Table of Content for Additional Internet Copy Samples:
1. Whitestone Construction
2. CitibankStudent Loan.com
3. LeasingX.com
4. SSG
Sample 1:
WHITESTONE CONTRUCTION
Website Copy Draft
HOMEPAGE
Welcome to Whitestone Construction.
Whitestone Construction is a family-owned business with an expertise in
commercial window construction and installation. Whether it's curtain walls,
skylights, storefronts, or any other type of glasswork, Whitestone is an industry
leader. Our commitment to excellence is as evident today as it was back when
the company was established in 1983. This steadfast commitment ensures that
each project receives the highest level of service and dedication from inception to
completion.
PROFILE & HISTORY
Whitestone Construction is a family-owned business. It was founded 18 years
ago by the company president, Boris Grzic, from his house in Whitestone, NJ.
Since those modest beginnings, Boris has relocated the company to Woodside,
Queens where it now functions at a $50 million level. Still, after all the successful
years of commercial window construction and installation the company still
operates like a close-knit family.
A key factor in Whitestone’s success is their focus on “teamwork”. They believe
the only way to efficiently deliver a quality product on time is by working as a
team. Their steadfast commitment to teamwork is what partners like Bovis Lease
Lending, Turner Construction, and Tishman Construction say is the cornerstone
of Whitestone’s longevity and success. It’s also the reason why they have such
high employee retention. And, when you look at their employee roster, what you
see is a group comprised of highly skilled individuals in the fields of architecture,
engineering, estimating, and construction and project management. Their
commitment to excellence comes from being proud of ever Whitestone product
they deliver.
SERVICES
Whitestone is a full service operation in all phases of general construction, with
an expertise in commercial window construction and installation. Most of
Whitestone’s clients are commercial; however, they do handle select residential
projects. What’s important to note, all window construction and installation is
handled in-house. No subcontractors. This ensures quality control and
personalized attention to every detail. Below is a complete list of all Whitestone’s’
services:
(Primary) Commercial Window Construction Services:
Construction
Installation
Curtain Walls
Skylights
Storefronts
All types of glasswork
Primary Commercial Services:
Architecture
Engineering
Estimating
Project Management
CAD capabilities
Additional Commercial Construction Services:
Foundations
Framing
Masonry
Carpentry
Cabinetry
Painting
Roofing
PROJECTS
Whitestone’s’ customers range from large city and state owned public agencies
to smaller privately owned businesses. Some of those customers include: The
NYC School Construction Authority (SCA), The NYC Dept. of Design and
Construction (DDC), Dormitory Authority of the State of New York, MTA, Long
Island School District, The Metropolitan Art Museum, as well as, a residential
project in Eastern Long Island for Artists Eric Fischl and April Gornik (featured in
the ###? issue of Home & Garden).
Each project receives the same personalized service and attention to the details.
Below is a list of some Whitestone’s more recent projects (Client to provide
project list). Two have been highlighted for you to get a better understanding of
Whitestone’s process.
Case Study #1:
Client: New York City Dept. of Design & Construction (DDC)
Project: Total replacement (18,000-sq. ft.) of windows and glass block curtain
walls at PS 111X—Seton Falls Elementary School in the Bronx.
Construction Cost: 2.5 million est.
Schedule: July 9, 1999-August 20, 1999
Team Information: Whitestone Construction Corp./TAMS Consultants/Lehrer
McGovern Bovis, Inc.
Project Synopsis: Total replacement (18,000-sq. ft.) of windows. Develop and
replace wall systems for the school’s failing glass block curtain wall and
aluminum window façade.
Challenges: Meet a tight eight-week construction schedule during summer
recess. Create a user-friendly environment for elementary school children. This
was a challenge considering the 54 classroom bays were between concrete
columns that were approx. 9 ft. wide and 3-4 stories high. Each of these 54 bays
required replacement of the failing drab aqua tinted hollow glass block curtain
walls, as well as the glass block at corridors and stairways.
Solution: Replace the existing windows and hollow glass block with double
glazed aluminum windows and insulated aluminum wall panel system at
classroom bays. Use a new solid glass block at circulation elements to provide a
more energy efficient building envelope, while at the same time, created a
friendly atmosphere appropriate for an elementary school. Also, to help speed up
construction, Whitestone’s team developed an aluminum receptor and tube
curtain wall framing system incorporating aluminum double glazed windows and
insulated aluminum panels.
Final Project Comments: The team developed the aluminum receptor and tube
curtain wall framing system to accommodate any future window replacement
without disrupting the curtain wall structure. The development of the receptor and
tube curtain wall framing system together with the use of prefabricated and
prefinished components enabled the team to complete the project in the tight
schedule. Overall, the cooperation and dedication among TAMS Consultants,
Lehrer McGovern and Whitestone Construction Corp., resulted in an
extraordinary transformation of the elementary school.
