2015 BlueBook Iowa Financial Institution Directory Data provided by Published By Community Bankers of Iowa 1603 22nd St. • Suite 102 • West Des Moines, IA 50266 www.cbiaonline.org • 515.453.1495 BANK LISTINGS Ackley Ackley State Bank........................................................08 Adair Exchange State Bank...................................................08 Albia First Iowa State Bank...................................................08 Peoples State Bank......................................................08 Algona Farmers State Bank.....................................................09 Iowa State Bank...........................................................09 Security State Bank.....................................................09 Alton Community Bank..........................................................09 Altoona Legacy Bank................................................................. 10 Ames First National Bank, Ames........................................... 10 VisionBank of Iowa....................................................... 10 Anamosa Citizens Savings Bank..................................................11 Ankeny Community State Bank................................................11 Ashton Ashton State Bank.......................................................11 Atkins Atkins Savings Bank & Trust........................................11 Atlantic First Whitney Bank and Trust......................................12 Rolling Hills Bank & Trust............................................12 Audubon Audubon State Bank....................................................12 Landmands Bank.........................................................12 Bancroft Farmers & Traders Savings Bank................................13 Belle Plaine Chelsea Savings Bank.................................................13 Bellevue Bellevue State Bank.....................................................13 Belmond First State Bank............................................................13 Bettendorf Quad City Bank and Trust Company........................... 14 Blairstown Benton County State Bank.......................................... 14 Bloomfield Success Bank............................................................... 14 Blue Grass Blue Grass Savings Bank............................................15 Bonaparte State Central Bank.......................................................15 Boone Boone Bank & Trust Co................................................15 Breda Breda Savings Bank.....................................................15 Britt First State Bank............................................................ 16 Brunsville Iowa Prairie Bank......................................................... 16 Buffalo Center Farmers Trust and Savings Bank................................ 16 Burlington Farmers & Merchants Bank & Trust........................... 17 Two Rivers Bank & Trust.............................................. 17 Bussey State Bank of Bussey................................................... 17 Carroll Carroll County State Bank........................................... 17 Commercial Savings Bank...........................................18 Iowa Savings Bank.......................................................18 Cascade Ohnward Bank & Trust.................................................18 Cedar Rapids Bankers Trust Company...............................................18 BankIowa of Cedar Rapids..........................................19 Cedar Rapids Bank and Trust Company.....................19 Guaranty Bank and Trust Company............................19 Center Point Center Point Bank and Trust Company.......................20 Centerville Iowa Trust and Savings Bank......................................20 Central City NXT Bank......................................................................20 Charles City First Security Bank and Trust Company......................20 Cherokee Cherokee State Bank................................................... 21 Clarinda Cornerstone Bank........................................................ 21 PCSB Bank.................................................................... 21 Clarksville Iowa State Bank........................................................... 21 Clear Lake Clear Lake Bank and Trust Company..........................22 Clinton Citizens First Bank.......................................................22 Clinton National Bank..................................................22 Gateway State Bank.....................................................23 Clive Peoples Trust & Savings Bank.....................................23 Coggon Linn County State Bank...............................................23 Colesburg Farmers Savings Bank................................................. 24 Colfax First State Bank of Colfax............................................ 24 Collins Exchange State Bank................................................... 24 Columbus Junction Columbus Junction State Bank................................... 24 Page 2 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data Coralville First Trust and Savings Bank.......................................25 Corning Okey-Vernon First National Bank................................25 State Bank of Brooks...................................................25 Corydon Corydon State Bank.....................................................25 Council Bluffs Frontier Savings Bank..................................................26 Midstates Bank, National Association........................26 Crawfordsville Peoples Savings Bank.................................................26 Cresco C US Bank.....................................................................26 Creston First National Bank in Creston.................................... 27 Iowa State Savings Bank............................................. 27 State Savings Bank...................................................... 27 Danville Danville State Savings Bank....................................... 27 Davenport American Bank and Trust Company, National Association....................................................28 First National Bank......................................................28 Northwest Bank & Trust Company..............................28 De Witt De Witt Bank & Trust Co..............................................28 First Central State Bank..............................................29 Decorah Decorah Bank & Trust Company.................................29 Defiance Defiance State Bank....................................................29 Denison Crawford County Trust and Savings Bank...................30 Denver Denver Savings Bank...................................................30 Des Moines Bankers Trust Company...............................................30 Iowa State Bank........................................................... 31 Principal Bank.............................................................. 31 Douds Farmers and Traders Savings Bank............................ 31 Dubuque American Trust & Savings Bank..................................32 Dubuque Bank and Trust Company............................32 East Dubuque Savings Bank.......................................32 Fidelity Bank & Trust....................................................33 First Community Trust, National Association.............33 Premier Bank................................................................33 Dunlap Community Bank..........................................................34 Durant Liberty Trust & Savings Bank......................................34 Dysart Dysart State Bank........................................................34 Eagle Grove Security Savings Bank.................................................35 Earling Farmers Trust & Savings Bank....................................35 Edgewood Community Savings Bank............................................35 Eldora Hardin County Savings Bank.......................................35 Elgin Elgin State Bank...........................................................36 Elkader Central State Bank.......................................................36 FreedomBank...............................................................36 Elma Peoples Savings Bank.................................................36 Emmetsburg Iowa Trust & Savings Bank.......................................... 37 Estherville Bank Plus...................................................................... 37 NorthStar Bank............................................................ 37 Evansdale First Security State Bank............................................. 37 Fairfax Fairfax State Savings Bank..........................................38 Fairfield First National Bank in Fairfield....................................38 Iowa State Bank and Trust Company of Fairfield.......38 Libertyville Savings Bank.............................................38 Fontanelle First National Bank......................................................39 Forest City Manufacturers Bank & Trust Company......................39 Fort Dodge Citizens State Bank......................................................39 First American Bank.....................................................39 Fort Madison Fort Madison Bank & Trust Co....................................40 Lee County Bank & Trust, National Association.........40 Fostoria Farmers Savings Bank.................................................40 Frederika Farmers Savings Bank.................................................40 Garnavillo Garnavillo Savings Bank.............................................. 41 Glenwood Glenwood State Bank.................................................. 41 Gowrie Security Savings Bank................................................. 41 Greenfield Union State Bank......................................................... 41 Grinnell Grinnell State Bank......................................................42 Grundy Center GNB Bank.....................................................................42 CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 3 Hampton First Bank Hampton.....................................................42 Hampton State Bank...................................................42 United Bank and Trust Company.................................43 Harlan Shelby County State Bank...........................................43 Hartwick Hartwick State Bank....................................................43 Hawarden First State Bank............................................................43 Hawkeye Citizens Savings Bank..................................................44 Hiawatha Hiawatha Bank and Trust Company............................44 Hills Hills Bank and Trust Company....................................44 Hull Iowa State Bank...........................................................44 Ida Grove First State Bank............................................................45 United Bank of Iowa.....................................................45 Independence Security State Bank.....................................................45 Indianola Community Bank..........................................................45 Peoples Savings Bank.................................................46 Iowa City MidWestOne Bank.......................................................46 Iowa Falls Green Belt Bank & Trust..............................................46 Iowa Falls State Bank..................................................46 Jefferson Home State Bank......................................................... 47 Johnston Charter Bank................................................................ 47 ITS Bank........................................................................ 47 Keokuk KSB Bank...................................................................... 47 Keosauqua Community First Bank.................................................48 Keystone Keystone Savings Bank...............................................48 Kingsley Kingsley State Bank.....................................................48 Knoxville Iowa State Savings Bank.............................................48 La Porte City Cedar Valley Bank & Trust...........................................49 Lake View Farmers State Bank.....................................................49 Lansing Kerndt Brothers Savings Bank....................................49 Laurens Laurens State Bank.....................................................49 Le Mars American Bank, National Association.........................50 Primebank....................................................................50 Logan Logan State Bank.........................................................50 Lone Tree Farmers & Merchants Savings Bank..........................50 Lowden American Trust and Savings Bank.............................. 51 Luana Luana Savings Bank.................................................... 51 Lynnville First State Bank............................................................ 51 Malvern Malvern Trust & Savings Bank.................................... 51 Manchester Farmers & Merchants Savings Bank..........................52 Manning First National Bank of Manning..................................52 Manson Manson State Bank.....................................................52 Mapleton Valley Bank & Trust......................................................52 Maquoketa Maquoketa State Bank................................................53 Marcus Farmers State Bank.....................................................53 First Trust & Savings Bank..........................................53 Marion Farmers State Bank.....................................................54 Heritage Bank...............................................................54 Marshalltown Citizens Savings Bank..................................................54 Farmers Savings Bank.................................................54 Pinnacle Bank..............................................................55 United Bank & Trust National Association..................55 Mason City Farmers State Bank.....................................................55 First Citizens National Bank........................................55 NSB Bank.....................................................................56 Maxwell Maxwell State Bank.....................................................56 Maynard Maynard Savings Bank................................................56 McGregor Interstate Federal Savings and Loan Association of McGregor..................................................................56 Mediapolis Mediapolis Savings Bank............................................ 57 Melvin Melvin Savings Bank.................................................... 57 Milford United Community Bank.............................................. 57 Page 4 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data Montezuma Montezuma State Bank............................................... 57 Peoples Savings Bank.................................................58 Monticello Citizens State Bank......................................................58 Mount Pleasant Wayland State Bank.....................................................58 Mount Vernon Bridge Community Bank..............................................58 Mount Vernon Bank and Trust Company....................59 Moville First Trust & Savings Bank..........................................59 Muscatine Central State Bank.......................................................59 Community Bank & Trust.............................................59 First National Bank of Muscatine...............................60 Nashua First State Bank............................................................60 Neola Farmers & Merchants State Bank of Neola...............60 Nevada Community Bank..........................................................60 State Bank & Trust Company...................................... 61 New Albin New Albin Savings Bank.............................................. 61 New Hampton State Bank.................................................................... 61 Newell First Community Bank................................................. 61 Newton First Newton National Bank.........................................62 Norwalk City State Bank.............................................................62 Oelwein Community Bank of Oelwein.......................................62 Onawa Blencoe State Bank.....................................................62 Orange City Northwestern Bank......................................................63 Osage Home Trust & Savings Bank........................................63 Osceola American State Bank...................................................63 Clarke County State Bank............................................63 Oskaloosa TruBank.........................................................................64 Ottumwa South Ottumwa Savings Bank.....................................64 Palo Palo Savings Bank.......................................................64 Panora Guthrie County State Bank..........................................64 Panora State Bank.......................................................65 Paton Community State Bank................................................65 Pella Leighton State Bank....................................................65 Marion County State Bank..........................................65 Perry Raccoon Valley Bank....................................................66 Pilot Grove Pilot Grove Savings Bank.............................................66 Pocahontas Pocahontas State Bank...............................................66 Primghar First National Bank of Primghar..................................66 Savings Bank................................................................67 Radcliffe Security State Bank.....................................................67 Rake State Savings Bank......................................................67 Randolph Tri-Valley Bank..............................................................67 Readlyn Readlyn Savings Bank.................................................68 Red Oak Houghton State Bank...................................................68 Reinbeck Lincoln Savings Bank...................................................68 Rembrandt First National Bank of Rembrandt..............................68 Riverside Peoples Trust and Savings Bank.................................69 Rock Rapids Frontier Bank................................................................69 Rock Valley Peoples Bank...............................................................69 Premier Bank................................................................69 Rolfe Rolfe State Bank..........................................................70 Rowley Rowley Savings Bank...................................................70 Royal Home State Bank.........................................................70 Sac City Citizens Bank................................................................70 Iowa State Bank........................................................... 71 Saint Ansgar St. Ansgar State Bank.................................................. 71 Sanborn Sanborn Savings Bank................................................. 71 Schaller State Bank of Schaller................................................. 71 Sheldon Citizens State Bank......................................................72 Shenandoah Century Bank................................................................72 First Heritage Bank......................................................72 Sibley Sibley State Bank.........................................................72 CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 5 Sigourney County Bank.................................................................73 Sioux Center American State Bank...................................................73 Sioux City Liberty National Bank..................................................73 Pinnacle Bank Sioux City.............................................73 Pioneer Bank................................................................ 74 Security National Bank of Sioux City........................... 74 Sioux Rapids First State Bank............................................................ 74 Slater South Story Bank & Trust............................................ 74 Sloan Sloan State Bank.........................................................75 Solon Solon State Bank.........................................................75 Somers Heartland Bank............................................................75 South English White State Bank.........................................................75 Spencer Community State Bank................................................ 76 Farmers Trust and Savings Bank................................ 76 Northwest Bank........................................................... 76 State Bank.................................................................... 76 Spillville Citizens Savings Bank.................................................. 77 Spirit Lake Bank Midwest............................................................... 77 State Bank.................................................................... 77 Springville Exchange State Bank...................................................78 State Center Central State Bank.......................................................78 Storm Lake Central Bank.................................................................78 Citizens First National Bank........................................78 Security Trust & Savings Bank....................................79 Story City Reliance State Bank....................................................79 Stuart First State Bank............................................................79 Sumner First State Bank............................................................79 Northeast Security Bank.............................................80 Sutherland Security State Bank.....................................................80 Swisher Swisher Trust & Savings Bank.....................................80 Templeton Templeton Savings Bank.............................................80 Tipton Community State Bank................................................ 81 Titonka Titonka Savings Bank.................................................. 81 Toledo State Bank of Toledo.................................................... 81 Traer Farmers Savings Bank & Trust.................................... 81 Treynor TS Bank.........................................................................82 Tripoli American Savings Bank...............................................82 Victor Farmers Savings Bank.................................................82 Victor State Bank.........................................................82 Walcott Walcott Trust and Savings Bank..................................83 Walker Walker State Bank.......................................................83 Wapello Iowa State Bank...........................................................83 State Bank of Wapello.................................................83 Washington Federation Bank...........................................................84 Washington State Bank...............................................84 Waterloo Farmers State Bank.....................................................84 Watkins Watkins Savings Bank.................................................84 Waukon Farmers & Merchants Savings Bank..........................85 Waukon State Bank.....................................................85 Waverly First National Bank......................................................85 Security State Bank.....................................................85 Webster City First State Bank............................................................86 WCF Financial Bank (MHC)..........................................86 Wellsburg Peoples Savings Bank.................................................86 West Bend West Iowa Bank............................................................86 West Des Moines Bank Iowa..................................................................... 87 Earlham Savings Bank................................................. 87 Fidelity Bank................................................................. 87 Freedom Financial Bank.............................................. 87 Midwest Heritage Bank, FSB.......................................88 State Savings Bank......................................................88 West Bank....................................................................88 West Liberty West Liberty State Bank..............................................88 West Union Bank 1st.......................................................................89 Westside Westside State Bank....................................................89 Page 6 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data Wever Farmers Savings Bank.................................................89 Wheatland First Trust and Savings Bank.......................................89 Williamsburg Farmers Trust & Savings Bank....................................90 Winfield Peoples State Bank......................................................90 Winterset Farmers & Merchants State Bank..............................90 Union State Bank.........................................................90 Wyoming Citizens State Bank...................................................... 91 Yale Farmers State Bank..................................................... 91 Definitions Net Income Income after extraordinary items and other adjustments net of income taxes. Risk Based Capital Total Risk-Based Capital Ratio: Total Capital (Tier 1 Core Capital + Tier 2 Supplemental Capital)/Risk Adjusted Assets Net Interest Margin Net Interest Income/Average Earning Assets Officer Title Abbreviations 1st VP: First Vice President Ag Loan Ofc: Ag Loan Officer Asst: Assistant AVP: Assistant Vice President BSA Ofc: Bank Secrecy Act Officer BSO: Bank Secrecy Officer Cash: Cashier CAO: Chief Administrative Officer CCO: Chief Communications Officer CEO: Chief Executive Officer CFO: Chief Financial Officer Chm: Chairman CIO: Chief Information Officer CMO: Chief Marketing Officer Co-Chm: Co-Chairman Compl: Compliance Comml Lndr: Commercial Lender Contr: Controller COO: Chief Operations Officer Co-Pres: Co-President CTO: Chief Technology Officer Dir Int Audit: Director of Internal Audit EVP: Executive Vice President Fin: Finance HR: Human Resources Inf Sys: Information Systems IT: Information Technology Lndr: Lender Loan Ofc: Loan Officer Mgr: Manager Ofc: Officer Ofc of Pres: Office of President Oper: Operations Pres: President Ret: Retail RO: Risk Officer Sec Ofc: Securities Officer Sec’y: Secretary Sen: Senior Sen Dir: Senior Director SEVP: Senior Executive Vice President SLO: Senior Loan Officer STO: Senior Trust Officer SVP: Senior Vice President TM: Trust Manager TO: Trust Officer Treas: Treasurer Vice Chm: Vice Chairman VP: Vice President CBI 2015 BlueBook - Data provided by SNL Financial • November 2014 Data • Page 7 ACKLEY Ackley State Bank 650 Main St • Ackley, IA 50601 Phone: (641) 847-2651 • Fax: (641) 847-2011 www.ackleystatebank.com FDIC Cert #14936 • Transit #73905352 Established: 1934 H/C: GNB Bancorporation, Grundy Center, IA Number of Branches: 6 OFFICERS Kevin J. Swalley, Chm & CEO Evan N. Kooiker, CFO Angela Luhring, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$144,326 Total Securities ($000).................. $33,219 Total Loans ($000)........................ $93,322 Total Deposits ($000)..................$112,778 Tier 1 Capital ($000)..................... $14,928 Risk Based Cap Ratio (%)................ 12.57% Net Interest Margin (%)..................... 3.55% DIRECTORS Doug Hofmeister Hollis Janssen Joseph Wojcik Kevin J. Swalley Mark J. Sexton Robert L. Johanns Steven R. McDowell Angela Luhring ADAIR Exchange State Bank 322 Audubon St • Adair, IA 50002 Phone: (641) 742-3201 • Fax: (641) 742-3424 www.esbanks.com FDIC Cert #18838 • Transit #73906801 Established: 1879 H/C: Exchange Financial, Inc., Adair, IA OFFICERS Randal G. Baird, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $36,614 Total Securities ($000).................. $11,094 Total Loans ($000).........................$19,717 Total Deposits ($000).................... $28,087 Tier 1 Capital ($000)........................$4,097 Risk Based Cap Ratio (%)................18.43% Net Interest Margin (%)..................... 2.92% DIRECTORS Carl E. Stukenholtz Carol Wendl James E. Wendl Kay Stukenholtz Randal G. Baird ALBIA First Iowa State Bank 19 Benton Ave, East • Albia, IA 52531 Phone: (641) 932-2144 • Fax: (641) 932-2511 www.firstiowastatebank.com FDIC Cert #14930 • Transit #73901903 Established: 1930 H/C: Van Buren Bancorporation, Keosauqua, IA Number of Branches: 3 OFFICERS Raymond H. Davis, Chm, Pres & CEO Daniel D. Stocker, VP & Cash Peoples State Bank 102 South Main St • Albia, IA 52531 Phone: (641) 932-7887 • Fax: (641) 932-7760 www.peoplesiowa.com FDIC Cert #26911 • Transit #73901929 Established: 1987 H/C: Peoples Tri-County Bancorporation, Albia, IA Number of Branches: 2 OFFICERS Kevin M. Kness, Chm, Pres & CEO Bryce C. Abbas, VP & Cash Leslie A. Bronson, Oper Ofc FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $141,100 Total Securities ($000).................. $44,084 Total Loans ($000)........................ $85,132 Total Deposits ($000).................. $114,321 Tier 1 Capital ($000)..................... $19,035 Risk Based Cap Ratio (%)................ 21.23% Net Interest Margin (%)..................... 4.45% DIRECTORS Daniel D. Stocker George E. Manning John O. Manning Joseph P. Crall Raymond H. Davis FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $89,890 Total Securities ($000).................. $36,422 Total Loans ($000)........................ $44,488 Total Deposits ($000).................... $66,597 Tier 1 Capital ($000)..................... $12,070 Risk Based Cap Ratio (%)................25.85% Net Interest Margin (%)..................... 3.53% DIRECTORS Catherine M. Bay Garry M. Cox Greg A. Paris Jack E. Scieszinski Kevin M. Kness Timothy D. Shehan Page 8 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data ALGONA Farmers State Bank 501 East State St • Algona, IA 50511 Phone: (515) 295-7221 • Fax: (515) 295-3698 www.fsbiowa.com FDIC Cert #8760 • Transit #73909578 Established: 1895 H/C: Whittemore Bancshares, Inc., Whittemore, IA Number of Branches: 3 OFFICERS Sean J. Noonan, Vice Chm, Pres & CEO John W. Geelan, Chm Iowa State Bank Five East Call St • Algona, IA 50511 Phone: (515) 295-3595 • Fax: (515) 295-3204 www.bankisb.com FDIC Cert #950 • Transit #73920939 Established: 1928 H/C: Mid-Iowa Bancshares Co., Algona, IA Number of Branches: 5 OFFICERS Thomas J. Larson, Chm & CEO Laurie L. Vitzthum, EVP & CFO Thomas L. Van Overbeke, Pres Security State Bank One East State St • Algona, IA 50511 Phone: (515) 295-9501 • Fax: (515) 295-7233 www.bankssb.com FDIC Cert #15839 • Transit #73921187 Established: 1931 H/C: Burt Bancshares, Inc., Burt, IA Number of Branches: 4 OFFICERS Greg W. Mullins, Pres & CEO Judith L. Weber, SVP & Cash William D. Mullins, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$100,400 Total Securities ($000).................. $16,892 Total Loans ($000)........................ $69,794 Total Deposits ($000).....................$86,147 Tier 1 Capital ($000)........................$9,057 Risk Based Cap Ratio (%)................13.64% Net Interest Margin (%)..................... 3.04% DIRECTORS Bruce Hackbarth Jack Limbaugh Jr. John W. Geelan Sean J. Noonan Stuart A. Simonson Thomas C. Geelan FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $288,216 Total Securities ($000)................ $100,537 Total Loans ($000)...................... $170,446 Total Deposits ($000).................. $217,240 Tier 1 Capital ($000)..................... $28,984 Risk Based Cap Ratio (%)................15.26% Net Interest Margin (%)..................... 3.66% DIRECTORS Alan R. Klepper Jon Grether Michael J. Reynolds Sara Guenther Scott Whyte Thomas J. Larson Timothy J. Struecker FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$102,854 Total Securities ($000).................. $20,050 Total Loans ($000)........................ $66,008 Total Deposits ($000).................... $90,927 Tier 1 Capital ($000)..................... $11,626 Risk Based Cap Ratio (%)................ 14.94% Net Interest Margin (%)..................... 3.59% DIRECTORS Chuck J. Reding D. J. Shey Edgar W. Keith Greg W. Mullins John F. Reding Kenneth P. Wehrspan Leroy F. Weber Lynn R. Bierstedt William D. Mullins ALTON Community Bank 208 10th St • Alton, IA 51003 Phone: (712) 756-4125 • Fax: (712) 756-4600 www.communitybank.org FDIC Cert #14498 • Transit #73918653 Established: 1915 H/C: Alton Bancorporation, Alton, IA Number of Branches: 2 OFFICERS Thomas E. Kiernan, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$41,197 Total Securities ($000).................. $10,068 Total Loans ($000)........................ $24,652 Total Deposits ($000).................... $36,894 Tier 1 Capital ($000)....................... $3,903 Risk Based Cap Ratio (%)................ 14.38% Net Interest Margin (%)..................... 3.62% DIRECTORS Donald W. Treharne Jacalyn J. Fedders Jerry Langel Loren Veldhuizen Roger Cambier Thomas E. Kiernan CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 9 ALTOONA Legacy Bank 502 Eighth St, SW • Altoona, IA 50009 Phone: (515) 967-9981 • Fax: (515) 967-9984 www.banklegacy.com FDIC Cert #15414 • Transit #73913836 Established: 1904 H/C: F. S. Bancor, Inc., Mitchellville, IA Number of Branches: 4 OFFICERS Robert E. Chittenden, Chm, Pres & CEO Brian T. Chittenden, EVP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $89,196 Total Securities ($000).................... $9,593 Total Loans ($000)........................ $60,773 Total Deposits ($000).................... $82,228 Tier 1 Capital ($000)........................$6,615 Risk Based Cap Ratio (%)................12.28% Net Interest Margin (%)..................... 3.95% DIRECTORS Arthur L. Churchill Brian T. Chittenden Donald C. Timmins Robert E. Chittenden Sharon M. Chittenden Terry Warren AMES First National Bank, Ames, Iowa 405 Fifth St • Ames, IA 50010 Phone: (515) 232-5561 • Fax: (515) 232-5778 www.fnbames.com FDIC Cert #1545 • Transit #73902274 Established: 1903 H/C: Ames National Corporation, Ames, IA Number of Branches: 7 OFFICERS Scott T. Bauer, Pres John P. Nelson, CFO Kurt A. Jensen, SVP Thomas H. Pohlman, Chm VisionBank of Iowa 104 Chestnut St • Ames, IA 50010 Phone: (515) 956-4343 • Fax: (515) 956-4344 www.visionbank.com FDIC Cert #11763 • Transit #73905187 Established: 1884 H/C: VisionBankshares, Inc., Boone, IA Number of Branches: 8 OFFICERS Darrell E. Hughes, Pres & CEO Michael F. Mahoney, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$680,884 Total Securities ($000)................$321,672 Total Loans ($000)......................$308,323 Total Deposits ($000)..................$546,405 Tier 1 Capital ($000)..................... $64,388 Risk Based Cap Ratio (%)................15.23% Net Interest Margin (%)......................2.74% DIRECTORS Betty A. Baudler Horras David W. Benson James R. Larson II John R. Linch Lisa M. Eslinger Scott T. Bauer Terrill L. Wycoff Thomas H. Pohlman Warren R. Madden FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$399,782 Total Securities ($000).................. $23,819 Total Loans ($000)......................$306,432 Total Deposits ($000).................. $325,765 Tier 1 Capital ($000)..................... $43,674 Risk Based Cap Ratio (%)................ 14.86% Net Interest Margin (%)..................... 