2015
Analysis of HIMALAYAN Bank
Ltd. (Based on 6 year’s data)
Sharesansar.com
8/12/2015
Himalayan Bank Ltd. Major highlights of Q4
Himalayan Bank Limited
Paid-up Capital (Rs.)
Reserve (Rs.)
Deposits (Rs.)
Loans and Adv. (Rs.)
Net Interest Income (Rs.)
Provision for Possible Losses (Rs.)
Operating Profit (Rs.)
Write Back (Rs.)
Net Profit (Rs.)
Capital Adequacy Ratio (%)
Non-Performing Loan (%)
Cost of Funds (as per NRB) (%)
Net Interest Spread (%)
Credit to Deposit Ratio (As per NRB)
Earnings Per Share (annualized)
P/E Ratio (Times)
Net Worth per Share (Rs.)
4th Qtr. FY 2071/72
3,332,700.00
3,846,306.00
73,523,334.00
55,428,007.00
2,670,280.00
1,413,568.00
665,491.00
895,300.00
1,095,595.00
11.45%
3.22%
3.36%
4.58%
73.51%
32.87
24.73
215.41
Rs. In "000"
4th Qtr. FY
2070/71
Growth (%)
3,332,700.00
0.00%
2,750,711.00
39.83%
64,674,848.00
13.68%
46,449,329.00
19.33%
2,494,178.00
7.06%
1,080,863.00
982,579.00
-32.27%
774,565.00
959,107.00
14.23%
11.23%
1.96%
1.96%
4.26%
-21.13%
4.93%
-7.10%
70.67%
4.02%
Note:




Himalayan Bank performance of 2071/72 FY showed an increase in Net profit by 14.23 percent
compared to the corresponding last FY. Himalayan bank reserve also rises by 39.83 percent in
the same period compared to 2070/71 financial year.
Himalayan Bank net interest income rises by 7.06 percent whereas the company set aside Rs
141.35 crores for provision for possible losses during the mentioned period.
Its deposit and loan rises by 13.68% and 19.33% respectively.
Himalayan Bank EPS also decline by 0.69 % whereas its NPA increases from 1.96% in 70/71 year
to 3.22% as of Q4 of 71/72 FY.
Net Profit (Rs.)
2071/72
1,095,595,000.00
2070/71
959,107,241.00
2069/70
943,697,990.00
2068/69
958,638,260.00
2067/68
893,115,143.00
2066/67
508,798,193.00
5 Year Average Growth (%)
Year on Year Growth (%)
Growth (%)
14%
2%
-2%
7%
76%
19%
16.58%
* the 2071/72 figures is from the unaudited Q4 report.
Net Profit
1200
1000
Million Rs.
800
600
400
200
0
2066/67
2067/68
2068/69
Price Overview:
Last Traded Price (Rs.)
1 Year Average Price (Rs.)
1 Year Maximum Price (Rs.)
1 Year Minimum Price (Rs.)
1234
872.7
1261
680
2069/70
2070/71
2071/72
Earnings Per Share:
EPS (Rs.)
2071/72
2070/71
2069/70
2068/69
2067/68
2066/67
32.87
33.1
34.19
39.94
44.66
31.8
* the 2071/72 figures is from the unaudited Q4 report.
EPS
50
45
40
35
30
25
EPS
20
15
10
5
0
2066/67
2067/68
2068/69
2069/70
2070/71
2071/72
Dividend History:
2071/72
2070/71
2069/70
2068/69
2067/68
2066/67
Cash
Dividend Dividend Bonus
0.00%
21.05%
6.05% 15.00%
15.00%
10.00% 5.00%
28.42%
13.42% 15.00%
36.84%
16.84% 20.00%
36.84%
11.84% 25.00%
Dividend History
40.00%
35.00%
30.00%
25.00%
Bonus Shares
20.00%
Cash Dividend
15.00%
10.00%
5.00%
0.00%
2066/67
2067/68
2068/69
2069/70
2070/71
PE Ratio:
P/E Ratio (times)
2071/72
24.73
2070/71
28.43
2069/70
20.47
2068/69
16.35
2067/68
12.88
2066/67
25.66
PE Ratio
30
25
20
15
PE Ratio
10
5
0
2066/67 2067/68 2068/69 2069/70 2070/71 2071/72