Case Study #2:
Client/Owner: Cornell University
Project: Cornell “S” Building. 515 East 71st Street. New York City.
Construction Contract Value: $1,300,000
Schedule: December 15, 1998- October 1, 1999
Project Synopsis: Whitestone was hired to remove the entire three facades of
curtain wall, panel, louvers, and projected units (approx. 16,000 ft.) To complete
the job, they had to design, engineer, test, fabricate and install all new windows.
Challenges: Interior spaces were not accessible because research lab building
was occupied 24 hours a day, 7 days a week. With students living full time in the
residential building, noise and dust were a major concern. These health and
safety factors made it necessary to do all work from the exterior. To do this,
Whitestone used hanging scaffolds and/or pipe scaffolding. In addition, 30% of
work had to be performed over another building. There was no site storage
space available; therefore, daily deliveries had to be coordinated by the team.
Solution: Used hanging scaffolds and/or pipe scaffolding to install new
replacement curtain wall, clerestory windows, aluminum panels and louvers in
the 11-story research building. Did the same to replace the punched windows in
the 10-story residential building. Scheduled all construction work to
accommodate occupants in the research building, and minimize disturbance to
those living in residential building.
Final Project Comments: Cornell’s Project Manager, William H. Cunningham,
“Whitestone did and exemplary job on both projects. We are very pleased with
the way this contractor carried out their tasks and with the finished products.
Whitestone brought considerable expertise to the job and was able to devise
innovative methods to address project constraints…I am pleased to recommend
Whitestone Construction Corporation to others for future projects”.
EXPERIENCE
Whitestone has worked with city and state agencies, private organizations, and
exclusive residential clients. Whether it’s public agencies like The NYC School
Construction Authority (SCA), The NYC Dept. of Design and Construction (DDC),
Dormitory Authority of the State of New York, MTA, Long Island School District,
private organizations like The Metropolitan Art Museum, or residential clients like
Eastern Long Island Artists Eric Fischl and April Gornik, the commitment to
excellence is always the same. Whitestone’s depth of experience in commercial
window construction and installation comes from their ability to retain
employees—from field force level to top management. Their highly skilled staff
consists of architects, engineers, estimators, construction personnel, and project
managers. From commercial windows, to curtain walls, to skylights, to
storefronts—whatever the demand, Whitestone has the experience to deliver a
quality product on time, and with the utmost efficiency. Though Whitestone’s
primary focus is window construction and installation, they also do have expertise
in all other phases of general construction.
Whitestone has completed more than four hundred projects over the 18 years
they’ve been in business. Their reliability and attention to details is one of the
main reasons why many of those projects were from repeat customers. As one
frequent architect partner said, “Whitestone’s ability to work around multi-phase
projects and changing schedules, has made difficult projects easier to
manage…Whitestone’s value engineering and developing innovation installation
details to facilitate user-friendly product has benefited all parties involved”.
To learn more about Whitestone’s work, go to the project section. Or go to the
gallery section to view photographs of completed projects.
GALLERY
As a family-owned business, Whitestone approaches every client like a member
of the family. That means each of them receives the same personalized service
and attention. In this section, you can view photographs of some the more
notable projects Whitestone has completed.
REFERENCES
Whitestone is an industry leader in commercial window construction and
installation. For more references, feel free to contact any of their clients
throughout the five boroughs of New York City, Nassau County and Suffolk
County. Some of those clients include: The NYC School Construction Authority
(SCA), The NYC Dept. of Design and Construction (DDC), Dormitory Authority of
the State of New York, MTA, and Long Island School District, to name a few.
{List # and contact names}
CONTACT
If you want to know more about Whitestone, or you’re interested in finding out
about any job opportunities at the company, feel free to contact them at:
Phone######
Or email ####@#####
Sample 2:
Citibank Student Loan (Citibankstudentloan.com)
Website Copy Draft
Financial Aid Basics
So, you're just beginning the financial aid process? No problem. This section will
take you through the necessary steps to help you make the best decisions.
*
Not sure where to study? Use our undergraduate and graduate School
Search to find the school that's right for you.
*
Confused by the financial aid process? We'll explain it to you step by
step in Financial Aid 101.
*
How do you organize and keep track of important dates? Print out and
use our Financial Aid Planner to stay on top of important dates related to the
college application and financial aid process.
*
How do you get the money you need for school? There are a variety of
Financial Aid Options for you to explore whether you are in high school, college
or beyond.
*
What will it cost? Create a Budget and find out how much school will
cost per year.

Need more help? Check out the following Links to resources on the
financial aid process, including Scholarships and Grants.
Financial Aid 101
It's a myth that most families earn too much to qualify for financial aid. Virtually
everyone qualifies for some type of aid, since not all financial aid is need-based.