3.43% DIRECTORS Darrell E. Hughes David H. Hill Deborah L. Fisher Eugene B. Harris Frederick Greiner Hans Boehm Heather L. Miller James L. Henkel Jeff Payne Michael F. Mahoney Richard D. Johnson Robert O. Grathwohl Thomas R. Good Wayne Koos Page 10 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data ANAMOSA Citizens Savings Bank 215 East Main St • Anamosa, IA 52205 Phone: (319) 462-3561 • Fax: (319) 462-2209 www.citizensbankia.com FDIC Cert #10125 • Transit #73903053 Established: 1906 H/C: First Community Bancshares Corp., Anamosa, IA Number of Branches: 2 OFFICERS Matt A. Behrends, Pres & CEO Bonnie J. Schwaegler, CFO & COO Victor E. Hamre, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$130,781 Total Securities ($000).................. $69,673 Total Loans ($000)........................ $53,814 Total Deposits ($000)..................$116,023 Tier 1 Capital ($000)..................... $10,091 Risk Based Cap Ratio (%).................. 13.1% Net Interest Margin (%)..................... 3.47% DIRECTORS Bonnie J. Schwaegler Brian D. Darrow Charles M. Shea James Ferry III Jerry H. Pearson Matt A. Behrends Michael Moes Jr. Victor E. Hamre Wayne Hall ANKENY Community State Bank 817 North Ankeny Blvd • Ankeny, IA 50023 Phone: (515) 331-3100 • Fax: (515) 964-1563 www.bankcsb.com FDIC Cert #18272 • Transit #73910114 Established: 1933 H/C: Van Diest Investment Company, Ankeny, IA Number of Branches: 11 OFFICERS Ronald M. Nagel, Pres & CEO Brian J. McLoughlin, SVP & CFO Robert A. Van Diest, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$580,438 Total Securities ($000)................$138,275 Total Loans ($000)......................$385,595 Total Deposits ($000)..................$468,552 Tier 1 Capital ($000)..................... $57,932 Risk Based Cap Ratio (%)................ 15.19% Net Interest Margin (%)........................3.3% DIRECTORS Alan Brazelton Brian J. McLoughlin David P. Taylor John Rodger Van Diest Robert A. Van Diest Ronald M. Nagel ASHTON Ashton State Bank 317 Third St • Ashton, IA 51232 Phone: (712) 724-6326 • Fax: (712) 724-6416 www.ashtonstatebank.com FDIC Cert #11343 • Transit #73911812 Established: 1884 H/C: Ashton Bancshares, Inc., Saint Paul, MN Number of Branches: OFFICERS Brian D. Mino, Pres & CEO Thomas J. Sexton, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $48,302 Total Securities ($000).................. $16,520 Total Loans ($000)........................ $29,388 Total Deposits ($000).................... $38,963 Tier 1 Capital ($000)....................... $5,233 Risk Based Cap Ratio (%).................. 15.7% Net Interest Margin (%)..................... 3.27% DIRECTORS Brian D. Mino James M. Vaupel James V. McMahill Mark J. Sexton Shane R. Pomerenke Terry G. Moser Thomas J. Sexton ATKINS Atkins Savings Bank & Trust 97 Main Ave • Atkins, IA 52206 Phone: (319) 446-7700 • Fax: (319) 446-6000 www.atkinssavingsbank.com FDIC Cert #9096 • Transit #73918394 Established: 1915 OFFICERS Andrew E. Jones, Pres & CEO Richard C. Hare, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $77,995 Total Securities ($000)...................$32,241 Total Loans ($000)........................ $42,405 Total Deposits ($000).................... $68,793 Tier 1 Capital ($000)....................... $8,453 Risk Based Cap Ratio (%)................15.68% Net Interest Margin (%)..................... 3.27% DIRECTORS Jon Rinderknecht Andrew E. Jones Richard C. Hare David Petersen Wayne Gibney Harriet C. Rinderknecht CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 11 ATLANTIC First Whitney Bank and Trust 223 Chestnut St • Atlantic, IA 50022 Phone: (712) 243-3195 • Fax: (712) 243-3198 www.firstwhitneybank.com FDIC Cert #254 • Transit #73902151 Established: 1907 H/C: Whitney Corporation of Iowa, Atlantic, IA Number of Branches: 2 OFFICERS Paul J. Gude, Pres & CEO Jayme Farver, CFO Jason Nicholas, Chm Rolling Hills Bank & Trust 1307 East Seventh St • Atlantic, IA 50022 Phone: (712) 243-2244 • Fax: (712) 243-1423 www.rollinghillsbank.com FDIC Cert #15334 • Transit #73905912 Established: 1876 H/C: Anita Bancorporation, Atlantic, IA Number of Branches: 10 OFFICERS Darrell Hockenberry, CEO & CFO Charles N. Edwards, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$201,720 Total Securities ($000).................. $81,396 Total Loans ($000)...................... $111,177 Total Deposits ($000).................. $175,519 Tier 1 Capital ($000)..................... $20,416 Risk Based Cap Ratio (%)................13.92% Net Interest Margin (%)..................... 3.26% DIRECTORS Frank J. Greiner Jason Nicholas Kenneth Kay Paul J. Gude Steve Nicholas FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $231,462 Total Securities ($000).................... $5,368 Total Loans ($000)......................$189,308 Total Deposits ($000).................. $194,142 Tier 1 Capital ($000)......................$22,871 Risk Based Cap Ratio (%)................ 11.37% Net Interest Margin (%)..................... 3.76% DIRECTORS Allen F. Friday Charles N. Edwards Darrell Hockenberry Gerald Wessels Lynn R. Taylor Mary Beth Fast William Welter AUDUBON Audubon State Bank 315 Broadway St • Audubon, IA 50025 Phone: (712) 563-2644 • Fax: (712) 563-3656 www.audubonstatebank.com FDIC Cert #5814 • Transit #73904159 Established: 1876 H/C: Greene Investment Co., Jefferson, IA Number of Branches: 2 OFFICERS Brett Irlmeier, Pres, TO & CEO Elizabeth Garst, Chm Landmands Bank 201 South Division St • Audubon, IA 50025 Phone: (712) 563-4255 • Fax: (712) 563-3028 www.landmands.com FDIC Cert #4471 • Transit #73911278 Established: 1909 H/C: Viking Corporation, Omaha, NE Number of Branches: 2 OFFICERS Rod A. Rowland, Pres & CEO Clarkson D. Lauritzen, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $102,181 Total Securities ($000).................. $16,385 Total Loans ($000).........................$74,949 Total Deposits ($000).................... $90,806 Tier 1 Capital ($000)....................... $8,496 Risk Based Cap Ratio (%)................12.46% Net Interest Margin (%)..................... 3.68% DIRECTORS Brett Irlmeier Daryl Olsen Douglas McDermott Elizabeth Garst Jennifer Garst Lyle Hansen Jr. Sarah Christensen FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$61,167 Total Securities ($000).................... $3,202 Total Loans ($000)........................ $54,024 Total Deposits ($000).................... $55,092 Tier 1 Capital ($000)....................... $5,330 Risk Based Cap Ratio (%)................ 10.79% Net Interest Margin (%)..................... 4.02% DIRECTORS Clarkson D. Lauritzen Robert P. Blomme Rod A. Rowland Terry D. Prickett Troy D. Wessel Page 12 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data BANCROFT Farmers & Traders Savings Bank 108 West Ramsey St • Bancroft, IA 50517 Phone: (515) 885-2341 • Fax: (515) 885-2220 www.ftsbbancroft.com FDIC Cert #16717 • Transit #73907208 Established: 1887 H/C: Kennedy Bancshares, Inc., Bancroft, IA OFFICERS Charles A. Kennedy, Chm, Pres & CEO Christine Klenz, Cash Teresa R. Kennedy, EVP FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$54,161 Total Securities ($000).................. $18,754 Total Loans ($000)........................ $33,192 Total Deposits ($000).................... $44,044 Tier 1 Capital ($000)....................... $5,450 Risk Based Cap Ratio (%)................ 16.11% Net Interest Margin (%)..................... 2.91% DIRECTORS Annette Ratigan Charles A. Kennedy Gene A. Vaske James W. Bollig Teresa R. Kennedy BELLE PLAINE Chelsea Savings Bank 601 13th St • Belle Plaine, IA 52208 Phone: (319) 444-3144 • Fax: (319) 444-3717 www.chelseasavingsbank.com FDIC Cert #15427 • Transit #73921776 Established: 1936 H/C: Chebelle Corporation, Belle Plaine, IA Number of Branches: 5 OFFICERS Curtis D. Brown, Pres & CEO Donald M. Erusha, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$125,581 Total Securities ($000).................. $77,062 Total Loans ($000)........................ $41,259 Total Deposits ($000)..................$102,890 Tier 1 Capital ($000)......................$18,976 Risk Based Cap Ratio (%)................32.94% Net Interest Margin (%)..................... 3.33% DIRECTORS Curtis D. Brown D. Neil Erusha Donald M. Erusha Douglas Stadler Gary L. Fattig Michael C. Bevins Michael D. Erusha Richard D. Johnson Robert Nolan Wayne Wilcox BELLEVUE Bellevue State Bank 200 South Second St • Bellevue, IA 52031 Phone: • Fax: (563) 872-4198 www.bellevuestatebank.com FDIC Cert #14415 • Transit #73920395 Established: 1934 H/C: Bellevue Bancorporation, Inc., Bellevue, IA OFFICERS Timothy P. Daugherty, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $87,629 Total Securities ($000).................... $9,864 Total Loans ($000)........................ $69,514 Total Deposits ($000).................... $75,513 Tier 1 Capital ($000)..................... $11,443 Risk Based Cap Ratio (%)................12.03% Net Interest Margin (%)...........................4% DIRECTORS Gary L. Roeder Paul L. Peterson Peter J. Pauly Timothy P. Daugherty Willard J. Felderman BELMOND First State Bank 304 East Main St • Belmond, IA 50421 Phone: (641) 444-3226 • Fax: (641) 444-7119 www.fsbbelmond.com FDIC Cert #5791 • Transit #73921543 Established: 1933 H/C: First Belmond Bancorporation, Belmond, IA OFFICERS Bradley W. Robson, Chm, Pres, CEO & TO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $96,470 Total Securities ($000).................. $52,847 Total Loans ($000)........................ $30,872 Total Deposits ($000).....................$76,160 Tier 1 Capital ($000)..................... $10,430 Risk Based Cap Ratio (%)................23.98% Net Interest Margin (%)..................... 2.41% DIRECTORS Bradley W. Robson C. Gordon Hildebrand Gary L. Berkland George S. Hinman Harold L. Buseman CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 13 BETTENDORF Quad City Bank and Trust Company 2118 Middle Rd • Bettendorf, IA 52722 Phone: (563) 344-0600 • Fax: (563) 344-0619 www.qcbt.com FDIC Cert #33867 • Transit #73902232 Established: 1994 H/C: QCR Holdings, Inc., Moline, IL Number of Branches: 4 OFFICERS John H. Anderson, Pres & CEO Shellee R. Showalter, SVP, Sec’y & CFO John R. McEvoy Jr., EVP, COO & Cash Douglas M. Hultquist, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000).................. $1,293,866 Total Securities ($000)................ $402,414 Total Loans ($000)...................... $760,562 Total Deposits ($000).................. $873,871 Tier 1 Capital ($000)..................... $92,808 Risk Based Cap Ratio (%)................ 11.41% Net Interest Margin (%)..................... 3.07% DIRECTORS Douglas M. Hultquist Edwin A. Maxwell James J. Brownson John H. Anderson John H. Harris II Larry J. Helling Linda Kinney Neuman Marc C. Slivken Marie Z. Ziegler Mark C. Kilmer Michael A. Bauer Ronald G. Peterson Todd A. Gipple Victor J. Quinn BLAIRSTOWN Benton County State Bank 212 Locust St, NE •P.O. Box 180 • Blairstown, IA 52209 Phone: (319) 454-6230 • Fax: (319) 454-6293 www.bentoncountystatebank.com FDIC Cert #13774 • Transit #73912060 Established: 1869 H/C: Blairstown Bancorp, Inc., Blairstown, IA OFFICERS David R. Horst, Pres & CEO Charles Scott, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $42,368 Total Securities ($000).....................$6,057 Total Loans ($000)........................ $33,986 Total Deposits ($000).................... $27,940 Tier 1 Capital ($000)....................... $5,709 Risk Based Cap Ratio (%)................15.86% Net Interest Margin (%)..................... 3.93% DIRECTORS Charles Scott David E. Zeimet David R. Horst Harold J. Martin Wayne T. Newton BLOOMFIELD Success Bank 109 North Madison St • Bloomfield, IA 52537 Phone: (641) 664-2006 • Fax: (641) 664-2024 www.successbank.net FDIC Cert #10127 • Transit #73903943 Established: 1900 H/C: Garrett Bancshares, Ltd., Bloomfield, IA Number of Branches: 3 OFFICERS Neal David Logan, CEO Dan L. Thompson, Pres Brad Woolard, EVP & TO Nancy C. Logan, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $133,617 Total Securities ($000).................... $9,005 Total Loans ($000)...................... $112,157 Total Deposits ($000)..................$112,566 Tier 1 Capital ($000)..................... $15,792 Risk Based Cap Ratio (%)................ 14.68% Net Interest Margin (%)..................... 4.57% DIRECTORS Brad Woolard Dan L. Thompson John Martin Nancy C. Logan Neal David Logan Page 14 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data BLUE GRASS Blue Grass Savings Bank 104 East Mayne St • Blue Grass, IA 52726 Phone: (563) 381-1732 • Fax: (563) 381-2317 www.bluegrassbank.com FDIC Cert #13753 • Transit #73912086 Established: 1902 H/C: E M F Corporation, Edmonds, WA OFFICERS Wayne A. Beck, Pres & CEO Jeffrey D. Farley, VP Stephanie Christopher, AVP, Ret, Oper Ofc & Cash Elton D. Farley, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$180,038 Total Securities ($000).................. $90,790 Total Loans ($000).........................$78,871 Total Deposits ($000).................. $142,515 Tier 1 Capital ($000)..................... $25,938 Risk Based Cap Ratio (%)...................27.9% Net Interest Margin (%)..................... 2.52% DIRECTORS Dan Petersen Edwin Geest Elton D. Farley Jeffrey D. Farley Marilyn F. Farley Wayne A. Beck William E. Puck BONAPARTE State Central Bank 612 First St • Bonaparte, IA 52620 Phone: (319) 592-3372 • Fax: (319) 592-3171 www.statecentralbank.com FDIC Cert #5820 • Transit #73900894 Established: 1858 H/C: Logan Investment Corporation, Bonaparte, IA Number of Branches: 4 OFFICERS Mike Netland, Pres & CEO Toni McCoy, VP & Cash William Tyler Logan, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $58,946 Total Securities ($000).................... $1,325 Total Loans ($000)........................ $36,344 Total Deposits ($000).................... $51,395 Tier 1 Capital ($000)........................ $6,417 Risk Based Cap Ratio (%).................17.23% Net Interest Margin (%)..................... 3.13% DIRECTORS Allen Gunn Arch Logan Catherine Piper Howie Sutlive John Armstrong Mike Netland Susan Dunek William Tyler Logan BOONE Boone Bank & Trust Co. 716 Eighth St • Boone, IA 50036 Phone: (515) 432-6200 • Fax: (515) 432-6210 www.boonebankiowa.com FDIC Cert #33552 • Transit #73901097 Established: 1883 H/C: Ames National Corporation, Ames, IA Number of Branches: 2 OFFICERS Jeffrey K. Putzier, Pres & TO Linda K. Streiff, VP & Cash Thomas H. Pohlman, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $140,577 Total Securities ($000).................. $62,690 Total Loans ($000)........................ $53,272 Total Deposits ($000)..................$108,263 Tier 1 Capital ($000)..................... $13,049 Risk Based Cap Ratio (%)................ 15.91% Net Interest Margin (%)..................... 3.68% DIRECTORS Douglas C. Gustafson Jeffrey K. Putzier Patrick J. McMullan Richard D. Blomgren Robert L. Cramer Thomas H. Pohlman William S. Zinnel BREDA Breda Savings Bank 105 Main St • Breda, IA 51436 Phone: (712) 673-2321 • Fax: (712) 673-2324 www.bredasavingsbank.com FDIC Cert #5792 • Transit #73912196 Established: 1890 H/C: Van Financial Corporation, Breda, IA OFFICERS Gerald A. Van Erdewyk, Chm & CEO Michael Van Erdewyk, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $48,996 Total Securities ($000).................. $24,949 Total Loans ($000)........................ $22,207 Total Deposits ($000).................... $30,762 Tier 1 Capital ($000)........................$7,611 Risk Based Cap Ratio (%)................ 27.69% Net Interest Margin (%)..................... 3.77% DIRECTORS Brian Koster Cindy Bieret Gerald A. Van Erdewyk Lois Reiff Michael Van Erdewyk Rick J. Anthofer CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 15 BRITT First State Bank 183 Main Ave, North • Britt, IA 50423 Phone: (641) 843-4411 • Fax: (641) 843-4415 www.fsb-britt.com FDIC Cert #8522 • Transit #73920874 Established: 1927 H/C: Britt Bancshares, Inc., Saint Paul, MN Number of Branches: 2 OFFICERS Eric M. Newton, Pres & CEO Jane L. Swenson, AVP, Cash, TO, & Board Sec’y Linda K. Hesley, AVP & Oper Ofc Mark J. Sexton, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$103,602 Total Securities ($000).................. $47,789 Total Loans ($000)........................ $45,857 Total Deposits ($000).................... $80,530 Tier 1 Capital ($000)..................... $11,302 Risk Based Cap Ratio (%)................ 19.77% Net Interest Margin (%)..................... 2.95% DIRECTORS Andrew G. Sexton Eric M. Newton James V. McMahill Jane L. Swenson Mark J. Sexton Paul L. Smith BRUNSVILLE Iowa Prairie Bank 240 Linn St •P.O. Box 78 Brunsville, IA 51008 Phone: (712) 533-6441 • Fax: (712) 533-6371 www.iowapb.com FDIC Cert #17347 • Transit #73911582 Established: 1929 H/C: Prairie View Bankshares, Inc., Brunsville, IA Number of Branches: 3 OFFICERS Steven J. Harms, Pres & CEO Harold H. Harms, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $68,519 Total Securities ($000).................. $30,029 Total Loans ($000)........................ $35,767 Total Deposits ($000).................... $55,558 Tier 1 Capital ($000)....................... $5,480 Risk Based Cap Ratio (%)................ 14.41% Net Interest Margin (%)..................... 3.35% DIRECTORS Alan Lucken Arlen Lucken Clark Schmitz Delores M. Harms Harold H. Harms Richard H. Harms Steven J. Harms BUFFALO CENTER Farmers Trust and Savings Bank 101 North Main St • Buffalo Center, IA 50424 Phone: (641) 562-2696 • Fax: (641) 562-2903 www.ftsbbank.com FDIC Cert #14195 • Transit #73907729 Established: 1914 H/C: Koss-Winn Bancshares, Inc., Buffalo Center, IA Number of Branches: 4 OFFICERS Brian Vander Wilt, Pres, Sec’y, Treas & CEO Gene Hartman, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $242,551 Total Securities ($000).....................$6,716 Total Loans ($000)...................... $217,470 Total Deposits ($000).................. $179,857 Tier 1 Capital ($000)..................... $23,062 Risk Based Cap Ratio (%)................ 12.18% Net Interest Margin (%)..................... 3.77% DIRECTORS Brian Vander Wilt Don Kopacek Elroy D. Schlake Gene Hartman James L. Engle Robert Willms Terry Kiewiet Page 16 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data BURLINGTON Farmers & Merchants Bank & Trust 221 Jefferson St • Burlington, IA 52601 Phone: (319) 752-3661 • Fax: (319) 754-2253 www.fmbanktrust.com FDIC Cert #13737 • Transit #73900580 Established: 1916 H/C: Farmers & Merchants Bancshares, Inc., Burlington, IA Number of Branches: 4 OFFICERS Charles L. Walsh, CEO Robert D. Maschmann, CFO Jeffrey A. Burkhart, COO Charles E. Walsh, Chm & Pres Two Rivers Bank & Trust 222 North Main St • Burlington, IA 52601 Phone: (319) 753-9100 • Fax: (319) 753-9191 www.tworiversbank.com FDIC Cert #58013 • Transit #73900577 Established: 1904 H/C: Two Rivers Financial Group, Inc., Burlington, IA Number of Branches: 12 OFFICERS Kent M. Gaudian, Pres & CEO Jeff Brotherson, CFO Cristy Schmidt, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $191,015 Total Securities ($000).................. $50,194 Total Loans ($000)...................... $117,146 Total Deposits ($000)..................$167,049 Tier 1 Capital ($000)......................$17,167 Risk Based Cap Ratio (%)................ 16.05% Net Interest Margin (%)..................... 3.47% DIRECTORS Brian K. Readinger Charles E. Walsh Charles L. Walsh David Bertling Mark R. Hagerla William J. Kuepper FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$664,625 Total Securities ($000).................. $94,541 Total Loans ($000)...................... $505,617 Total Deposits ($000).................. $544,149 Tier 1 Capital ($000)..................... $57,066 Risk Based Cap Ratio (%)................ 12.37% Net Interest Margin (%)..................... 3.78% DIRECTORS Cristy Schmidt David Hansen Donald C. Wiley Frank J. Delaney III James D. Kinney Kent M. Gaudian Marvin E. Day Matthew D. Shinn Ned Skinner Sadhna Jani BUSSEY State Bank of Bussey 402 Merrill St • Bussey, IA 50044 Phone: (641) 944-5314 • Fax: (641) 944-5296 www.sbbussey.com FDIC Cert #1556 • Transit #73908252 Established: 1931 H/C: Twin Cedars Bancorp., Bussey, IA Number of Branches: 3 OFFICERS Edward J. Sullivan, CEO Kim N. Hansen, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $44,928 Total Securities ($000).....................$3,157 Total Loans ($000)........................ $35,039 Total Deposits ($000).................... $39,687 Tier 1 Capital ($000)....................... $3,988 Risk Based Cap Ratio (%).................. 12.9% Net Interest Margin (%)..................... 4.07% DIRECTORS Brook N. Hansen Edward J. Sullivan Jaci Hansen Kim N. Hansen Mark E. Hansen CARROLL Carroll County State Bank Hwy 30 & Adams St •126 West Sixth St, Carroll, IA 51401 Phone: (712) 792-3567 • Fax: (712) 792-0487 www.carrollia.com FDIC Cert #11771 • Transit #73902546 Established: 1870 H/C: Carroll County Bancshares, Inc., Carroll, IA Number of Branches: 6 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$368,756 Total Securities ($000).................. $97,035 Total Loans ($000)......................$239,701 Total Deposits ($000).................. $319,877 Tier 1 Capital ($000)..................... $38,043 Risk Based Cap Ratio (%)................ 14.75% Net Interest Margin (%)..................... 3.76% OFFICERS Jeffrey G. Scharfenkamp, Pres & CEO Jackie Mahler, CFO Thomas Brent Gronstal, Chm DIRECTORS Carol A. Gronstal Gary P. Riedmann Jeffrey G. Scharfenkamp Mary C. Bruner Matthew D. Gronstal Robert B. Gronstal Rosemary K. Gronstal-Faulkner Thomas Brent Gronstal CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 17 CARROLL Commercial Savings Bank 627 North Adams St • Carroll, IA 51401 Phone: (712) 792-4346 • Fax: (712) 792-1488 www.csbcarroll.com FDIC Cert #231 • Transit #73919571 Established: 1917 H/C: Commercial Ban Corp., Carroll, IA Number of Branches: 3 OFFICERS Patrick R. Moehn, Chm & CEO Craig J. Mertz, VP & CFO Paul K. Milligan, Pres Iowa Savings Bank 510 West US Hwy 30 • Carroll, IA 51401 Phone: (712) 792-9772 • Fax: (712) 792-6773 www.iowasavingsbank.com FDIC Cert #14690 • Transit #73906092 Established: 1902 H/C: Community Grain Co., Carroll, IA Number of Branches: 8 OFFICERS William C. Hess, Chm, Pres & CEO Richard C. Fulton, Cash & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................$147,271 Total Securities ($000).................. $31,125 Total Loans ($000)........................ $95,253 Total Deposits ($000)..................$126,208 Tier 1 Capital ($000)......................$11,376 Risk Based Cap Ratio (%)................ 10.79% Net Interest Margin (%)..................... 2.99% DIRECTORS Craig J. Mertz Patrick R. Moehn Paul K. Milligan Ryan P. Milligan Thomas J. Laing Thomas W. Loeck FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $172,485 Total Securities ($000).................. $48,010 Total Loans ($000)......................$109,584 Total Deposits ($000)..................$152,908 Tier 1 Capital ($000)..................... $15,180 Risk Based Cap Ratio (%)................13.54% Net Interest Margin (%)..................... 3.15% DIRECTORS Dierk Halverson Gene Vincent Richard C. Fulton Thomas Farner William C. Hess CASCADE Ohnward Bank & Trust 332 First Ave West • Cascade, IA 52033 Phone: (563) 852-7696 • Fax: (563) 852-7698 www.ohnwardbank.com FDIC Cert #10111 • Transit #73911870 Established: 1903 H/C: Ohnward Bancshares, Inc., Maquoketa, IA Number of Branches: 7 OFFICERS Abram A. Tubbs, Chm, Pres, CEO & TO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$218,688 Total Securities ($000).................. $36,030 Total Loans ($000)...................... $163,427 Total Deposits ($000).................. $177,301 Tier 1 Capital ($000)..................... $23,630 Risk Based Cap Ratio (%)................ 14.17% Net Interest Margin (%)..................... 3.64% DIRECTORS Abram A. Tubbs Alan Roy Tubbs Brigham L. Tubbs Cecil Knuth David Verhille David Welter Doug Kohoutek Elizabeth Mathis Gary L. Bartlett Katie Mulholland Kendra L. Beck Mike Beck CEDAR RAPIDS Bankers Trust Company 221 Third Ave, SE • Suite 150 • Cedar Rapids, IA 52401 Phone: (319) 896-7777 • Fax: (319) 366-0509 www.bankerstrust.com FDIC Cert #57484 • Transit #73922856 Established: 2002 H/C: BTC Financial Corporation, Des Moines, IA Number of Branches: 3 OFFICERS Patrick J. Deignan, Pres & CEO Timothy R. Kintner, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$438,966 Total Securities ($000).................. $36,575 Total Loans ($000)...................... $382,972 Total Deposits ($000).................. $289,711 Tier 1 Capital ($000)..................... $44,960 Risk Based Cap Ratio (%)................ 13.24% Net Interest Margin (%)..................... 3.26% DIRECTORS Stephen R. Hammes Al Ruffalo Suku V. Radia Cindy Dietz Thomas L. Aller James Phifer Timothy R. Kintner Marc Gullickson Patrick J. Deignan Page 18 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data CEDAR RAPIDS BankIowa of Cedar Rapids 7045 C Ave, NE • Cedar Rapids, IA 52402 Phone: (319) 395-9100 • Fax: (319) 395-9422 www.bankiowa.com FDIC Cert #17282 • Transit #73920285 Established: 1921 H/C: Fidelity Ban Corporation, Independence, IA Number of Branches: 11 OFFICERS Rob C. Robinson, Vice Chm, Pres & CEO Terrance M. Toale, SVP, CFO & COO Rudolph S. Leytze, Chm Cedar Rapids Bank and Trust Company 500 First Ave NE • Suite 100 • Cedar Rapids, IA 52401 Phone: (319) 862-2728 • Fax: (319) 862-2729 www.crbt.com FDIC Cert #57244 • Transit #73922801 Established: 2001 H/C: QCR Holdings, Inc., Moline, IL Number of Branches: 6 OFFICERS Larry J. Helling, Pres & CEO Todd A. Gipple, CFO John A. Rodriguez, EVP, Oper & Cash Donna J. Sorensen, Chm Guaranty Bank and Trust Company 302 Third Ave, SE • Cedar Rapids, IA 52401 Phone: (319) 286-6200 • Fax: (319) 362-7894 www.guaranty-bank.com FDIC Cert #14704 • Transit #73900108 Established: 1934 H/C: Guaranty Bankshares, Ltd., Cedar Rapids, IA Number of Branches: 6 OFFICERS Christopher J. Lindell, Pres & CEO Todd C. Kerska, CFO Harold M. Becker, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $522,641 Total Securities ($000).................. $87,655 Total Loans ($000)......................$401,263 Total Deposits ($000)..................$405,940 Tier 1 Capital ($000)..................... $52,087 Risk Based Cap Ratio (%)................13.83% Net Interest Margin (%)..................... 3.46% DIRECTORS James C. Roemig James R. Gerber Mark A. Nielsen Mark C. Weidner Rob C. Robinson Rudolph S. Leytze Terrance M. Toale FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$822,349 Total Securities ($000)................ $198,841 Total Loans ($000)......................$552,645 Total Deposits ($000).................. $611,196 Tier 1 Capital ($000)..................... $67,587 Risk Based Cap Ratio (%)................ 11.87% Net Interest Margin (%)..................... 3.19% DIRECTORS A. James Tinker Ann M. Lipsky Charles M. Peters David R. Mason Donna J. Sorensen Frederick G. Timko James A. Mudd II Larry J. Helling Loren L. Coppock Patrice M. Carroll Patrick S. Baird Randy Allen Ramlo Robert T. Buckley Todd A. Gipple FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$248,733 Total Securities ($000).................. $81,273 Total Loans ($000)......................$156,030 Total Deposits ($000)..................$188,884 Tier 1 Capital ($000)..................... $28,229 Risk Based Cap Ratio (%)................ 18.18% Net Interest Margin (%)..................... 3.59% DIRECTORS Amy L. Reasner Cheryle W. Mitvalsky Christopher J. Lindell Donald C. Nebergall Douglas D. Olson Harold M. Becker Jeffrey L. Hamilton John Osako Nancy H. Evans Patrick R. Cobb Robert D. Becker CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 19 CENTER POINT Center Point Bank and Trust Company 901 Bank Court • Center Point, IA 52213 Phone: (319) 849-1838 • Fax: (319) 849-1781 https://centerpointbank.com FDIC Cert #19293 • Transit #73910046 Established: 1964 H/C: Country Bancorporation, Crawfordsville, IA OFFICERS Trevor J. Norman, Pres & CEO Travis J. Johnson, VP William R. Bernau, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $31,566 Total Securities ($000).................... $7,539 Total Loans ($000)........................ $19,398 Total Deposits ($000).................... $25,873 Tier 1 Capital ($000)........................$2,748 Risk Based Cap Ratio (%)................ 14.07% Net Interest Margin (%)..................... 3.67% DIRECTORS Doug P. Joens Michael F. Stanton Thomas R. Bernau Travis J. Johnson Trevor J. Norman William R. Bernau CENTERVILLE Iowa Trust and Savings Bank 200 North 10th St • Centerville, IA 52544 Phone: (641) 437-4500 • Fax: (641) 437-0580 www.itsb-iowa.com FDIC Cert #1547 • Transit #73901411 Established: 1896 H/C: Bradley Bancorp, Inc., Centerville, IA Number of Branches: 2 OFFICERS Jeffrey T. Young, Chm, Pres & CEO Mary M. Craver, Oper Ofc & Cash FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................$174,107 Total Securities ($000).................. $88,735 Total Loans ($000)........................ $79,984 Total Deposits ($000)..................$126,823 Tier 1 Capital ($000)......................$17,624 Risk Based Cap Ratio (%)................ 14.96% Net Interest Margin (%)..................... 3.09% DIRECTORS J. Bradley Young Jeffrey T. Young Larry L. Piatt Mark R. Dekker Renate Deininger William C. Benz CENTRAL CITY NXT Bank 59 Fourth St, North • Central City, IA 52214 Phone: (319) 438-6621 • Fax: (319) 438-1912 www.nxtbank.net FDIC Cert #16438 • Transit #73922092 Established: 1946 H/C: City State Bancorporation, Inc., Central City, IA Number of Branches: 7 OFFICERS Bruce S. Anderson, Chm & CEO John M. Waters, SVP & CFO Nathan D. Koch, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $251,496 Total Securities ($000).................. $45,791 Total Loans ($000)......................$187,793 Total Deposits ($000)..................$204,481 Tier 1 Capital ($000)..................... $24,389 Risk Based Cap Ratio (%).................. 13.4% Net Interest Margin (%)..................... 3.22% DIRECTORS Brian C. Scott Bruce S. Anderson John C. Kintzle John M. Maurice Leon R. Soukup Nathan D. Koch Steven F. Dummermuth Thomas C. Slattery CHARLES CITY First Security Bank and Trust Company 809 Clark St • Charles City, IA 50616 Phone: (641) 228-2343 • Fax: (641) 228-2318 www.1stsecuritybank.com FDIC Cert #1852 • Transit #73901592 Established: 1903 H/C: Cedar Valley Bankshares, Ltd., Charles City, IA Number of Branches: 14 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$456,421 Total Securities ($000)................$130,424 Total Loans ($000)......................$298,772 Total Deposits ($000)..................$358,550 Tier 1 Capital ($000)..................... $38,230 Risk Based Cap Ratio (%)................12.56% Net Interest Margin (%)..................... 3.98% DIRECTORS Boyd A. Campbell Eric D. Noah Gene A. Hall J. Richard Herbrechtsmeyer Kurt W. Herbrechtsmeyer Page 20 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] OFFICERS Kurt W. Herbrechtsmeyer, Pres & CEO E. Michael Farrell, CFO J. Richard Herbrechtsmeyer, Chm Larry Pump Ralph A. Smith Richard J. Weiner Robert D. Noble Steven R. Crawford • November 2014 Data CHEROKEE Cherokee State Bank 212 West Willow St • Cherokee, IA 51012 Phone: (712) 225-3000 • Fax: (712) 225-3848 www.cherokeestatebank.com FDIC Cert #951 • Transit #73901974 Established: 1888 OFFICERS Michael D. Hunter, Pres Calvin A. Leonard, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $191,657 Total Securities ($000).................. $74,296 Total Loans ($000)...................... $110,194 Total Deposits ($000)..................$160,808 Tier 1 Capital ($000)......................$22,247 Risk Based Cap Ratio (%).................17.62% Net Interest Margin (%)..................... 3.77% DIRECTORS Calvin A. Leonard Jack H. Montgomery L. D. Carlson L. Richard Anderson Michael D. Hunter Richard A. Cook CLARINDA Cornerstone Bank 123 East Main St • Clarinda, IA 51632 Phone: (712) 542-2103 • Fax: (712) 542-4401 www.cornerstonebankia.com FDIC Cert #30067 • Transit #273970941 Established: 1897 OFFICERS Dale W. McAllister, Pres & CEO Gordon Reed, Chm PCSB Bank 120 East Washington St • Clarinda, IA 51632 Phone: (712) 542-5661 • Fax: (712) 542-5300 www.pcsbbank.com FDIC Cert #14522 • Transit #73902397 Established: 1866 H/C: Whitmore Company, Inc., Clarinda, IA Number of Branches: 6 OFFICERS Monty L. Boswell, Chm, Pres & CEO Dave Johnson, CFO James E. Johnson, VP & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $39,256 Total Securities ($000).................... $8,088 Total Loans ($000)........................ $20,045 Total Deposits ($000).................... $33,409 Tier 1 Capital ($000)........................$5,190 Risk Based Cap Ratio (%).................27.15% Net Interest Margin (%)..................... 3.06% DIRECTORS Dale W. McAllister Dallas Glenn Gary Hookham Gordon Reed Jean Negley Randy K. Pullen II Rita Gilmore FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$195,905 Total Securities ($000).................. $65,341 Total Loans ($000)......................$112,044 Total Deposits ($000)...................$171,378 Tier 1 Capital ($000)..................... $22,092 Risk Based Cap Ratio (%)................ 16.04% Net Interest Margin (%)..................... 3.65% DIRECTORS Cynthia H. Alvarez Daniel D. McClure Daniel S. Comer Dave Johnson James A. Johnson Kenneth F. Whitmore Monty L. Boswell Scott N. Whitmore CLARKSVILLE Iowa State Bank 100 North Main St • Clarksville, IA 50619 Phone: (319) 278-4761 • Fax: (319) 278-4685 www.iowastatebank.com FDIC Cert #15947 • Transit #73913959 Established: 1918 H/C: Clarkel, Inc., Kesley, IA Number of Branches: 3 OFFICERS Fred W. Maifeld, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$300,823 Total Securities ($000).................. $69,448 Total Loans ($000)...................... $217,228 Total Deposits ($000)..................$262,587 Tier 1 Capital ($000)......................$24,247 Risk Based Cap Ratio (%)................ 10.91% Net Interest Margin (%)......................3.17% DIRECTORS Alan Rosendahl Bryon Aswegen Fred W. Maifeld Vern Poppen Wayne Rohlwing CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 21 CLEAR LAKE Clear Lake Bank and Trust Company 322 Main Ave • Clear Lake, IA 50428 Phone: (641) 357-7121 • Fax: (641) 357-5090 www.clearlakebank.com FDIC Cert #15690 • Transit #73904036 Established: 1934 H/C: Arneson Bancshares, Inc., Clear Lake, IA Number of Branches: 5 OFFICERS Mark C. Hewitt, Pres & CEO Matthew J. Ritter, VP Oper, Cash & IT Ray V. Hewitt, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $337,761 Total Securities ($000).................. $49,639 Total Loans ($000)...................... $264,764 Total Deposits ($000)..................$302,815 Tier 1 Capital ($000)..................... $27,036 Risk Based Cap Ratio (%).................. 11.9% Net Interest Margin (%)..................... 4.01% DIRECTORS Dale A. Snyder David T. Miller David W. Zrostlik Dennis W. Reidel Janet A. Connell-Lovell Mark C. Hewitt Ray V. Hewitt Stephen A. Doerfler William E. Yohn CLINTON Citizens First Bank 1442 Lincoln Way • Clinton, IA 52732 Phone: (563) 243-6000 • Fax: (563) 243-9747 www.bankatcfb.com FDIC Cert #35477 • Transit #73922762 Established: 2000 H/C: CFB Holding Company, Clinton, IA Number of Branches: 3 OFFICERS Thomas D. Soenksen, Pres & CEO Kathryn A. Forrest, EVP Laura Gassman, Oper Ofc Barton T. Baker, Chm Clinton National Bank 235 Sixth Ave, South • Clinton, IA 52732 Phone: (563) 243-1243 • Fax: (563) 243-5451 www.clintonnational.com FDIC Cert #4439 • Transit #73900441 Established: 1865 H/C: W. J. Young & Co., Clinton, IA Number of Branches: 9 OFFICERS Robert P. Holleran, Vice Chm & CEO Jennifer L. Boysen, EVP & Oper Mgr Steven E. Thacker, Pres Alvin J. Goerdt, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$165,442 Total Securities ($000).................. $17,404 Total Loans ($000)...................... $132,813 Total Deposits ($000).................. $144,874 Tier 1 Capital ($000)..................... $15,939 Risk Based Cap Ratio (%)................ 10.84% Net Interest Margin (%)..................... 3.65% DIRECTORS Barton T. Baker Charles A. Armstrong Gregory A. Baker John P. McEleney Mary P. Connell Michael R. Hanrahan Richard W. Farwell Robert B. Holesinger Ronald I. Kircher Stephen L. Howes Thomas D. Soenksen W. Thomas Kelly FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $375,014 Total Securities ($000)................