About Citi Latin America Founded in 1904 Years in the Region 111 years Branches More than 350 branches Employees 24,000+ In Latin America, Citi has gained a prominent position in the financial-services industry since 1904, when it started operations in Panama, through the International Banking Corporation. In 1914, Citi opened its first international branch in Buenos Aires, Argentina, also marking the first foreign-established branch of any nationally chartered U.S. bank and, shortly after, opened another in Rio de Janeiro, Brazil. Citi Latin America CEO Jane Fraser oversees Citi’s operations in the region, which has the broadest presence of any financial institution in Latin America, with franchises in 23 countries. Citi's geographic coverage spans across: Argentina, Bahamas, Barbados, Brazil, Cayman Islands, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Haiti, Honduras, Jamaica, Mexico, Panama, Paraguay, Peru, Puerto Rico, Trinidad and Tobago, Uruguay and Venezuela. Awards & Recognitions Global Finance Magazine Best Foreign Exchange Bank: Latin America Best Overall Bank for Cash Management: Latin America Best Bank for Liquidity Management: Latin America Best Bank for Risk Management: Latin America Best Bank for Payments and Collections: Latin America Best Trade Finance Provider: Americas Best Supply Chain Finance Provider: Latin America Best Sub-Custodian Bank: Latin America Best Corporate/Institutional Internet Banks – Latin America Best Derivatives Provider – Latin America Best Investment Management Services – Citi Best in Social Media – Citi Best Trade Finance Services – Citi Best Web Site Design – Citi Best Information Security Initiatives – Citi Best in Mobile Banking – Citi Latin Finance Magazine Bond House of the Year – Latin America PC World Magazine Best Consumer Mobile App in Latin America – Beneficios de Citi Euromoney Magazine Best Investment Bank in the Caribbean Best Investment Bank in Central America Best Flow House in Latin America Best Cash Management House in Latin America Best Regional Cash Manager - Latin America #1 in Qualitative Ranking for Currencies in Latin America #1 in Qualitative Ranking for Client Services in the Americas #1 FX Bank for Corporates in Latin America #1 FX Bank for Corporates in the Caribbean and Central America Mobile Money & Digital Payments Best Mobile Money Deployment in the Americas – Citi Mobile Collect (Dominican Republic) IFR Latin America Bond House Bank Innovation Bank Innovation Award – Citi Mobile Collect (Dominican Republic) © 2014 Citigroup Inc. All rights reserved. CITI and Arc Design is a registered service mark of Citigroup Inc. 1 | March 2014 Business Highlights Institutional Clients Group (ICG) Citi’s Institutional Clients Group builds enduring relationships with clients by providing a full suite of our strong presence in many nations, we use our country, sector and product expertise to deliver Citi’s global capabilities to clients wherever they choose to compete. Citi’s Treasury and Trade Solutions (TTS) strategic advisory and financing products to business provides integrated cash management multinational and local corporations, financial and and trade finance services to multinational public sector institutions, governments, privately held corporations, financial institutions and public businesses and many of the world’s most successful sector organizations across the globe. With the and influential individuals and families in more than industry’s most comprehensive suite of digital 160 countries and jurisdictions. and mobile-enabled platforms, tools and Capital Markets Origination is focused on the capital-raising needs of our institutional clients, from inaugural issuances and exchanges, to cross-border transactions and first-of-their kind landmark structures. Citi is the first choice among issuers for their underwriting needs owing to our unmatched global footprint and diverse range of financial products. Citi’s Markets and Securities Services business analytics, TTS leads the way in delivering innovative and tailored solutions to its clients. Offerings include cash management, payments, receivables, liquidity management and investment services, working capital solutions, commercial and prepaid card programs, and trade finance. Global Consumer Banking (GCB) Citi's GCB LatAm consists of five primary business provides world-class financial products and units — Retail Banking, Citi Branded Cards, Citi services as diverse as the needs of the Mortgage, Commercial Banking and Retail Services. thousands of corporations, institutions, governments and investors we serve. The Citi Wealth Management breadth, depth and strength of our sales and Citi Wealth Management provides wealth trading, distribution and research capabilities management solutions to the world's most successful span a broad range of asset classes, currencies, individuals and families. sectors, and products—including equities, commodities, credit, futures, foreign exchange, emerging Markets, G10 rates, municipals, prime finance and securitized markets. Our Investor Services and Direct Custody and Clearing Through Citi Wealth Management Latin America (CWMLA) and its divisions (Citi Private Bank, Citigold and International Private Banking), clients have access to banking, investment and lending products businesses provide customized solutions that and services available at Citi entities. support the diverse investment and transaction Corporate Social Responsibility strategies of investors and intermediaries worldwide. Citi Latin America is committed to enhancing the social and environmental sustainability of our Citi’s Corporate and Investment Banking operations, as well as those of our partners, clients franchises provide comprehensive relationship and stakeholders. In addition to supporting the coverage service to ensure the best possible development and implementation of a portfolio of over service and responsiveness to our clients. With 70 strategic social investment projects across 22 © 2014 Citigroup Inc. All rights reserved. CITI and Arc Design is a registered service mark of Citigroup Inc. 2 | March 2014 markets every year, our team designs and manages Either through regional programs - or by partnering in regional footprint programs; ranging from the execution of country specific initiatives - our work spearheading the implementation of the Equator reached over 200,000 beneficiaries over the past two Principles by key financial institutions in the region, to years, adding to our ongoing efforts of promoting a series of initiatives promoting financial inclusion and socio-economic empowerment in communities across the generation of responsible income-generating the region. opportunities for those at the base of Latin America’s socio-economic pyramid. Regional Public Affairs Office 201 Biscayne Blvd • 7th Floor • Miami, FL, 33131 United States of America Fax: 1 (305) 347-1444 Latin America Head Juan Iramain Juan.Iramain@citi.com 1 (305) 347-1387 External Communications Head Internal Communications Head Government Affairs and CSR Head Alexandra Ravinet Alexandra.Ravinet@citi.com 1 (305) 420-4292 Delia Rivera Delia.Rivera@citi.com 1 (305) 420-4291 Jennifer Smith Jennifer.stuart.smith@citi.com 1 (786) 804-5219 © 2014 Citigroup Inc. All rights reserved. CITI and Arc Design is a registered service mark of Citigroup Inc. 3 | March 2014