In addition, the cost of your college plays a role. If you attend a high-cost college,
chances are you will receive more aid than if you attend a lower-cost college.
The overview below will help you get a handle on the financial aid process. Use
our School Search to help you find the school that's right for you. It can be used
to research schools based on specific criteria you've indicated, such as cost,
location, and other factors. Also, our convenient Financial Aid Planner will keep
you organized through the entire college search and financial aid process.
Financial Aid - It's Easy to Get Started
Use our Budget Calculator to determine the total cost of college, from tuition to
everyday living expenses. Then use our Expected Family Contribution Calculator
to figure out the difference between the cost of your education and how much
your family will be expected to contribute. Whatever is left is the amount of
financial aid you will need.
Explore Your Financial Aid Options
Next, take the time to better understand the different types of aid available to
you. Scholarships and Grants are the best kind of financial aid since they're "free
money" that you don't have to pay back. Check out our resources such as the
Fast WEB scholarship search. There is also school-sponsored funding such as
Federal Work-Study. These programs are government subsidized, need-based
on-campus employment opportunities for students. For more information, contact
your Financial Aid Administrator. If the resources above don’t meet your total
need, consider Federal Stafford Loans. These loans are awarded on the basis of
financial need, and are regulated by the federal government. Finally, an
alternative private loan, such as CitiAssist®, can lessen the gap between all
financial aid sources and the money that you'll need for school. Check out our
Financial Aid Options page for more information.
Apply for Financial Aid
The first step in applying for Financial Aid is to fill out a Free Application for
Federal Student Aid (FAFSA), a standard federal application that is used to
determine your eligibility for most forms of financial aid. Parents usually provide
the tax information needed to complete this form. Send this in right after January
1, to increase your chances of getting the aid you need. Also, don't forget to fill
out all required forms those schools you are applying to. Be sure to send them in
before the deadline. Four to six weeks after you complete and submit the
FAFSA, you will receive a Student Aid Report (SAR). The SAR is generated from
the financial aid information that you provided on the FAFSA. Based on this
report, the schools that accept you for admission will create financial aid award
packages that will be sent to you in the mail.
Evaluate Your Offers
When you receive your financial aid packages from the schools you've been
accepted to, make sure you compare the offers carefully. Each will provide you
with information on how much federal and state aid you are eligible for. Plus,
your schools' financial aid packages may also offer you various scholarships and
grant options. Be sure to accept admission to the school of your choice by writing
a letter. It's advisable to also decline in writing to those schools you will not be
attending.
Apply for Loans
If your school suggests that you apply for loans, apply for the ones that they
recommend. If you still need money, Citibank's CitiAssist loan can help you fill
the gap.
Go to citibank.com Citibank Privacy Statement
Copyright © 1998-99, Citicorp
Terms, conditions, caveats and small print.
Financial Aid Planner
Let us help you stay on course. StudentLoan.com has a handy planner to help
you keep track of all of the key steps in the college application and financial aid
process.
Print out the planner and use it to check off each step as you complete it.
Please note these dates are meant to be general guidelines. They vary from year
to year and school to school. For specific information, contact your high school
guidance office or college financial aid office.
If you find some of the financial aid terminology difficult to understand, please
refer to our Financial Aid Glossary for assistance.
If you find this information useful, tell others about it. Send It.
Financial Aid Options
A college education is one of the most important investments that you can make.
You can afford the education and the school that you want, if you take advantage
of all the financial aid opportunities that are available to you. We'll give you the
information you need to get through the financial aid process.
Free Money - Scholarships and Grants
Scholarships and Grants are examples of "Free Money" that do not need to be
repaid. Loans do have to be repaid and work-study programs are set up for
students to earn money for their education. Scholarships may be given to
students who have demonstrated or shown potential for excellence in a certain
area or discipline, such as academics, sports, music, and other areas. Financial
need is not always a criterion for receiving scholarships.
Grants are another type of "free money" that does not need to be repaid. You
can receive grants from the federal government, state government, your school
or private organizations.
Find out more about how you can apply for Scholarships and Grants.
School-Sponsored Funding - Work-Study Programs
Work-study programs are government subsidized, need-based on-campus
employment opportunities for students. Work-study paychecks supplement your
discretionary income. For more information contact your Financial Aid
Administrator.
Student Loans - Citibank Offers Them All
If your total need isn't met by the sources above, there are several types of
student loans to consider:
*
Federal Stafford Loans are awarded on the basis of financial need and are
regulated by the federal government.
*
Federal PLUS Loans are available to parents of undergraduate students.
These are based on credit history and require a credit check.
*
Alternative Loans can fill the gap between what you receive from all
financial aid sources and what you really need to cover the cost for your
education. Citibank offers CitiAssist®, a no-fee student loan with a low interest
rate, no payments due while you are in school and flexible repayment options
afterwards. Apply online now.