$156,258 Total Loans ($000)......................$186,868 Total Deposits ($000).................. $307,919 Tier 1 Capital ($000)..................... $44,202 Risk Based Cap Ratio (%)................ 21.36% Net Interest Margin (%)..................... 3.11% DIRECTORS Alvin J. Goerdt James E. Stachour Jeffrey B. Stoutner Jennifer L. Boysen Julie Burke Smith Robert P. Cassidy Jr. Robert P. Holleran Steven E. Thacker Thomas E. Fullerton Page 22 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data CLINTON Gateway State Bank 1427 North Second St • Clinton, IA 52732 Phone: (563) 242-2265 • Fax: (563) 243-9353 www.gatewaysb.com FDIC Cert #9293 • Transit #73913467 Established: 1907 H/C: Ohnward Bancshares, Inc., Maquoketa, IA Number of Branches: 4 OFFICERS Brigham L. Tubbs, Chm & CEO Fran I. Luett, VP Oper & Cash Gary L. Saelens, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$136,065 Total Securities ($000)...................$29,147 Total Loans ($000).........................$91,712 Total Deposits ($000).................. $103,497 Tier 1 Capital ($000)..................... $11,394 Risk Based Cap Ratio (%)................13.53% Net Interest Margin (%)..................... 3.07% DIRECTORS Alan Roy Tubbs Brigham L. Tubbs Gary L. Saelens Gene G. Grant Kendra L. Beck Lori J. Freudenberg Peter C. Clausen Ronald E. Dykstra Ronald J. McGauvran CLIVE Peoples Trust & Savings Bank 12701 University Ave • Clive, IA 50325 Phone: (515) 457-8880 • Fax: (515) 457-8889 www.ptsbank.com FDIC Cert #14692 • Transit #73919212 Established: 1917 H/C: Green Circle Investments, Inc., Clive, IA Number of Branches: 9 OFFICERS Michael R. Segner, Pres & CEO Amanda Bryan, SVP & CFO Robert J. Latham, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$284,123 Total Securities ($000).................. $51,328 Total Loans ($000)...................... $209,100 Total Deposits ($000)..................$233,633 Tier 1 Capital ($000)......................$23,376 Risk Based Cap Ratio (%)................ 11.94% Net Interest Margin (%)........................3.7% DIRECTORS Barry L. Smith Donald E. Latham Jack R. Jenkins Michael R. Segner Robert J. Latham Sam F. Scheidler Willard J. Latham COGGON Linn County State Bank 203 East Main St • Coggon, IA 52218 Phone: (319) 435-2551 • Fax: (319) 435-2555 www.linncsb.com FDIC Cert #16311 • Transit #73922018 Established: 1945 H/C: Iowa State Financial Services Corporation, Fairfield, IA Number of Branches: 2 OFFICERS William K. Ajram, Pres & CEO Kevin J. Banasik, AVP & Cash David C. Eastburn, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$35,276 Total Securities ($000).................... $2,068 Total Loans ($000)........................ $25,310 Total Deposits ($000).................... $21,967 Tier 1 Capital ($000)....................... $3,290 Risk Based Cap Ratio (%).................. 14.4% Net Interest Margin (%)..................... 5.61% DIRECTORS David C. Eastburn J. Patrick McMahon Joseph Carr Michael Greiner Nelson Anderson Patrick Kessel Robert Mattes Sarah Cochran Steve Triplett Tom Belin Tom Thompson William K. Ajram CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 23 COLESBURG Farmers Savings Bank 205 Main St • Colesburg, IA 52035 Phone: (563) 856-2525 • Fax: (563) 856-2101 www.farmerssavingsbank.com FDIC Cert #14807 • Transit #73912552 Established: 1907 H/C: Marjon Bancorporation, Inc., Colesburg, IA Number of Branches: 5 OFFICERS Mark E. White, Pres & CEO Jolene A. Niehaus, Cash & COO Tim J. Juergens, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$165,284 Total Securities ($000).................. $40,847 Total Loans ($000)......................$105,398 Total Deposits ($000).................. $142,107 Tier 1 Capital ($000)..................... $20,246 Risk Based Cap Ratio (%)................18.02% Net Interest Margin (%)..................... 3.81% DIRECTORS Jeffrey Juergens John Fedeler Jolene A. Niehaus Karl Worsham Mark E. White Mike Breitbach Rodger Sear Ron Wegmann Tim J. Juergens COLFAX First State Bank of Colfax 100 North Walnut St • Colfax, IA 50054 Phone: (515) 674-3533 • Fax: (515) 674-3839 www.fsbcolfax.com FDIC Cert #4440 • Transit #73903419 Established: 1933 H/C: Dentel Bancorporation, Victor, IA OFFICERS Robert M. Foss, Pres & CEO Robert V. Dentel, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $70,285 Total Securities ($000).................. $33,333 Total Loans ($000).........................$35,517 Total Deposits ($000).................... $50,614 Tier 1 Capital ($000)..................... $10,527 Risk Based Cap Ratio (%)................19.49% Net Interest Margin (%)..................... 3.43% DIRECTORS Mary P. Howell Robert J. Dentel Robert V. Dentel Verlyn E. Dentel COLLINS Exchange State Bank 104 Main St • Collins, IA 50055 Phone: (641) 385-2304 • Fax: (641) 385-2421 www.esb1.com FDIC Cert #10132 • Transit #73909507 Established: 1902 H/C: Mid America Banks, Inc., Collins, IA Number of Branches: 3 OFFICERS Gary D. Hested, Chm & CEO Allison Appel, VP & CFO James F. Smith, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $103,891 Total Securities ($000).................. $17,721 Total Loans ($000)........................ $82,211 Total Deposits ($000).................... $83,345 Tier 1 Capital ($000)........................$9,911 Risk Based Cap Ratio (%).................. 13.2% Net Interest Margin (%)..................... 3.38% DIRECTORS Gary D. Hested J. C. Van Ginkel James F. Smith COLUMBUS JUNCTION Columbus Junction State Bank 134 Main St • Columbus Junction, IA 52738 Phone: (319) 728-2436 • Fax: (319) 728-8755 www.cjstatebank.com FDIC Cert #249 • Transit #73920735 Established: 1927 H/C: CJSB Bancorporation, Columbus Junction, IA OFFICERS T. Mark Huston, Pres & CEO Kevin A. Van Heiden, VP & Cash Thomas H. Huston, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$51,132 Total Securities ($000).................. $21,386 Total Loans ($000).........................$26,161 Total Deposits ($000).................... $46,835 Tier 1 Capital ($000)....................... $4,098 Risk Based Cap Ratio (%)................ 15.61% Net Interest Margin (%)........................3.4% DIRECTORS C. Eugene Walker Daniel J. Wilson Kevin A. Van Heiden Larry K. Mincer Stephen A. Wilson T. Mark Huston Thomas H. Huston Page 24 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data CORALVILLE First Trust and Savings Bank 1831 Second St •Hwy Six, West Coralville, IA 52241 Phone: (319) 828-8000 • Fax: (319) 828-8001 www.ft-sb.com FDIC Cert #10123 • Transit #73921213 Established: 1931 Number of Branches: 2 OFFICERS Ross W. Stuedemann, Pres & CEO Danette M. Bernacki, VP Patrick J. Kinney, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$51,145 Total Securities ($000).................. $26,767 Total Loans ($000)........................ $19,649 Total Deposits ($000).................... $39,805 Tier 1 Capital ($000)........................$5,081 Risk Based Cap Ratio (%).................17.66% Net Interest Margin (%)..................... 3.67% DIRECTORS Douglas Parsons Gerald P. Meis Marlin Swartzendruber Patrick J. Kinney Ross W. Stuedemann CORNING Okey-Vernon First National Bank 701 Davis Ave • Corning, IA 50841 Phone: (641) 322-3101 • Fax: (641) 322-4575 www.okeybank.com FDIC Cert #4442 • Transit #73904447 Established: 1900 H/C: Blue Grass Bancorporation, Inc., Corning, IA OFFICERS James L. Whitmore, Chm, Pres & CEO Pam Haley, Cash State Bank of Brooks 701 Benton Ave • Corning, IA 50841 Phone: (641) 322-4700 • Fax: (641) 322-3155 FDIC Cert #25260 • Transit #73912222 Established: 1914 OFFICERS Henry R. Heaton, Chm, Pres & CEO Burton L. Heaton, Cash James R. Heaton, VP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $73,232 Total Securities ($000).................. $32,409 Total Loans ($000)........................ $31,209 Total Deposits ($000).................... $63,211 Tier 1 Capital ($000)....................... $9,833 Risk Based Cap Ratio (%)................ 21.36% Net Interest Margin (%)..................... 3.13% DIRECTORS James L. Whitmore Jill Sjulin JoAnne Whitmore Pam Haley Tysen Christensen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $17,546 Total Securities ($000).................... $7,235 Total Loans ($000).......................... $4,353 Total Deposits ($000).................... $15,540 Tier 1 Capital ($000)........................$1,975 Risk Based Cap Ratio (%)................22.55% Net Interest Margin (%)..................... 2.38% DIRECTORS Beccie Heaton Burton L. Heaton Delores Heaton Henry R. Heaton James R. Heaton Susan Ryon CORYDON Corydon State Bank 201 West Jackson St • Corydon, IA 50060 Phone: (641) 872-2212 • Fax: (641) 872-1415 www.corydonstatebank.com FDIC Cert #13616 • Transit #73904502 Established: 1926 H/C: Dentel Bancorporation, Victor, IA OFFICERS James P. Sappington, Pres & CEO Robert V. Dentel, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $94,290 Total Securities ($000).................. $17,462 Total Loans ($000)........................ $73,468 Total Deposits ($000).................... $73,807 Tier 1 Capital ($000)..................... $16,185 Risk Based Cap Ratio (%)................ 23.15% Net Interest Margin (%)......................4.71% DIRECTORS James P. Sappington Robert J. Dentel Robert V. Dentel Verlyn E. Dentel William B. Gode CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 25 COUNCIL BLUFFS Frontier Savings Bank 940 Valley View Dr • Council Bluffs, IA 51503 Phone: (712) 328-9715 • Fax: (712) 328-0905 www.frontiersb.com FDIC Cert #35432 • Transit #104022751 Established: 2000 H/C: Glenwood Bancorporation, Glenwood, IA Number of Branches: 2 OFFICERS Gary H. Matters, Chm, Pres, Sen. Lndr & CEO Susan C. Diercks, VP Oper Midstates Bank, National Association 1851 Madison Ave • Suite 732 • Council Bluffs, IA 51503 Phone: (712) 388-0505 • Fax: (712) 388-0005 www.midstatesbank.com FDIC Cert #4465 • Transit #73903383 Established: 1913 H/C: Midstates Bancshares, Inc., Harlan, IA Number of Branches: 6 OFFICERS Todd Plumb, CEO Philip A. Heywood, CFO Dee Dee Schmidt, COO Larry E. Petersen, Pres J. C. Salvo, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $35,603 Total Securities ($000)............................ $0 Total Loans ($000)........................ $17,600 Total Deposits ($000).................... $31,208 Tier 1 Capital ($000)....................... $4,356 Risk Based Cap Ratio (%)................ 24.89% Net Interest Margin (%)..................... 3.59% DIRECTORS Gary H. Matters Grant C. Dean Larry W. Winum Richard D. Crowl Susan C. Diercks FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $365,007 Total Securities ($000).................$107,571 Total Loans ($000)...................... $241,984 Total Deposits ($000).................. $258,413 Tier 1 Capital ($000)..................... $38,014 Risk Based Cap Ratio (%)................15.08% Net Interest Margin (%)........................3.6% DIRECTORS J. C. Salvo Jack R. McDonnell Larry E. Petersen Max Petersen Mikala Holtz Robert McCarthy Steve F. Mores Thomas W. McIntosh Todd Plumb CRAWFORDSVILLE Peoples Savings Bank 100 South Main St • Crawfordsville, IA 52621 Phone: (319) 658-2131 • Fax: (319) 658-2141 www.peoples-savings-bank.com FDIC Cert #225 • Transit #73917285 Established: 1912 H/C: Country Bancorporation, Crawfordsville, IA OFFICERS William R. Bernau, Chm, Pres & CEO Marty C. Lamb, VP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $36,138 Total Securities ($000).................. $15,789 Total Loans ($000)........................ $13,891 Total Deposits ($000).................... $31,850 Tier 1 Capital ($000)........................$3,247 Risk Based Cap Ratio (%)................ 14.56% Net Interest Margin (%)......................3.17% DIRECTORS Arvid H. Anderson Brian G. Middendorf Marty C. Lamb Thomas R. Bernau William R. Bernau CRESCO C US Bank 111 North Elm St • Cresco, IA 52136 Phone: (563) 547-2040 • Fax: (563) 547-3285 www.cusb.com FDIC Cert #18443 • Transit #73903286 Established: 1888 H/C: How-Win Development Co., Cresco, IA Number of Branches: 5 OFFICERS John H. Thomson, Chm & CEO Andrea Barth, Sen. Oper Ofc John Scott Thomson, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $441,355 Total Securities ($000)................$106,586 Total Loans ($000)...................... $307,788 Total Deposits ($000)..................$353,042 Tier 1 Capital ($000)..................... $46,268 Risk Based Cap Ratio (%)................12.05% Net Interest Margin (%)..................... 3.49% DIRECTORS Charles L. Malek Dale Schwade Dale Turnmire Gordon H. Koehler John F. O’Byrne John H. Thomson John Scott Thomson Lowell Sovereign Ronda Hughes Steve Cooper Page 26 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data CRESTON First National Bank in Creston 101 West Adams St • Creston, IA 50801 Phone: (641) 782-2195 • Fax: (641) 782-3496 www.fnbcreston.com FDIC Cert #4444 • Transit #73901479 Established: 1871 H/C: Northwest Financial Corp., Arnolds Park, IA Number of Branches: 3 OFFICERS Randy Huewe, Pres & CEO Dwight K. Conover, Chm Iowa State Savings Bank 401 West Adams St • Creston, IA 50801 Phone: (641) 782-1000 • Fax: (641) 782-1084 www.issbbank.com FDIC Cert #8751 • Transit #73901495 Established: 1883 H/C: Iowa Community Bancorp, Inc., Creston, IA Number of Branches: 6 OFFICERS Karl W. Knock, Chm & CEO Adam R. Snodgrass, CFO, Cash & TO Kevin L. Stewart, Pres State Savings Bank 602 Sheldon St • Suite A • Creston, IA 50801 Phone: (641) 782-7820 • Fax: (641) 782-5189 www.yourfullservicebank.com FDIC Cert #14773 • Transit #73915818 Established: 1915 H/C: Bedford Bancorp, Inc., Bedford, IA Number of Branches: 5 OFFICERS David Henry, EVP & CEO Tad D. Hammond, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$234,505 Total Securities ($000).................. $29,494 Total Loans ($000)...................... $191,250 Total Deposits ($000)..................$199,670 Tier 1 Capital ($000)..................... $19,314 Risk Based Cap Ratio (%)................ 11.48% Net Interest Margin (%)......................3.74% DIRECTORS Danny A. Purdum Dwight K. Conover Jeffrey L. Plagge Monte Neitzel Randy Huewe Ray Gaesser Todd Barker FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $218,347 Total Securities ($000).................. $40,287 Total Loans ($000)......................$159,780 Total Deposits ($000)..................$181,030 Tier 1 Capital ($000)..................... $15,647 Risk Based Cap Ratio (%)................ 11.26% Net Interest Margin (%)........................3.9% DIRECTORS Adam R. Snodgrass Janet R. Knock John Charles Hoyt Karl W. Knock Kevin L. Stewart Lee McNichols Robert W. Snodgrass FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $97,090 Total Securities ($000)........................ $815 Total Loans ($000)........................ $83,497 Total Deposits ($000).................... $85,047 Tier 1 Capital ($000)....................... $8,889 Risk Based Cap Ratio (%)................12.83% Net Interest Margin (%)..................... 4.18% DIRECTORS David Henry Henry Russell Jill Hammond Martin L. McCartney Patrick Kirby Tad D. Hammond Timothy Greenwood Tom Brune DANVILLE Danville State Savings Bank 109 North Main St • Danville, IA 52623 Phone: (319) 392-4261 • Fax: (319) 392-4660 www.danvillebank.com FDIC Cert #14772 • Transit #73912756 Established: 1899 H/C: Danville Bancshares, Inc., Danville, IA Number of Branches: 2 OFFICERS Michael D. Miltenberger, Pres & CEO Robert Shores, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $142,641 Total Securities ($000).................. $94,765 Total Loans ($000)........................ $43,963 Total Deposits ($000)..................$123,325 Tier 1 Capital ($000)..................... $15,349 Risk Based Cap Ratio (%)................23.34% Net Interest Margin (%)..................... 2.52% DIRECTORS Eugene Thornburg Joel D. Prottsman John Seymour Michael D. Miltenberger Michael DeSpain Robert McPheron Robert Shores CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 27 DAVENPORT American Bank and Trust Company, National Assoc. 4301 East 53rd St • Davenport, IA 52807 Phone: (563) 344-9500 • Fax: (563) 355-6761 www.ambankqc.com FDIC Cert #34955 • Transit #71108834 Established: 1968 H/C: AmBank Holdings, Inc., Davenport, IA Number of Branches: 9 OFFICERS Thomas L. Criswell, Pres & CEO Lisa M. Winterlin, SVP & CFO John T. Kustes, EVP & COO Rakesh Alla, Chm First National Bank 4500 East 53rd St • Davenport, IA 52807 Phone: (563) 441-1700 • Fax: (563) 441-1701 www.firstnationalbanks.com FDIC Cert #17358 • Transit #71122564 Established: 1954 H/C: Uptown Bancorporation, Inc., Britton, SD Number of Branches: 2 OFFICERS James Burt, Regional Pres & CEO Michael Brignac, EVP & CFO Frank Leroy Farrar, Chm Northwest Bank & Trust Company 100 East Kimberly Rd • Davenport, IA 52806 Phone: (563) 388-2667 • Fax: (563) 388-2606 www.northwestbank.com FDIC Cert #15830 • Transit #73900182 Established: 1941 H/C: Northwest Investment Corp., Davenport, IA Number of Branches: 3 OFFICERS Joe Blaine Slavens, Chm, Pres & CEO Donna M. Connors, VP, Asst Cash & Contr James Gerald DeBoeuf, Cash & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$357,384 Total Securities ($000)................$125,055 Total Loans ($000)...................... $200,797 Total Deposits ($000)..................$306,308 Tier 1 Capital ($000)..................... $39,482 Risk Based Cap Ratio (%)................ 18.77% Net Interest Margin (%)..................... 3.02% DIRECTORS James V. Russell John D. Timmer Matthew J. Stern Rakesh Alla Stanley H. Coin Steven R. Schroder Thomas L. Criswell Vernon M. Wegerer FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $64,103 Total Securities ($000).................. $12,855 Total Loans ($000)........................ $49,259 Total Deposits ($000).................... $54,014 Tier 1 Capital ($000)....................... $8,725 Risk Based Cap Ratio (%).................17.62% Net Interest Margin (%)......................7.78% DIRECTORS Ed Lindsay Frank Leroy Farrar James Burt Michael Brignac Robert J. Farrar Todd Douglas FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $191,349 Total Securities ($000).................. $15,997 Total Loans ($000)...................... $109,614 Total Deposits ($000).................. $161,987 Tier 1 Capital ($000)......................$17,872 Risk Based Cap Ratio (%)................ 14.62% Net Interest Margin (%)........................3.4% DIRECTORS Daniel P. Ellard James Gerald DeBoeuf James K. Thomson Joe Blaine Slavens Kelli Grubbs Richard Gene Geifman Roger Alvin Leese Wayne Veselsky DE WITT De Witt Bank & Trust Co. 815 Sixth Ave • De Witt, IA 52742 Phone: (563) 659-3211 • Fax: (563) 659-8347 www.dewittbank.com FDIC Cert #14705 • Transit #73904638 Established: 1933 H/C: De Witt Bancorp, Inc., De Witt, IA Number of Branches: 2 OFFICERS Greg Gannon, Pres, Sec’y & CEO Daniel J. Condon, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $148,014 Total Securities ($000).................. $44,493 Total Loans ($000)........................ $95,529 Total Deposits ($000).................. $128,115 Tier 1 Capital ($000)..................... $14,237 Risk Based Cap Ratio (%)................ 10.87% Net Interest Margin (%)..................... 3.29% DIRECTORS Chris Hansen III Daniel J. Condon Greg Gannon Jeffrey Graves Randall Hunt Ron Larson William R. Barnes Page 28 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data DE WITT First Central State Bank 914 Sixth Ave • De Witt, IA 52742 Phone: (563) 659-3141 • Fax: (563) 659-3144 www.firstcentralsb.com FDIC Cert #19716 • Transit #73910091 Established: 1967 H/C: Ohnward Bancshares, Inc., Maquoketa, IA Number of Branches: 4 OFFICERS Alan Roy Tubbs, Chm Brigham L. Tubbs, Co-Pres & CEO Abram A. Tubbs, Co-Pres, TO & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$318,238 Total Securities ($000).................. $53,655 Total Loans ($000)......................$233,735 Total Deposits ($000).................. $251,252 Tier 1 Capital ($000)..................... $31,394 Risk Based Cap Ratio (%)................12.68% Net Interest Margin (%)..................... 3.55% DIRECTORS Abram A. Tubbs Alan Roy Tubbs Albert Hess Brigham L. Tubbs James Owen Jeff Bender Jolene Henning Kendra L. Beck Mark Witte DECORAH Decorah Bank & Trust Company 202 East Water St • Decorah, IA 52101 Phone: (563) 382-9661 • Fax: (563) 382-1559 www.decorahbank.com FDIC Cert #15200 • Transit #73921695 Established: 1935 H/C: Security Agency, Incorporated, Decorah, IA Number of Branches: 3 OFFICERS Joseph L. Grimstad, Chm, Co-Pres, Sec’y & COO Ben D. Grimstad, Co-Pres & CEO Dawn E. Muhlbauer, SVP, Cash & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $375,619 Total Securities ($000).................. $82,865 Total Loans ($000)......................$268,575 Total Deposits ($000)..................$302,698 Tier 1 Capital ($000)..................... $39,568 Risk Based Cap Ratio (%)................ 14.56% Net Interest Margin (%)........................3.9% DIRECTORS Ann Mansfield Ben D. Grimstad Bob Erickson DeLyle R. Fure Donna L. Thomas John Rodecap Joseph L. Grimstad Larry Grimstad Ramona Nelson DEFIANCE Defiance State Bank 201 Main Ave • Defiance, IA 51527 Phone: (712) 748-3561 • Fax: (712) 748-3299 www.defiancestatebank.com FDIC Cert #17450 • Transit #73922212 Established: 1951 H/C: Union Bancorporation, Defiance, IA Number of Branches: 2 OFFICERS Francis E. Powers, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $29,980 Total Securities ($000)........................$354 Total Loans ($000)........................ $15,490 Total Deposits ($000).....................$24,743 Tier 1 Capital ($000)....................... $2,555 Risk Based Cap Ratio (%)................15.67% Net Interest Margin (%)..................... 3.01% DIRECTORS Eugene J. Gross Francis E. Powers Jean Croghan John J. Wells Marcelene M. Powers CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 29 DENISON Crawford County Trust and Savings Bank 21 North Main St • Denison, IA 51442 Phone: (712) 263-5685 • Fax: (712) 263-3688 www.crawfordcountybank.com FDIC Cert #8511 • Transit #73902889 Established: 1927 H/C: Viking Corporation, Omaha, NE OFFICERS Terry D. Prickett, Pres & CEO Paula Blankman, CFO Clarkson D. Lauritzen, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $137,164 Total Securities ($000).................... $5,969 Total Loans ($000)...................... $106,102 Total Deposits ($000)...................$116,974 Tier 1 Capital ($000)..................... $10,465 Risk Based Cap Ratio (%)................ 11.05% Net Interest Margin (%)........................3.6% DIRECTORS Clarkson D. Lauritzen Jeffrey Petersen Patrick Houston Rhonda K. Wessel Scott Tibben Terry D. Prickett Troy D. Wessel DENVER Denver Savings Bank 121 South State St • Denver, IA 50622 Phone: (319) 984-5635 • Fax: (319) 984-6123 www.bankdsb.com FDIC Cert #12857 • Transit #73912837 Established: 1902 H/C: PSB Corporation, Wellsburg, IA Number of Branches: 2 OFFICERS Dennis R. Brandt, Pres & CEO Rita K. Hillmann, EVP & CFO Roger J. Kuecker, EVP Oper & Cash Richard G. Fox, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $137,004 Total Securities ($000).................. $57,850 Total Loans ($000)........................ $71,355 Total Deposits ($000)..................$116,984 Tier 1 Capital ($000)..................... $12,567 Risk Based Cap Ratio (%)................15.02% Net Interest Margin (%)..................... 2.98% DIRECTORS Alle V. Jaspers Dennis R. Brandt Eugene Leonhart Kenneth Olson Lawrence A. Stumme Jr. Richard G. Fox Rita K. Hillmann Roger J. Kuecker DES MOINES Bankers Trust Company 453 Seventh St • Des Moines, IA 50309 Phone: (515) 245-2863 • Fax: (515) 244-7016 www.bankerstrust.com FDIC Cert #953 • Transit #73000642 Established: 1917 H/C: BTC Financial Corporation, Des Moines, IA Number of Branches: 22 OFFICERS John Ruan III, Chm Suku V. Radia, Pres & CEO Kermit J. Albertson, SVP, CFO & CAO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$3,007,646 Total Securities ($000)................$440,999 Total Loans ($000)...................$2,289,101 Total Deposits ($000)...............$2,287,389 Tier 1 Capital ($000)...................$256,692 Risk Based Cap Ratio (%)................ 11.17% Net Interest Margin (%)..................... 3.26% DIRECTORS Angela L. Walker Franklin Diane C. Bridgewater Donald L. Blumenthal Douglas K. Shull Gregory L. Geoffroy James Edward Hohmann James W. Hubbell III Jan Miller Straub John Ruan III Steven Leath Suku V. Radia Page 30 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data DES MOINES Iowa State Bank 627 East Locust St • Des Moines, IA 50309 Phone: (515) 288-0111 • Fax: (515) 243-9838 www.iowastatebanks.com FDIC Cert #15808 • Transit #73000794 Established: 1941 H/C: Iowa State Bank Holding Company, Des Moines, IA Number of Branches: 5 OFFICERS John Charles Burgeson, Chm & CEO Craig A. Steen, SVP & CFO David P. Ringgenberg, Pres Principal Bank 711 High St • Des Moines, IA 50392 Phone: (800) 672-3343 • Fax: (888) 327-4181 www.principal.combank FDIC Cert #34507 • Transit #73922623 Established: 1998 H/C: Principal Financial Group, Inc., Des Moines, IA OFFICERS Kara Kohler Hoogensen, Chm, Pres & CEO Scott Christensen, VP, RO & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $342,517 Total Securities ($000)................ $179,638 Total Loans ($000)......................$135,855 Total Deposits ($000)..................$278,925 Tier 1 Capital ($000)..................... $51,328 Risk Based Cap Ratio (%)................25.85% Net Interest Margin (%)..................... 3.37% DIRECTORS David P. Ringgenberg Gary W. Thies Gerard D. Neugent John Charles Burgeson John Pat Dorrian Larry R. Cobb Marsha A. Kephart FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$2,152,497 Total Securities ($000).............$1,487,903 Total Loans ($000)...................... $591,196 Total Deposits ($000)...............$1,947,184 Tier 1 Capital ($000)...................$194,664 Risk Based Cap Ratio (%)................19.99% Net Interest Margin (%)..................... 2.43% DIRECTORS Dick Stoffer Don Kemp Julia Marie Lawler Kara Kohler Hoogensen Leanne Valentine Nancy A. Dunkel Nora Mary Everett DOUDS Farmers and Traders Savings Bank 14155 Hwy 98 • Douds, IA 52551 Phone: (641) 936-4322 • Fax: (641) 936-4323 FDIC Cert #10896 • Transit #73909714 Established: 1910 H/C: Farmers & Traders Bancorporation, Inc., Douds, IA OFFICERS Gary R. Schoeni, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $19,908 Total Securities ($000)............................ $0 Total Loans ($000)........................ $14,120 Total Deposits ($000).................... $17,840 Tier 1 Capital ($000)........................$2,014 Risk Based Cap Ratio (%)................18.28% Net Interest Margin (%)........................3.6% DIRECTORS Dan Schoeni Gary R. Schoeni Kathryn Schoeni Nasseem Hesler Sandra M. Moradi Wendi Dixon CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 31 DUBUQUE American Trust & Savings Bank 895 Main St • Dubuque, IA 52001 Phone: (563) 582-1841 • Fax: (563) 583-5041 www.americantrust.com FDIC Cert #13150 • Transit #73900522 Established: 1911 H/C: ATBancorp, Dubuque, IA Number of Branches: 11 OFFICERS Nicholas J. Schrup III, Co-Chm, Pres & CEO Charles J. Schrup III, Co-Chm John W. Marshall, SEVP & CFO Dubuque Bank and Trust Company 1398 Central Ave • Dubuque, IA 52001 Phone: (563) 589-2000 • Fax: www.dubuquebank.com FDIC Cert #15219 • Transit #73900535 Established: 1935 H/C: Heartland Financial USA, Inc., Dubuque, IA Number of Branches: 14 OFFICERS Douglas J. Horstmann, Pres & CEO Bret T. Tuley, VP Oper, Fin & Cash Mark C. Falb, Chm East Dubuque Savings Bank 475 Cedar Cross Rd • Dubuque, IA 52003 Phone: (563) 556-7700 • Fax: (563) 587-2466 www.edsb.com FDIC Cert #5733 • Transit #71112684 Established: 1891 H/C: East Dubuque Bancshares, Inc., East Dubuque, IL OFFICERS Steven J. Bonnet, Chm & CEO Donna J. Quinn, SVP & CFO Lori L. Thielen, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $970,615 Total Securities ($000)...................$93,117 Total Loans ($000)...................... $767,770 Total Deposits ($000).................. $776,321 Tier 1 Capital ($000)................... $102,183 Risk Based Cap Ratio (%)................12.99% Net Interest Margin (%)..................... 3.35% DIRECTORS Bruce D. Klostermann Charles E. Stoltz Charles J. Schrup III Gregory M. McCoy James S. Trausch Jeffrey Bodine Jeffrey T. Bertsch John E. Tallent John P. Hannan Leo A. Theisen Mark E. Molo Nicholas J. Schrup III R. Rourke Holscher Richard J. Hartig Rod L. Blum Ronald J. Kirchhoff Stephanie Holscher Bear Steven J. Arthur Susan R. Farber T.J. Faley Timothy J. Conlon Tony A. Pfohl FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,389,241 Total Securities ($000)................ $217,164 Total Loans ($000)...................... $975,847 Total Deposits ($000).............. $1,055,036 Tier 1 Capital ($000)...................$136,834 Risk Based Cap Ratio (%)................12.53% Net Interest Margin (%)........................3.3% DIRECTORS Charles D. Glab Donnelle M. Fuerste Douglas J. Horstmann James C. Mulgrew James F. Conlan James P. Gantz James R. Etheredge John K. Schmidt Lynn B. Fuller Mark C. Falb Patrick M. Crahan Paul E. DeLong R. Michael McCoy Richard C. Cody Robert D. McDonald II Thomas L. Flynn FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $160,724 Total Securities ($000).................. $14,695 Total Loans ($000)......................$134,022 Total Deposits ($000).................. $130,547 Tier 1 Capital ($000)..................... $15,941 Risk Based Cap Ratio (%)................ 12.81% Net Interest Margin (%)........................3.9% DIRECTORS Kenneth J. Bonnet Lori L. Thielen Mike Jansen Peter J. Schilling Rick Ackley Ronald Klosterman Steve Smith Steven J. Bonnet Toby Culbertson William Miller Page 32 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data DUBUQUE Fidelity Bank & Trust 4250 Asbury Rd • Dubuque, IA 52002 Phone: (563) 557-2300 • Fax: (563) 557-2440 www.bankfidelity.com FDIC Cert #14382 • Transit #73914398 Established: 1910 H/C: Fidelity Company, Dubuque, IA Number of Branches: 18 OFFICERS Daniel J. Zitelman, Pres & CEO Todd A. Steffen, SVP & Cash James R. Kennedy, Chm First Community Trust, National Association 3385 Hillcrest Rd • Suite 100 • Dubuque, IA 52002 Phone: (563) 587-0533 • Fax: (563) 587-0536 www.fctrust.com FDIC Cert #57179 • Transit #271250252 Established: 2001 OFFICERS Dale P. Repass, Chm & CEO Francis A. Murray, Pres & COO Premier Bank 2625 Northwest Arterial • Dubuque, IA 52002 Phone: (563) 588-1000 • Fax: (563) 588-0383 www.premierbanking.com FDIC Cert #34849 • Transit #73922652 Established: 1998 H/C: Premier Financial Corp., Dubuque, IA Number of Branches: 3 OFFICERS Jeffrey P. Mozena, Chm, Pres & CEO Patrick J. Niemer, SVP & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$594,399 Total Securities ($000)...................$97,313 Total Loans ($000)......................$427,442 Total Deposits ($000).................. $486,101 Tier 1 Capital ($000)..................... $61,750 Risk Based Cap Ratio (%)................ 13.87% Net Interest Margin (%)..................... 3.41% DIRECTORS Betty J. Gansemer Bryan G. Vander Lee Daniel J. Zitelman Ed Lauerman James R. Kennedy James R. Kennedy Jr. Judy Woods Julie A. Wieneke Michael J. Kennedy Todd A. Steffen FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................... $6,330 Total Securities ($000).................... $4,696 Total Loans ($000).................................. $0 Total Deposits ($000).............................. $0 Tier 1 Capital ($000)........................$6,031 Risk Based Cap Ratio (%)..............139.54% Net Interest Margin (%)..................... 2.98% DIRECTORS Barry Stump Carolyn Haupert Charles J. Gantz Dale P. Repass Donald John Iverson Eldean Borg Francis A. Murray Marvin O. Becker Richard J. Burgmeier Richard K. Smith FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $260,914 Total Securities ($000).................. $57,391 Total Loans ($000)......................$180,212 Total Deposits ($000)..................$200,426 Tier 1 Capital ($000)..................... $24,554 Risk Based Cap Ratio (%)................13.36% Net Interest Margin (%)..................... 3.15% DIRECTORS Brad Pinchuk Darryl K. Mozena Jeffrey P. Mozena Kim Kunkel Martin J. McNamer Phillip A. Ruppel Scott J. Taylor Thomas N. Woodward CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 33 DUNLAP Community Bank 601 Iowa Ave • Dunlap, IA 51529 Phone: (712) 643-5442 • Fax: (712) 643-2313 www.communitybankiowa.com FDIC Cert #14649 • Transit #104905742 Established: 1926 H/C: Dunlap Iowa Holding Co., Dunlap, IA Number of Branches: 7 OFFICERS Jay T. Randall, Pres William A. Wadsworth, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $99,690 Total Securities ($000).................. $37,831 Total Loans ($000).........................$53,176 Total Deposits ($000).................... $87,737 Tier 1 Capital ($000)....................... $9,464 Risk Based Cap Ratio (%)................ 16.24% Net Interest Margin (%)..................... 3.33% DIRECTORS DuWayne Meseck Jay T. Randall John Espenmiller Julie Kaufmann Keva Z. Soma Norman Petersen Richard Houston Treva M. Block Vernon Melby William A. Wadsworth DURANT Liberty Trust & Savings Bank 502 Eighth Ave • Durant, IA 52747 Phone: (563) 785-4441 • Fax: (563) 785-4719 www.mylibertytrust.com FDIC Cert #10121 • Transit #73914961 Established: 1905 H/C: Liberty Bancorporation, Durant, IA Number of Branches: 4 OFFICERS Ronald L. Hansen, Chm & CEO Philip L. Keese, Pres & CFO Jack D. Pearlman, VP Oper FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$142,203 Total Securities ($000).................. $67,581 Total Loans ($000)........................ $65,445 Total Deposits ($000).................. $113,612 Tier 1 Capital ($000)..................... $24,034 Risk Based Cap Ratio (%)................32.02% Net Interest Margin (%)..................... 3.46% DIRECTORS Alvin H. Broders Bill D. Paulsen Craig L. Tucker David L. Timmerman Delmar L. Frick Gene H. Schroeder Philip L. Keese Richard L. Chittick Ronald L. Hansen DYSART Dysart State Bank 301 Main St • Dysart, IA 52224 Phone: (319) 476-4900 • Fax: (319) 476-4666 http://dysartiowa.comlisting/dysart-state-bank FDIC Cert #17441 • Transit #73906788 Established: 1934 H/C: Dysart Bancshares, Inc., Dysart, IA OFFICERS Michael D. Griffin, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $15,848 Total Securities ($000)........................$840 Total Loans ($000)...........................$6,244 Total Deposits ($000).................... $14,264 Tier 1 Capital ($000)........................$1,105 Risk Based Cap Ratio (%)................12.02% Net Interest Margin (%)......................2.17% DIRECTORS Dick Palmer Gayle L. Griffin Jeffrey Nass John W. Brandt Michael D. Griffin Susan A. Griffin Page 34 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data EAGLE GROVE Security Savings Bank 201 West Broadway St • Eagle Grove, IA 50533 Phone: (515) 448-5111 • Fax: (515) 448-4419 www.ssbankia.com FDIC Cert #5795 • Transit #73902672 Established: 1899 H/C: Dunn Investment Co., Manchester, IA Number of Branches: 4 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $113,071 Total Securities ($000).................. $23,678 Total Loans ($000)........................ $86,020 Total Deposits ($000).................... $89,898 Tier 1 Capital ($000)..................... $11,768 Risk Based Cap Ratio (%)................ 14.13% Net Interest Margin (%)..................... 3.84% OFFICERS Kent J. Rutherford, Pres & CEO Terri J. Torkelson, Cash Martin L. Dunn, Chm DIRECTORS Brad Davis Kent J. Rutherford Martin L. Dunn Michael W. Dunn Michelle D. Cooper Nathaniel W. Dunn Scott Albert Dunn EARLING Farmers Trust & Savings Bank 122 Main St • Earling, IA 51530 Phone: (712) 747-2000 • Fax: (712) 747-6275 www.ftnsbank.net FDIC Cert #8510 • Transit #73913069 Established: 1892 H/C: J. Carl H. Bancorporation, Earling, IA Number of Branches: 3 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $91,946 Total Securities ($000).................... $4,250 Total Loans ($000)........................ $76,488 Total Deposits ($000).................... $83,048 Tier 1 Capital ($000)........................$8,745 Risk Based Cap Ratio (%)................12.22% Net Interest Margin (%)..................... 4.03% OFFICERS Todd M. Langenfeld, Chm & Pres Roger G. Kenkel, EVP & Cash Shiela Sonderman, Oper Ofc & Asst Cash DIRECTORS Becky Miller Dave Gude Dean X. Langenfeld Roger G. Kenkel Ted L. Chamberlain Todd M. Langenfeld EDGEWOOD Community Savings Bank 101 East Union St • Edgewood, IA 52042 Phone: (563) 928-6425 • Fax: (563) 928-6240 www.csbiowa.com FDIC Cert #14633 • Transit #73914288 Established: 1910 H/C: Community Financial Corp., Edgewood, IA Number of Branches: 7 OFFICERS Steven A. Brady, Chm, Pres & CEO Jacqueline A. Johnson, EVP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$318,754 Total Securities ($000).................. $74,238 Total Loans ($000)......................$226,667 Total Deposits ($000)..................$255,281 Tier 1 Capital ($000)..................... $35,239 Risk Based Cap Ratio (%)................ 14.65% Net Interest Margin (%)..................... 3.56% DIRECTORS Arthur Johnson Brett W. Nagel Daniel H. Swift Jacqueline A. Johnson Jeffrey State Kevin J. Perrinjaquet Madonna J. Brady Steven A. Brady ELDORA Hardin County Savings Bank 1202 Edgington Ave • Eldora, IA 50627 Phone: (641) 939-3407 • Fax: (641) 939-3145 www.hardincsb.com FDIC Cert #5817 • Transit #73904117 Established: 1868 H/C: Hardin County Bancorporation, Eldora, IA Number of Branches: 4 OFFICERS James R. Brown, Chm, Pres & CEO Donna M. Lawler, SVP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $177,616 Total Securities ($000).................. $89,058 Total Loans ($000).........................$74,742 Total Deposits ($000).................. $148,791 Tier 1 Capital ($000)..................... $15,897 Risk Based Cap Ratio (%)................ 15.57% Net Interest Margin (%)..................... 2.63% DIRECTORS Carl Stevens Cornelia Throssel David Vander Wilt Donna M. Lawler Drew M. Lewis James R. Brown Larry Wolf Martin R. Brown Maurice Hyde Steven Gehrke CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 35 ELGIN Elgin State Bank 241 Center St • Elgin, IA 52141 Phone: (563) 426-5515 • Fax: (563) 426-5580 www.elginstatebankia.com FDIC Cert #10489 • Transit #73909183 Established: 1930 H/C: Kellonto Bankshares Corporation, Elgin, IA Number of Branches: 2 OFFICERS Catherine T. Britt, Chm & Pres Lon A. Britt, EVP & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $21,695 Total Securities ($000).................. $11,047 Total Loans ($000)...........................$7,740 Total Deposits ($000).................... $20,251 Tier 1 Capital ($000)....................... $1,785 Risk Based Cap Ratio (%)................19.32% Net Interest Margin (%)..................... 3.27% DIRECTORS Barry Schrag Catherine T. Britt Donna M. Peterson Harry L. Cline John M. McMillan Kellee J. Metz Lon A. Britt Michael Cline ELKADER Central State Bank 102 North Main St • P.O. Box 40 • Elkader, IA 52043 Phone: (563) 245-2110 • Fax: (563) 245-3210 www.bankatcentral.com FDIC Cert #1550 • Transit #73905608 Established: 1931 H/C: AJJ Bancorp, Inc., Elkader, IA Number of Branches: 8 OFFICERS Gregory A. Johnson, CEO Neil J. Havlik, EVP Robert D. Hauber, Pres Alan J. Johnson, Chm FreedomBank 210 South Main St • Elkader, IA 52043 Phone: (563) 245-2522 • Fax: (563) 245-2524 www.myfreedomaccount.com FDIC Cert #11767 • Transit #73913218 Established: 1903 H/C: LeRoy C. Darby, Inc., Elkader, IA Number of Branches: 3 OFFICERS Keith Garms, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $207,907 Total Securities ($000).................. $34,490 Total Loans ($000)...................... $150,697 Total Deposits ($000).................. $170,654 Tier 1 Capital ($000)..................... $22,261 Risk Based Cap Ratio (%)................15.83% Net Interest Margin (%)..................... 3.72% DIRECTORS Alan J. Johnson Georgana M. Johnson Gregory A. Johnson John D. Gnagy Neil J. Havlik Robert D. Hauber FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$265,801 Total Securities ($000).................. $68,123 Total Loans ($000).......................$177,414 Total Deposits ($000).................. $216,596 Tier 1 Capital ($000)..................... $25,070 Risk Based Cap Ratio (%)................15.26% Net Interest Margin (%)..................... 3.26% DIRECTORS Dale M. Hein James P. Burger Keith Garms Matthew Erickson Stanley W. Straate Tom Neuhaus ELMA Peoples Savings Bank 328 Main St • Elma, IA 50628 Phone: (641) 393-2301 • Fax: (641) 393-2556 www.psbiowa.com FDIC Cert #5818 • Transit #73920764 Established: 1927 H/C: R & J Financial Corporation, Inc., Elma, IA OFFICERS Bruce J. Weigel, Pres & Loan Ofc James J. Johnson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $59,231 Total Securities ($000)........................ $176 Total Loans ($000)........................ $54,670 Total Deposits ($000).................... $45,437 Tier 1 Capital ($000)........................$6,077 Risk Based Cap Ratio (%)................ 13.13% Net Interest Margin (%)..................... 4.32% DIRECTORS Bruce J. Weigel Colleen Johnson Dennis Boos Doug Uthe James J. Johnson Joe Johnson Page 36 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data EMMETSBURG Iowa Trust & Savings Bank 2101 10th St • Emmetsburg, IA 50536 Phone: (712) 852-3451 • Fax: (712) 852-4232 www.iowatrustbank.com FDIC Cert #18400 • Transit #73921093 Established: 1929 H/C: Emmetsburg Bank Shares, Inc., Emmetsburg, IA Number of Branches: 2 OFFICERS Kris M. Ausborn, Pres & CEO Colleen M. Heldt, Cash & CFO Joan A. Bunda, VP Oper Jim C. Spies, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$188,705 Total Securities ($000).................. $54,584 Total Loans ($000)......................$123,995 Total Deposits ($000)..................$140,202 Tier 1 Capital ($000)......................$17,160 Risk Based Cap Ratio (%)................12.66% Net Interest Margin (%)..................... 4.09% DIRECTORS Charles L. Sarazine Craig S. Brownlee Frank P. Elsenbast Gary L. Hughes James Hobart Jim C. Spies John A. Spies John F. Spies Kris M. Ausborn Matt Spies ESTHERVILLE Bank Plus 1202 Central Ave • Estherville, IA 51334 Phone: (712) 362-5000 • Fax: (712) 362-2100 www.bankplusiowa.com FDIC Cert #16547 • Transit #73922115 Established: 1947 H/C: Swea City Bancorporation, Inc., Estherville, IA Number of Branches: 4 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$123,928 Total Securities ($000).................. $18,278 Total Loans ($000)........................ $97,213 Total Deposits ($000).................... $95,126 Tier 1 Capital ($000)..................... $10,055 Risk Based Cap Ratio (%)................ 10.55% Net Interest Margin (%)..................... 4.35% OFFICERS John P. Folsom, Pres & CEO Kevin Pernick, CFO John C. Phelps, Chm DIRECTORS Craig W. Sandahl Douglas Rock John C. Phelps John P. Folsom NorthStar Bank 2202 Central Ave • Estherville, IA 51334 Phone: (712) 362-3322 • Fax: (712) 362-7064 www.northstarbankiowa.com FDIC Cert #34407 • Transit #73922571 Established: 1997 H/C: NorthStar Bancshares, Inc., Estherville, IA Number of Branches: 5 OFFICERS Scott J. Taylor, Pres & CEO Marilyn Soper, VP & Cash John M. Greig, Chm Karin L. Sandahl Mark L. Henry Vincent Rolling W. James Rock FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$181,559 Total Securities ($000).................. $14,483 Total Loans ($000)......................$133,880 Total Deposits ($000)..................$158,980 Tier 1 Capital ($000)..................... $16,263 Risk Based Cap Ratio (%)................13.08% Net Interest Margin (%)..................... 3.54% DIRECTORS Dennis Tyrrell Fred L. Miller George H. Shadle Hugh E. Thompson Joe M. Greig John M. Greig Scott J. Taylor EVANSDALE First Security State Bank 3600 Lafayette Rd • Evansdale, IA 50707 Phone: (319) 235-6731 • Fax: (319) 235-0336 www.fssbonline.com FDIC Cert #18508 • Transit #73922377 Established: 1962 H/C: Evans Bancshares, Inc., Evansdale, IA Number of Branches: 2 OFFICERS Dennis M. Hansen, Chm, Pres & CEO Timothy J. Mack, EVP & Sec’y FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $88,180 Total Securities ($000).....................$9,131 Total Loans ($000).........................$76,218 Total Deposits ($000).................... $73,954 Tier 1 Capital ($000)........................$8,511 Risk Based Cap Ratio (%)................12.05% Net Interest Margin (%)..................... 4.19% DIRECTORS Burk A. Miehe Dennis M. Hansen James E. Ocheltree Mark F. Conway Paul L. Martin Richard G. Arenholz Scott A. Staebell Timothy J. Mack CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 37 FAIRFAX Fairfax State Savings Bank 409 Vanderbilt St • Fairfax, IA 52228 Phone: (319) 846-2300 • Fax: (319) 846-8097 www.thebankhere.com FDIC Cert #8083 • Transit #73913195 Established: 1924 H/C: Vanderbilt Holding Company, Inc., Fairfax, IA FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$146,044 Total Securities ($000)...................$77,175 Total Loans ($000).........................$55,274 Total Deposits ($000).................. $127,621 Tier 1 Capital ($000)..................... $16,486 Risk Based Cap Ratio (%)................20.44% Net Interest Margin (%)..................... 2.78% OFFICERS David C. Neuhaus, Chm, Pres & CEO Laurie M. Neuhaus, SVP, Compl & CFO Patrick Slater, SVP DIRECTORS David C. Neuhaus Gordon C. Sevig John Donald Lefebure Kevin H. Slater Patrick Slater William E. Boland Jr. FAIRFIELD First National Bank in Fairfield 100 East Burlington Ave • Fairfield, IA 52556 Phone: (641) 472-4121 • Fax: (641) 472-7223 www.fnbfairfieldiowa.com FDIC Cert #13853 • Transit #73901877 Established: 1934 H/C: Iowa First Bancshares Corp., Muscatine, IA Number of Branches: 2 OFFICERS Patrick N. Hurley, Pres & CEO Jeffrey C. Johnston, SVP & CFO Craig R. Foss, Chm Iowa State Bank and Trust Company of Fairfield, Iowa 55 South Forth St • Fairfield, IA 52556 Phone: (641) 472-3161 • Fax: (641) 472-4075 www.isbff.com FDIC Cert #14413 • Transit #73901880 Established: 1934 H/C: Iowa State Financial Services Corporation, Fairfield, IA Number of Branches: 2 OFFICERS Aaron Kness, Pres & CEO Deanne Hickenbottom, CFO Sheri Stone, VP Oper & Cash David C. Eastburn, Chm Libertyville Savings Bank FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $134,105 Total Securities ($000).................... $9,255 Total Loans ($000)......................$115,963 Total Deposits ($000).................. $117,130 Tier 1 Capital ($000)..................... $11,312 Risk Based Cap Ratio (%).................. 10.5% Net Interest Margin (%)..................... 3.98% DIRECTORS Craig R. Foss Frank Fritz Gene Parker James C. Horras Jodi Kerr John R. Hammes Kim K. Bartling Patrick N. Hurley Stephan R. Juskewycz Tom Gamrath FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$115,673 Total Securities ($000).................... $8,586 Total Loans ($000).........................$71,771 Total Deposits ($000).................... $98,182 Tier 1 Capital ($000)..................... $10,133 Risk Based Cap Ratio (%)................15.39% Net Interest Margin (%)..................... 3.52% DIRECTORS Aaron Kness David C. Eastburn Joseph Carr Ken Malloy Marcia Gaines Michael Greiner Nelson Anderson Patrick Kessel Sarah Cochran Steve Triplett Tom Thompson 2000 West Jefferson Ave • Fairfield, IA 52556 Phone: (641) 472-9839 • Fax: (641) 472-9852 www.libertyvillesavingsbank.com FDIC Cert #13712 • Transit #73914220 Established: 1901 H/C: Village Investment Company, Libertyville, IA Number of Branches: 5 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $315,856 Total Securities ($000)................ $104,117 Total Loans ($000)...................... $162,872 Total Deposits ($000).................. $260,717 Tier 1 Capital ($000)..................... $31,622 Risk Based Cap Ratio (%)................ 16.21% Net Interest Margin (%)..................... 3.59% OFFICERS Jill D. Burnett, CEO Ryan Troutman, CFO Lori Mitchell, COO Robert B. Stump, Chm & Pres DIRECTORS Amber C. Stump McDowell Blain Smith Herbert Burnett Jill D. Burnett Larry Unkrich LaVerne Weber Michael Holt Robert B. Stump Page 38 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data FONTANELLE First National Bank 311 Fifth St • P.O. Box 367 • Fontanelle, IA 50846 Phone: (641) 745-2141 • Fax: (641) 745-4021 www.fnbfontanelle.com FDIC Cert #954 • Transit #73907509 Established: 1905 H/C: First Fontanelle Bancorporation, Fontanelle, IA Number of Branches: 5 OFFICERS Mark Amdor, Chm, Pres & CEO Virginia E. Herr, CFO Julie Williams, COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $210,872 Total Securities ($000)...................$41,281 Total Loans ($000)...................... $158,819 Total Deposits ($000).................. $179,861 Tier 1 Capital ($000)..................... $21,319 Risk Based Cap Ratio (%)................ 14.06% Net Interest Margin (%)......................3.74% DIRECTORS Brent A. Hansen Clint Hight Harvey D. Wallace Henry E. Russell Irma Jean Mitchell Joe Platt Joseph Clinton Julie Williams Mark Amdor Todd Jones Virginia E. Herr FOREST CITY Manufacturers Bank & Trust Company 245 East J St • Forest City, IA 50436 Phone: (641) 585-2825 • Fax: (641) 585-5653 www.mbtbank.com FDIC Cert #16307 • Transit #73922021 Established: 1945 H/C: MBT Corp., Forest City, IA Number of Branches: 5 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$297,445 Total Securities ($000).................. $87,229 Total Loans ($000)......................$188,506 Total Deposits ($000)..................$223,688 Tier 1 Capital ($000)..................... $32,728 Risk Based Cap Ratio (%)................15.55% Net Interest Margin (%)..................... 3.64% OFFICERS Dennis J. Busta, Pres & CEO Randall C. Pruisner, SVP, Cash, & CFO John V. Hanson, Chm DIRECTORS David L. Kingland Dennis J. Busta John J. Hanson John V. Hanson Linda Kay Mary Joan Boman Randall C. Pruisner Richard M. Fischer FORT DODGE Citizens State Bank 130 North 29th St • Fort Dodge, IA 50501 Phone: (515) 955-2265 • Fax: (515) 574-3878 www.csbpoky.com FDIC Cert #26720 • Transit #73920706 Established: 1986 H/C: Carroll County Bancshares, Inc., Carroll, IA Number of Branches: 3 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$145,298 Total Securities ($000).................. $47,022 Total Loans ($000)........................ $89,858 Total Deposits ($000).................. $125,851 Tier 1 Capital ($000)..................... $16,303 Risk Based Cap Ratio (%)................ 16.16% Net Interest Margin (%)..................... 3.63% OFFICERS Stephen R. Baade, Chm, Pres & CEO Denise Nielsen, CFO DIRECTORS Barry T. Bruner David M. Flattery Jeffrey A. Johnson First American Bank 1207 Central Ave • Fort Dodge, IA 50501 Phone: (515) 573-2154 • Fax: (515) 955-0631 www.bankfirstamerican.com FDIC Cert #14808 • Transit #73900807 Established: 1934 H/C: Stark Bank Group, Ltd., Fort Dodge, IA Number of Branches: 14 OFFICERS John A. Fisher, Pres & CEO Cindy S. Burke, Cash & CFO Paul Waltz, COO C. Richard Stark Jr., Chm Stephen R. Baade Thomas Brent Gronstal FINANCIAL STATEMENT - 11/2014 Total Assets ($000).................. $1,032,392 Total Securities ($000)................ $371,466 Total Loans ($000)......................$495,636 Total Deposits ($000).................. $765,385 Tier 1 Capital ($000)..................... $93,786 Risk Based Cap Ratio (%)................18.06% Net Interest Margin (%)..................... 2.39% DIRECTORS C. Richard Stark Jr. David A. Stark John A. Fisher Kristin Gose Michael McCoy Murray R. Wise Patrick Eugene McNerney Paula J. Chuchvara McMurray Thomas F. Tibbitts W. Kendall Brown CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 39 FORT MADISON Fort Madison Bank & Trust Co. 636 Ave G • Fort Madison, IA 52627 Phone: (319) 372-5164 • Fax: (319) 376-1227 www.fortmadisonbank.com FDIC Cert #955 • Transit #73901314 Established: 1854 H/C: Fort Madison Financial Company, Fort Madison, IA Number of Branches: 3 OFFICERS Matthew C. Morris, Pres & CEO Jeffrey A. Vorhies, SVP, Contr, Cash & CFO Doyle L. Hoyer, Chm Lee County Bank & Trust, National Association 801 Ave F • Fort Madison, IA 52627 Phone: (319) 372-2243 • Fax: (319) 372-8709 www.lcbtrust.com FDIC Cert #5819 • Transit #73901301 Established: 1888 H/C: Lee Capital Corp, Fort Madison, IA Number of Branches: 3 OFFICERS Michael K. Culbertson, Pres & CEO Tamara L. Dietsch, VP & CFO Karen A. Mehmert, AVP Oper & BSA Ofc Henry W. Merschman, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$152,854 Total Securities ($000).................. $33,899 Total Loans ($000)........................ $88,770 Total Deposits ($000).................. $131,228 Tier 1 Capital ($000)......................$13,177 Risk Based Cap Ratio (%)................ 13.24% Net Interest Margin (%)..................... 3.09% DIRECTORS Doyle L. Hoyer Gary L. Hoyer James A. Baier James G. Baier Jason J. Lynk Matthew C. Morris Richard P. Canella FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$138,348 Total Securities ($000)........................$506 Total Loans ($000)........................ $87,239 Total Deposits ($000).................. $107,410 Tier 1 Capital ($000)..................... $16,807 Risk Based Cap Ratio (%)................ 21.61% Net Interest Margin (%)..................... 3.82% DIRECTORS Allen R. Kloess Chad A. Ward Henry W. Merschman Joseph H. Merschman Kevin P. Koellner Michael K. Culbertson William F. Merschman FOSTORIA Farmers Savings Bank 10 Hwy Ave, NW • P.O. Box A • Fostoria, IA 51340 Phone: (712) 262-2708 • Fax: (712) 262-6790 www.fsbfostoria.com FDIC Cert #18284 • Transit #73919005 Established: 1916 H/C: Fostoria Bankshares, Inc., Fostoria, IA Number of Branches: 2 OFFICERS Joseph K. Simington, Chm & Pres Karen Warner, Oper Ofc FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $96,814 Total Securities ($000)...................$25,771 Total Loans ($000)........................ $64,427 Total Deposits ($000).................... $78,437 Tier 1 Capital ($000)..................... $14,020 Risk Based Cap Ratio (%)................19.98% Net Interest Margin (%)..................... 3.59% DIRECTORS Bradley Simington Corey Langner David C. Simington Gregory L. Cuttell J. Chad Simington Joseph K. Simington Robert W. Sackett FREDERIKA Farmers Savings Bank 103 Third St • P.O. Box B • Frederika, IA 50631 Phone: (319) 275-4301 • Fax: (319) 275-4710 http://frederikabank.com FDIC Cert #25668 • Transit #73913302 Established: 1926 OFFICERS Dale E. Matthias, Cash, Sec’y & CEO F. John Rewoldt, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $46,485 Total Securities ($000).................. $11,994 Total Loans ($000)........................ $23,911 Total Deposits ($000).................... $37,987 Tier 1 Capital ($000)....................... $7,233 Risk Based Cap Ratio (%)................ 24.94% Net Interest Margin (%)..................... 2.26% DIRECTORS Margaret Jane Smith Dale E. Matthias Marvin Schumacher F. John Rewoldt Frederic D. Rewoldt Page 40 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data GARNAVILLO Garnavillo Savings Bank 101 South Main St • Garnavillo, IA 52049 Phone: (563) 964-2341 • Fax: (563) 964-2485 www.garnavillobank.com FDIC Cert #10898 • Transit #73913373 Established: 1904 H/C: Garnavillo Bank Corporation, Garnavillo, IA Number of Branches: OFFICERS William H. H. Robinson, Pres & CEO Georgianne R. Kaiser, Cash Norman E. Wirkler, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $39,973 Total Securities ($000).................... $3,025 Total Loans ($000)........................ $34,487 Total Deposits ($000).................... $33,060 Tier 1 Capital ($000)........................$4,610 Risk Based Cap Ratio (%)................15.34% Net Interest Margin (%)..................... 3.86% DIRECTORS Elizabeth A. English James E. Meier John E. Kregel Norman E. Wirkler William H. H. Robinson GLENWOOD Glenwood State Bank 32 North Walnut St • Glenwood, IA 51534 Phone: (712) 527-3157 • Fax: (712) 527-3567 www.glenwoodstatebank.com FDIC Cert #956 • Transit #73902342 Established: 1899 H/C: Glenwood Bancorporation, Glenwood, IA Number of Branches: 5 OFFICERS Larry W. Winum, Pres & CEO Grant C. Dean, VP John C. Dean, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $173,323 Total Securities ($000)................$100,059 Total Loans ($000)........................ $48,153 Total Deposits ($000)..................$155,652 Tier 1 Capital ($000)..................... $15,495 Risk Based Cap Ratio (%)................ 23.11% Net Interest Margin (%)........................2.1% DIRECTORS Calvin Deitcher Grant C. Dean John C. Dean Larry W. Winum Vaughn Wasenius GOWRIE Security Savings Bank 1015 Market St • Gowrie, IA 50543 Phone: (515) 352-3333 • Fax: (515) 352-3224 www.securitysavingsbank.com FDIC Cert #14208 • Transit #73918077 Established: 1914 H/C: Security Financial, Inc., Farnhamville, IA Number of Branches: 6 OFFICERS Steven R. Lane, Chm, Pres & CEO Charlotte True, AVP, Sen. Oper Ofc & Asst Cash FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $125,131 Total Securities ($000).................. $49,142 Total Loans ($000)........................ $65,267 Total Deposits ($000)..................$104,534 Tier 1 Capital ($000)..................... $10,579 Risk Based Cap Ratio (%)................ 14.88% Net Interest Margin (%)..................... 3.23% DIRECTORS Bradley S. Lane Daryl Carlson Larry E. Krakau Scott R. Engquist Steven R. Lane GREENFIELD Union State Bank 214 South First St • Greenfield, IA 50849 Phone: (641) 343-7310 • Fax: (641) 743-6502 www.usbgfd.com FDIC Cert #8499 • Transit #73910745 Established: 1890 H/C: Greenfield Bancorporation, Ltd., Greenfield, IA Number of Branches: 2 OFFICERS Peggy Scott, Chm, CEO & CFO Paul S. Nelson, Pres & SLO FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$71,217 Total Securities ($000).................. $12,015 Total Loans ($000)........................ $52,111 Total Deposits ($000).................... $56,105 Tier 1 Capital ($000)....................... $5,754 Risk Based Cap Ratio (%)................12.36% Net Interest Margin (%)..................... 4.33% DIRECTORS Jim Lents Karen Havens Paul S. Nelson Peggy Scott Ralph Neill CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 41 GRINNELL Grinnell State Bank 814 Fourth Ave • Grinnell, IA 50112 Phone: (641) 236-3174 • Fax: (641) 236-4329 www.grinnellbank.com FDIC Cert #11347 • Transit #73901725 Established: 1925 H/C: Grinnell Bancshares, Inc., Grinnell, IA Number of Branches: 5 OFFICERS David A. Jones, Pres & CEO F. Austin Jones, SEVP, TO, CFO & CTO Alison Murphy, EVP, COO & Sen Dir HR F. Addison Jones, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$273,989 Total Securities ($000).................. $72,619 Total Loans ($000)...................... $177,730 Total Deposits ($000).................. $218,270 Tier 1 Capital ($000)..................... $31,484 Risk Based Cap Ratio (%)................ 16.85% Net Interest Margin (%)..................... 3.91% DIRECTORS David A. Jones F. Addison Jones F. Austin Jones Frances A. Conn John R. Smith Roger D. Roland Susan E. Davis GRUNDY CENTER GNB Bank 529 G Ave • Grundy Center, IA 50638 Phone: (319) 824-5431 • Fax: (319) 824-6795 www.gnbbank.com FDIC Cert #14079 • Transit #73905064 Established: 1934 H/C: GNB Bancorporation, Grundy Center, IA Number of Branches: 5 OFFICERS Kevin J. Swalley, Chm & CEO Evan N. Kooiker, CFO Robert L. Johanns, Pres & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$344,284 Total Securities ($000).................. $93,666 Total Loans ($000)...................... $214,324 Total Deposits ($000)..................$263,706 Tier 1 Capital ($000)..................... $34,896 Risk Based Cap Ratio (%)................12.89% Net Interest Margin (%)..................... 3.09% DIRECTORS Kevin J. Swalley Kirby D. Schmidt Mark J. Sexton Michael L. Freed Randy G. Phelps Robert L. Johanns Stefanie L. Rohler HAMPTON First Bank Hampton 211 First Ave, NW • Hampton, IA 50441 Phone: (641) 456-4793 • Fax: (641) 456-5122 www.firstbankhampton.com FDIC Cert #4464 • Transit #73903325 Established: 1933 H/C: A. M. Saylor, Incorporated, Hampton, IA OFFICERS David M. Heuberger, Chm, Pres & CEO Nancy L. Boyington, EVP Hampton State Bank 100 First St, NW • Hampton, IA 50441 Phone: (641) 456-2559 • Fax: (641) 456-4776 www.hamptonstate.com FDIC Cert #13722 • Transit #73903312 Established: 1934 H/C: Cedar Valley Bankshares, Ltd., Charles City, IA Number of Branches: 2 OFFICERS Kurt W. Herbrechtsmeyer, Chm & CEO Donnis J. Borcherding, VP & Cash Ronald K. Raney, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $137,900 Total Securities ($000).................. $47,281 Total Loans ($000)........................ $81,831 Total Deposits ($000).................. $119,471 Tier 1 Capital ($000)..................... $16,412 Risk Based Cap Ratio (%)................ 16.79% Net Interest Margin (%)..................... 3.58% DIRECTORS Bruce A. Harris David Dennis David M. Heuberger Dyanne Pralle Nancy L. Boyington Ronald R. Schermer FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $69,280 Total Securities ($000).................. $20,840 Total Loans ($000)........................ $36,708 Total Deposits ($000).....................$58,774 Tier 1 Capital ($000)........................$7,457 Risk Based Cap Ratio (%)................15.72% Net Interest Margin (%)..................... 3.03% DIRECTORS Kurt W. Herbrechtsmeyer Ronald K. Raney V. Blaine Lenz Page 42 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data HAMPTON United Bank and Trust Company 400 Central Ave, East • Hampton, IA 50441 Phone: (641) 456-5587 • Fax: (641) 456-3434 www.ubtc.net FDIC Cert #14247 • Transit #73918608 Established: 1915 H/C: J. E. Coonley Company, Hampton, IA Number of Branches: 5 OFFICERS John J. Trewin, Chm, Pres & CEO Arlene K. Noss, VP, Cash & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $148,401 Total Securities ($000).................. $55,282 Total Loans ($000)........................ $79,413 Total Deposits ($000)..................$122,904 Tier 1 Capital ($000)..................... $18,622 Risk Based Cap Ratio (%)................20.52% Net Interest Margin (%)..................... 2.92% DIRECTORS Arlene K. Noss Charles P. Brown Elaine W. Coonley Joan M. Coonley John E. Coonley John J. Trewin HARLAN Shelby County State Bank 508 Court St • Harlan, IA 51537 Phone: (712) 755-5112 • Fax: (712) 755-2869 www.scsbnet.com FDIC Cert #1553 • Transit #73903396 Established: 1880 H/C: Lauritzen Corporation, Omaha, NE Number of Branches: 7 OFFICERS Kevin W. Campbell, Chm, Pres & CEO Stefanie E. Kramer, COO & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$256,327 Total Securities ($000).................. $53,978 Total Loans ($000)......................$158,320 Total Deposits ($000)..................$230,945 Tier 1 Capital ($000)..................... $21,500 Risk Based Cap Ratio (%)................13.08% Net Interest Margin (%)..................... 3.41% DIRECTORS Dennis H. Huttmann Kevin W. Campbell Mathew Freund Randall J. Coenen Stefanie E. Kramer HARTWICK Hartwick State Bank 207 Main St • Hartwick, IA 52232 Phone: (319) 525-2221 • Fax: (319) 525-2351 FDIC Cert #14015 • Transit #73920832 Established: 1928 H/C: Hartwick Bancshares, Inc., Hartwick, IA OFFICERS Alan R. Knaack, Chm, Pres & CEO Brian D. Veach, EVP, Cash & Sec’y FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $24,322 Total Securities ($000).....................$9,875 Total Loans ($000).......................... $9,384 Total Deposits ($000).................... $22,016 Tier 1 Capital ($000)........................$2,161 Risk Based Cap Ratio (%)................19.36% Net Interest Margin (%)..................... 2.79% DIRECTORS Alan R. Knaack Ann Knaack Brian D. Veach James Benda Jan Veach HAWARDEN First State Bank 722 Central Ave • Hawarden, IA 51023 Phone: (712) 551-1005 • Fax: (712) 551-1009 www.fsbhawarden.com FDIC Cert #13680 • Transit #73903749 Established: 1934 H/C: First State Associates, Inc., Hawarden, IA OFFICERS Donald D. Nolan, Chm, Pres & CEO Wanda M. Woodley, EVP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $46,534 Total Securities ($000).....................$1,637 Total Loans ($000)........................ $39,889 Total Deposits ($000).................... $37,799 Tier 1 Capital ($000)....................... $4,003 Risk Based Cap Ratio (%)................ 11.67% Net Interest Margin (%)..................... 3.72% DIRECTORS Donald D. Nolan Jeff Rehder Jim Viet Jodi Eich Matt Hummel Tony Lauters Wanda M. Woodley CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 43 HAWKEYE Citizens Savings Bank 133 East Main St • P.O. Box Six • Hawkeye, IA 52147 Phone: (563) 427-3255 • Fax: (563) 427-3292 www.csbhawkeye.com FDIC Cert #11761 • Transit #73909620 Established: 1927 H/C: Fayette Bancorporation, Marion, IA OFFICERS Clair J. Lensing Sr., Chm, Pres & CEO Leon J. Dietzenbach, EVP & CMO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $27,900 Total Securities ($000).................. $13,623 Total Loans ($000).......................... $8,783 Total Deposits ($000).................... $22,460 Tier 1 Capital ($000)........................$3,517 Risk Based Cap Ratio (%)................ 24.88% Net Interest Margin (%)..................... 2.22% DIRECTORS Clair J. Lensing Jr. Clair J. Lensing Sr. Ernest Schmitt Leon J. Dietzenbach Mary E. Lensing HIAWATHA Hiawatha Bank and Trust Company 777 North Center Point Rd • Hiawatha, IA 52233 Phone: (319) 378-5979 • Fax: (319) 378-1394 www.hiawathabank.com FDIC Cert #34488 • Transit #73922607 Established: 1997 H/C: Country Bancorporation, Crawfordsville, IA FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $43,427 Total Securities ($000).....................$1,997 Total Loans ($000)........................ $38,936 Total Deposits ($000).................... $35,466 Tier 1 Capital ($000)........................$4,924 Risk Based Cap Ratio (%)................ 14.08% Net Interest Margin (%)..................... 4.43% OFFICERS Brian G. Middendorf, Pres & CEO Debra J. Himes, Cash William R. Bernau, Chm DIRECTORS Brian G. Middendorf John W. Bernau Thomas R. Bernau Timothy L. Vipond William R. Bernau HILLS Hills Bank and Trust Company 131 Main St • P.O. Box 160 • Hills, IA 52235 Phone: (319) 679-2291 • Fax: (319) 679-2180 www.hillsbank.com FDIC Cert #14650 • Transit #73913755 Established: 1904 H/C: Hills Bancorporation, Hills, IA Number of Branches: 18 OFFICERS Dwight O. Seegmiller, Pres & CEO Shari J. DeMaris, SVP & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$2,307,811 Total Securities ($000)................ $243,818 Total Loans ($000)...................$1,942,132 Total Deposits ($000)...............$1,841,369 Tier 1 Capital ($000)...................$282,584 Risk Based Cap Ratio (%).................17.41% Net Interest Margin (%)..................... 3.36% DIRECTORS Ann Marie Rhodes Dwight O. Seegmiller Emily A. Hughes James A. Nowak John W. Phelan Michael E. Hodge Michael S. Donovan Sheldon E. Yoder Theodore H. Pacha Thomas J. Gill Thomas R. Wiele HULL Iowa State Bank 1101 Main St • Hull, IA 51239 Phone: (712) 439-1025 • Fax: (712) 439-1622 www.iowastatebank.net FDIC Cert #13953 • Transit #73922432 Established: 1879 H/C: Vogel Bancshares, Inc., Orange City, IA Number of Branches: 8 OFFICERS Leroy A. Van Kekerix, Pres & CEO Duane E. Muecke, CFO Bill Saeger, VP & Cash Franklin Vogel, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$509,081 Total Securities ($000).................. $90,125 Total Loans ($000)......................$348,430 Total Deposits ($000).................. $426,207 Tier 1 Capital ($000)..................... $60,646 Risk Based Cap Ratio (%)................15.63% Net Interest Margin (%)........................3.5% DIRECTORS John De Koster Douglas Beukelman Leroy A. Van Kekerix Drew Vogel Martin Guthmiller Duane E. Muecke Wrede Vogel Franklin Vogel Gysbertus Aarsen Page 44 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data IDA GROVE First State Bank 200 Moorehead Ave • Ida Grove, IA 51445 Phone: (712) 364-3181 • Fax: (712) 364-2549 www.firststbk.com FDIC Cert #8500 • Transit #73921585 Established: 1933 H/C: First State Bancshares, Inc., Ida Grove, IA Number of Branches: 5 OFFICERS Wayne H. Nielsen, Chm & CEO Janice E. Nelson, EVP & Cash Jeffrey L. Kelley, Pres & TO United Bank of Iowa 501 Second St • Ida Grove, IA 51445 Phone: (712) 364-3393 • Fax: (712) 364-3293 www.unitedbk.com FDIC Cert #958 • Transit #73921433 Established: 1932 H/C: Ida Grove Bancshares, Inc., Ida Grove, IA Number of Branches: 25 OFFICERS Owen C. Bolte, Pres & CEO Daniel L. Dotzler, EVP Oper Kenneth L. Van Kekerix, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$134,496 Total Securities ($000)...................$36,101 Total Loans ($000)........................ $92,150 Total Deposits ($000)..................$113,653 Tier 1 Capital ($000)..................... $14,123 Risk Based Cap Ratio (%)................13.88% Net Interest Margin (%)..................... 3.88% DIRECTORS Andrew F. Brosius David S. Forbes John Currie Laurel L. Boerner Linda J. Boerner Wayne H. Nielsen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,237,897 Total Securities ($000).................$114,274 Total Loans ($000).................. $1,009,485 Total Deposits ($000)..................$992,158 Tier 1 Capital ($000)...................$130,985 Risk Based Cap Ratio (%).................. 13.7% Net Interest Margin (%)..................... 3.48% DIRECTORS Curtis Rupert Daniel L. Dotzler Duane Buehler Jack J. Eggspuehler Kenneth L. Van Kekerix Lance Moore Larry E. Hultgren Owen C. Bolte Sharon Godbersen Steven A. Vohs INDEPENDENCE Security State Bank 231 First St, East • Independence, IA 50644 Phone: (319) 334-7035 • Fax: (319) 334-3474 www.ssbindee.com FDIC Cert #15851 • Transit #73921909 Established: 1941 H/C: Independence Bancshares, Inc., Independence, IA Number of Branches: 3 OFFICERS Brian K. Meyer, Pres & CEO Craig K. Coffman, EVP & CFO Gary F. Short, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $101,730 Total Securities ($000).................. $52,643 Total Loans ($000)........................ $42,320 Total Deposits ($000).................... $79,411 Tier 1 Capital ($000)..................... $11,633 Risk Based Cap Ratio (%)................ 21.89% Net Interest Margin (%)..................... 3.36% DIRECTORS Benjamin G. Pagel Brian K. Meyer C. Dean Hoffman Gary F. Short James K. McMillan Linda A. Bywater Randy A. Blin INDIANOLA Community Bank 1401 North Jefferson Way • Indianola, IA 50125 Phone: (515) 961-5880 • Fax: (515) 961-6188 www.bankcommunitybank.com FDIC Cert #25267 • Transit #73914369 Established: 1883 H/C: Community Bancshares Corp., Indianola, IA Number of Branches: 6 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $156,415 Total Securities ($000).................. $49,883 Total Loans ($000)........................ $72,121 Total Deposits ($000)..................$132,365 Tier 1 Capital ($000)..................... $14,773 Risk Based Cap Ratio (%)................ 20.47% Net Interest Margin (%)..................... 2.93% OFFICERS Keith Welling, Pres & CEO Jean Wilson, Cash Orrie J. Koehlmoos, Chm DIRECTORS Clint Welling Darrell Till Keith Welling Larry McConell Orrie J. Koehlmoos Phil Watson Rob Bartholomew Vernon Van Wyk CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 45 INDIANOLA Peoples Savings Bank 400 East Iowa Ave • Indianola, IA 50125 Phone: (515) 962-1400 • Fax: (515) 962-0248 www.mybankpsb.com FDIC Cert #34973 • Transit #73922681 Established: 1998 H/C: Central South Bancorporation, Inc., Indianola, IA Number of Branches: 6 OFFICERS Kevin D. Halterman, Pres & CEO Ryan M. Sievers, CFO Wayne A. Vander Tuig, EVP & Cash D. Robert Downing, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $177,984 Total Securities ($000).................. $81,546 Total Loans ($000)........................ $65,569 Total Deposits ($000)..................$153,790 Tier 1 Capital ($000)..................... $15,200 Risk Based Cap Ratio (%)................18.56% Net Interest Margin (%)..................... 