiations, debt/equity underwriting, risk assessment/management,
strategic planning, budgeting, business development, marketing and public speaking.
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Bid Director, Team Leader/Member and Financial Advisor for large complex U.S. and international P3
transportation, energy and social infrastructure projects including financial analysis, project feasibility,
budgeting, project finance, risk assessment, business partners, construction, facility operations, legal, and IT.
Drove initiatives to implement corporate strategy and business plans including the creation of collaborative
internal development teams, joint venture partnerships (const., ops., FM), and capital markets-loan syndicates.
Provided strategic, financial, operational, and project management support resulting in bid awards to sister
companies representing $1.8B in assets and completion of a $351M acquisition of a $1.7B asset public REIT.
Steve M. Allen
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Led efforts to improve financial forecasts, strategic business plans, risk assessment, SWOT analysis, financial
reporting and modeling resulting in better targeting of investments and proposal-bidding success.
Co-Led efforts to establish $1B P3 infrastructure fund and partner with other funds/equity partners.
THE UNIVERSITY FINANCING FOUNDATION, Atlanta, GA
2002 - 2007
U.S. non-profit private operating foundation involved in P3 infrastructure development and investment, businessfinancial advisory services, project/facility management, and equipment leasing to educational institutions.
Director of Finance and Administration 2004-2007
Director of Finance 2002-2004
Responsible for finance, accounting, treasury management, project management, bid/contract management,
banking, planning, human resources, risk management, information technology, and development/program support.
 Structured and closed $314M in P3-related land acquisition, construction and permanent debt (taxable loans,
tax-exempt bonds, letters of credit, leases) for a diverse higher education real estate portfolio.
 Developed operations and financial management strategy including portfolio structuring, asset positioning,
credit management, risk assessment, bond ratings and capital sourcing resulting in over $50M in improved
liquidity, cash flow, and financial/operational reporting tools and processes.
 Led major internal operations and finance improvements including a new accounting system, enhanced credit
and capital markets administration, expanded financial reporting and better financial modeling capabilities.
 Created and enhanced budgeting, cash flow forecasting and financial analysis tools resulting in improved
strategic and asset/portfolio management decision-making capabilities and controls (dashboards, risk metrics).
THE NORTH HIGHLAND COMPANY, Atlanta, GA
2002
National private business and technology management consulting firm serving diverse non-profit, real estate,
middle market and Fortune 500 size companies, as well as governmental and institutional clients.
Senior Manager, CFO-Financial Services
Provided hands-on COO/CFO-level finance and operations consulting services, business development support,
staffing, project management and project/client leadership. Served as team leader-member and financial advisor.
 Served as Director of Finance in staff augmentation engagement leading to becoming the Director of
Finance with The University Financing Foundation, a non-profit educational real estate services company.
 Provided internal specialist expertise and project support in banking/capital markets, non-profit, real estate,
energy, healthcare, telecommunications, public-private partnerships and government industries.
 Led and participated in various engagements such as operational-financial reviews, business process
improvement, asset acquisition, bid preparations, financial modeling, financial advisory, performance/risk
metrics and analysis (e.g.,KPIs, dashboards), as well as strategic planning and contract review-negotiations.
MUNICIPAL GAS AUTHORITY OF GEORGIA, Atlanta, GA
1994–2002
The largest non-profit municipally-owned natural gas authority in the U.S. with revenues of $223M providing
production area to end user energy services to public gas and electric-gas utilities, agencies and cooperatives.
Vice President, Finance 1998 – 2002
Director, Finance and Information Services 1997-1998
Manager, Finance 1994-1997
Responsible for finance, accounting, banking, acquisitions, strategic planning, P3’s, risk management, project
management, bid/proposal management, contract administration, treasury, communications, IT and HR.
 Developed commodity/credit risk management hedging programs, real-time reporting, financial modeling and
hedging service offerings (NYMEX futures; OTC swaps, options, swaptions). Led internal Hedge Committee.
 Provided financial advisory services and ongoing operations and accounting support for three new public gas
agencies including a municipally-owned natural gas company with $26M in revenues and $600M in assets.
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Led efforts to prepare 5-year strategic plan, develop-implement gas accounting system, and improve financial
and risk reporting processes such as budget-cash flow forecast models and a sales force staffing model.
Developed and directed the credit-capital management, finance strategy, and capital/liquidity standards to
obtain first corporate debt ratings and improve earnings generating $2M in annual cost savings and income.
Created a $100M loan-bond financing and risk programs for land acquisition and gas system expansion.
Developed, negotiated and led the project financing of $1.4B in complex P3-related natural gas, storage,
cogeneration, and land acquisitions including bid prep, contract negotiations, P3 meetings, interest
rate/commodity hedging and post-transaction evaluations and on-going monitoring.
BANK OF AMERICA (prev. NationsBank), Atlanta, GA
1986-1994
Vice President/Business Unit Leader – Government, Non-Profit and Olympic Banking 1989-1994
Provided loan underwriting, credit risk assessment/management, treasury/investment management and
collateral/credit monitoring associated with a $500M P3 and public real estate and commercial loan-lease portfolio
(securitized, warehoused & direct) associated with over $1.9B in assets (e.g., office, apartments, industrial, mixeduse, parking decks, performing arts, sports venues, research facilities, housing. hotel/conference centers).
Assistant Vice President/Credit Examiner – Credit Administration 1986-1989
JPMORGAN CHASE (prev. MBank-Houston), Houston, TX
1985-1986
Commercial Lender and Loan Workout Specialist
JPMORGAN CHASE (prev. First City National Bank), Houston, TX
1983-1985
Operations Officer and Manager- Commercial Lockbox & Customer Information Reporting 1984-1985
Commercial Loan Representative and Commercial Credit and Operations Trainee 1983-1984
EDUCATION
Bachelor of Business Administration 1982,
MBA-style Bank Credit & Operations Training Program 1983-1984,
TEXAS A&M UNIVERSITY
FIRST CITY NATIONAL BANK
TRAINING
Six-Sigma Green Belt Certification, Lean Green Belt Certification Course (Exam Pending). CPE Courses and
Seminars: (Finance-Related) Lending (Commercial, Real Estate, Oil & Gas, Public Finance, Leasing, Project
Financing), Credit Administration, Credit-Commodity Risk Management, Certified Cash Manager, Project
Management; (Other) FASB/GASB/Tax Accounting, Business Valuation, Fraud Examination, IFRS Updates.
CIVIC/COMMUNITY
Co-Chair – First Baptist Church of Woodstock’s Cornerstone Career Ministry; Assistant Scout Master –
BSA Troop 750; Co-Chair – Kettering Executive Network’s Real Estate Group; Facilitator – CEO/CFO
Roundtable; Treasurer/Board Member – Atlanta Texas A&M Club; Public Speaker (P3, Fin., Project &
Risk Mgmt.) for NCPPP, ACG, GFOA, Texas A&M, Troy University, AIA, SGA, JP Morgan, IQG.