*
Find out more about Special Offers available only from Citibank.
Special Offer
98% of all students, who have recently been through the student loan process
with Citibank, say that they would recommend us to a friend. * Here are a few
reasons why:
Only Citibank offers you so many ways to save. We have student loans that pay
you back.
You save up front...
*
2% savings on your Stafford Loan fees** - Citibank Stafford Loan
borrowers receive a 1% origination fee rebate on top of the 1% fee savings now
offered by many guarantee agencies. This means your loan fees are 50% less
than the maximum fees applicable.
*
Guarantee Fee rebate on PLUS Loans** - Citibank pays parents back
the full guarantee fee.
You save more when you pay it back...
*
0.25% Interest Rate Reduction for First Time Citibank Stafford and
PLUS Borrowers** - New first time Stafford or PLUS Loan borrowers will
automatically receive a 0.25% reduction on the interest rate in repayment.
*
Interest Rate Cap** - First time Citibank Stafford Loan borrowers will
receive an interest rate cap of 8% in repayment compared to the standard cap of
8.25%. All first time Citibank PLUS Loan borrowers will receive an interest rate
cap of 8.75% in repayment compared to the standard cap of 9.0%.
*
0.25% Interest Rate Reduction for E-Z Pay** - Sign up to have the loan
payments for your Stafford Loan withdrawn from your bank account electronically
during repayment through E-Z Pay and you will receive 0.25% off your interest
rate as long as you stay in the plan.
*
2% Interest Rate Reduction CitiExtrassm** - When it comes time to
repay your loans, make your first 48 monthly Stafford Loan payments on time.
For paying promptly, you'll automatically get a 2% interest rate reduction for the
remaining term of your loan.
To order an application, or if you would like more information, click here.
See our Loan Options section for more details on the types of loans we offer. If
some of the terminology seems unclear, our Financial Aid Glossary is sure to
help clear things up.
More than likely, your financial aid package will be made up of a combination of
scholarships, grants, loans and work-study programs. The mix will differ from
school to school and student to student.
Your home can be your secret educational financing tool. A Citibank Home
Equity Line of Credit can be a valuable funding option in addition to your student
loans and may also be tax deductible. To find out more, email us at
consumerfinance@citicorp.com or call us at 1-888-216-2484.
If you have any further questions, our Financing Your Education FAQ should be
able to help.
Go to citibank.com Citibank Privacy Statement
Terms, conditions, caveats and small print.
Create A Budget
A college education is an investment in YOU and your future, but it can be
expensive in the short term. But, the sooner you start working out a budget, the
easier it will be along the way.
The cost of your education is the total amount it will cost you to go to school.
However, this amount isn't the same for everyone - even at the same school.
To get an idea about what your expenses will be use Citibank's Budget
Calculator to create a college budget.
The Financial Aid Office at your school determines the cost of your education, for
purposes of federal lending programs. Following federal guidelines, they take into
account tuition and fees, on-campus room and board (or a housing and food
allowance for off-campus students), books and supplies, transportation and
miscellaneous expenses such as laundry, entertainment and childcare. Your
actual expenses may be higher or lower depending upon actual costs.
Any aid you receive is subtracted from the estimated cost of your education,
leaving you responsible for the difference.
While certain costs are not flexible (tuition and fees), others are (supplies and
laundry) - and only you know how much money you'll need for them.
As a result, its a good idea to create a budget before the school year to see how
much money you'll need to cover your personal expenses, and how that number
differs from the cost of education your Financial Aid Advisor came up with.
When you're determining your budget, you should keep these college costs in
mind. In addition, we have provided some cost saving tips to help you.
Tuition and Fees
This is usually a fixed cost determined by the number of credit hours you will
take. Talk with the Financial Aid Office at your school to see if you are eligible for
other types of financial aid.
Books and Supplies
Look for used books rather than new ones, and paperbacks instead of hardcover.
Also, check with the library to see if the books you need can be borrowed.
Room or Rent, Food and Utilities
Compare. One meal plan might be more economical than another. It may be less
expensive to live in a dorm than with roommates in an apartment. At some
schools, first-year students are required to live in on-campus housing. Check with
your school to determine what room and board options are available to you. Your
Financial Aid Office will determine the types and amount of aid you will receive
from various sources.
Transportation
Most on campus students can save money by walking to class. During breaks
and holidays, take the bus instead of flying, or check "ride-boards" at your school
and carpool with people who live near your hometown. Some schools have rideboard listings at their Websites.
Medical/Dental/Child Care
Review any existing coverage that you or your parents may have before paying
for the insurance provided by your school. If you have child-care concerns, check
with your school to see if they offer discounted day-care services.