3.04% DIRECTORS D. Robert Downing Greg Johansen Jill Johnson Jim Richards Kevin D. Halterman Steven M. Henry Wayne A. Vander Tuig IOWA CITY MidWestOne Bank 102 South Clinton St • Iowa City, IA 52240 Phone: (319) 356-5800 • Fax: (319) 356-5849 www.midwestone.com FDIC Cert #14843 • Transit #73901233 Established: 1934 H/C: MidWestOne Financial Group, Inc., Iowa City, IA Number of Branches: 27 OFFICERS Charles N. Funk, Pres & CEO Gary J. Ortale, EVP & CFO Susan R. Evans, COO Kevin W. Monson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,802,748 Total Securities ($000)................$532,559 Total Loans ($000)...................$1,121,991 Total Deposits ($000).............. $1,440,382 Tier 1 Capital ($000)................... $173,892 Risk Based Cap Ratio (%)................13.83% Net Interest Margin (%)..................... 3.32% DIRECTORS Barbara J. Kniff-McCulla Charles N. Funk John P. Pothoven Kevin W. Monson Patricia A. Heiden R. Scott Zaiser Richard J. Schwab Richard R. Donohue Robert J. Latham Stephen L. West IOWA FALLS Green Belt Bank & Trust 616 Washington Ave • Iowa Falls, IA 50126 Phone: (641) 648-2544 • Fax: (641) 648-3273 www.greenbeltbank.com FDIC Cert #26760 • Transit #73921679 Established: 1986 H/C: Green Belt Bancorporation, Iowa Falls, IA Number of Branches: 7 OFFICERS Mark A. Noll, Pres Alvin J. Herold, SVP, Cash & CFO Steven L. Afdahl, Chm Iowa Falls State Bank 601 Washington Ave • Iowa Falls, IA 50126 Phone: (641) 648-5171 • Fax: (641) 648-3806 www.ifsbank.com FDIC Cert #15311 • Transit #73921527 Established: 1933 H/C: Barlow Banking Corporation, Iowa Falls, IA Number of Branches: 3 OFFICERS John R. Barlow, Chm & CEO Douglas B. Truex, Pres & TO Bradley Andrews, Cash & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$370,292 Total Securities ($000).................. $38,592 Total Loans ($000)...................... $301,772 Total Deposits ($000)..................$334,280 Tier 1 Capital ($000)..................... $32,713 Risk Based Cap Ratio (%)................ 10.81% Net Interest Margin (%)..................... 3.59% DIRECTORS Carroll D. Ose Christopher W. Weaver Daniel L. Stockdale Mark A. Noll Paul E. Hoversten Richard D. Petersen Steven L. Afdahl Steven M. Howard FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$126,546 Total Securities ($000).................. $52,217 Total Loans ($000)........................ $67,633 Total Deposits ($000)..................$104,255 Tier 1 Capital ($000)..................... $13,211 Risk Based Cap Ratio (%)................12.36% Net Interest Margin (%)..................... 3.64% DIRECTORS C. John Campbell Cinda M. Classon Craig Harris Greg Lofsted Howard B. Wenger James Hoffman John R. Barlow Michael Holt Pamela K. Angstman Page 46 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data JEFFERSON Home State Bank 115 West State St • Jefferson, IA 50129 Phone: (515) 386-2131 • Fax: (515) 386-8513 www.hsbankiowa.com FDIC Cert #14867 • Transit #73920638 Established: 1934 H/C: Greene Investment Co., Jefferson, IA OFFICERS Sid Jones, Pres & CEO Sharon Towers, SVP & Cash Aimee Stratton, VP Oper FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$190,332 Total Securities ($000).................. $23,155 Total Loans ($000)......................$152,534 Total Deposits ($000)..................$167,069 Tier 1 Capital ($000)..................... $16,236 Risk Based Cap Ratio (%)................ 10.73% Net Interest Margin (%)..................... 3.59% DIRECTORS Douglas McDermott Elizabeth Garst Jennifer Garst Scott Sievers Sid Jones Susan Tronchetti Wayne Seaman JOHNSTON Charter Bank 5526 NW 86th St • Johnston, IA 50131 Phone: (515) 331-2265 • Fax: (515) 331-3311 www.charterbanker.com FDIC Cert #34686 • Transit #73972110 Established: 1998 H/C: Johnston Growth Corporation, Johnston, IA Number of Branches: 3 OFFICERS Timothy J. Heldt, Pres & CEO Sharm D. Sisler, VP & COO George H. Frampton, Chm ITS Bank 6700 Pioneer Pkwy • Johnston, IA 50131 Phone: (515) 288-2828 • Fax: (515) 248-5828 FDIC Cert #34619 • Transit #73922788 Established: 2000 OFFICERS Michael Hollinger, Pres & CEO Scott Dobesh, Cash Steve Handke, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$136,340 Total Securities ($000).................. $54,338 Total Loans ($000)........................ $71,503 Total Deposits ($000)..................$120,681 Tier 1 Capital ($000)..................... $14,491 Risk Based Cap Ratio (%)................18.59% Net Interest Margin (%)..................... 3.13% DIRECTORS Brett T. Osborn Catherine E. Schulze Douglas B. Kunert George H. Frampton Robert A. Britson Robert G. Bridges Ronald A. Stallman Steven V. Scott Timothy J. Heldt FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...........................$6,215 Total Securities ($000).....................$1,618 Total Loans ($000).................................. $0 Total Deposits ($000)..........................$500 Tier 1 Capital ($000)....................... $5,675 Risk Based Cap Ratio (%)............. 444.05% Net Interest Margin (%)..................... 2.83% DIRECTORS Steve Handke Timothy R. Kintner KEOKUK KSB Bank 501 Main St • Keokuk, IA 52632 Phone: (319) 524-2944 • Fax: (319) 524-2329 www.ksbbank.com FDIC Cert #1853 • Transit #73900878 Established: 1868 H/C: KSB, Ltd., Keokuk, IA Number of Branches: 4 OFFICERS Joseph A. Steil, Pres & CEO Robert A. Korte, SVP, Sen. Oper Ofc & Cash Edward K. Johnstone, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$114,695 Total Securities ($000)...................$31,971 Total Loans ($000)........................ $61,221 Total Deposits ($000)..................$102,664 Tier 1 Capital ($000)....................... $8,454 Risk Based Cap Ratio (%)................13.25% Net Interest Margin (%)..................... 3.19% DIRECTORS Edward K. Johnstone John K. Boyd Joseph A. Steil Kent A. Nixon Michael W. Hickey Thomas E. Hakes William C. Cole CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 47 KEOSAUQUA Community First Bank 714 First St • Keosauqua, IA 52565 Phone: (319) 293-3794 • Fax: (319) 293-6151 www.cfirst.com FDIC Cert #11348 • Transit #73921200 Established: 1931 H/C: Van Buren Bancorporation, Keosauqua, IA Number of Branches: 4 OFFICERS John O. Manning, Chm & CEO George E. Manning, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $137,107 Total Securities ($000).................. $44,089 Total Loans ($000)........................ $82,914 Total Deposits ($000)..................$110,628 Tier 1 Capital ($000)..................... $15,181 Risk Based Cap Ratio (%).................17.57% Net Interest Margin (%)..................... 4.97% DIRECTORS Barbara L. Morris Ernest Birchmier Fred Chapuis George E. Manning James L. Harward John O. Manning Mark A. Robertson KEYSTONE Keystone Savings Bank 81 Main St • Keystone, IA 52249 Phone: (319) 642-7345 • Fax: (319) 642-7217 www.ksbiowa.com FDIC Cert #17993 • Transit #73921682 Established: 1935 H/C: Keystone Community Bancorporation, Keystone, IA Number of Branches: 4 OFFICERS Cameron A. Miles, Pres & CEO Harold E. Knaack, EVP & CFO Penni A. Pickering, Cash & COO Steven L. Wilson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $92,050 Total Securities ($000).................. $25,191 Total Loans ($000)........................ $58,053 Total Deposits ($000).................... $81,698 Tier 1 Capital ($000)....................... $9,438 Risk Based Cap Ratio (%)................ 14.33% Net Interest Margin (%)..................... 4.12% DIRECTORS Cameron A. Miles Darold G. Sindt Donald F. Franzenburg Keith A. Junge Steven L. Wilson William D. Selken KINGSLEY Kingsley State Bank One East Second St • Kingsley, IA 51028 Phone: (712) 378-2341 • Fax: (712) 378-3580 www.kingsleybank.com FDIC Cert #19447 • Transit #73906445 Established: 1883 H/C: Kingsley Banc Corp, Kingsley, IA Number of Branches: 3 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $174,305 Total Securities ($000).................. $57,395 Total Loans ($000).........................$98,976 Total Deposits ($000)..................$136,640 Tier 1 Capital ($000)......................$21,577 Risk Based Cap Ratio (%)................18.98% Net Interest Margin (%)..................... 3.55% OFFICERS George W. Phelps, Vice Chm & CEO Roger M. Schmid, Pres & COO Robert B. Phelps, Chm DIRECTORS David W. Phelps George W. Phelps Robert B. Phelps Robert W. Phelps Roger M. Schmid Scott C. Phelps KNOXVILLE Iowa State Savings Bank 222 East Robinson St • Knoxville, IA 50138 Phone: (641) 828-8000 • Fax: (641) 828-8397 www.issbank.com FDIC Cert #11349 • Transit #73902821 Established: 1903 H/C: Duclarkee, Inc., Knoxville, IA Number of Branches: 3 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$121,909 Total Securities ($000).................. $31,900 Total Loans ($000)........................ $66,549 Total Deposits ($000)..................$109,539 Tier 1 Capital ($000)..................... $10,281 Risk Based Cap Ratio (%)................13.42% Net Interest Margin (%)..................... 3.91% OFFICERS Stuart Lewis Job, Chm & CEO Dawn R. Rankin, VP Compl & Contr Robert C. Wims, Pres DIRECTORS Chris K. Hoegh James L. Hollingshead Patrick J. Weiler Robert C. Wims Stuart Lewis Job Page 48 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data LA PORTE CITY Cedar Valley Bank & Trust 321 Main St • La Porte City, IA 50651 Phone: (319) 342-2850 • Fax: (319) 342-2730 www.cedarvalleybank.com FDIC Cert #14694 • Transit #73914864 Established: 1906 H/C: D & D Bancshares, Inc., La Porte City, IA Number of Branches: 2 OFFICERS David A. Coulter, Chm, Pres, TO & CEO Karen S. Podhajsky, VP Oper & Cash FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $56,542 Total Securities ($000).................. $29,603 Total Loans ($000)........................ $23,200 Total Deposits ($000).................... $51,567 Tier 1 Capital ($000)....................... $4,808 Risk Based Cap Ratio (%)................ 16.99% Net Interest Margin (%)........................3.4% DIRECTORS Brook Skram David A. Coulter Don Weideman Donna Coulter Greg Pipho Mike LaGrange LAKE VIEW Farmers State Bank 401 Main St • Lake View, IA 51450 Phone: (712) 657-8525 • Fax: (712) 657-2108 www.fsblv.com FDIC Cert #9295 • Transit #73918103 Established: 1914 H/C: Jems, Inc., Lake View, IA OFFICERS Steven C. Kettering, Chm & CEO Steven C. Tjaden, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $32,382 Total Securities ($000).................. $11,408 Total Loans ($000)........................ $13,544 Total Deposits ($000).................... $28,784 Tier 1 Capital ($000)........................$3,578 Risk Based Cap Ratio (%).................. 29.8% Net Interest Margin (%)..................... 2.69% DIRECTORS A. Kyle Manary June Kettering Manary Noel Cook Steven C. Kettering Steven C. Tjaden LANSING Kerndt Brothers Savings Bank 370 Main St • Lansing, IA 52151 Phone: (563) 538-4231 • Fax: (563) 538-4564 www.kerndtbrothers.com FDIC Cert #8761 • Transit #73904696 Established: 1856 H/C: Kerndt Bank Services, Inc., Lansing, IA Number of Branches: 5 OFFICERS James M. Kerndt, Pres & CEO Gregory S. Ptacek, SVP & CFO Joan M. McCormick, SVP & Cash Karen Brennan, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$242,293 Total Securities ($000).................. $50,133 Total Loans ($000)...................... $154,415 Total Deposits ($000)..................$188,430 Tier 1 Capital ($000)..................... $26,935 Risk Based Cap Ratio (%)................15.82% Net Interest Margin (%)..................... 3.27% DIRECTORS Bradly Herman Dale R. Kretschmar James M. Kerndt Jason Junge Karen Brennan Russell L. Berger Steven Krogmeier Wayne E. Bicknese LAURENS Laurens State Bank 102 South Third St • Laurens, IA 50554 Phone: (712) 845-2627 • Fax: (712) 845-2544 www.laurensstatebank.com FDIC Cert #15320 • Transit #73921666 Established: 1935 H/C: Laurens Bancorp., Ltd., Laurens, IA Number of Branches: 3 OFFICERS Terry E. Latham, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $67,607 Total Securities ($000).................. $32,030 Total Loans ($000)........................ $28,089 Total Deposits ($000).................... $60,651 Tier 1 Capital ($000)........................$7,117 Risk Based Cap Ratio (%)................ 21.46% Net Interest Margin (%)..................... 3.27% DIRECTORS Dale H. Ryon Diane R. Latham Donald A. Beneke Paul C. Crotty Richard L. DeYoung Terry E. Latham CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 49 LE MARS American Bank, National Association 234 Fifth Ave, SW • Le Mars, IA 51031 Phone: (712) 546-2345 • Fax: (712) 546-2348 www.am-bank.com FDIC Cert #5800 • Transit #73906131 Established: 1887 H/C: Ambank Company, Inc., Sioux Center, IA Number of Branches: 2 OFFICERS W. Dale Den Herder, Chm & CEO Paul D. Jacobson, Pres Primebank 37 First Ave, NW • Le Mars, IA 51031 Phone: (712) 546-4175 • Fax: (712) 546-8785 www.primebank.com FDIC Cert #8101 • Transit #73902313 Established: 1891 H/C: Primebank, Inc., Le Mars, IA Number of Branches: 3 OFFICERS Matthew J. Ahlers, Chm, Pres & CEO Wayne L. Heien, VP & Cash Douglas L. Van Meeteren, EVP & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$261,235 Total Securities ($000).....................$9,901 Total Loans ($000)...................... $231,568 Total Deposits ($000)..................$223,818 Tier 1 Capital ($000)..................... $27,562 Risk Based Cap Ratio (%).................. 13.1% Net Interest Margin (%)........................3.1% DIRECTORS David Augustine Don Baker Greg Schroeder Jeremy Bunkers Joe Arens Patrick Murphy Paul D. Jacobson W. Dale Den Herder FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$330,948 Total Securities ($000).................. $75,240 Total Loans ($000)......................$236,629 Total Deposits ($000).................. $290,127 Tier 1 Capital ($000)..................... $37,559 Risk Based Cap Ratio (%).................17.68% Net Interest Margin (%)........................3.4% DIRECTORS Dennis Joseph Bixenman Douglas J. Wells Douglas L. Van Meeteren Gayle M. Ahlers Henry A. Ahlers Matthew J. Ahlers LOGAN Logan State Bank 323 East Seventh St • Logan, IA 51546 Phone: (712) 644-2310 • Fax: (712) 644-3124 www.loganstatebank.com FDIC Cert #4476 • Transit #73904887 Established: 1888 H/C: Logan Bancorporation, Inc., Logan, IA OFFICERS Timothy J. Lapke, Chm, Pres & CEO Christopher R. Hartwig, VP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $30,533 Total Securities ($000).....................$2,572 Total Loans ($000)........................ $26,551 Total Deposits ($000).................... $25,812 Tier 1 Capital ($000)....................... $3,896 Risk Based Cap Ratio (%)................18.85% Net Interest Margin (%)..................... 4.73% DIRECTORS Brent A. Hansen Christopher R. Hartwig Gary J. Altwegg James F. Schwertley Timothy J. Lapke LONE TREE Farmers & Merchants Savings Bank 200 North Devoe St • Lone Tree, IA 52755 Phone: (319) 629-4222 • Fax: (319) 629-4944 www.fmbankonline.com FDIC Cert #10492 • Transit #73907541 Established: 1901 H/C: Lone Tree Service Company, Lone Tree, IA Number of Branches: 3 OFFICERS Donald M. Kout, Chm, Pres & CEO Lynn Linenberger, VP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$103,555 Total Securities ($000).................. $26,867 Total Loans ($000)........................ $55,482 Total Deposits ($000).................... $84,186 Tier 1 Capital ($000)..................... $14,010 Risk Based Cap Ratio (%)................ 23.47% Net Interest Margin (%)..................... 2.68% DIRECTORS Donald M. Kout Elaine R. Kout Gayle F. Kaalberg Jeffery W. Jarrett Keith E. Barnhart Page 50 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data LOWDEN American Trust and Savings Bank 309 McKinley Ave • P.O. Box 129 • Lowden, IA 52255 Phone: (563) 941-5391 • Fax: (563) 941-7685 FDIC Cert #10120 • Transit #73917748 Established: 1913 H/C: Lowden Bancshares, Inc., Lowden, IA Number of Branches: OFFICERS Kent K. Stout, Chm, Pres & CEO Richard Crump, EVP & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $39,322 Total Securities ($000).................. $19,653 Total Loans ($000).......................... $7,467 Total Deposits ($000).................... $32,268 Tier 1 Capital ($000)........................$5,514 Risk Based Cap Ratio (%).................17.31% Net Interest Margin (%)........................2.8% DIRECTORS Dick Mensing Karen K. Baldwin Kent K. Stout Richard Crump Richard R. Schluter Steven Landauer LUANA Luana Savings Bank 100 Harvest Dr • Luana, IA 52156 Phone: (563) 539-2166 • Fax: (563) 539-2100 www.luanasavingsbank.com FDIC Cert #253 • Transit #73914356 Established: 1908 H/C: Luana Bancorporation, Luana, IA Number of Branches: 5 OFFICERS David L. Schultz, Pres & CEO Collin Cook, CFO Robert A. Schultz, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $674,551 Total Securities ($000)................ $112,073 Total Loans ($000)...................... $534,100 Total Deposits ($000)..................$546,180 Tier 1 Capital ($000)..................... $57,627 Risk Based Cap Ratio (%)................ 11.19% Net Interest Margin (%)........................3.4% DIRECTORS David L. Schultz Gary Burrack Larry A. Moore Larry R. Fritz Neil Meyer Robert A. Schultz LYNNVILLE First State Bank 413 East St • Lynnville, IA 50153 Phone: (641) 527-2535 • Fax: (641) 527-2534 www.fsbankia.com FDIC Cert #5821 • Transit #73914411 Established: 1912 H/C: First State Bank Holding Company, Lynnville, IA Number of Branches: 5 OFFICERS Steven L. Russell, Pres & CEO Kyle R. Terpstra, VP Jerald Fleagle, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $158,816 Total Securities ($000).................. $38,800 Total Loans ($000)...................... $107,671 Total Deposits ($000).................. $131,956 Tier 1 Capital ($000)..................... $15,549 Risk Based Cap Ratio (%)................ 14.38% Net Interest Margin (%)..................... 3.88% DIRECTORS Bryce W. Gause Dennis Vander Weerdt Jerald Fleagle Larry Melsa Lester H. Gause Stacey Alberts Steven L. Russell MALVERN Malvern Trust & Savings Bank 404 Main St • Malvern, IA 51551 Phone: (712) 624-8686 • Fax: (712) 624-8060 www.malvernbank.com FDIC Cert #14230 • Transit #104905807 Established: 1892 H/C: Malvern Bancshares, Inc., Malvern, IA OFFICERS Jay P. Burdic, Chm, Pres & CEO Chris Gilbert, CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $82,178 Total Securities ($000).....................$2,135 Total Loans ($000)........................ $70,496 Total Deposits ($000).....................$71,507 Tier 1 Capital ($000)........................$6,140 Risk Based Cap Ratio (%)................ 10.57% Net Interest Margin (%)..................... 3.83% DIRECTORS Jay P. Burdic John C. Phelps Marilyn Jessica Burdic Marion Bakehouse Roger Allen Johnson CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 51 MANCHESTER Farmers & Merchants Savings Bank 101 East Main St • Manchester, IA 52057 Phone: (563) 927-4475 • Fax: (563) 927-2979 www.fmbankia.com FDIC Cert #9298 • Transit #73903244 Established: 1925 H/C: Dunn Investment Co., Manchester, IA Number of Branches: 6 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$389,726 Total Securities ($000).................. $21,858 Total Loans ($000)......................$349,580 Total Deposits ($000)..................$327,392 Tier 1 Capital ($000)..................... $35,758 Risk Based Cap Ratio (%)................ 10.43% Net Interest Margin (%)..................... 4.08% OFFICERS Michael W. Dunn, Pres & CEO Diane C. Hammell, Cash & CFO Scott Albert Dunn, Chm Timothy R. German, EVP DIRECTORS Daniel M. Lynch Gordon F. Goettsch Mark H. Guetzko Martin L. Dunn Michael W. Dunn Scott Albert Dunn Tirzah N. Wedewer MANNING First National Bank of Manning 401 Main St • Manning, IA 51455 Phone: (712) 655-3557 • Fax: (712) 655-2505 www.fnbmanning.com FDIC Cert #4477 • Transit #73904890 Established: 1886 H/C: Manning Financial Services, Inc., Manning, IA OFFICERS Gaylin R. Ranniger, Chm & Pres Aaron Stangl, Oper Mgr FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $77,016 Total Securities ($000).................. $21,558 Total Loans ($000)........................ $38,944 Total Deposits ($000).................... $65,106 Tier 1 Capital ($000)..................... $11,224 Risk Based Cap Ratio (%)................26.73% Net Interest Margin (%)..................... 2.78% DIRECTORS Abbey Stangl Gaylin R. Ranniger Janet L. Ranniger Lyle J. Schrum Nancy Schrum Susan Davis MANSON Manson State Bank 1001 Main St • Manson, IA 50563 Phone: (712) 469-3355 • Fax: (712) 469-2042 www.mansonbank.com FDIC Cert #223 • Transit #73921556 Established: 1933 H/C: Rog-Lee, Incorporated, Manson, IA OFFICERS Roger L. Loerch, Chm & CEO Deborah A. Loerch, Vice Chm & Pres Lynn S. Johnson, Cash & Oper Mgr FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $38,533 Total Securities ($000)...................$21,178 Total Loans ($000)........................ $12,409 Total Deposits ($000).................... $32,025 Tier 1 Capital ($000)........................$3,763 Risk Based Cap Ratio (%)................19.69% Net Interest Margin (%)..................... 2.65% DIRECTORS Deborah A. Loerch Dennis J. Besch Lori Loerch Marlyn E. Johnson Roger L. Loerch MAPLETON Valley Bank & Trust 401 Main St • Mapleton, IA 51034 Phone: (712) 881-1131 • Fax: (712) 881-1133 www.valleybankmapleton.com FDIC Cert #251 • Transit #73906034 Established: 1878 H/C: Beulah Bancorporation, Inc., Sioux Falls, SD Number of Branches: 2 OFFICERS Todd P. Sadler, Pres James R. Westergaard, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $75,821 Total Securities ($000).................... $9,400 Total Loans ($000)........................ $38,886 Total Deposits ($000).....................$55,476 Tier 1 Capital ($000)....................... $9,225 Risk Based Cap Ratio (%)................20.43% Net Interest Margin (%)..................... 3.67% DIRECTORS Blair Folkens James R. Westergaard Mark Kettelkamp Russell C. Wray Todd P. Sadler Page 52 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data MAQUOKETA Maquoketa State Bank 203 North Main St • Maquoketa, IA 52060 Phone: (563) 652-2491 • Fax: (563) 652-2495 www.maquoketasb.com FDIC Cert #17903 • Transit #73922351 Established: 1958 H/C: Ohnward Bancshares, Inc., Maquoketa, IA Number of Branches: 4 OFFICERS Kendra L. Beck, Chm Alan Roy Tubbs, Vice Chm & CEO Kevin Burns, Pres Florian P. Steffen, Ofc of Pres & CCO Wendy Zaruba, EVP & Cash FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $312,918 Total Securities ($000)................$112,396 Total Loans ($000)...................... $173,786 Total Deposits ($000)..................$228,340 Tier 1 Capital ($000)..................... $45,412 Risk Based Cap Ratio (%)................22.59% Net Interest Margin (%)..................... 3.06% DIRECTORS Alan Roy Tubbs Duane L. Stickley Glenn A. Bartelt Kendra L. Beck Matthew Charles Osterhaus Mona K. Reichling Roger T. Stewart Scott A. Wirth Steven C. Flynn Wanda L. Cornelius MARCUS Farmers State Bank 106 East Cedar St • Marcus, IA 51035 Phone: (712) 376-4154 • Fax: (712) 376-2759 www.fsbmarcus.com FDIC Cert #8503 • Transit #73921006 Established: 1928 H/C: West Iowa Banc Corp., Marcus, IA FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $65,362 Total Securities ($000).................. $24,278 Total Loans ($000)........................ $33,800 Total Deposits ($000).................... $55,226 Tier 1 Capital ($000)........................ $8,574 Risk Based Cap Ratio (%)................ 22.74% Net Interest Margin (%)..................... 2.96% OFFICERS Steven P. Kunzweiler, Chm, Pres & CEO DIRECTORS Bruce L. Schmadeke Eric Wester Ray Drefke Robert Leavitt First Trust & Savings Bank FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $42,082 Total Securities ($000).................. $20,688 Total Loans ($000)........................ $16,842 Total Deposits ($000).................... $36,847 Tier 1 Capital ($000)....................... $4,258 Risk Based Cap Ratio (%)................ 18.76% Net Interest Margin (%)..................... 2.81% 100 West Pine St • Marcus, IA 51035 Phone: (712) 376-5511 • Fax: (712) 376-5520 www.1sttrust.com FDIC Cert #15431 • Transit #73908728 Established: 1881 H/C: FT Bancshares, Inc., Aurelia, IA Number of Branches: 3 OFFICERS Mark D. Pingrey, Chm, Pres & CEO Kent N. Ahnemann, EVP & COO DIRECTORS Cheryl Pingrey Dorsey Douglas A. Radke Kent N. Ahnemann Kyle H. Pingrey Rodney Klingenberg Ronald Erickson Steven P. Kunzweiler Mark D. Pingrey Ronald A. Galles Steven M. Thomas CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 53 MARION Farmers State Bank 1240 Eighth Ave • Marion, IA 52302 Phone: (319) 377-4891 • Fax: (319) 377-1230 www.myfsbonline.com FDIC Cert #14209 • Transit #73911676 Established: 1927 H/C: Neighbor Insurance Agency, Inc., Marion, IA Number of Branches: 8 OFFICERS Douglas N. Neighbor, Vice Chm, Pres & CEO Lorna M. Barnes, SVP & CFO Kimberly S. Rose, SVP & COO Kent M. Neighbor, Chm Heritage Bank 695 Marion Blvd • Marion, IA 52302 Phone: (319) 373-5400 • Fax: (319) 373-8616 www.heritagebank.net FDIC Cert #18463 • Transit #73912808 Established: 1899 H/C: Delhi Bancshares, Inc., Marion, IA Number of Branches: 3 OFFICERS Tamara L. Danover, Pres & CEO Bernard D. Cooper, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $647,813 Total Securities ($000)................$130,940 Total Loans ($000)......................$464,840 Total Deposits ($000).................. $535,415 Tier 1 Capital ($000)..................... $85,522 Risk Based Cap Ratio (%).................17.79% Net Interest Margin (%)........................3.6% DIRECTORS Douglas N. Neighbor Gene R. Neighbor James A. Mollenhauer Kent M. Neighbor Kim C. Brokaw Kim R. Colberg Morris F. Neighbor Robert H. Sippel Steven K. Neighbor FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $37,136 Total Securities ($000).................. $18,061 Total Loans ($000)........................ $15,694 Total Deposits ($000).................... $33,270 Tier 1 Capital ($000)....................... $3,626 Risk Based Cap Ratio (%)................20.09% Net Interest Margin (%)..................... 3.46% DIRECTORS Bernard D. Cooper Donald Guetzko John Hubler Paul Draper Tamara L. Danover Victor Klopfenstein William Jacobson MARSHALLTOWN Citizens Savings Bank 110 West Southridge Rd • Marshalltown, IA 50158 Phone: (641) 844-1441 • Fax: (641) 844-0112 www.citizenssavingsbank.com FDIC Cert #14785 • Transit #73910266 Established: 1907 H/C: Gilman Investment Co., Oskaloosa, IA Number of Branches: 3 OFFICERS Kim V. Hulin, Pres & CEO Angela M. Parks, Lndr & COO Donald D. Arendt, Chm Farmers Savings Bank 205 West Main St • Marshalltown, IA 50158 Phone: (641) 752-2525 • Fax: (641) 752-0853 www.fsb-iowa.com FDIC Cert #18394 • Transit #73911951 Established: 1894 H/C: Beaman Bancshares, Inc., Marshalltown, IA Number of Branches: 3 OFFICERS Thomas W. Campbell, Pres Suzanne M. Mead, Cash & CFO Barbara L. Anderson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $57,865 Total Securities ($000)........................$481 Total Loans ($000)........................ $41,426 Total Deposits ($000).................... $53,102 Tier 1 Capital ($000)........................$4,607 Risk Based Cap Ratio (%)................12.09% Net Interest Margin (%)..................... 3.38% DIRECTORS Angela M. Parks Donald D. Arendt Donna M. Arendt Heather Duncan Kim V. Hulin FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $99,102 Total Securities ($000).................. $33,265 Total Loans ($000).........................$57,124 Total Deposits ($000).................... $84,389 Tier 1 Capital ($000)..................... $12,963 Risk Based Cap Ratio (%)................ 21.64% Net Interest Margin (%)........................3.5% DIRECTORS Barbara L. Anderson Bradley E. Stevens Jerry L. Johnston Larry E. McKibben Thomas W. Campbell Page 54 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data MARSHALLTOWN Pinnacle Bank 2206 South Center St • Marshalltown, IA 50158 Phone: (641) 752-2393 • Fax: (641) 752-2737 www.bankpinnacle.us FDIC Cert #252 • Transit #73920777 Established: 1927 H/C: Iowa River Bancorp, Inc., Marshalltown, IA Number of Branches: 2 OFFICERS David S. Burrell, Chm, Pres & CEO Jerry A. Young, EVP & Comml Lndr Jane Heatwole, VP Oper & Cash United Bank & Trust National Association 2101 South Center St • Marshalltown, IA 50158 Phone: (641) 753-5900 • Fax: (641) 753-0800 www.ubtna.com FDIC Cert #57391 • Transit #73922843 Established: 2002 H/C: Ames National Corporation, Ames, IA Number of Branches: 2 OFFICERS Curtis A. Hoff, Pres & CEO Daniel Mathews, Cash Thomas H. Pohlman, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$184,625 Total Securities ($000).................. $98,575 Total Loans ($000).........................$51,135 Total Deposits ($000)..................$154,362 Tier 1 Capital ($000)..................... $13,537 Risk Based Cap Ratio (%)................ 16.63% Net Interest Margin (%)..................... 2.81% DIRECTORS David S. Burrell Jerry A. Young Larry Lasley Lewis A. Anderson Loras Neuroth Nick Loney Susan Thomas FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $108,315 Total Securities ($000).................. $42,389 Total Loans ($000)........................ $55,409 Total Deposits ($000).................... $91,002 Tier 1 Capital ($000)..................... $13,316 Risk Based Cap Ratio (%)................ 20.76% Net Interest Margin (%)..................... 3.15% DIRECTORS Curtis A. Hoff John S. Wise Kathy L. Baker Keith R. Brown Kevin L. Swartz Larry A. Raymon Michael W. Bloom Thomas H. Pohlman MASON CITY Farmers State Bank 2501 Fourth St, SW • Mason City, IA 50401 Phone: (641) 424-3053 • Fax: (641) 424-3252 www.fsbbanks.com FDIC Cert #5797 • Transit #73918569 Established: 1921 H/C: Farmers State Bancshares, Inc., Mason City, IA Number of Branches: 9 OFFICERS Randall D. Hanna, Pres & CEO Richard A. Halverson, Chm First Citizens National Bank 2601 Fourth St, SW • Mason City, IA 50401 Phone: (641) 423-1600 • Fax: (641) 423-4600 www.firstcitizensnb.com FDIC Cert #4433 • Transit #73901602 Established: 1892 H/C: First Citizens Financial Corp., Mason City, IA Number of Branches: 9 OFFICERS Marti Rodamaker, Chm, Pres & CEO Jeffrey P. Gribben, EVP & CFO Gregg A. Maakestad, SVP Inf Sys FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $172,636 Total Securities ($000).................. $75,016 Total Loans ($000)........................ $85,939 Total Deposits ($000)..................$145,984 Tier 1 Capital ($000)..................... $17,012 Risk Based Cap Ratio (%)................18.86% Net Interest Margin (%)..................... 3.59% DIRECTORS Chad Nelson Jerry Buechele Nathan R. Halverson Randall D. Hanna Richard A. Halverson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,178,600 Total Securities ($000)................ $477,244 Total Loans ($000)......................$632,467 Total Deposits ($000).................. $924,957 Tier 1 Capital ($000)................... $127,473 Risk Based Cap Ratio (%)................ 18.18% Net Interest Margin (%)..................... 3.44% DIRECTORS Bruce D. Hertzke Charles E. Sukup Dan Varnum George F. Jessen Marti Rodamaker Michael R. Molstead Jay Tomson Richard E. Bordwell Thomas R. Schaefer CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 55 MASON CITY NSB Bank 2650 Fourth St, SW • Mason City, IA 50401 Phone: (641) 423-7638 • Fax: (641) 423-7630 www.nsbbank.com FDIC Cert #8094 • Transit #73921530 Established: 1933 H/C: Northwood Financial Services Corp., Northwood, IA Number of Branches: 3 OFFICERS Kirk S. Paulson, Pres & CEO Kary S. Paulson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $182,163 Total Securities ($000).................. $42,352 Total Loans ($000)......................$126,399 Total Deposits ($000)..................$162,902 Tier 1 Capital ($000)......................$15,715 Risk Based Cap Ratio (%)................12.22% Net Interest Margin (%)..................... 3.45% DIRECTORS Daniel Hendrikson Dean Moretz Donald D. Sapp Kary S. Paulson Kirk S. Paulson Mark Davidson Roger Bang Thomas W. Quinlan MAXWELL Maxwell State Bank 122 Main St • Maxwell, IA 50161 Phone: (515) 387-1175 • Fax: (515) 387-1176 www.maxwellstatebank.com FDIC Cert #15930 • Transit #73921938 Established: 1943 H/C: Dentel Bancorporation, Victor, IA OFFICERS Mary P. Howell, Pres & CEO Robert V. Dentel, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $28,364 Total Securities ($000).................. $18,002 Total Loans ($000)...........................$8,517 Total Deposits ($000).................... $22,441 Tier 1 Capital ($000)........................$3,770 Risk Based Cap Ratio (%)................ 27.82% Net Interest Margin (%)..................... 2.89% DIRECTORS James A. Novinger Kenneth E. Sandquist Mary P. Howell Robert V. Dentel Verlyn E. Dentel MAYNARD Maynard Savings Bank 310 West Main St • Maynard, IA 50655 Phone: (563) 637-2289 • Fax: (563) 637-2280 www.maynardsavingsbank.com FDIC Cert #13736 • Transit #73914550 Established: 1895 H/C: Fayette Bancorporation, Marion, IA Number of Branches: 2 OFFICERS Clair J. Lensing Sr., Chm, Pres & CEO Clair J. Lensing Jr., EVP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $58,945 Total Securities ($000).................. $13,030 Total Loans ($000)........................ $42,745 Total Deposits ($000).................... $42,216 Tier 1 Capital ($000)....................... $7,562 Risk Based Cap Ratio (%)................ 18.31% Net Interest Margin (%)........................4.2% DIRECTORS Clair J. Lensing Jr. Clair J. Lensing Sr. Dean Knapp John W. D. Hofmeyer Mary E. Lensing MCGREGOR Interstate Federal Savings and Loan Association of McGregor 154 Main St • McGregor, IA 52157 Phone: (563) 873-3467 • Fax: (563) 873-3468 FDIC Cert #29501 • Transit #273970527 Established: 1935 OFFICERS Cathy J. Denning, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...........................$8,591 Total Securities ($000)............................ $4 Total Loans ($000).......................... $6,759 Total Deposits ($000)...................... $6,583 Tier 1 Capital ($000)........................$1,647 Risk Based Cap Ratio (%)................46.33% Net Interest Margin (%)..................... 3.34% DIRECTORS Cathy J. Denning James Teaser Joseph Breckler Linda Witter Robert Eggen Page 56 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data MEDIAPOLIS Mediapolis Savings Bank 605 Main St • Mediapolis, IA 52637 Phone: (319) 394-3191 • Fax: (319) 394-3981 www.mediapolissavingsbank.net FDIC Cert #15772 • Transit #73921873 Established: 1940 H/C: Mediapolis Bancorporation, Mediapolis, IA Number of Branches: 3 OFFICERS Jeffrey L. Burgus, Pres & CEO Kenneth R. Friedel, SVP & COO Robert E. Breuer, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$125,595 Total Securities ($000).................. $34,129 Total Loans ($000)........................ $80,752 Total Deposits ($000).................... $94,196 Tier 1 Capital ($000)..................... $14,905 Risk Based Cap Ratio (%)................ 16.48% Net Interest Margin (%)........................3.3% DIRECTORS Aaron D. Schmidgall Daniel S. Schulte Donald H. Schmidgall Jeffrey L. Burgus Kenneth E. Lanz Kenneth L. Sutton Kenneth R. Friedel Robert E. Breuer MELVIN Melvin Savings Bank 260 Main St • Melvin, IA 51350 Phone: (712) 736-2420 • Fax: (712) 736-2183 www.melvinsavingsbank.com FDIC Cert #256 • Transit #73917175 Established: 1912 H/C: Benz Holding Company, Melvin, IA Number of Branches: 2 OFFICERS John E. Benz, Chm & Pres Gary T. Benz, EVP & Oper Ofc FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $64,853 Total Securities ($000).................. $29,507 Total Loans ($000)........................ $25,059 Total Deposits ($000).................... $53,732 Tier 1 Capital ($000)..................... $10,826 Risk Based Cap Ratio (%)................ 21.83% Net Interest Margin (%)........................2.9% DIRECTORS Gary T. Benz James L. Benz John E. Benz Marilyn M. Damman Philip R. Timmons MILFORD United Community Bank 1000 Okoboji Ave • Milford, IA 51351 Phone: (712) 338-2781 • Fax: (712) 338-4824 www.unitedcommunitybank.com FDIC Cert #13656 • Transit #73921323 Established: 1931 H/C: Milford Bancorporation, Milford, IA Number of Branches: 5 OFFICERS Mark C. Fisher, Pres & CEO Todd N. Johnson, VP, Cash & CFO Lisa E. Nelson, Oper Ofc James W. Cravens, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$193,858 Total Securities ($000).................... $8,402 Total Loans ($000)......................$169,086 Total Deposits ($000).................. $161,829 Tier 1 Capital ($000)......................