Ryder Finance Lease
A simpler approach to a better fleet
Upgrading or expanding your commercial fleet is critical to your business success. Without the right guidance, it can
often become a lengthy and complicated investment activity. Choosing the right partner helps you get a customized
financing solutions for your transportation needs.
Manage your capital and
your balance sheet
How you invest in your vehicles can
impact your company’s financial
performance. If you are looking for
a smart way to refresh or upgrade
your fleet, we can help. By taking
advantage of a Ryder Finance Lease,
you can stabilize cash flows, reduce
capital expenditures, control the size
of your balance sheet, avoid using
existing liquidity and enjoy predictable
payments. Depending on your particular
situation, you can choose to keep
vehicles on or off your balance sheet;
it’s your choice.
Leverage our experience in
fleets and leasing
Ryder Finance Lease provides a simple
one-stop solution that benefits both your
financial and transportation objectives:
•• Ryder’s expansive and extensive
relationship with OEMs and
partnerships with banks
•• Expert vehicle specification and
acquisition services
•• Professional preventative
maintenance through Ryder’s vast
service network
•• Customized financing options based
on your particular needs
•• Minimized capital investment for
upgrade of aging vechicles
•• Competitive rates from experienced
lease financiers
Qualified financial partners who
want your business
Simplify vehicle financing and make
the entire process more efficient.
From the initial contact to the closing
paperwork, you will benefit from
Ryder’s relationships with experienced
banking partners and the personal
assistance you will receive throughout
the financing process. You get new
vehicles quickly with the best marketbased lease terms.
Power of the Ryder-OEM relationship
Ryder’s long-standing partnerships
with leading manufacturers provide
you with access to the industry’s leading
technology – whether it’s the most fuelefficient engine or a more ergonomic body
design. What’s more, Ryder helps you
increase efficiency and decrease costs by
offering the latest technological advances
and the vehicle configuration that’s right
for you.
Ryder Lease
Finance
Stay competitive by leveraging Ryder’s experience in vehicle specifications
Built-in maintenance benefits
your lease deal
Your Ryder Finance Lease comes with
a top-of-the-line built-in maintenance
program to keep your new leased vehicles
in peak condition. Ryder Preventative
Maintenance ensures the reliability of
your leased fleet and enhances its residual
value at the end of the lease terms.
Leave the disposal to Ryder
We offer a world class maintenance
program and a used vehicle network
that will assist you throughout the life
of your lease. Because the bank knows
your vehicles are well maintained at the
end of the lease, residual value for your
vehicle will typically be higher, resulting
in lower payments. When your lease
expires, you’re done, with no surprises
or problems.
Learn more today
As a fleet management innovator for
nearly 80 years, Ryder helps you deliver
top-of-the-line service with bottom-line
savings and one-stop simplicity.
Ryder has developed the Fair Market
Value (FMV) and Terminal Rental Adjust
Clause (TRAC) leasing options to better
serve your financing needs. To learn
more, please review the finance leasing
options below.
Ryder FMV Lease
Maybe the best option for your fleet is a closed-end lease with no down payment and 100 percent financing. The Ryder Fair Market
Value Lease (FMV) helps customers who want lower monthly payments as an alternative to buying and financing needed vehicles.
The FMV Lease is best if you want:
FMV Lease benefits:
Options at end of FMV Lease
•• New vehicles without the commitment
•• Improved cash flow from lower payments
•• Renew with new vehicles
•• A cost-effective payment structure
•• Leasing improves your balance sheet
•• Choose to purchase your
of ownership
•• The choice of floating or fixed rates
finance ratios
•• The flexibility of fixed and variable payments
•• A closed-end lease
leased vehicle
•• Work with Ryder on an upgrade
or replacement
•• Turn in the leased vehicle
Ryder TRAC Lease
The Terminal Rental Adjust Clause (TRAC) lease lets you purchase the equipment at lease end for a predetermined price.
This tax-oriented lease is a smart financing option if you want to own the units when the lease is done.
The TRAC Lease is best if you want:
TRAC Lease benefits:
Options at end of TRAC Lease
•• Own your vehicles at the end of the lease
•• Your purchase option is determined up front
•• Purchase your equipment at a set price
•• Know what your purchase costs will be at
•• Lower monthly payments when you
the end of your lease
•• Acquire lease-end vehicles with a known
maintenance history
•• Keep your end-of-lease options flexible
choose leasing
•• Predictable, lower payments improve
cash flow
•• Fixed and variable payment structures
give you an option
1-800-RYDER-OK (1-800-793-3765)
www.ryder.com
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•• Continue the leasing agreement
•• Return your equipment without
commitment to purchase