Miscellaneous
Set aside a reasonable amount of money for miscellaneous expenses.
Remember, a postage stamp costs less than a long-distance phone call and
Internet correspondence is probably offered free through your school. Use credit
cards sensibly. On-campus entertainment is usually less expensive than offcampus entertainment.
Be sure to get an idea of your expenses with Citibank's Budget Calculator . To
save your work, you must first register in My Files. While you're online with us,
you'll only have to enter your information once and your budget figures will be
available to other calculators.
Tools
Welcome to the StudentLoan.com virtual toolbox, filled with useful tools that will
help make your financial aid process go more smoothly.
Are you having trouble keeping track of numbers and costs? Our
Calculators help you "do the math", and figure out which student loan options are
best for you.
You don't understand some of the terms and phrases on this site? Our
Glossaries will help you better understand the financial aid terminology.
Do you have some basic questions about the financial aid process? The
FAQ section answers some of the most common questions asked.
Would you like to see a visual overview of the content and link options for
the site? Our Site Map will show you the different paths you can take while
browsing StudentLoan.com.
Do you want to see what a loan statement looks like? Just click on Sample
Statement to review a loan statement.
Do you need a student loan application? They are available through our
Applications section. You can apply for a CitiAssist® loan online or print out an
application. You can also request to have Federal Stafford and Federal PLUS
loan applications sent to you.
What if you need some specific information not found on this site? Although
our site is filled with a great deal of financial aid information, we still offer a
variety of Links to other relevant sites. You'll find useful links to information on
test prep, college search and even starting your career.
Sum it Up
Many formulas go into determining just how much financial aid you can get.
Use the budget calculators below to help make your financial options clearer, so
you can make more educated decision about funding your education.
If you're a registered user and you've logged in you'll be able to save your results
and view them in a concise summary. To save your work, you must first register
in My Files. If you're looking at more than one school, you can save a separate
file for each school and compare them all.
Expected Family Contribution (EFC) Calculator
Using this calculator will help you determine your family's initial out-of-pocket
costs when you begin the school year.
Gap Analysis Calculator
Using this calculator helps estimate how much money your education will still
cost you after the federal aid dollar amount has been subtracted from your total
cost of college.
To save your work, you must first register in My Files. While you're online with us,
you'll only have to enter your information once and your budget figures will be
available to other calculators.
Calculator
Here are a variety of calculators designed to estimate your potential education
costs with better accuracy. You can even save the results of your calculations.
Plus, if you're researching more than one school, you can save a separate file for
each one and compare all the data. But to save your work, please register first in
My Files.
*
Budget Calculator -- Determine your total cost of attending college,
including books and other expenses.
*
Estimated Family Contribution Calculator (EFC) -- Determine the amount
you or your family is expected to contribute to you total expenses from your own
funds. The EFC is a requirement in order to obtain certain kinds of federal
financial aid such as federally issued student loans.
*
Gap Analysis Calculator -- Estimate how much money you'll still need for
your education after subtracting your estimated federal aid from your total cost of
attending college.
*
Repayment Calculator -- Compare our various Repayment Plans for your
loan(s) to see which one may be right for you.
Glossary
To some of you, financial terminology may seem like a foreign language. Below
are several glossaries containing financial terms that will make it easier for you to
understand the financial aid process. You can scan the comprehensive glossary
or view a shortened version on a specific topic.
Here's a sample of our account statement. Just click on any number to see an
explanation below.
Understanding Your Statement
All loans that have due dates on the same day will be printed on one statement.
For example, if you have one Stafford loan and one CitiAssist® loan they will
both print on one statement as long as their payments are due on the same day.
If your Citibank loans have different due dates, you will get separate statements.
We can arrange for all of your loans to have a common due date. Please contact
our Customer Service Department at 1-800-967-2400.
If you have an Unsubsized Stafford or CitiAssist loan, you have the option of
receiving statements while you are in school. If you are receiving statements and
don't want to any longer, or if you are not currently receiving them but want to
start, please call our Customer Service Department for assistance.
If you have Unsubsidized Stafford or CitiAssist loans with us, consider making
interest-only payments while you're in school. It will reduce the total amount you
pay over the life of the loan.
1.
Your Name and Address
2.
Your Account Number
Your Social Security Number
3.
Your Payment Due Date
The date by which we must receive the total amount you owe each month.
4.
Loan Details
Summary of your account, the date reflected is the date that your statement was
printed and mailed.
5.
Customer Service Number
How to reach us by phone for questions about your loan statement, payment, or
for more information on deferments and other repayment options.
6.
Loan Type
The type of loan you have taken out with Citibank Student Loan Corporation.
7.
Loan Number
Loan slot assigned to your loan.
8.
Interest Rate
The rate, expressed as a percentage, used to calculate the cost of borrowing
money on your loans. Variable interest rates change annually on July 1. (See
APR example.)