$17,551 Risk Based Cap Ratio (%)................ 10.91% Net Interest Margin (%)..................... 4.09% DIRECTORS James P. Cravens James W. Cravens Mark C. Fisher Rodney D. Simonson Thomas W. Clary MONTEZUMA Montezuma State Bank 101 South Fourth St • Montezuma, IA 50171 Phone: (641) 623-5766 • Fax: (641) 623-5798 www.montestbk.com FDIC Cert #1860 • Transit #73905653 Established: 1892 H/C: Chief Iowa Investment Corporation, Montezuma, IA OFFICERS Kyle C. Cook, Pres & CEO Oran E. Watson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................... $37,474 Total Securities ($000)..................... $6,717 Total Loans ($000)........................ $15,946 Total Deposits ($000).................... $33,637 Tier 1 Capital ($000)........................$3,327 Risk Based Cap Ratio (%)................18.65% Net Interest Margin (%)........................3.5% DIRECTORS Angela L. Watson Cook Kyle C. Cook Oran E. Watson Steve C. Harms Thomas R. Bernau CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 57 MONTEZUMA Peoples Savings Bank 106 South Second St • Montezuma, IA 50171 Phone: (641) 623-5105 • Fax: (641) 623-5183 www.peoplesbankmonte.com FDIC Cert #16363 • Transit #73922063 Established: 1946 H/C: Arendt’s, Inc., Montezuma, IA FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $34,465 Total Securities ($000).................. $19,758 Total Loans ($000)........................ $10,126 Total Deposits ($000).................... $30,667 Tier 1 Capital ($000)....................... $3,648 Risk Based Cap Ratio (%).................. 22.3% Net Interest Margin (%)..................... 3.11% OFFICERS C. William Bolen, CEO David L. Arendt, Pres Curtis Bolen, Cash Richard L. Arendt, Chm DIRECTORS C. William Bolen Curtis Bolen David L. Arendt Mark Bolen Michael L. Arendt Richard L. Arendt MONTICELLO Citizens State Bank 117 West First St • Monticello, IA 52310 Phone: (319) 465-5921 • Fax: (319) 465-5926 www.citizensstateonline.com FDIC Cert #9047 • Transit #73921190 Established: 1931 H/C: Herky Hawk Financial Corp., Monticello, IA Number of Branches: 7 OFFICERS Audrey G. Savage, Chm, Pres & CEO Brent D. Boies, CFO & CIO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$367,615 Total Securities ($000)................$136,352 Total Loans ($000)......................$203,268 Total Deposits ($000)..................$308,368 Tier 1 Capital ($000)......................$33,976 Risk Based Cap Ratio (%)................ 14.07% Net Interest Margin (%)..................... 3.13% DIRECTORS Audrey G. Savage Craig Thompson Daniel Ray Kumley John Lansing John Max Beitz John Slattery MOUNT PLEASANT Wayland State Bank 301 South Main St • Mount Pleasant, IA 52641 Phone: (319) 385-8189 • Fax: (319) 385-8234 www.waylandstbank.com FDIC Cert #1862 • Transit #73916422 Established: 1932 H/C: Heartway Bancorporation, Wayland, IA Number of Branches: 2 OFFICERS Robert G. Meyer, Pres & CEO James C. Widmer, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $80,591 Total Securities ($000).................. $22,112 Total Loans ($000).........................$47,742 Total Deposits ($000).................... $64,164 Tier 1 Capital ($000)..................... $15,583 Risk Based Cap Ratio (%)................ 29.71% Net Interest Margin (%)..................... 3.67% DIRECTORS James C. Widmer James E. Henss Mark E. Boshart Robert G. Meyer Stephen R. Gray Timothy A. Egli MOUNT VERNON Bridge Community Bank 302 Hwy One, South • Mount Vernon, IA 52314 Phone: (319) 895-8200 • Fax: (319) 895-6979 www.bankatbridge.com FDIC Cert #12717 • Transit #73907334 Established: 1903 H/C: Mechanicsville Bancshares, Inc., Mechanicsville, IA Number of Branches: 3 OFFICERS Robert A. Steen, Chm & CEO Tina Hanks, COO & Cash Kevin M. Driscoll, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $80,179 Total Securities ($000)...................$16,748 Total Loans ($000)........................ $55,766 Total Deposits ($000).................... $69,056 Tier 1 Capital ($000)........................$8,148 Risk Based Cap Ratio (%)................ 15.11% Net Interest Margin (%)..................... 3.67% DIRECTORS Brent R. Montz Cheryl A. Coppess Clifford C. Avon David L. Steen John Kuehnle Kevin M. Driscoll Robert A. Steen Page 58 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data MOUNT VERNON Mount Vernon Bank and Trust Company 206 First St, SW • Mount Vernon, IA 52314 Phone: (319) 895-8835 • Fax: (319) 895-6268 www.mountvernonbank.com FDIC Cert #10494 • Transit #73904751 Established: 1884 H/C: Mount Vernon Bancorp., Mount Vernon, IA Number of Branches: 2 OFFICERS David M. Ryan, Pres & CEO Craig A. Smith, EVP, Cash & TO Edward J. Fordyce, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$103,589 Total Securities ($000).................. $28,646 Total Loans ($000)........................ $68,583 Total Deposits ($000).................... $83,690 Tier 1 Capital ($000)..................... $14,387 Risk Based Cap Ratio (%)................20.23% Net Interest Margin (%)..................... 3.31% DIRECTORS Alan M. Shepley Craig A. Smith David M. Ryan Douglas D. Wolfe Edward J. Fordyce Michael R. Ryan Richard J. Skotowski MOVILLE First Trust & Savings Bank 245 Main St • Moville, IA 51039 Phone: (712) 873-3131 • Fax: (712) 873-5511 www.firsttrustsavingsbank.com FDIC Cert #8092 • Transit #73919911 Established: 1919 Number of Branches: 3 OFFICERS Howard M. Logan, Chm & CEO Amy L. Webb, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$120,864 Total Securities ($000).................. $63,322 Total Loans ($000)........................ $25,994 Total Deposits ($000).................... $95,233 Tier 1 Capital ($000)..................... $23,375 Risk Based Cap Ratio (%)................ 33.31% Net Interest Margin (%)..................... 2.85% DIRECTORS Amy L. Webb Glenn A. Metcalf Howard M. Logan Larry L. Etler Robin J. Beck MUSCATINE Central State Bank 301 Iowa Ave • Muscatine, IA 52761 Phone: (563) 263-3131 • Fax: (563) 262-3141 www.centralstate.com FDIC Cert #1552 • Transit #73900742 Established: 1933 H/C: Central Bancshares, Inc., Muscatine, IA Number of Branches: 8 OFFICERS Robert J. Howard, Pres & CEO Jeffrey C. Pattison, SVP & CFO Gregory J. Kistler, Chm Community Bank & Trust 615 Cedar St • Muscatine, IA 52761 Phone: (563) 263-1122 • Fax: (563) 263-3203 www.commbk.net FDIC Cert #23189 • Transit #73922458 Established: 1980 H/C: C-B-G, Inc., West Liberty, IA Number of Branches: 6 OFFICERS Gary D. Slight, Pres & CEO Jeffrey P. Triplett, CFO David E. Carpenter, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $441,806 Total Securities ($000)................ $107,505 Total Loans ($000)......................$287,522 Total Deposits ($000)..................$388,661 Tier 1 Capital ($000)..................... $44,572 Risk Based Cap Ratio (%)................15.54% Net Interest Margin (%)..................... 3.48% DIRECTORS Brenda S. Herington C.E. Driscoll Carlin C. Lawhead Charles C. Swanson Gregory J. Kistler James J. Cuddeback James P. Stein Robert J. Howard William M. Parks FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $253,551 Total Securities ($000).................. $63,287 Total Loans ($000)......................$150,604 Total Deposits ($000).................. $223,971 Tier 1 Capital ($000)......................$22,151 Risk Based Cap Ratio (%)................ 14.77% Net Interest Margin (%)..................... 3.44% DIRECTORS David E. Carpenter David R. Hook Diana M. Gradert Franklin N. Townsend Gary D. Slight Jeffrey P. Triplett Ronald D. Sturms Tom R. Spread CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 59 MUSCATINE First National Bank of Muscatine 300 East Second St • Muscatine, IA 52761 Phone: (563) 263-4221 • Fax: (563) 262-4213 www.fnbmusc.com FDIC Cert #961 • Transit #73900755 Established: 1933 H/C: Iowa First Bancshares Corp., Muscatine, IA Number of Branches: 4 OFFICERS D. Scott Ingstad, Chm, Pres & CEO Kim K. Bartling, EVP & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$294,352 Total Securities ($000).................. $17,393 Total Loans ($000)......................$235,696 Total Deposits ($000)..................$249,054 Tier 1 Capital ($000)..................... $32,856 Risk Based Cap Ratio (%)................ 16.11% Net Interest Margin (%)..................... 3.24% DIRECTORS D. Scott Ingstad David R. Housley James C. Wester John S. McKee Katherine K. Vandygriff Kim K. Bartling Richard L. Shepley Victor G. McAvoy NASHUA First State Bank 401 Main St • Nashua, IA 50658 Phone: (641) 435-4943 • Fax: (641) 435-4959 www.fsb-nashua.com FDIC Cert #57910 • Transit #73922885 Established: 2005 H/C: FNSB Bancorporation Corp., Nashua, IA OFFICERS Glenn A. McMichael, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $46,385 Total Securities ($000).................... $5,848 Total Loans ($000)........................ $33,354 Total Deposits ($000).................... $39,083 Tier 1 Capital ($000)........................$5,161 Risk Based Cap Ratio (%)................15.03% Net Interest Margin (%)..................... 3.53% DIRECTORS Anita M. Sullivan Brian R. Bierschenk Charles O. Edson Glenn A. McMichael Mark J. Sexton Thomas J. Sexton NEOLA Farmers & Merchants State Bank of Neola, Iowa 300 Front St • Neola, IA 51559 Phone: (712) 485-2245 • Fax: (712) 485-2351 www.fmsb-iowa.com FDIC Cert #8756 • Transit #73906720 Established: 1886 H/C: FMSB Bancorp, Neola, IA Number of Branches: 2 OFFICERS Roger A. Hall, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $63,220 Total Securities ($000).................. $18,953 Total Loans ($000)........................ $22,806 Total Deposits ($000).................... $57,481 Tier 1 Capital ($000)........................ $5,741 Risk Based Cap Ratio (%)................ 21.08% Net Interest Margin (%)..................... 2.23% DIRECTORS Joseph D. Lehan Mary A. Jenkins Mike Eikenberry Roger A. Hall Steven J. Welbourne NEVADA Community Bank 1121 South G Ave • Nevada, IA 50201 Phone: (515) 382-3050 • Fax: (515) 382-6872 www.nevadacb.com FDIC Cert #34249 • Transit #73922539 Established: 1996 H/C: Carroll County Bancshares, Inc., Carroll, IA Number of Branches: 2 OFFICERS Daniel B. Engler, Pres Thomas Brent Gronstal, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................$171,919 Total Securities ($000).....................$3,212 Total Loans ($000)......................$160,400 Total Deposits ($000)..................$142,059 Tier 1 Capital ($000)......................$18,417 Risk Based Cap Ratio (%)................ 13.27% Net Interest Margin (%)......................3.74% DIRECTORS Daniel B. Engler David F. Anderson Dean N. Dueland F. Jeffrey Hauenstein Harold D. Brinkman Robert L. Butcher Thomas Brent Gronstal Thomas J. Cahill Page 60 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data NEVADA State Bank & Trust Company 1025 Sixth St • Nevada, IA 50201 Phone: (515) 382-2191 • Fax: (515) 382-3826 www.banksbt.com FDIC Cert #15651 • Transit #73921831 Established: 1939 H/C: Ames National Corporation, Ames, IA Number of Branches: 2 OFFICERS Stephen C. McGill, Pres & CEO Adam Riedell, VP, Sen. Oper Ofc & Cash Thomas H. Pohlman, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $157,363 Total Securities ($000).................. $55,294 Total Loans ($000)........................ $89,019 Total Deposits ($000)..................$127,890 Tier 1 Capital ($000)..................... $17,005 Risk Based Cap Ratio (%)......................16% Net Interest Margin (%)..................... 3.31% DIRECTORS Dan E. Johnson James Kurtenbach Laurie L. Henry Michelle R. Cassabaum Richard O. Parker Stephen C. McGill Thomas H. Pohlman NEW ALBIN New Albin Savings Bank 118 Main St, NE • New Albin, IA 52160 Phone: (563) 544-4214 • Fax: (563) 544-4215 www.newalbinsavingsbank.com FDIC Cert #8506 • Transit #73909015 Established: 1898 OFFICERS Barry K. Fruechte, Pres & CEO Gerald Imhoff, VP Robert Bulman, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $207,907 Total Securities ($000)................$143,038 Total Loans ($000)........................ $61,730 Total Deposits ($000).................. $161,602 Tier 1 Capital ($000)..................... $33,077 Risk Based Cap Ratio (%)................49.53% Net Interest Margin (%)........................2.6% DIRECTORS Allen Meiners Barry K. Fruechte Gerald Imhoff James Hosch Raymond J. Whalen Robert Bulman Steven Fruechte NEW HAMPTON State Bank 25 North Chestnut Ave • New Hampton, IA 50659 Phone: (641) 394-3021 • Fax: (641) 394-4969 www.statebankia.com FDIC Cert #15503 • Transit #73921792 Established: 1937 H/C: Rigler Investment Company, New Hampton, IA Number of Branches: 8 OFFICERS John P. Rigler II, Chm, Pres & CEO Donald C. Schroeder, VP & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$363,525 Total Securities ($000)................ $163,616 Total Loans ($000)...................... $163,381 Total Deposits ($000)..................$306,490 Tier 1 Capital ($000)..................... $30,505 Risk Based Cap Ratio (%)................ 13.14% Net Interest Margin (%)......................3.14% DIRECTORS Cheryl L. Rigler Grant L. Anderson John Heying John P. Rigler II Mark Phillips Patrick J. Gebel NEWELL First Community Bank 119 South Fulton St • Newell, IA 50568 Phone: (712) 272-3321 • Fax: (712) 272-3323 www.fcb4u.com FDIC Cert #14904 • Transit #73907897 Established: 1912 H/C: Newell Bancshares, Inc., Newell, IA Number of Branches: 4 OFFICERS Rachel Nesheim, Pres & CEO Catherine Lange, Cash Lucinda Alden, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $95,093 Total Securities ($000).................. $19,984 Total Loans ($000)........................ $55,064 Total Deposits ($000).................... $75,591 Tier 1 Capital ($000)........................$8,397 Risk Based Cap Ratio (%).................. 13.4% Net Interest Margin (%)..................... 3.54% DIRECTORS Kenneth Mohr Lucinda Alden Rachel Nesheim Steve Kier Walter Nesheim CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 61 NEWTON First Newton National Bank 100 North Second Ave West • Newton, IA 50208 Phone: (641) 792-3010 • Fax: (641) 792-6672 www.firstnnb.com FDIC Cert #4482 • Transit #73902096 Established: 1932 H/C: United Iowa Bancshares, Inc., Newton, IA Number of Branches: 2 OFFICERS Gary S. Kahn, Chm, Pres & CEO Susan Maasdam, SVP, Cash & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $78,001 Total Securities ($000)...................$21,774 Total Loans ($000)........................ $46,182 Total Deposits ($000).................... $70,961 Tier 1 Capital ($000)........................$6,991 Risk Based Cap Ratio (%)................ 15.18% Net Interest Margin (%)..................... 3.57% DIRECTORS Chad Klein Chris Herbold Gary S. Kahn James E. Willemsen Jane B. Kahn Robert M. Kahn NORWALK City State Bank 801 Main St • Norwalk, IA 50211 Phone: (515) 981-4234 • Fax: (515) 981-0805 www.citystatebank.com FDIC Cert #14410 • Transit #73911061 Established: 1895 H/C: Albrecht Financial Services, Inc., Norwalk, IA Number of Branches: 9 OFFICERS Steven D. Albrecht, Chm, Pres & CEO David Albrecht, VP, TM & CFO David Lester, Cash & Sec Ofc FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $286,718 Total Securities ($000).................. $63,768 Total Loans ($000)......................$199,235 Total Deposits ($000)..................$236,693 Tier 1 Capital ($000)..................... $25,119 Risk Based Cap Ratio (%)................ 13.18% Net Interest Margin (%)........................3.3% DIRECTORS David Albrecht Dean L. Albrecht Don Desenberg George Meinecke III John H. Ghrist II Kenneth L. Petersen Phillip Kennedy Richard E. Albrecht Ronald J. Sundberg Steven D. Albrecht OELWEIN Community Bank of Oelwein 150 First St, SE • Oelwein, IA 50662 Phone: (319) 283-4000 • Fax: (319) 283-9212 www.bankoelwein.com FDIC Cert #34857 • Transit #73922678 Established: 1998 H/C: First Belmond Bancorporation, Belmond, IA OFFICERS Paul D. Gray, Chm, Pres & CEO Verlin J. Barker, EVP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $100,621 Total Securities ($000).................. $61,468 Total Loans ($000)........................ $29,460 Total Deposits ($000).................... $88,023 Tier 1 Capital ($000)........................$9,272 Risk Based Cap Ratio (%)................22.83% Net Interest Margin (%)........................2.2% DIRECTORS Bradley W. Robson Kevin Imoehl Lyle Miller Paul D. Gray Victor Miller ONAWA Blencoe State Bank 21945 Hwy 175 • Onawa, IA 51040 Phone: (712) 423-2232 • Fax: (712) 423-9652 www.blencoestatebank.com FDIC Cert #13446 • Transit #73912073 Established: 1931 H/C: Monona Bancorporation, Onawa, IA OFFICERS Charles E. Hitchman II, Chm, Pres & CEO Mary Davis, Cash FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $45,389 Total Securities ($000).................. $12,823 Total Loans ($000)........................ $21,029 Total Deposits ($000).....................$41,181 Tier 1 Capital ($000)....................... $3,980 Risk Based Cap Ratio (%)................ 16.54% Net Interest Margin (%)..................... 3.41% DIRECTORS Charles E. Hitchman II G. John Streeter John Hubert Mike Kelley Ronald L. Cutler Page 62 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data ORANGE CITY Northwestern Bank 122 Central Ave, NW • Orange City, IA 51041 Phone: (712) 737-4911 • Fax: (712) 737-8824 www.northwesternbankonline.com FDIC Cert #13411 • Transit #73905006 Established: 1882 H/C: Security National Corporation, Dakota Dunes, SD Number of Branches: 2 OFFICERS John P. Heller, Pres & CEO Richard Aaron Waller, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$212,948 Total Securities ($000).................. $11,858 Total Loans ($000)...................... $170,497 Total Deposits ($000).................. $179,500 Tier 1 Capital ($000)..................... $21,395 Risk Based Cap Ratio (%)................13.85% Net Interest Margin (%)..................... 3.88% DIRECTORS Daniel Kraai Dennis Van Meeteren Jim Vander Pol John P. Heller Kenneth Murphy Lary G. Rosenboom Richard Aaron Waller Robert Hulstein Steven C. Schmidt OSAGE Home Trust & Savings Bank 628 Main St • Osage, IA 50461 Phone: (641) 732-3763 • Fax: (641) 732-5121 www.hometrustbank.com FDIC Cert #963 • Transit #73903493 Established: 1899 H/C: HTB, Inc., Osage, IA OFFICERS Jean A. Brumm, Pres & CEO Geri Thompson, VP & Cash Jere Medlis Ahrens, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $217,662 Total Securities ($000)...................$87,714 Total Loans ($000)...................... $116,772 Total Deposits ($000).................. $188,447 Tier 1 Capital ($000)..................... $19,855 Risk Based Cap Ratio (%)......................17% Net Interest Margin (%)..................... 2.69% DIRECTORS Frank A. Ahrens II Jean A. Brumm Jere Medlis Ahrens Peggy Ahrens Rice Rick G. Bodensteiner Scott Brandau OSCEOLA American State Bank 1000 Jeffreys Drive • Osceola, IA 50213 Phone: (641) 342-2175 • Fax: (641) 342-2262 www.americanstatebank.com FDIC Cert #26944 • Transit #73922403 Established: 1987 H/C: Osceola Bancorporation, Osceola, IA Number of Branches: 4 OFFICERS Kevin W. Klemesrud, Pres & CEO Marcia Pontier, EVP & Cash James M. Schipper, Chm Clarke County State Bank 139 South Main St • Osceola, IA 50213 Phone: (641) 342-6581 • Fax: (641) 342-4647 www.clarkebank.com FDIC Cert #14980 • Transit #73921653 Established: 1935 H/C: John T. Vucurevich Foundation, Rapid City, SD Number of Branches: 3 OFFICERS David Selene, Pres Amy Lampe, SVP & Cash Gregory R. LeGare, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$165,780 Total Securities ($000).................. $32,463 Total Loans ($000)...................... $118,577 Total Deposits ($000)..................$133,921 Tier 1 Capital ($000)..................... $15,230 Risk Based Cap Ratio (%)................13.28% Net Interest Margin (%)..................... 4.06% DIRECTORS Denis Kale James M. Schipper Kevin W. Klemesrud Marcia Pontier Royce Diveley Steven Reynolds Todd Thompson FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $112,207 Total Securities ($000).................. $27,020 Total Loans ($000)........................ $71,356 Total Deposits ($000).................... $92,378 Tier 1 Capital ($000)..................... $12,270 Risk Based Cap Ratio (%)................ 16.95% Net Interest Margin (%)..................... 3.08% DIRECTORS Bruce McClaflin David Selene Gregory R. LeGare Jack McFarland John Sellars Russell Flaherty CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 63 OSKALOOSA TruBank 302 South Market St • Oskaloosa, IA 52577 Phone: (641) 673-8405 • Fax: (641) 673-4143 www.trubank.org FDIC Cert #15484 • Transit #73901288 Established: 1937 H/C: IT&S of Iowa, Inc., Oskaloosa, IA Number of Branches: 3 OFFICERS Paul L. Swenson, Pres & CEO Keith C. Comfort, SVP & Contr Blair J. Van Zetten, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $114,724 Total Securities ($000).................. $15,227 Total Loans ($000)........................ $80,439 Total Deposits ($000).................... $94,966 Tier 1 Capital ($000)..................... $12,851 Risk Based Cap Ratio (%)................ 15.47% Net Interest Margin (%)..................... 3.84% DIRECTORS Blair J. Van Zetten Bradley R. Sporrer Darrell J. Baxter Kenneth Van Gilst Paul L. Swenson OTTUMWA South Ottumwa Savings Bank 320 Church St • Ottumwa, IA 52501 Phone: (641) 682-7541 • Fax: (641) 682-1846 www.sosb-ia.com FDIC Cert #9099 • Transit #73900690 Established: 1903 H/C: Cornerstone Financial Services Group, Inc., Ottumwa, IA Number of Branches: 3 OFFICERS Teri L. Messerschmitt, Pres & CEO Natalie Bolin, VP Oper & CFO Donald D. Berg, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $297,639 Total Securities ($000)................ $151,866 Total Loans ($000)......................$123,929 Total Deposits ($000).................. $229,914 Tier 1 Capital ($000)..................... $30,501 Risk Based Cap Ratio (%)................20.22% Net Interest Margin (%)..................... 3.15% DIRECTORS Donald D. Berg James Kosman L. Gene Carlson Penny Berg Roger Winslow Teri L. Messerschmitt PALO Palo Savings Bank 606 First St • Palo, IA 52324 Phone: (319) 851-2241 • Fax: (319) 851-2231 www.palosavingsbank.com FDIC Cert #13990 • Transit #73915193 Established: 1908 H/C: Bankers Equity Corporation, Palo, IA OFFICERS Terry L. Meyer, Pres Dale B. Smith, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $32,795 Total Securities ($000)...................$12,974 Total Loans ($000).........................$17,787 Total Deposits ($000).................... $27,397 Tier 1 Capital ($000)........................$4,109 Risk Based Cap Ratio (%)................ 25.61% Net Interest Margin (%)..................... 3.77% DIRECTORS Beth J. Rathje Dale B. Smith John L. Huntington Norma J. McVay Terry L. Meyer Vicki J. Owens PANORA Guthrie County State Bank 505 East Main St • Panora, IA 50216 Phone: (641) 755-2400 • Fax: (641) 755-2344 www.gcsbank.com FDIC Cert #226 • Transit #73921404 Established: 1931 H/C: Guthrie County Bancshares, Inc., Panora, IA Number of Branches: 2 OFFICERS Michael Landon Underwood, Pres & CEO Jamie Patrick, Sec’y & COO Roger Dean Underwood, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $113,102 Total Securities ($000).................. $25,642 Total Loans ($000)........................ $72,820 Total Deposits ($000).................... $91,020 Tier 1 Capital ($000)..................... $10,933 Risk Based Cap Ratio (%)................ 15.94% Net Interest Margin (%)..................... 3.73% DIRECTORS Barry E. Monaghan Donald Reinhart Larry Brandt Margaret Batschelet Michael Landon Underwood Patrick Moylan Roger Dean Underwood Scott Gonzales Page 64 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data PANORA Panora State Bank 120 East Main • Panora, IA 50216 Phone: (641) 755-2141 • Fax: (641) 755-3251 www.panorastatebank.com FDIC Cert #18001 • Transit #73922364 Established: 1959 H/C: Dentel Bancorporation, Victor, IA OFFICERS Julie Dent-Zajicek, Pres & CEO Robert V. Dentel, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $71,884 Total Securities ($000).................. $41,567 Total Loans ($000)........................ $25,020 Total Deposits ($000).................... $52,439 Tier 1 Capital ($000)....................... $9,003 Risk Based Cap Ratio (%).................27.87% Net Interest Margin (%)..................... 3.57% DIRECTORS Dennis Jorgensen Floyd Krakau Julie Dent-Zajicek Lynn Dentel Mary P. Howell Neil Wright Robert J. Dentel Robert V. Dentel PATON Community State Bank 207 South Main St • Paton, IA 50217 Phone: (515) 968-4131 • Fax: (515) 968-4150 www.csbpaton.com FDIC Cert #17551 • Transit #73922296 Established: 1956 OFFICERS Craig A. Marquardt, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $42,894 Total Securities ($000).................. $26,454 Total Loans ($000)........................ $13,691 Total Deposits ($000).................... $35,725 Tier 1 Capital ($000)....................... $6,733 Risk Based Cap Ratio (%)................33.06% Net Interest Margin (%)..................... 3.01% DIRECTORS Arlen O. Hirsch Craig A. Marquardt David Cunningham James Sandberg Rebecca Tourte PELLA Leighton State Bank 900 Washington St • Pella, IA 50219 Phone: (641) 628-1566 • Fax: (641) 628-7286 www.leightonbank.com FDIC Cert #10118 • Transit #73916778 Established: 1911 H/C: Leighton Investment Company, Pella, IA Number of Branches: 4 OFFICERS Steven L. Fopma, Pres, Ag Loan Ofc & CEO Kendra K. Slycord, VP & Cash Richard N. Glendening, Chm Marion County State Bank 800 Main St • Pella, IA 50219 Phone: (641) 628-2191 • Fax: (641) 628-9275 www.marioncountybank.com FDIC Cert #15272 • Transit #73913674 Established: 1935 H/C: Pella Financial Group, Inc., Pella, IA Number of Branches: 2 OFFICERS Steven Kraayenbrink, Pres & CEO Ronald E. Zantingh, EVP & COO M. Bruce Heerema, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$150,725 Total Securities ($000).................. $27,958 Total Loans ($000)......................$106,980 Total Deposits ($000)..................$123,601 Tier 1 Capital ($000)..................... $14,835 Risk Based Cap Ratio (%)................ 14.38% Net Interest Margin (%)........................3.9% DIRECTORS James M. Brandl Mark J. Ellingson Norman L. Ver Ploeg Richard N. Glendening Steven L. Fopma Wendy L. Sims William J. Bruxvoort FINANCIAL STATEMENT - 11/2014 Total Assets ($000).......................$274,312 Total Securities ($000).................. $89,292 Total Loans ($000)...................... $178,146 Total Deposits ($000).................. $222,748 Tier 1 Capital ($000)..................... $28,118 Risk Based Cap Ratio (%)................15.88% Net Interest Margin (%)........................3.5% DIRECTORS Bryce J. Dahm J. Mark De Cook Judd Vande Voort M. Bruce Heerema Paul Hietbrink Peter W. Verhey Ralph J. De Haan Ronald E. Zantingh Steven Kraayenbrink CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 65 PERRY Raccoon Valley Bank 1202 Second St • Perry, IA 50220 Phone: (515) 465-3521 • Fax: (515) 465-4346 www.raccoonvalleybank.com FDIC Cert #245 • Transit #73920887 Established: 1927 H/C: Perry Investment Company, Perry, IA Number of Branches: 5 OFFICERS Terry D. Nielsen, Chm, Pres & CEO Kendall L. Rathje, CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$225,238 Total Securities ($000).................. $66,418 Total Loans ($000)...................... $146,197 Total Deposits ($000).................. $204,114 Tier 1 Capital ($000)..................... $16,959 Risk Based Cap Ratio (%)................ 10.74% Net Interest Margin (%)..................... 3.22% DIRECTORS Dan Wilhelmi Douglas McDermott Elizabeth Garst H. Tom Holcomb Jon J. Peters Robert A. Baird Sally Garst Haerr Sarah Garst Terry D. Nielsen PILOT GROVE Pilot Grove Savings Bank 1341 Pilot Grove Rd • Pilot Grove, IA 52648 Phone: (319) 469-3951 • Fax: (319) 469-4905 www.pilotgrovesavingsbank.com FDIC Cert #9100 • Transit #73916668 Established: 1911 H/C: Pilot Bancorp, Inc., Pilot Grove, IA Number of Branches: 14 OFFICERS Ted J. Vonderhaar, Pres & CEO Gary T. Lovik, Cash & CFO Daniel A. Steffensmeier, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $559,749 Total Securities ($000)................ $119,524 Total Loans ($000)...................... $397,339 Total Deposits ($000).................. $480,376 Tier 1 Capital ($000)..................... $48,367 Risk Based Cap Ratio (%)................12.79% Net Interest Margin (%)..................... 3.49% DIRECTORS Daniel A. Steffensmeier Dennis J. Fitzpatrick Fredrick E. Probasco J. David Gentry Jeffrey R. Jones Robert E. Breazeale Ted J. Vonderhaar POCAHONTAS Pocahontas State Bank 233 North Main St • Pocahontas, IA 50574 Phone: (712) 335-3567 • Fax: (712) 335-4898 www.pocahontasstatebank.net FDIC Cert #234 • Transit #73920683 Established: 1926 H/C: Dentel Bancorporation, Victor, IA Number of Branches: 3 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $100,245 Total Securities ($000)...................$57,111 Total Loans ($000)........................ $35,897 Total Deposits ($000).................... $79,219 Tier 1 Capital ($000)..................... $16,777 Risk Based Cap Ratio (%)................30.59% Net Interest Margin (%)..................... 3.53% OFFICERS Robert F. O’Donnell, Pres & CEO Craig A. Phillips, VP & COO Robert V. Dentel, Chm DIRECTORS Mary P. Howell Richard A. Nedved Robert F. O’Donnell Robert V. Dentel Verlyn E. Dentel PRIMGHAR First National Bank of Primghar 180 South Hayes Ave • Primghar, IA 51245 Phone: (712) 957-2615 • Fax: (712) 957-0131 www.fnbprimghar.com FDIC Cert #4494 • Transit #73907855 Established: 1889 OFFICERS Jean Fulk, CEO Jay H. Smith, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$31,951 Total Securities ($000).................. $11,523 Total Loans ($000)........................ $19,259 Total Deposits ($000).................... $25,768 Tier 1 Capital ($000)........................ $4,974 Risk Based Cap Ratio (%)................ 24.24% Net Interest Margin (%)..................... 3.63% DIRECTORS Jay H. Smith Jean Fulk Steven J. Ney Thomas R. Merry William Wagner Page 66 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data PRIMGHAR Savings Bank 185 South Green Ave • Primghar, IA 51245 Phone: (712) 957-6815 • Fax: (712) 957-0800 www.savingsbankia.com FDIC Cert #13735 • Transit #73907868 Established: 1894 H/C: Capital Bancshares, Inc., Primghar, IA Number of Branches: 3 OFFICERS Gerald L. Leng, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $168,247 Total Securities ($000).................. $38,626 Total Loans ($000)...................... $123,740 Total Deposits ($000)..................$142,460 Tier 1 Capital ($000)..................... $15,027 Risk Based Cap Ratio (%)................12.36% Net Interest Margin (%)..................... 3.59% DIRECTORS Arnold G. Leng David Treimer Douglas Walvoord Duane Kolpin Gerald L. Leng Keith Weber Kenneth Smith RADCLIFFE Security State Bank 207 Isabella St • Radcliffe, IA 50230 Phone: (515) 899-2121 • Fax: (515) 899-2126 www.ssbonline.biz FDIC Cert #18448 • Transit #73908359 Established: 1884 H/C: Drake Holding Company, Radcliffe, IA Number of Branches: 4 OFFICERS Bryan S. Drake, Pres & CEO Richard R. Drake, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $103,196 Total Securities ($000).................. $33,010 Total Loans ($000)........................ $53,894 Total Deposits ($000).................... $92,756 Tier 1 Capital ($000)........................$9,765 Risk Based Cap Ratio (%).................. 9.95% Net Interest Margin (%)..................... 2.98% DIRECTORS Bryan S. Drake David L. Schmidt James O. Willmore Richard R. Drake RAKE State Savings Bank 102 North Main St • P.O. Box 139 • Rake, IA 50465 Phone: (641) 566-3321 • Fax: (641) 566-3324 FDIC Cert #8513 • Transit #73915449 Established: 1914 H/C: Rake Bancorporation, Rake, IA OFFICERS Mark C. Hooper, Pres & CEO Tamara S. Jacobson, VP Marlys F. Swenson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $62,775 Total Securities ($000).....................$6,132 Total Loans ($000)........................ $52,137 Total Deposits ($000).................... $55,335 Tier 1 Capital ($000)....................... $6,230 Risk Based Cap Ratio (%)................ 12.18% Net Interest Margin (%)..................... 3.47% DIRECTORS Harlan Asmus Mark C. Hooper Marlys F. Swenson Steven L. Johanson Tamara S. Jacobson RANDOLPH Tri-Valley Bank 104 Main St • P.O. Box 87 • Randolph, IA 51649 Phone: (712) 625-2201 • Fax: (712) 625-2081 www.tri-valleycenters.com FDIC Cert #12417 • Transit #73919270 Established: 1917 Number of Branches: 2 OFFICERS K. Alan Deines, SEVP & CEO Camielle Silence, VP & CFO Jay W. Longinaker, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $72,682 Total Securities ($000).................. $38,992 Total Loans ($000)........................ $28,214 Total Deposits ($000).................... $63,620 Tier 1 Capital ($000)....................... $7,502 Risk Based Cap Ratio (%)................19.58% Net Interest Margin (%)..................... 2.72% DIRECTORS Bruce Keim Garry Ailes Jay W. Longinaker K. Alan Deines Lora L. Damme Mike Johnson Norma Troxel Robert E. Geiger CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 67 READLYN Readlyn Savings Bank 141 Main St • Readlyn, IA 50668 Phone: (319) 279-3321 • Fax: (319) 279-3382 www.readlynsavingsbank.com FDIC Cert #9300 • Transit #73915494 Established: 1904 H/C: Readlyn Bancshares, Inc., Saint Paul, MN OFFICERS Edgar A. Traeger III, Pres & CEO Lois A. Ganske, Cash Mark J. Sexton, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $71,295 Total Securities ($000).................. $26,315 Total Loans ($000)........................ $41,433 Total Deposits ($000).................... $54,321 Tier 1 Capital ($000)....................... $8,293 Risk Based Cap Ratio (%).................17.94% Net Interest Margin (%)..................... 3.07% DIRECTORS Andrew G. Sexton Douglas J. Sheppard Edgar A. Traeger III Elton H. Schutte Eugene L. Matthias LaVerne H. Leistikow Mark J. Sexton Timothy A. Sexton RED OAK Houghton State Bank 116 East Coolbaugh St • Red Oak, IA 51566 Phone: (712) 623-4823 • Fax: (712) 623-4512 www.houghtonstatebank.com FDIC Cert #15405 • Transit #73901990 Established: 1879 H/C: Lauritzen Corporation, Omaha, NE Number of Branches: 5 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $170,461 Total Securities ($000).................. $23,842 Total Loans ($000)...................... $109,475 Total Deposits ($000).................. $151,258 Tier 1 Capital ($000)..................... $13,836 Risk Based Cap Ratio (%)................ 12.76% Net Interest Margin (%)........................3.4% OFFICERS James D. Sifford, Pres Sue Harris, SVP, STO & COO George E. Maher, Chm DIRECTORS Fred Kuehl George E. Maher James D. Sifford Larry R. Johnson Max Hossle Sue Harris REINBECK Lincoln Savings Bank 508 Main St • Reinbeck, IA 50669 Phone: (319) 788-6441 • Fax: (319) 788-6697 www.mylsb.com FDIC Cert #14207 • Transit #73905527 Established: 1902 H/C: Lincoln Bancorp, Reinbeck, IA Number of Branches: 18 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $760,160 Total Securities ($000)................$135,434 Total Loans ($000)......................$557,282 Total Deposits ($000)..................$558,227 Tier 1 Capital ($000)..................... $54,496 Risk Based Cap Ratio (%)................ 10.33% Net Interest Margin (%)..................... 4.07% OFFICERS Erik Skovgard, EVP & CEO Emily J. Girsch, EVP & CFO Adrian A. Johnson, VP Oper Steven A. Tscherter, Pres Clement J. Havlik, Chm DIRECTORS Clement J. Havlik Cordell Peterson Erik Skovgard James Schneider Jeff Dralle Michael Q. Peterson Milton Dakovich Richard Rickert Steven A. Tscherter Steven Brouwer REMBRANDT First National Bank of Rembrandt 101 East Main St • P.O. Box 107 • Rembrandt, IA 50576 Phone: (712) 286-5491 • Fax: (712) 286-5492 FDIC Cert #13841 • Transit #73915520 Established: 1915 OFFICERS James C. Haraldson, Pres & CEO Ronald G. Haraldson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $55,678 Total Securities ($000).................. $13,311 Total Loans ($000)........................ $31,621 Total Deposits ($000).................... $45,906 Tier 1 Capital ($000)........................$9,337 Risk Based Cap Ratio (%)................29.38% Net Interest Margin (%)..................... 