PP10551/07/2012 (030567) 14 Mar 2012 MALAYSIA EQUITY Investment Research Daily Company Update The Research Team +60 (3) 9207 7688 research2@my.oskgroup.com Padini Holdings Rising to The Occasion BUY Fair Value Previous Price RM1.80 RM1.80 RM1.45 CONSUMER /RETAIL Padini is involved in the retailing of apparel, footwear and accessories. Stock Statistics Bloomberg Ticker Share Capital (m) Market Cap 52 week H | L Price 3mth Avg Vol (000) YTD Returns Beta (x) PAD MK 657.9 954.0 1.59 0.82 1,826.2 33.0 1.23 Shariah Compliant YES Major Shareholders (%) 44.0 5.0 Yong Pang Chaun Skim Amanah Saham Bumiputera Share Performance (%) Month Absolute 1m 20.6 3m 47.7 6m 74.0 12m 51.8 Relative 10.6 28.2 46.7 28.4 6-month Share Price Performance We recently had a follow-up visit to Padini, which is one of our Top Buys for 2012. We continue to like the stock’s resilient performance amid an increasingly turbulent operating environment. Despite the volatility in cotton prices and intense competition in the retail space, we remain confident that the company’s high inventory and wider retail network relative to its peers will hold it in good stead. Maintain BUY, with a FV of RM1.80, based on 14x FY12 EPS. Gaining prominence. After providing 3 Good reasons (Good track record, Good growth story and Good pricing) why investors should like Padini in our previous report, the share price has rallied by a strong 13.3% to RM1.45 in just one month. Although the volatility in cotton prices and entry of new competitors might affect garment retailers in general, we continue to believe that Padini will stand strong amid the tough environment given its high inventory level and wide network of outlets versus its peers. Unfazed by the challenges ahead. From a macro perspective, India‟s cotton export ban will definitely affect textile and garment retailers but we believe Padini will be able to weather the storm in view of its high level of inventory and cash pile. The entry of big overseas retailers such as Top Shop, Zara, MNG, Cotton On and Uniqlo in recent years has certainly raised the bar for local garment retailers. Another fashion retailer, Hennes & Mauritz‟s (H&M), will also open its first store in Malaysia this year. We think that Padini‟s strong retail network and wide customer base will continue to support its growth, although the competition is becoming tougher. Spreading its wings overseas. FJ Benjamin Holdings, an industry leader in brand building and management, and the development of retail and distribution networks, has approached Padini with the view to franchising the “Vincci” brand (under the brand name of „VNC‟) in Indonesia. The VNC franchise stores in Indonesia have been languishing due to pricing problems relating to a luxury tax on its products. The discussions are still at the early stage but if the deal goes through, it would see Padini making a significant breakthrough in expanding overseas. Similarly, the group is also in the midst of revamping its franchisee model in Thailand. Maintain BUY. Going forward, the group aims to introduce apparel based on overseas styles and fashion at a faster pace to Malaysians by ramping up its efficiency and come up with new garments in 3 to 4 weeks. Maintain BUY, with the stock‟s fair value unchanged at RM1.80. 1.80 1.60 1.40 1.20 1.00 0.80 0.60 0.40 0.20 0.00 Sep-11 Oct-11 Nov-11 Dec-11 Jan-12 Jan-12 Feb-12 FYE June (RMm) FY09 FY10 FY11 FY12f FY13f Revenue Net Profit % chg y-o-y Consensus EPS (sen) DPS (sen) Dividend yield (%) ROE (%) ROA (%) PER (x) BV/share P/BV (x) EV/EBITDA (x) 475.5 49.5 18.7 7.3 2.7 1.9 24.3 17.1 19.8 0.30 4.8 10.7 518.8 61.0 23.1 9.0 3.0 2.1 26.0 17.1 16.1 0.35 4.2 8.1 568.5 75.7 24.2 11.2 4.0 2.8 26.8 17.0 12.9 0.42 3.5 6.9 668.7 86.2 13.9 81.6 12.8 6.1 2.8 26.3 17.6 11.4 0.48 3.0 5.9 738.9 97.1 12.7 90.6 14.4 5.7 3.2 25.2 17.6 10.1 0.57 2.5 4.7 OSK Research | See important disclosures at the end of this report 1 OSK Research The Challenges Ahead 1) Cotton Export Ban Oops, India does it again. India, the world‟s second largest cotton exporter with a global market share of about 20%, banned its cotton exports on 5 March 2012. It last suspended cotton shipments on 21 April 2010, and that lasted until 31 Oct. The international Cotton Association (ICA) stated that this will have serious ramifications on world cotton trade. On 12 March, India partially ended the one-week ban on exports after protests from growers, traders and China, its biggest customer. The exports registered before the ban will be revalidated within 10 days but no new registrations will be allowed until further notice. The ban will result in supply shortages that will directly hit the global garment industry, especially with China‟s textile industry being the largest buyer of India‟s cotton. Padini’s high inventory will save the day. Padini will be impacted by the cotton ban to a certain degree, but the group has cautiously stocked up on inventory over