9.
Principal Balance
The original amount you borrowed less any payments that have been applied to
your principal.
10.
Payoff Balance
The total of interest and principal you owe if you pay the loan in full by your due
date.
11.
Payment Received The amount of principal and interest applied as
payment or credit to your account since your last statement was issued.
12.
Amount Past Due
The unpaid balance from amounts previously owed on your account.
13.
Amount You Owe
In the Loan Summary Section, you may have an amount followed by a symbol.
The symbol matches to a specific note in the box below. The total amount you
must pay by the due date any amount past due.
14.
Payment Coupon
The portion of your statement you return to Citibank with your payment. Be sure
to mark the box that describes how you want your payment applied.
Download Application
You can download our applications here, but first you'll need to obtain Adobe
Acrobat Reader to read them online. Download the Reader, and then follow the
instructions for installing program. If you would like, you can always download
our applications and open them offline later.
Loan Applications
*
You can apply online for a CitiAssist® loan. You can also download a
CitiAssist application now for Undergraduate/Graduate Students or Medical
Students.
*
Due to federal regulations, we are only able to offer paper versions of
federal loan applications. To request a Federal Stafford, PLUS, or Loan
Consolidation application be sent to you, click here.
*
You can also download the PLUS pre-screening fax form for the Federal
PLUS loan. The PLUS pre-screening process is a great way for parents who are
concerned with their credit history to get a better idea of their eligibility for a
Federal PLUS loan.
Repayment & Deferment Applications
*
Print an application to sign up for E-Z Pay, an automated student loan
payment service which allows you to have your loan payments automatically
deducted from your bank account.
*
If you're having trouble making your student loan payments, download a
Deferment Eligibility application or request to have one sent to you.
*
If you have a CitiAssist Loan, and are having difficulty making your loan
payments, take a look at CitiAssist Deferments & Forbearance.
My Files
*
You've already saved the school search and calculator work you've done
here on StudentLoan.com? Review and revise that saved information in My
Research.
*
Researching all the different financial aid and loan options described on
StudentLoan.com takes time and you'll definitely want a reliable way to save all
that valuable information. But, before you can save it all, you need to Register
and Login first.

You already have a Citibank Student Loan? Just click on My Account
to access your loan information.
Search
Our Search Function is currently being improved. In the meanwhile, please use
our Site Map to help you find your way around StudentLoan.com. Thanks for
visiting us.
Contact Us
With all the information you've received on this site, you may have some
questions. You might need some technical issues explained, some specific
account questions answered or other questions you wish to ask us.
In addition, if you have a Citibank Student Loan account and would like to inform
us of name, address or phone number changes this is the place to do it. Just
enter your message to us below. To help us address your submission quickly
and accurately, select the appropriate category using the pull down menu below.
For all other completed applications, please contact our Customer Service
Department at 1-800-967-2400 to find out the appropriate mailing address for
your application. Our Customer Service Department is available Monday through
Friday, from 8:00AM-9:00PM, Eastern Time.
Sample 3:
LEASING X
Website Copy Draft
About Us
LeasingX is the premiere online leasing auction for equipment vendors and
lessors. This online Marketplace provides vendors with a unique tool for
managing their customer financing process more effectively. The LeasingX
Marketplace assures vendors that they are offering their customers competitive
financing terms right at the point-of-sale. In turn, the Marketplace enables
lessors to complement and enhance their existing lease origination strategy.
Lessors can actively bid to purchase targeted lease transactions with no up-front
investment in resources or technology. The LeasingX equipment-leasing auction
is a tool that can help lessors meet their sales goals.
Through the use of proprietary auction software, LeasingX creates and manages
customized private marketplaces for the benefit of both vendors and lessors.
These unique online marketplaces effectively integrate existing vendor/lessor
relationships, as well as create new relationships brought to the marketplaces by
LeasingX. Existing relationships stay in place, while new ones are created.
LeasingX efficiently manages the information flow between vendor and lessor.
This creates a financing relationship that is cost effective for both parties. By
using the LeasingX Marketplace a vendor is assured that its customers will be
dealing with lessors having an active interest in their transaction and offering the
best rates and lease financing terms available. LeasingX can develop a
customized leasing auction solution for vendors whether they have an existing
leasing program or not.
LeasingX offers convenient, easy-to-manage online equipment leasing auction
solution that helps vendors and lessors gain an advantage over their competition.
Auction Process
To help you better understand just how a LeasingX auction works, we've
constructed a brief step-by-step process for you to review. Please understand
that because of the confidential nature of our customer/ transaction information
and proprietary auction software package, we can only disclose a high level
overview of the process.
The auction process:
 Step 1: A Vendor posts a lease application for one of its customers on the
LeasingX Marketplace, which begins an auction.