2.66% DIRECTORS James C. Haraldson Janet Haraldson Kal Bovee Ronald G. Haraldson Valerie Mosbo Page 68 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data RIVERSIDE Peoples Trust and Savings Bank 90 East Railroad St • Riverside, IA 52327 Phone: (319) 648-2221 • Fax: (319) 648-2231 www.riverside-bank.com FDIC Cert #11351 • Transit #73920942 Established: 1928 H/C: Country Bancorporation, Crawfordsville, IA OFFICERS Christopher M. Goerdt, Pres & CEO William R. Bernau, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $29,233 Total Securities ($000)...................$11,179 Total Loans ($000)........................ $13,515 Total Deposits ($000).................... $22,833 Tier 1 Capital ($000)........................$2,126 Risk Based Cap Ratio (%).................. 15.2% Net Interest Margin (%)..................... 3.38% DIRECTORS Christopher M. Goerdt Paul H. LaRoche Terrance J. Stumpf Thomas R. Bernau William R. Bernau ROCK RAPIDS Frontier Bank 301 First Ave • Rock Rapids, IA 51246 Phone: (712) 472-2537 • Fax: (712) 472-2620 www.frontierbk.com FDIC Cert #33922 • Transit #73921420 Established: 1932 H/C: Rock Rivers Bancorp, Rock Rapids, IA Number of Branches: 3 OFFICERS Scott Allen Schneidermann, Pres & CEO George Kriene Schneidermann, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $173,286 Total Securities ($000).................. $50,306 Total Loans ($000)...................... $105,813 Total Deposits ($000).................. $127,470 Tier 1 Capital ($000)......................$15,376 Risk Based Cap Ratio (%)................12.96% Net Interest Margin (%)..................... 3.24% DIRECTORS George Kriene Schneidermann Roger Knoblock Scott Allen Schneidermann Kennis Peters Robert E. Ladd ROCK VALLEY Peoples Bank 1230 Valley Dr • Rock Valley, IA 51247 Phone: (712) 476-2746 • Fax: (712) 476-2748 www.peoples-ebank.com FDIC Cert #16265 • Transit #73922005 Established: 1946 H/C: Peoples Bancorp, Rock Valley, IA Number of Branches: 6 OFFICERS Al Vermeer, CEO Lynn Van Beek, CFO Todd Visser, COO Dale Kooima, Pres Joe D. Van Tol, Chm Premier Bank 1004 21St Ave • Rock Valley, IA 51247 Phone: (712) 476-9100 • Fax: (712) 476-9108 www.epremierbank.com FDIC Cert #34384 • Transit #73922555 Established: 1997 H/C: Premier Holdings, Ltd., Rock Valley, IA Number of Branches: 3 OFFICERS Wade Gort, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $420,179 Total Securities ($000).................. $28,405 Total Loans ($000)...................... $366,171 Total Deposits ($000).................. $348,910 Tier 1 Capital ($000)..................... $42,796 Risk Based Cap Ratio (%)................12.75% Net Interest Margin (%)..................... 4.18% DIRECTORS Al Vermeer Allen Blauwet Charles Van Driessen Dennis Michels Earl De Bey Joe D. Van Tol Philip Kooima FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $297,824 Total Securities ($000).................. $10,605 Total Loans ($000)......................$258,700 Total Deposits ($000)..................$238,968 Tier 1 Capital ($000)..................... $33,575 Risk Based Cap Ratio (%)................13.64% Net Interest Margin (%)..................... 4.29% DIRECTORS Daniel Taylor Darrell Vande Vegte Greg T. Westra Harold Westra Joyce Van Engen Wade Gort CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 69 ROLFE Rolfe State Bank 316 Garfield St • Rolfe, IA 50581 Phone: (712) 848-3480 • Fax: (712) 848-3228 www.rolfestatebank.com FDIC Cert #15575 • Transit #73921611 Established: 1934 H/C: Dixon Bancshares, Inc., Rolfe, IA Number of Branches: 2 OFFICERS Robert J. Dixon, Chm & CEO William J. Winkleblack, Pres Jennifer Trenary, Cash FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $48,749 Total Securities ($000)...................$17,414 Total Loans ($000)........................ $25,927 Total Deposits ($000).................... $37,487 Tier 1 Capital ($000)....................... $4,867 Risk Based Cap Ratio (%).................17.38% Net Interest Margin (%)..................... 3.78% DIRECTORS Dean W. Duitscher Loren H. Thompson Robert J. Dixon Robert W. Dixon William J. Winkleblack ROWLEY Rowley Savings Bank 114 Ely St • Rowley, IA 52329 Phone: (319) 938-2211 • Fax: (319) 938-2214 www.rowleysavingsbank.com FDIC Cert #9102 • Transit #73915656 Established: 1914 H/C: Shields Agency, Inc., Rowley, IA OFFICERS Gregory D. Shields, Pres & CEO Donald E. Shields, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$16,576 Total Securities ($000)............................ $4 Total Loans ($000)...........................$5,373 Total Deposits ($000).................... $15,364 Tier 1 Capital ($000)........................ $1,174 Risk Based Cap Ratio (%)................ 19.21% Net Interest Margin (%)..................... 2.37% DIRECTORS Craig L. Clark Donald E. Shields Gregory D. Shields H. Vivian Davis Karen Shields ROYAL Home State Bank 202 Third Ave • Royal, IA 51357 Phone: (712) 933-5511 • Fax: (712) 933-2397 www.hsbroyal.com FDIC Cert #966 • Transit #73918378 Established: 1915 H/C: Royal Bancshares, Inc., Royal, IA OFFICERS Larry Olson, Chm, Pres & CEO Dennis C. Galloway, EVP, Cash & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $47,606 Total Securities ($000).................. $20,670 Total Loans ($000).........................$25,917 Total Deposits ($000).................... $34,463 Tier 1 Capital ($000)..................... $12,699 Risk Based Cap Ratio (%)................ 41.28% Net Interest Margin (%)..................... 3.47% DIRECTORS David G. Rayner Dennis C. Galloway Julie Jacobsen Larry Olson Lesa Manning Shirley Olson SAC CITY Citizens Bank 500 West Main St • Sac City, IA 50583 Phone: (712) 662-4755 • Fax: (712) 662-4951 www.citizensbanksaccity.com FDIC Cert #8758 • Transit #73921048 Established: 1929 H/C: Citizens Holding Company, Sac City, IA Number of Branches: 2 OFFICERS Thomas J. Lange, Chm, Pres & CEO Devi McBride, VP & Cash FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $56,546 Total Securities ($000).................. $24,782 Total Loans ($000)........................ $24,540 Total Deposits ($000).................... $45,653 Tier 1 Capital ($000)....................... $3,969 Risk Based Cap Ratio (%)................13.96% Net Interest Margin (%)...........................3% DIRECTORS Darvin Saddoris Mike Green Russell Pickhinke Russell Spearman Thomas J. Lange Page 70 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data SAC CITY Iowa State Bank 500 Audubon St • Sac City, IA 50583 Phone: (712) 662-4721 • Fax: (712) 662-4950 www.scsbank.com FDIC Cert #10497 • Transit #73920654 Established: 1926 H/C: Sac City Limited, Sac City, IA Number of Branches: 3 OFFICERS Steven D. Spotts, Pres, TO & CEO Myra Horton, VP Oper William C. Hess, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $113,372 Total Securities ($000).................. $21,303 Total Loans ($000)........................ $80,347 Total Deposits ($000).................... $96,808 Tier 1 Capital ($000)..................... $10,651 Risk Based Cap Ratio (%)................ 14.15% Net Interest Margin (%)..................... 3.44% DIRECTORS Charles E. Sayre Don Nadrchal Duane Herrig Steven D. Spotts Timothy O. Lee William C. Hess SAINT ANSGAR St. Ansgar State Bank 237 West Fourth St • Saint Ansgar, IA 50472 Phone: (641) 713-4501 • Fax: (641) 713-2435 www.stansgarbank.com FDIC Cert #17259 • Transit #73907774 Established: 1891 H/C: St. Ansgar Bancorporation, Saint Ansgar, IA Number of Branches: 2 OFFICERS Timothy D. Halvorson, Pres & CEO Julia K. Oakland, VP & Oper Ofc Ward A. Halvorson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $99,154 Total Securities ($000)...................$19,071 Total Loans ($000)........................ $68,882 Total Deposits ($000).................... $85,152 Tier 1 Capital ($000)......................$13,175 Risk Based Cap Ratio (%)................19.34% Net Interest Margin (%)..................... 3.69% DIRECTORS David R. Falk Gregory D. Goplerud Mindi Vervaecke Rodney L. Patterson Thomas A. Edgington Timothy D. Halvorson Ward A. Halvorson SANBORN Sanborn Savings Bank 219 Main St • Sanborn, IA 51248 Phone: (712) 930-3211 • Fax: (712) 930-3220 www.sanbornbank.com FDIC Cert #11352 • Transit #73905637 Established: 1899 H/C: San Bancorp., Sanborn, IA OFFICERS James P. Cravens, Pres & CEO Jean R. Snyder, VP & Cash James W. Cravens, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $59,414 Total Securities ($000).................. $12,590 Total Loans ($000).........................$39,101 Total Deposits ($000).................... $49,315 Tier 1 Capital ($000)....................... $5,960 Risk Based Cap Ratio (%).................. 15.2% Net Interest Margin (%)..................... 3.46% DIRECTORS Charles Getting Christopher Klumpp James P. Cravens James W. Cravens Marilyn L. Cravens Timothy J. Devitt SCHALLER State Bank of Schaller 100 West Second St • Schaller, IA 51053 Phone: (712) 275-4261 • Fax: (712) 275-4264 www.netteller.comstatebankofschaller FDIC Cert #13931 • Transit #73908511 Established: 1898 H/C: Century Bancshares, Inc., Schaller, IA OFFICERS Scott G. Currie, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $33,015 Total Securities ($000).................. $22,887 Total Loans ($000).......................... $7,364 Total Deposits ($000).................... $29,388 Tier 1 Capital ($000)....................... $3,644 Risk Based Cap Ratio (%)................ 27.33% Net Interest Margin (%)..................... 2.42% DIRECTORS Barbara Watson Clyde Krause Lorna Currie Scott G. Currie William Foell CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 71 SHELDON Citizens State Bank 808 Third Ave • Sheldon, IA 51201 Phone: (712) 324-2519 • Fax: (712) 324-5382 www.csbsheldon.com FDIC Cert #18356 • Transit #73922322 Established: 1961 H/C: Dixon Bancshares, Inc., Rolfe, IA Number of Branches: 2 OFFICERS Robert J. Dixon, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$113,856 Total Securities ($000).................. $24,595 Total Loans ($000).........................$77,742 Total Deposits ($000).................... $99,148 Tier 1 Capital ($000)..................... $12,606 Risk Based Cap Ratio (%).................17.22% Net Interest Margin (%)..................... 3.45% DIRECTORS Dennis J. Ten Clay Heidi L. Brown Keith C. Rolston Larry Van Meeteren Mark Warntjes Robert J. Dixon SHENANDOAH Century Bank 116 South Blossom St • Shenandoah, IA 51601 Phone: (712) 246-2205 • Fax: (712) 246-1159 http://centurybankshen.com FDIC Cert #14051 • Transit #73901851 Established: 1882 H/C: CNB Corp, Shenandoah, IA OFFICERS Gregory M. Ritchey, Chm, Pres & CEO First Heritage Bank 801 South Fremont St • Shenandoah, IA 51601 Phone: (712) 246-5118 • Fax: (712) 246-3554 www.fhbshen.com FDIC Cert #4457 • Transit #73910237 Established: 1873 H/C: First National Bancorp, Farragut, IA Number of Branches: 2 OFFICERS Kurt R. Henstorf, Chm, Pres & CEO Amanda S. Fielder, EVP, Cash & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $83,918 Total Securities ($000).................. $29,668 Total Loans ($000)........................ $48,695 Total Deposits ($000).................... $66,393 Tier 1 Capital ($000)........................$7,712 Risk Based Cap Ratio (%)................ 14.05% Net Interest Margin (%)..................... 3.28% DIRECTORS George Max Gregory M. Ritchey Michael J. Bauer Rebecca Ann Ritchey Richard Jansen Robert E. Norris Troy Nielsen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $41,399 Total Securities ($000).................. $15,444 Total Loans ($000)........................ $23,456 Total Deposits ($000).................... $34,946 Tier 1 Capital ($000)....................... $3,967 Risk Based Cap Ratio (%)................ 16.46% Net Interest Margin (%)..................... 3.91% DIRECTORS Amanda S. Fielder Kurt R. Henstorf Marion C. Henstorf Robert Wilson Rusty Hunter Sandra K. Bugg SIBLEY Sibley State Bank 803 Fourth Ave • Sibley, IA 51249 Phone: (712) 754-2561 • Fax: (712) 754-2677 www.sibleystatebank.com FDIC Cert #11764 • Transit #73905116 Established: 1894 H/C: Cypress Corporation, Omaha, NE OFFICERS Karl L. Bormann, Pres & CEO Bruce R. Lauritzen, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$91,916 Total Securities ($000).................. $16,183 Total Loans ($000)........................ $65,297 Total Deposits ($000).................... $65,653 Tier 1 Capital ($000)........................$7,331 Risk Based Cap Ratio (%)................ 11.57% Net Interest Margin (%)..................... 3.42% DIRECTORS Brad Meester Bruce R. Lauritzen Dawn Butler Gail E. Buchholtz Karl L. Bormann Scott Hill W. W. Herrmann Page 72 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data SIGOURNEY County Bank 201 South Jefferson St • Sigourney, IA 52591 Phone: (641) 622-2525 • Fax: (641) 622-2893 www.yourcountybank.com FDIC Cert #12126 • Transit #73903891 Established: 1884 H/C: Fountain View Bancorp., Inc., Sigourney, IA Number of Branches: 4 OFFICERS Thomas A. Bates, Pres & CEO Bernice Hahn, SVP & CFO Terence P. Greenley, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $112,114 Total Securities ($000).................... $4,255 Total Loans ($000)........................ $91,029 Total Deposits ($000).................... $98,260 Tier 1 Capital ($000)..................... $12,629 Risk Based Cap Ratio (%)................ 14.45% Net Interest Margin (%)..................... 4.88% DIRECTORS Daniel P. O’Rourke Frances S. Fleck Patrick J. Marget Richard V. De Regnier Terence P. Greenley Thomas A. Bates SIOUX CENTER American State Bank 525 North Main Ave • Sioux Center, IA 51250 Phone: (712) 722-4846 • Fax: (712) 722-3819 www.ambankiowa.com FDIC Cert #228 • Transit #73917641 Established: 1913 H/C: Ambank Company, Inc., Sioux Center, IA Number of Branches: 6 OFFICERS W. Dale Den Herder, Chm & CEO Leslie J. Wynja, VP, Cash & CFO Arlin J. Roskam, VP & COO Stanley W. Speer, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$700,485 Total Securities ($000).................... $4,625 Total Loans ($000)......................$625,505 Total Deposits ($000)..................$582,695 Tier 1 Capital ($000)..................... $78,773 Risk Based Cap Ratio (%)................ 13.16% Net Interest Margin (%)..................... 3.36% DIRECTORS Brian Van Engen Chuck C. Mulder Darrel Raih Dave Bosma Don Baker Doug Schuver Mark Kreun Mark Sybesma Mark Von Arb Rachel J. Schreurs Randy Vreugdenhil Stanley W. Speer W. Dale Den Herder SIOUX CITY Liberty National Bank 4425 Singing Hills Blvd • Sioux City, IA 51106 Phone: (712) 224-4425 • Fax: (712) 224-4426 www.libertynationalonline.com FDIC Cert #57505 • Transit #73922869 Established: 2003 H/C: Liberty Financial Services, Inc., Sioux City, IA Number of Branches: 2 OFFICERS Michael T. Patrick, Pres & CEO Chase Anderson, VP Oper Don H. Vaudt, Chm Pinnacle Bank Sioux City 1901 Morningside Ave • Sioux City, IA 51106 Phone: (712) 276-5333 • Fax: (712) 276-5336 www.pinnbanksc.com FDIC Cert #18958 • Transit #73900739 Established: 1912 H/C: Pinnacle Bancorp, Inc., Sioux City, IA Number of Branches: 2 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$290,403 Total Securities ($000)...................$61,513 Total Loans ($000)......................$200,378 Total Deposits ($000)...................$251,974 Tier 1 Capital ($000)..................... $24,520 Risk Based Cap Ratio (%)................12.34% Net Interest Margin (%)..................... 3.72% DIRECTORS Brian Gunderson Cy Chesterman Jr. Don H. Vaudt Lance Morgan FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $79,847 Total Securities ($000).................. $19,180 Total Loans ($000)........................ $54,742 Total Deposits ($000).................... $66,478 Tier 1 Capital ($000)....................... $9,930 Risk Based Cap Ratio (%)................20.88% Net Interest Margin (%)..................... 3.53% DIRECTORS Alison D. Dinsdale Dillon Retzlaff John Sidney Dinsdale Matt Dinsdale CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • OFFICERS Dillon Retzlaff, Pres & CEO Matt Dinsdale, Chm Larry Book Mark Peterson Michael T. Patrick Robert P. Rehal Terry L. Smith Vernon D. Stolen November 2014 Data • Page 73 SIOUX CITY Pioneer Bank 4700 Singing Hills Blvd • Sioux City, IA 51106 Phone: (712) 271-6511 • Fax: (712) 271-6595 www.pioneerbanks.com FDIC Cert #19540 • Transit #73915782 Established: 1907 H/C: Pioneer Development Company, Sioux City, IA Number of Branches: 4 OFFICERS Kelly A. Florke, Pres & CEO Traci J. Jensen, SVP, Cash & CFO Theodore G. Saltzman Jr., Chm Security National Bank of Sioux City 601 Pierce St • Sioux City, IA 51101 Phone: (712) 277-6500 • Fax: (712) 277-6542 www.snbonline.com FDIC Cert #4506 • Transit #73900085 Established: 1884 H/C: Security National Corporation, Dakota Dunes, SD Number of Branches: 7 OFFICERS Richard Aaron Waller, Chm & CEO Steven W. Corrie, SVP & CFO D. Douglas Rice, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$146,885 Total Securities ($000).................. $28,724 Total Loans ($000)...................... $106,010 Total Deposits ($000).................. $117,607 Tier 1 Capital ($000)..................... $12,840 Risk Based Cap Ratio (%)................ 11.68% Net Interest Margin (%)..................... 3.69% DIRECTORS Brian D. Kroll Bruce M. Kolbe Dennis J. Bullock Dirk Jon Winkel James L. Young James W. Miller Kelly A. Florke Kent C. Claus Richard L. Aadland Shennen S. C. Saltzman Stanley Boyle Theodore G. Saltzman Jr. FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$828,929 Total Securities ($000)................$228,791 Total Loans ($000)...................... $470,362 Total Deposits ($000).................. $636,641 Tier 1 Capital ($000)..................... $87,346 Risk Based Cap Ratio (%)................19.06% Net Interest Margin (%)..................... 2.81% DIRECTORS Charles E. Wolfe D. Douglas Rice Darwin Hamann Douglas E. Palmer Garrett K. Smith John W. Gleeson Raymond H. Cole Richard Aaron Waller Scott R. Kuehl Stephanie S. Samenus SIOUX RAPIDS First State Bank 123 Main St • Sioux Rapids, IA 50585 Phone: (712) 283-2593 • Fax: (712) 283-2594 FDIC Cert #15369 • Transit #73921132 Established: 1930 H/C: Little Sioux Bancshares, Inc., Sioux Rapids, IA Number of Branches: 2 OFFICERS Jay R. Rehnstrom, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $35,865 Total Securities ($000).................. $16,862 Total Loans ($000).......................... $9,509 Total Deposits ($000).................... $29,248 Tier 1 Capital ($000)....................... $5,335 Risk Based Cap Ratio (%).................. 35.4% Net Interest Margin (%)..................... 2.78% DIRECTORS Dwaine Petersen Jay R. Rehnstrom Marilyn M. Rehnstrom Mark D. Rehnstrom Robert D. Stewart SLATER South Story Bank & Trust 501 Linn St • Slater, IA 50244 Phone: (515) 228-3566 • Fax: (515) 228-3565 www.southstorybank.com FDIC Cert #17348 • Transit #73922238 Established: 1954 H/C: Greene Investment Co., Jefferson, IA Number of Branches: 2 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$126,134 Total Securities ($000).................. $11,815 Total Loans ($000)........................ $98,095 Total Deposits ($000)..................$109,750 Tier 1 Capital ($000)....................... $9,286 Risk Based Cap Ratio (%)................ 10.65% Net Interest Margin (%)..................... 4.15% DIRECTORS Jennifer Garst Doug Schonhorst Kevin L. Brooks Douglas McDermott Sid Jones Doyle Drake Elizabeth Garst Page 74 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data OFFICERS Kevin L. Brooks, Chm, Pres & CEO LuAnn R. Carlson, Cash & CFO SLOAN Sloan State Bank 302 Fourth St • Sloan, IA 51055 Phone: (712) 428-3344 • Fax: (712) 428-3329 www.sloanstatebank.com FDIC Cert #8507 • Transit #73909361 Established: 1889 H/C: Sloan State Corporation, Sloan, IA Number of Branches: 2 OFFICERS Dale B. Smith, Chm, Pres & CEO Jill Smith, Cash FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $51,435 Total Securities ($000).................. $25,980 Total Loans ($000)........................ $20,301 Total Deposits ($000).................... $43,984 Tier 1 Capital ($000)........................$5,571 Risk Based Cap Ratio (%)................23.04% Net Interest Margin (%)..................... 3.37% DIRECTORS Dale B. Smith David W. Storm Donald Lord Michael W. Smith Mike Miltenberger SOLON Solon State Bank 126 South Market St • Solon, IA 52333 Phone: (319) 624-3405 • Fax: (319) 624-3407 www.solonstatebank.com FDIC Cert #232 • Transit #73921446 Established: 1932 H/C: Solon Financial, Inc., Solon, IA Number of Branches: 3 OFFICERS D. Neil Erusha, Pres & CEO Linda S. Sovers, VP & Cash Donald M. Erusha, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $88,361 Total Securities ($000).................. $27,213 Total Loans ($000)........................ $55,688 Total Deposits ($000).................... $64,528 Tier 1 Capital ($000)..................... $19,700 Risk Based Cap Ratio (%)................33.75% Net Interest Margin (%)..................... 5.44% DIRECTORS D. Neil Erusha Don C. Ellis Donald M. Erusha James Bartlett Keith J. Hodapp Robert D. Mickelson Ronald L. Rushek SOMERS Heartland Bank 615 Sixth Ave • Somers, IA 50586 Phone: (515) 467-5561 • Fax: (515) 467-5791 www.heartlandbanks.com FDIC Cert #14809 • Transit #73915889 Established: 1901 H/C: Somers Bancorporation, Somers, IA Number of Branches: 4 OFFICERS Kevin M. Black, Pres & CEO C. Jim McConnell, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$122,332 Total Securities ($000).................. $24,843 Total Loans ($000)........................ $91,668 Total Deposits ($000).................... $94,701 Tier 1 Capital ($000)..................... $15,875 Risk Based Cap Ratio (%)................ 16.45% Net Interest Margin (%)..................... 4.61% DIRECTORS Brent A. Black C. Jim McConnell Julie Blair Kevin M. Black Ned Palmer SOUTH ENGLISH White State Bank 209 Ives St • P.O. Box 68 • South English, IA 52335 Phone: (319) 667-5005 • Fax: (319) 667-6007 www.whitestatebank.com FDIC Cert #8519 • Transit #73910923 Established: 1908 H/C: Country Bancorporation, Crawfordsville, IA OFFICERS Scott F. Axmear, Pres & CEO William R. Bernau, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $35,564 Total Securities ($000).................... $9,830 Total Loans ($000)........................ $20,980 Total Deposits ($000).................... $28,304 Tier 1 Capital ($000)....................... $4,662 Risk Based Cap Ratio (%)................20.36% Net Interest Margin (%)..................... 3.63% DIRECTORS Brian G. Middendorf Fred L. Axmear Jane M. Axmear Scott F. Axmear Thomas R. Bernau William R. Bernau CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 75 SPENCER Community State Bank 1812 Hwy Blvd • Spencer, IA 51301 Phone: (712) 262-3030 • Fax: (712) 264-0798 www.ecommunitybank.org FDIC Cert #230 • Transit #73917887 Established: 1914 H/C: Community State Bancorporation, Spencer, IA Number of Branches: 4 OFFICERS Clark J. Cunningham, Pres & CEO Steven A. Grell, Chm Farmers Trust and Savings Bank 125 West Fourth St • Spencer, IA 51301 Phone: (712) 262-3340 • Fax: (712) 262-9511 www.farmerstrust.com FDIC Cert #12858 • Transit #73918857 Established: 1916 H/C: Easter Enterprises, Inc., Spencer, IA FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$139,489 Total Securities ($000).................. $58,380 Total Loans ($000).........................$76,547 Total Deposits ($000)..................$119,485 Tier 1 Capital ($000)..................... $12,849 Risk Based Cap Ratio (%).................. 16.6% Net Interest Margin (%)..................... 2.93% DIRECTORS Adam Binder Alan Patten Bruce Nystrom Bruce Tamisiea Clark J. Cunningham David M. Hultgren Gary Grave J. Scott Simpson Steven A. Grell FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$325,893 Total Securities ($000)................ $102,516 Total Loans ($000)...................... $210,030 Total Deposits ($000).................. $273,105 Tier 1 Capital ($000)..................... $30,481 Risk Based Cap Ratio (%)................15.04% Net Interest Margin (%)..................... 3.08% OFFICERS David W. Woodcock, Pres & CEO Bryan K. Harken, VP & CFO Debbie L. Sundall, SVP-HR & Cash Paul Easter, Chm DIRECTORS Bruce Lamport Christopher Bjornstad David W. Woodcock J. Douglas Hart Jack Easter Northwest Bank FINANCIAL STATEMENT - 11/2014 Total Assets ($000).................. $1,348,564 Total Securities ($000)................$111,834 Total Loans ($000)................... $1,119,766 Total Deposits ($000)...............$1,183,297 Tier 1 Capital ($000)................... $112,601 Risk Based Cap Ratio (%)................ 11.33% Net Interest Margin (%)..................... 3.48% 101 West Fifth St • Spencer, IA 51301 Phone: (712) 580-4100 • Fax: (712) 580-4188 www.bank-northwest.com FDIC Cert #32647 • Transit #273970682 Established: 1988 H/C: Northwest Financial Corp., Arnolds Park, IA Number of Branches: 22 OFFICERS Gregory A. Post, Pres & CEO Tracey L. Koenig, SVP Oper C. B. Conover IV, Chm DIRECTORS Ann Wagner-Hauser C. B. Conover IV Dwight K. Conover George A. Grieb Greg Brandt Gregory A. Post James A. Higgins John W. Jensen Martha Easter-Wells Paul Easter Paul Sieh James Geelan James Humes Jeffrey L. Plagge John M. Franken Kevin R. Wolterstorff Stephanie Brown Page 76 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data SPENCER State Bank 728 North Grand Ave • Spencer, IA 51301 Phone: (712) 262-6580 • Fax: (712) 262-6699 www.statebank-spencer.com FDIC Cert #16151 • Transit #73921954 Established: 1944 H/C: Everly Bancorporation, Everly, IA Number of Branches: 3 OFFICERS Wayne P. Johnson, Chm & CEO Ryan Johnson, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $69,628 Total Securities ($000).....................$9,616 Total Loans ($000)........................ $51,523 Total Deposits ($000).................... $63,949 Tier 1 Capital ($000)........................$5,169 Risk Based Cap Ratio (%)................ 10.77% Net Interest Margin (%)..................... 3.67% DIRECTORS Charley Whittenburg Robert N. Goeken Ryan Johnson Thomas Goeken Wayne P. Johnson SPILLVILLE Citizens Savings Bank 101 Church St • Spillville, IA 52168 Phone: (563) 562-3674 • Fax: (563) 562-3027 www.bankingwithcsb.com FDIC Cert #12128 • Transit #73915915 Established: 1908 Number of Branches: 3 OFFICERS David James Riha, Chm, Pres & CEO Judith Adams, CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$97,142 Total Securities ($000).................. $51,700 Total Loans ($000)........................ $42,061 Total Deposits ($000).....................$78,474 Tier 1 Capital ($000)..................... $11,341 Risk Based Cap Ratio (%).................17.96% Net Interest Margin (%)..................... 3.25% DIRECTORS Colleen Durham David James Riha Ernest R. Lensing Gary Mihm John Wiest John Zoulek Roy J. Hageman Rusty Kephart SPIRIT LAKE Bank Midwest 1525 18th St • Spirit Lake, IA 51360 Phone: (712) 336-0505 • Fax: (712) 336-0404 www.bankmidwest.com FDIC Cert #5170 • Transit #73920829 Established: 1887 H/C: Goodenow Bancorporation, Okoboji, IA Number of Branches: 5 OFFICERS Stephen J. Goodenow, Chm, Pres & CEO Kevin L. Neuharth, CFO Mary Kay Bates, EVP & COO State Bank 1902 Hill Ave • Spirit Lake, IA 51360 Phone: (712) 336-2455 • Fax: (712) 336-2463 www.statebankspiritlake.com FDIC Cert #13715 • Transit #73920997 Established: 1928 H/C: State Banco, Ltd., Spirit Lake, IA Number of Branches: 2 OFFICERS William C. Wetzeler, Pres & CEO Judy K. Nece, SVP Charles W. Wetzeler, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$695,308 Total Securities ($000)................ $101,364 Total Loans ($000)......................$529,655 Total Deposits ($000)..................$588,009 Tier 1 Capital ($000)..................... $67,361 Risk Based Cap Ratio (%)................12.99% Net Interest Margin (%)..................... 4.33% DIRECTORS Becki Drahota Brent Staples David L. Rettig Joseph Pick Michael S. Dove Paul Ruen Stephen J. Goodenow Thomas Brent Gronstal FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $68,979 Total Securities ($000).................. $27,484 Total Loans ($000).........................$37,247 Total Deposits ($000).................... $61,075 Tier 1 Capital ($000)........................$7,575 Risk Based Cap Ratio (%)................ 19.12% Net Interest Margin (%)......................3.16% DIRECTORS Andy Schultz Bernard Kelley Carol Schultz Charles W. Wetzeler Elsie M. Wetzeler Judy K. Nece William C. Wetzeler CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 77 SPRINGVILLE Exchange State Bank 253 Broadway St • Springville, IA 52336 Phone: (319) 854-6104 • Fax: (319) 854-6313 www.exchangestatebank.net FDIC Cert #16094 • Transit #73909031 Established: 1878 H/C: Country Bancorporation, Crawfordsville, IA Number of Branches: 2 OFFICERS Tyson R. Jacobi, Pres & CEO William R. Bernau, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $45,667 Total Securities ($000).................. $19,460 Total Loans ($000)........................ $21,090 Total Deposits ($000).................... $37,297 Tier 1 Capital ($000)........................$3,578 Risk Based Cap Ratio (%)................ 11.66% Net Interest Margin (%)..................... 3.39% DIRECTORS Brian G. Middendorf Randal S. Jones Thomas R. Bernau Trevor J. Norman Tyson R. Jacobi William R. Bernau STATE CENTER Central State Bank 109 West Main St • State Center, IA 50247 Phone: (641) 483-2505 • Fax: (641) 483-2851 www.centralstatebankia.com FDIC Cert #10903 • Transit #73906856 Established: 1902 H/C: State Center Financial, Inc., State Center, IA OFFICERS Brian L. Disney, Pres & CEO Judy Eggers, VP & Cash Joyce A. Buck, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $213,874 Total Securities ($000).................. $92,142 Total Loans ($000)...................... $107,989 Total Deposits ($000).................. $172,090 Tier 1 Capital ($000)..................... $25,708 Risk Based Cap Ratio (%)................ 16.67% Net Interest Margin (%)..................... 3.18% DIRECTORS Ben Logsdon Bradley Kirkpatrick Brian L. Disney Joyce A. Buck Judy Eggers Wendy Haesemeyer STORM LAKE Central Bank 600 Lake Ave • Storm Lake, IA 50588 Phone: (712) 732-2190 • Fax: (712) 732-5049 www.centralbankonline.com FDIC Cert #15555 • Transit #73903503 Established: 1877 H/C: Commercial Financial Corp., Storm Lake, IA Number of Branches: 18 OFFICERS Timothy J. Brown, Chm & CEO John C. Brown, Pres & CFO Randy D. Johnson, SVP, Cash & COO Citizens First National Bank East 5th & Lake Ave • P.O. Box 1227 • Storm Lake, IA 50588 Phone: (712) 732-5440 • Fax: (712) 732-6167 www.citizensfnb.com FDIC Cert #4511 • Transit #73903516 Established: 1902 H/C: FNC., Inc., Storm Lake, IA Number of Branches: 3 OFFICERS Harry P. Schaller, Pres Danny R. Richardson, SVP George H. Schaller, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$638,526 Total Securities ($000).................. $28,444 Total Loans ($000)......................$559,230 Total Deposits ($000).................. $550,975 Tier 1 Capital ($000)..................... $65,455 Risk Based Cap Ratio (%)................12.48% Net Interest Margin (%)..................... 4.91% DIRECTORS Charles A. Wulfsen Jeff A. Richter Jeffrey R. Lapke John C. Brown Randy D. Johnson Randy Fehr Scott Wilson Steve Simon Timothy J. Brown FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $202,916 Total Securities ($000).................. $96,452 Total Loans ($000)........................ $99,383 Total Deposits ($000).................. $181,487 Tier 1 Capital ($000)..................... $20,328 Risk Based Cap Ratio (%).................17.72% Net Interest Margin (%)..................... 2.94% DIRECTORS Dick Christiansen Douglas M. Heppner Eugene Lyster Gaylen Winterhof George H. Schaller Harry P. Schaller Steve Neuroth Page 78 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data STORM LAKE Security Trust & Savings Bank 601 Lake Ave • Storm Lake, IA 50588 Phone: (712) 732-3022 • Fax: (712) 732-7055 www.securitybanksl.com FDIC Cert #968 • Transit #73903529 Established: 1908 H/C: Storm Lake Security Bancorporation, Storm Lake, IA Number of Branches: 2 OFFICERS David H. Dvergsten, Chm, Pres & CEO Mary A. Eckerman, VP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$194,363 Total Securities ($000)................$120,399 Total Loans ($000)........................ $60,732 Total Deposits ($000).................. $172,924 Tier 1 Capital ($000)..................... $19,189 Risk Based Cap Ratio (%)................25.39% Net Interest Margin (%)..................... 2.59% DIRECTORS Benjamin B. Dvergsten David H. Dvergsten Deloris A. Britt James Foell John Dumkrieger STORY CITY Reliance State Bank 606 Broad St • Story City, IA 50248 Phone: (515) 733-4396 • Fax: (515) 733-2068 www.rsbiowa.com FDIC Cert #9299 • Transit #73920926 Established: 1928 H/C: Ames National Corporation, Ames, IA Number of Branches: 3 OFFICERS Richard J. Schreier, Pres & CEO John P. Nelson, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $214,556 Total Securities ($000).................. $82,208 Total Loans ($000)......................$115,464 Total Deposits ($000)..................$180,283 Tier 1 Capital ($000)..................... $19,568 Risk Based Cap Ratio (%)................13.64% Net Interest Margin (%)..................... 3.31% DIRECTORS Cory K. Milbrandt Elaine C. Tekippe Gary G. Vulgamott Harold E. Thompson John P. Nelson Mike Hrubes Neil W. Fell Richard J. Schreier Steven D. Forth STUART First State Bank 215 North Division St • Stuart, IA 50250 Phone: (515) 523-2721 • Fax: (515) 523-1261 www.stuartbank.com FDIC Cert #16177 • Transit #73921967 Established: 1934 Number of Branches: 4 OFFICERS James W. Belden, Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $99,059 Total Securities ($000).................. $29,957 Total Loans ($000)........................ $57,620 Total Deposits ($000).................... $88,792 Tier 1 Capital ($000)........................$8,031 Risk Based Cap Ratio (%).................17.47% Net Interest Margin (%)..................... 3.25% DIRECTORS James W. Belden Jeffrey A. Horn Mollie Jarvis Noah Hunter William W. Hunter SUMNER First State Bank 1150 West First St • Sumner, IA 50674 Phone: (563) 578-3312 • Fax: (563) 578-5847 www.fsbsumner.com FDIC Cert #11634 • Transit #73904939 Established: 1900 H/C: PSB Corporation, Wellsburg, IA Number of Branches: 2 OFFICERS Gregory A. Johnson, Pres & CEO Dean R. Conrad, EVP Richard G. Fox, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $102,975 Total Securities ($000).................. $38,150 Total Loans ($000)........................ $50,564 Total Deposits ($000).................... $75,058 Tier 1 Capital ($000)..................... $11,870 Risk Based Cap Ratio (%)................19.86% Net Interest Margin (%)..................... 3.44% DIRECTORS Dean R. Conrad Gregory A. Johnson Joseph Freitag Neil O’Kones Richard G. Fox CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 79 SUMNER Northeast Security Bank 108 North Carpenter St • Sumner, IA 50674 Phone: (563) 578-3251 • Fax: (563) 578-3253 www.northeastsecuritybank.com FDIC Cert #18384 • Transit #73909222 Established: 1888 H/C: Independence Bancshares, Inc., Independence, IA Number of Branches: 4 OFFICERS Benjamin G. Pagel, Pres, CEO & COO Craig K. Coffman, SVP & CFO Gary F. Short, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$123,498 Total Securities ($000).................. $33,655 Total Loans ($000)........................ $79,895 Total Deposits ($000).................... $93,989 Tier 1 Capital ($000)..................... $13,706 Risk Based Cap Ratio (%)................ 16.66% Net Interest Margin (%)......................3.74% DIRECTORS Benjamin G. Pagel Brian K. Meyer Gary F. Short Jack D. Moulds Keith B. Bruening LaVerne A. Buhr Randy A. Blin SUTHERLAND Security State Bank 109 West Second St • Sutherland, IA 51058 Phone: (712) 446-3324 • Fax: (712) 446-3326 www.mysecuritystate.com FDIC Cert #235 • Transit #73921161 Established: 1931 H/C: Old O’Brien Banc Shares, Inc., Sutherland, IA Number of Branches: 2 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $101,328 Total Securities ($000)........................$553 Total Loans ($000)........................ $96,488 Total Deposits ($000).................... $71,567 Tier 1 Capital ($000)........................$9,075 Risk Based Cap Ratio (%)................ 