Average U.S. credit card debt The averages are staggering, but the numbers are skewed by people with five- and six-figure debts. In 2004, the median credit card debt for families was $2,200, up 10 percent from 2001, according to the Federal Reserve Board. Scale in thousands $10 8 2007: $9,840 6 2000 ’01 ’02 ’03 ’04 ’05 ’06 ’07 Note: This chart includes consumer and business credit cards. Source: CardTrak.com ROCKFORD REGISTER STAR