 Step 2: Registered Lessors review the lease application to determine if they
will bid on the transaction
 Step 4: Lessors bid on the lease, reflecting the terms and interest rates they
are willing to offer for that specific lease transaction
 Step 5: the auction ends, at which time the Vendor consults with its customer
and awards the lease to the winning Lessor.
 Step 6: The selected Lessor has an opportunity to do a final credit review,
and accept or decline the award. If accepted, the documents are prepared
and sent to the lessee for execution
[Contact Us]
The LEASINGX Value Proposition
Vendor Benefits
 Increased ability to close more sales:
o Provides customer-financing capability at the point-of-sale.
o Offers customers dynamic, real-time lease pricing.
o Better customer control and account management.
 Cost effective, Internet-based customer financing solution:
o Standalone or complementary to current financing processes.
o No software licensing fees/support costs.
o Sales resources freed up by online input at point-of-sale.
 Provides customized, private marketplaces:
o Integrates existing and/or new Lessors.
o Vendor-selected Lessors compete on rates, terms and
responsiveness to customer needs.
o Enables vendor to objectively evaluate Lessor performance.
o Structured to help sales reps close more business.
o Can offer a competitive advantage as customers recognize the
pricing benefits of a dynamic lease auction.
Lessor Benefits:
 Gives Lessors a new, complementary way to originate business.
 Can reduce the cost of lease origination.
 Enables Lessors to actively and selectively manage their portfolios.
 Allow regional Lessors to compete for national and international vendor
business.
 Enables Lessors to focus on specific assets, credit quality, and transaction
terms.
 Proxy bidding and filters used properly can increase ease and efficiency of
use.
Management Team
Jed McCarthy, 40, co-founder and chairman, was a founding Partner of Prager,
McCarthy & Sealy, an investment banking firm specializing in institutional
municipal finance. While at Prager, McCarthy & Sealy, Mr. McCarthy developed
Muniwire.com, the first interactive Internet site for the firm's institutional customer
base. Prior to founding Prager, McCarthy, he was senior vice president of
Municipal Bond Underwriting at L.F. Rothschild & Co. Mr. McCarthy is a
graduate of Brown University where he received his Bachelor of Arts in
Economics.
John LaRocca, 52, is president and chief executive officer of LeasingX, a position
he has held since joining the company in 2000, following a 30 -year career in
leasing, credit, operations and sales. Previously Mr. LaRocca was senior vice
president of Operations and Information Systems for De Lage Landen Financial
Services, formerly Tokai Financial Services. Prior to De Lage Landen, he spent
22 years with Hewlett-Packard in various management roles, including Global
Credit Manager. He is a 16 -year member of Dun & Bradstreet's Advisory Group
and a consulting member to the Credit Research Foundation Mr. LaRocca
attended LaSalle University, majoring in Marketing.
Peter Sweetser, 54, co-founder, chief financial officer and chief marketing officer,
was formerly president and chief operating officer of Lebenthal & Co., Inc., a New
York-based regional securities firm. Previously, Mr. Sweetser was vice president
of marketing in the municipal bond department of Kidder, Peabody & Co., Inc.
and managing director and marketing manager of Ehrlich Bober & Co. He
started his career at Citibank where he held a variety of marketing, banking and
asset-based lending positions. He is a graduate of Georgetown University where
he received a BS degree in Business Administration.
Ron Bannerman, 52, vice president of sales, brings 25 years of leasing sales and
business development experience to LeasingX. Previously he served as vice p
resident of Vendor and Lessor Programs for eLease, an Internet-based
applications provider to the leasing industry. Over his career he developed
Hewlett-Packard’s first leasing programs, opened and managed Citicorp's
technology leasing West Coast office, "went public" with Leasing Solutions, and
managed global alliances and OEM sales for Comdisco’s Electronics Group. Mr.
Bannerman received his B.A. and MBA degrees from Stanford University.
The company also has an Advisory Board of experts from other disciplines of
leasing and online financial services, including:
 Chuck Davis -- Chief Executive Officer of Bizrate.com
 Gates H. Hawn -- Head of Financial Services, Credit Suisse First Boston,
responsible for CSFB Direct
 Brin McCagg -- Chairman of Tradeout.com
 Tom O’Shea – Former Senior Credit Officer, Citicorp Leasing
 Paul Renner -- President of GVFS Corp., former Chief Executive Officer of
Mitsui Leasing
 Mark Scoular – The Leasing Wizard of San Diego
 Venkat Srinivasan -- Chairman of eCredit.com
 John Todd -- Former Chief Financial Officer of Gateway, Inc.
Contact Us
Thank you for your interest in LeasingX. You can contact us
By mail at:
LeasingX Inc.