the past two years. Management stocked up as it was concerned over the volatility of cotton prices and as a result, Padini now has a higher inventory compared to its peers. Such foresight has allowed the company to mitigate the risks arising from India‟s cotton export ban. In the worst case of a prolonged supply shortage, cash-rich companies like Padini will have no problem securing products as they can pay up-front. While the company will not be completely shielded from rising cotton prices, its margins and market share should at least hold up better against most of its peers. The group will normally keep five months of inventory, and such high inventory levels will likely normalize in the future. Figure 1: Padini’s inventory level 250 RM'm Figure 2: Inventory levels of peers RM'm 180 160 200 140 150 120 100 100 80 60 50 40 20 - 1QCY10 2QCY10 3QCY10 4QCY10 1QCY11 2QCY11 3QCY11 4QCY11 0 Padini Cheetah Bonia Voir *As of FY11 Source : Annual Report Source : Annual Report, Bloomberg 2) More Competitors H&M is coming to town. Swedish fashion retailer, Hennes & Mauritz‟s (H&M), will open its long-awaited maiden store in Malaysia at Lot 10 in Bukit Bintang this year. This will be followed by Abercrombie & Fitch‟s (a US casual wear retailer) entry into Malaysia. Over the years, the influx of foreign retail brands, namely Top Shop, Zara and MNG and more recently Cotton On and Uniqlo, into the local retail market has spiced up the shopping scene in Malaysia. Padini has wider coverage, clientele. With rising competition from both local and also foreign established brands, Padini expects to defend its dominant position with its extensive network throughout Malaysia. Most of the foreign fashion players‟ outlets are concentrated in the Klang Valley and the number of stores opened is somewhat limited. Home-grown brands like Padini have a broader network of outlets not only in the Klang Valley, but also in the relatively untapped cities such as Kuching and Kota Bharu. The group is opening three Brands Outlets and three multi-brand concept stores in 2HFY12, increasing its retail floor space by OSK Research | See important disclosures at the end of this report 2 OSK Research approximately 66,000 sq ft. The Brands Outlet, catering to the mid-range to lower-end shoppers currently not served by the other brands, will also attract value-oriented customers in the future. Thanks to its wide network coverage and clientele, we believe the group will reign in an increasingly competitive landscape. Figure 3: Fashion retailers’ outlets in Malaysia Brands Outlets in Malaysia Origin Cotton On 5 Australia MNG 16 Spain Padini 235 Malaysia Topshop 8 UK Uniqlo 3 Japan Zara 6 Spain *As of FY11 figures Source: Company website OSK Research | See important disclosures at the end of this report 3 OSK Research EARNINGS FORECAST FYE June (RM m) Turnover EBITDA PBT Net Profit EPS (sen) DPS (sen) FY09 FY10 FY11 FY12f FY13f 475.5 88.8 67.6 49.5 7.3 2.7 518.8 109.2 86.3 61.0 9.0 3.0 568.5 128.5 105.1 75.7 11.2 4.0 668.7 147.1 118.1 86.2 12.8 6.1 738.9 166.3 133.1 97.1 14.4 5.7 Margin EBITDA (%) PBT (%) Net Profit (%) 18.7 14.2 10.4 21.0 16.6 11.8 22.6 18.5 13.3 22.0 17.7 12.9 22.5 18.0 13.1 ROE (%) ROA (%) 24.3 17.1 26.0 17.1 26.8 17.0 26.3 17.6 25.2 17.6 75.9 208.2 289.4 81.8 126.4 3.5 204.0 Net cash 80.8 264.3 356.6 111.4 153.0 10.9 234.3 Net cash 83.6 349.8 444.4 138.0 211.8 23.7 282.7 Net cash 95.3 381.7 490.1 135.3 246.4 16.6 327.5 Net cash 92.2 447.9 553.1 145.8 302.1 11.6 385.8 Net cash Balance Sheet Fixed Assets Current Assets Total Assets Current Liabilities Net Current Assets LT Liabilities Shareholders Funds Net Gearing (%) OSK Research | See important disclosures at the end of this report 4 OSK Research OSK Research Guide to Investment Ratings Buy: Share price may exceed 10% over the next 12 months Trading Buy: Share price may exceed 15% over the next 3 months, however longer-term outlook remains uncertain Neutral: Share price may fall within the range of +/- 10% over the next 12 months Take Profit: Target price has been attained. Look to accumulate at lower levels Sell: Share price may fall by more than 10% over the next 12 months Not Rated (NR): Stock is not within regular research coverage All research is based on material compiled from data considered to be reliable at the time of writing. However, information and opinions expressed will be subject to change at short notice, and no part of this report is to be construed as an offer or solicitation of an offer to transact any securities or financial instruments whether referred to herein or otherwise. We do not accept any liability directly or indirectly that may arise from investment decision-making based on this report. The company, its directors, officers, employees and/or connected persons may periodically hold an interest and/or underwriting commitments in the securities mentioned. 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