10.51% Net Interest Margin (%)........................4.4% OFFICERS James J. Johnson, Chm & CEO Darin J. Johnson, Pres DIRECTORS Dan Ebel Darin J. Johnson James J. Johnson Jeffrey D. Ebel Philip M. Woodall SWISHER Swisher Trust & Savings Bank 59 Rose Ave, SW • Swisher, IA 52338 Phone: (319) 857-4131 • Fax: (319) 857-4531 www.swisherbank.com FDIC Cert #8516 • Transit #73917298 Established: 1913 H/C: Swisher Bankshares, Inc., Swisher, IA OFFICERS Philip R. Reed, Pres & CEO George W. Chadima, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $45,628 Total Securities ($000).................. $22,486 Total Loans ($000)........................ $17,255 Total Deposits ($000).................... $40,362 Tier 1 Capital ($000)....................... $5,086 Risk Based Cap Ratio (%)................18.93% Net Interest Margin (%)......................2.74% DIRECTORS Craig Vondracek Darrick J. Chadima Daryl J. Hynek David Bowersox George W. Chadima Philip R. Reed Russell R. Thompson TEMPLETON Templeton Savings Bank 103 South Main St • Templeton, IA 51463 Phone: (712) 669-3322 • Fax: (712) 669-3705 www.templetonsavingsbank.com FDIC Cert #969 • Transit #73920405 Established: 1923 Number of Branches: 2 OFFICERS Thomas L. Horbach, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $117,609 Total Securities ($000).................. $34,349 Total Loans ($000)........................ $78,363 Total Deposits ($000).................... $96,734 Tier 1 Capital ($000)..................... $13,047 Risk Based Cap Ratio (%).................17.35% Net Interest Margin (%)..................... 3.35% DIRECTORS John T. Horbach Joseph W. Blum Kevin J. Boyle Larry J. Horbach Larry L. Sporrer Teresa A. Horbach Thomas L. Horbach Page 80 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data TIPTON Community State Bank 509 Lynn St • Tipton, IA 52772 Phone: (563) 886-6155 • Fax: (563) 886-3904 www.cstbank.com FDIC Cert #10114 • Transit #73908317 Established: 1894 H/C: Fidelity Company, Dubuque, IA Number of Branches: 4 OFFICERS Glenn Hay, Pres, Sen. Lndr & CEO Cathy Boesenberg, VP Oper & BSO James R. Kennedy Jr., Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$113,289 Total Securities ($000).................. $49,142 Total Loans ($000)........................ $49,378 Total Deposits ($000).................... $96,330 Tier 1 Capital ($000)..................... $10,125 Risk Based Cap Ratio (%)................ 16.28% Net Interest Margin (%)..................... 2.83% DIRECTORS Bryan G. Vander Lee Cathy Boesenberg Glenn Hay James R. Kennedy Jr. Patricia Hasenbank William Schwitzer TITONKA Titonka Savings Bank 173 Main St, North • Titonka, IA 50480 Phone: (515) 928-2142 • Fax: (515) 928-2042 www.tsbbank.com FDIC Cert #17302 • Transit #73918844 Established: 1916 H/C: Titonka Bancshares, Inc., Titonka, IA Number of Branches: 3 OFFICERS Allan J. Boyken, Chm, Pres, TO & CEO Todd E. Schwartz, EVP, CFO & CCO Linda Smith, Contr, Ret Mgr & COO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $168,104 Total Securities ($000).................. $90,650 Total Loans ($000)........................ $63,779 Total Deposits ($000).................. $147,660 Tier 1 Capital ($000)..................... $17,804 Risk Based Cap Ratio (%)................ 22.71% Net Interest Margin (%)..................... 2.93% DIRECTORS Aaron T. Boyken Allan J. Boyken Janice Folkerts Jeffry L. Carlton Leonard Stenzel Linda Smith Lori Bertram Quentin R. Boyken Todd E. Schwartz William Krahling TOLEDO State Bank of Toledo 100 East High St • Toledo, IA 52342 Phone: (641) 484-2980 • Fax: (641) 484-2333 www.banktoledo.com FDIC Cert #4514 • Transit #73920780 Established: 1927 H/C: Tama County Abstract Company, Toledo, IA Number of Branches: 2 OFFICERS John C. Kavalier, Pres Donna J. Princehouse, EVP James E. Roan, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$102,842 Total Securities ($000).................... $4,005 Total Loans ($000)........................ $84,201 Total Deposits ($000).................... $93,522 Tier 1 Capital ($000)....................... $8,955 Risk Based Cap Ratio (%)................ 11.08% Net Interest Margin (%)..................... 4.48% DIRECTORS Bill Skow Jr. Danny Lekin Donna J. Princehouse James E. Roan Joe E. Boll John C. Kavalier Michael J. Doyle Richard Ridout Tom Scharnweber TRAER Farmers Savings Bank & Trust 611 Second St • Traer, IA 50675 Phone: (319) 478-2148 • Fax: (319) 478-2023 www.fsb-traer.com FDIC Cert #10122 • Transit #73918459 Established: 1915 H/C: Talen, Inc., Traer, IA Number of Branches: 2 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $177,948 Total Securities ($000).................. $72,045 Total Loans ($000)........................ $84,135 Total Deposits ($000)..................$153,899 Tier 1 Capital ($000)..................... $12,304 Risk Based Cap Ratio (%)................12.63% Net Interest Margin (%)..................... 2.96% DIRECTORS Cindy Youel Darlys M. Hulme E. James Mason Jr. Keith Ervin CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • OFFICERS William C. Talen, Chm & CEO Darlys M. Hulme, Vice Chm, Pres & Sec’y Nicholas Podhajsky Todd Wiley William C. Talen November 2014 Data • Page 81 TREYNOR TS Bank 15 East Main St • Treynor, IA 51575 Phone: (712) 487-3000 • Fax: (712) 487-3475 www.tsbank.com FDIC Cert #14812 • Transit #73920447 Established: 1923 H/C: Treynor Bancshares, Inc., Treynor, IA Number of Branches: 5 OFFICERS Joshua M. Guttau, CEO & CFO Christine Baker, COO & Dir Int Audit Michael K. Guttau, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$289,326 Total Securities ($000)................$182,666 Total Loans ($000)........................ $77,512 Total Deposits ($000)..................$237,258 Tier 1 Capital ($000)..................... $24,036 Risk Based Cap Ratio (%).................. 14.8% Net Interest Margin (%)......................3.17% DIRECTORS Christine A. Clausen Eugene W. Young Heidi A. Guttau-Fox Joshua M. Guttau Judith A. Guttau Marlyn A. Eitmann Michael K. Guttau Neil A. Stanley Wendell A. Volkens TRIPOLI American Savings Bank 312 South Main St • Tripoli, IA 50676 Phone: (319) 882-4279 • Fax: (319) 882-4271 www.asbtripoli.com FDIC Cert #9104 • Transit #73907664 Established: 1899 H/C: Tripoli Bancshares, Inc., Saint Paul, MN OFFICERS Steven R. Edeker, Pres & CEO Mark J. Sexton, VP & Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $51,836 Total Securities ($000)...................$27,519 Total Loans ($000)........................ $22,039 Total Deposits ($000).................... $38,519 Tier 1 Capital ($000)....................... $8,936 Risk Based Cap Ratio (%).................27.77% Net Interest Margin (%)..................... 3.19% DIRECTORS Andrew G. Sexton Kenny L. Hennings Kim L. Kehe Mark J. Sexton Steven R. Edeker Timothy A. Sexton VICTOR Farmers Savings Bank 606 Third St • Victor, IA 52347 Phone: (319) 647-3141 • Fax: (319) 647-3141 FDIC Cert #8097 • Transit #73908621 Established: 1891 H/C: FSB of Victor, Inc., Victor, IA OFFICERS Melvin G. Happel, Chm, Pres & CEO Victor State Bank 201 Washington St • Victor, IA 52347 Phone: (319) 647-2231 • Fax: (319) 647-2232 www.victorstatebank.com FDIC Cert #12859 • Transit #73908634 Established: 1928 H/C: Dentel Bancorporation, Victor, IA OFFICERS Robert J. Dentel, Pres & CEO Justine Weisskopf, VP & COO Robert V. Dentel, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $38,620 Total Securities ($000).....................$4,318 Total Loans ($000)........................ $28,734 Total Deposits ($000).................... $32,341 Tier 1 Capital ($000)........................$6,179 Risk Based Cap Ratio (%)................20.85% Net Interest Margin (%)..................... 3.84% DIRECTORS Maxine L. Happel Melvin G. Happel Orville W. Bloethe FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $49,854 Total Securities ($000)...................$27,874 Total Loans ($000).........................$19,711 Total Deposits ($000).................... $34,734 Tier 1 Capital ($000)..................... $11,499 Risk Based Cap Ratio (%)................40.88% Net Interest Margin (%)..................... 4.55% DIRECTORS Mary P. Howell Patricia A. Dentel Robert J. Dentel Robert V. Dentel Verlyn E. Dentel Page 82 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data WALCOTT Walcott Trust and Savings Bank 101 West Bryant St • Walcott, IA 52773 Phone: (563) 284-6202 • Fax: (563) 284-6031 www.walcottbank.com FDIC Cert #12716 • Transit #73910389 Established: 1931 Number of Branches: 2 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $102,126 Total Securities ($000).................. $20,102 Total Loans ($000)........................ $68,184 Total Deposits ($000).................... $82,015 Tier 1 Capital ($000)..................... $19,803 Risk Based Cap Ratio (%)................29.52% Net Interest Margin (%)..................... 3.69% OFFICERS Susan L. Daley, Pres & CEO Susie Johnson, VP & Contr Clemens A. Werner Jr., Chm DIRECTORS Bob Garman Clemens A. Werner Jr. Kent A. Paustian Susan L. Daley William I. Moon WALKER Walker State Bank 116 Greene St • Walker, IA 52352 Phone: (319) 448-4317 • Fax: (319) 448-4102 www.walkerbank.com FDIC Cert #16432 • Transit #73922089 Established: 1946 H/C: Country Bancorporation, Crawfordsville, IA OFFICERS Rod G. Dobney, Pres & CEO William R. Bernau, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$41,037 Total Securities ($000).................. $13,489 Total Loans ($000)........................ $22,534 Total Deposits ($000).................... $33,198 Tier 1 Capital ($000)....................... $3,728 Risk Based Cap Ratio (%)................13.53% Net Interest Margin (%)..................... 3.53% DIRECTORS Brian G. Middendorf Christopher A. Nielsen Rod G. Dobney Terry L. Novotny Thomas R. Bernau William R. Bernau WAPELLO Iowa State Bank 409 Hwy 61, South • Wapello, IA 52653 Phone: (319) 523-5200 • Fax: (319) 523-2858 www.iastatebk.com FDIC Cert #14291 • Transit #73906872 Established: 1931 H/C: Morning Sun Bank Corp., Wapello, IA Number of Branches: 5 OFFICERS Chris D. Grimm, Pres Rebecca Belzer, CFO Walter J. Carlson, Chm State Bank of Wapello 306 North Second St • Wapello, IA 52653 Phone: (319) 523-2131 • Fax: (319) 523-2141 www.statebankofwapello.com FDIC Cert #15308 • Transit #73921721 Established: 1935 H/C: Wapello Bankshares, Inc., Wapello, IA OFFICERS Kent A. Wollenhaupt, Pres & CEO Wayne D. Shipman, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $80,816 Total Securities ($000)........................$738 Total Loans ($000)........................ $67,773 Total Deposits ($000).................... $64,521 Tier 1 Capital ($000)......................$10,574 Risk Based Cap Ratio (%)................ 16.55% Net Interest Margin (%)..................... 3.77% DIRECTORS Chris D. Grimm Dennis Shull Elizabeth Brennan Kim L. Robb Ron Massner Walter J. Carlson FINANCIAL STATEMENT - 11/2014 Total Assets ($000).........................$39,076 Total Securities ($000).................. $12,857 Total Loans ($000)........................ $12,964 Total Deposits ($000).................... $34,506 Tier 1 Capital ($000)....................... $4,436 Risk Based Cap Ratio (%)................ 22.91% Net Interest Margin (%)..................... 2.22% DIRECTORS Curt L. Grimm Harlan Hayes Kent A. Wollenhaupt Myrtle I. Wollenhaupt Wayne D. Shipman Wayne Gieselman CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 83 WASHINGTON Federation Bank 102 East Main St • Washington, IA 52353 Phone: (319) 653-7256 • Fax: (319) 653-2636 www.federationbankia.com FDIC Cert #14352 • Transit #73915672 Established: 1906 H/C: Washington Bancorp, Washington, IA Number of Branches: 5 OFFICERS Jamie Collier, Pres & CEO Leisha A. Linge, EVP Dale J. Torpey, Chm Washington State Bank 121 South Marion Ave • Washington, IA 52353 Phone: (319) 653-2151 • Fax: (319) 653-6375 www.washsb.com FDIC Cert #214 • Transit #73902216 Established: 1932 H/C: W.S.B., Inc., Washington, IA Number of Branches: 3 OFFICERS Keith W. Lazar, Pres & CEO James R. Mostek, VP & Cash Rachel Nicola, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $114,973 Total Securities ($000).................. $33,727 Total Loans ($000)........................ $69,552 Total Deposits ($000).................... $94,450 Tier 1 Capital ($000)....................... $9,286 Risk Based Cap Ratio (%)................ 11.96% Net Interest Margin (%)..................... 3.65% DIRECTORS Carroll Steinbeck Dale J. Torpey Donnie B. Dickinson Jamie Collier James D. Gorham James E. Miller Leisha A. Linge Mary Levy Myron L. Graber Rick R. Hofer Terry Engelken FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $241,536 Total Securities ($000).................. $73,431 Total Loans ($000)...................... $145,746 Total Deposits ($000).................. $187,871 Tier 1 Capital ($000)..................... $33,385 Risk Based Cap Ratio (%)................ 24.76% Net Interest Margin (%)..................... 3.13% DIRECTORS David Birney James E. Lloyd John A. Winga Jr. Keith W. Lazar Leigh Wolf R. Dean Garrett Rachel Nicola Ron Farrier Thomas Lowe WATERLOO Farmers State Bank 1009 Peoples Sq • Waterloo, IA 50702 Phone: (319) 287-3961 • Fax: (319) 287-3966 www.fsb1879.com FDIC Cert #12855 • Transit #73908045 Established: 1879 H/C: FSB Financial Services, Inc., Waterloo, IA Number of Branches: 10 OFFICERS Rodney Lawrence Duroe, Cash, CEO & CFO Todd L. Rohlfsen, Pres Albert C. Duroe, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$591,429 Total Securities ($000).................. $45,583 Total Loans ($000)......................$502,969 Total Deposits ($000)..................$462,459 Tier 1 Capital ($000)..................... $46,607 Risk Based Cap Ratio (%)................ 10.69% Net Interest Margin (%)..................... 4.07% DIRECTORS Albert C. Duroe Andrew Van Fleet Jerry L. Fratzke John C. White Michael H. Fereday Rodney Lawrence Duroe Roger W. Hershberger Suzanne C. Duroe Todd L. Rohlfsen WATKINS Watkins Savings Bank 202 First St • Watkins, IA 52354 Phone: (319) 227-7773 • Fax: (319) 227-7446 www.watkinsbank.com FDIC Cert #18071 • Transit #73916406 Established: 1892 OFFICERS Daniel J. Schulte, Pres James W. Oberreuter, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $69,305 Total Securities ($000).................. $37,521 Total Loans ($000)........................ $27,592 Total Deposits ($000).................... $57,825 Tier 1 Capital ($000)..................... $10,000 Risk Based Cap Ratio (%).................. 25.6% Net Interest Margin (%)........................3.1% DIRECTORS James W. Oberreuter Daniel J. Schulte John D. Kuester Dennis D. Kimm Dennis L. Frese Page 84 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data WAUKON Farmers & Merchants Savings Bank 201 West Main St • Waukon, IA 52172 Phone: (563) 568-3417 • Fax: (563) 568-6225 www.fmsb4me.com FDIC Cert #255 • Transit #73920612 Established: 1925 H/C: Farmers & Merchants Savings Bank, , Number of Branches: 2 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$150,222 Total Securities ($000)...................$51,162 Total Loans ($000)........................ $92,732 Total Deposits ($000).................. $127,156 Tier 1 Capital ($000)..................... $15,998 Risk Based Cap Ratio (%)................15.42% Net Interest Margin (%)..................... 3.48% OFFICERS Ethan A. Jacobson, Chm, Pres & CEO Nancy Burg Rathbun, SVP & COO DIRECTORS Donald Bakke Ethan A. Jacobson Waukon State Bank FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$252,503 Total Securities ($000).................. $46,232 Total Loans ($000)...................... $178,835 Total Deposits ($000).................. $207,406 Tier 1 Capital ($000)..................... $32,946 Risk Based Cap Ratio (%)................ 18.15% Net Interest Margin (%)........................3.8% 22 West Main St • Waukon, IA 52172 Phone: (563) 568-3451 • Fax: (563) 568-6247 www.waukonstatebank.com FDIC Cert #1857 • Transit #73903985 Established: 1871 H/C: WFC, Inc., Waukon, IA Number of Branches: 4 OFFICERS James E. Sweeney, Chm, Pres & CEO Gail E. Prestemon, EVP Oper & Cash DIRECTORS Alan J. Johnson David Hahn David Martin David Stilwell Gail E. Prestemon James E. Sweeney Herbert Dehli Sibyl Jacobson Patrick C. Friar Rick D. Burras Robert A. Schultz Ronald R. Stoskopf Thomas Thomson WAVERLY First National Bank 316 East Bremer Ave • Waverly, IA 50677 Phone: (319) 352-1340 • Fax: (319) 352-6323 www.myfnbbank.com FDIC Cert #4519 • Transit #73902766 Established: 1864 H/C: First of Waverly Corporation, Waverly, IA Number of Branches: 6 OFFICERS Richard J. Carlson, Pres & CEO Susan Whitson, EVP, CFO & COO Gary Nelson, Chm Security State Bank 933 16th St, SW • Waverly, IA 50677 Phone: (319) 352-3500 • Fax: (319) 352-4231 www.securitystateonline.com FDIC Cert #15738 • Transit #73921860 Established: 1940 H/C: Fayette Bancorporation, Marion, IA Number of Branches: 3 OFFICERS Clair J. Lensing Sr., Chm, Pres & CEO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$324,675 Total Securities ($000).................. $40,219 Total Loans ($000)......................$253,813 Total Deposits ($000).................. $272,165 Tier 1 Capital ($000)..................... $36,499 Risk Based Cap Ratio (%)................ 14.98% Net Interest Margin (%)..................... 3.53% DIRECTORS David Engelbrecht David J. Huser David W. Deaver Gary Nelson James R. Kenyon James R. Krieg Keith D. Collins Kimberly Folkers Michael Byl Richard J. Carlson Susan Whitson Tom Rasmussen FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $79,851 Total Securities ($000).................. $36,409 Total Loans ($000)........................ $36,087 Total Deposits ($000).....................$61,140 Tier 1 Capital ($000)........................$7,731 Risk Based Cap Ratio (%)................ 16.31% Net Interest Margin (%)........................3.2% DIRECTORS Bernard Smith Jr. Clair J. Lensing Jr. Clair J. Lensing Sr. Duane L. Harms Mary E. Lensing Thomas J. Leary CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 85 WEBSTER CITY First State Bank 505 Second St • Webster City, IA 50595 Phone: (515) 832-2520 • Fax: (515) 832-2592 www.fsbwc.com FDIC Cert #15321 • Transit #73921718 Established: 1935 H/C: Van Diest Investment Company, Ankeny, IA Number of Branches: 6 OFFICERS David P. Taylor, Pres & CEO Brian J. McLoughlin, SVP & CFO Denise Shehorn, Cash Robert A. Van Diest, Chm WCF Financial Bank (MHC) FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$348,354 Total Securities ($000)...................$51,057 Total Loans ($000)...................... $270,937 Total Deposits ($000).................. $279,370 Tier 1 Capital ($000)..................... $38,170 Risk Based Cap Ratio (%)......................13% Net Interest Margin (%)..................... 3.53% DIRECTORS Arlo Van Diest Brian J. McLoughlin David P. Taylor Douglas D. Follmann John Van Diest Robert A. Van Diest Ronald Nagel 820 Des Moines St • Webster City, IA 50595 Phone: (515) 832-3071 • Fax: (515) 832-3085 www.wcfbank.com FDIC Cert #28989 • Transit #273970776 Established: 1934 H/C: WCF Financial, M.H.C., Webster City, IA Number of Branches: 3 FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $109,240 Total Securities ($000)...................$41,167 Total Loans ($000)........................ $55,516 Total Deposits ($000).................... $92,656 Tier 1 Capital ($000)..................... $13,629 Risk Based Cap Ratio (%)................ 30.37% Net Interest Margin (%)..................... 3.01% OFFICERS Stephen L. Mourlam, Pres & CEO Dennis John Tasler, Chm DIRECTORS C. Thomas Chalstrom Dennis John Tasler Harold J. Pursley Kyle R. Swon Leo Moriarty Stephen L. Mourlam WELLSBURG Peoples Savings Bank 414 North Adams St • Wellsburg, IA 50680 Phone: (641) 869-3721 • Fax: (641) 869-3855 www.bankpsb.com FDIC Cert #14868 • Transit #73920531 Established: 1934 H/C: PSB Corporation, Wellsburg, IA Number of Branches: 3 OFFICERS Richard G. Fox, Chm, Pres & CEO Robert L. Macy, EVP Jolene R. Hippen, 1st VP & Cash FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $101,627 Total Securities ($000).................. $33,560 Total Loans ($000)........................ $60,835 Total Deposits ($000).................... $76,461 Tier 1 Capital ($000)....................... $8,480 Risk Based Cap Ratio (%)................ 12.07% Net Interest Margin (%)......................3.14% DIRECTORS Alle V. Jaspers Harris Reiter Neil O’Kones Richard G. Fox Robert L. Macy Tony Doolaard WEST BEND West Iowa Bank 319 South Broadway Ave • West Bend, IA 50597 Phone: (515) 887-7811 • Fax: (515) 887-7812 www.westiowabank.com FDIC Cert #9105 • Transit #73908155 Established: 1926 H/C: West Bend Bancorp., West Bend, IA Number of Branches: 5 OFFICERS Martin L. Jacobs, Pres Carol E. Baas, AVP Stephany Harvey, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$119,729 Total Securities ($000).................. $36,060 Total Loans ($000)........................ $72,671 Total Deposits ($000).................... $98,807 Tier 1 Capital ($000)..................... $11,789 Risk Based Cap Ratio (%)................ 14.49% Net Interest Margin (%)..................... 3.69% DIRECTORS James Daubendiek Jenny A. Daubendiek Justin Daubendiek Martin L. Jacobs Stephany Harvey Susan Harvey Winchester William H. Daubendiek II Page 86 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data WEST DES MOINES Bank Iowa 1150 Jordan Creek Pkwy • West Des Moines, IA 50266 Phone: (515) 225-0710 • Fax: (515) 226-7370 www.bankiowabanks.com FDIC Cert #14521 • Transit #73920418 Established: 1923 H/C: Bank Iowa Corporation, West Des Moines, IA Number of Branches: 25 OFFICERS James L. Plagge, Pres & CEO Darlene Carlson, CFO K. Paige Duncan, Chm Earlham Savings Bank 7300 Lake Drive • West Des Moines, IA 50266 Phone: (515) 223-4753 • Fax: (515) 225-3298 www.earlhambank.com FDIC Cert #5796 • Transit #73921158 Established: 1931 Number of Branches: 8 OFFICERS William W. Hunter, Chm, Pres & CEO Laura D. Forret, VP & Cash Fidelity Bank 177 South Jordan Creek Pkwy • West Des Moines, IA 50266 Phone: (515) 221-0022 • Fax: (515) 221-3311 www.fidelity-bank.com FDIC Cert #14251 • Transit #73920900 Established: 1927 H/C: Maximum Bancshares, Inc., West Des Moines, IA Number of Branches: 3 OFFICERS Bruce D. Greenfield, Pres & CEO Brian deBuhr, VP & Cash Marvin L. Rickert, Chm Freedom Financial Bank 1255 Jordan Creek Pkwy • West Des Moines, IA 50266 Phone: (515) 223-1113 • Fax: (515) 223-0707 www.freedomfinancialbank.com FDIC Cert #35031 • Transit #73922704 Established: 1999 H/C: Freedom Holdings Company, West Des Moines, IA Number of Branches: 2 OFFICERS Heather L. Miller, EVP & CEO Jeffrey L. Payne, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)................... $1,113,676 Total Securities ($000).................$301,176 Total Loans ($000)......................$721,969 Total Deposits ($000)..................$923,730 Tier 1 Capital ($000)................... $100,919 Risk Based Cap Ratio (%)................ 14.02% Net Interest Margin (%)..................... 3.33% DIRECTORS Darlene Carlson Daryl K. Petty David Boswell Harry O. Barr James L. Plagge Jerry Warrick John F. Hartford John Krummel K. Paige Duncan Richard H. Kriener Robert D. Vavra Scott Brus FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$263,152 Total Securities ($000).................. $69,866 Total Loans ($000)...................... $163,618 Total Deposits ($000)..................$235,089 Tier 1 Capital ($000)..................... $27,158 Risk Based Cap Ratio (%).................. 18.7% Net Interest Margin (%)........................3.5% DIRECTORS James W. Belden Margaret P. Schafer Samuel H. Braland Vernon L. Geiger William W. Hunter FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $71,303 Total Securities ($000).................... $4,605 Total Loans ($000)........................ $57,215 Total Deposits ($000).................... $52,139 Tier 1 Capital ($000)........................$6,513 Risk Based Cap Ratio (%)................12.39% Net Interest Margin (%)...........................5% DIRECTORS Bruce D. Greenfield Kenneth J. Bonnet Marvin L. Rickert Rick M. Nord Teg Sage FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $161,768 Total Securities ($000)............................ $0 Total Loans ($000)...................... $137,470 Total Deposits ($000).................. $133,537 Tier 1 Capital ($000)......................$17,273 Risk Based Cap Ratio (%)................ 14.12% Net Interest Margin (%)..................... 3.64% DIRECTORS Heather L. Miller Heidi A. Loverude Jeffrey L. Payne Robert Hanson Robert O. Grathwohl CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 87 WEST DES MOINES Midwest Heritage Bank, FSB 3580 EP True Pkwy • Ste 100 • West Des Moines, IA 50265 Phone: (515) 278-6541 • Fax: (515) 278-6536 www.mhbank.com FDIC Cert #4432 • Transit #73902436 Established: 1873 H/C: Hy-Vee, Inc., West Des Moines, IA Number of Branches: 8 OFFICERS Tony S. Kaska, Pres & CEO Lisa J. Hayek, SVP & COO Stephen Meyer, Chm State Savings Bank 4800 Mills Civic Pkwy • Suite 100 West Des Moines, IA 50265 Phone: (515) 457-9533 • Fax: (515) 457-9643 www.statesavingsonline.com FDIC Cert #248 • Transit #73909468 Established: 1894 H/C: SSB Holding Co., Inc., West Des Moines, IA Number of Branches: 2 OFFICERS Timothy J. Wolf, Pres & CEO John F. Edge, Chm West Bank 1601 22nd St • West Des Moines, IA 50266 Phone: (515) 222-2300 • Fax: (515) 222-2346 www.westbankstrong.com FDIC Cert #15614 • Transit #73903354 Established: 1893 H/C: West Bancorporation, Inc., West Des Moines, IA Number of Branches: 11 OFFICERS David D. Nelson, Chm & CEO Douglas R. Gulling, CFO Brad L. Winterbottom, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$187,492 Total Securities ($000).................. $49,586 Total Loans ($000)...................... $122,014 Total Deposits ($000)..................$154,348 Tier 1 Capital ($000)..................... $20,114 Risk Based Cap Ratio (%)...................17.2% Net Interest Margin (%)..................... 3.58% DIRECTORS Jay Marshall Karl Kruse Michael D. Skokan Monte Wiese Paula Correy Sheila Laing Stephen Meyer Tony S. Kaska FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$104,432 Total Securities ($000).....................$2,001 Total Loans ($000).........................$91,147 Total Deposits ($000).................... $83,528 Tier 1 Capital ($000)..................... $10,491 Risk Based Cap Ratio (%)................13.65% Net Interest Margin (%)..................... 4.26% DIRECTORS James Middendorf John F. Edge Lee M. Walker Loren Milligan Matt Whitaker Timothy J. Wolf FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................$1,507,862 Total Securities ($000)................$336,544 Total Loans ($000).................. $1,083,420 Total Deposits ($000)...............$1,211,253 Tier 1 Capital ($000)................... $148,240 Risk Based Cap Ratio (%)................ 13.07% Net Interest Margin (%)..................... 3.55% DIRECTORS Brad L. Winterbottom David D. Nelson David R. Milligan Douglas R. Gulling Frank W. Berlin George Dunlop Milligan Harlee N. Olafson James William Noyce Joyce A. Chapman Kaye R. Lozier Lou Ann G. Sandburg Michael J. Gerdin Philip Jason Worth Robert G. Pulver Sean P. McMurray Steven K. Gaer Thomas A. Carlstrom WEST LIBERTY West Liberty State Bank 101 East Fourth St • West Liberty, IA 52776 Phone: (319) 627-2191 • Fax: (319) 627-2796 www.wlsb-ia.com FDIC Cert #14573 • Transit #73904531 Established: 1934 H/C: Cornerstone Financial Services Group, Inc., Ottumwa, IA OFFICERS Timothy B. Putney, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $82,266 Total Securities ($000).................. $52,190 Total Loans ($000)........................ $24,150 Total Deposits ($000).................... $66,908 Tier 1 Capital ($000)....................... $8,882 Risk Based Cap Ratio (%)................ 27.48% Net Interest Margin (%)..................... 2.69% DIRECTORS Carmela Lechuga Jason A. Cassady Roger Winslow Teri L. Messerschmitt Timothy B. Putney Page 88 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data WEST UNION Bank 1st 115 North Vine St • West Union, IA 52175 Phone: (563) 422-3883 • Fax: (563) 422-5356 www.bank1stia.com FDIC Cert #13816 • Transit #73904560 Established: 1934 H/C: FNB Banshares, Inc., West Union, IA Number of Branches: 3 OFFICERS Tobin L. Britt, Sec’y & CEO Tracy Weidemann, EVP & CFO John A. Grimes, Chm & Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$122,601 Total Securities ($000)...................$39,717 Total Loans ($000)........................ $73,132 Total Deposits ($000).................. $109,125 Tier 1 Capital ($000)..................... $12,063 Risk Based Cap Ratio (%)...................17.4% Net Interest Margin (%)..................... 3.36% DIRECTORS Brian Reichter George B. Woodard Jr. James L. Moss John A. Grimes Mark L. Mihm Richard E. Smith Roger Howard Tobin L. Britt WESTSIDE Westside State Bank 401 First St • Westside, IA 51467 Phone: (712) 663-4322 • Fax: (712) 663-4321 www.wsbankonline.com FDIC Cert #18518 • Transit #73913580 Established: 1906 H/C: Halbur Bancshares, Inc., Westside, IA Number of Branches: 5 OFFICERS Matthew N. Lujano, Pres & CEO James J. White, Chairman & VP FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $86,808 Total Securities ($000).................... $5,399 Total Loans ($000).........................$74,248 Total Deposits ($000).................... $66,612 Tier 1 Capital ($000)....................... $6,566 Risk Based Cap Ratio (%)................ 10.51% Net Interest Margin (%)..................... 4.22% DIRECTORS Debora J. Quandt James A. Borcher James J. White James L. Andersen Jeffrey L. Renner Kevin G. Sporrer Matthew N. Lujano Susan J. Dennis WEVER Farmers Savings Bank 3542 168th St • Wever, IA 52658 Phone: (319) 372-5141 • Fax: (319) 372-4533 www.fsbwever.com FDIC Cert #10500 • Transit #73916532 Established: 1908 H/C: FSB Bancorp, Wever, IA Number of Branches: 3 OFFICERS Brian A. Messer, Pres & CEO Allison Wooldridge, Compl & Oper Ofc Brian Burk, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$120,420 Total Securities ($000).................. $11,760 Total Loans ($000)...................... $101,938 Total Deposits ($000).................... $97,812 Tier 1 Capital ($000)..................... $12,154 Risk Based Cap Ratio (%)................ 15.14% Net Interest Margin (%)..................... 4.36% DIRECTORS Brian A. Messer Brian Burk Eric Boeding James Kannenberg John Bonar Lynn Egan William Dahms WHEATLAND First Trust and Savings Bank 123 South Main St • Wheatland, IA 52777 Phone: (563) 374-1247 • Fax: (563) 374-1224 www.firsttrustsavings.com FDIC Cert #8752 • Transit #73916545 Established: 1886 H/C: Wheatland Bancorporation, Wheatland, IA Number of Branches: 6 OFFICERS Jeffrey V. Jacobi, Pres & CEO William J. Watters, EVP & CFO David Buchanan, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $141,106 Total Securities ($000).....................$8,013 Total Loans ($000)......................$125,402 Total Deposits ($000)..................$116,364 Tier 1 Capital ($000)..................... $14,204 Risk Based Cap Ratio (%)................12.43% Net Interest Margin (%)..................... 3.99% DIRECTORS Daniel G. Burke David Buchanan Dean Rock Don Cain Jeffrey V. Jacobi Keith Steward Ronald J. Burnett Steven Rutenbeck William J. Watters CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 89 WILLIAMSBURG Farmers Trust & Savings Bank 510 Elm St • P.O. Box 90 • Williamsburg, IA 52361 Phone: (319) 668-2525 • Fax: (319) 668-2133 www.ftsbia.com FDIC Cert #14392 • Transit #73906160 Established: 1934 H/C: FTS Financial, Inc., Williamsburg, IA Number of Branches: 2 OFFICERS John R. Jones, Chm, Pres & CEO D. Jeffrey Young, VP & CFO FINANCIAL STATEMENT - 11/2014 Total Assets ($000)...................... $140,122 Total Securities ($000).................. $57,005 Total Loans ($000)........................ $75,569 Total Deposits ($000).................... $85,609 Tier 1 Capital ($000)..................... $27,795 Risk Based Cap Ratio (%)................32.83% Net Interest Margin (%)......................3.71% DIRECTORS Cynthia L. Maxwell James F. Gruenwald Jr. John R. Jones Jon E. Kinzenbaw Keith E. Stanerson WINFIELD Peoples State Bank 109 South Locust St • Winfield, IA 52659 Phone: (319) 257-3305 • Fax: (319) 257-6602 www.peoplesstatebk.com FDIC Cert #13992 • Transit #73906665 Established: 1934 H/C: Peoples Holding Corp., Winfield, IA OFFICERS Klay Edwards, Pres & CEO Leonard Hesseltine, VP Oper Michael D. Garris, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $27,805 Total Securities ($000)...................$14,712 Total Loans ($000)........................ $11,666 Total Deposits ($000).................... $24,826 Tier 1 Capital ($000)....................... $2,653 Risk Based Cap Ratio (%)................ 20.15% Net Interest Margin (%)..................... 2.76% DIRECTORS Arthur L. Lauer Gary Johnson Jason Hagge Klay Edwards Michael D. Garris Mitch Wachs WINTERSET Farmers & Merchants State Bank 101 West Jefferson St • Winterset, IA 50273 Phone: (515) 462-4242 • Fax: (515) 462-4246 www.fmsbiowa.com FDIC Cert #15610 • Transit #73903147 Established: 1934 H/C: Farmers & Merchants Bancorp, Winterset, IA Number of Branches: 4 OFFICERS Shane K. Pashek, Pres & CEO S. James Smith, Chm Union State Bank 201 West Court Ave • Winterset, IA 50273 Phone: (515) 462-2161 • Fax: (515) 462-2468 www.usbiowa.com FDIC Cert #14982 • Transit #73903150 Established: 1934 H/C: Madison Holding Company, Winterset, IA Number of Branches: 4 OFFICERS Jeffrey J. Nolan, Pres & CEO Gene C. Lange, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)......................$180,221 Total Securities ($000).................. $64,592 Total Loans ($000)...................... $105,427 Total Deposits ($000).................. $151,832 Tier 1 Capital ($000)..................... $20,750 Risk Based Cap Ratio (%).................17.19% Net Interest Margin (%)..................... 3.37% DIRECTORS David E. Trask Hal S. Chase James W. Mease Kimberly A. Townsend Marvin A. Eivins Michael E. Weiss Paul F. Cain S. James Smith Shane K. Pashek FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $82,390 Total Securities ($000).................. $25,248 Total Loans ($000)........................ $46,605 Total Deposits ($000).................... $75,257 Tier 1 Capital ($000)........................$6,873 Risk Based Cap Ratio (%)................ 14.28% Net Interest Margin (%)..................... 3.82% DIRECTORS Gene C. Lange Jeffrey J. Nolan John E. Casper Kevin DeRegnier Richard C. Burhuns Jr. Susan Chickering Page 90 • CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data WYOMING Citizens State Bank 114 West Main St • Wyoming, IA 52362 Phone: (563) 488-2211 • Fax: (563) 488-2226 www.csbwyoming.com FDIC Cert #11759 • Transit #73907952 Established: 1913 H/C: C.S.B. Holding Corporation, Wyoming, IA Number of Branches: 4 OFFICERS David C. Butterworth, Chm & CEO James P. Thines, Pres FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $93,388 Total Securities ($000).................. $39,910 Total Loans ($000)........................ $48,719 Total Deposits ($000).................... $67,482 Tier 1 Capital ($000)..................... $19,956 Risk Based Cap Ratio (%).................. 34.9% Net Interest Margin (%)..................... 3.91% DIRECTORS David C. Butterworth Gary P. Rix Geraldine F. Levsen James P. Thines Jerry Sorgenfrey Leo H. Ahrendsen Lynn E. Ahrendsen Michael J. Inglis YALE Farmers State Bank 201 Main St • Yale, IA 50277 Phone: (641) 439-2221 • Fax: (641) 439-6637 www.yalebankiowa.com FDIC Cert #9106 • Transit #73918323 Established: 1921 H/C: Yale Bancorporation, Yale, IA OFFICERS Douglas J. Hemphill, Pres & CEO David M. Whiton, Chm FINANCIAL STATEMENT - 11/2014 Total Assets ($000)........................ $46,378 Total Securities ($000).................. $16,892 Total Loans ($000)........................ $27,732 Total Deposits ($000).....................$41,497 Tier 1 Capital ($000)....................... $4,254 Risk Based Cap Ratio (%).................. 15.7% Net Interest Margin (%)..................... 3.81% DIRECTORS David M. Whiton David R. Deardorff Derek J. Hemphill Douglas J. Hemphill John A. Wilson Jordan L. Carstens CBI 2015 BlueBook - Data provided by SNL Financial [see Definitions on page 7] • November 2014 Data • Page 91