XXXXXX
XXXXXX ####
By phone:
(###) ###-####
By fax:
(###)-###-####
By email:
####@XXXXXX
We will attend to your inquiry promptly.
Sample 4:
Strategic Sports Group
Website copy draft
Introduction
How can our clients achieve results through sports sponsorship? Strategic
Sports Group is faced with this challenge everyday. And since our clients all
have different needs, our solution? Create a unique strategy for each.
Our clients call us the sports business experts. We agree. Why so confident?
Well, we know the industry and marketplace better than our competition. We
make your business our business. And this gets results.
Take a look at our site, and you’ll agree with our clients—we are the sports
business experts.
Our tactics
Strategic Sports Group understands how the sports marketplace can be
leveraged to effectively help a brand achieve its objectives. Just click on the
target below for a summary about our proprietary approach to a marketing
challenge:

Sports Transfer Model
Sports Transfer Model
The primary goal of the Sports Transfer Model is to influence consumers’
purchasing behavior. To do this, we must transfer equity between a brand and a
sports property. Below is the step-by-step process we use to ensure this transfer
takes place:
A. Client Research
 Strategic Sports Group analyzes the market and competition. We assess your
target focus to better understand your brand’s unique objectives;
B. Property Alignment
 We ask and answer questions like, “What sports have relevance with your
brand?” A transfer of equity is more effective when a brand and a property
share attributes (i.e. audience, message);
C. Activation
 What good is a sponsorship if no one knows about it? Understanding this
ensures we have the right communications strategy in place to deliver your
message to the appropriate audience;
 Next, we use what’s called The Sports Maximizer – a list of 50 variables for
each sponsorship. This checklist identifies opportunities that add significant
value to a brand’s investment.

Finally, we develop creative strategies that deliver the best results.
D. Management and Measurement
 We track all program details to ensure your strategy stays on course. This
includes frequent proof-of-performance evaluations from the properties, which
are forwarded to the brand team during the program and at its conclusion;
 Methods of tracking include reviewing sales, providing media evaluations and
conducting sponsorship surveys. At the program’s conclusion,
recommendations for future sponsorship investments are made based on our
findings.
Our Clients (*retainer account)
Western Union*
Strategic Sports Group has designed and managed a grassroots soccer program
that enables Western Union to continue growing its business by reaching a
diverse target in local communities. We will expand this program to 10 US and
Canadian markets in 2000.
The History Channel*
As the agency of record for all sports marketing, Strategic Sports Group uses the
power of sports to help position The History Channel as a brand that is relevant
and cool. We’ve assisted the network in partnerships with teams in the NHL,
NFL, NBA and MLB.
OfficeMax
Strategic Sports Group has assisted OfficeMax on several high-profile
sponsorships in both the NBA and MLB. When Mark McGwire hit his recordbreaking 62nd home run on September 8th, 1998, we helped put OfficeMax in the
middle of the action.
New England Patriots/Foxboro Stadium
The 2000-2001 season will be the third year Strategic Sports Group has served
as the exclusive national sponsorship consultant for the Patriots. We’ve also
helped leading companies leverage their brands via the rise in popularity of this
NFL powerhouse.
Merck
Strategic Sports Group has created and developed integrated sponsorship
programs in the NBA and NHL for Propecia. Specifically, these programs link
Propecia and Philadelphia sports properties to raise brand awareness and
increase trial.
Gulf Oil
During the 1999 MLB season, Strategic Sports Group arranged a partnership
between Gulf Oil and MLB to strategically position the company as the Official
Gasoline of the 1999 All-Star Game. A multi-tiered consumer promotion and
support media backed the program. We now direct all MLB initiatives for Gulf.
Block Drug*
Since 1997, Strategic Sports Group has helped Block Drug’s BC analgesic
powder to drive sales through two of the country’s fastest-growing sports –
minor-league baseball and bass fishing. These programs are fully integrated to
include advertising, endorsements, on-site promotions and sampling.
Bank of America
Strategic Sports Group has helped Bank of America leverage itself in smallbusiness communities via targeted NFL programs. These localized efforts
helped Bank of America leverage nationally known properties at the grass-roots
level.
AltaVista
When AltaVista launched its brand, Strategic Sports Group helped successfully
integrate sports into their marketing plan. These initiatives included courtside
signage in eight NBA arenas and several consumer promotions, including the inarena “Nothing but Net” promotion.
Our News
(Press releases, articles, etc.)
Our House
By discussing our tactics, clients and news, we’ve told you what Strategic Sports
Group does. However, there is more to our company than the sponsorship
programs we create. These programs are the result of how we think, individually
and collectively, and it’s these thoughts that define us as an organization.
Every other month we’ll highlight a specific area about our business. This
installment, (insert name and title) will explain about (insert subject). It’s another
example of how Strategic Sports Group stands out from the rest of the
competition.