Licensing Guide
Guide to your Life
License
Life Insurance Licensing for
California
Licensing time frame: 2 – 4 weeks
z Licensing total cost
$460.00 +/52 hour school
$220.00 +/State filing fee
$144.00
State fingerprint fee
$65.95
Certificate
$41.00
Licensing covers : Life and Health
Term Insurance Universal Life Equity Indexed Life
Whole Life
z For sale of annuities in California a required 8 hour
training course and test is required. This is
available on-line through many of the same
providers. This is highly recommended.
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The Process in California
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You are required to compete 52 hours of pre-licensing
education classes before you can apply for a California
Insurance License. Several schools are available in each
major city. Onsite training is available for groups of +20
students. Cost average is $220 per student.
Once the 52 Hour Class is complete a certification of
completion is issued.
Log on to the California Dept. of Insurance (CDI) website
www.insurance.ca.gov , complete an application and
submit fees of $185.00 for the state license via MC/VISA.
You are then allowed through the web site to schedule an
exam at the time and location of your choice.
The day of your test, bring the certification of completion
to the testing site along with a check for $76 for the finger
printing fee. After passing the test with a score of +70%
the testing site forwards all paperwork (cert. and finger
prints) to Sacramento for final processing.
Approximately two weeks after passing the test, the CDI
website will list you as a licensed agent and shortly after
the license will be sent to the rep from the California
Department of Insurance.
Signing up for classes
California
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1. 1. Mike Russ www.mikeruss.org
Mike Russ Financial Training Centers, Inc. has been servicing California's
Pre-Licensing needs since 1979. Since our inception it has been our goal to
provide our students with the most accurate and current knowledge
necessary to pass the various examinations. $209
2..AD Banker www.adbanker.com
Self-Study Life & Health Study Manual Explanatory text in outline form.
Includes retention and sample multiple choice questions. Cross-referenced
with the exam content outline. Also includes a chapter on state law, and a
word index.
3.Golden Hyde http://goldenhyde.com
You can attend classes out of order as long as you complete 3 segments of
Code and Ethics and 9 segments of Life & Health or Fire & Casualty classes.
If you miss a class session, no problem. Select a makeup date when that
particular segment is offered again. You can also come back anytime to
attend any class session within a year, for free. 52 Hours L & H Pre-licensing
Class Only - $ 200
4.. Dearborn www.dearborn.com
This California approved class is required to obtain a 52-hour certificate
needed to apply for the Life and Health state exam. This is a 6-day class with
the option of attending only the Code and Ethics days or the Review day
(weekend). This course is taught by experienced instructors with proven
records of success. California Life and Health 52-Hour Class CA Life & Ethic
Classroom $229.00
California Department of Insurance www.insurance.ca.gov/
Getting Appointed
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Fill out CIG agent agreement
Obtain a copy of your license
Fill out agent hierarchy
Fill out all product provider
applications
Mail complete all complete forms
to 5355 Mira Sorrento Pl. 250
San Diego, Calif. 92121
Attention: Susan Heilman
Pre-Life insurance
Licensing in Arizona
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Review the Arizona Department of Insurance
website: www.id.state.az.us/
Schedule class study or self study through the
following companies
Arizona School of Insurance and Securities
www.getthelicense.com/
Phoenix Insurance and Securities School
www.licenseline.com
Ford Schools Insurance And Securities
602)279-3777
This is not a recommendation of schools
Arizona License
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Schedule exam through
http://www.prometric.com/Experior
Pass pre-license exams
Complete license application Form L169 on Arizona’s website
Complete fingerprint card through
Arizona based finger-printings service
www.id.state.az.us/
Send license application with fee of
$120.00, test results and fingerprint
card with fee of $29.00 to Arizona
Department of Insurance