Individual Balance Sheet
PEN Thousand
Assets
Cash and due from banks
Cash
Deposits in Peruvian Central Bank
Mar-13
Dic-12
15,077,823
12,567,655
1,663,990
1,670,898
12,826,925
10,336,588
Deposits in banks and other local financial institutions
110,357
197,053
Deposits in banks and other foreign financial institutions
271,530
248,457
Clearing accounts
170,147
109,378
Other deposits
34,874
5,281
Interbank funds
284,647
32,408
Investments at fair value through profit and loss
117,017
121,587
Shares
Debt instruments
Commodities
Investments available for sale
Shares
Debt instruments
Investments held to maturity
Loans
Performing loans
Reestructured loans
Refinanced loans
Past due loans
Loans in legal collection
Allowances for loan losses
2,455
369
114,562
121,218
2,481,131
2,268,504
50,043
45,133
2,431,088
2,223,371
435,508
436,829
32,197,313
31,770,570
32,814,338
32,427,126
2,456
2,631
420,450
411,837
91,042
80,475
410,738
313,070
-1,541,711
-1,464,569
Derivatives
498,235
493,532
Hedging transactions
128,990
158,878
Accounts receivable
91,730
82,738
Accounts receivable from sale of goods and services and trust (net)
74,004
72,908
Other accounst receivable (net)
17,726
9,830
5,573
5,558
Assets seized
3,948
3,706
Assets recovered through legal actions
1,625
1,852
101,721
96,382
98,991
93,922
2,730
2,460
Assets seized, recovered through legal actions and unused
Participations
Subsidiaries
Associated companies and joint ventures
Others
-
-
Property, furniture and equipment (net)
713,857
684,997
Current tax
352,583
159,737
Deferred tax
380,129
376,448
Non - current asset held for sale
281
175
Other assets
204,631
458,139
Total assets
53,071,169
49,714,137
Liabilities
Obligations to the public
33,138,502
32,054,519
Demand deposits
9,516,221
9,237,770
Saving deposits
8,913,230
8,005,310
14,651,223
14,652,278
57,828
159,161
65,049
234,964
Term deposits
Other obligations
Interbank funds
Deposits from financial institutions and international financial organizations
Demand deposits
Saving deposits
Term deposits
Due to banks and correspondents
Peruvian Central Bank
Debt obligations with local organizations and financial institutions
Debt obligations with foreign financial institutions and international financial organizations
Other local and foreign debt and obligations
Securities, bonds and outstanding obligations
Derivatives
Hedging transactions
Accounts payable
Provisions
957,536
826,428
791,543
617,389
36,895
59,257
129,098
149,782
12,870,287
10,956,815
-
-
529,082
504,113
8,787,596
7,634,246
-
-
3,553,609
2,818,456
308,882
375,293
6,104
-
1,164,031
426,412
458,168
463,393
Provisions for contingents operations
71,630
70,371
Provisions for litigation and claims
13,723
11,506
372,815
381,516
Others
Current tax
-
Deferred tax
4,389
-
Other liabilities
188,781
148,228
Total liabilities
49,161,729
45,486,052
2,724,770
2,226,473
Equity
Capital stock
Aditional capital
-
-
Treasury shares
-
-
Reservs
Retained earnings
Net income
Equity adjustments
Total equity
Total liabilities and equity
846,813
302,738
35,119
722,352
33,743
1,245,517
-
3,909,440
4,228,085
53,071,169
49,714,137
Note: According to Resolution 7036-2012 Art. 4th, 2nd. Temporary and Numeral 4) For quarterly financial statements for 2013 (march, june and september) will not
be required comparative presentation. The comparative amounts presented are the best approximation of comparable financial statements for 2012.
Source: Superintendencia del Mercado de Valores
Individual Statemen of Income
From January 01 to March 31,
PEN Thousand
2013
Interest income
Cash and due from banks
2012
897,806
795,073
45,682
16,739
Interbank funds
364
321
Investments at fair value through profit and loss
768
1,228
23,193
32,961
Investments available for sale
Investments held to maturity
4,923
3,235
779,592
718,670
Hedging transactions
41,578
18,284
Accounts receivable
-
-
1,706
3,635
-270,721
-213,934
-152,177
-120,880
Interbank funds
-1,697
-2,200
Deposits from financial institutions and international financial organizations
-5,020
-2,015
-111,626
-85,742
Loans
Other financial income
Interest expense
Obligations to the public
Due to banks and correspondents
Peruvian Central Bank
Debt obligations with local organizations and financial institutions
Debt obligations with foreign financial institutions and international financial organizations
Other local and foreign debt and obligations
Fees and other charges for debts abd financial obligations
Securities, bonds and outstanding obligations
-
-
-7,692
-5,755
-62,218
-57,078
-
-
-1,298
-1,663
-40,418
-21,246
Accounts payable
-
Hedging transactions
-
-
-201
-3,097
627,085
581,139
Other financial expenses
Gross financial margin
(-) Provisions for loan losses
-
119,589
79,674
Net financial margin
507,496
501,465
Income from financial services
170,211
177,881
44,081
41,356
Income from contingent operations
Income from trusts and administrations
614
655
Income from various financial services
125,516
135,870
-29,317
-28,229
Expense from financial services
Expense from contingent operations
Expense from trust and trust services
-2
-
-
-
Insurance deposit premiums fund
-10,350
-9,203
Expense from various financial services
-18,965
-19,026
648,390
651,117
92,365
62,132
Net financial margin net from income and expense from financial services
Result from financial operations (Non interest income)
Investments at fair value through profit and loss
Investments at fair value through profit and loss
Investments in commodities
Investments available for sale
-218
-
-218
-
-
-
7,278
768
Derivatives
70,460
5,851
Results for hedging transactions
-7,118
2,315
Gain (loss) in participations
7,463
6,551
Income - loss in foreign exchange
9,796
41,125
Others
4,704
5,522
740,755
713,249
Operational margin
Administrative expenses
-298,135
-256,312
Personnel and director's expenses
-144,986
-132,974
Expense for third parties services
-143,519
-113,142
Taxes and contributions
-9,630
-10,196
Depreciation and amortization
-18,995
-16,489
Net operational margin
423,625
440,448
Assets valuation and provisions
Provisions for contingent operations
Provisions for accounts receivable
4,504
38,336
-2,842
24,172
3,733
12,578
Provisions for foreclosed and recovered assets
716
674
Provisions for non - current assets held for sale
-
-
Impairment of investments
-
-
Depreciation of properties, furniture and equipment
-
-
Impairment of intangible assets
-
-
Provisions for litigation and claims
-
-
Other provisiones
2,897
912
Results of operations
419,121
402,112
Other income and expenses
-4,412
-1,754
414,709
400,358
-111,971
-100,644
302,738
299,714
Basic earning (loss) per share
0.110
0.130
Diluted earning (loss) per share
0.110
0.130
Income before income tax
Income tax
Net income
Note: According to Resolution 7036-2012 Art. 4th, 2nd. Temporary and Numeral 4) For quarterly financial statements for 2013 (march, june and september) will not be
required comparative presentation. The comparative amounts presented are the best approximation of comparable financial statements for 2012.
Source: Superintendencia del Mercado de Valores